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    <title><![CDATA[90 Seconds to a Greater You]]></title>
    <link>http://www.lordsfinancialplanning.com</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[90 Seconds to a Greater You]]></title>
        <link>http://www.lordsfinancialplanning.com</link>
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            <itunes:author>Jim Lord</itunes:author>
        
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    <dc:creator><![CDATA[James R Lord]]></dc:creator>
    
            <copyright>Lord's Financial Planning</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
&#13;
Please refrain from posting reviews of your experience as this may be considered testimonials and are prohibited by the Securities and Exchange Commission (SEC). "Likes" should not be considered a positive reflection of the investment advisory services offered by Gradient Securities, LLC (“GS”) and/or their investment advisor representatives.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Jim Lord</itunes:name></itunes:owner><item>
            <title><![CDATA[90 Seconds to a Greater You Week of March 15th]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of March 15th]]>
                            </description>
            <pubDate>Mon, 15 Mar 2021 00:00:00 +0000</pubDate>
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of March 15th]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 15 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of March 15th]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of March 15th</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of March 8th]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of March 8th]]>
                            </description>
            <pubDate>Mon, 08 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3230</guid>
            
            
            
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of March 8th]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 08 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of March 8th]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of March 8th</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of March 1st]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of March 1st]]>
                            </description>
            <pubDate>Mon, 01 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3201</guid>
            
            
            
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of March 1st]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 01 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of March 1st]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of March 1st</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Feb 22nd]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 22nd]]>
                            </description>
            <pubDate>Mon, 22 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3173</guid>
            
            
            
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 22nd]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 22 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of Feb 22nd]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of Feb 22nd</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Feb 15th]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 15th]]>
                            </description>
            <pubDate>Mon, 15 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3148</guid>
            
            
            
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 15th]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 15 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of Feb 15th]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of Feb 15th</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Feb 1st]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 1st]]>
                            </description>
            <pubDate>Mon, 08 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3121</guid>
            
            
            
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            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 1st]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 08 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of Feb 1st]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of Feb 1st</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Feb 8th]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 8th]]>
                            </description>
            <pubDate>Mon, 01 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3092</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Jim Lord Show 2.1 - 2.5.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of Feb 8th]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 01 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of Feb 8th]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of Feb 8th</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Jan 25th]]></title>
                        <description>
                                    <![CDATA[90 Seconds to a Greater You Week of Dec 25th]]>
                            </description>
            <pubDate>Mon, 25 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3067</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/Jim Lord Show 1.25 - 1.29.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[90 Seconds to a Greater You Week of Dec 25th]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 25 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[90 Seconds to a Greater You Week of Dec 25th]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>90 Seconds to a Greater You Week of Dec 25th</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Dec 14th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 19 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2951</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of Dec 14th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of December 8th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 12 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2933</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of December 8th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week Of Nov 9th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 09 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2833</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week Of Nov 9th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 09 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of Nov 2nd]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 02 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2811</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of Nov 2nd.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 02 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You week of Oct 26th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 26 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2789</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You week of Oct 26th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 26 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of October 19th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 12 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2741</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of October 19th2.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 12 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of October 5th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 05 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2712</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of October 5th 48000 1.wav"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 05 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You Week of September 29th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 28 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2683</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You Week of September 29th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 28 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater you Week of September 21 2020]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 21 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2657</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200921-83028-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 21 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You week of September 7th]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 06 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2614</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/90 Seconds to a Greater You week of September 7th.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 81-85]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 30 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2592</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200905-83026-81-85-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 76-80]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 23 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2569</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200829-83025-76-80-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 71-75]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 16 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2548</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200822-83024-71-75-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 65-70]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 09 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2527</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200816-83022-66-70-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 61-65]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sun, 02 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2502</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200809-83021-61-65-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 55-60]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 11 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2438</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200711-83020-55-60-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 51-55]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 22 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2392</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200627-83019-51-55-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 22 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 46-50]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 15 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2372</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200620-83018-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 15 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 41-45]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Mon, 08 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2351</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200613-83017-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Mon, 08 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 36-40]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 02 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2241</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200502-83016-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 31-35]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 18 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2213</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200418-83015-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 26-30]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 11 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2189</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200409-83014-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 21-25]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 11 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1931</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200111-83013-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 16-20]]></title>
                        <description>
                                    <![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]>
                            </description>
            <pubDate>Sat, 28 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1913</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191228-83012-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Jim Lord gives motivational words of encouragement and quotes to help you through the day.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 11-15]]></title>
                        <description>
                                    <![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]>
                            </description>
            <pubDate>Sat, 21 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1899</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191221-83011-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Jim Lord gives motivational words of encouragement and quotes to help you through the day.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Jim Lord gives motivational words of encouragement and quotes to help you through the day.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[90 Seconds to a Greater You - Episodes 1-5]]></title>
                        <description>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </description>
            <pubDate>Sat, 02 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1794</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191102-83009-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every day Jim Lord brings you 90 seconds of advice, reflection, wit and wisdom. Every week you can listen to all 5 segments in this podcast. Just 7 and a half minutes to a better you!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Review and Analysis Tools]]></title>
                        <description>
                                    <![CDATA[Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.]]>
                            </description>
            <pubDate>Sat, 28 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1715</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190928-3180-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Life Insurance Basics and Options]]></title>
                        <description>
                                    <![CDATA[What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?]]>
                            </description>
            <pubDate>Sat, 31 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1661</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190831-3172-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Avoid Phone Scams/What are Tariffs?]]></title>
                        <description>
                                    <![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]>
                            </description>
            <pubDate>Sat, 27 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1589</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190727-3167-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>This episode focuses on two topics have recently been in the news Phone Call Scams and Tariffs. Do you know as much as you should about either topic?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Feelings and Finances]]></title>
                        <description>
                                    <![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]>
                            </description>
            <pubDate>Sat, 20 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1579</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190721-3165-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market]]></title>
                        <description>
                                    <![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]>
                            </description>
            <pubDate>Sat, 01 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1469</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190601-3164-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Prepare for Your Greatest Game]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 25 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1455</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190525-3114-Lord-BestOf.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Seven Deadly Sins of Retirement Planning]]></title>
                        <description>
                                    <![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]>
                            </description>
            <pubDate>Sat, 18 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1440</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190518-3162-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions about a Phased Retirement]]></title>
                        <description>
                                    <![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]>
                            </description>
            <pubDate>Sat, 04 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1407</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190504-3160-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Refund Options to Improve Your Finances]]></title>
                        <description>
                                    <![CDATA[Are you receiving a tax refund this year? Do you have plans for those funds? Listen to this podcast to learn some options for your tax refund that can improve your finances.]]>
                            </description>
            <pubDate>Sat, 27 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1387</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190427-3159-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you receiving a tax refund this year? Do you have plans for those funds? Listen to this podcast to learn some options for your tax refund that can improve your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you receiving a tax refund this year? Do you have plans for those funds? Listen to this podcast to learn some options for your tax refund that can improve your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Are you receiving a tax refund this year? Do you have plans for those funds? Listen to this podcast to learn some options for your tax refund that can improve your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Retirement Plan]]></title>
                        <description>
                                    <![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]>
                            </description>
            <pubDate>Sat, 20 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1377</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190420-3158-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicaid vs Long-Term Care Insurance]]></title>
                        <description>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </description>
            <pubDate>Sat, 13 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1361</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190413-3157-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Challenges for Women in Retirement]]></title>
                        <description>
                                    <![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]>
                            </description>
            <pubDate>Sat, 30 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1331</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190330-3156-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode talks about the financial challenges for women in retirement and options for addressing those challenges.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>This episode talks about the financial challenges for women in retirement and options for addressing those challenges.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Financial Pyramid]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 23 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1313</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190323-3077-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Triathlon of Life]]></title>
                        <description>
                                    <![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]>
                            </description>
            <pubDate>Sat, 16 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1294</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190316-3154-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Looking at the three stages of life and how retirement is its own race, not the finish line.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Looking at the three stages of life and how retirement is its own race, not the finish line.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[All About Annuities]]></title>
                        <description>
                                    <![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]>
                            </description>
            <pubDate>Sat, 09 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1285</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190309-3151-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What if You Never Plan to Retire?]]></title>
                        <description>
                                    <![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]>
                            </description>
            <pubDate>Sat, 09 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1222</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190209-3153-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Spending Less in Retirement]]></title>
                        <description>
                                    <![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]>
                            </description>
            <pubDate>Sat, 02 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1210</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190202-3150-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Safeguarding Your Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 26 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1194</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190126-3047-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Conversations for Couples]]></title>
                        <description>
                                    <![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]>
                            </description>
            <pubDate>Sat, 12 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1174</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190112-3149-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to  talk about 5 Retirement Issues couples need to talk about,]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to talk about 5 Retirement Issues couples need to talk about,</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Qualified vs. Non-Qualified Money]]></title>
                        <description>
                                    <![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]>
                            </description>
            <pubDate>Sat, 05 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1166</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190105-3145-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Celebrities Legacy Planning Mistakes]]></title>
                        <description>
                                    <![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]>
                            </description>
            <pubDate>Sat, 29 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1159</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181222-3139-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Retirement Planning]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 15 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1135</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181215-3060-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Grow Your Retirement Fund]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 08 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1117</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181208-3065-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding Retirement Concepts]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 01 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1104</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181201-3063-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Surprising Ways to Boost Your Savings and Retirement Income]]></title>
                        <description>
                                    <![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]>
                            </description>
            <pubDate>Sat, 10 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1069</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181110-3136-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Listen in to this episode for some great tips on how to help increase your savings and retirement income!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Reset Retirement Plans to Weather a Downturn]]></title>
                        <description>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </description>
            <pubDate>Sat, 03 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1050</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181103-3134-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Financial Caddie and You]]></title>
                        <description>
                                    <![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]>
                            </description>
            <pubDate>Sat, 27 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1036</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181027-3133-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding your Financial Sherpa]]></title>
                        <description>
                                    <![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]>
                            </description>
            <pubDate>Sat, 20 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1023</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181020-3132-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[401(k) During a Job Change]]></title>
                        <description>
                                    <![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]>
                            </description>
            <pubDate>Sun, 14 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1014</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181014-3131-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why You Need to Organize Your Retirement Resources]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 07 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1003</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181007-3031-2-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do Couples Work Together to Prepare for Retirement?]]></title>
                        <description>
                                    <![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]>
                            </description>
            <pubDate>Sun, 30 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-985</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180930-3130-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Planning for retirement as a couple can be a unique challenge. In this episode we discuss retirement planning tips and strategies for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Avoid Returning to the Workforce after Retirement]]></title>
                        <description>
                                    <![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]>
                            </description>
            <pubDate>Sun, 23 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-969</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180923-3129-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You don&#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&#039;t happen.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>You don&amp;#039;t want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn&amp;#039;t happen.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Managing the Hidden Costs of Retirement]]></title>
                        <description>
                                    <![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]>
                            </description>
            <pubDate>Sun, 16 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-953</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180916-3127-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Don&#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Don&amp;#039;t get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Debt Danger]]></title>
                        <description>
                                    <![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]>
                            </description>
            <pubDate>Sat, 01 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-928</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180909-3128-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Debt Danger Will Robinson! Don&#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>Debt Danger Will Robinson! Don&amp;#039;t let debt get you down. You need to avoid and pay down debt going into retirement. In this show we talk about strategies to help you deal with debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Weather the Heat in Retirement]]></title>
                        <description>
                                    <![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]>
                            </description>
            <pubDate>Sat, 25 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-905</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180825-3125-Lord.mp3"/>
                        
            
            <itunes:author><![CDATA[James R Lord]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">James R Lord</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.]]></content:encoded>
                    <author>radio@gradientps.com (Jim Lord)</author><itunes:subtitle>In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
    </channel>
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