Long Term Care Insurance Blog

Recent Twitter Topic: Does LTCI cover Nursing Home Insurance?

People discuss all sorts of health topics on Twitter, but recently there's been quite a bit of tweeting regarding long term care and long term care insurance. Today we stumbled...sorry, twumbled...across a link to a recent article about a study on long term care insurance. What caught us by surprise ...

Rating The Best Long Term Care Insurance Companies

Company and/or service ratings can be rather ambiguous sometimes, but that doesn't mean they should be ignored. And the fact is, many base their buying decisions on them, so it's even more important that a good rating system be designed to accurately reflect a companies ability to provide a service. Researching ...

Long Term Care Insurance Rates Have Gone Up How Much?

A recent study concluded the long term care insurance price index rose 2% in 2009. There are some very notable numbers to look at here, ones that indicate, as we have blogged here many times in the past, how the cost of insurance for long term care increases with age. Before ...

The Future of Elderly Long-Term Care?

Could their really be a market for robots in the world of home health care? Wonder if long term care insurance will cover the warranty? Crazy? Could this change the way we manage elderly long-term care?

5 Common Questions About Long Term Care Insurance

As the debate over universal health care heats up, LTCI continues to receive far more attention then it used to. Some argue it needs to be further regulated, while others believe their just needs to be more transparency into how policies work. Last week there was a new piece on long ...

Long Term Care Insurance Discounts

If you are considering a long term care insurance (LTCI) policy you should be aware that there are many ways to save money through discounts offered by insurance companies. These discounts and potential savings include; Spouse / Partner - Savings up to 40% Preferred Health - Savings up to 20% Increase your Deducible - Save ...

More Cuts to Medicare & Medicaid Coming?

A short piece on the McKnights blog spells out a growing concern among the community of long term care providers in regards to Obama's ideas for cuts to Medicare Medicaid services. Nursing homes, long-term care hospitals and rehabilitation facilities, would see their share of Medicare and Medicaid money reduced by $14.4 ...

Long Term Care Insurance Claims Report for 2008

The American Association for Long Term Care Insurance last week released a report summarizing the amount long term care insurance companies paid for long term care claims in 2008. Insurers paid $8.5 billion in long term care insurance claims for 180,000 U.S. insureds in 2008 There are some very interesting pieces of ...

Long Term Care Insurance Bill Introduced in House

In recognition of the enormous social and economic impact of long term care and the costs associated with that care, a bill was introduced in the House of Representatives to increase the accessibility of long term care insurance (LTCI) to Americans. The "Long-Term Care Affordability and Security Act" would would permit ...

Managing the Cost of Long Term Care

Managing the cost of long term care. It's a topic we often discuss here on the Long Term Care Insurance Blog, as we hope to educate and inform everyone about how to deal with both the financial and mental obligations that often fall hand-in-hand with with long term care. This ...