Making it Through Life's Trials Together!

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MICHAEL JACKSON THE KING OF POP! THE WORLD DIDN'T HONOR HIM SO OUR GOD CALLED HIM HOME!

2009-06-26T22:26:00.008+10:00

Making It Through Life's Trials Together!

THE KING OF POP MICHAEL JACKSON GONE BUT NEVER FORGOTTEN! SHARE YOUR THOUGHTS!

Rather You Love Him or Hate Him! There's No One in this World who can say that They wasn't Touched in a Good Way! through his Music! When God Our Creator gives Us something Good and We don't Honor or Appreciate it! He calls them home to Peace! What's Your thoughts? I think The Majority of the World Rules when They say, "WE LOVED YOU MICHAEL JACKSON"!!!!!!!!!!!!!!!!!!!!

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SPIRITUAL GROWTH,FOOD FOR YOUR SOUL!

2009-06-01T05:27:00.013+10:00

Making It Through Life's Trials Together!

HELLO EVERYONE! IT'S A BEAUTIFUL DAY NO MATTER HOW IT LOOKS OR SEEMS! JUST SAY IT WITH ME EVERYDAY, "THANK YOU GOD FOR THIS BEAUTIFUL DAY!" AMEN! LOVE YA!

PLEASE CHECK OUT THIS LINK FOR YOUR DAILY SPIRITUAL FOOD!
http://www.beliefnet.com/Faiths/Christianity/Daily-Bible-Reading
Daily Bible Reading
Today's Bible ReadingPrevious
1 Corinthians 2:1-13

Proclaiming Christ Crucified
When I came to you, brothers and sisters, I did not come proclaiming the mystery of God to you in lofty words or wisdom. For I decided to know nothing among you except Jesus Christ, and him crucified. And I came to you in weakness and in fear and in much trembling. My speech and my proclamation were not with plausible words of wisdom, but with a demonstration of the Spirit and of power, so that your faith might rest not on human wisdom but on the power of God.

The True Wisdom of God
Yet among the mature we do speak wisdom, though it is not a wisdom of this age or of the rulers of this age, who are doomed to perish. But we speak God's wisdom, secret and hidden, which God decreed before the ages for our glory. None of the rulers of this age understood this; for if they had, they would not have crucified the Lord of glory. But, as it is written,
“What no eye has seen, nor ear heard,
nor the human heart conceived,
what God has prepared for those who love him”—
these things God has revealed to us through the Spirit; for the Spirit searches everything, even the depths of God. For what human being knows what is truly human except the human spirit that is within? So also no one comprehends what is truly God's except the Spirit of God. Now we have received not the spirit of the world, but the Spirit that is from God, so that we may understand the gifts bestowed on us by God. And we speak of these things in words not taught by human wisdom but taught by the Spirit, interpreting spiritual things to those who are spiritual.

Note: Today's Gospel reading is John 14:21-29. Find a Bible translation.

From the New Revised Standard Version. Reprinted with permission from HarperBibles
http://www.beliefnet.com/Faiths/Christianity/Daily-Bible-Reading.aspx?d=20090531&source=NEWSLETTER&ppc=69725&utm_campaign=Bible&utm_source=NL&utm_medium=newsletter

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2009-05-28T18:00:00.018+10:00

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TARA'S COLLECTIBLES & ANTIQUES ARE MANY! THESE ARE JUST A FEW OF THE ITEMS I HAVE AVAILABLE! FOR MORE AND TO NEGOTIATE PRICES, PLEASE CONTACT ME BY E-MAIL tymat38@yahoo.com or keepitreal04@msn.com but to reach me faster just send me a comment below in the comment section! Have fun Shopping and checking out Collectibles/Antiques for the lowest prices on the Web! Get 2 for the Price of 1!Thanks Tara
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Making It Through Life's Trials Together!

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2009-03-06T17:35:00.006+11:00

Making It Through Life's Trials Together!

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HAPPY HOLIDAYS TO YOU!

2008-12-26T06:39:00.003+11:00

Making It Through Life's Trials Together!

MERRY CHRISTMAS TO OUR LORD! OUR SAVIOR! JESUS CHRIST! AND MERRY CHRISTMAS! TO THE WORLD AND A PROSPEROUS NEW YEAR! LOVE TARA

HISTORY MADE ONCE AGAIN IN THE USA!

2008-11-06T09:33:00.007+11:00

Making It Through Life's Trials Together!

THE UNITED STATES OF AMERICA(USA) HAS MADE and IS MAKING HISTORY!! IT'S BEEN A LONG!--- LONG TIME COMING! BUT I KNOW AND KNEW! THE CHANGE WOULD COME! OH YES! I/IT DID and OH YES! IT HAS(AS THE SONGWRITER WROTE YEARS AGO). YES! DR. MARTIN LUTHER KING DREAM HAS COME AND IS COMING TO PASS FOR OUR COUNTRY!

I Knew I couldn't give up on God! and Our Country! and on how what We say We believe and stand on/for! Yes We can! Yes We did! and Yes We Will! be the UNITED STATES OF AMERICA! Thank You America for Proving to Other Countries that We are a County of Our Words and Most Importantly! that Our Actions has Spoken even Louder than our Words! Thanks You America! because NOW Once Again I can say Very Proudly "that "I'm Glad and Proud to be an American!!!!!!!!!!!!!!!" I'm saying it Loud! that "I'm Black and I'm Proud to be an American!(in the words of the late James Brown)

PLEASE! FEEL FREE TO LEAVE YOUR COMMENTS REGARDING WHAT IS THE BEGINNING OF UNITY FOR OUR COUNTY! AMEN! AMEN! AMEN! I LOVE YOU AMERICA!!!!!!!!!!!!!!

2008-10-09T15:55:00.002+11:00

Making It Through Life's Trials Together!

CAST YOU VOTE EARLY and LET'S SEE WHO WINS AHEAD OF THE GAME!! OBAMA? OR MCCAIN?

Please make Your selection in the left hand column. If you have a comment please leave it here below in the comment section. Thanks

Public Citzen Awareness!

2008-10-08T10:38:00.004+11:00

Making It Through Life's Trials Together!

Victory!

Public Citizen Wins Lawsuit Against Justice Department Over Implementation of Long-Delayed Vehicle Database

Court-Imposed Deadline for National Auto Database Will Save Lives, Keep Unsafe Vehicles Off the Road

Under our constitution, Congress makes the laws and the Executive Branch is expected to take care that they are faithfully executed. But what happens when a government agency doesn't do its job? Over the years, Public Citizen has sued the government many times asking courts to compel do-nothing federal agencies to take action when people's health, safety, and important consumer rights are at stake.

This month, Public Citizen won an important victory against the U.S. Department of Justice (DOJ), requiring the government to implement a long-delayed database that will let consumers instantly check the validity of a car's title and mileage and determine whether the vehicle has been junked, salvaged, or rebuilt after a wreck. The database will prevent and deter auto fraud and steer consumers clear of unsafe vehicles.

Public Citizen, along with the California-based organizations Consumers for Auto Reliability and Safety and Consumer Action, sued the DOJ in February. We argued that the government had violated a statutory deadline for implementing the database by more than a decade and that its illegal delay was harming consumers. The DOJ countered by challenging our standing to sue, arguing the statute of limitations had run, and urging the court to do nothing because the government was planning to implement the system --eventually.

Rejecting the government's arguments, U.S. Judge Marilyn Hall Patel of the U.S. District Court for the Northern District of California ruled that the government has until January 30, 2009 to make this information available to consumers. The government must also issue regulations requiring states, insurance companies, and junk yards to send additional information to the database by the end of March 2009. The court retained jurisdiction and required progress reports from the government's lawyers.

The court's order is the final chapter in a sixteen-year history of delay. When Congress passed a law in 1992 requiring a national database to deter auto fraud and prevent injury and death from unsafe vehicles, no one expected that it would take well over a decade until it became reality. The 1992 law required the government to establish and implement the National Motor Vehicle Title Information System (NMVTIS), a single database that would provide public access to vehicle-history information gathered from a variety of public and private sources.

Senator Charles Schumer of New York, who sponsored the legislation when he was a member of the House of Representatives, said the database was "a common sense measure to fight auto theft and to protect the public from fraud. I am encouraged by Public Citizen's efforts on this case and I hope that this important law will finally be enforced as it should have been from day one."

Read More about Public Citizen Litigation Group
https://secure.citizen.org/shop/custom.jsp?donate_page_KEY=1269&t=DIA_Secure.dwt
--------------------------------------------------------------------------------
About PCLG

Founded in 1972 as the litigating arm of the non-profit consumer advocacy organization Public Citizen, Public Citizen Litigation Group is a national public interest law firm specializing in consumer rights, health and safety regulation, open government, separation of powers, and the First Amendment. We have litigated cases in every federal circuit and state courts across the country, and in December 2007, we argued our 52nd case in the U.S. Supreme Court.

Our Economy at It's Worse!

2008-09-11T10:27:00.006+10:00

Making It Through Life's Trials Together!

Hello! Am I the only One who thinks that Life can't get any better than this!! LOL! LOL! LOL! Hey! We have to find away to laugh about Our today's Economy because that's the only way to stay Alive!!!! I find that Laughter & Prayer is the key for Us these days & times! Research shows that if We keep finding ways to Laugh! and accourse Pray! We can make it through these rough times! Well, Everyday I've been doing it Laughing and Praying and I find it to be true! It's the only thing keeping me Sane and little more Healthier! Yes! I have my Health Problems and I'm Stressed Out like Everyone Else! but if I wasn't Laughing and Praying Everyday my Problems would be Worse! So, My advice to You all is to keep Your Head to the Sky even when You don't feel like it and Find Laughter! God Bless You All! Love Tara

Do You know Any Ordinary People With A Big Heart That's Special to YOU and Others?

2008-06-07T02:55:00.020+10:00

Making It Through Life's Trials Together!

I'm starting a Special Page for Ordinary People that are Special to Me and to You! Please No Famous People/Celebrities just Normal People like You and I!

If You are Someone You know should be Added to this list, feel free to leave the information you want Others to know about them, their website,etc. in the comment section to be added to this page.

I like to start off with Somebody who is very Dear to Me and has touched my Heart very Deeply! He constantly reminds me of what True Love,Friendship and Christianity is surpose to be like. He's Encourages Me more than He'll ever know! As a matter of fact his Heart is so Big and he's so Humble that he'll probably wouldn't like the ideal of me adding his name to this list! He's working on a Great project right now! So Please! visit his website and let Others know about him and what he's doing. Please do it for me! Love to You All!

1. Dane Austen
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I Guess the Joke is Us! The People of the United States!

2008-05-31T11:40:00.015+10:00

Making It Through Life's Trials Together!

HELLO THERE! I WOULD LIKE TO KNOW WHAT'S ON YOUR MIND? NO MATTER THE SUBJECT SO SPILL IT! LOL!!! LOL!!! LOL!!! COMMUNICATION IS WAY OF HEALING!

START YOUR FORUM,TOPIC BY LEAVING IT IN COMMENT SECTION. IF YOU HAVE QUESTIONS FOR OTHERS LEAVE IT TO IN THE FORMAT THAT YOU LIKE AND I'LL ADD IT HERE.

IN THE FAMOUS WORDS OF RODNEY KING "CAN WE ALL JUST GET ALONG" HUH! HUH!HUH! I'M ONLY LAUGHING TO KEEP FROM CRYING!!!! THANKS TARA

WELL I BE THE FIRST ONE TO SAY WHAT'S ON MY MIND!!!

I'm Laughing to Keep from CRYING!!!

Come on Congress,President Bush!Washington D.C. Please Give the People a Break!

To the People of the United States: Would somebody Please remind me of Why went to WAR? Because I FORGOT!!!

Gas Prices! Foreclosures! No Jobs! Health Care! The jokes on Us and I'm Fed Up! with the excurses! We're in a Recession!! but that word want be mention under President Bush name in History because He want say that Word until next President come along! He's going to let that Person take the Credit for that word!! Ha! Ha! Ha! Well wether He wants to say it are not I'm feeling it!!!! What about You? by Tara Moore

Below is the latest report from Consumer Affairs!

$4 Gas Spreads Throughout the Nation
Nationwide average could hit $4 by June 1

By Joe Benton
ConsumerAffairs.com

• Latest Gas Price Round-Up
• Feds Probing Possible Oil Market Manipulation
• Beware of Fuel Sippers Sipping High-Test
• Retailers Respond to High Gas Prices with Discounts, Promotions
• Rushing Into a Smaller Car Too Soon May Not Save Money
• Hybrid Sales and Prices Climb in Lockstep with Gas Prices
• Truckers Bemoan Burden of High Diesel Costs
• Gas Prices Biting into Worker Productivity
• Consumers Warned About Gas-Saving Schemes
• Is Tony Soprano Controlling Gas Prices?
• Oil & Gas: The New Bubble
• Critics: New Federal Gas Mileage Standard Falls Short
• Consumers Feeling Pain of Skyrocketing Gas Prices
• New Gas Price Record Forecasts Expensive Summer Driving Season
---
• More ...

The average price of a gallon of regular gasoline is inching ever closer to the $4 mark throughout the country, climbing another penny overnight to $3.962, according to the AAA Fuel Gauge Report.

Retail gasoline prices have now established a record for 23 consecutive days.

One month ago regular gasoline sold for $3.617 and one year ago a gallon of diesel sold for $3.191.

"I do think we could get to $4," said Geoff Sundstrom, a spokesman for AAA. "We could get there right in time for June 1."

Regular gasoline sells for an average price above $4 in 12 states and the District of Columbia. The price of regular in Indiana fell below $4 to $3.998 after rising beyond the mark earlier in the week.

Diesel prices continue their rampage with the national average price for a gallon sitting at $4.792. Diesel prices have surpassed $5 in some parts of the country, including California, adding to the rise in food prices and other consumer goods.

Mid-grade gasoline now sells above $4 in 46 states, averaging $4.207 a gallon. Premium now sells for an average national price of $4.358 a gallon, above the $4 mark in all 50 states and the District of Columbia.

Consumers are reporting that rising gasoline prices are changing their commuting habits. More than four in 10 said gasoline prices affected their commutes, according to a recent study by Robert Half International.

That's up from 34 percent reporting changes one year ago.

Prices are compelling more carpooling and ride sharing with 33 percent of those questioned considering a more fuel efficient vehicle. Almost 30 percent plan to work more from home.

Here is a look at some gasoline prices from around the country in the ConsumerAffairs.Com Gas Price Round Up.

California: Regular self-serve gasoline averages $4.198 in California. Diesel sells for an average of $5.152 in the state.

Four-dollar regular unleaded prices have spread to every metropolitan area in the state. Prices have climbed 15 cents to 20 cents in most areas in just the past week, according to AAA.

"Prices jumped by 10 cents over the Memorial Day weekend in most local areas," said Jeffrey Spring, a spokesman for the Automobile Club of Southern California. "Without a plummet in our record crude oil prices, it's hard to know when motorists will get any relief at the pump."

Gasoline is selling throughout the state for almost 75 cents a gallon more than at this time last year, the AAA said.

The average price of self-serve regular gasoline in the Los Angeles-Long Beach area is $4.112 a gallon, which is 15.3 cents more than last week. In San Diego, the price is $4.165, which is 15.6 cents higher than last week's price.

The most expensive regular gasoline in California is found in Santa Barbara for $4.262, AAA reported. That's up more than 15 cents from last week in the seaside city.The cheapest average price for regular gasoline in the state is found in Orange County for $4.130, up about 13 cents from last week's low price.

Texas: There is no let-up in the skyrocketing gasoline prices throughout Texas, according to the AAA weekly survey.

AAA reported that regular self-serve averaged $3.844 per gallon, up 11 cents from last week.

The survey also reported that more than half of the auto club's members have cut back significantly on the miles they drive with 66 percent combining errands to reduce driving.

"There is no doubt that gas prices are having a big impact on many Texans," said Mark Bell, regional vice president and general manager for AAA Texas. "Drivers are changing how they drive and how often because of the relentless upward swing in gas prices."

The most expensive gasoline in Texas was found in Amarillo, where regular self-serve rose 11 cents to $3.859 per gallon. The cheapest gas was in Corpus Christi, where the average price rose 6 cents to $3.804 per gallon.

Florida: The sunshine state is struggling with many older gasoline pumps that do not have the technology to post a price beyond $3.99 a gallon.

Regular gasoline now averages $3.959 in Florida. Mid-grade sells for $4.289 and premiums sells for $4.368 a gallon.

The pricing issue on older pumps is a problem especially for mom-and-pop retailers struggling with diminished sales margins, according to a spokesman for the National Association of Convenience Stores.

Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.
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HERE'S SOMETHING ELSE TO BE CONCERN ABOUT!

Debt Collectors Cannot Blame Their Mistakes on Creditors, Federal Appeals Court Rules

Public Citizen Wins Case and Strengthens Protections for Consumers

WASHINGTON, D.C. - In a ruling that could help consumers nationwide, a federal appeals court this week held that debt collection agencies cannot shirk responsibility for abuses by blaming them on creditors.

In an opinion issued late Monday by Judge Mary Schroeder, the U.S. Court of Appeals for the Ninth Circuit ruled that the federal Fair Debt Collection Practices Act requires debt collectors to prove that they have used detailed procedures to ensure that they do not take actions that are prohibited by the act, such as harassing consumers, overbilling or making deceptive statements.

"A debt collector is not entitled to just sit back and wait until a creditor makes a mistake and then institute procedures to prevent an occurrence," the court ruled.

The case involved Arizona resident Robert Reichert, who was contacted by a debt collector about an outstanding bill from his old apartment complex. The debt collector, National Credit Systems Inc., had tacked on charges for "attorney’s fees," but couldn’t explain where the charges came from. The collection agency claimed that it had overlooked the error because the landlord-creditor had always provided accurate information in the past. The court rejected that defense, holding that debt collectors must show detailed preventive procedures to escape liability for their actions.

"The court’s ruling will compel debt collectors to police themselves more effectively," said Deepak Gupta, an attorney for Public Citizen who argued the case. "The ruling is very significant at a time in which increasing numbers of Americans are being contacted by debt collectors and abuses are on the rise."

To read the decision in the case, Reichert v. National Credit Systems, go to: http://www.ca9.uscourts.gov/ca9/newopinions.nsf/2202ACCF90C8382B8825747F00577E69/$file/0615503.pdf?openelement

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Hello!Is Anyone Home!!!!

I have come to the Conclusion that Our Economy will change when Our Government Officials,President,Next President,etc. change their way of thinking! We the people are living but yet inside We're dying! Thanks to our Government Officials! Why is it that the Ones who's in charge of making a change are acting like they can't! They hold the key to our Economy Crisis! They have the Power to chang things whenever they want! I'm sick of Our Government Officials pointing the finger at the Other. Give Me a Break! Just come together, get together and get it together! Do they really Love Us the People? I think not! If so, They would have put a stop to this Madness with Gas Prices, Foreclosures, Unemployment, Health Insurance and Everything else relating to Our Economy when it comes to the People a long time ago before it got this bad!!!

Come on! A word of advise to all Our Government Officials serving in their rightful and/or respectful places start thinking about helping the People instead of trying to Capitalize on how to make our Country Richer why the People of the Country continue to get Poorer! Please don't hate me for telling it like It Is!, LOL!! I'm Laughing to keep from Crying!

By Tara Moore
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Update on Our Foreclosure Crisis!!!

First-Quarter Foreclosures Up 112%
Home prices plunge 12.7%, with no bottom in sight

Foreclosure

• Buying a Home in Foreclosure: What You Need to Know
•Mortgage Crisis? Act Now to Avoid Foreclosure
• Foreclosure Not Inevitable, Fast Action Needed
---
News
• Bank Of America Tries To Stem Rising Foreclosures
• Foreclosure Efforts Lacking, States Find
• California Foreclosures Surge 327%
• March Foreclosures Up 57%
• Homeowners Raiding Retirement Accounts to Avoid Foreclosure
• 'House Stealing' Scam Combines Identity Theft, Mortgage Fraud
• Foreclosure Filings Up 57 Percent In February
• Senate Will Try To Override Veto Of Foreclosure Bill
• Foreclosures Up In Most Urban Metros Last Year
• ACORN, Countrywide Tweak Subprime Relief Plan
• Foreclosure Prevention Efforts Falling Flat
• States Fight Foreclosure Rescue Scams
• Mayors Warn Homes Could Lose $1.2 Trillion In Value
• Foreclosures Spike in More Metro Areas
• Searching For Foreclosure Bargains Can Be Costly
• September Foreclosures Double Year-Ago Levels
• August Foreclosures Up 115% Over Last Year
• Foreclosures Continue at Record Levels
• Feds Urge Lenders To Help Stave Off Foreclosures
• Foreclosures Surge 93 Percent In One Year
• New Jersey Man Cited For Exploiting Foreclosure Victims
• North Carolina Shutters “We Buy Homes” Scheme
• Predatory Lending Bill Back in Congress
• Groups Seek To Roll Back Foreclosures
• Seniors Bear Brunt Of Predatory Lending
• U.S. Foreclosure Rate Surges 47 Percent
• Regulators Urge Mortgage Lenders to be Flexible with Homeowners
• California Foreclosure Notices at 10-Year High
• Bankruptcy Laws Contributing to Foreclosure Epidemic
• Realtors: Home Prices May Dip This Year
• Civil Rights Groups Want Foreclosure Moratorium

The foreclosure tsunami gained strength at the start of 2008, with foreclosures surging 112 percent over the same period a year ago. The real estate marketing firm RealtyTrac says first-quarter foreclosures were up 23 percent over the last quarter of 2007.

The foreclosure report comes on the same day as the latest S&P Case/Shiller Home Price Index showed home prices falling 12.7 percent in the last 12 months, ending in February. The Index tracks home prices in the 20 largest U.S. housing markets.

Of the 20 markets surveyed, 17 had record declines. Half of the markets reported double-digit price declines.

"There is no sign of a bottom in the numbers," said S&P spokesman David M. Blitzer.

The firm's quarterly report shows foreclosure filings — default notices, auction sale notices and bank repossessions — were reported on 649,917 properties during the first quarter, with one in every 194 U.S. households receiving a foreclosure filing during the period.

"Foreclosure activity in the first quarter increased on a year-over-year basis in 46 out of the 50 states and in 90 of the nation's 100 largest metro areas, demonstrating that most regions of the country are seeing more foreclosures," said James J. Saccacio, chief executive officer of RealtyTrac. "In some areas there are also some unusual, non-market factors impacting the foreclosure numbers."

As an example, Saccacio points to the city of Philadelphia, which in late March issued a temporary moratorium on all foreclosure auctions for April.

The city has since adopted a program that will delay foreclosure proceedings on owner-occupied properties until the owners have met face-to-face with lenders to attempt a loan workout plan that would prevent foreclosure.

"While we're hopeful that programs like those in Philadelphia will have a positive long-term impact, they could be simply deferring another flood of foreclosures," Saccacio said. "And that could extend the length of time it takes the market to recover from this downward cycle, in which we've already seen seven consecutive quarters of increasing foreclosure activity."

West is worst
Nevada, California and Arizona posted the top state foreclosure rates in the latest report.

One in every 54 Nevada households received a foreclosure filing during the first quarter, the highest foreclosure rate among the states and 3.6 times the national average. Foreclosure filings were reported on 19,595 Nevada properties during the quarter, up 3 percent from the previous quarter and up 137 percent from the first quarter of 2007.

Foreclosure filings were reported on 169,831 California properties during the first quarter, the highest total among the states and a rate of one in every 78 households — the nation's second highest foreclosure rate. Foreclosure activity in California increased 32 percent from the previous quarter and was up nearly 213 percent from the first quarter of 2007.

Arizona documented the nation's third highest state foreclosure rate, with one in every 95 households receiving a foreclosure filing during the quarter. Foreclosure filings were reported on 27,404 Arizona properties during the quarter, up 45 percent from the previous quarter and up nearly 245 percent from the first quarter of 2007.

Foreclosure filings were reported on 87,893 Florida properties during the first quarter, the second highest state total and giving Florida the nation's fourth highest foreclosure rate — one in every 97 households received a foreclosure filing during the quarter. Foreclosure activity in the state was up 17 percent from the previous quarter and up 178 percent from the first quarter of 2007.

Colorado foreclosure activity increased 33 percent from the previous quarter and 78 percent from the first quarter of 2007, and the state's foreclosure rate ranked No. 5 among the states. Foreclosure filings were reported on 18,996 Colorado properties during the quarter, a rate of one in every 110 households.

Other states with foreclosure rates among the top 10 were Georgia, Michigan, Ohio, Massachusetts and Connecticut.

Top metro areas
The Q1 2008 U.S. Foreclosure Market Report also ranks the nation's 100 largest metropolitan areas by foreclosure rate. California and Florida metro areas accounted for 13 of the top 20 metro foreclosure rates, with the California cities of Stockton and Riverside-San Bernardino taking the No. 1 and No. 2 spots.

One in every 30 Stockton households received a foreclosure filing during the quarter — 6.6 times the national average — and one in every 38 Riverside-San Bernardino households received a foreclosure filing during the quarter — more than five times the national average.

Other California metro areas in the top 20 included Bakersfield at No. 4, Sacramento at No. 5, San Diego at No. 9, Oakland at No. 10, Fresno at No. 12, Los Angeles at No. 17 and Orange County at No. 19.

Las Vegas documented the third highest metro foreclosure rate, with one in every 44 households receiving a foreclosure filing during the quarter. The metro area's foreclosure activity increased 1 percent from the previous quarter and 134 percent from the first quarter of 2007.

Detroit foreclosure activity in the first quarter decreased 22 percent from the previous quarter and was down almost 4 percent from the first quarter of 2007, but the metro area's foreclosure rate still ranked No. 6, with one in every 68 households receiving a foreclosure filing during the quarter. Phoenix foreclosure activity increased 46 percent from the previous quarter and 294 percent from the first quarter of 2007, and the metro area's foreclosure rate ranked No. 7, with one in every 70 households receiving a foreclosure filing during the quarter.

The highest ranked Florida metro area was Fort Lauderdale, which ranked No. 8 with one in every 73 households receiving a foreclosure filing during the quarter. Other Florida metro areas in the top 20 included Orlando at No. 13, Miami at No. 14 and Sarasota-Bradenton-Venice at No. 15. The foreclosure rate in Tampa-St. Petersburg-Clearwater ranked No. 21.

Other metro areas with foreclosure rates among the top 20 included Denver at No. 11, Atlanta at No. 16, Cleveland at No. 18 and Memphis, Tenn., at No. 20.

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GAS PRICES and FORCLOSURES!! Will Life Ever be the Same!!

2008-04-23T12:14:00.018+10:00

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Nationwide average shoots past $3.50, climbing fast towards $4
Advertisement

By Joe Benton
ConsumerAffairs.com

---
• More ...

Like a Porsche passing a radar trap, the cost of a gallon of regular gasoline has blazed past the $3.50 mark, climbing to $3.511, according to AAA.

There appears to be no end in sight for the price run up.

One month ago regular gasoline averaged $3.26 a gallon and one year ago a gallon cost $2.85. The national average price for regular gasoline is up 23 percent from a year ago, according to AAA.

Diesel is selling for $4.204, an increase of $1.27 a gallon over last year.

California suffers from the highest gasoline prices in the country with a gallon averaging $3.867 in the state. Gasoline is cheapest on average in New Jersey at $3.317.

Oil industry analyst Trilby Lundberg blamed the record gasoline prices on record crude oil costs. Lundberg does not expect the prices to go down anytime soon.

Crude oil set a record for the sixth day in a row, settling at $117.48 a barrel, up 79 cents. Oil prices have more than quadrupled in the last five years.

The cheapest gas gallon of regular gasoline is found in Columbus, Ohio for $3.13. The most expensive is on sale in Paia, Hawaii for $4.18.

Meanwhile a new survey finds that consumers are alarmed by skyrocketing gas prices and increasingly concerned by automakers' delays in providing more fuel-efficient cars. Read more ...

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FORECLOSURES HITTING HOME!!

The "Help My Home" Resource
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Hello Readers,

If you did a little research on modern history (past few hundred years or so), you may notice that some of the greatest discoveries and inventions derived from desperate situations. From the discovery of fire, to the invention of the sandwich, the air conditioner, or the internet, the list and the benefits to mankind are endless.

Many discoveries came about as a need to accomplish a task, to make a task easier, or in extreme cases, an invention was necessary for man's very survival.

Needless to say, we that are Homeowners in the U.S. have fallen into very desperate times. Therefore, devices and discovered information needs to be shared to help us in, out, and through these trying social-economic times.

The Housing Crisis in General
Home Foreclosure Relief Options
Pre-Term Mortgage Pay-off
Selling Your Own Home Quickly
Easy to Understand Self-Help Information
I am in no way an expert in finance or economics. But, I DO know how these two things affect me personally. And, I know what I had to do to get out of my bad situation, and what I must CONTINUE to do to stay out. Moreover, anyone who watches television, listens to the radio, or reads the paper should know by now that the United State's economy is in terrible shape. Analysts are amazed at the scope of its effects, and continue to warn Americans that THE WORST IS YET TO COME.

I created this website in the hopes that it may benefit those that have been effected by the U.S. economy as I have, and need a way out of their hardships.

The Mortgage & Foreclosure crisis continues to change, almost on a daily basis. The only way to keep up is by continued self-education.

by James Moore You can contact him for more inforamtion at mojames36@yahoo.com

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