Malaysia 1st Woman Life Insurance- Prudential

Woman Insurance F&Q

2012-03-21T21:52:00.001-07:00

Wonderful Life When People Give You Protection Without Worries

Just Send Email To zell3duck@gmail.com

Maybe You Can Ask How To Save 100,000 Easily Without Worried!

Maybe You Can Ask How To Get Gurantee Protection From Hospital!

Maybe You Can Ask How To Buy Insurance Online!

We Would Welcome Any People From Foreign Countries & Local To Ask

Regarding Insurance Question Of Life &Saving.

(^_^)

Malaysia Woman Insurance (Prulady & Pregnant) Agent- Available For Malaysian Only

2011-11-19T00:51:00.001-08:00

Malaysia & Singapore No.1 Best Service Agent Profile-
MDRT- Mr Kee Family

Mr Kee Boon Siang Husband & Wife

Prudential Manager- BS KEE MANAGEMENT SERVICES
012-3922215（HP） /03-77226260（COMPANY）/03-77226257（FAX）
keebonsiang@prupartner.com.my
Selangor, KL, JB, Penang, JB, Singapore

All Financial Planning & Insurance Service:-
a) Life Insurance Plan
b) 36 Critical illnesses & TPD Income plan
c) Medical Plan

d) Lady illnesses-Prulady
e) Pregnant Plan
e) Children Education Plan
f) Retirement Plan
g) Unit Trust
h) Partnership/Keyman insurance
i) Will & Trust Planning
j) TakafulPlan

k) MRTA & MLTA

l) Other Financial Related Service

About Kee Boon Siang Husband & Wife

Mr Kee was in Malaysia prudential insurance industry above 10 years of experience in the financial & insurance advisers, he and his wife professional attitude also well received by Whole Malaysia and Singapore with their trust of customers, have entered into MDRT (Million Dollar Round Table) In year 1992.
He is the only one who didn't force his friend to buy this insurance, and if you have any question about your policy or other issue related to insurance medical card, he will give you very convenient and practical suggestion for your own.
Most of the people will find them to sign up the policy they giving the people professional and security sense when they advise to their customer. When comes to medical claim or any issue of the policy, he will also help customer and give his best service.

(The above i wrote is all true and honest, although i have just joined the prudential not for long time, but i can guarantee with his lead, will help more people really understand the insurance and know how to buy from it)

If have any questions or buy insurance with your budget, you can SMS or send personal message through email your general detail to Mr Koh (0167646260) or Mr Kee (0123922215), thanks for viewing our webpage, hope can fulfill your need and answer your question.

Woman Saving Insurance Plan- Double Reward Promotion

2011-08-05T02:26:00.000-07:00

Prudential Saving Double Protection Plan

女性储蓄双倍保护计划

(Valid Until 15 November 2011)

Which You Want To Choose?

Bank Fixed Deposit With 3%

Woman Saving Plan Let You Save 250K Guarantee Easily?

Woman Saving Plan Promotion (Extended)

If Only Save RM20K for 5 Years

You Can Get:-
1.Total Cash Value RM150K-RM250K

2.Additional FREE

RM50K-RM100K Accident Pay

3.The Plan Will Be FREE
If Holder Got Critical Illness

You Can Make A Wise Choice
Pay Rental With Your Bank Fixed Deposit

Buy Your Own House With RM250K FREE CASH

If Got Interest On this Promotion, Can directly Call Me

以上的优惠如有兴趣，可直接打电话给我

+60123922215

or email me

kee1977@yahoo.com

MR KEE

给想省钱的女性和其家人的“双倍”储蓄方案

2011-07-20T00:59:00.000-07:00

PruCash Double Reward

储蓄双倍回酬10年促销（每一年都能拿到保证10-15%红利，第6年开始红利DOUBLE，你可以拿到30年为止都没问题）

如果您还在把钱放在定存，存放3到5年才享有3%的利息，

我们这里让您可以每月只需存至少RM200，只需存5至10年过后每年我们都会12.5%的保证利息支票，第6年开始我们更支付双倍的保证利息。

而且在这期间不幸你有任何意外死亡，我们还会额外给你至少RM10000的保障金。
EXAMPLES：
X银行定存：
RM10000 （存5年） x 2.5%= RM250

——————————————————

PRUDENTIAL双倍回酬10年储蓄促销
RM200x 12月 x 12.5%= RM300 （首5年）
总共你可以获得=RM1500

RM183.3 x 12月 x 25%= RM600
总共你可以获得超过RM15000

（有兴趣可联络Koh 0167646260，Elain 016-7454776）

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计算方式范例如下：

PRU CASH DOUBLE REWARD 储蓄双倍回酬10年促销

NAME : FEMALE / NON SMOKER
女性/无吸烟

储蓄促销

红利

Savings Promotion

Interest Given

(Amount of savings comfortable to you)

1. RM 183.88 p.mth

1. RM 300

2. RM 183.88 p.mth

2. RM 300

3. RM 183.88 p.mth

3. RM 300

4. RM 183.88 p.mth

4. RM 300

5. RM 183.88 p.mth

5. RM 300

6. RM 183.88 p.mth

6. RM 600

7. RM 183.88 p.mth

8. RM 183.88 p.mth

9. RM 183.88 p.mth

10. RM 183.88 p.mth

Years 29 RM600

(Total Saving = RM22,065.60)

Total Interest Given over 30 years = RM 15,900

(ONLY SAVE FOR 10 YRS)

@ 30 years : RM 35,457

Benefit Given :-

Total : RM 51,357

1. Death + Cash Return

RM 10,000

2. WAIVER

If no withdrawals of interest :-

If diagnosed with a Critical Illness

PRUDENTIAL will pay on your behalf

@ 30 years : RM 69,107

and savings is "FREE"

Zi Yao，Koh
财务规划人员
0167646260
marcus98514@gmail.com

Prudential Warmest Greeting

2011-06-21T10:52:00.000-07:00

Prudential Warmest Greeting(1)-We Listen

Listen to me...
even if it's difficult...
even if I don't speak up...
even if you disagree...
even when you already know the story...
whether it's sad...
or late.
Because only by listening...
can you truly gain a deeper understanding.

We believe professional financial solutions always start with listening.
Insurance, Investment, Retirement.
Prudential. Always Listening. Always Understanding.

Prudential Warmest Greeting(2)- A Touching Moment of New Born Baby

Prudential Warmest Greeting (3)- No Worries For Your Family

Am i really need to buy life insurance?

2011-05-03T06:16:00.000-07:00

Q: Our family's main source of income is my husband. May I ask, as his wife, or i really need to buy life insurance?

A: From the overall and long-term consideration, you'd better have a life insurance, the amount may be lower than your husband's life insurance. Yes, now just by your husband's income, to meet all the expenses the family may have more than enough, but not necessarily forever.

Who can guarantee that your husband is always the same as at present make a lot of money? If he is in poor health in the future, especially after missing his wife's care, such as at present he can still make so much money? Will not be because his company has been restructuring or mergers and acquisitions, relocation or even closure was lay off employees? His current work is probably the most popular industry, but in 2035 there will be any personnel after the excess, or even in danger of being out of the industry?

If he is self employed or do business there who can guarantee that every thing so well? Especially after losing so a good wife? If he had been suffering chronic illness or disability, but had to take care of the lack of a wife, how much money he has to meet the long term needs of the family and children's education? Only did the poor people who can understand the care of a long hard poor taste.

You may earn less than your husband, may not be out of work, but it does not mean you do not have economic value. You will all the time, energy to take care of a child's life and education, do housework, will be properly arranged the whole family, her husband, the child has a warm, family recreation, so you can have abundant energy, Mr. to work. So, your husband's high income, part of which is coming from you. Just think, if you dot not home, your husband how much money to hire workers to take care of children and housework, he would be dragged home to worry about, his work, business will be a lot of intangible losses. Moreover, if something had happened, he would be seriously affected in spirit, health, the situation is easy.

If you have a life insurance, in case something happens, you sir have a wider economic capacity to hire workers more than housework and care of children, to cope with the loss of work or business, or even consider a period of time away from work, body and mind .

May your children have grown up, do not consider the problem of child care. But you may face another problem, namely, age, gradually increases, eventually will become an old married couple, each other, look after each other. Than your husband if you go ahead and if you have a life, he had abundant asked people to serve the economic capacity of care. Mr old when he was no longer able to work and do business the old days, the days of easy money has gone. Even his old age, work, business or investment less successful in the end may not have quite enough money to spend old age. If there is a sum of money was lost to him, help him grow old, it is the wife of her husband's last contribution and love of continuity.

If the President earlier than his wife to go, leaving a large fortune, although the wife do not grieve the future cost of living, but there are other worries that when his wife later went along, children may have to pay large estate tax. Where children receive funding to meet this estate it? Wife's (mother's) life insurance can be used to play. If the President to go after and how much property to his wife did not leave, then the savings of his wife's life insurance there are a substantial amount of money to help his wife with dignity. Can be seen, the wife is always the best policy in life insurance.

Some of the wife refused to buy life insurance, for fear of her husband to remarry after compensation. With this idea is understandable, it can not be wrong or right. This involves the feelings between husband and wife, and everyone's understanding and concept of love. Have never had a wife to her husband, possession and control of desires, even if she is buried in the ground, but also want to control her husband to be loyal to Fuji. If this happens, the wife can buy a life insurance, designated for the benefit of children, afraid of her husband's second term interests sidelined wife. Some women, by contrast, feel that if their own path, and her husband work hard, no personal attention, and also a lack of maternal care and children, to encourage her husband if there are suitable candidates, may wish to remarry. She bought life insurance, regardless of the future husband to remarry her husband and children can help solve part of the economic difficulties. Life insurance is one of the continuation of family love, have feelings of love have life insurance.

The wife to buy a life insurance, usually the little money accumulated in the future may need to take back their own use, as if their own money. Since the wife is currently less money than her husband, you should use a variety of ways to save yourself some money. The saving of life insurance is one way. So, buy the life insurance, not only for her husband and children, but also for their own interests. In many cases, the wife did not buy life insurance, because the husband has megalomaniac male chauvinism, and the wife has an inferiority complex, low self-esteem. Only people realize the value (as opposed to monetary value) that they have life insurance. Only when people recognize their value and take into account the best of their ability to care for a loved one's time, will apply for life insurance.

Malaysia 1st Pregnancy Insurance for Unborn Child & Pregnant Mother 大马保诚唯一提供给孕妇的怀孕保险

2011-04-17T09:53:00.000-07:00

Malaysia 1st Pregnancy Insurance

for Unborn Child

大马唯一提供给孕妇的怀孕保险
(CONTACT PERSON: MR KEE +60123922215)

When woman pregnant，you have to take care their body carefully， and the healthy concern is very important to mother and unborn baby.

女人在怀孕过程必须照顾身体，而这时候的健康对未出世的宝宝是非常重要的。

Top 3 Reasons Buy Malaysia Prudential Pregnancy Insurance

1.)The 1st Medical Card Coverage for unborn baby

Buy a medical card for them before they born, even if there are any accidents & diseases, the medical card still can cover for your child to provide immediate protection without any worry.

如果提早为孩子买医药卡,就算有任何的意外和疾病发生,这个医药卡会为你的孩子提供立即的保障和保护

2.)Pregnancy Care Benefit and Child Care Benefit In Crucial Time

When mother is pregnant, this insurance policies can be based on sum protection to give full coverage compensation and helpful if got anything happen. The unborn children can also benefit under the insurance to health or illness in the case of fully protected.

孕妇在怀孕时间如果有发生任何事情,保险公司都能依据保单的保护条件给与赔偿和帮助.而小孩子也能在保险利益下能够在健康或生病情况下得到全面的保障.

3.)Afterbirth Become Child Saving+ Education Fund+ Medical Card Protect

Afterbirth this plan will be automatically auto-saving education and medical card to keep protect them health and let them have saving, if parents have something happen, the insurance also can continue by itself and protect their child.

孩子出生后,这个计划自动为孩子自动储蓄,教育和医药卡的三面保障计划,而且父母就算有事情不幸去世或得到36种疾病,这个保险计划能够继续帮您供孩子的医药卡,而且可选择到18岁或该年龄有足够储蓄应付高等教育的费用.

How to Apply & Q&A?

1.EMAIL mother details, occupation, smoking/non-smoking, and related details to kee1977@yahoo.com

2.Declare and ask any question or comment, we will reply you or sent the agent contact you asap. Thanks.

Top 10 Malaysia Woman Cancer-Breast Cancer

2011-04-13T22:56:00.000-07:00

-Breast Cancer Become No. 1Malaysia Woman Killer

"Few days ago, my mum's friend-Auntie Lucy go for the body check up, she looks very healthy and quite happy all the time. However after examination of body check up, the doctor tell her she only left 3-6 months probably to live due to breast cancer last stage. After 2 days of check up, she passed away due to breast cancer as already affect her liver and lungs. I learned that the life is unpredicted even the doctor will predict the wrong things.."

The No.1 cancer deaths among women in Malaysia is breast cancer. Breast cancer was the commonest overall cancer as well as the commonest cancer in women amongst all races from the age of 20 years in Malaysia for 2003 to 2005. This cancer is caused by an uncontrolled growth of cells within the breast tissue. If not detected and treated promptly, breast cancer can metastasise, spreading to the lymph glands and other parts of the body, including lungs, bones and liver. This is the most common gynaecological malignancy, and the second most prevalent cause of deaths among female cancer patients in Malaysia. With the number of cases diagnosed increasing over the years, the importance of early detection and treatment is becoming more apparent.

Cancer treatment in general is becoming very expensive. Doctors will have to make informed and ethical recommendations based on best available evidence to patients. Sometimes new treatments are very expensive yet the expected gains may be only slight or modest at best. Thus, Treatment of breast cancer can vary depending on the individual’s ability to pay and whether their insurance covers the cost of treatment.

In the private setting, surgery, chemotherapy (using standard chemotherapy drugs) and radiotherapy (if required) will cost at least RM20,000 to RM30,000.

Prulady Insurance has covered on the related female cancer medical cost, and also got their female benefit bonus and life coverage when they really need money for covered woman illness. our agent has 8 year experience in selling prulady and related insurance, welcome to leave the comment and if want info, can contact through our email marcus98514@gmail.com. We will reply you in 3 days times.

女性选择保险的6大误区

2011-04-11T02:12:00.000-07:00

针对目前许多女性在选择保险时存在的一些误区，在这里给广大女性提醒：

忽略个人的支点作用

对于很多已经有了小家庭的女士来说，她们的生活重心基本都放在孩子和丈夫身上。所以，在咨询保险营销员时，更多的是关注要给孩子买什么保险，给丈夫买什么保险。但是，女性不仅要在工作中独当一面，还要在家庭生活中承担着一定的责任，压力之大，可想而知。一旦女性发生什么不幸，同样会对家庭生活带来经济上的影响。所以，扮演着不同角色的女性朋友要首先关爱自己，为自己的健康做好保障规划。

保险选择不平衡

有些女性在选择保险品种时考虑不够周全，没有参看自己原先的保险和社保，造成选择保险品种的不平衡，该照顾的没考虑到，已经照顾到的又重复考虑。所以，在选择保险品种时，女性应该先详细看一下自己的社保和原来的保单，看看有哪些方面没涉及到，做一个综合平衡。

药不对口

在投保健康险时，很多女性不考虑家庭成员的健康状况，忽略对自己直系亲属易发、高发疾病的注意，而把全部注意力放在患病几率很小的疾病上，这样做有可能得不偿失。对一些无遗传，身体状况比较好的女性而言，不用对所有疾病都考虑的面面俱到，而是应该适当调节保额，把养老金准备充分；对有可能罹患遗传病的女性，就应该选择适合自己的重疾，并选择可以分红转换的健康保险。

顾左不顾右

选择保险时，一些女性并不考虑自己的经济和财务状况，一味选择周期很长的保险产品，而不顾及自己将来的经济、财务情况可能会有变化。在选择保险时，应该对自己的未来5年有个清醒的把握。在险种的缴纳方式上，针对一些重大疾病，最好缴费期定在20年；而对于理财类的保险，则可以把缴费期设定得短一点。

为美容整形手术保险

有很多爱美的女性希望能通过整形来改变容貌，为了防止整形手术时有可能出现的意外，她们希望先买份保险，万一出事可以获得理赔。但是，在一般的人身保险中（特约保险除外），整形手术的风险保险公司不承担责任。因为保险公司承保的意外风险是完全未知的、无法预料的，而整形手术的风险是能预料到的。另外，有些公司的女性保险中有关于整形手术费用报销的责任，这里的整形手术一般指发生意外后需要的整形而非美容整形手术，比如皮肤烧伤后需要进行植皮手术、鼻梁骨骨折后的手术等。

单一的理财方式

女性与男性相比，较保守，心理承受力较弱。因此，在选择理财工具时也比较单一。大多数女性朋友都只是进行银行储蓄，不敢轻易地投资或购买保险。合理的理财是将风险分散，获取收益，将资金分开运用到不同的投资渠道，比如10%购买保险，15%银行储蓄，35%购买债券，40%购买股票。通过符合个人特点的理财规划获得安心的生活和预期的收益目标。

（转载自通讯网）

Woman Life Insurance- Predential Prulady Plan

2011-04-08T00:13:00.001-07:00

Whether you’re a stay-at-home or working mom, the contributions you make to your family couldn’t easily be replaced if anything happened to you. That’s why life insurance should be part of your financial plan. Life insurance is even more important if you’re a single mother who is the major source of financial support for your children.

Women play special roles in life, thus Prudential also empathise with and understand the fact that women face uniquely female choices and health challenges. Our special PRUlady plans & cater specifically to the needs of women, and we dedicate our plans to the health and well-being of these very special people.

About PRUlady

PRUlady for example not only gives you financial protection against female cancers and other female-specific illnesses, but also addresses your post-diagnosis and recovery needs to help you get your life back on track.

For instance, not only will you receive 100% of your sum assured if you're diagnosed with breast cancer, but you'll receive an extra 30% sum assured to pay for breast reconstructive surgery.

And for mothers-to-be, there's PRUlady plus which provides protection against complications that can arise during pregnancy, as well as treatment for newborn congenital illnesses.

What do I get?
A rider to supplement to the PRUlink assurance plan, PRUlady provides protection for women of all ages by offering:

Three levels of sum assured to choose from - RM50,000, RM100,000 or RM150,000 - depending on what you can afford and the extent of protection you require.

Coverage on:

A)Female-related cancers (100% of your sum assured):

Cancer of the Breast, or
Cancer of Cervix Uteri, or
Cancer of Fallopian Tubes, or
Cancer of Ovary, or
Cancer of Uterus, or
Cancer of Vagina/Vulva

OR

Systemic Lupus Erythematosus with Lupus Nephritis

B) Carcinoma-in-situ of Breast or Cervix Uteri (30% of your sum assured) :
Note: When subsequently diagnosed with female-related cancer or Systemic Lupus Erythematosus with Lupus Nephritis, we will pay the remaining 70% balance of your sum assured.

C) Any one of the following (30% of your sum assured) :

Rheumatoid Arthritis with Complication, or
Breast Reconstructive Surgery, or
Facial Reconstructive Surgery due to accident, or
Skin Grafting due to burns or skin cancer, or
Osteoporotic Fracture

How much do I pay?
It's so affordable! Your premium depends on your age, the plan and the sum assured that you choose.

For example, if you are 18 years old and you have chosen a PRUlady plan with a sum assured of RM100,000, expiring at age 60, you will pay RM488 a year. If you are 30 years old, you will pay RM715 a year for the same plan.

Your PRUlady premium will be added to the total annual premium of your PRUlink assurance plan.

Who can sign up?
This plan is available to ladies between 18 and 60 years old (or 50 years old if you choose to receive coverage only up till age 60).

You can choose to be covered up till age 60, 70 or 80.

You can email us for details on this plan and to obtain a free consultation on your insurance needs by this email zell3duck@gmail.com