Leading a Champagne Life on a Beer Budget

Suiting Up for Autumn

2013-08-23T12:09:00.000-04:00

Whether you’re headed back to school, the office, or you simply want to prepare for fall – September is the perfect time to refresh your wardrobe. However, purchasing a closet full of clothes is an expensive endeavour. It can get even pricier, if you’re shopping for the whole family. Hence, there are some key ways to look smart as the weather cools, without tapping out your bank account.

Dump the Bumph:

· Cull your closet. Be ruthless. If it’s worn-out, ill-fitting, unflattering or dated – get rid of it. Zero in on what works for you, and ditch the junk.

· Give gently used items to family or friends, or donate them to charity. It’s good karma and great for the environment!

· Store out-of-season clothes elsewhere (in extra closets, or bins). It’ll simplify your wardrobe search and precious items will be less likely to get lost in the crush.

· Hang and fold clothes in an orderly fashion. Sort by colour, garment type, etc., and selecting and coordinating outfits, will be a breeze!

Tune-up Your Togs:

· Wash, iron, and dry-clean items that need a bit of spiffing up.

· Replace missing buttons, mend tears and take-in or let-out any pieces that require minor adjustments. Not handy with a needle and thread? Dry-cleaners provide these services for a nominal fee.

· Dye or bleach old favourites, to revitalize colour. For best results, dye clothes to similar or deeper shades. Some jewel tones can be transformed to pastels, through bleaching (note: exercise caution and follow clothing tag instructions).

· Give shoes and boots a little extra TLC. Polish, repair and waterproof seasonal footwear, before temperatures start to fluctuate.

Mind the Gaps:

· Perform a wardrobe inventory. Ensure core items are stocked sufficiently (neutral pants, shirts, sweaters, suits, etc.). Prioritize any obvious gaps on this year’s shopping list.

· Focus on one or two basic colours initially (navy, brown or grey). Expand with time. Mixing and matching maximizes your wardrobe potential, at minimal cost.

· Splashes of design create interest. Prints, stripes, checks, polka dots, etc. are terrific in small doses; Just don’t overdo it. Pattern, on pattern, can be rather dizzying.

· Source fashion magazines for current trends. A few carefully selected, cutting-edge pieces can bring your wardrobe up-to-speed, in no time.

· Knit the look together with complimentary accessories – shoes, belts, purses, jewellery, scarves, ties, etc. Once again, simplicity reigns supreme.

Buy Brilliantly:

· Explore discounted clothing stores, such as Winners and/or Marshalls. The quality is unsurpassed and prices are reasonable.

· Regularly browse clothing aisles in grocery, or big box stores (Costco, Joe Fresh, Target, Wal-Mart, etc.). When you come across a good bargain – grab it!

· Visit preferred outlet store/s seasonally. Jones New York and The Shoe Company are personal favourites.

· Be flexible. If you only shop for specifics, you narrow the field. Keep an open mind and be an opportunist. You’ll build a more impressive wardrobe, for less.

· Don’t by-pass an excellent bargain, when you see it (i.e. a party dress). If you delay purchasing until the perfect occasion arises, you’re more likely to pay top-dollar.

· Purchase extreme bargains in bulk. I recently found leather pumps for $10 each and bought them in five different colours.

· Buy off-season. Take advantage of deep-discounts at the end of the quarter. It’s not only thrifty, but it’ll be a delightful surprise in 12 months’ time!

· Premium items can significantly elevate an outfit. Can’t resist those high-end stores? Wait for sales and buy sparingly.

Whipping your wardrobe into shape may take a bit of effort; But it’s time well spent. Follow these steps you’ll save a bundle – and still make the best-dressed list, this fall!

Do you have any clothes shopping secrets? What great wardrobe buys have you come across, this month? Please share your purchasing victories, with the rest of the group. And for more great ways to save, please follow http://champagnelifebeerbudget.blogspot.ca/.

Making the Most of Your Staycation

2013-07-31T15:05:00.000-04:00

Trying to rein in spending this summer? This year, forgo the pricey vacation and opt for the cheap and cheerful staycation. Staycations can be a surprisingly fun alternative, if you put a little planning and effort into it. Dial down the day-to-day drudgery and schedule in loads of exciting activities – and your holiday will be a resounding success!

Drop the Routine:

· Treat work the same as you would, when out of the country. Can’t avoid being ‘on call’? Keep it to emergencies. Otherwise it isn’t a proper vacation.

· Take care of household chores beforehand, or afterwards. A relaxing holiday doesn’t include laundry, cleaning and grocery shopping.

· Clear the family calendar. Take a break from regularly scheduled obligations, classes and sports. Replace with fun-filled, group activities.

· Set appropriate expectations within your social circle i.e. you’ll be unreachable for the duration, or responding to urgent issues only.

Switch Off Electronics:

· Utilize ‘out-of-office’ settings on computers and phones. Others will be less likely to panic when you don’t respond instantly.

· Turn off the idiot box. PVR your favourite programs and catch up afterwards; Or better yet, prove that you can live without TV for a week or two.

· Ditch the video games. Leave the virtual world behind and enjoy some real fun for a change.

· Put the smart phone down! Make a pact to minimize calls (work and personal) and set up a fine system for family members that circumvent the rules. Spend the extra cash on holiday adventures.

· Avoid surfing the net. If you need to look something up, pop online quickly, then shut down. Email and the internet can be all consuming. Don’t get sucked into the vortex.

Focus on Fun:

· What activities would you suggest to out-of-towners? Grab a local guidebook and re-discover your city’s top attractions.

· Add a little drama to your life. Attend a summer blockbuster, a drive-in movie, a live theatre show, or devour a much anticipated book.

· The sporty type? Take in a major league game, find a pool, water park or recreational area, or map out a personalized hiking or biking tour of the city.

· Enjoy some cerebral relaxation at local museums, art galleries, historic properties, science centres and zoos. In Toronto, free tickets are available at your library.

· If you’re near open water, consider a boating excursion. Rent kayaks, take sailing lessons, or book a ferry tour, for a great day on the waves.

· Gather family and friends for a good old-fashioned picnic or BBQ, at a community park. Bring along refreshments, toys and games to keep everyone occupied and content.

· Foodies will gobble up the chance to visit new/favourite restaurants and social butterflies are likely to appreciate concerts, pub crawls or clubbing.

· Schedule a daytrip to explore beyond city limits. Find cheap thrills at the amusement park, savour a regional wine tour, bask at a nearby beach, or nibble your way through your local farmers market.

Staycations aren’t synonymous with deprivation. Break from your regular routine, channel your inner tourist and don’t waste a moment! You’ll return to work refreshed and recharged – and still have money in your pocket. It just might be the best vacation you’ve ever had.

What’s your favourite staycation activity? How you plan to enjoy your hometown, in the summer of 2013?

For more great ways to save money, please follow “Leading a Champagne Life on a Beer Budget” at http://champagnelifebeerbudget.blogspot.ca/.

Getting in Shape on a Lean Budget

2013-06-25T11:36:00.001-04:00

The weather’s warming up and we’re finally able to strip off all of those bulky layers. The only downside is the nasty shock, when we see what’s lurking underneath. For countless reasons, many of us tend to put a greater focus on exercise, as the mercury rises. Of course, getting fit can be quite an expensive endeavor – but it doesn’t have to be. Just give it a bit of thought and consideration, before you pull out the plastic. It’ll help you trim the fat in more ways than one.

Look Sharp

· Tripping over baggy clothes and standing out like a sore thumb is not motivating. You’re more likely to keep at it, if you invest in suitable attire i.e. good runners, a sturdy exercise bra and appropriate work-out clothes.

· Pick up active wear at big box stores, not designer boutiques. You want to look and feel the part, but spend the absolute minimum.

· Purchase sparingly at the outset. Buy a few basics to get you started. Rotate outfits and launder frequently.

· Reward your commitment with incremental wardrobe purchases, as your exercise program develops i.e. at the 3 month and 6 month mark.

Gear Up

· Share equipment amongst reliable friends, family and/or colleagues. It’s a great way to try new activities without spending a dime.

· If your tendency is to start strong and tail off, pursue activities with low equipment demands i.e. running or yoga.

· Invest only in the basics, at the outset. Add all the bells and whistles, as things develop. Start small and expand after the time, and dedication.

· Rent or purchase second-hand exercise equipment during the honeymoon stage. Buy the good stuff only after you’ve demonstrated a long-term commitment.

· Don’t expect a large financial investment to serve as motivation.

· Utilize wellness programs with your company’s insurance carrier - they often contribute to equipment costs and/or pay towards gym memberships, annually.

Join In

· Club memberships can be expensive and often aren’t utilized to their full extent. However if it works for you, shop around for a gym that’s super-convenient, reasonably-priced – and avoid hard-to-cancel contracts.

· Consider cheaper options like community centers, municipal gymnasiums, local pools and school facilities. They tend to offer seasonal classes or one-offs, as opposed to demanding costly, long-term agreements.

· The Village People aren’t the only ones to sing the praises of the YMCA. It’s open to all denominations and offers state of the art equipment, at cut-rate prices.

· Exercise DVDs and video streaming are excellent alternatives to structured classes. They require minimal investment and these home-based sessions fit easily into your regular routine.

Stay Flexible

· It’s good to schedule regular exercise, but fitness doesn’t have to be regimented to count. Keep it fun and exciting by incorporating social activities like hiking, bicycling and golf.

· Participate in team sports offered through school or work, or organize a game of baseball or street hockey with friends and neighbours.

· Sign up for your favourite charity run, bowl-a-thon or volleyball tournament. You’ll support a good cause and get fit even faster.

· Don’t shy away from physical activity in general. Take the stairs. Walk to the dry-cleaners. Do some housework. Don’t let yourself off easy because you already worked out today.

My last piece of advice is to avoid a radically changing your exercise program, on a regular basis. Variety is good, but perseverance is better. Stick with your plan long enough to enjoy the benefits, and both your body and pocketbook will thank you.

For more easy-to-incorporate and insightful ways to save money, please follow me on

http://champagnelifebeerbudget.blogspot.ca/.

Complaining Effectively to Avoid Unnecessary Spending

2013-05-28T10:25:00.003-04:00

Many of us think of complaining as a bad thing. For the most part, that’s an accurate assessment. Other people don’t want to hear your problems and resent the unsolicited negativity. However, it is important to know when to speak up and how to do so effectively – especially when it comes to dealing with service providers. If you don’t ask for what you want, you can lose out and pay a lot more than is necessary.

Whether you’re shopping for clothes at a boutique, getting your car repaired at a local garage, or negotiating a cable package from a large conglomerate…knowing how to politely question, persist and even insist, can make a huge difference regarding how much money you can save each and every month.

Prepare to Engage:

· Choose your battles and don’t sweat the small stuff. However if there’s a large sum of money at stake, or you feel a business is overcharging you repeatedly, speak up.

· Have all bills, receipts and relevant information close at hand. This not only provides proof of purchase, but is also good for referral purposes, during your discussions.

· Research, compare and know what competitors offer. Be ready to provide evidence to back your claims (i.e. copy of an advertisement, website address, etc.).

· Decide what type of compensation you expect prior to any discussions. What’s a fair solution (i.e. future discount, partial rebate, or full credit)? Work toward that goal.

Take Action:

· Keep cool, logical and don’t stress. Never swear, belittle or raise your voice.

· Use friendliness and humour (sparingly) to bring others onside. People tend to help people that they like.

· Questions are less confrontational and yield more information than statements or accusations. Honey attracts more bees than vinegar.

· Leverage past loyalties to the brand, as well as your future commitment to the business.

· If you sense that your kindness is being mistaken for stupidity, calmly and gradually move to a more firm stance. Escalate where necessary.

· Persist and always ask what more they can do for you. Be relentless.

Avoid Future Issues:

· Still no joy? Shop with your feet. If they don’t care about your business, go to a provider that does. It may seem like a hassle on occasion, but it’s well worth it in the end.

· Regularly review prices, rates and offers, wherever you shop. Stay on top of what you’re being charged for services and don’t get complacent. Otherwise, it could cost you.

· If you get stellar service, be sure to comment and provide referrals. Let good businesses know they are appreciated and reward them with your loyalty.

Most of us would rather avoid confrontation. We often find it easier just to let things slide – but that can get expensive. Getting your fair share needn’t be unpleasant. Simply incorporate the tips above and you’ll be amazed at how much money you save.

For more great day-to-day savings ideas, please follow this blog on http://champagnelifebeerbudget.blogspot.ca/

Bouquets fit for a Queen, at Flower Girl Prices

2013-04-25T10:25:00.002-04:00

Spring is in the air. Flowers, trees and plants are about to burst into bloom, and that means Mother’s Day is just around the corner. Hence, the gift of a little greenery seems the natural way to honour mom on her special day. That being said, botanicals can fluctuate wildly in price; So it pays to be smart about your purchase and shop around.

Where to Buy:

· Floral boutiques can be quite tempting. Arrangements are ultra-luxurious and buying is a snap (particularly for out-of-town gifts). However, know that you will pay a hefty premium for the convenience.

· Shopping online is an excellent alternative. There’s a plethora of less expensive options for moms near and far -- and you can surf the net in your PJ’s.

· For large or multiple purchases, floral wholesalers are the perfect choice. Starting prices are very reasonable and you’ll be rewarded handsomely for volume buys.

· Most grocery and convenience stores stock a fabulous array of plant life, at rock-bottom prices. Some even offer free delivery.

· Do you have bushels of blossoms languishing in your own back garden? Why not put them to good use? No gift is more personal than flowers you grew yourself.

· Wildflowers are the sentimental choice and a lovely option, especially when money is tight.

What to Buy:

· If mom has a green thumb and prefers a gift that lasts, potted plants are a great choice. Additionally, many flowers, herbs and luscious greenery are versatile enough to be enjoyed both indoors, and out.

· Floral arrangements are best for those less herbaceously inclined. They provide immediate gratification, require minimal work and are perfect pick-me-up for apartment or condo dwellers.

· Dried, fabric or plastic flowers are out of fashion at the moment, and not great feng shui. Stick to live plants for the occasion. Remember, Mother’s Day gifts should never be ‘practical’ in nature.

· No matter what you purchase, stay within budget. Buy bunches of simple flowers, or a few exquisite blooms – depending upon her preference. Be sure to choose favoured colours and bright, jaunty arrangements suitable for the occasion.

Presentation:

· Offering flowers wrapped in paper is acceptable, but be aware that it’ll require more work on the recipient’s part (finding a suitable vase, trimming stems and arranging).

· A more considerate and impactful way to present a bouquet is to pop them into a pretty vase or container:

o You can find surprisingly impressive vases at the dollar store, for a mere pittance.

o Pick up a stash of inexpensive vases for year-round use at discount outlets or warehouse sales.

o Discover unique or unusual containers at flea markets, or garage sales. Such vessels allow for more innovative and customized arrangements.

o Recycle your own superfluous vases, without shelling out a dime. Just be sure they’re clean and intact.

· Whether you’re presenting flowers in a simple vase, or an extravagant jardinière, arrange them beautifully. Insert stems one at a time, trim on the outside. Carefully balance flower types and colours, and ensure your bouquet doesn’t appear sparse.

· A pretty ribbon can go a long way in providing the final touch. Coloured tissue and cellophane help create an even more stunning display. All these can be purchased from your local dollar store.

· Create floral gift cards from business card stationary. Office supply stores have appropriate designs for hand-written messages, or you can custom-print on blank business cards.

Pretty blooms provide a classic and greatly appreciated gift on Mother’s Day. It’s the ideal way to thank mom for all that she’s done for you, throughout the years; But it doesn’t need to be extortionate to be impressive. With a little thought and effort, you can dazzle and delight, without going in the red.

For more timely and ingenious money-saving tips, please follow http://champagnelifebeerbudget.blogspot.ca/.

Look Like a Million Bucks without Spending a Fortune

2013-03-27T09:14:00.000-04:00

Years ago when I began buying beauty products, I regularly reached for the cheapest option on the shelf. As a starving student, fancy makeup was an indulgence I could ill afford and this often meant opting for chalky powders and waxy creams – many of which just didn’t last. About a decade or so later, my eureka moment happened. I was travelling and my compact got smashed. Due to the dearth of selection near my hotel; I was forced to splurge on a high-end face powder. Instantly I realized I could never go back to the ‘kewpie doll’ look again.

The next challenge was to find my favourite products at a reasonable price. Then I discovered department store beauty give-aways. Every few months, major chains provide generous bonus ‘gifts’, when you purchase name brand cosmetics. For example buy $60 of Estee Lauder make-up and get $175 worth of product thrown in for free. These offers often include a mix of high-end, like brand cosmetics, toiletries, creams, attractive makeup bags, and/or purses. It may seem a lot to spend on a wand mascara and tube of lip gloss, but when you consider the entire offer, it is the smart way to shop. You can quickly accumulate a plethora of top-shelf toiletries, for the same price as comparable products from discount lines. You’ll also receive several impressive extras.

Assuming I’ve convinced you to give cosmetic bonuses a chance -- let me share a few tips to get the most out of these lucrative offers:

· Request to be on department store ‘beauty offer’ mailing lists, for advance notice of cosmetic giveaway dates (via post, email or phone).

· Choose bonus offers where you’ll use at least 50% of the gift. If most of the extras aren’t any good to you, it isn’t much of a bargain.

· Ask friends about their favourite cosmetics and occasionally try competing brands. You might discover a new preference and it’ll provide you with multiple bonus opportunities, year-round.

· Lux department stores may require the biggest initial outlay, but gifts tend to be far superior. Prioritize upscale store giveaways.

· Avoid buying beauty items in-between special offers. If you plan well, you should have few purchasing emergencies.

· Track inventory and replenish, but don’t stockpile toiletries for too long. Cosmetics don’t stay fresh forever.

· Share lipstick colours and superfluous items that you’ll never use with friends and family (or put them in a bag for your next charity drop).

· Don’t get married to any one brand. Sometimes the less costly option is just as good. No need to splurge, if it’s not necessary.

Sometimes we get stuck in false economies. Buying cheap generally offers minimal satisfaction and the product often comes up short on results. Practice these simple steps and you can indulge your preferences, look your absolute best and keep your cash in your wallet.

For more great money saving ideas, please follow me on http://champagnelifebeerbudget.blogspot.ca/.

Stocking your Freezer with Delicious Home-Made Meals

2013-02-27T15:59:00.004-05:00

As we bid farewell to February and usher in March, the long winter days can seem never-ending. So why not take advantage of this extra time to get organized and ahead of the game? Jump-start your year by preparing homemade frozen meals for school lunches, family dinners and entertaining -- you’ll eat healthier, spend less and it’ll reduce a great deal of your day-to-day stress.

Chill Out, Winter is the Perfect Time to Defrost the Freezer.

Gradually deplete long-standing frozen food stocks (especially commercially prepared products), a few weeks prior.Place delicate food items in your fridge-freezer, during the thaw.
Stack remaining food in coolers or plastic bins, and place inconspicuously outdoors. Secure lids well, so inquisitive critters can’t gain access.
Hair dryers, rubber mallets and blunt chisels are great tools to expedite your thawing efforts. Proceed carefully and gently, to avoid accidents or damage.
Defrost within twelve hours to minimize spoilage.
When finished, restock your freezer in an organized and logical manner…and don’t forget to plug it back in.

Starved for Inspiration?

Devote an entire day or weekend to cooking -- and little else.Plan the dishes you’d like to prepare, ahead of time. Include healthy options, personal favourites and a good variety, to stave off boredom.
For greater efficiency and cost effectiveness, prepare food in reasonably large batches.
Thaw out any meats and stock plenty of fresh vegetables, pulses and starches, the day before your cook off.
Have lots of spices, herbs and sauces at the ready, to maximize taste.
Sample mains: spaghetti bolognaise, sweet and sour chicken, vegetable curry, lemon trout, peanut pork, mushroom risotto, sweet pepper beef, etc.
Sample starches: wild rice, whole wheat pasta, naan bread, rice noodles, spaetzle, polenta, jasmine rice, etc.
If need be, refer to library cookbooks, your own stash of recipes, or the internet for further inspiration.

Savvy Storage.

Purchase inexpensive, transparent (plastic or glass), stackable, single-portion containers for freezing.
Preserve food texture and taste, by placing starches in small separate containers (away from meats/vegetables/sauces). This also allows for different food combinations i.e. curry and rice, curry and naan, etc.
Store similar items together to help identify and locate meals, with ease.
Colour code or label containers to eliminate potential confusion.
Reheat within the same vessel for delicious no fuss meals, in minutes.

Enjoy the Fruits of your Labour.

Access whatever you want to eat, whenever you want it, for weeks to come -- without spending a dime.
Improve your diet by preparing plenty of healthy, vegetable laden options to choose from.
Never get caught off-guard by unexpected company again. Rest easy knowing that you have a wide array of meals available, at a moment’s notice.
Avoid wastage by utilizing aging fridge ingredients to create more delicious frozen dishes.
Create a never-ending supply of choice meals, by cooking a few additional dishes, every couple of weeks.

By following these simple steps you’ll eat better and stay on budget, with much less fuss. For more great ideas on how to save money and live better, please follow “Leading a Champagne Life on a Beer Budget“.

Enjoying Valentine’s Day Together

2013-01-31T09:45:00.000-05:00

Some people avoid Valentine’s Day like the plague -- and with good reason. But if you’re in a loving relationship, you’ll likely feel compelled to show your partner that you care on February 14^th. So is there a way to enjoy a romantic Valentine’s Day, without stressing out, or splashing out? Just follow these few simple steps and true romance will be yours!

Pick up a Card

It’s the least you can do. Really, the very least.
It doesn’t have to be schmaltzy or fancy…but trust me, this small effort will go a long way.
Save trees or make your stand against commercialism another day -- these are pretty transparent excuses for not doing the absolute minimum.
eCards don’t count. Going to the store too onerous? Begrudge spending a few bucks on your partner? Perhaps it’s time to revaluate the relationship.

Dining on Valentine’s Day

Valentine’s one of the busiest days of the year for the restaurant industry. If you dine out on Feb 14^th you’ll pay top dollar, the service will suck and you’ll be lucky to get a mediocre meal. Avoid, avoid, avoid!
Pick an alternate night to celebrate, if you want to treat yourselves to an evening out on the town.
For an intimate meal, order in, or cook something simple together.
If you do decide to eat in, don’t allow one person to slave away in the kitchen, whilst the other dines alone -- that‘s no fun at all.

Romantic Activities

Plan a cozy night in without the kids, TV, computers, phones or other daily distractions constantly bombarding you.
Go for a couples massage. You can often claim the expense through your insurance and it’s a relaxing treat for both of you.
Take in a romantic movie.
Visit a local attraction, art gallery, or museum together.
Do what you love as a couple -- go night skating, learn to snowshoe, dance, walk or go bowling. All you need is a little imagination.

Keep Gifts Small and Sentimental

Valentine’s gifts aren’t crucial, but the right trinket can earn you a lot of relationship points.
Presents needn’t be expensive. A nice bottle of wine, a favourite candy or pretty bunch of flowers are excellent examples of appropriate gifts.
You can also impress with less by picking up a well chosen book, collectable, or novelty item for that special someone.
Lingerie is a risqué and a risky purchase -- and it’s often more for the giver, than the receiver. My advice is to play it safe and focus on love, not lust.
Avoid expensive jewellery, unless you’re flush with funds or about to get engaged.

One last tip -- be gracious and considerate of others on Valentine’s. Not everyone is madly in love. Although friends may be happy for you, know that there’s a fine line between sweet…and saccharine. Finally, enjoy the day for what it is and don’t put too much pressure on yourself!

If you found the above, or other Champagne Life Beer Budget articles helpful, please press ‘follow’ on this page: http://champagnelifebeerbudget.blogspot.ca/.

Get Home from Your New Year's Party Easily, Safely and Inexpensively

2012-12-21T15:41:00.003-05:00

Who amongst us hasn’t spent hours frantically trying to hire a cab, on New Year’s Eve? At that point, we’d pay just about anything to get home expeditiously. It’s a nightmare that most of us are very familiar with, yet we repeat the process year-in and year-out. So how do you avoid that frustration, while staying on budget?

Driving isn’t a great idea, because many of us want to celebrate the season with abandon (and drinking and driving is simply out of the question). Public transit may be the answer, but if you’re not close to city routes, or you’ve missed the last bus or train -- the journey home could be a long and dangerous one. Most of us prefer to take taxis at New Year’s because it’s often the most convenient, reasonable and safe way to get around, especially when we‘re all spiffed up. But that’s precisely why taxis are so hard to hire on New Year‘s.

This year, why not book an airport Limousine for the festivities? That’s precisely what we do when we just can’t miss that all-important flight; So why not give our holiday celebrations, just as much forethought and gravitas? Limousines are far more luxurious than taxis and generally cost the same, or even less. Share the ride with your fellow partygoers and it’s a no-brainer. All that’s required is a little extra planning.

Step 1: Book the Limousine

Choose a departure destination for your group (i.e. your apartment).
Decide upon pick-up times both to, and from, the party (i.e. 9:00pm and 2:00am)
Have the party address on-hand for the call.
Book a few days in advance, to ensure availability.
If there are more than four people in your party, hire additional Limousines.

Step 2: Gather the Troops

Ask the members of your party to be at your departure destination at least 15-30 minutes before the Limo is scheduled to arrive.
Provide drinks, nibbles and music to make the wait more enjoyable.
Inform everyone that the Limo will leave as scheduled -- with or without them.

Step 3: Skip the Nightmare

Keep an eye on the clock around the time your Limousine is expected for pick-up (and lookout for it‘s arrival).
Have your group ready to go at the appointed time.
Enjoy a safe, economical and luxurious ride home with your friends.

For more great ideas on how to live well and avoid overspending, please click ‘follow’ on
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Enjoying a Fun Filled Holiday -- Without Going into Debt

2012-11-15T15:21:00.002-05:00

If each December you promise not to over-stress or go crazy with holiday spending, yet things never seem to go as planned -- this article is for you. Staying on budget without losing your mind is possible, but it requires a bit of planning.

Getting organized is the easiest way to reign in spending and still enjoy the holidays. By mapping out the festive season (and doing so early on), you set yourself up for a stress free and economical closeout to the year. Prioritize. Break tasks down into manageable chunks. Target weekly goals and tick items off your list, as you go. By investing a little bit of effort upfront, you’ll save time, money and a great deal of unnecessary aggro.

February through December:

Pick up ideal and/or silly price gift items, as you see them. These will be great for holidays, birthdays and much more.

For bargains, shop at discount stores, big box retailers, warehouse or seasonal sales, outlet malls, craft fairs, flea markets, second hand shops, etc.

October:

For holiday travel, get transportation, accommodations and activities booked early; Otherwise, prepare to be flexible with dates and arrangements.

Align family celebrations well in advance, to avoid disappointment.

Hosting a holiday party? Send ‘save-the-date’ notifications so your invite doesn’t arrive too late to be accepted.

If you exchange wish lists, request (and create) them promptly. This allows time for the purchaser to compare prices and easily locate items.

November:

Send or RSVP to holiday invitations, and mark them in your calendar.

Identify volunteer activities in which you’d like participate. Budget sufficient time for them, in your schedule.

Plan for ‘can’t miss’ holiday events i.e. School Recital, Office Party, Santa Claus Parade, Nutcracker Ballet, etc.

Pick up parcel items and post international packages first.

To reduce holiday spending and free up time, draw names for gift exchanges, set spending limits, or agree to gift embargos (where appropriate).

Leave ego out of it. Don’t spend more than you can afford just to impress.

Eliminate unnecessary or unappreciated gifts and donate to charity instead.

Perform a gift inventory and shop to fill gaps. Some items are impossible to find on sale i.e. gift cards -- and malls are far saner in November.

Choose your 2012 holiday décor theme (if different from last year).

Shop for entertainment non-perishables early. This may include alcoholic and non-alcoholic drinks, party plates, napkins and cutlery, candy, crackers and nuts.

Buy more cards than you’ll need, along with sufficient postage. Write and mail cards and keep the remainder handy for anyone that you may have missed.

Purchase gift bags and coloured tissue at the dollar store. They’re a fraction of the regular price and can be re-used, year after year.

Hang outdoor lights while the weather’s still relatively mild.

Bake your socks off and freeze what you can. It’s extremely satisfying to pull out home-baked goodies for any occasion, even at the last minute!

December:

Cook/bake edibles that can’t be frozen or perish quickly, and purchase remaining seasonal treats for parties or entertaining.

Erect and decorate the Christmas tree. This can be a time-honoured family tradition, a relaxing solo pursuit, or fun social affair with friends.

Wrap gifts. Again, gift bags and tissue render this a far less onerous task.

Play your favourite Christmas carols while you work, to get you into the holiday spirit.

Enjoy the festivities and savour the magic of the season!

January:

Keep the holidays feeling ‘special’ by dismantling Christmas trees, holiday lights and decorations promptly. Raggedy icicle lights don’t add curb appeal in mid-March!

Store your holiday decorations carefully, so you can enjoy them in coming years. Plastic drawer bins provide both good protection and easy access.

Shop Boxing week sales for deep discounts on next year’s cards, decorations, etc.

If you feel you’ve already fallen behind, don’t worry -- there’s still time to catch up. Many steps don’t apply in all cases. Start with October tasks and compress the roadmap to suit your particular needs. You’ll enjoy the 2012 holiday season like never before…and stay on budget. Season’s greetings to all!

* Please note that this roadmap is designed with Christmas in mind, but many elements could be employed for Chanukah, Kwanza, or other seasonal celebrations.

Creating a Reusable Halloween Wardrobe

2012-10-25T11:12:00.002-04:00

Halloween is one of my favourite holidays for many reasons -- mostly because you can celebrate with as little (or as much) fuss, as you please. However if you do decide to go all out any particular year, it can get quite expensive. That’s why assembling your own permanent costume stash or tickle trunk, makes so much sense.

If you think owning a dress-up box is just for kids and kinks, then think again. Putting together your own fancy-dress collection makes more sense than you might imagine -- and amassing a costume wardrobe can be fun and relatively cheap, if you incorporate the following tricks.

Everything Old is New Again:

Most costumes can be recycled, but it’s surprising how many get trashed after just one wear. Be smart and store this year’s costume/s for future use.
Tired of wearing the same ol’ get-up, year after year? Exchange tired ensembles amongst family and friends, to get more mileage out of them.
Put together new looks by re-imagining costume components. Create a magician, an equestrian or a jazz dancer, all with the same black top hat.

The Upside of Fashion Faux Pas:

Ever asked yourself “What the heck was I thinking?” during a closet cull. Fashion mistakes provide great costume inspiration.
Those black leather pants become too racy for primetime? Halloween’s perfect for pushing fashion boundaries and unleashing your alter ego (somewhat).
Head to your nearest Sally Ann for cheap and outrageous attire. A quick visit will give you some terrific ideas and it’s a wonderful way to give back.

Details, Details, Details:

Don’t forget to collect old accessories too. Shoes, belts, hats, jewellery, sunglasses, tights, ties, scarves, etc. are all incredibly important when completing a look.
Throw in any silly toys you may have lying around the house. These bits and bobs serve as great costume props, with just a little imagination and vision.
Augment your creations with items from your regular wardrobe. For instance, a flared skirt can quickly become a cape, with a few pins and ribbon.
Visit dollar or big box stores to pick up finishing touches, at knock-down prices.

Kiss and Makeup:

Sift through your cosmetic drawer for questionable choices from the past. Weird and flamboyant colours work best for fancy-dress.
False eyelashes/nails, coloured/sparkle hairspray and wigs can all be used over and over, if stored carefully.
Don’t keep perishable cosmetics for too long. Note that Mascaras and creams will expire before powders.

By collecting these items gradually and wisely, you can create your own permanent costume wardrobe. And you don’t have to wait until Halloween to break out the fun either; Costumes are perfect for theme parties, children’s events and they inject a bit of life into everyday celebrations. Why not host your next Indian meal, decked out in a sari, sandals and gold bangles? With your new tickle trunk, you’ll always have the right kit on hand -- and won’t have to spend a dime, to look the part.

For more clever and timely dollar-stretching ideas, please click the ‘follow’ button athttp://champagnelifebeerbudget.blogspot.ca/.

Designing and Burning Custom CDs

2012-09-28T11:45:00.001-04:00

I love listening to music, especially while I drive. It lifts me up and sets my mood for the rest of the day. But as much as I treasure my iPod and radio, I just can’t let go of my good ol’ CDs. Perhaps it’s because my iPod requires a bit too much fuss at times (not very good when I’m driving)…or maybe it’s because CDs pump out better sound than the radio…whatever the case, I still love having my favourite tunes available on CD format.

I am fussy though. I want to hear my preferred selections and not someone else’s idea of a great playlist. Of course, I also want to compile these music lists on the cheap. As such, I figured out early on how to design and burn my own custom CDs. It’s pretty easy, once you know the drill.

Step 1: Create a Custom Playlist

Group music together by genre, timeframe or specific taste i.e. Caribbean Tunes, Christmas Classics, Summer Hits or Love Songs.
Include approximately 20-24 songs in each CD playlist. (CD capacity varies according to the length of each individual tune.)
Arrange songs in the desired order (sort by Name, Album, Artist, etc.)
Ensure the most critical tracks are at the top of the list, so they’ll definitely be included on your album.

Step 2: Burn CD

Highlight or click on the playlist of your choosing.
Insert a blank CD into the CD drive.
Go to the ‘File’ drop down menu and click ‘Burn Playlist to Disc’.
Follow prompts and remove when complete. (You’ll automatically be notified if/when you’ve reached CD capacity.)

Step 3: Design Album Cover

Choose an appropriate photo or image for the album cover.
Add special effects like increasing colour saturation, airbrushing, posterizing, adding contours or oil paint techniques.
Name the album or dedicate your creation, by superimposing text over a portion of the image. Experiment with different fonts and colours.
Cut and paste the song playlist (including artist details) into a text document. Insert this on the inner sleeve of the CD cover.
Use permanent marker to label the CD disc, to avoid later mix ups.

Once you get the hang of creating your own CDs, you can start to customize CDs for others. They make very impressive and inexpensive gifts. You’re crafting something distinct and personalized, just for that person. Also, the final product will be something they’ll actually use and enjoy.

Please share your music and other money-saving ideas with the rest of the group, in the comments section below. Click ‘Follow’ on this page for further articles on how to live better, with less.

　

Building a Comprehensive (Yet Inexpensive) Music Library

2012-08-31T10:39:00.001-04:00

Congratulations! You’ve finally downloaded all of your music into one central, accessible library. (If not, you’ll want to refer to my July blog for easy step-by-step-instructions.)

As expansive as your music library may be, you’ll inevitably want to add further material. You may be seduced by a catchy new song on the radio, or perhaps you yearn for more classic rock. Regardless of the impetus, when it comes to music -- you just can’t get enough. But how can you constantly upgrade your music collection, without breaking the bank, or the law? It’s simple really. Try these tips and you’ll have more music than you ever thought possible.

Surf’s Up Dude!

Although some free music websites have gone the way of the dodo bird, there are still many that offer audio downloads at no charge. Just enter ‘free music downloads’ into your search engine and fill your boots!

Similarly, there is a plethora of ‘apps’ (applications) that allow you to share audio files through your mobile devices. Again a quick search will provide you with more than enough options.

iTunes offer free downloads in their weekly newsletter. Take advantage of them. It could turn you on to an interesting new artist.

Concerned about the legalities? Relax. In Canada, it’s legal to download (or upload) music for personal use.

Share and Share Alike.

Host a CD exchange party and invite all of your friends. Ditch old tracks that you’re tired of storing and acquire something fresh instead.

Circulate CDs amongst your neighbourhood, at work, or within community groups. It’s also a terrific way to get reliable music referrals.

Be sure to loan your CDs to trustworthy custodians and agree to split loss or damage expenses, upfront.

Again in Canada, as long as CDs aren’t purchased primarily for distribution, it’s perfectly legal.

Libraries Aren’t Just for Geeks.

These days libraries offer far more than hardcover books; Sign out DVDs, eBooks, magazines, CDs and much more. In fact, you can borrow up to 50 CDs for 3 weeks at a time, in some municipalities. Imagine the possibilities!

Many communities have several library branches. Each location offers a unique collection of material, so be sure to exercise all of your options.

Got something specific in mind? Search the library website and put the item on hold. Many communities allow up to 60 holds at a time. The library will call or email you when the CDs (or other items) arrive at your local branch.

Libraries are my favourite resource because they provide such a large selection. You can source recent releases, revered classics and obscure preferences en masse -- all with very little effort and at no cost whatsoever.

Step 4: Don’t Forget to Support your Favourite Artists.

No matter how much we all love free stuff, it’s important to support the music industry by continuing to purchase music. CD and download sales are especially important for struggling artists and emerging bands.

Additionally, by attending concerts and buying promotional materials, we ensure our favourite musicians can afford to keep pumping out new and exciting material.

Know that in Canada, musicians also get a (small) royalty from the sale of blank CDs. This arrangement was put in place to help offset the recent music sharing trend.

That brings us to the our next instalment. In September’s release I’ll provide instructions on how to burn and design your own custom CDs.
Please follow http://champagnelifebeerbudget.blogspot.ca/ for regular articles on how to get more out of life, without spending a great deal of money. As always, I’d love to hear your feedback on this and other money saving ideas!

Creating a Music Library that Rocks!

2012-07-30T13:01:00.000-04:00

Living well on a budget is not just about earning and saving money; It’s also about getting the most out of what you already own.

Great music can bring us to tears, or make us tingle with joy. Many of us have loads of CDs and/or reams of downloaded songs, but we tend to use just a fraction. Who has time to sift through it all, every time you’re in the mood for a certain tune? This article explores how to organize your music library so you have easier access to whatever you want to listen to, whenever you want to hear it.

Remember way back, when you used to make mixed tapes from your records, CDs, or the radio? Electronic music libraries allow us to select our favourite music and reorganize it in the very same way -- but in a far more efficient manner. The price of admission is a portable media player, with brand name models starting at just $50.

Step 1: Download your Music Library Software.

Plug your hardware (iPod or MP3 player) into your computer’s USB slot using the accompanying cord.

Follow the automatic prompts to download the software (iTunes or alike).

Select ‘desktop shortcut’ so you can easily locate your music library, afterwards.

Step 2: Create ‘Smart Playlists’.

The beauty of ‘Smart Playlists’ is that they automatically organize your music for you.

Go to the ‘File’ drop down list and choose ‘New Smart Playlist’.

Choose whatever parameters you desire.

Sort by ‘Genre’, ‘contains’ and ‘Blues’, to create a ‘Blues’ and ‘Rhythm and Blues’ group.

Choose ‘Year’ ‘in the range’ ‘1970’ to ‘1979’ for a 1970’s music list.

A Blues song recorded in 1975 will appear in both ‘Smart Playlists’, simultaneously.

Tick the ‘Live updating’ box so that all the music you’ve already downloaded (as well as future downloads) automatically migrate to the appropriate groups.

Over-ride manufacturer designated categories by right clicking on the song. Go to ‘Get Info’, and click on the ‘Info‘ tab.

If your ‘Best of the 50’s’ album was issued in 1983, you may want to change the ‘Year’ to 1955, so it aligns with the rest of your 1950’s music.

Lady Gaga belongs to the ‘Pop’ ‘Genre’, but Mel Tormé? I’d rather his music be grouped with my ‘Traditional’ music, so I re-assigned the ‘Genre’.

Step 3: Load your CD Library.

If this is a huge chore you’ll never get round to, stack your CDs by the computer and regularly download them, as you work away on something else.

The pop-up windows will prompt you as you go and your ‘Smart Playlists’ will automatically sort everything into the appropriate categories.

When transferring CDs with skips, click ‘Import Settings’ at the bottom right of your screen and check ‘Use error correction when reading Audio CDs’. It’s a slower process, but your computer won’t get hung up downloading your well-loved albums.

To download pristine CDs at high speed, uncheck this box.

Step 4: Create ‘Playlists’.

‘Playlists’ are a perfect way to group your favourites together in manageable chunks, or assemble your own albums.

Go to ‘File’ and choose ‘New Playlist’. ‘Playlists’ let you select specific songs to create custom groupings e.g. Celtic Music or Romantic Songs.

Be aware that ‘Playlists’ are manual groupings, so they take time and are more labour intensive than ‘Smart Playlists’.

Step 5: Enjoy!
You should be able to easily locate whatever music you’re after, in mere seconds.

Having an 80’s party? Go to your ‘1980’s Smart Playlist’ to easily access your favourite Culture Club, ZZ Top and Style Council tunes.

Hosting friends for a special dinner? Go to your ‘Jazz’ ‘Smart Playlist’ to locate classics from Ella Fitzgerald, Louis Armstrong and Miles Davis.

Creating your own custom Playlists will be a breeze now that you don‘t need to sort through an overwhelming jumble of tunes, to find exactly what you’re after. As with most technology, there’s so much more that you can do with it, but this will help you get underway.

Feel free to post your music library questions, or share your personal tips with the group, below. Please follow http://champagnelifebeerbudget.blogspot.ca/ for future articles on [legally] attaining free music and burning custom CDs.

Making the Most of your Yard Sale:

2012-06-28T09:59:00.002-04:00

Yard sales are a great way to sell off your lesser bits and bobs that are neither auction material, nor worth your efforts posting online.

Many of us have hosted a yard sale at one time or another. Ergo, we understand the basics; But the real trick is to minimize the aggro, whilst maximizing profits. With a bit of forethought and planning, yard sales can be truly rewarding ventures. Not only can you purge the last of your household junk, but you give it a new life - and earn some extra cash in the process.

Step 1: Plan Well

Schedule one big yard sale, every few years. During that period you’ll accumulate enough junk to make your efforts worthwhile, without making it too monstrous a task to contemplate.

Pick a date that spells success. Saturdays are best because Sunday can be your ‘rain day’. Choose a time of year where good weather is likely and avoid holiday weekends, when people are often out of town.

Invite neighbours, friends and family to join in. Announce the date well in advance, so everyone has a chance to participate. Street sales tend to attract additional punters and it’s more enjoyable if it’s a community affair.

Step 2: Get Organized

Designate a specific area of your home for yard sale items. Large plastic bins are ideal repositories, assuming you have room.

Avoid future headaches by pricing each of your items individually, before storing.

Price cluster tables can prove more efficient ($1 tables, $2 tables, etc.); But be prepared for your items to ‘move about’ throughout the sale.

Go through your home room-by-room and do a cull. Scrutinize things with a critical eye and get rid of anything you don’t use regularly, or love.

Step 3: Advertise and Promote Widely

Take advantage of every promotional opportunity available. Post colourful flyers in your neighbourhood. List your sale on Kijiji and Craigslist, and leverage social media tools. Set up posters at nearby intersections. Leave no stone unturned.

If it makes financial sense, consider paid notices in local newspapers or on the radio.

Be precise about your start and finish times, and stick to the schedule. People will arrive early to get first crack at your best stuff, and show up late to score bargains.

List product categories to garner interest and set expectations. Promote specifics to attract the right buyers.

Remind shoppers to bring along recycling bags to carry their purchases home.

If you’re donating a portion of the proceeds to your favourite charity, note it. It’s not only a wonderful idea, it’s great PR (Public Relations)!

Step 4: Enjoy the Day

Set up tables to display your items. It’s much easier to shop for items when they’re easy to see and within reach.

Organize your wares in a way that makes sense; Group ‘like’ items together, or arrange products by price.

Have cash on hand and guard it carefully. Make sure you have lots of small bills and coins to make change.

If you’re selling electrical products, have an extension cord handy to demonstrate functionality.

Negotiating makes good sense, as the day wears on. Sweeten the pot by offering volume discounts and throw-ins. Politely but firmly decline silly offers.

It’s important to maintain your cool, when confronted with challenging customers. Keep it friendly and don’t let anyone stress you out.

Step 5: Don’t Mourn the Loss

It’s hard to understand why some things sell and others do not. Don’t waste your time lamenting what didn‘t sell. Focus on the stuff that did.

At the end of the day, take your leftovers to a charity shop. You’ll find it much easier to part with it, now that you’ve mentally disassociated yourself.

Savour the feeling of emancipation - and keep it top of mind when accumulating more ‘stuff‘, in future.

We streamlined our day-to-day life by losing the clutter, and that’s extremely liberating. We also made some new friends, helped the needy and earned a few dollars while we were at it - not bad for a day’s work!

Are you in the process of simplifying you life? Do you have any yard or street sale suggestions or tips? Please feel free to share your experiences and ideas with the group.

Click ‘follow’ on this page, if you’d like to continue to learn more about how to live better, with less.

　

Do you have Anything Worth Selling at Auction?

2012-05-30T08:39:00.000-04:00

If you’re like me, you love those television shows whereby unsuspecting punters are quoted stratospheric valuations for their dusty old family heirlooms - or better yet, their yard sale finds. Could you have any hidden gems lying around in your humble abode? If so, would you ever consider putting them under the hammer?

During our spring clear out, I spotted a few valuables in amongst all the junk. It occurred to me that rather than selling these items at a garage sale, or online, it might be more profitable to put them up for auction. Being an auction virgin I wasn’t sure what to expect, so we decided to test the waters with just a few items - those that had slowly evolved from ‘treasured keepsake‘, to that of ‘albatross’.

Step 1: Determine if your Item is Suitable for Auction.

Does it possess intrinsic value (i.e. fine jewellery, quality watches, rare coins, signed ceramics or glass, bronze or ivory sculptures, original art, antique furniture, sports memorabilia, vintage collectibles or alike)?
Do you no longer treasure these items, or worse, are they starting to become a burden? Are you incurring storage fees, or is the piece taking up too much room in your home?
Will the market price possibly decrease in future? Will it likely get damaged or decay, through neglect? Is the item’s popularity currently on the decrease?

Step 2: Identify the Best Auction House to Sell your Piece.

Research which auction houses sell, or specialize in, that particular genre.
Review and consider fees, commission structures, taxes and extra charges (photography, insurance, etc.).
Can you put a reserve bid on the item? (A reserve bid is the minimum amount you will accept for the item to sell.) Be aware that you may not be given the option.
Will it be sold online, or at a live auction, and do you have a choice?
Find out what happens if the piece doesn’t sell. Can you recover the item and will fees be charged, regardless?
Understand the payment terms. Will you receive the proceeds immediately, or significantly later?

Step 3: Request a Formal Appraisal.

Appraisals should be free. If there’s a charge involved, look elsewhere.
If it’s not too difficult, arrange an appointment for a live appraisal. That ensures the greatest accuracy.
If a live appraisal is not feasible, email several clear photos to facilitate a precise evaluation.
Accompany your pictures with a brief description, elaborating on the item’s provenance, history and any other notable features.
Prepare for disappointing news and receive it graciously. Family folklore has a way of gilding the lily and/or you might have unwittingly purchased a fake.
Assuming the auction house is interested in taking on your item, you can now make an informed decision as to whether you’d like to put it up for auction.

Step 4: Attend the Auction.

You’ll get a great deal more out of the experience by attending the event, and it’s all part of the fun!
If they spot you in the crowd, they’ll be more likely to promote your item, when it goes up on the block.
Sign up for a buyer’s paddle. It’s free and you may see other bargains or valuable finds worth taking advantage of.
Never bid on your own lot. It may seem like a great way to drive up the price, but if you’re the winning bid, you won’t sell - and will incur all the fees.
Whether elated or disappointed, do your best to control your emotions. There’ll be plenty of time to discuss the outcome privately, when the auction’s all over.

So how did we do? The good news is that both lots sold and we made several hundred dollars. The bad news is that they didn’t meet their respective appraisals. That being said, we’re still happy with the results. We got rid of some unwanted items - and now they will be treasured and cared for, for years to come. We also made more profit than if we’d sold them through other means. Putting anything under the hammer is similar to gambling. There may be several interested bidders there on the day, but perhaps not. The moral of the story is, don’t participate, if there’s any chance that you’ll sweat the loss.

Finally, our best takeaway was totally unexpected. I learned that although auctions are a good way to make a bit of extra money, they are an even better way to save a fortune. Now we know exactly where to go, the next time we want some authentic Georgian furniture at knockdown prices…or hand-woven Persian carpets for pennies on the dollar!

Perhaps you have some items you’d like to put up on the block? I encourage you to share your auction experiences, ideas and questions in the comments below, so that we can all benefit.

Please click ‘follow’ on this page, if you’d like to learn more about how to live better, with less.

Selling your Unwanted Items Online

2012-04-26T14:17:00.000-04:00

With spring in full swing, thoughts turn to cleaning out and getting rid of the clutter. Online clearing houses provide an easy way to lose the junk and make a quick buck at the same time - it’s really a no-brainer. That being said, many are intimidated by sites like eBay, Kijiji and Craigslist, because they’re not familiar with how they work. Give it a try. Do it right and you’ll be hooked in no time!

Although eBay was the forerunner, I tend to favour Kijiji and Craigslist. eBay charges a nominal fee for postings, yet it’s free to list on Kijiji and Craigslist. The latter sites also work on a local platform, and that’s critically important when you’re selling a couch, for instance. eBay provides a single international forum and although the audience is wider, there’s a level of hassle involved in figuring out shipping costs, wiring money back and forth, packaging awkward items and sending them around the globe.

Thus, if you’re just unloading a few bits on the side, I’d recommend going for the local boards like Kijiji or Craigslist. Selling something covetable or valuable? eBay may be the better way to go.

Step 1: Figure out what you want to sell.
Where do you begin? The first thing you need to do is identify what you want to sell. If you’re paying for storage fees, that’s a good place to start - you could also begin with your attic, basement, garage or spare room.

We wanted to reclaim our basement. We were tired of tripping over all of the crap we’d accumulated over the years, every time we went to do laundry or get the hose. Those prints we received as a gift were valuable, but we never cared for them. That leather couch looked great in my old apartment, but it no longer suited our current home. Everything was simply rotting away down there in our dank, dark cellar - so we decided to use it, or lose it!

So what can you flog on these sites? You may be surprised. We’ve sold everything from cars to piggy banks, ceramics to tools, records to filing cabinets - you name it. If it’s of value and in decent shape, pretty much anything goes.

Step 2: Take a photograph of the item.
There’s an art to selling well. It may seem obvious, but you need to clean it up, wipe it down and make it sparkle. As long as repairs bring a financial return - glue it, sew it, steam it, fix it. The value will drop significantly, if it’s flawed. Call it fluffing, putting lipstick on a pig, or rouge on a corpse - there’s no denying that everything looks more appealing when it’s clean and cared for.

Sales drop by 50% if there’s no picture, so take crisp, clear photo/s. Show the entire item in a complimentary light. Ensure it’s captured in a fitting environment, taking the item’s purpose, colour and style into account. That might mean moving that old chair from a skanky corner of the basement to a pretty room upstairs - and be sure to keep it there, until it’s picked up. You may need to provide multiple views. For instance, if you’re selling a trunk, you should photograph the item both open, and closed. Also, crop your pictures to create focus.

Just be sure that the picture you attach is accurate. Don’t attempt to deceive. If the chair has a big rip in the side, don’t try to hide it. There’s no point in luring buyers in on false premises, since it’ll just end in frustration on everyone’s part. Be positive, but be honest.

Step 3: Write a concise and compelling description about the product.
Start out with a clear and factual header. For the body of description, address the item’s main features and translate those to benefits. It’s important to include as much critical information as possible, without being too wordy. Highlight the item’s salient qualities. What is it? What are the composite materials? How many are there in the set? Are there any notable flaws? What’s different about it (vintage, limited edition, comes with accessories, etc.)?

Only include brands if that will increase the perceived value. In other words, if you bought that couch at a certain Swedish flat pack store that we all know and love - leave it out. You may as well put ‘cheap junk’ in the header. However, if you picked it up at a designer furniture store, say so.

To close, sum up why the customer should buy it and explain what next steps need to be taken. Keep it professional by using complete sentences, as well proper spelling and grammar (this includes ensuing emails). No one wants to spend time deciphering the difference between what you say, with what you actually mean.

Step 4: Set an appropriate price.
Many of us have the tendency to overvalue our stuff, and undervalue everybody else’s. You need to be realistic when setting the price. Research identical or like items already posted, or search competitive sites - it’s virtually impossible not to find something similar, somewhere.

My modus operandi is to undercut the lowest advertised price slightly. Keep in mind, the point is to get rid of your junk. That being said, sometimes rogue dealers post silly prices for reasons unknown. Stay within the realms of normalcy and aim for a competitive price. If everyone else is selling similar patio umbrellas for $50-$75, post yours at $49. All things being equal, people tend to go for the lowest price.

Avoid trickery, such as bait and switch. For example, it’s deceptive to advertise DVDs for a $1 in the header - when they’re actually selling for $10, once you click through to the description. It’s not clever, it’s unethical. In the end, your items will sell for whatever they’re really worth.

Step 5: Communicate well with potential customers.You’re dealing with the general public, so you’ll get all kinds. You are in charge of how you want to conduct business. Be polite, professional and always take the high road. Most buyers are a pleasure to work with, but there can be exceptions.
Expect tire-kickers. It’s important to answer all queries thoroughly and promptly. Perhaps this nibble may not turn into a sale, but then again, it might. Shake off low-ball offers. It’s up to you if you want to negotiate, but if you’ve priced your item correctly, you shouldn’t have to. If you’re courteous in your response, you allow the buyer to save face. They might be interested in purchasing your item, regardless.

Set up specific times for viewing and pick up. If you can, exchange cell numbers. Regardless of how you orchestrate it, you will get ‘no shows’. When that happens, try contacting the purchaser once to see if there’s a legitimate problem - and let it go if they don’t respond.

Avoid meeting buyers elsewhere - it comes back to the ‘no shows’. It’s about as much fun as being stood up on a date. Additionally, cheeky buyers might ask you to deliver the item, which I would also discourage. Is it worth your time and expense? What if the item gets damaged enroute? Don’t be a chump. If the person’s truly interested in purchasing your item, they’ll come to you.

If someone asks you to ‘hold’ an item on their behalf, politely inform them that for practical purposes you have to work on a ‘first come, first serve basis’. Don’t turn away potential buyers in favour of these charlatans. If they’re desperate for it, encourage them to move quickly. You may also be contacted by out-of-town buyers. Personally, I don’t need the hassle of packaging and shipping, even if the customer is willing to pay for it. As such, I simply suggest they send someone local pick it up on their behalf, or graciously decline the offer. Be as cordial as you possibly can, throughout the exchange. Keep in mind that these are your customers and being courteous (but firm) simply makes good business sense.

Other helpful tips:

Take a few extra minutes and post each item on Kijiji and Craigslist. There’s about a 50% response rate from each site - with little or no overlap. More exposure equals a better chance of selling your item, at a fair price.

Personally, I’m not a big fan of paid options these sites offer, such featuring your ad on the lead banner, etc. Considering the small margins, ad placement is rarely worth the extra investment. People will find your item, if they’re truly in the market for it.

Be patient. Sometimes it takes time for the right buyer to come along. If you can’t wait to unload it - drop the price until it sells. Otherwise, hold on to it until you get a decent return.

Once you do make a sale (i.e. after money changes hands), remove the ad from all relevant sites, immediately. It’s important not to frustrate your audience by promoting items that are no longer available.

In the end, we managed to reclaim our basement and make over $1500 dollars - simply by selling our unwanted junk online. I hope this gives you the impetus to start your own ‘clear the clutter’ campaign. Please send me your tips, ideas and feedback - I’d love to hear about your online selling experiences.

Click ‘follow’ on this site, if you’d like to learn more about how to live better, with less.