Law School Funk

DAR Application for Land Transfer Clearance

noreply@blogger.com (Unknown) — Tue, 14 Jun 2022 08:46:00 +0000

Application for Land Transfer Clearance

Editable and in Microsoft Word

DAR Request Letter

noreply@blogger.com (Unknown) — Tue, 14 Jun 2022 07:03:00 +0000

Requesting for a DAR Clearance?

Use the DAR Request Letter below.

DAR Request Letter format sample in Microsoft Word.

2015 Philippine Bar Exam Result

noreply@blogger.com (Unknown) — Tue, 03 May 2016 05:43:00 +0000

2015 Bar Exam Results

1. ABAD, Leslie Glenne C

2. ABAD, Rachel Ann Katrina P

3. ABEL, Jhoanna Marie M

4. ABELARDO, Mark Joseph B

5. ABELLA, Sonny Xavier S

6. ABELLANA, Lutche V

7. ABELLON, Mary May A

8. ABIAD, Shirley Ann N

9. ABIERA, Jose Sandino B

10. ABIERA, Rose Anne L

11. ABIOG, Ro Megan Lea B

12. ABOLAIS, Nurhainie S

13. ABREGANA, Dhetty Joy B

14. ABRIL, Donn Ed Martin A

15. ABRUGENA, Ma. Ann Klaudine C

16. ABSIN, Patrick Bryan E

17. ABU, Arik Aaron C

18. ABUBAKAR, III, Ismael G

19. ACASIO, Michael T

20. ACAYLAR, Cattleya B

21. ACEBEDO, Rafael Antonio M

22. ACEDILLA, Salvador V

23. ACORDA, Rosechelan Charity G

24. ACOSTA, Julius Patrick C

25. ADALEM, Jay Paolo C

26. ADAMI, Cherryl S

27. ADAO, Mica Maurinne M

28. ADIA, Iris Jazelle P

29. ADORDIONICIO, Shaira P

30. ADRALES, Judessa Mae D

31. AG-AGWA, Rassel Leah A

32. AGA, Greg Mari M

33. AGADER, Charisse Ann C

34. AGADIER, Ickey Rod T

35. AGANAP, Elizabeth Anne Y

36. AGAS, III, Felicisimo F

37. AGATEP, Christopher Lauren R

38. AGBAYANI, Juan Paolo C

39. AGDAMAG, Joseph Giancarlo C

40. AGOOT, Ryan D

41. AGOR, Ariel L

42. AGSAULIO, Janette I

43. AGUHOB, Rachiene C

44. AGUILAR, Jayson C

45. AGUILERA, Kim Angerie B

46. AGUS, Yehlen C

47. AGUSTIN, Rona Rikka Angel G

48. AIDA, Akemi B

49. ALABAT-TORRALBA, Joan B

50. ALAGBAN, Aiken G

51. ALARILLA, Francesca Camille L

52. ALBA, Jhony Martin J

53. ALBA, Jonathan S

54. ALBOR, Raphaela G

55. ALCANTARA, Kriseth M

56. ALCANTARA, Raymond P

57. ALCARAZ-FRANCISCO, Romie Rose T

58. ALDUESO, Hyacinth B

59. ALEJO, Jeffry A

60. ALENTON, III, Gregrio R

61. ALFONSO, Maria Josefina R

62. ALICANDO, Krister Shaun Prinz M

63. ALIGORA, Cecille S

64. ALIM, Mohammad Fyzee P

65. ALIMODIAN, Cherryl B

66. ALIVIO, Hanes Louise M

67. ALIX, Keeshia Alyanna H

68. ALIÑO, Jacqueline Leoncia M

69. ALLAS, Aira Kristina M

70. ALLAS, Lyra Cecille V

71. ALMADRO, Mary Katherine C

72. ALMARIO, Carlo Inocencio F

73. ALMEIDA-YAP, Kaye I

74. ALOJADO, James Patrick O

75. ALON, Veronica O

76. ALONZO, Fernando B

77. ALTURA-FERNANDEZ, Felylou A

78. ALVAREZ, Ma. Jessa M

79. ALYASA, Nadjera A

80. AMADOR, Ronald S

81. AMANTILLO, Anne Marie Joy B

82. AMEDA, Kenjie C

83. AMON, Paul Elbert E

84. AMOROSO, Love G

85. AMPONG, Alpha Grace P

86. AMWAO, Glory Pearl D

87. ANASTACIO, Dave Oliver P

88. ANDERSON, Mandy Therese M

89. ANDRES, Robert Joseph M

90. ANG, Jenica S

91. ANG, Marilen R

92. ANGUB, Tani M

93. ANSALAN, Ma. Pamela Aloha C

94. ANTONIO, Mona Liza D

95. ANTONIO, Robinson G

96. ANUGOT-MELO, Joan F

97. ANUNCIO, Rosalyn Ruth S

98. ANZO, JR., Nilo M

99. ANZURES, Jacquelyn Ann Marie G

100. APAD, Rachell C

101. APIGO, Reshel Amor D

102. APODERADO, JR., Ernesto A

103. APOLONIO, Julie Belle A

104. APOSTOL, Danielle D

105. AQUINO, Alexis Ann V

106. AQUINO, Andrei Laurence V

107. AQUINO, Gil Anthony E

108. AQUINO, Shiena Angela DR

109. ARAFAG, Karen B

110. ARANAS, Agnes B

111. ARANETA, Alfrederick C

112. ARBOLADO, Jan Michael V

113. ARBOLADURA, Mary Grace S

114. ARCEGA, Baby Perian R

115. ARCEO, Reginald M

116. ARCILLAS, Rosela N

117. AREJOLA, Ralph Raymond P

118. AREJOLA, JR., Romeo P

119. ARELLANO, Loriejay D

120. ARELLANO, Raysun R

121. ARIETE, Richard A

122. ARIÑAS, JR., Marianito B

123. ARNADO, Sedfrey Jay M

124. ARQUILLO, Buena G

125. ARRIESGADO, Ranier O

126. ARROYO, Laarni Gay C

127. ARTAIZ, Luis Alfonso E

128. ARUGAY, Glory Grace J

129. ASAMA, Jennifer T

130. ASCAÑO, Bon Gerard D

131. ASISTIDO, Andrei T

132. ASLOR, Gilbert P

133. ASORIO, Shiela Mae S

134. ASPILAN, William, Jr. P

135. ASUNCION, Mark Anthony A

136. ASUNCION, Ria Vanessa DS

137. ASUNCION, JR., Dionicio R

138. ATIBAGOS, II, Jose A

139. ATIENZA, Elaine A

140. ATILLO, Maria Olivia Ana R

141. ATRILLANO, Ervin Shaun S

142. AUSTRIA, Jessa F

143. AVELLANO, Jenny Rose G

144. AWATIN, Meliza Ann R

145. AYAP, Manuel C

146. AZARCON, Jerome T

147. AZIS, Jauhari C

148. AZURIN, Paula Beatriz L

149. BABATE, Gerard D

150. BABOR, Mark Christopher A

151. BACANI, Bianca Mae Y

152. BACANI, Luigi A

153. BACULI, Adolf Kissenger P

154. BACULO, Tyron Kim D

155. BADILLO, JR., IV, Avelino C

156. BADUA, Kristine F

157. BADUA, Ma. Jhunelle A

158. BAER, Rizsa Rose S

159. BAGALACSA, Omar V

160. BAGGAY, Joefer B

161. BAGUL, Sharmila R

162. BAKER, Kathlyn A

163. BALABA, Jean Charity C

164. BALADBAD, Mayer B

165. BALAGOT, Jessie C

166. BALAGTAS, Carl Edison M

167. BALAGTAS, Nest Deo L

168. BALAHADIA, Arrabelle Anne Carlene E

169. BALAIS, Ryan E

170. BALARES, Her Lynn F

171. BALAUAG, Kim L

172. BALBERAN, Germarie I

173. BALBOA, Donna Ann T

174. BALBON, Cretchen B

175. BALBUENA, Julius Ceasar M

176. BALDONADO, Kathy Florence M

177. BALDONADO, Nelson Kevin G

178. BALDUEZA, Ma. Luz Concepcion M

179. BALINGIT, Ana Ria G

180. BALINGIT, Jessica Marie S

181. BALITE, Paul Heherson M

182. BALJON, Al Whilan A

183. BALLEDO, Brando T

184. BALLESTA, Ma. Norma S

185. BALLESTEROS, Chelsea Joyce C

186. BALMEDIANO, JR., Jimmy N

187. BALTAZAR, Kimberly C

188. BALUGO, Percival M

189. BALUYUT, Maria Corazon O

190. BANAKEN, Jula A

191. BANASEN, JR., Robert V

192. BANATAO, April Rose Y

193. BANGANAN, Kristen Gay M

194. BANIQUED, Astrid Arielle I

195. BANIQUED, Janet D

196. BANTIGUE, Mark Aldrin Josel D

197. BANTUG, Maria Teresa Margarita Beatriz D

198. BANZON, Kris Marian D

199. BARATETA, Franco David B

200. BARCENA, Hanna H

201. BARCENA, Mike Joseph V

202. BARCENAS, Karl Rainier R

203. BARILLO, Frederick R

204. BARO, Gerald Dick B

205. BARONA, Hera Aiza Marie A

206. BARRAMEDA, Jener B

207. BARREDA, Marie Ronette Salve E

208. BARREDO, Edward B

209. BARRETTO, Eloisa R

210. BARRETTO, Miguel Angelo T

211. BARRIDO, Noliver F

212. BARRON, Anna Lea A

213. BARROZO, Shiela Joanne T

214. BARSAGA, Delbert John Z

215. BAS, Marc Arthur I

216. BASA, Heaven Leigh P

217. BASAN, Emelita C

218. BASCARA, Liselle Angela I

219. BASCO, Lisa C

220. BASUNGIT, Antonio, Jr. L

221. BATAC, Catherine L

222. BATICADOS, Paul Ivan R

223. BATONGHINOG, JR., Minrado DG

224. BATULA, Vanessa D

225. BAUTISTA, Bjorn Jorrell A

226. BAUTISTA, Cecille Catherine A

227. BAUTISTA, Justa Aurea G

228. BAUTISTA, Khersien Y

229. BAUTISTA, Marian Wilma H

230. BAUTISTA, Rodmel L

231. BAUTISTA, Sherlyn Lourdes T

232. BAUTISTA, Sid Angelo M

233. BAY-AN, Jayran Lowen D

234. BAYA, Hanie Lou A

235. BAYALAS, Brendale S

236. BAYON, Paula Bianca C

237. BAÑEZ, Laarni E

238. BEBELONE, Diana Mae R

239. BEBLANIAS-PILI, Retchie B

240. BECINA, Garret Neil A

241. BEDRIO, Julie Ann A

242. BEJER, Jomarie Christie G

243. BELARMINO, II, Jose Amelito S

244. BELDEROL, John Alexander S

245. BELDUA, Kenneth Vincent P

246. BELEN-GARRO, Liddy Jane C

247. BELLEN, Erwin B

248. BELLINGAN, Gracelyn E

249. BELTRAN, Rochezka Bianca R

250. BENITEZ, Paolo M

251. BERGANTIN, Kenneth Yves C

252. BERMAS, Joanalen G

253. BERMUDEZ, Dominic O

254. BERMUDO, Johanna Marie B

255. BERNARDO, John Michael A

256. BERNARDO, Paolo Miguel Q

257. BEROS, Madelyn C

258. BEÑAS, Frediswenda B

259. BIAG, Luigi L

260. BIALA, Dan Paul C

261. BIAS, Marcos E

262. BIAY, Kristian A

263. BIDES, Reden B

264. BIGAY, Daryl Jacob F

265. BINALLA, Jeremy Kay D

266. BISCAYDA, Kristel Joy P

267. BISNAR, Ryan Ric B

268. BITON, Johnbee R

269. BLANCO, Paul Danico C

270. BOAGING, Anthonette A

271. BODIONGAN, Glein Mark L

272. BOHOL, Dennis S

273. BOLA, Lorelei P

274. BOLANTE, Jose Roberto D

275. BONAOBRA, Ma. Evanor B

276. BONAVENTE, Arianne Q

277. BONGALON, Hendrix C

278. BONIFACIO, JR., Romeo E

279. BONTO, Renato R

280. BONTUYAN, Alvin G

281. BORBE, Magdalena A

282. BORILE, Ronald S

283. BORINAGA, Joey M

284. BORLASA, Renato B

285. BORRES, Abegail Mari F

286. BOÑAGA, Juliet V

287. BRAGADO, Cassandra I

288. BRIEVA, Rickee Gerald D

289. BRIONES, Keith Francis R

290. BRIONES, Lorenzo Jared J

291. BRISTOL, Murli Manohar Das E

292. BUAN, Noelle Jenina Francesca E

293. BUAN, Princess L

294. BUCA, Julie Merriam L

295. BUCCAT, JR., Honorio G

296. BUELA, Krisha Marie T

297. BUENAVENTURA, Aiza B

298. BUENAVENTURA, Ronel U

299. BUENCONSEJO, Lee Ann P

300. BUENO, Karen Ann S

301. BUESER, Jan-michael C

302. BUGAYONG, Monica G

303. BULAC, Katherine Grace C

304. BUNA CRUZ, Greta M

305. BUSAL, Hail O

306. BUSTAMANTE, Darniel R

307. BUSTONERA, Maria Carmela D

308. BUSWAY, Julius A

309. BUTED, Mabel L

310. CABADING, Maria Corazon V

311. CABALLERO, Cliford C

312. CABALLERO, Krisna Samantha T

313. CABALZA-NAPOLES, Maria Annely I

314. CABANLAS, Melanie Mae C

315. CABARRUBIAS, Donna Marie P

316. CABATU, Ricky Boy V

317. CABBUAG, Karla A

318. CABERGAS, Mary Anne S

319. CABILE, Kiarra Nastazsa Adrienne A

320. CABILI, Karl T

321. CABRAL, David Rence R

322. CABRALES, Diana May V

323. CABUNOC, Pearl Joan M

324. CAC, Corina P

325. CADAG, Maria Donnabelle M

326. CADIATAN, Jonah Liz A

327. CADIZ, Jethro Jed S

328. CADWISING, Rachanne C

329. CAGUIOA, Leon Maria Angel P

330. CAGURANGAN, JR., Tranquilino R

331. CAHILOG, Kent Joel T

332. CAINDAY, Jennebeth Kae B

333. CALALO, Mara Erna Azalea F

334. CALDINO, Hannah V

335. CALITIS, Niño Jandy P

336. CALIZO, Ruby Ann D

337. CALLUENG, Rene A

338. CALMARES, Ian J

339. CALO, Ma. Lorena L

340. CALUGAS, Ronelo C

341. CAMACHO, Christopher Renier C

342. CAMAT, Rocel Ann Dolores M

343. CAMBRI, Romar B

344. CAMINADE, Richard Rey T

345. CAMINO, Marie Louise N

346. CAMIÑA, Gerard Martin S

347. CAMPILLA, Adrian B

348. CAMPOS, Martin Rosendo L

349. CANCIO, James Francis M

350. CANDAO, Fahd A

351. CANONCE, Katrina B

352. CAPILI, Amorie Carla B

353. CAPINPIN, Jaymie D

354. CAPOCYAN, Genesis D

355. CAPON, Donn Serpico C

356. CAPUCHINO, II, Hermenegildo C

357. CAPUNO, Raegan L

358. CAPUYAN, Kevin Kaizer Dave K

359. CARAIG, Jane Donna C

360. CARANDANG, Airene P

361. CARANDANG, Nina Herschelica L

362. CARBONELL, Zhanika Marie O

363. CARDINES, Alvin P

364. CARIAGA, JR., Constancio P

365. CARILLO, Palma Clarissa V

366. CARINGAL, Kristia Lorraine V

367. CARIÑO, Charlotte M

368. CARIÑO, Marianne M

369. CARPENTERO, William G

370. CARRILLO, JR., Crisanto C

371. CARROLLO, JR., Clemente L

372. CARUÑGAY, Joy Samantha G

373. CASABAR, Ryan Armand L

374. CASADOR, Althea Mae P

375. CASIAO, Nanet S

376. CASIHAN, Ma. Isabelita R

377. CASIMPAN, Cybele Arianne Lee J

378. CASTILLO, Leah Francesca M

379. CASTILLO, Sherryl Joy N

380. CASTILLONES, Pacifico Ismael M

381. CASTRO, Jennifer Marie G

382. CATACUTAN, Darlene J

383. CATALUÑA, Lesly Ann J

384. CATANI, Ritchel S

385. CATAPANG, Kaye Danica H

386. CATARMAN, Piña Luz P

387. CATIPON, Ivy O

388. CAÑADA, Kaitlin Mary Cor L

389. CEMINE, Vivienne Jonnah R

390. CENGCA, Ma. Kristine Gay M

391. CEPIDA, Ericson T

392. CERO, Iris Fatima V

393. CEZAR, Karen Bianca Angeli S

394. CEZAR, Mark Jacinto D

395. CEÑIDOZA, Kriszanne Cerrise P

396. CHAN, Christian Philip B

397. CHAN, Hannah Isabella P

398. CHAN, Hobart H

399. CHAN, Jan Franz Norbert Joselito A

400. CHAN, Luigine Christi C

401. CHATTO, Ruby Jean G

402. CHAVEZ, Abigael R

403. CHAVEZ, Charlemagne Rae P

404. CHAVEZ, Cheysson A

405. CHAVEZ, Jino Karlo M

406. CHAVEZ, Marian Camille E

407. CHING, Maria Adela C

408. CHIONG, Darwin V

409. CHUA, Angelica A

410. CHUA, Gladys Kaye L

411. CHUA, James Michael T

412. CHUA, Jantzen Joe C

413. CHUA, Jeremy Ryan C

414. CHUA, Kara Mae Aurora R

415. CIMATU, Maria Faiva S

416. CIRUELOS, Mary Grace B

417. CIRUNAY, Sonny Paul R

418. CLAREZA, Kathleen May O

419. CLEOFAS, Benz G

420. CO, Anna Margarita K

421. CO, Jessica Anne G

422. CO, Jon Eric G

423. COBANKIAT, Camille N

424. COBARRUBIAS, Maria Graciela C

425. COKALIONG, Chesna Y

426. COLIS, Roselette Ann A

427. COLLADO, JR., Manolyn A

428. COLLE, Kristine Keith N

429. COMACASAR, Farhanisah D

430. COMAGUL, Aliah M

431. COMENDADOR, Jona Mae C

432. COMIA, Antonette T

433. COMIA, Trixy L

434. CONALES, Zulikha Marie S

435. CONCEPCION, Alain Kris C

436. CONCEPCION, Halie C

437. CONCEPCION, Warren B

438. CONCORDIA, Carlo Miguel SP

439. CONEJOS, Rafael Lorenzo G

440. CONSIGNADO, Mailyn P

441. CONTRERAS, Florence N

442. CORALES, Francis Paul T

443. CORDOVA, William B

444. CORRALES, Marlon M

445. CORREA, Ma. Criselda B

446. CORRIGE, Rency Y

447. COSICO, Michiko V

448. CRON, Clarizza D

449. CRUZ, Christine Bernadette U

450. CRUZ, Giancarlo A

451. CRUZ, Novy Marie S

452. CRUZ, Rheena Lyn L

453. CRUZ, Roxanne Marie Q

454. CRUZ, Tzeitel Christine DG

455. CRUZ, Xinia Carmela B

456. CRUZ, JR., Romeo B

457. CUA, Michael Pio V

458. CUANAN, Arjay Louie Eu B

459. CUDIA, Jane Victoria A

460. CUERDO, Winnie Anne S

461. CUEVAS, Julius N

462. CUEVAS, Leslie Joy L

463. CUISON, Melvin John Q

464. CUNANAN, Marco Polo E

465. CUPIN, Rosemarie Louise C

466. DABALOS, Kristina P

467. DACANAY, Ma. Cecilia Y

468. DACAY, Ernie Jerome Q

469. DAGBAY, Stacykitz J

470. DAING, Paul Patrick D

471. DALANAO, Gretchen Joy G

472. DANAO, Vic Darryl A

473. DANTES, Edmond V

474. DAPAING, Emman Rey F

475. DATU, Sabrina C

476. DATUDACULA-GURO, Farhana G

477. DAVID, Dennice Erica L

478. DAVID, Mike Gerald C

479. DAYAG, Richard G

480. DAYTO, Mary Grace S

481. DE ALBAN, Marlon Joseph M

482. DE BORJA, Esperanza Angela A

483. DE CASTRO, April P

484. DE CASTRO, Ian Julius S

485. DE CHAVEZ, Karren Mae C

486. DE DIOS, Kennex P

487. DE GUZMAN, Christopher Tom C

488. DE GUZMAN, Daisy Joy R

489. DE GUZMAN, Errica Marie N

490. DE GUZMAN, Jarren Neil D

491. DE GUZMAN, Kathleen Kay A

492. DE GUZMAN, Maria Corazon Y

493. DE GUZMAN, Sabrina Louise M

494. DE GUZMAN, Sheila O

495. DE JESUS, Charisma Michelle L

496. DE JESUS, Ramil F

497. DE LA CRUZ, Fatima Nica Q

498. DE LA CRUZ, Rhodalyn P

499. DE LA FUENTE, Dyan Angela A

500. DE LA PAZ, Anna Cristina B

501. DE LA SERNA, Christian Borg J

502. DE LEON, Diwata DR

503. DE LEON, Jenny Marie T

504. DE LOS SANTOS, Luciliza L

505. DE LOS SANTOS, Marifel B

506. DE LOS SANTOS, Robnette Mae C

507. DE LUMEN, Ramonchito L

508. DE MATIAS, Evelyn B

509. DE MESA, Jean Phebie G

510. DE VEYRA, Vanessa Gaye A

511. DE VILLA, Cipriana D

512. DEHAYCO, Don A

513. DEL CASTILLO, David I

514. DEL ROSARIO, Aaron John D

515. DEL ROSARIO, Elijah B

516. DEL ROSARIO, JR., Rodolfo B

517. DELA CRUZ, Flordeliza A

518. DELA CRUZ, Karen F

519. DELA CRUZ, Kevin Albert T

520. DELA CRUZ, Ma. Gesileth C

521. DELA CRUZ-BELTRAN, Brenda G

522. DELA MERCED, Blenda Czarinne R

523. DELA MERCED, Nicu L

524. DELAMBACA, Francis Erick D

525. DELDIO, Manuel F

526. DELGADO, Alvin G

527. DELLOSA, Mark Kevin U

528. DENTE, Kim D

529. DEOCAMPO, Randeil D

530. DERIJE, John Frederick E

531. DESCALLAR, Hannah Percival B

532. DESOACIDO, James Mareck M

533. DESTURA, Kristina Bianca D

534. DEVESA, Van Lee Roy C

535. DIAO, Jan Claude A

536. DIAZ, Carlo Artemus V

537. DIAZ, Ragesan M

538. DIAZ, Veronica B

539. DICDICAN, Oliver Y

540. DIEZ, Samantha C

541. DILIG-CARANDANG, Hazel G

542. DIMAANO, Mae Anne R

543. DIMALANTA, Angelica Rose C

544. DIMAPILIS, Jomarc Philip E

545. DIMAYUGA, Leoncia Ma. Cecilia M

546. DIONIO, Jose Mari Angelo A

547. DIRON, Al Hamid P

548. DISAMBURUN, Moh'd Hussein Jaded A

549. DISONGLO, Rose Lyn A

550. DITCHON, Irelan B

551. DIVINO, Lauren Gail D

552. DIZON, Raphael James F

553. DIZON-CATBAGAN, Ma. Liberty Rio P

554. DOMADALUG, Moumina Sheryne L

555. DOMINGO, Julius Caesar G

556. DOMINGO, Maria Czabrina O

557. DOMINGO, Rodalyn P

558. DOMINGUITA, Aladdin P

559. DORADO, Cheryl T

560. DUKA, Gian Jaime A

561. DULAY, Armand Louis T

562. DULDULAO, Christian T

563. DUMA, Stephen John M

564. DUMALANTA, Kristine Draei V

565. DUMASI, Charles A

566. DUP-ET, Carol S

567. DUREZA, Christy Theresa Bernadette A

568. DY, Dranreb U

569. DY, Erik Lawrence S

570. DY, Zara Marie

571. DYOCO, Maria Gracia D

572. ECAL, Erly Z

573. ECO, Christian G

574. EDIZA-ROSALES, Clairol Sienna Marie M

575. EDOS, Jumie Ann O

576. ELAURIA, Erla Rhysa R

577. ELNAS, Karen T

578. EMPAYNADO, Karen G

579. ENAJE, Albert L

580. ENDRINAL, Alvin P

581. ENRILE, April V

582. ENRIQUEZ, Ra Solomon A

583. ERACHO, Marian Kamille F

584. ERFE, Nazi Jester U

585. ERIGA, Ronald Fredric H

586. ESCABARTE, Regant C

587. ESCALA, JR., Vicente V

588. ESCANER, Michael Joseph L

589. ESCOBER, Paulo A

590. ESCUDERO, Allen Michael B

591. ESCUREL, Albert John L

592. ESGUERRA, Dondie Q

593. ESPARAGOZA, Michael Jorge T

594. ESPAÑOLA, JR., Leopoldo D

595. ESPINA-ABELLANA, Christina Angeli C

596. ESPINOSA, Aida Raissa T

597. ESPIRITU, Enrico A

598. ESPIRITU, France Leonor R

599. ESPIRITU, Marie Dainne V

600. ESPIRITU, Peter Guan S

601. ESPLANA, Maria Carla A

602. ESPLANADA-LLANES, Maria Czarina T

603. ESTANIEL, Leo Antoni C

604. ESTANISLAO, William George L

605. ESTEBAN, Fidel L

606. ESTELEYDES, James Bryan V

607. ESTEVEZ, Lara Victoria O

608. ESTILLES, JR., Ronald G

609. ESTIPONA, Joshua Psalm R

610. ESTRADA, Lovely C

611. ESTRADA, Nestonel F

612. ESTRADA-BANIQUED, Rona B

613. ESTRELLA, Jeziel H

614. ESTREMADURA, Joan Janneth M

615. EUGENIO, Bernadette A

616. EUSTAQUIO, Jesse Neil C

617. EXCHAURE, Iris Katrine M

618. FABIAN, Jessielle Ann C

619. FAISAL, Abdul Nassif M

620. FAJARDO, Renee Mark Q

621. FAJARDO, Vincent James V

622. FANGAYEN, Visitacion S

623. FANTILANAN, Chary Lou R

624. FELICIANO, Ma. Priscilla Olivia C

625. FELICIANO, Redentor A

626. FERANDO, Arlene B

627. FERMIN, III, Jann Victor D

628. FERNANDEZ, Jessa Mariz R

629. FERNANDEZ, Maximillian King Z

630. FERNANDEZ, Milagros Katarina A

631. FERNANDEZ, Myra May R

632. FERNANDO, Eunika Raiza V

633. FERNANDO, Jemima B

634. FERNANDO, Lara Carmela G

635. FERNANDO, Mervin Jay R

636. FERRER, Arianne Dominique T

637. FERRER, Euvic M

638. FERRER, Jeanne Carla T

639. FERRER, John Vincent S

640. FERRER, Josephine L

641. FILIPINO, Arturo C

642. FIRMALO, Rebecca M

643. FLORANDA, Geraiza Joy M

644. FLORENDO, Stephanie S

645. FLORES, Donna Marie C

646. FLORETE, Mary Christine Salome C

647. FONTANILLA-LUCINARIO, Marian R

648. FOOKSON, Clement Bryce B

649. FORMALEJO, Wilfried P

650. FORTUNO, Marienell G

651. FRANCISCO, Caesar Jose F

652. FRANCISCO, Francis G

653. FRANCISCO, Ma. Lani Laurette P

654. FRANCISCO, Marie Denise R

655. FRIAS, Kristina Paola P

656. FUELLAS, Vincent Raymond G

657. FUGGAN, Mariah-janina M

658. FULGENCIO, Alex R

659. GABALES, Gemco C

660. GABAT, Elvis B

661. GACAYAN, Joseph S

662. GALAMGAM, Ariel C

663. GALANTO, Diric V

664. GALAPATE, Erika Krizia M

665. GALLARDO, Enrique A

666. GALLEGO, Arthur Gabriel L

667. GALLEGO, Rajane R

668. GALLEON, Darcee Lois B

669. GALON, Jeric Angelo B

670. GALURA, Ivan Mark C

671. GALVEZ, Genaro N

672. GALVEZ, Kenneth Beneri A

673. GAMBET, Elynur H

674. GAMMAD, Vivien Gay T

675. GAN, Jorella P

676. GAN, Ruby Charmaine U

677. GANAN, Ramon Christopher

678. GANTUANGCO, Gilianne Kathryn L

679. GAPUZ, Golda Julia S

680. GARAY, Florentine T

681. GARAY, Franz Liz R

682. GARCES, Reena Joy G

683. GARCIA, Anne Loraine C

684. GARCIA, Hanna Keila H

685. GARCIA, Jenric Y

686. GARCIA, Karmela Trisha P

687. GARCIA, Kenneth C

688. GARCIA, Maria Jessica Erlinda Angela M

689. GARCIA, Nikki A

690. GARCIA, Patricia Anne E

691. GARONG, Daisy Mae P

692. GARRIDO, Mark Isaak S

693. GASPAR, Maria Paula D

694. GASTARDO, Emildan M

695. GATCHALIAN, Bernard Jonathan L

696. GATDULA, Ann Kathleen C

697. GAUD, Ma. Charisse E

698. GAYAS, Issa G

699. GEMANIL-ADRIANO, Loujean S

700. GENCIANEO, Ian Dj D

701. GENERAL, Carol Anne A

702. GENOTA, Mell Anthony L

703. GEONANGA, Ian Michel G

704. GERALDEZ, JR., Norberto P

705. GERODIAS, Beverly Flair G

706. GERONA, Allen Jeil L

707. GERONG, Dael Churchill T

708. GERSALIA, Lawrence Earl Roy A

709. GILBUENA, Darlene D

710. GIPULLA, Leigh Angeli C

711. GIRAO, Christia Sheine E

712. GIVERO, Katrina Kris Gabrielle S

713. GLINDO, Aggy Christine F

714. GLORIA, Carlo Cris V

715. GLORIA, Nadine Alessandra S

716. GO, Jason Edward G

717. GO, Kristine S

718. GOGO, Forcrissa S

719. GOGO, Lee Arvin D

720. GOINGO, Francis Josef T

721. GOJUNCO, Trina Donabelle R

722. GOMEZ, Rameses DT

723. GONZAGA, Leonette Marie L

724. GONZALES, Abbygaile T

725. GONZALES, Aizza L

726. GONZALES, Ariel D

727. GONZALES, Athanasia Zoe A

728. GONZALES, Cler Thea C

729. GONZALES, Jose Ma. Ronaldo D

730. GONZALES, Rionald J

731. GONZALGO, Azenith P

732. GONZALODO, Arnold M

733. GOPICO, III, Aventino S

734. GOZUN, Robicka Mae C

735. GOÑO, Cielo Marjorie A

736. GRAFILO, Sarah Jeanne H

737. GRANADILLOS, Dennis L

738. GRANADO, Lorelee Margaret T

739. GRANTOZA, Charles Joseph L

740. GRANTOZA, Jerilee H

741. GRATELA, Alexxis Monique O

742. GREGORIO, Alvin Clyde O

743. GREGORIO, Barbie Jan V

744. GREGORIO, Emmanuelle Hendrix C

745. GUANGKO, Keisha Trina M

746. GUANSING, Hazel Ritz D

747. GUARINO, Maria Victoria G

748. GUARINO, Michell B

749. GUIFAYA, Florence Kathleen L

750. GUILLEN, Maria Lourdes P

751. GUILLERMO, Marvic Vonn B

752. GUIMBARDA, JR., Rodolfo M

753. GUINTO, Aleli R

754. GUMABAO, Reiland G

755. GUMPAL, Angeli Anne L

756. GURO, JR., Manggay G

757. GUTIERREZ, Katrina Francesca Martha G

758. HABANA, Janeth G

759. HADAP, Nancy R

760. HADJIUSMAN, Jamalodin L

761. HAGAD, Imelda Maira H

762. HALOS, Aeron Aldrich B

763. HATOL, Martin Michael U

764. HAUTEA, Maria Carmela D

765. HERNANDEZ, Divina Gracia A

766. HERNANDEZ, Gertrude Feliz A

767. HERNANDEZ, Giselle P

768. HERNANDEZ, Jedd Brian R

769. HERNANDEZ, Jovelyn R

770. HERNANDEZ, Kym Leiner C

771. HERNANDEZ, Richard A

772. HERNANDEZ-ORONICO, Fe Editha M

773. HERRERA, Karla Margarita L

774. HERRERA, III, Ernesto C

775. HILAO, Denise C

776. HIPOLITO, Egm Anmar F

777. HIPOLITO, Kathleen Kirby P

778. HIÑOLA, Vincent P

779. HONGCO, Junnie Vee D

780. HORMILLOSA, Hazel Faith J

781. HUI, Aldrich Ransleigh M

782. IBARRA-SAGAY, Ann Cristine S

783. IBAÑEZ, John Eddu V

784. IBERA, Gerald T

785. IGNACIO, Gabriel Lorenzo L

786. IJIN, Mohammad Ijin E

787. ILAGAN, Kerstin Kaye L

788. ILAGAN, Maria Charis Kay S

789. ILAGAN, Robee Marie M

790. ILAO, JR., Moreno M

791. ILLESCAS, Noel Kris E

792. IMBAT, Oswald P

793. INDINO, Ofelia M

794. INOT, Roneil L

795. INTON, Ferdinand P

796. ISRAEL, Roxan Gracielle D

797. ITUTUD, Judeus B

798. JACILDO, Jecca B

799. JADAP, Daughnilen S

800. JAMILA, Ricci A

801. JAMONER, Paul James T

802. JAMORA, Norman Jay F

803. JANOLO, Celine-maria B

804. JARO, Jan-michael P

805. JAVELOSA, III, Narciso F

806. JAVELOSA, III, Ranulfo J

807. JAVIER, Gemma Andrea C

808. JAVIER, Mary Grace L

809. JAVIER, Ryan Joseph N

810. JHOCSON, Anna Patricia T

811. JIMENEZ, Jason S

812. JOEL, Alvin Divino R

813. JOLITO, Joenifer S

814. JOSE, JR., Andres S

815. JOSOL, John Daryl D

816. JOVEN, Eric Samuel P

817. JUAN, II, Virginio C

818. JULIAN, Nicole Alora G

819. JUMAMIL, Devona H

820. JUNCO, Michelle P

821. JUNTILLA, Edryne Jeth F

822. JUSAY, Maria Christina M

823. KADIL, Kal Kausar S

824. KAGAOAN, Anna Maria D

825. KAHULUGAN, Auda Bea P

826. KALAW, Katrina L

827. KAPAWEN, Aubrey Macnee A

828. KAPUNAN, Ceasario Rex P

829. KARIM, Sittie Nadia M

830. KASILAG-SANCHEZ, Lucrecia Cecilia C

831. KHO, Rhacq B

832. KING, Charlotte Y

833. KING, Clarizel L

834. KING, Kathleen Anne S

835. KING, Keith Elbert C

836. KING, Maximilian P

837. KINTANAR, Paula Carissa V

838. KREBS, Kyle Malachy S

839. LABAJANAN, Michelle C

840. LABISIG, Hansard G

841. LABRO, Jerueh L

842. LABTIC, Clint Octavius E

843. LABUGUEN, Peter Jhon O

844. LACABA, Harold B

845. LACAS, Jose Mari Carlo D

846. LACAS, JR., Pascual A

847. LACSINA, Conrad Smith C

848. LADESMA, Gean Yvish R

849. LADINES, Giovanni Christian D

850. LADOT, Delight B

851. LADRINGAN, Maranatha Praise D

852. LAGASON, Paula Grace C

853. LAGMAN, Kathleen Halley M

854. LAGOS, Marita P

855. LAGROSAS, Sheryl Christine V

856. LAGURA-GAYONGORSA, Bronwen May A

857. LAIZ, III, Francisco C

858. LAJA, Lanoel S

859. LAMBINO, Meryllainne Rhacquel DG

860. LAMEN-LEGANO, Florence Gay C

861. LAMPA-MANALO, Nina Luisa S

862. LANTAJO, Czarina Rose T

863. LANZADERAS, Joy S

864. LAO, Niniveh B

865. LAPIÑA, Carmichael C

866. LAPUT, Rena Mae A

867. LAROSA, Raynan A

868. LASERNA, Lorielle R

869. LAUBAN, Norhussien U

870. LAURAYA, Jedidiah Martin M

871. LAURENCIANA, Jackelyn B

872. LAUT, Soraya S

873. LAWAGAN, Roy P

874. LAWAGAN, JR., Guillermo F

875. LAYGO, Annie Grace A

876. LAYSON, Avegail P

877. LAZARO, Jacquelyn D

878. LAZARO, Loralyn Anne R

879. LEAÑO, Maria Ofelia S

880. LEDESMA, Lloyd Paul C

881. LEE, Jeanelle C

882. LEE, Kathleen Sherry U

883. LEGASPI, Aaron Jeric M

884. LEGASPI, Maricris G

885. LEGASPI, Marjorie C

886. LEGURPA, Marlon D

887. LEONAR, April Joy B

888. LEQUIGAN, Kaye Hazel C

889. LESTERIO, Nizza P

890. LEVANZA, Ernest P

891. LIANKO, Kathreen Jessica M

892. LIAO, Kirby Bryan M

893. LIBA, Maria Celirina S

894. LIBERATO, Nathaniel P

895. LIBONGCO, Karl Francis A

896. LIM, Arl P

897. LIM, Debbie Anne Y

898. LIM, Paolo Carlo O

899. LIM, Richard Allan A

900. LIM, Robert Jay T

901. LIMCUMPAO, Benigno Russ M

902. LIMFUECO, Shiella Jane R

903. LIMJAP, Michelle F

904. LINA, Niño Don L

905. LINDAIN, Homer V

906. LITUAÑAS, Mary Rose C

907. LIU, Kristine Jane R

908. LIWANAG, Angeline A

909. LLANES, Chaz Angelo Joshua P

910. LOMBOY, Ana Marie C

911. LOMIOAN, Galao G

912. LONGAQUIT, Daniel P

913. LOPA, Maria Caterina Cristina R

914. LOPEZ, Ma. Carina G

915. LOR, Remfel G

916. LORAYES, Kristel Dominique A

917. LORENZO, Frances Adelaide C

918. LORICA, Juan Paolo D

919. LOZANO, Mark V

920. LU, Rochelle Rea A

921. LUBANTE, Jessica B

922. LUCAYLUCAY, Maicha M

923. LUCENARIO, Domingo Iii A

924. LUCILO, Ivy Suzieline E

925. LUGLUG, Jeremy B

926. LUGOD, Cherry Mae D

927. LUKBAN, Ken Xavier T

928. LUKBAN, Ma. Carmela L

929. LULU, John Albert B

930. LUMAPAS, Nestor Crispin Miguel B

931. LUNAR, Lorena Lerma M

932. LUSICA, Richard P

933. LUSUNG, JR., Augusto C

934. MABALOT, Mc Rhondolf Louie V

935. MABAZZA, Jason C

936. MACABABBAD, John Paul D

937. MACABAGDAL, Joanne O

938. MACABALES, John Gilbert F

939. MACABULOS, Eduardo Danilo F

940. MACALALAD, Cresta Amor R

941. MACALANDA, Marion Camille G

942. MACAPAGAL-MANALO, Cheryl Mae A

943. MACARAEG, Maureen Z

944. MACASA, Joseph Paul A

945. MACATUNO, Honey Leth T

946. MACOD, Sittie Rainnie G

947. MACROHON, Jenielyn A

948. MADARANG, Jo Ann Frances D

949. MADIO, Joel L

950. MADRILEÑO, Lowell Fredrick A

951. MAGA, Bryan John G

952. MAGALONG, Kristina Louise S

953. MAGBUHOS, Denise Dianne A

954. MAGLAQUE, Lorrielaine A

955. MAGLAYA, Cara Mariel S

956. MAGNO, Ian Alfredo T

957. MAGNO, Pacifico Angelo S

958. MAGPANTAY, Fe B

959. MAGPUSAO, Chris-jerome J

960. MAGSAYSAY, Margarita Lourdes F

961. MAGSUCI, Jelina Maree D

962. MAGTAGÑOB, Rosanne Jeli G

963. MAGTIBAY, Ma. Lia Karen S

964. MAGULTA, Lara Angela F

965. MALACAS, Ma. Regina O

966. MALANG, William Russel S

967. MALASAGA, Jay P

968. MALIONES, Karen Mae M

969. MAMACLAY, Rosecellini T

970. MAMURI, Jessica Maria M

971. MANAHAN, Lalaine M

972. MANAHAN, II, Zoilo M

973. MANALO, Jonas Anton M

974. MANALO, Mary Joanne M

975. MANALO, Patrick Austin R

976. MANANQUIL, Unica Amor R

977. MANANTAN, Jenny Flor T

978. MANATA, Lita A

979. MANAUIS, Arjay C

980. MANDANTES, Ivo M

981. MANDAP, Joanna Rizza B

982. MANGACOP, Fahad D

983. MANGAHAS, Rosalina T

984. MANGALINDAN, Carmina M

985. MANGALINDAN, Shalom Joy L

986. MANGONDAYA, Aslimah S

987. MANGROBANG, Cristina Elaine D

988. MANGUBAT, Jan G

989. MANGUBAT, Kristine B

990. MANGUNAY, Ann Margaret Q

991. MANIBOG, Korina Ana T

992. MANIQUIS, Maria Estella M

993. MANRIQUE, Ali Loraine V

994. MANTARING, Jeffrey S

995. MANUEL, Maria Theresa Amor C

996. MANUEL, Mark Anthony N

997. MANUEL, Maxine Victor E

998. MANUTA, Michael Jan G

999. MANZANO, Arnold R

1000. MAPANDI-PACASUM, Juhana A

1001. MARALLAG-AVE, Kristine R

1002. MARAMAG, Jeremy Jones B

1003. MARANAN, Maica Maris D

1004. MARAVILLA, Mark Brian B

1005. MARIANO, Paul Webster M

1006. MARIANO, Sharmaine Reza B

1007. MARQUEZ, Vincent Mc Eduard M

1008. MARTIN, II, Lito Paolo T

1009. MARTINEZ, Anna Katrina M

1010. MARTINEZ, Emil Angelo C

1011. MARTINEZ, Krys Valen O

1012. MASCENON, Ana Graciella S

1013. MASONGSONG, Christian Leonard V

1014. MATABAN, Vincent C

1015. MATEN, Lene M

1016. MATEO, Jemen A

1017. MATEO, Maria Angelica M

1018. MATEO, Maygenica A

1019. MATIAS, Monchito N

1020. MATIBAG, Ramon Antonio L

1021. MATIVO, Kathleen A

1022. MATOTE, Sofia E

1023. MAULION, Rynbert Anthony L

1024. MAURICIO, Maria Luisa Dominique D

1025. MAURO, Sharilee Angela G

1026. MAUTANTE, Mariam G

1027. MAUYAG, Rishzmin P

1028. MAWIS, Sara Mae D

1029. MAXINO, Izzy Martin R

1030. MAYO, Carlo Magno K

1031. MAYOL, III, Alfredo L

1032. MAÑEGO, Julius Eleazar N

1033. MEDALLE, Mat Eric M

1034. MEDEQUISO, Gwendolyn P

1035. MEDINA, Angiereen D

1036. MEER, Jose Luis Francisco P

1037. MEJIA, Daryll Margaret V

1038. MELEGRITO, Mark John C

1039. MELOTE, Mark Paolo M

1040. MENCHAVEZ, JR., Eric M

1041. MENDEZ, Arvi Gale C

1042. MENDIOLA, Bella Mercedes G

1043. MENDOZA, Angelique M

1044. MENDOZA, Dionne Mae A

1045. MENDOZA, Frances Margarette A

1046. MENDOZA, Jeffrey G

1047. MENDOZA, Jona Christinelli C

1048. MENDOZA, Kristine M

1049. MENDOZA, JR., Manuel T

1050. MENESES, Kristine Grace P

1051. MERCADO, Jeffrey M

1052. MERCADO, Maria Emma Gille A

1053. MERCADO, Paul Joseph V

1054. MERCADO, Roxanne Joyce L

1055. MERIS, Madelaine Anne M

1056. MERIS, Mary Angela M

1057. MESINA, Karla Eunice T

1058. MEÑEZ, Emmanuel Joseph F

1059. MIGRIÑO, Dexter C

1060. MIGRIÑO, Erika Paola M

1061. MILA, Kathlynn B

1062. MILAN, Joel D

1063. MILITANTE, III, Jose Constantino C

1064. MINA, Madeline P

1065. MINA, Matthew Ryan R

1066. MIRAFLOR, Russel C

1067. MIRANDA, Rachel Angeli B

1068. MIRANDO, Margie B

1069. MOHAMMADALI, Sittie Aisah M

1070. MOHAMMADSALI, Al-azree J

1071. MOLETA, Karen H

1072. MOLINA, Dominico Vitto SE

1073. MONATO, III, Marceliano P

1074. MONTALVO, Henson M

1075. MONTAYRE, Maria Gabriela O

1076. MONTENEGRO, Ryan C

1077. MORADA, Marlon D

1078. MORALES, Monique B

1079. MORALES, Waren J

1080. MORDENO, Katrina G

1081. MORELOS, Michelle Ann L

1082. MORENO, Ericson R

1083. MORENO, Lucille Gaye A

1084. MORTEL, Ana Margarita A

1085. MOSQUERA, Florenz Ross S

1086. MOVIDO, Romeo Manuel Joshua R

1087. MUELA, Carl Rupert C

1088. MUIN, Alkhadri H

1089. MUPAS, Janelle C

1090. MURCIA, Carlo Paolo P

1091. MURILLO, Angelo L

1092. MURLA, JR., Wilfred A

1093. MUSNI, Megan Daphne D

1094. MUTI, Jorhany S

1095. MUTIA, Kristine Mae A

1096. MUTIANGPILI-MARQUEZ, Jomelle P

1097. MUYUELA, Fatima Mae A

1098. MUÑEZ, Ramon Alfonso T

1099. MUÑEZ, Stephen Don Q

1100. MUÑOZ, Lirio R

1101. NACU, Mary Grace M

1102. NAGA, Michael Demph D

1103. NAGASAN, Leo Kirby B

1104. NAGASE, Chieri B

1105. NAGTALON, Eryl Royce R

1106. NALZARO, Dalton Dave M

1107. NAPALA, Jessica E

1108. NARCA, Anacelle L

1109. NARDO, Gamaliel E

1110. NARTATES, Grace R

1111. NARVASA, Carlo Joaquin T

1112. NAS, Jessamine Jared S

1113. NATIVIDAD, Al B

1114. NAVAL-NAGA, Ma. Katrina M

1115. NAVARRA, Christine Mae P

1116. NAVARRETE, Anne Katherine P

1117. NAVARRO, Jimmy D

1118. NENGASCA, Sarah Jane A

1119. NERI, Jorgianna V

1120. NEYRA, Prince Arthur M

1121. NICOLASORA, Maria Joy Rosario S

1122. NITURA, Enrique F

1123. NITURA, Karla Izavella A

1124. NOMBRES, Josa Mary M

1125. NOSCAL, Geoffrey Angelo V

1126. NOVEDA, Kara Mae M

1127. NUÑEZA, Rosalie A

1128. OCBA, Dejeh O

1129. OCHOA, Randy C

1130. OCLARIT, Eunice Grace R

1131. ODOSIS, Derek J

1132. ODUCADO, Nathaniel M

1133. OFILAS, Cathleen Lezette S

1134. OGATIS, Nimrod V

1135. OLA, Jille Audrey F

1136. OLALIA, Mary Ann P

1137. OLID, Shiella P

1138. OLIQUINO, Lea M

1139. OLITA-CABARLES, Mary Lyka M

1140. OLONAN, Virson Tillich G

1141. OLVIS, Olive Corrine N

1142. OMELDA, Nizza U

1143. ONDANGAN, Jandel V

1144. ONG, Astrid Sheevette P

1145. ONG, Hanica Rachael Arshia J

1146. ONG, Mae Lane R

1147. ONG, Ruth Ann Q

1148. ONGCHUAN, Mary Felicci B

1149. OPAY, Jeff Mikol A

1150. OPERIANO, Lord F

1151. OPEÑA, Alexander F

1152. OPEÑA, Edda A

1153. OPLE, Felix Francis B

1154. OPLE, Mildred F

1155. ORALLO, Joana Marie C

1156. ORDANEZA, Mary Joy M

1157. ORDILLO, Sabra Rachel P

1158. ORIÑO, Ian Dominic M

1159. ORPILLA, Richelle H

1160. ORSUA, Reynold L

1161. ORTEZUELA, Daphne Angela L

1162. ORTIZ, Jaypee B

1163. ORTIZ LUIS, Nastasha Dominique G

1164. OSO, Dominic Paul C

1165. OSTIA-ALBURO, Rizzle May R

1166. OYOS, Gerlyn Fe G

1167. PABICO, Kristine D

1168. PABILANE, Frances L

1169. PABLICO, Rizajane B

1170. PABUSTAN, Sheena Marie P

1171. PACLIBAR, Jeena P

1172. PADILLA, Nastasia Anne C

1173. PADILLA, Ysabel Jean B

1174. PAGADUAN, Daryl C

1175. PAGARAN, Rhyan John C

1176. PAGAYANAN, Renz J

1177. PAGTOLON-AN, Rolando B

1178. PAGUIDOPON, Joanne M

1179. PAGURAYAN, Joana May C

1180. PAJE, Rosalie E

1181. PALAC, Fritzgerald Ace S

1182. PALACIO, Aldrin S

1183. PALACIO, Francis Bernard A

1184. PALAD, Eddie Bouy B

1185. PALATTAO, Rose Angeli T

1186. PALENCIA, Maycee D

1187. PALGAN, Arlene P

1188. PALILEO, JR., Fernando C

1189. PALINGPINGAN, Jordan P

1190. PALLADO, Danny L

1191. PALMA, Isabella Gianna P

1192. PALMERA, Roxannie S

1193. PALMONES, Eloisa C

1194. PAMA, III, Edilberto E

1195. PAMATIAN, Reggie Anne D

1196. PAMINIANO, Mary Cris N

1197. PAMINTER, Angela S

1198. PANAO, Rogelio Alicor L

1199. PANDI, Romdell L

1200. PANGAN, Kevin Averell A

1201. PANGANIBAN, Francis Immanuel DC

1202. PANGANIBAN, Muriel Ielaine B

1203. PANGUBAN, Katherine A

1204. PANOTES, Raymond A

1205. PARACAD, John Mark N

1206. PARAÑOS, Roddel R

1207. PAREL, Prince Ever C

1208. PARILLA, Janice M

1209. PARPAN, Camille Ross G

1210. PARTOSA-AGUILAR, Sheridyll M

1211. PARUNGAO, Edwardo D

1212. PASATIEMPO, Eunice Christine Anne T

1213. PASCASIO, Jarmae Z

1214. PASCASIO, Kristina Karen O

1215. PASCUA, Marvin P

1216. PASCUAL, Honey Vanessa S

1217. PASIA, Laurence L

1218. PASICOLAN, Alvin P

1219. PASTOR, Ann Marie Loren R

1220. PASTORAL, Ma. Lourdes Zendy D

1221. PATDU, Lovely Strawberry N

1222. PATIGDAS, Maria Girly V

1223. PATRIARCA, George Franz Nico F

1224. PAULIN, Ivy Steve M

1225. PAULINO, JR., Rolen C

1226. PAÑO, Maria Janina Rosario L

1227. PECASIO-GATCHALIAN, Shiela T

1228. PEDREGOSA, Ana Mae P

1229. PEKAS, Bryan G

1230. PEPITO, Althea Marie B

1231. PERALTA, Julien F

1232. PERALTA, Rhegine T

1233. PEREZ, Barbie Kaye B

1234. PEREZ, Bryan Alphonso E

1235. PEREZ, Gretchen M

1236. PEREZ, Marjorie B

1237. PEREZ DE TAGLE, Gaston Franco V

1238. PERUCHO, Jeralph G

1239. PESTAÑO, Glenn Allen O

1240. PEYRA-VISITACION, Angelyn A

1241. PEÑA, Francis Nico F

1242. PEÑALBER, Amirah L

1243. PIA, Madeleine Andrea T

1244. PIGAO, I, John Socrates G

1245. PILA, Garriz P

1246. PILAR, Gilbert H

1247. PINEDA, Glorie Anne

1248. PINEDA, Roger Arpee P

1249. PINILI, Francis David B

1250. PIO-MEDEZ, Josie L

1251. PITALCORIN, Feona Ivana D

1252. PIÑERA, Eleonor E

1253. PIÑERA, Rene Raffy T

1254. PLAZA, Athena C

1255. PLAZA, Lady Love Y

1256. PLAZA, Rafaelita L

1257. POCULAN, Goldie Love I

1258. POLESTICO, Anthony

1259. POLINGA, Julius S

1260. PONCE, Eumel E

1261. PONGAS, Mike Burton M

1262. POON, Jan Jordan L

1263. POTINGAN, Kate C

1264. POZON, Iris M

1265. PRANGA, Rytchum M

1266. PRUDENCIADO, JR., Reynaldo M

1267. PRUDENTE, Francesco Micael N

1268. PUGONG, Gertrude M

1269. PULIDO, Jerano Paulo B

1270. PULIDO-SADIAN, Mary Grace V

1271. PULMA, Rodel James R

1272. PUNO, Jasmine A

1273. PURACAN, Kristine Joy N

1274. PURINO, Mary Rose A

1275. PUSA, Rommel P

1276. PUSAY, Mary Agnes S

1277. PUTUNGAN, Maria Theresa Minda P

1278. QUERIDA, Rosalyn Mary L

1279. QUERUBIN, Jovy Anne V

1280. QUERUBIN, Reiner O

1281. QUIBIR-MAGBIRAY, Maria Ana Zenaida D

1282. QUIBOD, Kristine Mae M

1283. QUIJANO-BENEDICTO, Anna Marie M

1284. QUIMPO, Naomi Charmaine D

1285. QUINIVISTA, Kristine Mae B

1286. QUINSAYAS, Joseph P

1287. QUINTANA, Retzelyn Mae G

1288. QUINTOS, Hailin DG

1289. QUIROZ, Bernardine V

1290. QUITORIANO, Bernadette M

1291. QUIÑO, Robie P

1292. QUIÑONES, Nathalie B

1293. RABANG, Joahnna Guia E

1294. RAFANAN, Frodina Mafoxci J

1295. RAMACHO, Nathan Joseph P

1296. RAMIREZ, Angelito Emmanuel V

1297. RAMIREZ, Javierose M

1298. RAMOS, Fidel C

1299. RAMOS, Kathleen Teresa M

1300. RAMOS, Ronald A

1301. RAMOS, Ryan Jay R

1302. RAMOS, Theresa D

1303. RAMOS, JR., Conrado O

1304. RASUMAN, Anisa Hafiza L

1305. RAZON, Loubelle L

1306. REAL, Tara Angelique T

1307. REBALDO, Jude Isidro A

1308. RECALDE, JR., Alberto D

1309. RECAMARA, Julienne Marie C

1310. REFUERZO, Esther Katherine R

1311. REGACHO, Erness Faith J

1312. REGALARIO, Jaime Sandino C

1313. REGAÑON, Kenneth E

1314. REGIDOR, Romylyn O

1315. REGIS, Alain Bert G

1316. REGUA, Steve Russel P

1317. REGUCERA, Rexbelli B

1318. REMIGIO, Kristalyn Karen B

1319. REMINAJES-REYES, Jeri Jacqueline T

1320. REMOLACIO, Noel A

1321. REMOLAR, Joanna Kaye B

1322. REMOLLO, Jo Margarette W

1323. REPOSO, John Philipps M

1324. RESPICIO, Jeryll Harold P

1325. RETUYA, Lawrence L

1326. REVILLA, Dinna Lynn P

1327. REVILLA-MARAVILLA, Gleen A

1328. REVILLOZA, Loyd Greg P

1329. REVOTE, Allan G

1330. REYES, Ana Victoria B

1331. REYES, Carmina C

1332. REYES, Danya T

1333. REYES, Ernest Anthony L

1334. REYES, Ezra Maica R

1335. REYES, Jonathan A

1336. REYES, Joseph Michael C

1337. REYES, Joshua James R

1338. REYES, Lorenzo Marvin S

1339. REYES, Mattheu Jericho A

1340. REYES, Mervin M

1341. REYES, Odessa H

1342. REYES, JR., Conrado DO

1343. REYES, JR., Narciso G

1344. REYES-PATAG, Lesley Anne Y

1345. RILLERA, Denmark M

1346. RILLON, Ruth Maureen C

1347. RIMAS, Melissa M

1348. RIOFLORIDO, Ivy M

1349. RIVERA, Ferdinand E

1350. RIVERA, Katrina G

1351. RIVERA, Michelle C

1352. RIVERA, Paula Elise R

1353. ROBENIOL, Gabriel Antonio D

1354. ROBIÑO, Nile April P

1355. ROBLES, Basilito M

1356. ROBLES, Prince Rayner D

1357. ROCERO, George D

1358. ROCHA, IV, Ramon I

1359. ROCO, Jose-mari H

1360. RODRIGUEZ, Ella Racquel N

1361. ROJAS, Angelica T

1362. ROJAS, Chelissa Mae N

1363. ROJAS, Ralph Anderson A

1364. ROJAS-CALLAO, Annie C

1365. ROJO, Mark Anthony R

1366. ROMA, II, Alfonso L

1367. ROMANO, Edwin E

1368. ROMANO, Ryan Ceazar P

1369. ROMARATE, Geralyn T

1370. ROMERO, Angeli Patricia C

1371. ROMERO, Ralph Christian B

1372. ROMUAR, Ma. Cherie Bambi R

1373. ROMULO, Carlos Celestino F

1374. RONCESVALLES, Iris L

1375. ROSALES, Giness Marie G

1376. ROSALES, Regina Patricia C

1377. ROSALES, Richard M

1378. ROSALES, Ronn Robby D

1379. ROSARIO, Earl Caezar N

1380. ROSAS, Reeld Holly D

1381. ROXAS, Rochelle Marie C

1382. ROXAS, Roxan O

1383. ROXAS TAN, Vincent S

1384. RUAYA, Ronald S

1385. RUBICA-SABORDO, Charade Circe C

1386. RUBIO, Darwin Perry B

1387. RUBIO-AGUINALDO, Mishelle Anne R

1388. RUGA, Hana Chrisna C

1389. RUIZ, Ma. Buena Magdalena R

1390. RUTOR, Lyndon W

1391. RUYERAS, William Angelo B

1392. SABA, Kayzer Aldrin Z

1393. SABALO, Brian B

1394. SABELLANO, Kenny C

1395. SABELO, Marte M

1396. SABILALA, Dan Bernard S

1397. SACLOT, Jeffrey C

1398. SACOTE, Lilaben A

1399. SACRAMENTO, Patrick D

1400. SACRO, Marielle Kriza T

1401. SADAIN, Jameela S

1402. SADICON, Marianne Faith B

1403. SADONGDONG, Jerome B

1404. SAGPAEY, Jenny A

1405. SAGUIN, JR., Rogelio H

1406. SAGUINSIN, Loraine D

1407. SAGUN, Ruelan L

1408. SALAMATIN, April Michelle D

1409. SALANGA, Rowena Angela C

1410. SALANGUIT, Marian B

1411. SALANGUIT, Maritoni B

1412. SALAPANG, Annie Sheila C

1413. SALAS, Athena M

1414. SALAS, Pearl Joy M

1415. SALAS, JR., Alexander G

1416. SALAYOG, Kyra Vernice G

1417. SALCEDO, Michelle B

1418. SALDON, Christ Shaney C

1419. SALIG, Hyacinth Marie T

1420. SALINAS, Alicia P

1421. SALINDO, Elvin S

1422. SALIOT, Riona Vince S

1423. SALISE, Mary Christine Anthonette M

1424. SALIZON, Benedic G

1425. SALLY, Ferdinand T

1426. SALON, Ephraim D

1427. SALUNAT, Early Joy L

1428. SAMEDRA, Arvy Chris D

1429. SAN AGUSTIN, Geoff Lyn D

1430. SAN JOSE, Riza Kristina E

1431. SAN PEDRO, Jose Maria Ceasar C

1432. SANCHEZ, Alfie Sonia Q

1433. SANCHEZ, Carlo Gabriel P

1434. SANCHEZ, Marie Alexis Denise S

1435. SANCHEZ, Ralph J

1436. SANCHO, Alona Margaret B

1437. SANDIGAN, Ronald Ryan A

1438. SANDOVAL, Anna Kristina B

1439. SANIEL, Jose Ruel A

1440. SANTAMINA, Angelie B

1441. SANTIAGO, Joanna Elvira L

1442. SANTIAGO, Katrina Gynne F

1443. SANTIAGO, Miguel Antonio P

1444. SANTILLAN, Phoebe Samantha A

1445. SANTOS, Aaron Bailey G

1446. SANTOS, Al Marvin W

1447. SANTOS, Christian Lloyd S

1448. SANTOS, Hyacinth B

1449. SANTOS, Jim Joel N

1450. SANTOS, John Terry H

1451. SANTOS, Jose Antonio Rafael G

1452. SANTOS, Jose Manuel S

1453. SANTOS, Karen Anne G

1454. SANTOS, Louie L

1455. SANTOS, Louie Ernest B

1456. SANTOS, Marc Mikhaele J

1457. SANTOS, Maria Irene I

1458. SANTOS, Maricar Jan M

1459. SANTOS, Mario D

1460. SANTOS, Roselee B

1461. SANTOS, Ryan G

1462. SANTOS, III, Lamberto L

1463. SAPORNE, Maria Cecilia T

1464. SARANDI, Abigail Moffait P

1465. SARITA, Cecille Angela T

1466. SARMIENTO, Maria Kristel B

1467. SASPA, Dianah Jee U

1468. SAYO, Patricia Anne S

1469. SAYSON, James Allan C

1470. SEBASTIAN, Bobby Johnson O

1471. SEGOVIA, Maria Cielito B

1472. SEGUBRE, Paolo M

1473. SEGUI, Adrian Donald L

1474. SEGUNDO, Karissa Inez A

1475. SEIT, Jade Q

1476. SEMILLANO, Mipps Mardie

1477. SENAJON, Cristyl Mae B

1478. SENTILLAS, Kenneth Roy E

1479. SENUPE, Ma. Juanna Ester D

1480. SERASPI, Chinky Dane C

1481. SERRANO, Erika Sheena C

1482. SERRANO, Lennard Constantine C

1483. SERZO, Aiken Larisa O

1484. SESE, Rens Gener P

1485. SEVA, Jose Pio J

1486. SEVILLA, Prince Junel G

1487. SEVILLA, Toni Lou S

1488. SIA, Rowneylin SJ

1489. SIAZON, Leigh Nicole TC

1490. SICCUAN, Don Mikhail A

1491. SILANG, Valery Ann P

1492. SILAO, Coravirna D

1493. SILONGAN, JR., Ibrahim K

1494. SILVA, Angelo Joseph C

1495. SILVA, Merlo Vinia C

1496. SILVA, Nikko Emmanuel D

1497. SIMON, Simon L

1498. SINCO, Noel Y

1499. SING, Anthony L

1500. SINGCOL, Anna Katrina T

1501. SINGZON, Anthony U

1502. SINOCRUZ, Fay Kristina P

1503. SINSONA, JR., Norberto J

1504. SIRON, Rafaela P

1505. SISON, Charm D

1506. SISON, John Michael O

1507. SISON, Kimberly Rae A

1508. SOL, JR., Rodolfo A

1509. SOLIMAN, Rhea-ann J

1510. SOLINAP, John Leo D

1511. SOLLANO, Ma. Mikhaella Rosario Z

1512. SOLLESTRE, Sheryl M

1513. SOMES, Erwin A

1514. SORIANO, Cassioppea Jerose V

1515. SORIAO, Howell Ivan Ritche B

1516. SOTTO, Darwin C

1517. SQUILLANTINI, Claudia Gabriella R

1518. STA. CRUZ, Juan Antonio D

1519. STA. MARIA, Patricia Anne D

1520. STO. TOMAS, Jefferson H

1521. SUAREZ-DELOS SANTOS, Michelle C

1522. SUBA, Nasrifa S

1523. SUGGUIYAO, Amirozelle Katya G

1524. SULIT, Juzzelyx B

1525. SUMAYOD, JR., Alejandro S

1526. SUMBILLA, JR., Vedasto B

1527. SUMERGIDO, Katty Khee G

1528. SUMINGUIT, Ramel C

1529. SUMOGBA, JR., Enrique T

1530. SUN, Jason Oliver C

1531. SUPATAN, Lorena M

1532. SUPE, Mary Hariette B

1533. SUPERABLE, Nonalyn S

1534. SUPNET, Winly Joy L

1535. SURUIZ, Jonar M

1536. SUSVILLA, Ivy B

1537. SY, Jacklyn Kim L

1538. SY, John Habib J

1539. SY, Kenneth Elvin C

1540. SYDIONGCO, Jacqueline Carlotta B

1541. SYSON, Patricia Leticia R

1542. SZE, Maria Lourdes G

1543. TABBU, Ruby Joyce S

1544. TABILISMA, Marlon P

1545. TABOADA, Giovanne C

1546. TADE, Chelsea Raye N

1547. TADLAS, Jed Libby B

1548. TAGANAS, Iris Pauline G

1549. TAGUINOD-MAGGAY, Tshaine B

1550. TALAHIBAN-HIPONIA, Zennia V

1551. TALAN, Glady Mae S

1552. TALAO, Vincent Paul R

1553. TALDE, Jay-b L

1554. TALINGTING, Avril Reina O

1555. TAM, Leoni Mae Rubi L

1556. TAMAYO, Karen Rose C

1557. TAMAYO, Vixid Role T

1558. TAMBAOAN, Joan Carmel S

1559. TAMBOR, Jennidy S

1560. TAMPIS, Doris Moriel B

1561. TAMPUS, Shane May B

1562. TAN, Deo Virgil R

1563. TAN, Jeffrey Rod Y

1564. TAN, Jose Lorenzo C

1565. TAN, Mahrra Anna P

1566. TAN, Nico Bryan P

1567. TAN, Suzette H

1568. TAN-ESTANDARTE, Marene Rose F

1569. TANDOC, Mark Haddison P

1570. TANTUAN, Edhona C

1571. TAPIA, JR., Judito H

1572. TAQUIO, Maria Cristina B

1573. TARIGA, Marc Eico C

1574. TARUC, Rhyzzi Celine S

1575. TATCO, Kevin Christopher C

1576. TAWARAN, Jennifer M

1577. TAYLO, III, Jose Herminio D

1578. TE, Jill Angeline R

1579. TECSON, Katherine Michel V

1580. TEJADA, Dan Tristan T

1581. TEMBLOR, Vilmalen M

1582. TENGCO, Sheenalyn R

1583. TEODORO, Pascual Agusto Carlo P

1584. TEOPE, JR., Mario R

1585. TEVES, Maria Althea M

1586. TICZON, Maria Kristelle A

1587. TIGSON, John Benedict T

1588. TILOS, Fenna Marie A

1589. TIMBOL, Rodney C

1590. TINAGAN, Ingrid T

1591. TIU, Jericho R

1592. TIU, Sean Carlo C

1593. TOCAO, Zehan Loren E

1594. TOLEDO, Eleonor U

1595. TOLENTINO, Julie Ann B

1596. TOLENTINO, Lyka Leigh M

1597. TOLENTINO, Rose Ann O

1598. TOLENTINO, Sonby Adam A

1599. TOMBOC, Paul Angelo F

1600. TONGSON, Tristan Jason R

1601. TONOG, Franco Archie N

1602. TOPACIO, Alexandria J

1603. TORALBA, Marty Franz F

1604. TORNO, Jesa Kristi R

1605. TORRALBA, Connie Beb A

1606. TORRE, John Lerrie I

1607. TORRES, Aljeane F

1608. TORRES, Lameriza M

1609. TORRIZO, JR., Romeo S

1610. TOVERA, Marilyn Sharina R

1611. TRAYA, Rex Julius A

1612. TRIA, Dani Lynne P

1613. TRIESTE, JR., Gerome M

1614. TRINIDAD, Peter Neil E

1615. TRINIDAD, Ysabel Fatima N

1616. TRINIDAD, JR., Mario P

1617. TRONQUED, Marlon Iñigo T

1618. TUAZON, Diana Jean M

1619. TUAZON, Jolina Pauline T

1620. TUAZON, Lara Karina S

1621. TUBIERA, Hana Marita H

1622. TUGUIC, Joshua B

1623. TUMALIUAN, Bong Richard M

1624. TUMAMAO, Ramse A

1625. TUMAMAO-ANDRADA, Dyan P

1626. TUMAMBING-MARQUEZ, Melodie C

1627. TUMARU, Bernard Joseph V

1628. TUMARU, Karla Mae V

1629. TUNGPALAN-LUGOD, Lorna A

1630. TUÑACAO, Tiffany L

1631. UBOD, Camille Therese L

1632. UGSAD, Francis Bon C

1633. UMALI, Francis Rainier B

1634. URBANOZO, Laird Dionel N

1635. URBINA, Jamila R

1636. URSAL, Ernesto (junjun) L

1637. UY, Josie Antonette M

1638. UY, Martin Juris V

1639. UY, Michael Vincent M

1640. UY, Nathaniel Andrew Y

1641. UY, Paul Angelo R

1642. UY, Philip Michael C

1643. UY, Rona Gail V

1644. UY, Sittie Fahanie S

1645. VALDEZ, Alexis Janet J

1646. VALDEZ, Katrina Grace A

1647. VALE, Dianne C

1648. VALENCIA, Celine Blesilda A

1649. VALENCIA, Charlon Reinier O

1650. VALENZUELA, Cherrie Rose C

1651. VALENZUELA, Chery Sheil T

1652. VALERIANO, Victor Napoleon D

1653. VALLECER-PATCHO, Vanessa Marie C

1654. VALLINAS, Lorraine Jean V

1655. VALMONTE, Leorae D

1656. VARIAS, Varbra Ann A

1657. VARON, Roy M

1658. VASQUEZ, Jimmy E

1659. VEJANO, Marcus Julius D

1660. VELARDE, Jessa Ela L

1661. VELASCO, Andrew O

1662. VELASCO, Gerald M

1663. VELASCO, Paul Dominic R

1664. VELASCO, Ric John F

1665. VELASCO, Richard Andrew P

1666. VELASCO, Venus C

1667. VELASQUEZ, Jed Erickson M

1668. VELO, JR., Rosendo S

1669. VERANA, Ileen Mae V

1670. VERONILLA, Leni Fae P

1671. VERZOSA, Francisco Miguel T

1672. VERZOSA, Patricia Ester R

1673. VEVA, Ryan C

1674. VICENCIO, Jared Cecillo C

1675. VIDAURRETA, Irene D

1676. VIERNES, Cherry Anne D

1677. VILCHES, Gian Frances Nicole C

1678. VILIRAN, Christian DC

1679. VILLACORTE, Ginnie T

1680. VILLAFUERTE, Abygail June R

1681. VILLALUZ, Almera J

1682. VILLALVA, Maria Andrea C

1683. VILLAMAR, Lawrence P

1684. VILLAMOR, Anthony V

1685. VILLANUEVA, Franz Marie L

1686. VILLANUEVA, Joeyfer S

1687. VILLANUEVA, Matt Jayson S

1688. VILLANUEVA, Victor Lorenzo L

1689. VILLANUEVA-ARABIS, Maria Cristina A

1690. VILLAPANDO, Simon Peter D

1691. VILLARIN, Donnie Wayne M

1692. VILLAROJO, Sunny Ray

1693. VILLAROMAN, Gerald Tristan D

1694. VILLARUBIA, Grethel V

1695. VILLARUEL, Rita Odessa A

1696. VILLASANTA, Rosarie Raysalyn Z

1697. VILLATUYA, Luigi Miguel P

1698. VILLEGAS, Levie C

1699. VILLEGAS, Mara Angeli T

1700. VILLEGAS, Mary Louise S

1701. VILLENA, John Mark C

1702. VILLEZA, Lorraine B

1703. VILLORDON, Barwin Scott P

1704. VILLORDON, Vinci B

1705. VINARAO, Jonathan C

1706. VIOLA, Hannah May R

1707. VISCA-MARTINO, Khemle Jane T

1708. VITO, Ma. Fionna B

1709. WATANABE, Yoko Carolyn C

1710. WENCESLAO, Ma. Paula Michelle M

1711. YAMBAO, Juan Miguel G

1712. YANG, Avon Merick J

1713. YANTO, Jennifer Kristine B

1714. YAO, Aislyn Janelle L

1715. YARANON, Andrea Nikka A

1716. YBAS, Randilou S

1717. YEE, Jedd Aldrich C

1718. YEE, Ruddy Allen N

1719. YOUNG, Wesley Jefferson C

1720. YU, Nyera Hyssene O

1721. YU, Ralph Martin C

1722. YUCHONGTIAN, Annelli Jade S

1723. YULO, Judy Anne Y

1724. YUMUL, Maria Carmela C

1725. ZABALA, Raymond Rainier L

1726. ZAMBO, Bryan Anthony P

1727. ZAMORA-REY, Maria Fatima I

1728. ZAPATA, Don Jan C

1729. ZARAGOZA, Israel Jacob R

1730. ZORILLA, Ritchelle R

1731. ZULUETA-PLAMERAS, Jasmin Angeli Grace R

Deed of Assignment of Shares of Stocks Sample Format

noreply@blogger.com (Unknown) — Mon, 25 Apr 2016 06:11:00 +0000

Sample Deed of Assignment of shares of stock

DEED OF ASSIGNMENT

KNOW ALL MEN BY THESE PRESENTS:

This Deed of Assignment is made and entered into by and between the following:

JUAN DELA CRUZ, of legal age, Filipino, single, and a resident of ______________ City, hereinafter referred to as the “ASSIGNOR”;

- and -

PEDRO MANANSALA, of legal age, single, and a resident of ______________ City, hereinafter referred to as the ASSIGNEE;

WHEREAS, the ASSIGNOR is one of the incorporators and a subscriber of ___________ shares of ABC GROUP OF COMPANIES, INC, with Business Permit No. ___________ and Business ID No. ______________, registered with the Local Government of ______________ City, and with business address at ______________ City;

WHEREAS, the ASSIGNOR desires to transfer unto the ASSIGNEE, his full subscription and business interest upon payment by the ASSIGNEE of FIVE THOUSAND PESOS (Php 5,000.00), Philippine currency, acknowledged by the ASSIGNOR;

NOW THEREFORE, for and in consideration of the foregoing, the ASSIGNOR hereby ASSIGNS, TRANSFERS and CONVEYS unto the ASSIGNEES, the aforesaid subscription and business interest fully and without any reservation.

IN WITNESS WHEREOF, the parties hereunto have set their hands this ____ day of _________________________, in ______________ City, Philippines.

ASSIGNOR:

JUAN DELA CRUZ

ID NO.

Issued on

Issued at

ASSIGNEE:

PEDRO MANANSALA

ID No.

Issued on

Issued at ______________ City

Signed in the presence of:

A C K N O W L E D G M E N T

Republic of the Philippines )

In the City of ______________ ) S.S

BEFORE ME, a Notary Public for and in the City of ______________, personally appeared JUAN DELA CRUZ and PEDRO MANANSALA, known to me and to me known to be the same persons who executed the foregoing instrument, and they acknowledged to me that the same is their true act and voluntary deed.

This instrument consisting of two (2) useful pages including the page where this acknowledgement is written, have been signed by the parties and their instrumental witnesses on each and every page hereof.

WITNESS MY HAND AND SEAL this ________________ in ______________ City, Philippines.

Notary Public

Doc No. ___;

Page No. ___;

Book No. ___;

Series of 2016.

ASSIGNOR:

JUAN DELA CRUZ

ID NO.

Issued on

Issued at

ASSIGNEE:

PEDRO MANANSALA

ID No.

Issued on

Issued at ______________ City

Signed in the presence of:

Safeguarding Yourself from Medical Malpractice

noreply@blogger.com (Unknown) — Thu, 21 Apr 2016 08:37:00 +0000

Medical malpractice occurs when a doctor, nurse, or other medical personnel does something (or fails to do something) that results in you sustaining an injury or illness. “Medical negligence” is the term used when a medical professional does not act when they should have—this is called an “omission.” You can sue if you believe that you are a victim of this, and medical malpractice suits are not uncommon. According to the Diederich Healthcare’s statistics on medical malpractice, $3.6 billion was paid out in 2012 for malpractice claims. That averaged out to approximately $12,142 per claim (that’s $1 every 43 minutes). This amount is staggering, and shows that you must be vigilant when it comes to your own health. In this article, we will discuss steps that you can take to safeguard yourself from medical malpractice, ensuring that you are doing everything you can to avoid this unfortunate experience. In this day and age, we have to take a firm hand in managing our own healthcare. This article will help you do so.

Do adequate research.

This pertains to all aspects of the medical process, not just picking doctors. If you receive a diagnosis, research it. If you have to receive surgery, do your research to make sure that you are picking the best specialist available. Read patient reviews and choose the doctor that is the best—not just the one that is closest to you. Convenience is a great perk, but don’t let it take precedence over your own health.

Obtain second opinions.

It’s not a matter of doctors being untrustworthy—many are very ethical—it’s a matter of safeguarding yourself. If you receive a diagnosis, get a second, even a third opinion if you feel like you should. It’s always best to double-check to make sure that your diagnosis is accurate, and additional opinions by other medical professionals are the best way to do so. There are frequent stories on the news of people whose lives have been saved by second opinions, and doctors catching what the other one missed or mislabeled.

Follow your gut instinct.

This tip might seem a little commonplace, but don’t be afraid to trust your gut if you feel like something isn’t quite right with your doctor, his or her nurses, or the diagnosis that you were given. You may very well be correct, and it is better to be safe than sorry, to use the old cliché. If your symptoms grow increasingly worse, even with medication that you are prescribed, this could be a sign that you were misdiagnosed, or even that you are having some sort of internal problem with the medication.

Ask questions.

Make full use of the facilities and time offered to you by your healthcare provider. If you don’t understand something, don’t be shy. Ask your doctor to explain everything; he or she will acquiesce, as they too want to make sure that you receive the best care possible.

Know when to obtain a lawyer.

Just like it’s important to know your insurance plan and understand what coverage you have, it is also vital that you understand when to seek assistance from a personal injury attorney. Note: you cannot sue for malpractice unless you have experienced harm. If a doctor simply doesn’t do his or her job right, yet you have not been injured or physically sickened by it, you cannot claim malpractice. However, if you believe you have been harmed and you see a medical professional who concurs that the doctor you saw did cause harm due to negligence (carelessness), you can file a claim.

Medical malpractice is an unfortunate, yet present, reality in healthcare. In this day and age, we also have to take precautions to insulate ourselves against medical malpractice. This way, we can lessen our chances of becoming a victim.

They Insured WHAT??!!

noreply@blogger.com (Unknown) — Mon, 15 Feb 2016 07:36:00 +0000

There are some interesting folks out there, and very few businesses as many crazy members of humanity as the insurance biz does. Throughout history, there have been some wacky, weird, and downright bizarre insurance claims, as people try to protect things that are valuable to them, no matter how strange they may seem. Here are the top five weirdest policies that will make you say, “They insured WHAT??!”

#5: The Loch Ness Monster
This famed cryptic is thought to live in the Loch Ness Lake in the highlands of Scotland. The legend started in the seventh century when a monk was supposedly attacked by a “sea beast.” The story told by witnesses was recorded and has been passed down ever since with many variations on the original tale. There have been many murky pictures were taken that have claimed to be of this sea monster, but nothing definitive has been snapped thus far. However, the Cutty Stark Company is not giving up hope. They have offered a $1.5 million reward for anyone who manages to capture the monster alive. They also took out an insurance policy to cover this $1.5 mil. Whether or not insurance will have to pay has yet to be determined. The myth has been around since the 600s, so who knows?

#4: Who wants to be a Millionaire?
Ironically, this long-running game show is actually insured to cover their losses if a contestant manages to win the competition. This insurance is set against the possibility of a victorious contestant. I guess it’s more a question of who’s going to pay the “millionaire” than who’s going to be one.

#3: J. Lo
Jenny from the Block is one of the biggest stars in Hollywood and she’s not taking any chances with her famously beautiful physical appearance. Jennifer Lopez has insured her butt for a whopping $27 million, guarding against any gluteal injury that might hurt her career. And she’s not the only celeb: Dolly Parton has also insured her chest, Bruce Springsteen has insured his voice, and Rihanna (after receiving an award from Gillette razors) has insured her legs for $1 million.

#2: Alien Abduction
No, this is not a joke. Think of it as a life insurance policy, except not necessarily for a death, per say. People can purchase alien abduction insurance in case they are abducted by extraterrestrials. Possibly the most comical aspect of this is that there is a higher payout for people who have the misfortune of being abducted frequently by aliens. You would have to prove that you were abducted in order to receive your money, however. Alien abduction is something that’s pretty impossible to prove, considering that most people are probably going to be very skeptical. You can also insure yourself against falling UFO parts and debris that comes hurtling down from space as a result of these alien invaders.

#1: Werewolf (or Vampire) Insurance
The only thing possibly weirder than alien abduction insurance is insurance that is purchased in case someone is transformed into a werewolf or vampire. Lloyd’s of London, an overseas company, has put out around 60,000 policies that protect against just that. You would have to prove that you were turned into one of these terrifying creatures, and so far, to the best of our knowledge, no one has walked into an insurance company’s office that looks even remotely like a werewolf or vampire.
These are only a few examples of the strange policies people take out against a variety of body-part-related or supernatural incidents. But even for those of us who aren’t looking to insure something quite that unique, insurance is still a very important part of taking care of your health, family, pets, and future. Companies, like Insurance Land, can help you choose the right insurance for your lifestyle.

About the author
Lautaro Martinez, a freelance writer who has interests in personal health enjoys contributing articles into healthy living. If you would like to learn more about Lautaro, you can check out his google+ profile.

Common Myths About Civil Law

noreply@blogger.com (Unknown) — Wed, 02 Sep 2015 01:07:00 +0000

Chances are the everyday average Joe doesn’t know too much about law and legal matters, beyond the most basic and obvious matters. It’s exactly for that reason that lawyers are able to make such a booming trade. When people find themselves faced with legal conundrums, they need someone who knows the laws involved and the legal system inside and out to help get them out again. So unsurprisingly, there are a lot of myths and misconceptions about civil law floating about the populace. Some are, admittedly, rotted in some measure of truth. Others are just outright fabrications.
Should you ever find yourself in a situation that requires a working knowledge of civil law, it’s important to know fact from fiction. Making yourself aware of the most common myths about civil law is the first towards gaining a basic working knowledge to help in any future cases.

#1 The McDonalds Coffee Case
You may have heard this floated around from time to time. If so, it usually goes like this: a woman having a meal at McDonalds orders a cup of coffee, and ends up burning herself on it because it’s “too hot”. She ended up getting $8 million from McDonalds, and that’s why we have to remind people coffee might be hot. This is usually followed by a jab at how easy it is to get money from lawsuits, or how stupid some people are to not realize coffee might be hot.
Don’t believe everything you hear around the water cooler.
What’s often not mentioned about this case is that the woman didn’t just singe her tongue on her coffee. She spilt it on her lap and the coffee caused third-degree burns on her thigh. For those who’ve forgotten, that means it was hot enough to burn through all the layers of her skin. That sort of thing requires emergency medical attention. So ask yourself: just how hot was that coffee to be able to do that?
Another thing often mentioned was that McDonalds didn’t just pay upfront the $8 million awarded. The woman initially just wanted her medical bills covered. However, during the course of the proceedings, it was found that McDonalds knew their coffee was being kept at temperatures high enough to cause third-degree burns, yet persisted the practice anyway. Thus, the amount was so inflated because the damages were so grievous, and because McDonalds showed such disregard for the health and safety of their customers.
What this all underlines is this: lawsuits do not usually pay out such high amounts of cash. In most personal injury claims, your winnings may actually be very small. Payments in the region of tens of thousands of dollars and larger are actually quite rare. The McDonalds Hot Coffee Case was the exception by nature of being very exceptional, it is not the rule.

#2 You Must Suffer Physical Damage to have a Case
When people talk of suffering “injury” or “damage”, they have a tendency to take those terms rather literally. Before you can go to court, you need to actually have a physical injury to show for it. So, for example, say you’re at work and you’re being bullied or harassed by a colleague, or even a superior. You’ve reported it to Human Resources, but they’re not doing anything about it. Over time, the harassment causes you emotional stress and prevents you from working. However, you don’t actually suffer anything truly physical from it.
Some would say this means you cannot take anyone to court. After all, how can you quantify feelings? A broken leg can easily be assessed by how much it costs to have it seen to at the hospital. But what does emotional pain cost?
Actually, that’s one of the things that would be settled in a lawsuit. An injury does not have to be physical, it just needs to have damaged the person somehow. And emotional anguish is damage. What it does mean, though, it that lawyers may be more reluctant to take up your case, as it can be hard to exactly assess how much those damages cost. Unless the potential claim is big enough to entice them, it may be hard to find representation.

#3 You Must Always Present Original Copies Paperwork
Actually, this is a bad idea. If you submit an original document when filing a plea, say a birth certificate or an important receipt, there’s actually a chance it could go missing during the process. And then where does that leave you?
This myth roots itself in the idea that, in order to proceed in a civil court, you must have original copies to verify their authenticity. After all, copies could easily be fake or stolen. It’s mistaken, however – most courts are happy to accept photocopies when filing a plea. You will, however, be asked to present originals during the actual hearing. If you can’t provide them, then it doesn’t mean your case won’t go through. It just means your copies have to be verified by a gazetted officer. To help the process, make sure all your copies are clear with identifying marks (such as seals, signatures and barcodes) clearly visible.

#4 It’s Fine to Copy Work if it’s Non-Profit
This only really applies under certain circumstances. Well there are works out there that can be freely copied and distributed – such as documents and works that exist the public domain – in most other cases permission must still be sought from the owners of the work in question before you use the work. Even if you don’t plan to make any money off of the work in question, the fact remains you’re denying the original owner the chance to make money themselves off of it. That counts as copyright infringement and allows the owner to sue for financial losses.
So to use an example. Copying and reproducing copies of Geoffrey Chaucer’s The Canterbury Tales is perfectly fine because that work exists in the public domain. It’s owned collectively by the public, and can be used, distributed and adapted freely. However, Tolkien’s The Lord of the Rings is a product still owned by Tolkien’s estate and is still held under copyright. Thus using anything from the works – even the word “hobbit” – is a breach of that copyright, even if the use is non-commercial.

#5 You Are Responsible for Your Spouse’s Debts
Again, this myth is only true under a specific circumstance – you’ve entered the debt jointly, have secured the debt against a joint property, or you are a guarantor of those debts. In those instances, you share responsibility for them. However, if the debts exist in solely the other person’s name, then they are solely responsible for it. You are not legally required to pay for any of it.
The law can be confusing as there are so many different scenarios where this can happen or this can’t happen. It can be overwhelming, especially if you are considering filing, or are in the midst of a trial. It is definitely up to you to do your research, but there are things that you won’t and can’t understand without a lawyer. So if you find yourself confused and, reach out to a lawyer, as most of the time they offer a first time free consultation, like David Heil at Heil Law in Orlando Florida.

About the author
Christian Mills, the writer of this article is a professional student and freelance writer who contributes articles for people to have a better understanding of the law and their rights.

5 Ridiculous Trademark Attempts

noreply@blogger.com (Unknown) — Thu, 27 Aug 2015 23:49:00 +0000

A lot of people are under the impression that you can trademark anything as long as no one else beats you to it. In reality, this simply isn’t the case 99.9 percent of the time.

There are several rules regarding what you can and can’t trademark, but the primary consideration is that what you are trademarking has to be original or exclusively associated with you or your brand.

Although there have been a few exceptions over the years where the UPSTO approved something that wasn’t completely original, it’s a very rare occurrence. However, that fact doesn’t stop some people and companies from trying to trademark things that obviously don’t qualify.

It’s hard to tell sometimes if these are just publicity stunts or if these people actually think they have a case for their trademark. Either way, some of them are really funny. In this article we’ve found five of the most ridiculous trademark attempts for you to get a laugh at.

1. Walmart Attempts to Trademark Yellow Smiley Face

In 2006, the international retailer Walmart filed an application to trademark the yellow smiley face that use on signs in their stores and in their advertising. Although the yellow smiley face is a key part of their branding, Walmart was not the first company to use the famous icon.

The first-known yellow smiley face was created by a freelance artist named Harvey Ball in 1963, which he sold to the State Mutual Life Insurance Company. The image later reached the masses when two brothers trademarked the combination of the image and the tagline “Have a nice day” and made millions off of merchandise featuring the combination.

2. Harley Davidson Attempts to Trademark the Sound of a Revving Engine

Inspired by NBC (which trademarked their three-tone jingle) and MGM (who trademarked the lion’s roar), Harley Davidson wanted to trademark their own signature sound and filed for an application to trademark the sound of a revving engine. Although their vehicles aren’t the first or only vehicles to feature that sound, one could argue that a loud revving engine is something that most people could associate with Harley Davidson.

However, the application was dropped in the year 2000 after several other manufacturers complained that their engines made the exact same sounds. It might have been a clever idea, but it’s definitely one of the more ridiculous trademark attempts of any auto manufacturer.

3. Jason Gamber Attempts to Trademark the Term “SEO”

The term SEO is an acronym for search engine optimization, which is a marketing strategy to boost the rankings of a website in search engines such as Google. The term is used widely among internet marketers, marketing professionals, and people who manage websites for personal or business use.

The idea of trademarking SEO is almost as ridiculous as trying to trademark the work marketing. Gambert filed several applications beginning in 2007, which never received a final decision until 2010 when a blogger alerted the public of his attempts. Several people filed notices of opposition and the UPSTO denied his requests in March of 2010.

4. Donald Trump Attempts to Trademark the Phrase “You’re Fired”

No surprise here, as The Donald is known for his attention-grabbing antics. Following the success of his reality show The Apprentice, Trump attempted to trademark his signature phrase from the show -- “you’re fired” -- in an attempt to make more money off the show’s success.

Despite the fact that this phrase is so commonly used in the public domain, that’s not the exact reason that Trump was denied. Apparently, officials felt that “you’re fired” sounded too similar to “You’re Hired,” which is an educational board game.

5. The New England Patriots Attempt to Trademark “19-0”

After going undefeated throughout the entire 2008 season and the playoffs, the New England Patriots’ owner rushed to apply for a trademark on the phrase “19-0” just weeks before the Super Bowl. They ended up losing the Super Bowl to the New York Giants, losing their perfect record. In addition, they were denied their trademark.

The New York Post refused to let them off the hook for this ridiculous trademark patent and filed an application for the phrase “18-1” following the Giants victory in the Super Bowl.

Bonus: Boise State University Successfully Trademarks Their Blue Turf

Just to give you an idea of the ridiculous trademarks that do get approved, here is a great example. For years Boise State University has been known for their signature blue turf, also referred to as the Smurf Turf.

In 2009 they finally claimed their signature turf officially, which prevents other universities from using blue turf in their football stadiums. (Not that they want to.) In an interesting turn of events, several universities responded by changing the colors of their fields. A notable example is Eastern Washington that installed bright red turf.

Kyle Stout is a freelance writer based out of Houston, TX. This article was prepared on behalf of Vethan Law Firm P.C.

Rules on Service of Summons

noreply@blogger.com (Unknown) — Tue, 11 Aug 2015 04:15:00 +0000

Rules on service of summons is largely dependent upon the nature of action: whether it is in personan, in rem, or quasi in rem. In SPOUSES DOMINGO M. BELEN, ET. AL., vs. HON. PABLO R. CHAVEZ, et al. G.R. No. 175334, March 26, 2008, the Supreme Court cited a case, to wit:

In Asiavest Limited v. Court of Appeals,[7] the Court underscored the necessity of determining first whether the action is in personam, in rem or quasi in rem because the rules on service of summons under Rule 14 of the Rules of Court of the Philippines apply according to the nature of the action.The Court elaborated, thus:

In an action in personam, jurisdiction over the person of the defendant is necessary for the court to validly try and decide the case. Jurisdiction over the person of a resident defendant who does not voluntarily appear in court can be acquired by personal service of summons as provided under Section 7, Rule 14 of the Rules of Court. If he cannot be personally served with summons within a reasonable time, substituted service may be made in accordance with Section 8 of said Rule. If he is temporarily out of the country, any of the following modes of service may be resorted to: (1) substituted service set forth in Section 8; (2) personal service outside the country, with leave of court; (3) service by publication, also with leave of court; or (4) any other manner the court may deem sufficient.

However, in an action in personam wherein the defendant is a non-resident who does not voluntarily submit himself to the authority of the court, personal service of summons within the state is essential to the acquisition of jurisdiction over her person. This method of service is possible if such defendant is physically present in the country. If he is not found therein, the court cannot acquire jurisdiction over his person and therefore cannot validly try and decide the case against him. An exception was laid down in Gemperle v. Schenker wherein a non-resident was served with summons through his wife, who was a resident of the Philippines and who was his representative and attorney-in-fact in a prior civil case filed by him; moreover, the second case was a mere offshoot of the first case.

On the other hand, in a proceeding in rem or quasi in rem, jurisdiction over the person of the defendant is not a prerequisite to confer jurisdiction on the court provided that the court acquires jurisdiction over the res. Nonetheless, summons must be served upon the defendant not for the purpose of vesting the court with jurisdiction but merely for satisfying the due process requirements. Thus, where the defendant is a non-resident who is not found in the Philippines and (1) the action affects the personal status of the plaintiff; (2) the action relates to, or the subject matter of which is property in the Philippines in which the defendant has or claims a lien or interest; (3) the action seeks the exclusion of the defendant from any interest in the property located in the Philippines; or (4) the property of the defendant has been attached in the Philippines service of summons may be effected by (a) personal service out of the country, with leave of court; (b) publication, also with leave of court; or (c) any other manner the court may deem sufficient.

Republic Act 7875 Implementing Rules and Regulations

noreply@blogger.com (Unknown) — Thu, 30 Jul 2015 00:16:00 +0000

The law requires that all business establishments must enrol their employees with Philhealth. To know more about this law, you can read the Implementing Rules and Regulations of Republic Act No. 7875 from the Philhealth website.

Philhealth Vision: Bawat Pilipino dapat miyembro. Bawat miyembro ay protektado. Kalusugan natin sigurado.

Just What Are You Allowed or Not Allowed To Trademark?

noreply@blogger.com (Unknown) — Thu, 30 Jul 2015 00:13:00 +0000

Using trademarks to protect the intellectual property of your business is a smart move. However, before you start trying to prevent all of your competitors from using any word or image that you’ve ever looked at, it would be a good idea to find out what you can and can’t trademark. There are a number of things, or “marks”, that can be protected by trademark.

Before we go any further I should mention that this is not legal advice and you should always speak with an attorney before filing for trademarks or patents. Filing a trademark isn’t as straightforward as say for example, forming an LLC, and a trademark attorney can save you from wasted time and money.

What Can Be Trademarked?

A trademark’s purpose is to protect things that identify a business in the marketplace such as a word, phrase, symbol or design that “identifies and distinguishes the goods or services of one person or company from those of others.” Your logo, brand name, tagline, or any other similar branding elements are protected.

What Are the Easiest Marks to Trademark?

You must file an application to have your mark registered and there is no guarantee that it will be accepted, even if it appears to meet the basic criteria. Some marks are more likely to be accepted than others. Below are the marks that are most likely to be successfully trademarked.

Fanciful Marks

Marks that you’ve created originally or coined for the sole purpose of identifying your business or brand are referred to as fanciful marks. Well-known examples include Exxon, Kodak, Febreze, and Xerox. Fanciful marks are generally the easiest to protect. The only downside is that they can require a larger investment to increase awareness and establish a connection between the unique name and the brand promise it represents.

Arbitrary Marks

In the case of an arbitrary name, a common word is used for a brand or product that is unrelated. Arbitrary names are excellent for trademarks and are usually easy to protect. Some examples you are likely familiar with include Apple for a computer company, Coach for purses, Puma for athletic apparel, Lotus for software, and Jockey for underwear.

Suggestive Marks

Suggestive marks are generally unique and suggest a mental association between the name and the features or benefits of the product or service that the name represents. Suggestive marks are much more common than fanciful or arbitrary marks, despite not being quite as strong. The reason is that suggestive marks usually grant a marketing advantage of tying a mark to the product in a customer’s mind. Suggestive marks are often confused with descriptive marks, but the key difference is that suggestive marks require a bit of thought and creativity to link the name with the product or service, while descriptive marks do not require any imagination. As you can probably guess, this is a highly disputed area of trademark law.

Notable examples of suggestive marks include Microsoft for computer software, Sharpie for markers, Zappos for an online store, or Flickr for a photo sharing website.

What Can’t Be Trademarked?

While trademarks do cover a wide range of things, they still have their limitations. You can’t trademark generic names. A car manufacturer could not trademark the word “car” or “trunk” because those two words are very common in their industry. You (obviously) can’t trademark anything that’s already been registered by someone else. You also can’t trademark anything that might cause confusion between you and another business.

What Are the Hardest Marks to Trademark?

While there is a slight chance that you will be able to trademark one of the following marks, if you can prove that it is unique enough, the odds are not in your favor. Below are the most difficult marks to trademark from most likely to least likely.

Descriptive Marks

Choosing a company name that describes a certain feature of the product or service is considered descriptive and cannot be trademarked. An example would be “Garden Supply Store,” because it only describes what the store sells. In addition, changing the spelling of a common descriptive phrase, such as “Karpet Klean” will not likely be approved either. Small changes in spelling are not enough.

Geographically Descriptive Marks

Business names that include the geographic location of where the business operates are difficult to trademark. Examples such as “Houston Pest Control” or “Atlanta Auto Repair” would be very likely not be approved.

Surname Marks

Names that are primarily used as surnames are very difficult to trademark. Examples would be “Smith’s Lawn Care” or “Thompson’s Bakery.” The only way you would have a chance would be to invest so heavily in marketing that the names became established enough in the marketplace to have a secondary meaning in consumers’ minds as more than just a surname.

Generic Names

If your brand name could be used to describe an entire industry or category it is too generic to be trademarked. Examples would be “Speedy Car Wash” or “Dallas Loans.”

Deceptive Marks

Names that attempt to mislead or deceive consumers by inaccurately describing certain benefits or features of the product/service cannot be trademarked. For example, a company can’t use a phrase suggesting that the products are made in America if their products are manufactured in China.

5 Excuses Your Boss May Give You For Not Paying Overtime

noreply@blogger.com (Unknown) — Wed, 25 Mar 2015 13:03:00 +0000

The idea behind the movie “Horrible Bosses” was not dreamt out of thin air. Regardless of your critique of the movie, I think we are all well aware that not all bosses are great. In fact some are downright horrible. Hopefully you have not had the unfortunate pleasure of working under one, but if you have you know how miserable life can be for forty hours per week. Or more if you count overtime.

Speaking of overtime and horrible bosses, some bosses even go to great lengths to withhold hard earned overtime pay from their employees. You are legally entitled to an overtime pay rate if you work over forty hours in a workweek and are a non-exempt employee. So what do these horrible bosses commonly use as excuses for not paying overtime?

You Are Exempt
One common excuse that employers use to avoid paying employees overtime is claiming that the employee is exempt. To verify if you truly are exempt, you will want to run down the list of exemptions.

If you are a salaried employee, you are more than likely exempt. However, there is a caveat to this but more on that later. Another common exemption relates to job duties. For example, if your primary duties contain any supervisory role, you are usually exempt. The key to this is determining if your primary job duties consist of managerial or supervisory role. Simply having the job title of “Managing Supervisor” does not mean that you are exempt.

Executive, administrative, and professional job duties are also considered exempt. Professional job duties include doctors, lawyers, teachers and others.

You Are a Salaried Employee
As mentioned earlier salaried employees are typically exempt. In fact, most employers believe that any salaried employee loses their right to overtime pay. However, this is untrue. If you are not making at least $455 per week in salary, you are still entitled to overtime pay. Currently, this rate is in debate for being raised. Additionally, you must still fit into one of the other exemptions as state by the Fair Labor Standards Act.

That Was Off-the-clock Work
Another common excuse employers give to avoid paying you overtime is that the work you did was off-the-clock.

There are a number of ways in which employees can force you to do off-the-clock work. A common way is to make you work through your lunch or your break even though you’ve clocked out. They could also demand that you stay late, even if you’ve clocked out. Some employees do not even have a physical system for clocking in and out. In this case you are most likely required to keep a timesheet in which you are marked for eight hours each day, even though you worked through your lunch or stay late.

Hours Worked From Home Don’t Count
Another common example of employer excuses for not paying overtime is not paying your for the time you worked at home. Some jobs require that you respond to emails, texts, or phone calls even after you have left the office and are home.

If you are an hourly employee, you are entitled to earn your wage during that time period. So if you have spent an additional thirty minutes responding to emails before bed, make a point to track that time and add it to your daily total. Some employers think that they can get away with not paying you since you are not physically in the office.

Preventing You From Clocking In
The list of excuses continues as some bosses will actually require that you be in the office or jobsite at a certain time, but prevent you from clocking in until later. For example your boss may require you to come in at 8 a.m. but not allow you to clock in until 9 a.m. when the main business hours start. Regardless of if you are doing work in that hour or not, you are still legally entitled to that hour of pay. Your time worked starts the moment you enter the workplace.

All of these excuses can lead to employees missing out on some serious overtime pay. If you feel you have been cheated from overtime pay, you can contact your local labor commissioner or get in touch with an attorney that specializes in overtime wage disputes.

What is the FLSA (Fair Labor Standards Act)?

noreply@blogger.com (Unknown) — Wed, 13 Aug 2014 06:11:00 +0000

History of the Fair Labor Standards Act

The Fair Labor Standards Act, or FLSA, was first past in 1938 to establish 44 hours as the absolute maximum workweek. One of its primary intentions upon inception was to combat child labor, therefore keeping minors from being legally able to engage in any workforce considered to be oppressive to children and youth. In the process of the act's development, however, minimum wage and the time-and-a-half requirement for overtime pay within applicable job situations became established as this federal law went into effect.

Over the past 76 years since the FLSA was first past, many amendments have been made to it. These have included the specific amount of minimum wage, explanations regarding the types of jobs eligible for the overtime pay set forth within the law, and changes to the maximum legal workweek. Other amendments have been designed to prevent age discrimination, to extend the law's benefits to employees of the U.S. government, and to protect migrant and agricultural laborers.

The Present State of the Fair Labor Standards Act

In addition to the minimum wage, overtime pay, and child labor considerations that have been part of the FLSA since its beginnings, recordkeeping is now an essential aspect of upholding this law. An authorized government-endorsed poster must be displayed including all of the active FLSA requirements for employees to use for quick and easy reference.

As of July 24, 2009 the minimum wage mandated through an amendment to the FLSA is $7.25/hour. Individual states, however are entitled to choose their own rate of minimum wage. Nevertheless, if a particular employee is covered under both the federal and state minimum wage laws, then he or she is required to receive the greater amount between the federal and state minimum wage requirements.

Applicable employees must receive overtime pay for any workweek exceeding 40 hours. The time-and-a-half standard originally set in 1938 remains the minimum legal expectation for overtime pay today. However, there is no longer a limit on how many hours an eligible employee can work within a week, as was the case with the original act's limitation of 44 hours. The FLSA defines working hours as any time an employer requires his or her employees to be at a designated work site or whenever an employee is labeled as on duty through clocking in or other tool through which hours are tracked.

The child labor aspects of the law central to its original purpose are still in tact. The emphasis has shifted, however, with cultural changes over the past several decades. As such, the current weight is placed on the protection of minors' educational needs and the legal requirements therein. For a complete guide to all the current guidelines in place as a result of the FLSA, please click here.

Eligibility Requirements for Applicability of the Fair Labor Standards Act

The FLSA covers all employees engaged in the work of interstate commerce. This includes production, sales, transportation, and other involvement with work related to this manner of business. A company becomes subject to the FLSA when it fits one of three following categories.

The company's overall annual income reaches or exceeds $500,000.

The business is a hospital, school or other facility primarily purposed in health care or education.

The organization operates as an aspect of a larger public entity.

It must be realized, however, that some companies are subject to the minimum wage requirements while not themselves an organization covered by the entirety of the FLSA. As such, it is necessary for both employers and employees to be intimately familiar with the specific regulations and exemptions involved in the FLSA as outlined in the "Handy Reference Guide to the Fair Labor Standards Act" linked above.

Employees defined as domestic service workers are eligible to receive all the benefits of the FLSA if their wages in 2010 were $1,700 or more or if they work eight hours or more each week. Employees who receive tips that exceed $30 per month are exempt from the standard minimum wage. Instead, employers must pay these workers a minimum of $2.13 on top of the tips obtained. Employees under the age of 20 likewise have a different minimum wage according to the FLSA than the general figure, though it is only in effect for the first 90 days of their employment. $4.25 is the minimum legal hourly wage for employees in such circumstances; after the initial 90 days of employment, their wages must increase to the standard $7.25 per hour.

Legal Services for Violations of the Fair Labor Standards Act

Employees who have experienced unfair treatment from their employers may work with an overtime attorney to help obtain the justice and compensation to which they are entitled. Vethan Law Firm specializes in representing clients who have been victims of FLSA violations. Vethan's overtime lawyers ensure that clients receive the payment they are entitled to according to the act and its individual implications within the state of Texas. They have significant documented success at combatting the common excuses given by employers for noncompliance to the FLSA. They are experts in every detail of the FLSA, therefore able to guide clients in understanding if they have been treated unfairly according to the act and if so, how to proceed in a manner that will result in the deserved compensation.

John West is a legal writer in Houston, Texas.

What Happens if You Are injured in a Public Bus Accident?

noreply@blogger.com (Unknown) — Fri, 01 Aug 2014 01:15:00 +0000

Bus accidents, while less frequent than smaller vehicle accidents, still happen. When they do, it can be mayhem all around because of the size and the number of people in the bus. That said, no one knows when accidents can happen. The only thing we know is what to do in the event of one.

Of all vehicle accidents; bus accidents tend to sustain the highest number of fatalities. This is further confirmed by the National Highway Transportation Safety Administration (NHTSA) which says the statistics point to roughly a 37% fatality rate. This is not surprising given the lack of safety features like seatbelts in buses.

The following outlines the important things that we consider extremely useful and helpful in keeping you alive, and most importantly, helping you get the required treatment you need to get healthy and stay alive.

Determine Liability

This is the very first thing you need to do. What caused the accident? Who was at fault? Was it the driver or the other party? Did the other party suddenly cut in front of the bus, thus causing the driver to swerve suddenly resulting in a loss of control? Was the road too wet for traction? Alternatively, was the driver speeding in wet or snowy conditions?

Did the accident happen as a result of a lack of maintenance by the bus company? Did the bus company intentionally overlook some mechanical and electrical issues just to cut costs and save money? Was the accident caused by a jaywalker or an individual who wasn’t alert? Was it caused by an animal suddenly running across the road?

Did the driver suffer from a heart condition that could have impaired his driving? Was the driver too tired or was he suffering from sleep deprivation? Is it possible that he wandered off the road whilst dozing or lost concentration while at an intersection? There are so many questions that you need to ask to prove who was at fault. Starting with these will usually get you started and point you in the right direction.

File Claims for Medical Treatment

Once you get yourself or are checked into the hospital by the EMTs. You or a close family member should start filing for your insurance claims if you have any. It does not matter that the accident is minor or severe. Just make sure that you get a physical within 48 hours after the accident.

This is because going to the hospital after 72 hours will impact your payout negatively. So, make sure you have a clear detail of everything you remember that happened before during and after the accident.

Admittedly, this might be a bit difficult if you suffered a moderate to severe accident. However, whatever you can remember should go in a detailed report. Please note that the claims process is different when the driver's employer is the government.

Suing the Driver and Bus Company

To do this, you would need to get in touch with a seasoned and experienced personal injury and bus accident lawyer. This has to be specific because there are various rules regarding public transport that he will be familiar with. He’ll be able to give you a realistic outlook and possible results based on his experience with such accidents.

If the bus is run by the state government, then the whole thing will take a different turn and can be pretty complicated. Whatever you do, don’t do this alone. Let the lawyers advise you accordingly and take care of any issues that might arise from taking the insurance companies to court if they fail to compensate you adequately.

When not writing, Oscar King works for the Florida Department of Transportation, and has dealt with a number of these sorts of accidents. When they do happen, he usually refers people to Orlando Attorney David Heil for the best consultation and legal reprsentation.

July 29, 2014 is a HOLIDAY in the Philippines

noreply@blogger.com (Unknown) — Mon, 14 Jul 2014 05:58:00 +0000

Proclamation No. 826. Declaring Tuesday, 29 July 2014, as a regular holiday throughout the country in observance of Eid'l Fitr (Feast of Ramadhan).

Please be guided.

4 Tips for Getting Compensation for Soft Tissue Damage After an Accident

noreply@blogger.com (Unknown) — Sat, 05 Jul 2014 10:07:00 +0000

Soft tissue damage like a whiplash or a sprain is very common among car accident victims. However, unlike other types of injuries involving broken bones, damaged organs and torn ligaments, some soft tissue injuries like whiplash can be quite difficult to prove to your insurance providers or in a court of law. This can often impact your compensation or payout. But, armed with the right information, you can get maximum payout for any soft tissue damages you might have sustained in a car accident.

Take All Preliminary Steps
Admittedly, getting the other party’s details is the last thing on your mind when you’re injured in a car accident. However, if you’re conscious and able to do so, this is extremely important. Try and get their contact phone number, insurance details, and vehicle plate number, before going to the hospital or leaving.
If it’s necessary, contact the police (usually necessary anyway in most car collisions), then get immediate medical help regardless of whether you feel any pain or not. Some soft tissue injuries do not show up until later. Then, take note of all expenses and costs incurred during the period of treatment.

Consult With a Personal Injury and Car Accident Attorney
This might seem unimportant or even unnecessary at the time, but you’ll find that it’s an excellent decision when you’re suddenly out of pocket by thousands of dollars and wondering how you can get it all back.
Compensation from the insurance provider is meant to help you get back to where you were financially before the accident. And the best way to go about it and get speedy results is by consulting a lawyer. Taking this preemptive step, particularly when you’ve just started seeking medical help, can and will help you in recovering all the money spent on your treatment.

Gather All Documents and Evidence
If you have spent any money or have evidence that points to the fact that you have some serious soft tissue injury, or any other evidence that you think will help your case, get that information together before or during the consultation with your lawyer. You will also want to include a demand letter among the evidence that you gather. Often times, insurance adjusters will try to readjust your claims with the excuse that it’s possible you already had a pre-existing condition or that your injuries aren’t as severe as you say they are. This demand letter will include the details of the accident, the impact of the injury on your work and personal life, present treatments you’re getting and possible future treatments if there will be any.

The demand letter should contain every single important detail you can recall. If you have a video recording or pictures of the accident scene, you should include them along with your demand letter. This is what you’ll present as evidence when you file your compensation claims.

Attempt Settlement Negotiations
Usually, with enough evidence and proof, the defender will probably decide to settle out of court. Just make sure that the settlement covers everything you need it to, this is where your lawyer comes in. He’ll be able to properly assess the offer and advise you accordingly.

If your lawyer says the settlement is appropriate, and you feel it is reasonable, you might want to take it. However, if a reasonable settlement cannot be reached, then you will probably need to take the case to court.

If you decide to file personal injury lawsuit, make sure you get a highly experienced personal injury attorney. This will really help your case in court and will be instrumental to helping you get the best compensation payout possible.

Sources:
http://www.all-about-car-accidents.com/resources/auto-accident/car-accident-claims/writing-a-demand-letter-a-car-accident-insura

Oscar King is a recent graduate from FSU School of Law and is presently employed as a personal injury lawyer in the Tallahassee area. Originally from Melbourne, he recommends those seeking personal injury care in that area consult with the Law Offices of David R. Heil if they should need legal consultation after an accident.

5 Important Questions to Ask Yourself Before Filing for Divorce

noreply@blogger.com (Unknown) — Wed, 02 Jul 2014 02:29:00 +0000

The emotions are boiling over and you’re at your wits end. Maybe you’re emotionless because you’ve already given up on the situation.

Whatever the emotion, or lack thereof, the realities of filing a divorce are a little different – they must be looked at rationally. I fully understand how difficult this may be, given the nature of the problem, but asking yourself a few vital questions prior to filing for divorce will save you from further headaches in the future.

Going after what makes you happy and never settling for things that act against your character are two very important ideals. But unfortunately, the world does not always support ideals and you must make decisions that sacrifice (or at least bend) some of your principles. Hopefully, these five questions will help you with your dilemma.

Questions to Consider

Have You Thought About the Consequences? – Assuming that the divorce is not due to abusive treatment or unfaithfulness, have you really thought about what this decision will do to others? If you have a family or struggle alone financially, you may want to really think about whether the divorce is rational or just emotions getting in the way. All marriages have fighting, but asking the true questions of love and commitment may be needed if you have other real-world obligations.

What about the Children? – Many people in modern society claim that you’re not truly married until you have kids. Children are a blessing, but also provide another layer of commitment on the part of adults – both to each other and the new family. When kids are involved, other lives are at stake in your decisions. Ask yourself, “Who will care for the kids?” Many marriages actually stay together because of children, which could be a blessing or a curse, depending on the real problems of the adult relationship. Identifying these problems is crucial to deciding whether to stay together or divorce. Will the child be better off with two separated parents or a potentially dysfunctional family?

Are We Financially Capable of Divorce? – Finances are considered the number one reason for divorces or continual family problems. Ironically, they are also one of the biggest reasons why adults stay together. Joint incomes and tax filings favor marriages in the United States and people find living together as a married couple is more affordable and manageable. In fact, many older Americans (maybe previously divorced) will marry a friend or long-term girlfriend purely for the financial benefits of not being alone. Rationalize the real reason for your divorce and conclude whether you’re divorcing for happiness or because of recent arguments.

It’s a Long, Long Road to Normality – Not only are there emotional rollercoasters associated with divorces, but other issues will also come into play. Temporary orders may be made for custody and financial support, but eventually a lawyer needs to be hired and custody courts will decide who obtains custody of the child and what the financial break-ups may be. After going through this process, many couples decide to stay together because they know the ramifications of their decisions. In fact, courts have a “cooling-off” period built in because of amount of couples who reconsider their decision.

Living Conditions and Ownership – Particularly with families that split responsibility for financial obligations, have joint bank accounts, and co-sign loans or mortgages, divorcing is not simply “putting pen to paper.” There are processes that must be handled during busy schedules that could carry on for long periods of time. Both parties will be responsible for the debt obligations and mortgage payments, and joint bank accounts must be closed to secure cash for both parties.

Every problem has a solution in the world, it’s just that some of them are harder to solve than others. Ask yourself if you’re willing to solve it and what the possible consequences are for finding a solution.

How to Prevent Slip and Fall Accidents in the Workplace

noreply@blogger.com (Unknown) — Wed, 30 Apr 2014 23:39:00 +0000

Prevention is often the most cost-effective approach to solving a potential problem. Many businesses don’t worry about safety procedures until it’s too late and a lawsuit is in the works – some companies actually assess the risk of injury or death and do noting as a result.

I feel that ensuring the safety of your workers and customers is paramount for the longevity of a company or organization because of the intangible costs if an accident occurs. Rather than the traditional, “If this happens, it will cost this much,” many safety professionals believe that productivity loss, potential business loss, and image degradation are also in the mix after an accident occurs within your company.

Take BP for example – when the spill occurred, BP’s stock plunged into the depths of the abyss, along with the oil. The company spent years attempting to re-invigorate its image after shattering it in the Gulf of Mexico. Wildlife, employees, managers, and shareholders were all affected by the lack of control and prevention.

In the case of slip and fall, which is one of the most prominent forms of worker injury and death, prevention is often the key to success.

How to Prepare

Fall protection – This practice is mandated by OSHA in situations where workers are elevated or suspended in the air above six feet. When working on a platform, even if the worker slips and falls, fall protection will ensure the safety of the worker while help arrives.

If you’re in construction and have workers on rooftops laying materials, anchor points and continual hooking areas are needed as workers span the distance of the roof-line. Without proper fall protection, a simple slip and fall could cost someone their life.

Good Housekeeping Practices – Ensure that training allows workers to identify slippery, wet areas and deal with issues on the spot. Most accidents occur when people fail to take responsibility for a situation and leave dangerous areas untreated. Poor housekeeping or pre-shift and post-shift checklist practices for slippery areas can cause a buildup of hazardous materials within a factory or workplace floor. Ensure that your staff is organized and oversee quality control on a daily basis for best practices.

Provide Safety Shoes – Most safety shoes are slip-resistant and have great traction abilities. Offering these shoes to your employees is essential to the prevention of slip and fall accidents. Even with superior training and housekeeping practices, sudden accidents may occur. Protective footwear will lower the chances of a worker falling due to an unknown spill or wet surface.

Proper Labeling – If the floor is wet, label the area with a barrier or sign clear from all angles. This will help alert workers of potential danger and allow avoidances within the workplace.

Eliminate Obstructed Views – About 65% of all falls occur on flat surfaces, at the same eye level of the worker. These falls do not have fall protection because the worker is not elevated, but nonetheless, major injuries can occur from tripping or slipping on flat surfaces. Keep all areas of employee movement throughout the workplace accessible and unobstructed. Objects in the middle of the floor can trip employees if they are not aware of their surroundings during operations. In addition to removing obstructed views, ensure proper lighting is available to workers, especially if the site is remote and widespread.

This article was written by Matthew Hall. Matt is currently a law student at Stetson Law in Sanford, FL. When Matt is not busy studying for is law classes, he enjoys researching and writing articles on various topics of law. Matt has recently been authoring articles on behalf of Heil-Law , the premier medical malpractice attorney in Central, FL. If you would like to read more of Matt's work, you can visit him on Google+.

How To Get Your Security Deposit Back

noreply@blogger.com (Unknown) — Tue, 29 Apr 2014 02:45:00 +0000

At the end of a tenancy period, the main prerogative of the departing tenant is to ensure their security deposit return. The money will have been held in a Tenancy Deposit Scheme, to protect it until such time an agreement has been reached between landlord and tenant, when the money will then be refunded.

How can you do this?

A good place to start is before you move in. Look up the rental company and landlord details as well as property details. Make sure you are dealing with a genuine partner. Some landlords have bad reputations and you will be able to find this out online.

Read your tenancy agreement carefully, to make sure you are familiar with all the terms you will agree to. If you disagree with anything, then be clear about the changes you want made before you agree.

Read through the inventory you are provided; make sure it is accurate ad clear. Make sure that the statements of conditions of the property are right. you don’t want to end up paying for damage you didn’t cause. It can help to take photos of the condition of the property before you move in.
Make sure any amendments you want to make to the agreement or inventory are agreed by the landlord. Make sure they sign the documents once the changes are made.

Living in your rented property

Honesty is the best policy here. If anything in your rented property isn’t working properly or breaks, tell your landlord straight away so they can arrange its repair or replacement. This needs to happen to make sure you are not blamed for damage you didn’t cause.

It is also really important to keep your rented property in a good condition at all times, to avoid questioning of your standard of care later on. Make sure you keep everything clean, and clean up any spillages as soon as possible to avoid stains. It can be worth finding paint to match your walls in case you mark the walls. Repairing this yourself will eliminate the probability of you being charged for it at the end of your tenancy.

Often when you move in to a rented place, you will be required to pay a cleaning deposit. If not, the property will be professionally cleaned and you will be required to pay for a professional cleaner when your tenancy comes to an end. This can also help to rectify any problems that might mean you lose your security deposit.

What is most important?

It is wise to try to adhere to the agreements you made in your tenancy agreement at all times. This will reduce the chance of you being charged for damage later on.

You should also maintain clear communication with your landlord, and endeavour to keep records of all communication you make for the avoidance of doubt at the end of your tenancy, and to serve you in the event of a tenancy deposit dispute.

Make sure you get help today, get in touch with Piglord.

Here is information if you are considering private renting in the UK.

Cheryl Chapman is a legal writer for various solicitors on the web. You can find her on Google plus here

Motorbikes, Accidents, and Compensation Claims

noreply@blogger.com (Unknown) — Sun, 27 Apr 2014 00:38:00 +0000

At Carry on Biking, we love motorbikes! We specialise in representing riders who have been involved in an accident because we are bikers ourselves, and we understand why you are making a claim.

Why make a compensation claim?

We want to pursue your claim according to what you want.

Have you been involved in a motorcycle accident?
Was it the fault of another road user?
Was the road poorly maintained and the cause of your accident?
Was it due to negligence?

Whatever the cause after an accident some riders feel the need to seek compensation as a way to move on or to get over the event. We understand this, and we want to help. You may feel angry, and want the person responsible to be held accountable for their actions. If your accident is the result of someone else’s negligence, we want to help you.

Of course some riders make the claim to compensate for the financial implications of the accident. Loss of earnings, necessary private medical care and rehabilitation therapy programmes, sometimes even costly lifestyle adjustments that have had to be made to accommodate long term physical disability sustained in the accident.

If the injuries you have suffered are severe and life changing, there is of course a huge impact on emotional and psychological wellbeing. This may need treatment. This may even leave you with lifelong mental health issues. We want to listen to you, to what happened, to why you want to make a claim. We understand why you need to do this.

By pursuing genuine claims for compensation, we are proud to be contributing to the improvement of motor biking conditions in the UK. Maximising your recovery of compensation is our absolute priority. We will do so with understanding and years of expertise in this specialist field. This is hard enough for you. We want to share the burden.

Do I have a case to claim for compensation?
Have you been unable to work and earn because of injuries in an accident?
Have you had to seek costly medical care?
Have you had to make any adjustments to your home to accommodate any longer term disabilities caused by the accident?

Have you suffered financial implications as a result of the accident?

If the answer is yes, contact us at Carry on Biking. We know about bikes, we know about riding them and we know about the threats posed to riders on the road. We know about the law around motorcycling. Because we know all of this, we are able to assess very quickly whether or not you have a legitimate claim to make for compensation. If you do we are happy to work with you on a ‘no win no fee’ basis, because we are confident you deserve compensation.

An accident can mean more than just the physical trauma. It can mean longer term difficulties and financial hardship. We understand how difficult this is for you, and we want to lessen the stress involved in making a compensation claim. We want to do the heavy lifting for you.

Here is a site to help bikers compare insurance to get the exact one they need for their bike.

Terry Farley is a writer that works in the Legal market in the UK. You can follow other posts by Terry over here on Google Plus.

What do you need to know about the Fair Debt Collection Practices Act?

noreply@blogger.com (Unknown) — Tue, 08 Apr 2014 03:06:00 +0000

Being hounded by debt collectors is a common thing: so common in fact that there are businesses that make millions off of promising clients that they can stop the collection calls. However, did you know there are actually laws and regulations that dictate when a collection agency may call you, and when they are required to stop? Back in 1977, congress passed a law that is known as the Fair Debt Collection Practices Act that regulates the debt collection industry and protects you against unfair, misleading, and other debt collection practices that go from simply unethical to downright criminal. It also provides provisions that TECHNICALLY require them to stop calling you except to inform you that they will no longer be calling you or that they are pursuing legal action against you (with this second part also falling under certain regulations).

What They Can’t Do:

The FDCP prohibits specific activities that debt collectors may use to try and extract a debt from a debtor. Such practices include threats, use of obscenities, falsely claiming to be attorneys or government representatives, discuss the debt with anybody other than yourself or your attorney (if you have retained one), publish a list of those who refuse to pay the debt, and much more. The bottom line of it is that a debt collector is legally barred from lying in order to collect a debt, and legal threats are ESPECIALLY frowned upon (unless they actually intend to carry them out and are legally permitted to do so).

They also aren’t permitted to garnish your wages without a court order: furthermore, threats to garnish your wages without a court order are also illegal, so keep that in mind. Now, keep in mind that a legal threat backed up by a court order is absolutely permitted, but without that court order their threat constitutes a violation of the act.

How You Can Stop Collection Calls:

In addition to the act containing provisions that forbid debt collectors from calling at inconvenient hours (between 9 in the evening and 8 in the morning), there are also ways to prevent them from calling within that time frame. For example: if you verbally or through writing inform them that you are not permitted to receive calls at work (and tell them when you are working), then they will be required to stop calling you at work. Attempting to contact your employer for any other purpose other than to obtain your contact information constitutes a violation of the act as well.

Furthermore, if you provide them with a written letter indicating that they are to stop calling you all together, then they are required to stop calling and may only contact you to inform you they will no longer be contacting you or that they are pursuing legal action. In this case it is highly advised to send the letter by certified mail and pay for a “return receipt” so you can verify the letter was received – at that point they may no longer contact you. You can also stop them if you dispute the validity of the debt, at which point they would be required to supply documentation validating the debt and cannot contact you again until such documentation has been provided.

How You Can Handle Law Breakers:

Now, going through this list, you might discover a debt collector has done one or more of these things to you. Sadly, in spite of the law, some debt collectors choose to ignore the law and employ illegal practices in their attempts to collect. Thankfully, there is recourse: you may file a law suit against the collector for any damages received from their attempts to collect. Even if you didn’t suffer damages, the judge may reward you up to $1000 dollars and require the collector reimburse you for attorney’s fees and court costs. You can also file a complaint with the Federal Trade Commission, your state Attorney General’s office, or the Consumer Financial Protection Bureau.

It is important to note that even if a collector is found in violation of the law that this does not invalidate the debt, you will still be required to pay IF it is a valid debt. However, if you do suffer damages and pursue legal action the court ruling could be enough to cover the debt in full, but do not count on it as without proof of actual damages it would fall under the discretion of the judge in question.

Conclusion:

The FDCP is a valuable tool protecting the rights of consumers from unfair practices utilized by debt collectors. While the Federal Trade Commission still reports tens of thousands of complaints filed in a given year, the fact remains the protection exists, and there is recourse to handle those collectors who go too far. By knowing your rights under the law, and handling things in a rational manner, you can make the law work for you, and make the process of paying back valid debts or erasing invalid ones a far calmer and less stress inducing ordeal.

Sources:

Federal Trade Commision: https://www.consumer.ftc.gov/articles/0149-debt-collection

http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text

Cornell Law: http://www.law.cornell.edu/wex/fair_debt_collection_practices_act

This article was written by Brennen Kliffmueller. Brennen is studying law at UCF in Orlando, FL and also works as a legal analyst when he is not studying. In addition to working as an analyst, Brennen enjoys researching various law topics and creating engaging content for the law office of Scott D. Owens. You can read more of Brennen's work on his Google+ page.

Property Listing in Davao City

noreply@blogger.com (Unknown) — Tue, 08 Apr 2014 03:03:00 +0000

If you're looking for property listings in Davao City to find condominiums or subdivision lots for sale, you can go to http://www.davaorealestateproperty.com. They have listings for the following developers: Damosa Fairlane, Delta Residences, One Oasis by Filinvest, and Alveo.

Davao Real Estate Property makes searching easier. You can use their quick search app and look for properties in different categories such as condominiums, lots, house and lot, houses for assume, and houses ready for occupancy.You can also refine your search if you wish to look for luxury homes or search using price range from low, medium, to high.

If you wish to sell your own property, you can submit your listing in their website under Sell Your Property tab. You will be asked to input the selling price, choose a category under where your property belongs, and you will also be asked to upload digital files (photocopy) of the Certificate of Title, Tax Declaration, Vicinity Map, Sketch Plan, and a description of your property.

It is safe to deal with Davao Real Estate Property because you are transacting with a licensed real estate broker who has a wide experience in property selling.

12 Luxurious Office Facilities

noreply@blogger.com (Unknown) — Fri, 04 Apr 2014 12:43:00 +0000

We all know what a standard office looks like. Unfortunately many offices are extremely dull and not very inspiring. However, a few companies around the world have tried to shake up what we think of as an office. Companies such as Red Bull, Google, Facebook and Nike and other less well known brands have completely reinvented the traditional office space. If you could design the perfect office, what facilities would it have?

Many of us are used to the standard kitchen, meeting rooms and boring office furniture. However, there are lots of little luxuries that can really enhance an office and make it a nicer place to be. You probably won’t find an office with all of these things but you can probably campaign for at least one or two luxurious facilities. Some office spaces that you can rent come with some excellent added extras. Here are 12 luxurious that would make any office a better place to work.

1. Gym

One of the best ways to improve your concentration and give your body and mind a break is by doing exercise. A good workout can make you feel really refreshed and much more focused. For this reason, many companies try to either get a gym on their office premises or give staff free membership to a nearby gym. Having a gym at your office instantly makes it feel more luxurious. It will also encourage you to lead a fit and healthy lifestyle.

2. Open Space

According to office space specialists Pera Business Park "Open spaces may not sound like a luxury but when you are cooped up all day in an office they are essential." It’s important to have a space to go to where you can clear your head and get some space. Ideally this would be an outside space such as gardens or a courtyard, or simply an inside space where people can go for a break or some time to think.

3. Sofas And Beds

Some office chairs can be very uncomfortable. It’s nice to be able to crash on a sofa during your breaks and really sit back and relax. Sitting on a sofa in a different room also gives you a much needed break from your desk environment. A few companies have even gone to the effort to provide employees with beds for their breaks and when they need to work long hours.

4. Hot Drink Machines

Lots of offices have kitchens where staff can make their own drinks. However, having a hot drinks machine does makes things easier. If you haven’t got one just explain to your boss how much time everyone wastes making their own drinks throughout the day.

5. Games Room

After a really stressful day what better way to unwind than having a bit of fun in your office games room. Get a pool table, dart board and foosball table for your office. Having a laugh and playing games can also boost morale and it’s a good team building activity.

6. Ergonomic Furniture

Ergonomic furniture doesn’t exactly sound exciting but in reality it can really enhance your working day. Everyone gets aches and pains from sitting at a desk all day, and a lot of the time it’s because we don’t have the right equipment. Ergonomic furniture improves your posture by encouraging you to sit properly. It keeps you in the optimum position for working.

7. Refreshments

Having an enticing selection of refreshments handy is definitely a luxury in any office. It’s great to be able to have a few snacks and refreshing drinks available to keep you going through long meetings and challenging days. You will also stay healthier and have more energy if you eat properly and stay hydrated throughout the day.

8. Massage Chairs

There is nothing better than sitting on a soothing massage chair and taking a few moments to switch off. Let the massage chair eradicate your stresses and strains and leave you feeling much more relaxed. Lots of people would love to have a luxurious massage chair in their office.

9. Swimming Pool

Not many offices around the world have a pool for employees to enjoy. Some offices that have a gym or health centre attached might also have a pool. Swimming is a brilliant way to stay fit but it can also be very therapeutic and relaxing. Head down to the pool on your lunch break and feel revitalised and ready to tackle your work.

10. Video Games

Sometimes we just need some time to escape from the office, but it can be really difficult to switch off. Going into a dedicated video games room and playing your favourite video game is an excellent way to distract your mind. Spending 10 or 15 minutes playing a videogame could help you to relax and even make you more productive when you get back to work. A few companies have realised having video games can help to improve staff morale.

11. Bar

Having a bar in your office is definitely a luxury. You can go there for a few quiet drinks to unwind at the end of the day or to be sociable with your colleagues. You can also entertain clients and hold company socials in your very own staff bar.

12. Televisions

Lots of offices have televisions and flat screens but most of the time they are used to give presentations or during meetings. Try and get a television installed in a dedicated chill out room for staff where you can catch up on your favourite programmes or watch the news during your breaks.

This not enough why not try 70+ cool office ideas here http://www.lifeintheoffice.co.uk/70-cool-office-design-ideas-resources-inspiration-800

The Pros of Buying Commercial Southport Property

noreply@blogger.com (Unknown) — Thu, 03 Apr 2014 13:16:00 +0000

There are many different reasons why investors arrive at the crossroads when it is time to decide whether to buy a commercial Southport property. It is usually a signal that business is doing well and there are great plans on the horizon for expansion of the company. It can also be time to take the business to another level. Expansion means that the capacity of the business to generate revenue or output can be increased. Also, the business has the capacity to accommodate more employees.

Larger businesses usually have a barrage of employees and a team that can easily and effortlessly go through the process of acquiring commercial property. They can find the right people to assist them to do so. Small to medium sized businesses may not have these resources and so are sometimes apprehensive about the buying process.

There is no need to be apprehensive about buying commercial property. Once you have examined your options carefully and decide that buying is the best option for you, then it is time to move full speed ahead. Buying property can result in several advantages for the smart investor.

As a business owner, you will no longer be subject to the whims and fancies of a landlord or subject to increases in rent. It is no longer your job to be paying off someone else’s mortgage with your rent. Your monthly payments will all go towards reducing and eliminating your own debt and are even tax deductible. All increases in the value of the property will directly benefit you and your business.

People often have the perception that it is cheaper to pay rent than it is to pay a mortgage. You may be very surprised to find that the amount you are presently paying for rent would be very close to the amount you could be paying as your mortgage. The hurdle for most would be buyers is not the monthly mortgage payments, but the initial outlay of cash, the deposit.

There are options that are available should you encounter difficulty in paying your mortgage. If you have additional space, subject to the terms of your mortgage you have the option of becoming a landlord yourself. Rent out any extra or unused space in your building. You can also look at the option of refinancing your mortgage.

Owning your commercial property gives you the ability and the flexibility to customise your space to best suit the needs of your business. You will no longer have to be guided by the rules or stipulations of a landlord. You can do what is best for the efficiency and increased productivity of your establishment.

Once you have decided to buy, look around to determine the best kind of premises to facilitate what you do. Location and space are important features to look for. You need sufficient space for your activities. The location can make or break your company.

To look at the different locations of commercial Southport property visit NetMovers.

Sam Jones writes for Netmovers Commercial & Residential Departments. You can find him on Google Plus here.

All About Cycling in London

noreply@blogger.com (Unknown) — Thu, 03 Apr 2014 13:14:00 +0000

The main roads in London are more often than not extremely busy, congested, host heavy, fast moving traffic and remain a serious point of concern amongst both politicians and the general public. Despite measures to combat the dangers these conditions pose, cycling accidents London has become renowned for are on the increase. Many London roads are lined with guard rail; however fatalities have occurred when cyclists have been forced against the barrier.

The London Cycling Boom

Since the dawn of the 21st century, London has experienced growth in cycling. The number of journeys made by bike doubled between 2000 and 2012, and looks set to grow further, as more of the population take to their bikes in an effort to stay fit, reduce pollution and reduce commute time.

In January 2013, Boris Johnson, Mayor of London, appointed London a Cycling Commissioner, a revolutionary move made to increase the popularity of cycling as a mode of transport and to make the roads safer. In 2013 Transport for London produced the Central London Grid, a map of cycle routes across London. This was well received by the cycling population in and around London.

Cyclist Fatalities in London

Despite these measures, November 2013 saw a tragic spate of cyclist fatalities. This of course, prompted widespread speculation as to the effectiveness of the Central London Grid and the quality of the measures introduced by the Cycling Commissioner. Protests were held calling for the swift implementation of safety improvements for cyclists, and for the media to join in the movement to make London’s roads safer for cyclists. ‘Operation Safeway’ was rolled out; 2500 traffic police officers were stationed across London at major road junctions. Their role was to issue fixed penalty notices to people using the roads in contravention of road traffic laws. They also gave advice to road users, focusing on vulnerable users and advising them of safe codes of conduct.

In response to the deaths, Boris Johnson stated in a radio interview that cyclists were in some respects to blame for improper use of the roads, endangering themselves by not adhering to the rules of the road. This caused outcry and the assertion that he was deflecting responsibility he bore to London, to improve the conditions for cyclists.

London, Bikes and Convenience

Full size bikes are prohibited on London’s public transport, during peak travel times; likewise on National Rail Services. Outside of these times however, it is possible and indeed much practiced for cyclists to dismount and complete their journey via public transport.

Cycle lanes have been introduced to many London roads, although remain inconsistent depending on location. Some of them have raised curbs, others painted white lines on the road surface. Paths have also been designated specifically to accommodate cyclists, alongside rivers, through parks and common areas, and these stipulate their own usage rules.

Guard rails have also been installed on various London roads, although fatalities have occurred during peak times when a cyclist has been crushed against the barrier put in place to protect them.

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Sarah Mcarthy is a writer for Carry on Cycling. You can find her on Google Plus here.