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	<title>Smart Borrower Blog</title>
	<link>http://www.loan.com/blog</link>
	<description>Tools and advice to help you get the best possible mortgage loan.</description>
	<pubDate>Thu, 09 Jul 2009 16:10:13 +0000</pubDate>
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	<language>en</language>
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		<title>Consumer Delinquency Rates Grow, Unemployment to Blame</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/rx85xEGlags/</link>
		<comments>http://www.loan.com/blog/2009/07/08/consumer-delinquency-rates-grow-unemployment-to-blame/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 19:43:43 +0000</pubDate>
		<dc:creator>Amber Nelson</dc:creator>
		
		<category><![CDATA[Car Loans]]></category>

		<category><![CDATA[Home Equity Loans]]></category>

		<category><![CDATA[Personal Loans]]></category>

		<category><![CDATA[Home Loans]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/07/08/consumer-delinquency-rates-grow-unemployment-to-blame/</guid>
		<description><![CDATA[A recently released report from the American Bankers Association (ABA) showed that 3.35 percent of consumers were behind on their loans during the first three months of this year, compared with 3.16 percent in the last quarter of 2008.
These consumer loans include home equity loans, home improvement loans, direct and indirect auto loans, marine and [...]]]></description>
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		<item>
		<title>Obama’s Anti-Foreclosure Plan is Not Working</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/NHTsXs-hbHk/</link>
		<comments>http://www.loan.com/blog/2009/07/06/obamas-anti-foreclosure-plan-is-not-working/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 00:51:05 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/07/06/obamas-anti-foreclosure-plan-is-not-working/</guid>
		<description><![CDATA[Our country is now four months into the Obama anti-foreclosure effort.  According to the White House, their &#8220;guesstimate&#8221; is that over 50,000 loans modified were at risk.  According to an article in the New York Times, no real precise data is available because there is not a tracking system in place.  A treasury official told [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/07/06/obamas-anti-foreclosure-plan-is-not-working/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/07/06/obamas-anti-foreclosure-plan-is-not-working/</feedburner:origLink></item>
		<item>
		<title>Mortgage Foreclosures Begin a New Cycle</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/qroCsF1nbyI/</link>
		<comments>http://www.loan.com/blog/2009/07/04/mortgage-foreclosures-begin-a-new-cycle/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 15:01:46 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/07/04/mortgage-foreclosures-begin-a-new-cycle/</guid>
		<description><![CDATA[With the nightly news screaming headlines each night about the number of jobs lost, it is little wonder that we see another large wave of foreclosures looming on the horizon.  With 467,000 jobs lost in June, it is little wonder that we are seeing another cycle of foreclosure defaults happening.
Even though the housing market has [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/07/04/mortgage-foreclosures-begin-a-new-cycle/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/07/04/mortgage-foreclosures-begin-a-new-cycle/</feedburner:origLink></item>
		<item>
		<title>Citigroup Hikes Up Rates Before New Rules Begin</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/O_IS-dC7rDg/</link>
		<comments>http://www.loan.com/blog/2009/07/01/citigroup-hikes-up-rates-before-new-rules-begin/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 21:22:14 +0000</pubDate>
		<dc:creator>Amber Nelson</dc:creator>
		
		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/07/01/citigroup-hikes-up-rates-before-new-rules-begin/</guid>
		<description><![CDATA[In a recent statement, Citigroup Inc announced that, “We have adjusted pricing and card terms for some customers as part of our regular account reviews. These changes also reflect the dramatically higher cost of doing business in our industry as we work to preserve the broad availability of credit.” This statement comes just before new, [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/07/01/citigroup-hikes-up-rates-before-new-rules-begin/feed/</wfw:commentRss>
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		<item>
		<title>HUD Requests a $798 Million Credit Subsidy</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/86Ijnf_8KrU/</link>
		<comments>http://www.loan.com/blog/2009/06/29/hud-requests-a-798-million-credit-subsidy/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 23:53:44 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Federal Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/29/hud-requests-a-798-million-credit-subsidy/</guid>
		<description><![CDATA[Recently, the Department of Housing and Urban Development (HUD) released its 2010 budget.  In their budget, they asked for a $798 million credit subsidy for the reverse mortgage program that is handled by the FHA.  HUD has never requested a subsidy of any kind.  It begs the question is the Home Equity Conversion Mortgage (HECM) [...]]]></description>
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		<item>
		<title>Bad News For Lenders of Student Loans</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/lDYlnFB4bJQ/</link>
		<comments>http://www.loan.com/blog/2009/06/26/bad-news-for-lenders-of-student-loans/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 22:17:50 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Federal Student Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/26/bad-news-for-lenders-of-student-loans/</guid>
		<description><![CDATA[With the ever soaring cost of higher education, student loans have been an almost indispensable tool when trying to put the kiddies through college.  Tuition has reached a level of $50,000 a year in some private colleges and universities.  At that rate, a graduate can expect to be in debt for a quarter of a [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/06/26/bad-news-for-lenders-of-student-loans/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/06/26/bad-news-for-lenders-of-student-loans/</feedburner:origLink></item>
		<item>
		<title>Weak Small Business Rescue Plan Unlikely to Deliver Relief</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/INaiwaP2mC0/</link>
		<comments>http://www.loan.com/blog/2009/06/24/weak-small-business-rescue-plan-unlikely-to-deliver-relief/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 04:17:15 +0000</pubDate>
		<dc:creator>Amber Nelson</dc:creator>
		
		<category><![CDATA[Small Business Loans]]></category>

		<category><![CDATA[Business Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/24/weak-small-business-rescue-plan-unlikely-to-deliver-relief/</guid>
		<description><![CDATA[Where is the government’s promised help for small businesses, some of the hardest hit entities of this economic downturn? According to the Small Business Administration, the newly created “America’s Recovery Capital Loan Program” went into effect on June 15, offering interest-free loans for as much as $35,000 to qualified businesses.
This new loan program, made possible [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/06/24/weak-small-business-rescue-plan-unlikely-to-deliver-relief/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/06/24/weak-small-business-rescue-plan-unlikely-to-deliver-relief/</feedburner:origLink></item>
		<item>
		<title>Fannie &amp; Freddie Tighten Lending Standards</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/A1SX7qiNhnQ/</link>
		<comments>http://www.loan.com/blog/2009/06/22/fannie-freddie-tighten-lending-standards/#comments</comments>
		<pubDate>Mon, 22 Jun 2009 23:30:42 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Federal Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/22/fannie-freddie-tighten-lending-standards/</guid>
		<description><![CDATA[According to the Wall Street Journal, Fannie Mae, in efforts to provide some stability in the mortgage market, have said that they will no longer guarantee mortgages on condominiums that are in buildings where fewer than 70% of the units have been sold.  Representatives Barney Frank, D., MA and Anthony Weiner, D., NY, have written [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/06/22/fannie-freddie-tighten-lending-standards/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/06/22/fannie-freddie-tighten-lending-standards/</feedburner:origLink></item>
		<item>
		<title>Sallie Mae In Financial Trouble</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/1B41y5LYfKY/</link>
		<comments>http://www.loan.com/blog/2009/06/19/sallie-mae-in-financial-trouble/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 22:15:36 +0000</pubDate>
		<dc:creator>Alden Smith</dc:creator>
		
		<category><![CDATA[Federal Student Loans]]></category>

		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/19/sallie-mae-in-financial-trouble/</guid>
		<description><![CDATA[Sallie Mae, formerly known as SLM Corp., makes student loans.  Recent news from Forbes indicates that the Obama administration unveiled on Thursday a new budget proposal that would make the government the sole provider of federally backed loans for students.  This spells bad news for Sallie Mae, whose shares tanked on the news.
According to Forbes, [...]]]></description>
		<wfw:commentRss>http://www.loan.com/blog/2009/06/19/sallie-mae-in-financial-trouble/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.loan.com/blog/2009/06/19/sallie-mae-in-financial-trouble/</feedburner:origLink></item>
		<item>
		<title>Obama Unveils Plans for More Lending Regulation</title>
		<link>http://feedproxy.google.com/~r/LoancomMortgageNews/~3/jJIdxELpaVo/</link>
		<comments>http://www.loan.com/blog/2009/06/17/obama-unveils-plans-for-more-lending-regulation/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 06:32:07 +0000</pubDate>
		<dc:creator>Amber Nelson</dc:creator>
		
		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.loan.com/blog/2009/06/17/obama-unveils-plans-for-more-lending-regulation/</guid>
		<description><![CDATA[In order to make sure all financial industries are behaving well, President Obama announced plans today for a new regulatory commission – the Consumer Financial Protection Agency or CFPA. This body would be in charge of overseeing the practices of mortgage lenders, credit card companies, and insurance and investment banking corporations.
Here&#8217;s why Obama thinks this [...]]]></description>
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