LiveInWichita.com

Wichita Housing Market is Looking Good

Lynette — Sun, 07 Mar 2010 04:30:45 +0000

Wichita State University’s Center for Real Estate released their 2010 Kansas Housing Market Forecast yesterday. Here are the highlights: employment will continue to go down through the first quarter of 2010, then will recover slowly the Mortgage Bankers Association predicts that interest rates will continue to be low through 2011 by then end of 2011, mortgage interest rates [...]

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Advantages of a Buyer’s Agency Agreement

Lynette — Mon, 04 Jan 2010 10:02:14 +0000

YOUR INTERESTS ARE PROFESSIONALLY REPRESENTED Enlisting the services of a professional Buyer’s Agent is similar to using an accountant to help you with your taxes, a doctor to help you with your health care, or a mechanic to help you with your car. If you had the time to devote to learning everything about accounting, medicine, [...]

Minor Fixes to Sell Your Wichita House Faster

Lynette Chapman — Sun, 13 Dec 2009 07:12:51 +0000

When it comes to selling a home fixing some of the minor problems will usually help your Wichita house sell quicker, and possibly for more money. It is best to make these improvements before you put your Kansas home on the market. Here is a list of items that you may want to refer to [...]

Wells Fargo Offering Some No Cost Refinances

Lynette — Sat, 05 Dec 2009 01:42:05 +0000

If you have an existing mortgage with Wells Fargo, this may be the time to refinance. They are offering to permanently lower interest rates on existing CONVENTIONAL loans at No Cost to the borrower. What is even better, is that they aren’t requiring any documentation. You simply need your loan number to see if [...]

Home Sales in Wichita Are Up, Tax Credit to Thank

Lynette — Thu, 12 Nov 2009 02:30:07 +0000

There was good news for the Wichita real estate market today. According to the Wichita Business Journal, home sales in October increased by 2 percent over sales from October 2008. Many Realtors give credit to the increase in home sales to the $8,000 tax credit for first time buyers. The report, from the Wichita Area [...]

Understanding the buyer

Lynette Chapman — Tue, 10 Nov 2009 10:07:00 +0000

As the seller, you can control three factors that will affect the sale of your home: * The home’s condition * Asking price * Marketing strategy However, it’s important to note that there are numerous other factors that influence a buyer, and you need to understand these consumer trends when you enter the market. The more your home matches [...]

First Time Buyer Tax Credit Extended, Plus New Credit for Existing Homeowners Wanting to Buy Again

Lynette — Sat, 07 Nov 2009 00:22:44 +0000

The Extended Home Buyer Tax Credit: The Basics for REALTORS, Homebuyers, and Home owners from the National Association of REALTORS. The First Time Home Buyer Tax Credit has been extended. First Time buyers have until April 30, 2010 to enter into a contract on a new home purchase. Buyers can purchase a single-family home, a condo [...]

Commercial real estate down 30 – 40% in Wichita

Lynette — Wed, 28 Oct 2009 22:41:56 +0000

This article in today’s Wichita Eagle says that commercial real estate deals are down 30 – 40% in Wichita. A big reason for the slump is the changes in loan requirements. In general, loans are harder to get and require a larger down payment. Qualified buyers are certainly at an advantage right now in Wichita. excerpt [...]

Why You Need A Realtor® When Buying a Home

Lynette Chapman — Tue, 20 Oct 2009 10:11:50 +0000

A licensed real estate professional provides much more than the service of helping you find your ideal home. Realtors® are expert negotiators with other agents, seasoned financial advisers with customers, and superb navigators around the local neighborhood. They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards [...]

10 Tips To Improving Your Credit Report

Lynette Chapman — Tue, 06 Oct 2009 08:21:57 +0000

Credit is something that some take lightly or give little thought to until it’s really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will be available when you are ready to buy a Wichita home. 1 – Pay your bills on time. [...]

Nine Great Reasons to Buy a Home

Lynette Chapman — Tue, 29 Sep 2009 07:01:28 +0000

1. Quality of life – a home provides stability and security for you and your loved ones. 2. Pride of home ownership – it’s your personal haven. 3. Historically low interest rates – around 6.5 percent in the United States. 4. Appreciation potential – your home investment can grow in value. 5. Equity buildup and debt pay down – homeowners enjoy [...]

FHA loans for houses that need renovation

Lynette Chapman — Tue, 18 Aug 2009 02:14:11 +0000

I ran across this article today about FHA rehab loans. This is a great program available for buyers who want to buy a ‘fixer upper’ and don’t have a lot of cash. The down payment is only 3.5% . With this program you can finance repairs that need to be done on your new Wichita [...]

Know your rights when applying for a mortgage

Lynette Chapman — Thu, 13 Aug 2009 16:48:29 +0000

Equal Credit Opportunity Act (ECOA) – How it Can Help You Those who apply for mortgage loans are not totally in the mercy of the creditors. One of the laws that protect borrowers is the Equal Credit Opportunity Act (ECOA). If you are planning on purchasing a home in Wichita anytime soon, you might want to [...]

Wichita is One of Metropolitan Areas with Low Risks for Foreclosure

Lynette Chapman — Tue, 14 Jul 2009 19:44:00 +0000

There are news on foreclosures practically everywhere. As of today, millions of homeowners have lost their homes due to foreclosures and it seems that there is no end in sight to these depressing circumstances. The three states that have been hit hard by these mortgage troubles are California, Arizona, and Florida. The areas in these cities [...]