Living in Debt

How to Generate an Extra Income

site management — Fri, 03 Sep 2010 04:11:48 +0000

How to Generate an Extra Income By Karen Fairham Extra income can be said to that money that you earn aside from income from your regular or permanent employment. This sort of extra income comes in very handy when it comes to paying off certain outstanding debts or when you are trying to raise funds for a [...]

Debt Counseling Services

site management — Fri, 27 Aug 2010 02:23:54 +0000

Image via Wikipedia Debt Counseling Services – What They Do By W. M. Blake So many people find themselves in debt but have no idea how they got there. It can happen so quickly. Reversing the problem unfortunately doesn’t come quite that easy. It usually requires outside help and that’s where debt counseling companies come in. They can [...]

Beat the Credit Crunch With Extra Income

site management — Fri, 20 Aug 2010 01:19:22 +0000

Beat the Credit Crunch With Extra Income By Peter Woodhead Will you be able to retire at 60 or earlier? No matter where you live, everywhere you turn there are economic problems surrounding you. The average person is struggling. Struggling to make ends meet. Pay the rent/mortgage, higher fuel costs, higher food costs. It seems that just about every [...]

Your Credit Score Explained

site management — Thu, 12 Aug 2010 23:59:06 +0000

Understanding Your Credit Score What does your score mean? This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are formulated to produce a three-digit score between about [...]

Budget for the Unemployed

site management — Thu, 05 Aug 2010 23:32:05 +0000

Image by Getty Images via Daylife I’m Unemployed – How Am I Supposed to Have a Budget? I’m Unemployed – How Am I Supposed to Have a Budget? By Ben Robert Ramsey Maintaining a budget is difficult under normal circumstances, but trying to balance your checkbook, compute your finances, and make ends meet when you’re unemployed is definitely a [...]

Best Way to Consolidate Credit Cards and Get Out of Debt

site management — Thu, 29 Jul 2010 22:39:32 +0000

Finding the Best Way to Consolidate Credit Cards and Get Out of Debt By Marjorie Salada With the current economy, it seems like there are more people than ever before trying to consolidate credit card debts. And consolidating your debts is a great way of getting out of debt as long as you don’t do it with [...]

7 Things we Do Not Need in a Recession

site management — Thu, 22 Jul 2010 19:44:12 +0000

An economic recession may well lead us to re-evaluate our lives and to reconsider what is important to us. We may well find that there are things we currently have that we really do not need, things we can simply do without and things that, although nice, are not essential. Here is my list of 7 [...]

Become debt free

site management — Thu, 15 Jul 2010 16:58:06 +0000

There is a great article about becoming debt free. It is written by a couple who reduced their debts to zero in only a year. With the current financial crisis, this article makes great reading for those of us facing fincial difficulties becuase of debt problems. It also provides practical tips and hope for all [...]

Wipe Away High Interest With Refinance Debt Consolidation

site management — Thu, 08 Jul 2010 15:13:21 +0000

Wipe Away High Interest With Refinance Debt Consolidation By Arvind Singh Refinance debt consolidation means Consolidating debts by refinancing your home mortgage loan and it can save you considerable amount of money each month. Free debt consolidation services can provide you with an option to seek refinance to payoff your credit cards or other accounts that have high [...]

How Do I Get Out of Debt?

site management — Thu, 01 Jul 2010 13:25:38 +0000

How Do I Get Out of Debt? By Michael Peterson It’s a question we’ve all asked ourselves; anyone who’s ever owned a credit card, taken out a student loan, financed a car, or paid a mortgage has accumulated debt. Debt can feel overwhelming, but you don’t have to be a slave to it. You just need a [...]