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<title>MedicareColorado.com — Your Guide to Medicare in Colorado</title>
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<script type="application/ld+json">{"@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [{"@type": "Question", "name": "What is Medicare?", "acceptedAnswer": {"@type": "Answer", "text": "Medicare is the federal health insurance program for people 65 and older, and certain younger people with disabilities. It covers hospital care (Part A), medical services (Part B), and prescription drugs (Part D)."}}, {"@type": "Question", "name": "How many people are enrolled in Medicare in Colorado?", "acceptedAnswer": {"@type": "Answer", "text": "Over 900,000 Colorado residents are currently enrolled in Medicare."}}, {"@type": "Question", "name": "What is the Part B premium for 2026?", "acceptedAnswer": {"@type": "Answer", "text": "The standard Medicare Part B premium for 2026 is $202.90 per month."}}, {"@type": "Question", "name": "When is Medicare open enrollment?", "acceptedAnswer": {"@type": "Answer", "text": "The Annual Election Period runs from October 15 through December 7 each year. Changes take effect January 1."}}]}</script>
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.co-callout h3 { color: #fff; margin-bottom: 16px; font-size: 1.4rem; }
.co-callout p { color: rgba(255,255,255,0.8); font-size: 16px; line-height: 1.7; }
.co-callout .btn-primary {
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.co-callout .btn-primary:hover { background: #F5F1EB; color: #1E4A16; }
.co-callout .fine-print { font-size: 13px; color: rgba(255,255,255,0.5); margin-top: 14px; margin-bottom: 0; }

.cities-section { padding: 100px 24px; background: #F0ECE4; }
.cities-grid {
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}
.city-card {
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  transition: all 0.3s cubic-bezier(0.22, 1, 0.36, 1);
  display: block;
}
.city-card:hover {
  box-shadow: 0 8px 28px rgba(0,0,0,0.07);
  transform: translateY(-3px);
}
.city-name {
  font-family: 'Lora', serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: #1E4A16;
  margin-bottom: 4px;
}
.city-sub { font-size: 13px; color: #9A9A9A; }

.costs-section { padding: 100px 24px; background: #FDFAF6; }
.costs-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.cost-card {
  background: #fff;
  border: 1px solid rgba(0,0,0,0.05);
  border-radius: 20px;
  padding: 36px;
  text-align: center;
  transition: all 0.3s cubic-bezier(0.22, 1, 0.36, 1);
}
.cost-card:hover { box-shadow: 0 8px 32px rgba(0,0,0,0.06); transform: translateY(-2px); }
.cost-amount {
  font-family: 'Lora', serif;
  font-size: 3rem;
  font-weight: 700;
  color: #1E4A16;
  margin-bottom: 4px;
  letter-spacing: -1px;
}
.cost-label { font-size: 16px; color: #4A4A4A; margin-bottom: 4px; font-weight: 500; }
.cost-year { font-size: 13px; color: #9A9A9A; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; }

.cta-banner {
  padding: 100px 24px;
  background: linear-gradient(160deg, #1E4A16, #2D5A22 40%, #3A7230 100%);
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
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  position: absolute;
  top: -200px;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 60%);
  pointer-events: none;
}
.cta-banner h2 { color: #fff; font-size: 2.6rem; margin-bottom: 16px; }
.cta-banner p { color: rgba(255,255,255,0.75); font-size: 1.15rem; margin-bottom: 40px; max-width: 500px; margin-left: auto; margin-right: auto; }
.cta-banner .btn-primary {
  background: #fff;
  color: #1E4A16;
  font-size: 17px;
  padding: 18px 44px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}
.cta-banner .btn-primary:hover { background: #F5F1EB; color: #1E4A16; }

.site-footer {
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  color: #999;
  padding: 72px 24px 36px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr 0.8fr;
  gap: 48px;
  max-width: 1140px;
  margin: 0 auto;
}
.footer-brand p { font-size: 14px; line-height: 1.8; color: #777; }
.footer-logo-img {
  height: 48px;
  width: auto;
  margin-bottom: 20px;
  
}
.footer-col h4 {
  font-family: 'Open Sans', sans-serif;
  font-size: 12px;
  font-weight: 700;
  color: #ccc;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 20px;
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 12px; }
.footer-col ul a { color: #777; font-size: 14px; transition: color 0.25s; }
.footer-col ul a:hover { color: #fff; }
.footer-bottom {
  max-width: 1140px;
  margin: 48px auto 0;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
}
.footer-disclaimer { font-size: 12px; color: #555; line-height: 1.8; max-width: 700px; }
.footer-disclaimer a { color: #666; text-decoration: underline; }

@media (max-width: 1000px) {
  .tools-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  h2 { font-size: 1.8rem; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero { padding: 60px 24px 100px; }
  .hero h1 { font-size: 2.4rem; }
  .parts-grid { grid-template-columns: repeat(2, 1fr); }
  .co-grid { grid-template-columns: 1fr; }
  .cities-grid { grid-template-columns: repeat(2, 1fr); }
  .costs-grid { grid-template-columns: 1fr; }
  .tools-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
  .nav-links { display: none; }
  .menu-toggle { display: block; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: rgba(253,250,246,0.98);
    backdrop-filter: blur(20px);
    padding: 24px;
    border-bottom: 1px solid rgba(0,0,0,0.06);
    box-shadow: 0 12px 32px rgba(0,0,0,0.08);
    gap: 16px;
  }
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      <div class="hero-eyebrow">Medicare in Colorado</div>
      <h1>Navigate Medicare with <span class="accent">confidence</span></h1>
      <p>Whether you're turning 65 or exploring your options, we'll help you understand your Medicare choices — with guidance specific to Colorado residents.</p>
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      <h2>Find the right Medicare plan</h2>
      <p>Free tools and licensed Colorado agents ready to help you compare coverage and costs.</p>
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        <h3>2026 costs</h3>
        <p>Premiums, deductibles, and out-of-pocket maximums for the year.</p>
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        <div class="part-letter green">A</div>
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        <div class="part-letter clay">C</div>
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        <p class="part-desc">Bundles Parts A, B, and usually D in one plan. Often includes dental and vision.</p>
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        <p class="part-desc">Covers prescription medications through private plans. Essential for drug costs.</p>
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      <h2>Resources for Colorado residents</h2>
      <p>Colorado has unique programs and rules that affect your coverage.</p>
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            <p>Colorado's Medicaid program. Dual-eligible beneficiaries may qualify for additional benefits.</p>
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            <h4>Colorado SHIP program</h4>
            <p>Free, unbiased Medicare counseling through the State Health Insurance Assistance Program.</p>
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            <h4>Colorado Medigap rules</h4>
            <p>State-specific regulations around enrollment, guaranteed issue rights, and plan availability.</p>
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            <h4>Prior authorization in Colorado</h4>
            <p>Which services need prior auth and how to navigate the process under your plan.</p>
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        <h3>Not sure where to start?</h3>
        <p>A licensed Colorado Medicare agent can review your situation, compare plans in your county, and help you enroll — all at no cost to you.</p>
        <p class="fine-print">Agents are compensated by insurance carriers, not by you.</p>
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      <a href="/colorado-cities/" style="font-weight:600; font-size:15px; color:#4B8B3B; text-decoration:none; display:inline-flex; align-items:center; gap:6px;">View all 64 Colorado counties <svg width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><line x1="5" y1="12" x2="19" y2="12"/><polyline points="12 5 19 12 12 19"/></svg></a>
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      <h2>What does Medicare cost?</h2>
      <p>Key numbers every Colorado beneficiary should know.</p>
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        <div class="cost-amount">$202.90</div>
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        <div class="cost-year">Standard 2026</div>
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      <div class="cost-card reveal reveal-delay-2">
        <div class="cost-amount">$283</div>
        <div class="cost-label">Part B annual deductible</div>
        <div class="cost-year">Before Medicare pays</div>
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      <div class="cost-card reveal reveal-delay-3">
        <div class="cost-amount">$0</div>
        <div class="cost-label">Part A premium</div>
        <div class="cost-year">With 40+ work credits</div>
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    <h2>Ready to find the right plan?</h2>
    <p>Talk to a licensed Colorado agent for free. Compare plans, understand costs, enroll with confidence.</p>
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    <p style="margin-top:16px; font-size:13px; color:rgba(255,255,255,0.45);">You can also visit <a href="https://www.medicare.gov" target="_blank" rel="noopener" style="color:rgba(255,255,255,0.55);">Medicare.gov</a> or call <span style="color:rgba(255,255,255,0.55);">1-800-MEDICARE</span> (<a href="tel:1-800-633-4227" style="color:rgba(255,255,255,0.55);">1-800-633-4227</a>) for help with plan choices.</p>
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