Finance Matters

Saving on generic foods and groceries adds up quick!

admin — Wed, 09 Jul 2008 13:40:10 +0000

Buying generic groceries and other products can add up to some major savings. As the economy continues to worse we are looking for more and more ways to save money. For most of us coupon clipping isn’t as easy as it may sound. Many families including mine clip and keep the coupons but usually forget [...]

Should you do a piggyback loan to avoid PMI?

admin — Tue, 24 Jun 2008 15:24:54 +0000

Ready to close a home loan and don’t have 20% cash or equity to put down on your home then you have herd your lender talk about PMI or private mortgage insurance. PMI is insurance that you are required to pay if you don’t have at least 20% equity in your home. There are way [...]

No Spending for one month

admin — Mon, 23 Jun 2008 13:51:18 +0000

Want to save some money? Want to make saving fun? Here is a creative idea that may put some extra money in your pocket as well as some fun in your financial life, up for the challenge? Here is the challenge, only spend money on the absolute essential items in your life for a 30 day [...]

New Financial Money Joke

admin — Mon, 23 Jun 2008 13:23:04 +0000

Q: Why couldn’t the dollar bill get into college? A: He didn’t have any cents….

Chrysler, Dodge, Jeep $2.99 gallon gas promotion, good deal?

admin — Sun, 22 Jun 2008 03:26:31 +0000

Chrysler recently announced a promotion that guarantees you can purchase gas or diesel for $2.99 per gallon if you purchase a new Dodge, Chrysler, or Jeep vehicle. This might sound like a good deal, but do you really save a lot of money? No, not much money saved here. First, lets just pick a vehicle, the [...]

Late start on retirement savings

admin — Wed, 18 Jun 2008 15:13:01 +0000

How old is too old to start saving for retirement? Most of us know that the earlier you start saving for retirement the easier it will be and the better off you will be when you are ready to retire, but what if you’ve waited till your 40 to start? What if you are 50, [...]

Crazy Bank Fees

admin — Mon, 16 Jun 2008 02:35:38 +0000

As if banks don’t make enough money from lending your money to other people I learned the hard way that they make crazy amounts of money from bank fees. There are many types of bank fees such as overdraft, paper fees or copies of checks, courtesy overdraft fees, point-of-sale fees, debit card fees, last minute [...]

Plan ahead and save hundreds on groceries

admin — Thu, 05 Jun 2008 16:59:20 +0000

Tired of the increasing costs of everything? With gas around $4 per gallon the cost of almost all goods and services seems to follow the upward trend. The closer we get to summer the likelihood of prices increasing more is inevitable. The worst part is that salaries don’t seem to be increasing with the cost [...]

Do friends cause overspending and debt?

admin — Tue, 03 Jun 2008 02:42:01 +0000

Is it possible that your friends can cause you to go farther into debt or prevent you from getting out of debt? I’m about 100% positive that friends do contribute to the problem of debt. Think about this question real hard and I’m sure you will agree with me. Now, I’m not going to tell you [...]

Spending some of recession stimulius package tax rebate money

admin — Wed, 28 May 2008 02:52:49 +0000

I once said that I would either save the tax rebate money from the government stimulus package, but recently I changed my mind. Well, my wife helped me with this decision, but probably needed to do this. As you all know by now the government recently passed a bill that gives most Americans $600 in [...]