MEDICAL SCHOOL OPTIONS READING

Introduction Overview

2014-03-04T00:15:00.002-08:00

As promised here is the link for the new government program proposed

President's New Proposed Budget Could be a Needed Boost to the Primary Care Workforce Says Primary Care Progress and I fixed a number of articles for you and her to review for scholarships and other programs and again give the Philippine Option as the cost would leave her with a much smaller debt for 4-5 years in medical school here and with Timmie and me both having Philippine links it would give her a new exciting job prospect after graduation.

Cebu Doctors has an excellent education program and I have provided links to it to read more and they run one of the main best hospitals here in the city and it is where I go for treatment.

Regardless, her next year of international experience if it materializes and international medical education would give her many new options for career choice such as World Health and State Department and USAID and many international contractors. With excellent medical benefits and retirement from government work.

I think she might also enjoy the Peace Corps volunteer program after her degree and if my friend becomes Deputy Director for Asia it would give her an excellent addition to her resume and more international experience.
http://www.peacecorps.gov/ There is also a domestic volunteer work opportunity
http://philanthrophant.org/2011/06/21/the-domestic-peace-corps/
http://www.state.gov/m/fsi/tc/79984.htm

Here is the link to the blog I made for your review and Katrina's. She has a world of possibilities
http://medicaloptions.blogspot.com/

Primary Care Workforce Boost from new Budget

2014-02-28T23:13:00.004-08:00

President's New Proposed Budget Could be a Needed Boost to the Primary Care Workforce Says Primary Care Progress

The budget aims to train 13,000 primary care residents over the next ten years as well as encourage team-based primary care delivery models.
http://www.prweb.com/releases/2014/03/prweb11628154.htm

Primary care workforce. The budget proposal includes funding for more than 8,000 healthcare professionals in underserved areas and resources to help train another 2,800 PCPs over the next 5 years. - See more at: http://medicaleconomics.modernmedicine.com/medical-economics/news/tags/primary-care-physicians/2014-federal-budget-pitch-draws-mixed-reactions-#sthash.zFwQNrfe.dpuf

Title V. Health Care Workforce

Increasing the Supply of Primary Care Providers in Underserved Communities

The Act will increase the number of primary care providers, including doctors, physician assistants, nurse practitioners, and dentists in the areas of the country that need them most. Through the National Health Service Corps, the Act provides significant funding for scholarships and loan repayment for doctors, nurses and other providers who provide medical, dental, and mental health care in urban and rural areas that have a shortage of health professionals. It also increases the loan repayment amount and enables additional flexibility for providers to meet their service requirements.
It creates a loan repayment program for pediatric, mental and behavioral health specialists who provide services to children and adolescents in underserved areas or with underserved populations.
The Act also supports scholarships and loan repayments for disadvantaged students who commit to work in medically underserved areas and who serve as faculty in participating institutions.
http://www.whitehouse.gov/health-care-meeting/proposal/titlev/increasing-supply

Obama’s Budget Proposal and Nursing

http://www.rwjf.org/en/blogs/human-capital-blog/2013/04/obama_s_budget_propo.html
National Health Service Corps
http://nhsc.hrsa.gov/
nhsc.hrsa.gov/scholarships/index.html
www.hrsa.gov/about/organization/bureaus/bcrs/nhscoverview.html
www.hrsa.gov/about/news/pressreleases/131126nhsc.html

Top 10 List: Where the Medical Jobs Are

2014-02-28T22:48:00.001-08:00

Looming worker shortage. That’s not a phrase one expects to hear at a time of high unemployment. But when experts look at the Bureau of Labor Statistics’ list of the fastest-growing occupations, that’s what they see: more than a million new jobs on the horizon by 2018, and a worker pool that may not be trained to fill them.
Such a list was first compiled in 1946, just after the end of World War II, to help veterans on the G.I. Bill make smart educational choices. One need only pay attention to news reports to guess where the current shortages may be: eight of the fields in the top 10 categories are health care or wellness related; one is in financial services; and the other is in the information technology field.

Determining The Best Medical Assistant Education Cost
There are many space and places for people to earn a living and eventually have the opportunity to follow a career. The medical assistant is responsible for administrative and clinical needs and various other responsibilities. These responsibilities would depend on the size of the medical care facility where you would be working as an intern or and extern (the latter is a much shorter program than the internship program). An internship can also lead to a long-term appointment.

But, points out Michael Wolf, an economist with the bureau, “The mere fact that a category is fast growing does not mean you can get a job in it.” For most of these occupations, training (sometimes years of it) is necessary.

1. BIOMEDICAL ENGINEER
Job Growth: 72 percent, or 12,000 new jobs by 2018
Salary: $82,550 mean; $103,000 for scientific and technical consultants
The Field: This relatively new specialty bridges the medical and engineering disciplines, with emphasis on engineering. Biomedical engineers design and build innovative devices (artificial limbs and organs, new-generation imaging machines) and improve processes (for genomic testing, or making and administering drugs).
Why It’s Growing: Thank the quick clip of technological advances. Pharmaceutical and genomic industries, in particular, are “exploding,” says Helmut H. Strey, associate professor of biomedical engineering at Stony Brook University, which has about 100 students in its master’s degree and Ph.D. programs.
Training: If you’re attracted to this field, you aren’t afraid of math, chemistry, physics and engineering, and already have the coursework. Engineers and biology majors are likely candidates for career transitions, though Dr. Strey believes that engineers will find it easier to complete required biology coursework than biologists will getting through the engineering. Either way, a master’s is a must.
•
2. NETWORK SYSTEMS AND DATA COMMUNICATIONS ANALYST
Job Growth: 53 percent, or 156,000 new jobs by 2018
Salary: $76,560 mean; $99,000 in top industries (rail transportation, natural gas); $105,000 in tech corridors like San Jose and Santa Clara, Calif.
The Field: Analysts handle the virtual nuts and bolts of an I.T. department — designing, building, testing and maintaining information systems, internal or Internet-wide. They also know network and data communications hardware and software.
Why It’s Growing: The mobile data trend (smartphones, tablets) and “cloud computing” (subscription-based or pay-per-use services like apps and data storage) mean companies that scaled back I.T. departments in the 2008 economic downturn are hiring again. As Jonathan Hill, assistant dean of Pace University’s Seidenberg School of Computer Science, says, just about every organization needs someone with these skill sets. “If you have the degree, you can work at Sloan-Kettering, the F.B.I., PNC Bank or the New York City Ballet,” he says. “If you are good, you will be employed.”
Training: A background in computer science is not necessary — “These are very teachable skills,” Mr. Hill says — though students going back to school may need to complete prerequisites. At Pace, students come from across the spectrum, from philosophy majors to working adults “pulled to the tech end” of their company’s operations. Certificates are useful for career changers, and many colleges will apply those credits toward a master’s. Curriculums typically cover networking, database and Web design, mobile technology and Internet architecture.
•
3. HOME HEALTH AIDE Job Growth: 50 percent, or 461,000 new jobs by 2018
Salary: $21,620 mean; up to $40,000 in affluent metropolitan areas
The Field: Home health aides assist the infirm in their homes or at an assisted-living or nursing home facility, preparing meals, doing light housekeeping and bathing patients. These licensed workers also take vital signs, administer drugs and operate medical equipment.
Why It’s Growing: With our aging population, this field’s high rank should be no surprise. Demand already outstrips supply, says William Dombi, vice president at the National Association for Home Care and Hospice, and that seems unlikely to change. “Low pay and tough work,” he says, mean burnout, turnover and continual recruitment. But the job has its rewards for those with the desire to help people and the physical and emotional constitution to do it. It is also a way to test the waters for nursing school.
Training: Community colleges, hospitals and home health care agencies provide programs for licensure — usually 75 hours of training (some states require up to 120 hours). At Bergen Community College in Paramus, N.J., a new 76-hour course teaches the basics. Watch that programs actually fill licensing requirements.
•
4. PERSONAL AND HOME CARE AIDE Job Growth: 46 percent, or 376,000 new jobs by 2018
Salary: $20,280 mean; psychiatric sector and government agencies pay the most.
The Field: Same duties as home health aides, minus the medically oriented tasks. No license required.
Why It’s Growing: See No. 3.
Training: On the job, though certificates from vocational schools may enhance employment opportunities.
•
5. FINANCIAL EXAMINER
Job Growth: 41 percent, or 11,000 new jobs by 2018
Salary: $71,000 mean; the federal executive branch pays the most.
The Field: Call it “C.S.I.: Accounting.” Examiners, a k a internal auditors or compliance officials, dig into an organization’s books, investigating transactions and minute detail to ensure compliance with the law. Accounting, finance or business backgrounds a must.
Why It’s Growing: Implosions and scandals in the last few years involving the banking and insurance industries mean more companies are being scrutinized, internally and externally, and taking proactive steps to stay out of trouble.
Training: Becoming a financial examiner is less a career change than a career tweak. Many examiners have been singled out by their company and trained on the job, and licensing is not necessary. But others find status, job opportunities and a higher salary with credentials, or they may want to hang out their own shingle. The Society of Financial Examiners and the Institute of Internal Auditors offer self-directed courses and exams toward certification. The required accounting coursework can be acquired in continuing-education classes or master’s study.
•
6. MEDICAL SCIENTIST
Job Growth: 40 percent, or 44,000 new jobs by 2018
Salary: $84,760 mean; most jobs are in Massachusetts, California and Pennsylvania, which have supportive academic and research institutions.
The Field: Medical scientists study human disease and conditions, working in biotechnology and pharmaceutical companies, hospitals, university research centers or for the federal government.
Why It’s Growing: Overpopulation and increased international travel have quickened the spread of known diseases and given rise to new ones — think SARS, AIDS and avian flu — requiring new medicines and cures. The field’s big trend is the so-called bench to bedside movement or, more formally, translational science — the search for practical applications for research that can move quickly to the marketplace.
Training: The heavy lifting is done by Ph.D.’s, or those with a joint Ph.D. and M.D., who design clinical trials and work closely with patients to monitor the application of their research. A general master’s, perhaps in biology, can lead to work in a research lab; others specialize with a master’s in bio-imaging or clinical investigation. Undergraduate underpinnings: biological science, complemented by math, physics and computer science.
•
7. PHYSICIAN ASSISTANT Job Growth: 39 percent, or 29,000 new jobs by 2018
Salary: $85,000 mean; Connecticut, Nevada and Washington are top-paying states at $96,000-plus.
The Field: Not quite a doctor, but not a nurse, P.A.’s are critical members of medical teams who diagnose conditions, and examine and treat patients with routine problems. Many choose the profession for lifestyle reasons: they want the medical and patient connection without the years of school and grueling demands placed on physicians.
Why It’s Growing: High health care costs and a shortage of doctors make P.A.’s cost effective. They free up physicians and can spend more time with patients. In some rural and inner-city areas they are the only provider. They are “absolutely one of the solutions to access to health care in this country,” says Justine Strand de Oliveira, who heads Duke University’s P.A. program, the oldest in the country.
Training: Rigorous. While any undergraduate degree is acceptable, prospective students will need prerequisites in biology, chemistry and statistics, and programs like to see a commitment to patient care as admissions criteria. Graduates get a master’s in health sciences, then sit for boards that license them as P.A.’s. Many come from work as military medics, emergency medical technicians or community volunteers. Average age of students: 27. Entry into the two-year programs can be competitive. At Duke, more than 1,000 applied last year for 75 spots.
•
8. SKIN CARE SPECIALIST Job Growth: 38 percent, or 15,000 new jobs by 2018
Salary: $13 median hourly wage; $60,000 or more in affluent areas, especially selling products
The Field: Skin care specialists treat the face and body, but mainly the face, and mainly the faces of women. Ninety-eight percent of practitioners are women (average age: 41), administering chemicals, Botox, lasers, microdermabrasion and skin peels in day spas and doctor’s offices.
Why It’s Growing: Boomers have dug in their heels on aging. Look at sales of anti-aging skin products, which rose 13 percent from 2006 to 2008, to $1.6 billion, and are expected to jump an additional 20 percent by 2013. Improvements in products and the technology for their application also account for growth, along with a diversifying client base — a third of spa-goers are now men, and younger people are beginning to “buy into” skin care regimens, says Katie Armitage, president of Associated Skin Care Professionals, a trade group.
Training: All states but Connecticut require licensing. Training is at least 600 hours of clinical and classroom education covering anatomy, physiology and procedures. Cosmetology schools offer certificate programs (make sure they lead to a license), as do continuing education departments at community colleges like Houston Community College and Nassau Community College. Some community colleges offer associate’s degrees in science or cosmetology that include skin care training and added coursework in business and health.
•
9. BIOCHEMIST AND BIOPHYSICIST
Job Growth: 37 percent, or 9,000 new jobs by 2018
Salary: $88,550 mean; New Jersey, Pennsylvania and Washington, D.C., pay the best.
The Field: Closely related to medical scientists, biochemists and biophysicists study living organisms at the molecular level — one focusing on their chemical composition, especially DNA and how it can be manipulated to treat disease and genetic disorders; the other using math and physics to understand how mechanical and electrical energy affect an organism. The three fields are so interrelated that labels are becoming artificial, says Beverly Wendland, chairwoman of the biology department at Johns Hopkins. At Hopkins, a cooperative graduate program — Cell, Molecular and Developmental Biology and Biophysics — is typical of the wave of interdisciplinary study in the field.
Why It’s Growing: See No. 6.
Training: See No. 6.
•
10. ATHLETIC TRAINER
Job Growth: 37 percent, or 6,000 new jobs by 2018
Salary: $41,340 mean
The Field: Not to be confused with personal trainers, athletic trainers work under a doctor’s supervision and are schooled in sports medicine to prevent and treat muscular/skeletal injuries. These are the folks on the sidelines treating injured athletes. But they also work behind the scenes, designing training and strengthening exercises that prevent injury. “We look at movement patterns or activities that create overuse or injury in many professions, and get workers back to their jobs quickly and safely,” says Marjorie J. Albohm, president of the National Athletic Trainers’ Association.
Why It’s Growing:With the rising cost of health care, trainers are becoming an integral player in industry (Boeing and Disney use them), government (the military, F.B.I., Homeland Security and Department of Defense) and the performing arts (Cirque du Soleil and the Rockettes, in their traveling troupes).
Training: To practice, 47 states require licensing, and a bachelor’s in athletic training is the minimum requirement. But some 70 percent of practitioners hold a master’s in athletic training. Many come to the field through “entry level” master’s — five-year B.S./M.A. programs. For admission to a two-year master’s program, prerequisite coursework includes biology, chemistry, physics and anatomy, along with electives like nutrition, biochemistry or exercise physiology that suggest knowledge and interest in the field. Certificates are mainly for an established athletic trainer to specialize.

Health Care scholarships or tuition assistance for medical school

2014-02-28T22:42:00.002-08:00

providing free tuition to medical students promising to serve in rural areas.

http://www.prairiebizmag.com/event/article/id/11012/group/homepage/

Health Care scholarships or tuition assistance (some links may not work)

For those who are willing to commit to working in rural or inner city health care, several programs offer tuition, tuition with living expenses or loan repayment. The Rural Recruitment and Retention Net-work, and the National Rural Health Association (see both in chapter 3) and the Rural Information Center (800-633-7701) can be contacted for specific information and guidance. Visit www.nal.usda.gov/ric/ to find out more about these programs. Contact your state department of health, the Rural Assistance Center www.raconline.org or the National Health Service Corps www.bphc.hrsa.gov/. The NHSC also has information on loan-repayment programs for health care workers in inner-city areas.

The United States Armed Services offers abundant educational opportunities. If you enlist for several years they will train you for many health care or computer-related careers. Their Tuition Assistance Program currently pays up to $4,500 per year for full-time active duty members. Eligible College Fund Program enlistees receive up to $65,000 toward college tuition, when combined with the Montgomery G.I. Bill, and upon honorable discharge. Registered nurses who enlist, in addition to loan repayment or sign-up bonuses, may work towards a degree as a nurse practitioner or physician assistant. Students who have their pre-med degree can arrange to have their medical or dental school paid for. Call your local recruiter to get details on education programs or visit the U.S. Army’s web site at www.todaysmilitary.com/.

There are many programs available for those who take the time to seek them out. Contact local hospitals that are short staffed and other medical providers to ask about tuition assistance programs. Directories with hospital contact information are described in Chapter 3. Many employers offer tuition assistance to current employees who show initiative and maintain good grades. It is amazing just how many programs are available especially when demand for workers is high and com-petition is fierce between recruiters and medical facilities in general.

The federal government started offering student loan payoff incentives for new hires in 2004 and since then have paid out over 100 million to employees to pay off their loans. They will pay up to $10,000 a year for six years for a total of up to $60,000, quite a benefit to say the least. Visit http://federaljobs.net to explore federal job options. Uncle Sam employs over 100,000 medical workers at VA facilities nationwide and at other agencies such as Health and Human Services, etc. The all new 10th edition of The Book of U.S. Government Jobs explains where the jobs are, what's available, and how to get one. A section is devoted to recruitment incentives including the student loan payoff program, cash incentives, and relocation reimbursement.

http://www.healthcarejobs.org/scholarships.htm

Medical School Grants

http://www.collegegrant.net/medical-school-grants/

Going to Medical School in the Philippines

2014-02-28T22:39:00.001-08:00

How much is medical school in the philippines?

by the time you get to medical school it would probaby cost something like 180,000 pesos ($5000) per year and you'd be matriculating for 4 years. but before you get into medicine proper, you have to complete a 4-year bachelor's in science degree (examples: med tech, BS biology) and that costs money too but not as much as med school. Cebu schools are still cheaper than the ones in Luzon, including Virgin Milagrosa, and the lower cost of living also can be added in.

Please join to the 'International Medical Students in Manila' group in facebook if you are already student here or going to study medicine here and you need more info about here from other foreign student

http://ph.answers.yahoo.com/question/index?qid=20100316001321AA8riPE

More links
https://qrobe.it/search/?q=How+Much+Does+Medical+School+Cost?+philipines
http://gradschool.about.com/od/medicalschool/f/MedSchoolCost.htm

Check out Cebu Medical school

http://cebudoctorsuniversity.edu/colleges/graduate-school.php private
http://studymdinphilippines.com/Study_in_Philippines_Cebu_Doctor_University.html
http://www.valuemd.com/asian-medical-schools/106276-cebu-institute-medicine-cebu-doctors-university.html
http://cim.edu.ph/ state school so harder to get in for foreign students
http://www.webometrics.info/en/Asia/philippines?page=2&sort=desc&order=World%20Rank

Southwestern is a much cheaper private school but Cebu Doc is rated higher
http://www.mhamedu.org/

The top medical schools in the Philippines, based on their performances in physician licensure examinations from 2007 to 2012, have been revealed.

The recognition was done during the oathtaking of new doctors held at the PICC Plenary Hall in Pasay City on Saturday, September 15.

The ranking of the country’s outstanding colleges of medicine was based on ratings above the 62.71 percent national average for the past five years.

Rank	College / University	Number of Examinees	Passed	Passing %
1	Cebu Institute of Medicine (CIM)	390	388	99.48%
2	University of the Philippines (UP) – Manila	962	948	98.54%
3	University of Santo Tomas (UST)	2355	2269	96.34%
4	Pamantasan ng Lungsod ng Maynila (PLM)	701	658	93.88%
5	Mindanao State University (MSU)	276	254	92.02%
6	West Visayas State University (WVSU)	621	555	89.37%
7	Saint Luke’s College of Medicine (SLCM)	482	430	89.21%
8	St. Louis University (SLU)	501	435	86.82%
9	Xavier University	337	289	85.75%
10	Cebu Doctor’s University	443	368	83.06%
11	University of the East (UE) – RMMMC	1294	1068	82.53%
12	Cagayan State University (CSU)	134	109	81.34%
13	Far Eastern University (FEU) – NRMF	1559	1249	80.16%
14	Ateneo de Zamboanga	154	121	78.57%
15	Davao Medical School Foundation (DMSF)	508	393	77.36%
16	University of St. La Salle	141	107	75.88%
17	De La Salle University Health Sciences Institute	1197	823	68.75%

http://www.coolbuster.net/2012/09/top-medical-schools-philippines-2007-2012.html

MANILA, Philippines – The Philippines may have found its next sunrise industry in the medical tourism field.
http://lifestyle.inquirer.net/33165/philippines-emerging-major-player-in-medical-tourism-industry%E2%80%94study

10 Tips Why Going to College in the Philippines Might Be a Good Idea

Record number of U.S. students study abroad, in diverse locations

Foreign Students in the philippines

How to get a Student Visa in the Philippines

Three-year M.D. program

2014-02-28T22:27:00.001-08:00

Proponents believe that the three-year programs will help address several pressing issues. By producing doctors faster, three-year M.D. degree programs help to address the critical doctor deficits projected over the next 15 years. And with almost two-thirds of medical students graduating with $150,000 or more of educational debt and more students entering medical school at an older age, the three-year option allows students to begin practicing sooner and with as much as 25 percent less debt.

Three Year Medical Degrees
Several medical schools are piloting primary care programs that allow medical students to obtain their degree in just three years. The programs were initiated in an effort to attract more students to family medicine and help to avoid a major primary care physician (PCP) shortage, American Medical News reports.
http://spacecoastdaily.com/2012/05/proposals-address-the-impending-primary-care-shortage/

Here's how it would work for students who want to enter family medicine in three years:
• First year: Curriculum would be the same.

• Summer after first year: Students would no longer get time off and instead would take a single course in family medicine that is normally part of the second year curriculum.
• Second year: Students take the normal curriculum, but add in (throughout the year) a clinical experience in family medicine (normally part of the third year).

• Third year: Students take regular rotations in fields such as internal medicine, pediatrics and psychiatry. In the eight-week rotation that would otherwise be used for family medicine, the students would take rotations in the parts of the fourth year deemed necessary: intensive care, neurology and geriatrics.
Over all, students will spend slightly less time in the curriculum than do students over four years. Berk said that when he talks with medical educators elsewhere, "everyone has been thinking about the fourth year." He said that the fourth year can be enormously important for some students in planning their careers or having unique experiences in medicine. He spent some of his fourth year while at Boston University's medical school on a Native American reservation. But Berk said that "it depends on the student" and that he believes that some "probably don't need the fourth year."

More links here and who offers 3 year program in USA
https://qrobe.it/search/?q=three-year+M.D.+program&s=sbv2
http://www.nejm.org/doi/full/10.1056/NEJMp1304681
http://well.blogs.nytimes.com/2013/10/24/should-medical-school-last-just-3-years/?_php=true&_type=blogs&_r=0

Medical Professionals Still Among Highest Paid In America

2014-02-28T22:13:00.002-08:00

Medical Professionals Still Among Highest Paid In America
Published: Friday, 14 May 2010 | 1:38 PM ET

When it comes to earning power, having a medical degree still pays off.
The highest earning jobs in 2009 were mostly in the health care field, ranging from surgeons to pediatricians, according to the Bureau of Labor Statistics, which released its annual wages report Friday.

At $219,770, surgeons earned the most on average last year.

Specialists, in particular, earned the most. Surgeons took the lead spot, making an average of $219,770 last year, the highest average salary in the country, according to the government data.

Following them were anesthesiologists, who made an average of $211,750 last year; oral and maxillofacial surgeons at $210,710; and orthodontists at $206,190.

Obstetricians and gynecologists rounded up the top five, both raking in an average of $204,470 in 2009.

Pay Cuts Ahead?
Specialists, however, could see a pay drop in the next couple of years as the health care reform bill, signed into law this year, begins to kick in.

“The bill shifts the money from specialty to primary care,” says Paul Keckley, the executive director of the Deloitte Center for Health Solutions. “The bill says that primary care has been underpaid, and money is being shifted towards them.”

The changes may encourage more medical school students to go into primary care instead of the more lucrative specialist fields, Keckley says.

While primary doctors will most likely see their pay rise, specialists and doctors with their own practices are likely to see about a 2-percent decline in their salary, Keckley says.

“It doesn’t sound big, but if the costs increase like business costs at 3 percent or 5 percent a year, and Medicare pays them less, the doctor has to make that up with commercially insured patients or raise co-pays or find other sources of income, like wellness or nutrients, depending on their specialty,” said Keckley.

Other High-Paying Fields
Outside of health care, the only job that cracked the top ten was chief executive, with an average salary of $167,280 last year.

Further down the list: Lawyers, $129,020, petroleum engineer, $119,960; and engineering managers, $122,810.
Those with their eyes on the sky also made big bucks last year. Airline pilots, including copilots and flight engineers, earned $117,060, while air traffic controllers pulled in $106,990. Astronomers just made it into the six-figure range with $102,740.

In case you are wondering, the lowest-paying jobs were all in the food service industry.

Food preparation workers and servers earned the least in 2009, at just $18,120. Outpacing them were fast-food cooks, who earned $18,230, and dishwashers at $18,330. All were way below the national average of $43,460.

Highest Paid Jobs in USA

1. Surgeons Average annual salary : $219,770
Job details : Operate to treat patient’s injuries or diseases.

2. AnesthesiologistsAverage annual salary : $211,750
Job details : Administer anesthetics during operations or pain relief during other procedures outside the operating room.

4 and 3. Orthodontists and Oral Surgeons
4. Orthodontists Average annual salary : $206,190
Job details : Apply braces or retainers to straighten patient’s teeth.

3. Oral & Maxillofacial Surgeons Average annual salary : $210,710

5. Obstetricians & Gynecologists Average annual salary : $204,470
Job details : Specialize in women’s health; treat and prevent disease related to pregnancy and the reproductive system.

6. Internists, GeneralAverage annual salary : $183,990
Job details : Diagnose and treat diseases of internal organ systems, excluding surgical services.

7. Physicians & Surgeons, All Other Average annual salary : $173,860
Job details : All physicians and surgeons who don’t fall under the main areas of expertise.

8. Chief Executive Officer Average annual salary : $167,280
Job details : Responsible for running a company.

9. Family and general practitioners Average annual salary : $168,550
Job details : Treat a wide range of ailments, from the common cold to broken bones, for the entire family.

10. Psychiatrists Average annual salary : $163,660
Job details : Treat mental illnesses using psychotherapy, psychoanalysis, hospitalization or medication.

11. Pediatricians, General Average annual salary : $161,410
Job details : Work with infants, children and teenagers to diagnose and treat diseases or injuries.

13 and 12. Dentists

13. Specialists Average annual salary : $153,570
Job details : All other specialists who don’t fall under the main areas of expertiseincluding some forms of dentistry.

12. General

14. Podiatrists Average annual salary : $131,730
Job details : Treat foot ailments, ranging from corns and calluses to infections and ingrown toenails.

15. Lawyers Average annual salary : $129,020
Job details : Represent clients in court and provide counsel about their legal rights and liabilities.

16. Natural Sciences Managers Average annual salary : $127,000
Job details : Manage and coordinate research and development in life sciences, physical sciences and other fields.

17. Prosthodontists Average annual salary : $125,400
Job details : Make oral prostheses, such as dentures or implants, to replace missing teeth.

18. Engineering Managers Average annual salary : $122,810
Job details : Oversee and direct employees who design and develop machinery.

19. Computer and Information Systems Managers Average annual salary : $120,640
Job details : Implement and administer technology within their companies.

20. Marketing Managers Average annual salary : $120,070
Job details : Determining the demand for the products a company sells and to research and point out any new customers.

http://www.cnbc.com/id/37151785

Primary Care Loans

2014-02-28T22:12:00.002-08:00

Primary Care Loans

Apply for this loan at the student financial aid office of the school where you are or intend to be enrolled

The Primary Care Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in allopathic or osteopathic medicine. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while in attendance at that school.
Medical students receiving a Primary Care Loan must agree to

enter and complete residency training in primary care within four years after graduation and
practice in primary care for the life of the loan

Eligible Disciplines
Under this program, funds are awarded to accredited schools of

allopathic medicine
osteopathic medicine

Eligible Applicants
You are eligible to apply for this loan at a school that participates in the Primary Care Loan program if you are

A citizen, national, or a lawful permanent resident of the United States or the District of Columbia, the Commonwealths of Puerto Rico or the Marianas Islands, the Virgin Islands, Guam, the American Samoa, the Trust Territory of the Pacific Islands, the Republic of Palau, the Republic of the Marshall Islands and the Federated State of Micronesia.

Frequently Asked Questions
What is the Primary Care Loan Program?
The Primary Care Loan (PCL) program is a low cost federal loan program for medical students committed to primary health care practice. The interest rate is 5 percent and begins to accrue following a one year grace period after you cease to be a full-time student. When compared to other federal student loans and private loans, the PCL provides significant savings. The loan also offers deferment of principal and interest not found in other loan programs.

How much can I borrow?
Your financial aid office will determine how much you can borrow based on your eligibility, the amount of PCL funds available at your institution and other criteria. The maximum award for first- and second- year students is cost of attendance (including tuition, educational expenses, and reasonable living expenses). Amounts beyond this may be awarded to third- and fourth-year students.

How Do I Qualify for a PCL?

Be enrolled as a full-time student in a degree program leading to a doctor of medicine or doctor of osteopathy
Be a United States citizen or eligible non-citizen
Provide financial information about your parents
Demonstrate financial need
Owe no federal grant refund and be in default on no federal loan
Maintain good academic standing
Register with Selective Service if required by law

Why must I provide financial information about my parents to obtain a PCL?
To assist schools in allocating limited PCL funds, Health and Human Services requires parental financial information from all students to determine financial need without regard to age, tax, marital or independent status.
Is there a service requirement for PCL?
YES. You must enter a residency training program in family medicine, internal medicine, pediatrics, combined medicine/pediatrics, preventive medicine, or osteopathic general practice.

You must complete your residency program within four years of graduation.
You must practice in primary health care until the loan is paid in full.
What are some examples of primary health care and non-primary care residency and practice activities for the PCL Program?
PRIMARY HEALTH CARE
ACCEPTABLE
Clinical Preventive Medicine
Occupational Medicine
Public Health
Public Policy Fellowship
Senior Residencies in one of the above
Faculty administrators / policy makers certified
in one of the primary health care disciplines
Geriatrics
Adolescent Medicine
Adolescent Pediatrics
Sports Medicine

NON-PRIMARY HEALTH CARE
NON-ACCEPTABLE
Cardiology
Gastroenterology
Obstetrics/Gynecology
Surgery
Dermatology
Radiology
Rehabilitation Medicine
Psychiatry
Emergency Medicine
Are there exceptions to the primary health care service obligation?
YES, however, your loan repayment obligation remains.
Your primary health care service obligation may be waived if you terminate studies before graduating and do not later resume studies.

Your primary health care service obligation may be suspended for the period you are not enrolled because you have terminated studies before graduating; your obligation is resumed when you return to medical school to complete your studies.
What if I do not fulfill the primary care service obligation?
At the point you fail to fulfill your service obligation, the outstanding loan balance will be computed annually at an interest rate of 18 percent from the date of noncompliance.
What if I accept PCL and change my mind about primary health care?
If you are not firmly committed to the practice of primary health care, you should not accept a PCL.
What if I want additional certification?

You may obtain additional certification in primary health care while fulfilling your service obligation, as long as you complete your primary health care residency program within four years after graduation. For example, if your primary care residency is completed in three years after graduation, you may obtain certification in an area of training to enhance your primary health care practice (i.e., geriatrics) at anytime, and it will be considered an acceptable activity for fulfillment of your service obligation.

When does repayment begin and end?
Repayment begins following a twelve-month grace period after you cease to be a full-time student.
Interest at 5 percent is computed on the unpaid principal balance and begins to accrue upon expiration of your grace period unless you are eligible to defer payment.
Loans are repayable over a period of not less than ten years nor more than twenty five years, at the discretion of the institution.

May payment of my PCL be deferred?
YES. Up to four years in an eligible primary health care residency program.
Up to three years as a volunteer under the Peace Corps Act practicing in an eligible primary health care activity.
Up to three years as a member of a uniformed service. To be eligible for deferment, you must be on sustained full-time active duty practicing in an eligible primary health care activity in the Army, Navy, Air Force, Marine Corps, Coast Guard, National Oceanic and Atmospheric Administration Corps or the U.S. Public Health Service Commissioned Corps.

For periods of advanced professional training in primary health care.
Is a PCL eligible for consolidation?
PCL is not eligible for consolidation because of the service obligation.
What happens to my PCL in the event of death or disability?
Your obligation to repay the loan will be canceled upon receipt of the required documentation in the event of your death or permanent and total disability.
How should I explore whether PCL is right for me?
Talk to primary health care faculty.
Talk to your financial aid office about eligibility and terms and conditions.
Attend primary health care society meetings.

More lnks here
https://qrobe.it/search/?q=Primary+Care+Loans

National Health Service Corps Scholarship Program

2014-02-28T22:09:00.001-08:00

Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

Program Description

The National Health Service Corps offers this scholarship program to students committed to providing primary health care in communities identified as having a shortage of health professionals. The program offers payment of tuition, fees and other reasonable educational costs (e.g., books, supplies, equipment) and includes a monthly stipend for up to four years of education. Scholarship recipients serve in areas of greatest need upon completion of their training (each year of support requires one year of service, with a two-year minimum service commitment).

General Program Requirements

In order to qualify for this benefit program, you must be a US national, citizen or dual citizen who has been accepted or is enrolled in the following primary care disciplines in an eligible degree program at a U.S.-accredited school:

Medicine (MD or DO)

Dentistry (DDS or DMD)

Nurse practitioner

Certified nurse-midwife

Physician assistant

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To start your application process, please visit:
http://nhsc.hrsa.gov/scholarships/applicationprocess/index.html

Program Contact Information

To request an application, call this toll-free number: 1-800-638-0824

For more information on the NHSC Scholarship Program, please visit: http://nhsc.hrsa.gov/scholarships/overview/index.html

How Much Does Medical School Cost?

2014-02-28T22:06:00.002-08:00

Everyone knows that medical school is expensive - but exactly how much is it?

According to the Association of American Medical Colleges, the median tuition in 2012-2013 was $28,719 for resident students at public institutions, $49,000 for nonresident students at public institutions, and $47,673 for students at private institutions. With fees and insurance the cost of attendance is $32,197 and $54,625 for resident and nonresident students at public institutions and $50,078 at private institutions.

The median education debt for indebted medical school graduates in 2012 was $170,000, and 86 percent of graduates report having education debt. Specifically the 2012 the median debt at graduation was $160,000 at public institutions and $190,000 at private institutions.

Medical schools in U.S and Canada are very expensive; over $40, 000 for tuition, plus the cost you have to pay for books and other living fees. And as you may know, the admission for these schools is very hard (requires high G.P.A in college transcript, high test score in MCAT, and limitation of admission for international students). Peter Unger.

Read more: How much does medical school cost in the philippines - specifically, how much does it cost to attend St Luis University in Bagio City Philippines :: GoFTP Answers at http://www.goftp.com/qna/How_much_does_medical_school_cost_in_the_philippines-qna290303.html#q108471

New York

    Albany Medical College $48,226
    Albert Einstein $40,374
    Columbia University $46,212
    Hofstra North Shore-LIJ N/a
    Mount Sinai $38,126
    New York Medical College $45,140
    New York University $42,128
    State University of New York Downstate $24,850
    State University of New York Upstate $24,850
    Stony Brook University $24,850
    University at Buffalo $22,800
    University of Rochester $41,400
    Weill Cornell Medical College $45,543

For a comparison of other states
- See more at: http://doctorpremed.com/medical-school-tuition.html#sthash.S6l6NgTx.dpuf

FINANCING MEDICAL SCHOOL

2014-02-28T21:50:00.000-08:00

FROM RURAL DOCTORING

In a previous post I discussed the true cost of medical school. I am not going to cover the same ground here, although I encourage prospective medical students to consider the opportunity cost of medical school before they commit to medical training. Once you have made the commitment, I recommend beginning the financial aid process as soon as you have accepted admittance to a school. The financial aid landscape is always changing, so I won't get too specific here. However, there are a number of scholarship opportunities for potential rural doctors who are fairly certain they plan to practice rural medicine:

Primary Care Loans: These are low-interest loans given to applicants who are committed to practicing primary care in any demographic setting, and so are not limited to doctors in rural practice. They require the applicant to work in a primary care setting (i.e. not hospitalist) until the loans are repaid in full. Early termination of primary care service carries a heavy penalty in the form of an 18% interest rate.
http://onestop.umn.edu/finances/financial_aid/loans/university_administered/pcl/index.html
(read more at end of article)
National Health Service Corps Scholarship Program: This is the same organization that funds a loan-repayment program for primary-care physicians. The scholarship program is more generous, providing "full tuition and fees, twelve monthly stipend payments, and other reasonable educational expenses" during medical school. The repayment period begins after completing residency and requires one year of service in a Health Professionals Shortage Area (HPSA) for every year of scholarship support, with a minimum service period of two years. The advantage of the scholarship program over the loan repayment program is immediate payment of tuition and fees, so the applicant does not accrue compounded interest on their loans during residency. The total amount awarded tends to be greater, because the one-to-one scholarship repayment period applies even if the program paid for higher private medical school tuition. Again, failure to enter an eligible HPSA position after residency carries heavy repayment penalties.
Read more about the program here http://www.raconline.org/funding/funding_details.php?funding_id=311
State-specific scholarship programs: If you plan to work in the same state as your medical school, there may be smaller scholarship programs available to you in exchange for a period of service to the state after you complete residency. Consult your financial aid office for details on these types of programs.
http://www.simmons.edu/shs/admission/finaid/scholarships.shtml
http://www.ahec.buffalo.edu/careers.htm
http://services.aamc.org/fed_loan_pub/index.cfm?fuseaction=public.program&program_id=104
Nursing Education Loan Repayment Program

I usually recommend loan repayment rather than scholarship programs for most applicants. The language of the scholarship program is fairly restrictive and you will be in a major bind if you decide against practicing in an HPSA area. However, if you choose to attend a high-tuition private medical school, an NHSC scholarship provides immediate funding and the best year-for-year repayment ratio.

Links to read more
https://qrobe.it/search/?q=RURAL+DOCTORING+SCHOLARSHIPS&s=sbv2
http://www.ehow.com/list_6560251_medical-scholarships-rural-areas.html
http://www.umc.edu/mrpsp/
http://www.idph.state.il.us/about/rural_health/rural_scholarship.htm
http://www.upstate.edu/com/special_opps/rmed/scholars.php