Mel's Columbia, SC Blog

2012 Real Estate Forecast: Outlook from RE/MAX Agents

noreply@blogger.com (Mel Coker) — Wed, 18 Jan 2012 17:02:00 +0000

A survey of RE/MAX agents in December 2011 revealed the following:

39% of RE/MAX agents believe that prices have already hit bottom
Nearly three-fourths of agents say their markets will have emerged from declining home prices by the end of 2012
62.1% of agents predict good to very good sales in 2012
Half of closings were significantly delayed due to bank procedures (22.7%), financing (14.5%) and appraisals (8.7%)

CLICK: RE/MAX Agents 2012 Real Estate Forecast

CLICK on link above for complete graphic

Mel Coker

Columbia, SC Realtor

RE/MAX Metro Associates

(803) 223-6214

Columbia, SC real estate

LOW Mortgage Rates!

noreply@blogger.com (Mel Coker) — Thu, 12 Jan 2012 18:17:00 +0000

With historically low mortgage rates available now, you're able to save BIG money on your mortgage loan, or buy more home than you could in the past for the same dollars. It's a great time to buy a home. Don't procrastinate, get started now.

Call or email Mel Coker to buy a home in the Greater Columbia (S.C.) area.
Office: (803) 223-6214
email
Columbia, SC real estate website
Columbia, SC MLS Search

Interest rates today are at 4.0% (or lower) for a fixed rate 30 year mortgage. Visit my mortgage professionals page to contact a Columbia area mortgage professional:
www.ColumbiaSouthCarolina.com/homes/mortgage.html

Savings Example: (these LOW rates can save you BIG money)
$150,000 mortgage amount with 30 year fixed mortgage at 4.0%
$716.12 monthly (principal and interest only PI)
Back in late 2008, this mortgage would have been at 6.0%
$899.33 monthly (P&I only)
Monthly savings = $183.21
Savings over 30 years = $65,956

Mortgage rate (30 year fixed) Since January 2007
from www.Bankrate.com

Reproduced with the permission of Mortgage-X.com

Mel Coker
Columbia, SC Realtor
RE/MAX Metro Associates

Mortgage calculator and Mortgage rates

noreply@blogger.com (Mel Coker) — Tue, 10 Jan 2012 23:44:00 +0000

Mortgage rates are at historical lows!
NOW is the time to buy a home. Want excellent mortgage contacts for Columbia, SC?
Visit this webpage: http://www.columbiasouthcarolina.com/homes/mortgage.html

Use this excellent mortgage calculator:

Mortgage Calculator

<p><p>Your browser doesn't support frames. Visit <a href="http://www.zillow.com/mortgage-calculator/#{scrnnm=melcoker}" target="_blank" style="text-decoration:none; font-size:9pt; font-weight:bold;">Zillow Mortgage Calculators</a> to see this content. </p></p>

Mortgage Loan Rates

Mel Coker
RE/MAX Metro Associates
Columbia, SC real estate
(803) 223-6214 (Mel's office)

2012 Real Estate Outlook from RE/MAX

noreply@blogger.com (Mel Coker) — Sun, 08 Jan 2012 21:08:00 +0000

RE/MAX 2012 Top 10 Housing Predictions

Dave Liniger, the RE/MAX Chairman and Co-Founder (along with his wife), talks about his Top 10 Predictions for 2012. He also discusses his ideas on how to speed up the recovery. Take 3 minutes (and 16 seconds) to watch this interesting video.

CLICK HERE: Dave Liniger's Top 10 Predictions for Real Estate in 2012

Mel Coker
RE/MAX Realtor in Columbia, SC
RE/MAX Metro Associates
Columbia, SC real estate
(803) 223-6214 (office)

RE/MAX Hot Air Balloon

noreply@blogger.com (Mel Coker) — Tue, 03 Jan 2012 15:53:00 +0000

One of the major assets I use in my marketing is the RE/MAX balloon. I use it on my websites, some clothing and caps, business cards, brochures, and more. I have even sponsored a RE/MAX balloon event at my daughter's school previously. Did you know this is one of the most recognized marketing images in the United States?

The RE/MAX Hot Air Balloon, the most recognizable RE/MAX image, debuted at the Albuquerque International Balloon Fiesta in 1978. The balloon's prolific image has appeared on countless yard signs, bus benches and billboards, as well as in television and print advertising campaigns since that time. Like other household names, the RE/MAX Balloon has helped the brand stay in the forefront of consumers' minds. The RE/MAX Hot Air Balloon fleet has more than 100 balloons flying in nearly two-dozen countries across the globe. It's one of the largest hot air balloon fleets in the world, and the largest fleet in North America.

Ballooning with RE/MAX brochure
(about Hot Air Ballooning)

Mel Coker
RE/MAX Metro Associates
(803) 223-6214
Columbia SC Real Estate

Happy New Year!

noreply@blogger.com (Mel Coker) — Sat, 31 Dec 2011 02:05:00 +0000

Happy New Year 2012 - from Mel Coker in Columbia, SC!

Barbara and I are bringing in the New Year in Surfside Beach (SC), but, we will be back to Columbia on Monday to watch the Gamecocks play Nebraska in the Capital One bowl on ESPN.

Top New Year's Resolutions

Get Fit - Start working out / work out more
Save Money / More Responsible with Cash
Spend more and better family time
Quit smoking
Volunteer for community service
Eat better - less or no fried food and plenty of fruits/vegetables
Lose weight - Yes, Americans are typically too overweight
Better work/life balance
Get organized
Read more

Got your resolutions figured out for 2012? I've set personal, health/exercise and real estate business goals.

Mel Coker

Merry Christmas!

noreply@blogger.com (Mel Coker) — Wed, 28 Dec 2011 23:17:00 +0000

A belated Merry Christmas! We were in Cancun for a vacation and arrived back in the USA just two days before Christmas, so I got behind a bit with my blogging. We had a very nice Christmas and I hope you and your family have had a nice Christmas season as well.

Merry Christmas and Happy New Year!

Barbara and Mel in Cancun - Dec. 20, 2011

Mel, Barbara and Kelly - Christmas Day 2011

Please keep following my blog in the New Year... 2012! Good stuff is on the way such as real estate reports, new home communities, Columbia news and events, energy savings ideas, an upcoming Mel Coker client/friend event, Lake Murray news and events, vacation ideas and much more.

Mel Coker
Columbia, SC Realtor
RE/MAX Metro Associates
(803) 318-2007
email

Lake Murray: Visit Mel Coker's Lake Murray Website and Blog

noreply@blogger.com (Mel Coker) — Thu, 08 Dec 2011 13:44:00 +0000

What's there... always cool and interesting Lake Murray information.

At the Lake Murray blog NOW:
CLICK: LakeMurrayBlog.com
Lake Murray's Birthday! (81 years old)
Virtual Neighborhoods
Lake Murray Scenes
Lake Murray Access Home for Sale near Chapin (with pool)
Lake Murray Restaurants

At the Lake Murray website NOW:
CLICK: LakeMurray-SC.com
The best Lake Murray information including: Dreher Shoals Dam history, Walk the Dam, Lake Murray-s B-25 Bomber, Lake Murray Restaurants, Lake Murray fishing, boating safety, Purple Martins at Lake Murray, P-Nut man at the dam, Lake Murray weather and more

Lake Murray - South Carolina's Awesome Lake!

Mel Coker
Columbia and Lake Murray Realtor
RE/MAX Metro Associates
(803) 388-8011
Mel Coker's email
Columbia Real Estate
Columbia MLS Search

Columbia, SC Real Estate

noreply@blogger.com (Mel Coker) — Thu, 08 Dec 2011 13:15:00 +0000

Need a Professional Realtor for Greater Columbia?
Contact Mel Coker - A life-long resident of the Columbia area
CLICK for my brochure

Happy Thanksgiving

noreply@blogger.com (Mel Coker) — Wed, 23 Nov 2011 13:31:00 +0000

Happy Thanksgiving from the Coker family in Columbia, South Carolina!

I did some reading today on the orgins of Thanksgiving Day in the United States. Thanksgiving Day began as a tradition at the end of the harvest season to express thanks for one's material possessions and spiritual blessings.

The first recorded Thanksgiving ceremony took place on September 8, 1565, when 600 Spanish settlers, under the leadership of explorer Pedro Menendez de Aviles landed at St. Augustine, Florida, and immediately held a Mass of Thanksgiving (with a feast and celebration) for safe delivery to the New World. In 1621, the Plymouth colonists and Wampanoag Indians shared an autumn harvest feast that is acknowledged today as one of the first Thanksgiving celebrations in the colonies.

As President, on October 3, 1789, George Washington made a proclamation and created the first Thanksgiving Day designated by the national government of the United States of America. Thanksgiving Day has been a holiday in the United States since 1863.

The History of Thanksgiving: The History Channel

Click here to read more on the orgins of Thanksgiving Day in the United States.

Mel Coker

Columbia, SC
http://www.melcoker.com/

Start a NEW Neighborhood!

noreply@blogger.com (Mel Coker) — Sat, 19 Nov 2011 20:19:00 +0000

I started a new neighborhood this past week and you can too! I started an online virtual neighborhood for the area where we live. It's a new internet technology available at http://www.nextdoor.com/ . Unfortunately, you can't visit my neighborhood because it's private and only available by invitation to those that acutally live in the neighborhood that I defined by property boundaries.

Want to be civic minded and a "good neighbor"? Start your own NextDoor.com neighborhood for your subdivision or neighborhood area. It's easy. I did it this week and got the word out by distributing flyers (available through the website), sending emails to folks I already knew and mailing a few postcards. The whole thing is FREE and there are free resources to help you get started. It will take time to build up the neighborhood, but, the first step is to just get started.
www.nextdoor.com/new

Here is an aerial view of my new neighborhood and color representations of those that have registered:

My "NextDoor.com" Virtual Neighborhood near Chapin, SC

Watch the video that explains NextDoor.com

There are 105 homes in our neighborhood and already I've seen at least two examples of people communicating and discovering new friends just down the street or across a lake cove as neighbors. At a minimum, this is a great neighborhood directory, but it can be much more: post service/business recommendations, post news/events and post items for sale or give-away, etc.

Mel Coker
Columbia, SC Real Estate
RE/MAX Metro Associates
(803) 388-8011

Best Mortgage Calculator

noreply@blogger.com (Mel Coker) — Tue, 15 Nov 2011 02:49:00 +0000

My wife and I have a 15-year mortgage. As of this month, we have made 103 payments. Now, we're wanting to make a few periodic payments to pay off our mortgage early (not a higher monthly payment from here on out, but probably 2 fairly large pre-payments over the next year. How will this impact our mortgage amortization schedule?

Using the following link, this is easy to calculate with the great extra payment mortgage calculator at Mortgage-X.com . The calculator lets you determine monthly mortgage payments (basic amortization schedule), find out how your monthly, yearly, or one-time pre-payments influence the loan term and the interest paid over the life of the loan, and see complete amortization schedules. This is really cool!

http://mortgage-x.com/calculators/extra_payment_calculator.asp

Use it and mark it as a "Favorite". You will likely want to come back to this great amortization calculator!

Over the past 8 1/2 years we have not made any pre-payments. But, by making my anticipated 2 large prepayments over the next year, I will save $15,499 in interest charges and pay off my loan 4 years and 2 months earlier! Use this calculator in helping make smart financial decisions!

Mel Coker
Columbia, SC real estate
RE/MAX Metro Associates
(803) 223-6214

CHAPIN, SC HOME FOR SALE - Lake Murray Access

noreply@blogger.com (Mel Coker) — Wed, 09 Nov 2011 13:53:00 +0000

NEW LISTING!

All Brick Home with Lake Murray Access (Chapin, SC)

CLICK HERE for more information

I've just listed for sale a beautiful home in Magnolia Key subdivision with easy Lake Murray access. This wonderfully maintained all brick home has 4 bedrooms and 3 1/2 bathrooms. Other features include: gleaming hardwood floors in the foyer, great room, formal dining room and kitchen; kitchen has granite counters and gas stove cooktop and a breakfast area; central vac and much more. This home is priced right at $325,000. Call Mel Coker today for an appointment to see this home.

Enjoy the beautiful backyard oasis from the large (11'x15') screened porch or deck. The focal point of the backyard is the 16' x 32' in-ground pool. It's a wonderful home retreat for family fun.

Lake Murray - South Carolina's Beautiful Lake!

Easily enjoy LAKE MURRAY while living in this home - the community has a private boat ramp for homeowners only and there is boat storage in the community. Just 3 minutes away is the Timberlake Marina with reasonably price boat slip availability. Also, at this same location is Lake Murray's only golf course, Timberlake Country Club.

Lake Murray was named to the list of "Ten Best Places to Live and Boat" by Boating Magazine earlier this year. I personally can endorse this as I live on Lake Murray myself in the Chapin area. Lake Murray living is great! Visit my Lake Murray website for more information.

Need more information or wish to schedule an appointment? Call Mel Coker at (803) 388-8011 or visit my virtual tour for this home.

Mel Coker
RE/MAX Metro Associates
(803) 388-8011
Columbia / Lake Murray Real Estate

October 2011 National Housing Report

noreply@blogger.com (Mel Coker) — Sat, 05 Nov 2011 13:20:00 +0000

National Housing Report
A New Blog Series from Mel Coker - Columbia, SC Realtor

The September 2011 RE/MAX National Housing Report, a survey of housing data from 53 metropolitan areas, shows that the number of home sales were 7.6% higher than September 2010. However,
home prices continued a slight downward trend, falling 3.3% from last year.

CLICK HERE TO READ THE REPORT

Click on link above to read this two page summary report

Back from a Cruise to The Bahamas

noreply@blogger.com (Mel Coker) — Sat, 05 Nov 2011 13:14:00 +0000

I've gotten behind on my blogging with a recent flurry of real estate activity and just getting back from a fun cruise to The Bahamas! First a quick cruise report...

Barbara - Nassau, The Bahamas

We left Friday, October 28th for a 5 night cruise to The Bahamas on the Carnival Fantasy. Although the weather was not great, we still had a fun time. We have two future cruises scheduled: one in late January and another for October 2012 (also during Halloween). Interested in going? If so, please email and I will provide the details. I've gotten excited recently about cruising with two future booked cruises, I've added my own cruising blog. Check it out here: http://www.cruisingcentral.blogspot.com/ . I have some really cool cruise links too.

Here is a link to my cool Animoto Cruise Video:

Mel and Barbara in Nassau, The Bahamas

Breakfast at Sea!

OPEN HOUSE: Lost Creek Patio Homes (October 12, 2011)

noreply@blogger.com (Mel Coker) — Tue, 11 Oct 2011 11:38:00 +0000

Breakfast Open House: Lost Creek Patio Homes (Columbia, SC)
Wednesday, October 12th from 9:00 a.m. - 10:30 a.m.

Stop by to see two beautiful homes in this very popular patio home community in the Irmo area. Located off Lost Creek Drive near Harbison State Forest, this community is convenient to shopping, medical facilities, Lake Murray and downtown Columbia. All homes in the community are brick construction and have private backyards.

Directions: exit 102B from I-26 to end of Lake Murray Blvd (East); right onto Broad River Road; left at Lost Creek Drive (2nd traffic light); continue to entrance to Lost Creek Patio Homes on left.

Your Realtor hosts, Mel Coker and Suzanne Haygood, will be at their Lost Creek Patio Home listings serving doughnuts, danish, coffee and orange juice on Wednesday morning (Oct. 12) from 9:00 to 10:30. Please stop by to see these nice homes. NOW is the time to buy with incredibly LOW mortgage interest rates.

406 Patio Drive in Lost Creek Patio Homes Community

401 Patio Place - MLS#296614
2 bedrooms, 2 bathrooms
app. 1500 square feet; 1 car garage
$133,800
Agent: Suzanne Haygood - EXIT Real Estate Consultants

406 Patio Drive - MLS#293204
2 bedrooms, 2 bathrooms
app. 2257 square feet; 2 car garage
$169,000
Agent: Mel Coker - RE/MAX Metro Associates
Co-host: Randy Brown - Mortgage Options (803) 732-5787
Virtual Tour

Mel Coker
RE/MAX Metro Associates
Columbia, SC Real Estate
(803) 388-8011

#1 on the Internet!

noreply@blogger.com (Mel Coker) — Tue, 11 Oct 2011 10:59:00 +0000

BEST of the Internet

Top Ten United States Websites:

Google.com
Facebook.com
Yahoo.com
YouTube.com
Amazon.com
Wikipedia.com
Twitter.com
Blogger.com
eBay.com
Craigslist.org

Top Five Real Estate

Realtor.com
Zillow.com
Trulia.com
Homes.com
REMAX.com

Top National Residential

REMAX.com

Top Columbia, SC Real Estate

Mel owns a number of real estate related domains, plus has a presence at many other sites including, remax.com, realtor.com, trulia.com, zillow.com, realbird.com, realtytimes.com and others.
CLICK HERE to see Mel Coker's Columbia, SC real estate websites

rankings by analysis and opinion

Mel Coker
Columbia, SC Realtor
RE/MAX Metro Associates
(803) 223-6214

Why use a REALTOR in a Real Estate Transaction?

noreply@blogger.com (Mel Coker) — Sun, 09 Oct 2011 19:51:00 +0000

All real estate agents ARE NOT the same!

Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84 percent of home buyers would use the same REALTOR® again.

Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.

Last year, a large independent real estate company in the Greater Columbia area dropped out of the Realtor organization. With this dubious move, all agents in their company instantly became real estate sales agents rather than professional Realtors. Obviously this was done as a measure to allow agents that don't sell many homes to "save" money. Maybe these agents should not be in the real estate field if they cannot afford this one important "expense" to be in the real estate business. Yes, it does cost individual agents some money to be a member of the National Association of Realtors - but, there are many benefits to the agent and their clients. First for consumers, an obligation by a Professional Realtor to follow a strict Code of Ethics. There is more, including: more professional training opportunties, more Internet presence as a benefit for listing marketing, and, support of important national and local political issues that support homeownership (Washington politicians are always thinking of stupid ideas that will hurt home ownership).

When you work with a Greater Columbia, SC real estate sales agent, make sure that agent is listed as a Professional Realtor at Realtor.com. Check your "sales agent" out to be sure they are a Professional Realtor!

Mel Coker IS a professional Realtor! Mel is a member of the National Association of Realtors, South Carolina Association of Realtors and Central Carolina Realtors Association. Mel Coker believes in ongoing professional education and holds the following important real estate designations: CRS, ABR, GRI, SRES and e-PRO.

View Mel's Profile at Realtor.com

View a website listing Mel's Internet Presence (it is substantial!)

Mel Coker
RE/MAX Metro Associates
All offices are independently owned and operated
(803) 388-8011

Extreme Makeover Home Edition in Columbia, SC?

noreply@blogger.com (Mel Coker) — Fri, 07 Oct 2011 14:59:00 +0000

Extreme Makeover Coming to South Carolina

"Move that bus!!!" may be coming to Columbia, SC very soon!

Due to my Internet marketing for Columbia, SC real estate, I've been contacted by the show producers seeking my help in finding someone whose home deserves an Extreme Makeover. Ty Pennington and his crew have been all across the map and they are ready to drive that famous bus into central South Carolina.

What does it take to be picked for an Extreme Makeover?

We are in search of deserving families and deserving people - people who have amazing strength of character and who put their own needs aside to help others. Whether it’s a mom, a soldier, a teacher, or a fireman, we think deserving families are families who inspire those around them. In addition, the producers are looking for families whose houses need major alterations or repair- homes that present serious problems for the family and affect the family's quality of life.
ACT Quickly!

The deadline: for nominations is October 14, 2011. BUT Don’t Delay! Please send story submissions as soon as possible!

CLICK HERE for more information

Mel Coker
Columbia SC Real Estate
(803) 223-6214
RE/MAX Metro Associates

Change Your Home Air Filters!

noreply@blogger.com (Mel Coker) — Fri, 30 Sep 2011 02:38:00 +0000

Is it time (or past time) for you to change your home HVAC air filters? I change mine every 3 months and to keep it easy, I change on these dates: March 31, June 30, September 30 and December 31st.

I've seen dirty filters like this many times

Changing your home air filters may be the easiest and least inexpensive home maintenance chore that YOU can do yourself. I see way too many dirty air filters in homes that I show to prospective home buyers (some have not been changed in years). Changing your filter regularly will help in keeping clean air in your home AND protect your HVAC equipment.

I highly recommend buying premium filters. An electrostatic air filter with a MERV (Minimum Efficiency Reporting Value) rating of 11 or higher better protects your inside living environment and your HVAC equipment. A MERV number is used to help compare filters. The MERV efficiency rating is the filters ability to capture specific micron sized particles. A higher MERV rating indicates a better performing filter. A typcial $1 fiberglass filter will have a MERV rating of 1 or so.

Mel changing out a NordicPure Filter - EASY!

I buy premium NordicPure filters directly from the manufacturer and SAVE. These are about 1/2 the price of similar filters in home improvement stores and are shipped FREE. I change two filters each quarter in my home, so I buy 12 each time I have to re-order.

CLICK HERE to buy NordicPure filters at discount pricing with FREE shipping
TIP: enter 449600 in coupon code field on your first order and receive one FREE filter (offer may expire)

NordicPure filters arrive 6 to a box

Change your home air filters regularly!

Amazon Kindle Fire

noreply@blogger.com (Mel Coker) — Thu, 29 Sep 2011 02:40:00 +0000

Just Announced Today: Amazon's NEW Kindle FIRE!

Available NOW for pre-order. Just CLICK HERE:
Kindle Fire, Full Color 7" Multi-touch Display, Wi-Fi

Ultra-fast web browsing, movies, apps, games, reading, music and more

Shipping starts November 15th - Orders are prioritized on a first come, first served basis. Order NOW for Christmas gifts!

Read about Amazon Silk web-browsing

Mel Coker - Selling White Houses!

noreply@blogger.com (Mel Coker) — Wed, 28 Sep 2011 13:46:00 +0000

OK, there's one White House I can't sell...

Estimated Value $292.5 Million; 132 rooms; large master bedroom; 16 guest rooms; 35 bathrooms; 3 kitchens; 3 elevators; 28 fireplaces; underground bunker and much more on 18 acres

But, I do sell white homes all over Greater Columbia. See an example below:

Lexington area White Home for sale; 4 bedrooms, 2864 square feet; asking $221,798

Call Mel Coker to buy ANY color home in Greater Columbia. Call (803) 223-6214

Columbia, SC real estate

Mel Coker

Realtor, CRS, ABR, GRI, SRES, e-PRO

New Columbia Homeowners!

noreply@blogger.com (Mel Coker) — Wed, 28 Sep 2011 02:26:00 +0000

Ready to sign closing papers - Notice RE/MAX billboard!

Congratulations to the Collins family on closing on their new home in the Columbia area yesterday! They relocated from Utah and found their Columbia Realtor, Mel Coker, online. When you are ready to buy in Columbia, SC, be sure to contact Mel Coker.

Signing Closing Papers with Attorney Tom Anderson

Call Mel Coker at (803) 388-8011.

Mel Coker
Columbia, SC Real Estate
RE/MAX Metro Associates

Mel Knows Columbia Real Estate

noreply@blogger.com (Mel Coker) — Thu, 22 Sep 2011 22:47:00 +0000

I saw this t-shirt in Cancun, Mexico week before last... of course, I had to buy it.
CLICK for my Animoto Video for our vacation

But, I do know something about Columbia (SC) real estate, AND, Lake Murray, Irmo, Chapin, Lexington and Northeast Columbia. When you need to relocate and buy in the Greater Columbia area, call Mel Coker.

Mel Coker
RE/MAX Metro Associates
(803) 388-8011
Columbia Real Estate

Home Ownership

noreply@blogger.com (Mel Coker) — Wed, 21 Sep 2011 12:01:00 +0000

More pictures and video from the National Association of Realtors Home Ownership Matters Bus Rally at the South Carolina Association of Realtors office in Columbia on Monday, September 19th.

Your vote matters next November 2012 - Congress is looking to reduce and/or eliminate various provisions of law that will hurt home ownership. The housing market has suffered long enough. We do not need more interference from the White House and Congress. The housing recovery is KEY to an economic recovery.


Mel Coker attends the NAR Home Ownership Bus Rally in Columbia, SC on September 19th