Living in Debt

Deal With Debt Problems

site management — Thu, 17 May 2012 14:23:18 +0000

Dealing With Debt Problems – Recognize the Signals and Take Action Dealing With Debt Problems – Recognize the Signals and Take Action By Frank L Froggatt Debt is a problem that millions around the world are seriously struggling with. Whether you have only a little debt or are drowning in it, there are things you’ll need to know [...]

Credit Repair – Can bad Credit be Deleted?

site management — Thu, 10 May 2012 11:58:20 +0000

Can Bad Credit be Deleted? Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples’ credit reports by the thousands each and every day. A few years ago, an attorney from Lexington Law. visited with a regulatory agency for a casual conversation with [...]

Your Credit Score Explained

site management — Thu, 03 May 2012 10:57:20 +0000

Understanding Your Credit Score What does your score mean? This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are formulated to produce a three-digit score between about [...]

Who Moved My Cheese: Book Review

site management — Thu, 26 Apr 2012 08:03:35 +0000

Who Moved My Cheese: Book Review By Mark Rodriguez First let me tell you that if you are like me when it comes to reading books, the you don’t read may if at all. All those words and no pictures – what the heck! I dont have time to read books – is that bad? I’m sure [...]

Budget for the Unemployed

site management — Thu, 19 Apr 2012 06:07:49 +0000

Image by Getty Images via Daylife I’m Unemployed – How Am I Supposed to Have a Budget? I’m Unemployed – How Am I Supposed to Have a Budget? By Ben Robert Ramsey Maintaining a budget is difficult under normal circumstances, but trying to balance your checkbook, compute your finances, and make ends meet when you’re unemployed is definitely a [...]

How To Survive a Recession

site management — Thu, 12 Apr 2012 05:31:43 +0000

How To Survive a Recession By Michael Potter, J.D. A recession is known by many names – sometimes it’s called a ‘weak economy’, a ’sluggish economy’ or an ‘economic downturn’. This article shows you how to survive during a recession. Look for the Signs First of all, many times a recession in the U.S. economy is only recognized and [...]

5 Quick Steps to Managing Your Credit

site management — Thu, 05 Apr 2012 02:22:59 +0000

Manage Your Credit By Michael Benifez Today’s credit crisis is resulting in a more difficult road for consumers to getting a loan and obtaining good rates. Lenders are becoming increasingly cautious and are making more declines than ever before. If your credit rating is less than stellar, you can pretty much guarantee you’re not going to get [...]

Frugal Living in Times of Financial Hardship

site management — Thu, 29 Mar 2012 00:11:37 +0000

Frugal Living – How to Make it a Reality By W. M. Blake It is not nearly as difficult as you might think to live frugally. It does require, however, that you have a specific goal in mind that reminds you of why you are limiting your spending and a plan that you can stick to. The [...]

Debt and its Effects on the Family

site management — Wed, 21 Mar 2012 20:37:37 +0000

Debt and Your Family By Tom Tessin All too often we go into debt and claim it is for our family. We need to make sure that what we are going to buy is truly a family need for instance charging a vacation for the whole family is not a need but a luxury. We may go [...]

Cutting Your Grocery Bill in Half

site management — Wed, 14 Mar 2012 19:59:55 +0000

Cut Your Grocery Bill in Half By Katelyn Grace Willett With the way prices are going up on just about everything these days it is no wonder that more and more people are going the route of clipping coupons to save a few bucks on their groceries. We see people on television all the time, showing us [...]