<link>http://loutulga.com</link> <width>144</width> <height>144</height> </image> <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/LouTulga" /><feedburner:info uri="loutulga" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><item> <title>VIEW CURRENT CLASS SCHEDULE HERE!</h1> <article> <h1>VIEW CURRENT CLASS SCHEDULE HERE!</h1> <p>Real Estate School — Mon, 12 Apr 2010 06:01:29 +0000</p> <p></p><p><a href='http://loutulga.com/wp-content/uploads/2010/04/Late-Summer-20103.pdf'>CLICK HERE TO PRINT CURRENT CLASS SCHEDULE</a></p> <p><A HREF="mailto:loutulga@gmail.com">CLICK HERE to Register for Classes or Email Direct– LouTulga@gmail.com</A></p> <p><a target="_blank" href="http://www.rld.state.nm.us/RealEstateCommission" rel="nofollow">All classes approved by the New Mexico Real Estate Commission</a> </p> <p><a href='http://loutulga.com/wp-content/uploads/2010/04/hampfaqs.pdf'>CLICK HERE for “Home Affordable Modification Program (HAMP) FAQs”</a></p> <p><a href='http://loutulga.com/wp-content/uploads/2010/04/2nd-Lien-Modification-Program.pdf'>CLICK HERE for “2nd Lien Modification Program (2MP)”</a></p> <p><a href='http://loutulga.com/wp-content/uploads/2010/04/sd0909r1.pdf'>CLICK HERE for the “Home Affordable Foreclosure Alternatives (HAFA) Directive”</a></p> <p><strong>AUGUST 2010 Class Date & Time Details</strong></p> <p>QUALIFYING BROKER REFRESHER COURSE<br /> Tuesday, August 3rd 1pm-5pm Certificate of Completion. Cost $75.00 </p> <p>NMREC MANDATORY COURSE<br /> Wednesday, August 4th 8am-5pm<br /> (8) CORE Credit Hours. Cost $90.00–including EXAM Prep at no extra charge!</p> <p>BUSINESS ETHICS IN REAL ESTATE<br /> Tuesday, August 10th, 1pm-5pm<br /> (4) Education CE Credit Hours PLUS meets the NAR Ethics Requirement<br /> Cost$75.00</p> <p>CONTRACT NEGOTIATIONS<br /> Wednesday, August 11th, 1pm-5pm<br /> (4) Education CE Credit Hours. Cost $75.00</p> <p>UNDERSTANDING & USING RANM FORMS<br /> Monday, August 16th 8:30am-4:30pm<br /> (7) Education Credit Hours. Cost $80.00</p> <p>BROKER SHORT SALE 101<br /> Thursday, August 19th 8:30am-4:30pm<br /> (7) Education CE Credit Hours. Cost $85.00</p> <p>NMREC MANDATORY COURSE<br /> Wednesday, August 25th 8am-5pm<br /> (8) CORE Credit Hours. Cost $90.00–including EXAM Prep at no extra charge!</p> <p>QUALIFYING BROKER REFRESHER COURSE<br /> Thursday, August 26th 1pm-5pm Certificate of Completion. Cost $75.00 </p> <p><strong>SEPTEMBER 2010 Class Date & Time Details</strong></p> <p>NMREC MANDATORY COURSE<br /> Wednesday, Wednesday September 15th 8am-5pm<br /> (8) CORE Credit Hours. Cost $90.00–including EXAM Prep at no extra charge!</p> <p>QUALIFYING BROKER REFRESHER COURSE<br /> Thursday, September 16th 1pm-5pm Certificate of Completion. Cost $75.00 </p> <p>BROKER SHORT SALE 101<br /> Wednesday, September 22nd 8:30am-4:30pm<br /> (7) Education CE Credit Hours. Cost $85.00</p> <p>UNDERSTANDING & USING RANM FORMS<br /> Thursday, September 23rd 8:30am-4:30pm<br /> (7) Education Credit Hours. Cost $80.00</p> <p>NMREC MANDATORY COURSE<br /> Monday, September 27th 8am-5pm<br /> (8) CORE Credit Hours. Cost $90.00–including EXAM Prep at no extra charge!</p> <ul> <strong>TO REGISTER FOR CLASSES PLEASE EMAIL loutulga@gmail.com indicating desired classes and method of payment by check or credit card.</ul> <p></strong></p> <div style="text-align: center"> <a target="_blank" href="http://www.recampus.com/REcampus/home.aspx?catalog_id=731010" rel="nofollow"></a> <div style="text-align: center"><a target="_blank" href="http://www.recampus.com/REcampus/home.aspx" rel="nofollow"><strong>LOU TULGA’S ONLINE REAL ESTATE SCHOOL–All Classes Are Approved by the New Mexico Real Estate Commission for 6 Education CE Credit Hours</strong></a></div> <p></p> <div style="text-align: center"> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6598" rel="nofollow">Buyer Representation in Real Estate</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6641" rel="nofollow">Environmental Issues in Your Real Estate Practice</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6674" rel="nofollow">Ethics in Real Estate</a><br /> <span id="more-1402"></span><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=7158" rel="nofollow">Fair Housing</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6677" rel="nofollow">Fair Housing Law & Practice</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6838" rel="nofollow">Property Management & Managing Risk</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6856" rel="nofollow">Real Estate Finance Today</a><br /> Version 4.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6873" rel="nofollow">Red Flags Property Inspection Guide</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> </a></div> <blockquote><p> <a target="recampus" href="http://www.recampus.com/recampus/product_list.aspx?catalog_amp;parent_menu_id=1476&menu_id=1478&category_id=231&family_id=587&media_id=0&from=home" rel="nofollow">Exam Prep</a><br /> <br /> <a target="recampus" href="http://www.recampus.com/REcampus/menu_id%601478%60category_id%60231%60m_category_id%60231%60family_id%60587%60m_family_id%60587%60product_id%607094%60media_id%60207%60product_type_id%6016%60from%60product_list%60product_detail.aspx" rel="nofollow">Questions & Answers to Help You Pass the Real Estate Exam Plus NM Specific Exam </a><br /> Version 7.0 Professional Development, $75 + NM GRT</p></blockquote> <p></a></div> <blockquote><p> <a target="recampus" href="http://www.recampus.com/recampus/product_list.aspx?catalog_amp;parent_menu_id=1476&menu_id=1478&category_id=231&family_id=587&media_id=0&from=home" rel="nofollow">Exam Prep</a><br /> <br /> <a target="recampus" href="http://www.recampus.com/REcampus/menu_id%601478%60category_id%60231%60m_category_id%60231%60family_id%60587%60m_family_id%60587%60product_id%607094%60media_id%60207%60product_type_id%6016%60from%60product_list%60product_detail.aspx" rel="nofollow">Questions & Answers to Help You Pass the Real Estate Exam Plus NM Specific Exam </a><br /> Version 7.0 Professional Development, $75 + NM GRT</p></blockquote> <div style="text-align: center">Lou Tulga’s Online Real Estate School</div> <p><a target="_blank" href="http://www.recampus.com/REcampus/home.aspx?catalog_id=731010" rel="nofollow"> </article> <article> <h1>Lou Tulga’s REAL ESTATE SCHOOL ONLINE</h1> <p>Real Estate School — Sun, 11 Apr 2010 15:00:12 +0000</p> <p></p><p><a target="_blank" href="http://www.recampus.com/REcampus/home.aspx?catalog_id=731010" rel="nofollow"></a> <div style="text-align: center"><a target="_blank" href="http://www.recampus.com/REcampus/home.aspx" rel="nofollow"><strong>LOU TULGA’S ONLINE REAL ESTATE SCHOOL–All Classes Are Approved by the New Mexico Real Estate Commission for 6 Education CE Credit Hours</strong></a></div> <p></p> <div style="text-align: center"> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6598" rel="nofollow">Buyer Representation in Real Estate</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6641" rel="nofollow">Environmental Issues in Your Real Estate Practice</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6674" rel="nofollow">Ethics in Real Estate</a><br /> <span id="more-535"></span><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=7158" rel="nofollow">Fair Housing</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6677" rel="nofollow">Fair Housing Law & Practice</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6838" rel="nofollow">Property Management & Managing Risk</a><br /> Version 2.1 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6856" rel="nofollow">Real Estate Finance Today</a><br /> Version 4.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> <a target="recampus" href="http://www.recampus.com/recampus/product_detail.aspx?catalog_amp;product_type_id=16parent_menu_id=1476&category_id=231&m_category_id=231&menu_id=1477&family_id=586&m_family_id=586&from=product_list&product_type_id=1&media_id=207&product_id=6873" rel="nofollow">Red Flags Property Inspection Guide</a><br /> Version 3.0 Online Course with Exam<br /> 6 Education CE hours, $50 + NM GRT<br /> </a></div> <blockquote><p> <a target="recampus" href="http://www.recampus.com/recampus/product_list.aspx?catalog_amp;parent_menu_id=1476&menu_id=1478&category_id=231&family_id=587&media_id=0&from=home" rel="nofollow">Exam Prep</a><br /> <br /> <a target="recampus" href="http://www.recampus.com/REcampus/menu_id%601478%60category_id%60231%60m_category_id%60231%60family_id%60587%60m_family_id%60587%60product_id%607094%60media_id%60207%60product_type_id%6016%60from%60product_list%60product_detail.aspx" rel="nofollow">Questions & Answers to Help You Pass the Real Estate Exam Plus NM Specific Exam </a><br /> Version 7.0 Professional Development, $75 + NM GRT</p></blockquote> <div style="text-align: center">Lou Tulga’s Online Real Estate School</div> <p><a target="_blank" href="http://www.recampus.com/REcampus/home.aspx?catalog_id=731010" rel="nofollow"></a></p> </article> <article> <h1>CLASS HANDOUTS</h1> <p>Real Estate School — Sat, 10 Apr 2010 01:58:21 +0000</p> <p></p><p><a href='http://loutulga.com/wp-content/uploads/2010/06/Buyer-Broker-One-Page-TB-2010.pdf'>Lou’s Buyer Broker One Page TB 2010</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/06/Lous-Deed-of-Trust-Seller-Financing-Addendum-to-Purchase-Agreement-Addendum-No.pdf'>CLASSROOM USE ONLY–Lou’s Deed of Trust Seller Financing Addendum to Purchase Agreement Addendum No</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/06/TB-Dual-Facilitation-2010.pdf'>CLASSROOM USE ONLY–TB Dual Facilitation 2010</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/06/apod-36.pdf'>Annual Property Operating Data (APOD)</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/04/Lous-Condition-and-Repair-Inspecton-Options-2010.pdf'>Lou’s Condition and Repair Inspection Options 2010</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/04/Lous-Buyer-Information-Packet-2010.pdf'>Lou’s Buyer Information Packet 2010</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/04/Lous-Property-Disclosure-Statement-Certification.pdf'>Lou’s Property Disclosure Statement Certification</a><br /> <a target="_blank" href="http://www.abanet.org/scitech/ec/isc/dsg-tutorial.html" rel="nofollow">American Bar Association DIGITAL SIGNATURE TUTORIAL</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/04/Lous-Financial-Planning-Worksheets-2010.pdf'>Lou’s Financial Planning Worksheets 2010</a></p> </article> <article> <h1>EPA “Renovate Right” Booklet</h1> <p>Real Estate School — Wed, 07 Apr 2010 11:03:47 +0000</p> <p></p><div id="attachment_1607" class="wp-caption aligncenter" style="width: 303px"> <a target="_blank" href="http://www.epa.gov/lead/pubs/renovaterightbrochure.pdf" rel="nofollow"></a> <p class="wp-caption-text">RENOVATE RIGHT</p> </div> <div style="text-align: center">EPA “Renovate Right” Booklet</div> <p><a target="_blank" href="http://www.epa.gov/lead/pubs/renovaterightbrochure.pdf" rel="nofollow">CLICK HERE</a> to download a copy of the new EPA “RENOVATE RIGHT” booklet explaining new Regulations for the “Renovation, Repair, and Painting Program” taking effect on April 22, 2010</a></p> </article> <article> <h1>Short Sale Resource Center</h1> <p>Real Estate School — Tue, 06 Apr 2010 20:00:25 +0000</p> <p></p><p><strong>For Attendees of Lou’s Presentations</strong><br /> <span id="more-890"></span><br /> <a target="_blank" href="http://www.conwaygreene.com/nmsu/lpext.dll?f=templates&fn=main-h.htm&2.0" rel="nofollow">NM STATUTES<br /> 39-5-1ff– FORECLOSURE<br /> 48-7-1ff MORTGAGES<br /> 48-10-1ff DEEDS of TRUST</a></p> <p><a href='http://loutulga.com/wp-content/uploads/2010/01/HAFA-1.pdf'>HOME AFFORDABLE FORECLOSURE ALTERNATIVE PROGRAM BOOKLET</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/05142009FactSheet-MakingHomesAffordable2.pdf'>FAP Fact Sheet-Making Homes Affordable</a><br /> <a href='http://loutulga.com/wp-content/uploads/2010/04/Short-Sale-How-To-Manual-2010.pdf'>Lou’s Step-by-Step Guide for Effective Short Sales</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/Compensation-Modification-with-Cooperating-Broker.pdf'>Compensation Modification with Cooperating Broker</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/05/Rights-of-tenants-in-foreclosure.pdf'>Protecting Tenants at Foreclosure Act of 2009</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/HUD-1-New-for-2010-14-1.pdf'>HUD-1 New for 2010 Page 1</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/HUD-1-New-for-2010-14-2.pdf'>HUD-1 New for -2010 Page 2</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/HUD-1-New-for-2010-14-3.pdf'>HUD-1 New for -2010 Page 3</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/05/government_affairs_tenant_protect_faqs.pdf'>NAR FAQs on Tenant Protection in Foreclosure</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/good-faith-estimate.pdf'>Good Faith Estimate</a><br /> <a href="http://www.fbi.gov/publications/fraud/mortgage_fraud08.htm">2008 FBI Mortgage Fraud Report</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/06/Lender-Approval-and-Waiver-Short-Sale1.pdf'>Lender Approval and Waiver Short Sale</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/05/Cooperating-Brokers-Role-in-Short-Sale-Lienholder-Negotiations1.pdf'>Cooperating Broker’s Role in Short Sale Lienholder Negotiations</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/04/affidavit-of-arms-length-tranaction-wells-fargo-m.pdf'>Lender Required Short Sale Affidavit of Arms-Length Transaction</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/04/specialist-versus-tourist1.pdf'>Short Sale Specialist versus Tourist</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/04/lender-approval-and-waiver-short-sale-2.pdf'>Sample Lender Approval and Waiver Short Sale Format</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/04/1092-bpo-freddie-mac.pdf'>Broker Price Opinion (BP)–Freddie Mac</a><br /> <a target="_blank" href='http://www.hud.gov/offices/hsg/sfh/hcc/hcs_print.cfm?&webListAction=search&searchstate=NM' rel="nofollow">HUD Approved Credit Counseling Agencies in New Mexico</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/fannie-mae-directive-short-sale-commissions.pdf'>Fannie Mae Directive Against Cutting Short Sale Commissions</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/financial-lnformation.pdf'>Financial Information Form 1126 Freddie Mac</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/cma-form-fnma1.pdf'>Competitive Market Analysis Form–FNMA</a><br /> <a target="_blank" href='http://loanlookup.fanniemae.com/loanlookup/' rel="nofollow">Does FNMA Own Your Loan?</a><br /> <a target="_blank" href='https://ww3.freddiemac.com/corporate/' rel="no follow"> Does Freddie Mac Own Your Loan?</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/09/Ball-Parking-the-List-Price-October-2009.pdf'>Ball Parking the List Price</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/net-proceeds-to-lender-comparables.pdf'>Sample NET PROCEEDS to Lender Comparables</a><br /> <a href='http://loutulga.com/wp-content/uploads/2009/05/worksheet-for-net-proceeds-to-lender-comparables.pdf'>Blank Worksheet for Net Proceeds to Lender Comparables</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/web-hud-1-short-sale-example1.pdf'>Short Sale HUD-1 Use Illustration</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/02/agency-2009.pdf'>New Mexico Brokerage Relationships</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/02/pre-test-for-short-sale-101-feb-9th1.pdf'>Short Sale Pre-Test 30 Questions</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/03/authorization-to-release-lending-information.pdf'>Authorization-to-Release-Lending-Information</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/01/short-sale-letter-of-intent-to-list1.pdf'>Short-Sale-Letter-of-Intent-to-List</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/02/short-sale-parties.pdf'>Parties and Counter-Parties in Short Sales</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/02/short-sale-illustrated.pdf'>Short Sale Illustrated</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/01/certification.pdf'>Seller Disclosure Certification at Settlement/Signing</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/01/truth.pdf'>Sample Truth in Lending Disclosure</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/01/gfe1.pdf'>Sample Good Faith Estimate</a><br /> <a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/01/hud.pdf'>HUD Settlment Statement</a><br /> <a target="_blank" href="http://www.mtgprofessor.com/glossary.htm" rel="nofollow">Jack Guttentag’s Mortgage Glossary</a><br /> <a target="_blank" href="http://www.vamortgagecenter.com/va_loan_glossary.htm" rel="nofollow">VA Glossary</a></p> </article> <article> <h1>Lou Tulga, Award Winning Real Estate Educator</h1> <p>Real Estate School — Mon, 05 Apr 2010 21:38:47 +0000</p> <p></p><p><br /> Lou Tulga, an experienced real estate broker, holds the coveted CCIM CRB professional designations. He is Qualifying Broker for Lou Tulga & Associates and is a New Mexico Real Estate Commission Approved Instructor. Lou is approved to instruct all Commission required Pre-Licensing courses and over 20 Commission approved Continuing Education Courses as well. He served the Greater Albuquerque Association of Realtors® (GAAR) as both officer and director and was named GAAR’s “Salesperson of the Year,” “Realtor® of the Year,” and “Instructor of the Year.” He served as President of the Realtors ® Association of New Mexico (RANM) and honored as its “Realtor® of the Year.” Lou is a faculty member of the Graduate REALTOR® Institute (GRI) and received the National Association of Realtors® (NAR) award of “Instructor of the Year for Small States.” Lou served as a national Director for NAR and chaired its Risk Management and Commercial Investment committees. </p> </article> <article> <h1>Mortgage Disclosure Improvement Act (MDIA)</h1> <p>Real Estate School — Sun, 21 Mar 2010 23:51:55 +0000</p> <p></p><p><a target="_blank" href='http://loutulga.com/wp-content/uploads/2009/09/MDIA-Notice-WA.pdf'>Mortgage Disclosure Improvement Act (MDIA) Summary</a></p> </article> <article> <h1>Real Estate School Legislative Handouts</h1> <p>Real Estate School — Mon, 15 Mar 2010 20:44:49 +0000</p> <p></p><p><strong>Real Estate School Legislative Handouts :</strong><br /> <br /> <strong>DISCLAIMER</strong><br /> Documents are provided to attendees of real estate classes instructed by Lou Tulga CCIM CRB solely for educational purposes and do not constitute legal or other advice. Downloading of materials is for personal use only and does not create assignment of ownership of document design or content.<br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/rule-book.pdf" title="2007 NM Real Estate License Law and Rules">2007 NM Real Estate License Law and Rules</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/hb0231.pdf" title="Power of Attorney Act of 2007">Power of Attorney Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/hb0393.pdf" title="Eminent Domain Act of 2007">Eminent Domain Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/hb0558.pdf" title="Deed of Trust Act of 2007">Deed of Trust Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/hb0827.pdf" title="Surface Owners Protection Act of 2007">Surface Owners Protection Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/sb0201.pdf" title="Electonic Recording Act of 2007">Electonic Recording Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/sb0574.pdf" title="Mechanic and Materialman Lien Act of 2007">Mechanic and Materialman Lien Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/sb0837.pdf" title="Electonic Tax Schedules Act of 2007">Electonic Tax Schedules Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/sb0923.pdf" title="Mortgage Loan Company and Loan Broker Act of 2007">Mortgage Loan Company and Loan Broker Act of 2007</a><br /> <a href="http://loutulga.com/wp-content/uploads/2007/09/todd1.pdf" title="Tim Covell,Esq.,”Transfer on Death Deed Brochure”"><br /> </a></p> </article> <article> <h1>Broker Short Sale 101</h1> <p>Real Estate School — Thu, 04 Mar 2010 07:00:48 +0000</p> <p></p><p><br /> <a target="_blank" href="http://loutulga.com/wp-content/uploads/2009/02/realestate_ads_kws.xls"><a target="_blank" href="http://loutulga.com/wp-content/uploads/2009/01/shortsale101.html"></a></p> <div style="text-align: center">“Broker Short Sale 101″<br /> NMREC Approved for 7 Education CE Credit Hours<br /> Authored and Presented by Lou Tulga CCIM CRB<br /> Learn what any broker needs to know before becoming involved in either listing or selling a property that will be subject to Short Sale approval by the lender.</div> <p></p> </article> <article> <h1>2009 NM Real Estate Legislation</h1> <p>Real Estate School — Sat, 14 Nov 2009 18:01:47 +0000</p> <p></p><div style="text-align: center"><strong>2009 NM Real Estate Legislation that is already signed into Law by the Governor</strong></div> <p><span id="more-888"></span><br /> <a target="_blank" href='http://www.nmlegis.gov/Sessions/09%20Regular/bills/house/HB0037GUS.pdf' rel="nofollow">Indian Notification of Any Proposed Subdivisions</a><br /> <a target="_blank" href='http://www.nmlegis.gov/Sessions/09%20Regular/final/SB0342.pdf'>Requires Licensing of Mortgage Brokers</a><br /> <a target="_blank" href='http://www.nmlegis.gov/Sessions/09%20Regular/final/HB0261.pdf'> Requires Real Estate Broker Disclosure to Buyer of Next Year’s Estimated Property Taxes</a><br /> <a target="_blank" href='http://www.nmlegis.gov/Sessions/09%20Regular/bills/house/HB0862.pdf' rel="nofollow">Prohibits Imposing Prepayment Penalties for Mortgages or Other Payments on Purchase of a Mobile Home</a></p> </article> </main></body></html>