News, articles and information about merchant accounts and credit card processing for Canadian businesses. http://www.merchant-accounts.ca/merchant-accounts-videoBlogPodcast.php http://blogs.law.harvard.edu/tech/rss Fri, 11 Nov 2011 18:40:01 -0500 Fri, 11 Nov 2011 18:39:25 -0500 FeedForAll v2.0 (2.0.3.1) unlicensed version http://www.feedforall.com It's time for the first contest of the new year. In fact, we are planning on running this as an ongoing contest with a chance to win each month. By simply following us on Facebook, recommending us to a friend, or interacting with a question on our wall you will have the chance to have your monthly fee waived. http://www.merchant-accounts.ca/free_month_drawing.php http://www.merchant-accounts.ca/free_month_drawing.php Wed, 18 Jan 2012 09:00:00 -05000 We have recently chosen McAfee to provide PCI scanning services for our clients. McAfee is one of the most recognized names in internet security, and has a fantastic offering for small businesses that want to ensure a secure online transaction environment. http://www.merchant-accounts.ca/why_we_chose_mcafee_for_pci_scanning.php http://www.merchant-accounts.ca/why_we_chose_mcafee_for_pci_scanning.php Wed, 7 Dec 2011 09:00:00 -05000 We've recently launched the latest version of the Merchant Accounts.ca contest, along with a contest for readers with an astute eye. http://www.merchant-accounts.ca/website-relaunch.php http://www.merchant-accounts.ca/website-relaunch.php Tue, 6 Dec 2011 09:00:00 -0500/pubDate> When setting up a new account some of our customers become concerned about configuring their store in the best way possible. This can be challenging if you are in the startup phase because you often don't know exactly where your products or services may gain traction and become popular. Fortunately, we work with our clients so that you can modify your account in any way needed. http://www.merchant-accounts.ca/question_of_the_day.php#addUSD 3A40076F-B804-4043-9783-80F2A5728B63 Tue, 11 Oct 2011 09:00:00 -0500 Shopify is an increasingly popular hosted shopping cart choice for many merchants. Of particular note, it is a home grown Canadian shopping cart that emphasizes ease of use and customer support. I've taken the opportunity to do a detailed review of the cart system. http://www.merchant-accounts.ca/Shopify_review.php 47C3ADA7-4B2E-44A0-AAB2-D82E278D9851 Fri, 30 Sep 2011 09:00:00 -0500 Merchants often do not realize how to read their processing statement and determine the effective rate they are being charged per transaction. http://www.merchant-accounts.ca/how_to_read_a_credit_card_processing_statement.php 93EEB393-5746-4EE0-9808-3A24333D48AA Thu, 15 Sep 2011 09:00:00 -0500 Merchants are often confused by the monthly minimum. It's a fee that most merchants should never pay because it's only meant to be charged on dormant accounts. Generally speaking, the monthly minimum will have far more impact on a small business, or a seasonal business that is slow during certain times of the year. http://www.merchant-accounts.ca/what_is_a_monthly_minimum.php 87030BF5-B643-4573-B2F5-11913A8B2F03 Mon, 18 Sep 2011 09:00:00 -0500 When your credit card processor performs the action of processing a transaction on behalf of your company they incur a cost from Visa or MasterCard. Knowing the costs that your processor will incur will help ensure you are not caught off guard by unexpected pricing, and will help ensure you get the lowest processing rates possible for your business. http://www.merchant-accounts.ca/Big_Commerce_Review.php 0AD9FD05-E9AB-44E9-9594-BC6C0D6C5E8D Thu, 30 Jun 2011 09:00:00 -0500 When your credit card processor performs the action of processing a transaction on behalf of your company they incur a cost from Visa or MasterCard. Knowing the costs that your processor will incur will help ensure you are not caught off guard by unexpected pricing, and will help ensure you get the lowest processing rates possible for your business. http://www.merchant-accounts.ca/What_Is_Interchange.php B0682633-1305-4BDE-BBE0-BAE1C65C0644 Tue, 14 Jun 2011 09:00:00 -0500 It is true that having poor credit or a bankruptcy will make it harder to get a merchant account, but it shouldn't make it impossible. Here we discuss the issues to be aware of when applying for a merchant account if you have poor credit or a bankruptcy in your credit history. http://www.merchant-accounts.ca/merchant-approval-with-a-bankruptcy.php 4C038579-3F26-41C3-B02C-4D52B3345E6C Fri, 13 May 2011 09:00:00 -0500 Canadians have been slow to adopt mobile payments technology that will allow you to process credit card transactions using an iPhone, BlackBerry or Android phone. However, this is not the fault of merchants or business owners, but is largely because of a technology constraint that arises from the chip and PIN technology that makes Canadian credit card transactions more secure. http://www.merchant-accounts.ca/mobile-payments-in-Canada-challenges.php B3ECEF23-F401-4AAB-9B93-CD3A2A0F27B5 Fri, 25 Mar 2011 09:00:00 -0500