Long Run Financial

Solving the Debit Card

I’m debt adverse. I carry a Debit Card, and avoid Credit Cards altogether. In fact, I haven’t owned a credit card for the past decade. And, I advise others to do the same. Now, for those folks who are trying to build or repair their credit, my advice poses a problem. How can you build [...]

JD Roth has a guest blog over at Get Rich Slowly on how a reader (someone like you!) ruined their credit score with poor financial decisions & still managed to recover gracefully. Interesting read. Check it out! Get Rich Slowly

The Importance of New Years Resolutions.

All right, I admit it. Guilty as charged. What I’m alluding to is the fact that I failed to attain some of this passing years New Years Resolutions. Call it lack of discipline, a bad economy, or whatever, the fact is, I just didn’t make all of my goals. Now goal setting is a practice that [...]

The list of gotta have stuff continues to grow…

There are a myriad of articles written on the topic of consumer debt and the unsustainable pace at which we consume, but little attention is given to the root causes of this behavior. At risk of divulging my age, let me say that I remember a time (in the not too distant past, mind you) [...]

Are you a Dave Ramsey fan?

I‘ve been a Dave Ramsey fan since stumbling onto his radio program about 1999 or 2000. Disillusioned by the dot.com fallout that led to the evaporation of a significant portion of my 401k, I’d been searching for a guru who could lead me out of the financial straits that had frustrated my wife and me [...]

The "B" word

For many folks, the word “budget” conjures up images of straight jackets and handcuffs. They think of a budget as something for nerds, or those types that simply don’t know how to relax. In reality, however, a budget can be a liberating experience. Budgeting enables a person to untangle himself from a web of payments; [...]

Getting the word out

Several months ago, I read a book titled, “Buzz Marketing”. Its author Mark Hughes, discussed what he calls, “The Six Buttons of Buzz”. In Buzz Marketing, the goal is to get folks talking about your product or service. The premise is that if you push the right buttons, folks will talk. These folks, in turn [...]

Managing your money, during any economic season

When I don my hat as a Financial Advisor, many folks want me to give them the next hot stock tip, or provide them with some sage advice on where I think markets are headed. As I mentioned before, folks want someone to tell them everything’s going to be OK; that their desired retirement date [...]

Financial Advice; As reliable as it’s bias…

I opened my fledgling Financial Practice in the fall of 2007. As any entrepreneur will tell you, the first few years can be brutal. From trying to define my business model to best satisfy my target markets needs, to getting the word out through marketing trial and error, it’s been tough. For many, the title of [...]

There’s a change in the air, hopefully…

As 2008 draws to a close, many are fearful of what next year holds in store for us. As an observer of the recent financial crisis, I am optimistic that many of us are beginning to awaken to the poor financial decisions that got us here in the first place. As we gradually feel the [...]