What’s the Difference Between an Insurance Broker and an Insurance Company?

Posted June 3 2026 by Mark Bononi

What’s the Difference Between an Insurance Broker and an Insurance Company?

Insurance Broker

What’s the Difference Between an Insurance Broker and an Insurance Company?

Imagine this scenario: A crewmember needs emergency medical evacuation from the Mediterranean, and the vessel owner thinks the crew insurance policy covers it. Unfortunately, the policy says otherwise. Turns out the policy came directly from an insurance company and no one flagged the coverage gap.

Knowing the difference between an insurance broker and the insurance company can help you avoid situations like this and save money if you ever need to file a claim.

People often confuse the terms “insurance broker” and “insurance company,” but we play very different roles. Understanding the difference can help you make more informed decisions about your coverage. At MHG Insurance, we focus on Yacht Crew Insurance. As insurance brokers, we help you find the coverage that fits your needs and support you with your plan.

Insurance Broker vs Insurance Company: Understanding the Difference

An insurance broker works for you. If there’s a problem, we advocate on your behalf. We also look across the market to find coverage that fits your needs. For example, if your crew is mostly South African, Australian, or British and you never visit the U.S., we won’t suggest a U.S.-style plan. Our job is to check with different insurers to find policies that match your needs. For yacht crew, this kind of knowledge is important. Brokers who focus on marine insurance understand the unique risks you face. Because we aren’t tied to one company, we can offer you more choices.

An insurance company, on the other hand, creates and sells its own policies. If they don’t offer a certain type of coverage or plan, you can’t get it from them. When you buy directly from an insurer, you only choose from their products.

Who Pays the Insurance Broker?

The insurance company pays the insurance broker. Even though the broker works for you, it is the insurance company that covers their fee. Brokers want to find the best plans for their clients because their business depends on your satisfaction. Choosing an experienced broker who understands your needs can help you find insurance companies and coverage options that better suit you.

Why This Matters for Yacht Crew

1. Unique Marine Needs

Working on a yacht involves unique considerations that an experienced insurance broker specializing in crew insurance can address. Key questions include whether the coverage meets yachting requirements, aligns with the group or individual’s specific requirements, and fits the vessel’s itinerary.

2. Product Options From Multiple Insurers

When you work with an insurance broker, you get the best choices for your situation. We help you compare plans to find the one that fits you best.

3. Claims Advocacy When It Matters Most

This is a big one! Having an insurance broker on your side during a claim can be a huge help. Your broker can handle paperwork, talk to insurers, keep you updated, and work to solve issues quickly, making a stressful time easier. At MHG, helping clients through claims is so important that we have a dedicated claims team for yacht crew ready to help whenever you need it.

4. Niche Industry Experience

When you work with a specialized broker, you benefit from their experience. They know the ins and outs of the industry and where some crew insurance plans fall short and others are stronger. A knowledgeable broker with industry experience can help recommend the most suitable coverage and insurer for your needs.

Real-Life Scenarios That Bring It to Life

Here are some real examples of how insurance brokers help their clients.

Claims Support

The Chief Stewardess comes down with the flu during a charter in Greece. She sees a doctor and gets antibiotics but doesn’t know how to get reimbursed or what to do next. She emails her broker, who submits the claim on her behalf, works with the insurance company, and keeps her updated. The broker explains the process and keeps an eye on her claim, so she can focus on getting better and returning to work.

Cost

A yacht owner renews the crew insurance policy every year without checking that it is the best choice for their needs. After joining a management company, the vessel is advised to work with their dedicated insurance broker. The broker finds coverage that fits their needs better and costs less, so they can use the savings for crew wellness. That’s the benefit of having someone search the market for you.

Geographical Exposure

During a busy charter season, the captain sees that their crew insurance plan only covers certain geographical regions. This leaves important gaps in health coverage during part of their charter program. A broker would have noticed this.

Insurance Company vs. Insurance Broker: Key Differences

Feature Insurance Company Insurance Broker
Coverage Options Limited to own products Compares multiple insurers
Customization Often standard Tailored to your priorities
Claims Support Minimal Active advocacy and clarity
Cost Transparency Fixed rates Competitive and nuanced
Perspective Represents the insurer Represents you

Why This Thoughtfulness Matters

At MHG Insurance, we’ve been helping the marine industry with insurance needs for 35 years. We understand crew life, global travel, and the risks you face. If you want coverage that fits your crew and an insurance broker who will be by your side, visit www.mhginsurance.com

Sources

For yacht operations, understanding the role of an Insurance Broker is essential. Unlike insurance companies, brokers represent your interests, securing coverage tailored to marine risks, advocating during claims, and ensuring you're protected when it matters most. Visit our website to learn more about our Yacht Crew Insurance expertise www.mhginsurance.com.

Yacht industry

MHG Recommends Maternity As Part of Every Yacht Crew Insurance Plan

Posted May 20 2026 by Mark Bononi

MHG Recommends Maternity As Part of Every Yacht Crew Insurance Plan

MHG Recommends Maternity As Part of Every Yacht Crew Insurance Plan

By Mark Bononi

When decision-makers select a yacht crew insurance plan, they typically focus on essentials like emergency evacuation, dental, vision, and repatriation. But, one critical area that is often left off the checklist is maternity coverage. While it may not be top-of-mind for yacht owners or captains, it's frequently discussed by crew members, industry wellness advocates, and even popular yachting podcasters.

At MHG Insurance, we believe maternity care should be a standard part of every crew insurance plan, not only because it's the right thing to do but because it makes good business sense, too.

The Reality: Pregnancy Happens. Even at Sea!

It may come as a surprise, but MHG sees as many as 8 to 10 pregnancy-related insurance claims per year from yacht crew. In a workforce often perceived as young, mobile, and temporary, maternity might seem like a rare exception. But the reality tells a different story.

According to the International Chamber of Shipping (ICS), women represent approximately 2% of the world's 1.89 million seafarers. And in yachting, the proportion of women can be much higher, particularly among stewardesses, chefs, and wellness crew. Yet, yacht-specific health coverage rarely addresses female wellness or maternity, which leaves crew vulnerable and employers exposed.

Why Maternity Coverage Belongs in Crew Insurance Plans

Providing maternity coverage in your yacht crew insurance plan is not only about managing claims. It's a powerful and practical way to support crew health, promote loyalty, and protect your operation.

1. Recruitment and Retention

In a tight labor market, offering inclusive insurance coverage, including maternity, can help yachts attract and retain top-tier talent. According to the Society for Human Resource Management (SHRM), 83% of employees rated health-related benefits as very or extremely important to their job satisfaction (SHRM, 2024). For women considering a long-term career in yachting, knowing their health needs are supported can be a deciding factor.

2. Demonstrating Value for Female Crew

By providing maternity coverage, yacht owners and captains show that they view crew members as fully rounded individuals, not just laborers. That's an important distinction in a high-pressure, often transient industry. Crew talk, and when employers go the extra mile to provide thoughtful support, it helps build your reputation as a preferred boat to work on.

3. Reducing Turnover and Unplanned Absences

Pregnancies without coverage often lead to last-minute departures, unplanned leaves, or even disputes over care and costs. When maternity is covered, crew members are more likely to communicate early, allowing time to plan transitions and ensure continuity onboard.

4. Creating a Clear Path for Return

It's common to assume that a crew member who becomes pregnant will not return to yachting. But those assumptions often don't reflect reality. In fact, a growing number of women are returning to work post-maternity, especially when they feel supported and welcomed.

We encourage captains, owners, and management companies to have open, professional conversations with crew. Clarify what benefits are available and whether a return-to-work pathway exists. Maternity coverage can make these conversations easier and more productive for all parties.

Common Myths About Maternity and Yacht Crew Insurance

Let's clear up a few misconceptions we often hear in the industry:

❌ "It's too expensive to include."

✅ Many comprehensive plans include maternity as an optional add-on at a manageable cost, especially when weighed against the cost of turnover or gaps in staffing.

❌ "Our crew members are too young for this to matter."

✅ The average age of yacht crew is mid-to-late 20s, and many are in committed relationships. It's a relevant issue, even for smaller teams.

❌ "No one ever gets pregnant onboard."

✅ As mentioned, MHG sees around 10 pregnancy-related claims per year.

What Maternity Coverage Should Include

Not all maternity coverage is created equal. A well-structured yacht crew insurance plan should provide the following:

  • Prenatal care and screenings
  • Labor and delivery costs
  • Postnatal care for both mother and baby
  • Evacuation or repatriation.
  • Mental health support, including for postpartum depression

A Better Way to Care for Your Crew

When you offer crew insurance with maternity benefits, you send a strong message: You care about your crew not just as employees but as people. This approach not only boosts morale but also reduces legal and logistical risk and strengthens the long-term viability of your operation.

At MHG Insurance, we work closely with yachts, crew managers, and owners to build policies that fit your vessel's needs. We'll help you understand the cost, scope, and structure of adding maternity to your policy, and we'll walk you through every step. Because when it comes to health, everyone deserves to be covered.

📚 Sources:

Maternity care isn't something most yacht owners think about, but it should be. MHG Insurance recommends every yacht crew insurance plan include maternity coverage to support crew wellness, reduce turnover, and ensure clear, compassionate policies for everyone onboard. #MHGInsurance #Maternity #YachtCrewWellness

Yacht industry

The Palm Beach International Boat Show: What to Know Before You Go

Posted March 18 2026 by Melissa Soroko

The Palm Beach International Boat Show: What to Know Before You Go

The Palm Beach International Boat Show: What to Know Before You Go

The magic of Palm Beach in March provides a perfect backdrop for the global yachting community to gather. This spring, the Palm Beach International Boat Show (PBIBS) will return to the downtown West Palm Beach waterfront. Unlike the sprawling nature of other events, this show is recognized for its high-end elegance and an accessible, walkable layout along Flagler Drive. From March 25 to March 29, 2026, the area will transform into a premier destination for maritime enthusiasts and industry professionals alike.

For those planning to attend, the Palm Beach International Boat Show will offer a unique atmosphere that balances luxury with a relaxed, coastal vibe. The event serves as a critical midpoint for the winter season, allowing owners and crew to connect before the spring transition.

PBIBS by the Numbers: What to Expect

The scale of the 2026 show promises to be impressive. Attendees can expect a diverse fleet that caters to every level of interest. The vessels on display will range from 8-foot inflatables to the latest majestic superyachts reaching up to 257 feet.

The event is immensely popular, with significant crowds. This year, organizers expect to welcome over 55,000 visitors exploring exhibits from more than 600 brands. This year, the Superyacht Show will take place at Palm Harbor Marina at one end of the show, while the AquaZone, “an exciting and engaging attraction designed to give boat showgoers an upfront and personal experience with various water sports and innovative marine products,” is at the other end.

PBIBS is spread across five days with different happenings each day:

  • Wednesday (Preview Day): 12:00 PM to 7:00 PM. This is often cited by experts as the best day for a first look at the latest innovations.
  • Thursday through Saturday: 10:00 AM to 7:00 PM.
  • Sunday: 10:00 AM to 5:00 PM.

Transportation and Parking at PBIBS

Navigating South Florida traffic can be a challenge during major events. One of the most efficient ways to reach the waterfront will be by utilizing the Brightline sustainable train service. Brightline offers a way to avoid highway congestion and the stress of event parking.

The West Palm Beach station is conveniently located less than a mile from the show entrance. To further assist guests, the show is offering complimentary shuttles and golf carts that run from the station directly to the show gates. For a more refined travel experience, the MHG team recommends booking a ticket in Brightline’s SMART or PREMIUM classes to access the station lounges and arrive at the docks feeling refreshed.

Spotlight: A Seminar Specifically For Captains and Crew

One of the most significant events during the show week will be a seminar focused on the people who make the industry possible. On Thursday, March 26th from 3pm-5pm, the Seminar Tent will host an MHG Insurance-sponsored session led by Captain Kelly Gordon , Founder of Yachtie Minds Matter, and including Georgia Allen, Project & Relationships Manager of ISWAN, Katherine Murphy of National Alliance on Mental Illness (NAMI) , and Alex Paterson of CrewRenew.

This seminar centers on a vital mental health initiative, a concern that is at the forefront for MHG as we continue to support our yacht crew community. In 2025, mental health issues accounted for 15.5 percent of calls to the ISWAN helpline, a significant rise from previous years (ISWAN, 2025).

This session is designed to provide tangible resources and actionable takeaways to improve mental health at sea.

Meet the MHG Insurance Team

The MHG Insurance team will be attending to support the industry and meet with our clients and crew. Our attendees this year will include Mark Bononi, Clayton Swart, Nadia Bedasse-Francis, Guillaume Lange, JW Haagensen, Micher Paltoo, Tracy Anghel, and Patrick Gagne. Our team will be available throughout the event to chat or answer questions about yacht crew health and travel insurance for yacht charters. Whether you are looking for a professional consultation or just a friendly catch-up, our representatives will be ready to assist.

The 2026 Palm Beach International Boat Show promises to be an exceptional gathering for everyone in the yachting world. Between the billion-dollar fleet and the essential industry seminars, there is much to experience. Please remember to mark your calendars for the Thursday seminar on mental health, which addresses a topic critical to the future of our industry.

Reach out to the MHG team during the show for insurance consultations or simply to say hello. For more information or to connect with us before the event, please visit our contact page: www.mhginsurance.com/contact .

Sources:

The 44th annual Palm Beach International Boat Show will return to West Palm Beach from March 25 to 29, 2026. Featuring over 1.2 billion dollars in yachts, this event offers elegance and accessibility. Join MHG Insurance on Thursday for Captain Kelly Gordon’s essential crew mental health seminar, and meet our team to learn more about our maritime insurance solutions.

Yacht industry

5 Things Every First-Time Cruise Crew Member Forgets

Posted February 24 2026 by Sherry Wertz

Cruise ship docked at port as new crew members prepare for their first contract at sea.

5 Things Every First-Time Cruise Crew Member Forgets (Besides Their Passport).

You have signed the cruise crew member contract, cleared your medicals, and the flight is booked. The excitement of joining a cruise ship is a unique high, but living onboard is vastly different from a vacation. Whether you’re working in the galley, on deck, or on the bridge, the first 48 hours are a whirlwind of safety drills, ship orientations, and meeting new colleagues. While you may have the basics, several insider essentials are often overlooked. Going beyond the standard packing list can make ship life manageable and help you focus on your new career.

At MHG Insurance, we have spent over three decades providing specialized insurance solutions for the cruise industry. Before joining MHG, I worked in various positions onboard. I understand the lifestyle and the specific risks and requirements that come with working on a cruise ship. Here are my essentials for a first-time cruise crew member:

1. Your Insurance Documentation

Understanding your insurance coverage should be high on your to-do list. The first step is knowing exactly what coverage is included in your contract. Do you have a full-time health insurance plan you can use while working onboard and when you’re signed off, including doctor visits, preventative care, and emergencies? Do you only have vacation coverage that applies to accidents and illnesses while you’re signed off? Or are you covered for accidents and illnesses that happen onboard? Knowing the type of coverage you have is critical to avoiding surprises and making sure you can access care when you need it. Understanding these details ahead of time helps ensure a smoother insurance experience.

My tip: As soon as you receive your insurance information, whether it’s just before joining the ship or shortly after you come onboard, take time to review your coverage. Understanding what’s included can help prevent unnecessary stress later. Download the insurer’s app, if available, and set up your account. Keep both digital and printed copies of your ID card and important documents easily accessible. And if anything is unclear, ask questions.

2. A Non-Surge Protected Power Strip

Ship cabins are notorious for having very few outlets, often located in inconvenient spots. We live in a multi-device world where you want to charge a phone, laptop, headphones, and perhaps a tablet all at once. According to The Points Guy , many newer ships are improving their outlet situation, but older vessels remain sparse in the power department, and crew cabins will not be the first to be upgraded.

When picking a power strip, it must be a non-surge-protected model. Surge protectors are a major fire safety hazard on ships and will be confiscated by security during boarding. Always review your cruise line’s specific policy and follow any guidance they provide before packing.

3. Magnetic Hooks and Organizers

Most cabin walls are metal, and shared space is scarce. Crew often overlook vertical storage. Magnetic hooks reduce clutter by getting everyday items off limited surfaces. These sturdy magnets turn cabin walls into customizable storage for your gear.

While you’re planning and organizing, think carefully about your luggage. Hard-sided suitcases are popular, but they do not always compress enough to fit into tight crew cabin storage. Soft-sided luggage or durable duffel bags can be a more practical option, as they are easier to maneuver and store in limited spaces.

4. Comfort Items and Self-Care

Sure, the ship has a pharmacy, but it might not carry your specific preferred brand of cold medicine, blister pads, or vitamins. And if you’re traveling overseas, you can’t always find the things you love (U.S. crew might love Neosporin , while U.K. crew crave Boots products ). Pack a small wellness bag with your favorite brands. For those working in the galley, a high-quality hand salve is a must. For deck crew, specialized sunscreen is essential. For almost everyone, good insoles are helpful.

Beyond medicine, do not forget items that help you sleep, such as an eye mask or earplugs. Bringing a special blanket or your own pillowcase can make a sterile cabin feel like home. Also, consider a dedicated laundry bag to keep your personal items separate from other crew members’ gear when using shared facilities.

5. Offline Entertainment and Life Admin Access

Crew wifi can be unreliable, especially during sea days or long ocean crossings. While the industry is seeing a shift toward faster satellite systems like Starlink, Cruise Industry News highlights that staying connected can still be a challenge depending on the ship and itinerary.

We are used to streaming on demand, but download your favorite playlists, movies, books, and podcasts before you board. Also, ensure offline access to essential documents, such as bank details and your insurance ID card. You don't want to be stuck waiting for a signal when you need important information.

Bonus Points: Leave Space

One of the biggest perks of a cruise crew member is the travel it affords. Do not underestimate the space you will need for the items you pick up in different ports. It is easy to underestimate how much you will fall in love with locally sourced goodies, so consider packing a small, foldable bag to handle the extra load.

And finally, YOUR PASSPORT!

Of course, I started by saying you probably have the basics, but I should probably reiterate: don’t forget your passport and all the documentation you were advised to bring when you signed your cruise crew member contract.

Success on your first contract is not just about being ready to do the job; it is about being fully prepared for life at sea. Arriving organized, informed, and self-sufficient allows you to focus on your responsibilities from day one and adapt more smoothly to your new environment. Good luck and remember to enjoy yourself!

Curious about what life is really like onboard a cruise ship? Check out my previous blog, What It’s Like to Work on a Cruise Ship , for a closer look at what to expect before you ever step onboard. And, if you need help understanding your health insurance, I’m here to help: +1 954 828 1819.

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Callouts

Pro Tip: Always check your specific cruise line’s prohibited items list before buying a power strip, as some lines have banned all extension cords regardless of surge protection.
Don’t Forget: Save a digital screenshot of your insurance ID card to your phone’s favorites folder so you can find it instantly, even without an internet connection.

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Starting your first cruise crew contract? Discover 5 essentials you might forget — from insurance documents to cabin must-haves — before joining the ship.

Cruise Industry

2026 Boat Show Guide: Where Luxury Meets the Water

Posted January 9 2026 by Mark Bononi

Luxury yachts docked in Monaco Harbor during an international boat show, showcasing superyachts, marina views, and coastal scenery — featured by MHG Insurance for global yacht and marine insurance insights.

The Boat Shows You Can’t Skip in 2026

Whether you work in yachting, dream about yachting, or simply love wandering docks filled with floating masterpieces, boat show season is your version of holiday magic. But with so many shows happening around the world, it can be hard to know which ones are worth visiting and which ones deserve space on your company’s exhibition calendar. Let’s consider the shows you cannot afford to miss in 2026, and why.

In this article, we will break down some of the biggest and brightest shows around the globe and what makes each one truly shine.

Fort Lauderdale International Boat Show (FLIBS)

October 28th - November 1st, 2026

If you can attend only one show, FLIBS is the one. Slated as the world’s largest in-water boat show, it takes over Fort Lauderdale in late October with superyachts, sportfishers, tenders, toys, and every marine innovation you could imagine. It is a high-energy mix of serious buyers, yacht crew, industry professionals, and thousands of curious attendees. FLIBS is a fantastic choice for exhibitors seeking global visibility, yacht dealers looking to make more sales, captains and crew hoping to advance their careers, and visitors who want an up-close look at the latest designs and technology.

https://www.flibs.com/en/home.html

Monaco Yacht Show

September 23rd - September 26th, 2026

If FLIBS is the powerhouse, Monaco is the runway. This September show is where the superyacht world goes glam. It is all about premium experiences, elegant events, and showcasing the newest or most innovative luxury yachts on the market. Monaco attracts serious buyers and decision makers, so if your business supports large yacht operations, this show is a must. As a visitor, you have the opportunity to soak up the craftsmanship, meet with top shipyards, and get a feel for upcoming design trends.

https://www.monacoyachtshow.com/en

Antigua Charter Yacht Show

December 4th - December 9th, 2026 (Dates are still tentative)

Looking for something a little more relaxed and Caribbean-infused? The Antigua Charter Yacht Show brings a totally different vibe. This December event focuses primarily on charter vessels and the charter broker community. It is a great show for anyone in the charter sector, vendors of the latest boat toys, or those curious about what makes a yacht charter ready for peak season. Think warm weather, beautiful marinas, friendly networking, and plenty of time to tour boats without the pressure or crowds of larger shows.

https://www.antiguayachtshow.com/

Cannes Yachting Festival

September 8th – September 13th, 2026

Cannes is the perfect blend of upscale and approachable. Held every September along the glamorous French Riviera, the show highlights both motor and sailing yachts and tends to attract a stylish mix of European buyers and boating enthusiasts. Cannes is known for being very demo-friendly, thanks to its easy access to the marina, so exhibitors who want clients to experience a vessel on the water often love this show. Visitors enjoy two show areas, beautiful scenery, and a lineup of boats ranging from small luxury tenders to impressive superyachts.

https://www.cannesyachtingfestival.com/en-gb

Miami International Boat Show

February 11th – February 15th, 2026

Taking place in February, the Miami Boat Show takes place across four different locations: the Miami Beach Convention Center,, Collins Avenue, IGY Yacht Haven Grande and Pride Park. Among the various locations, you are sure to find a yacht or boating accessory (or two) that you just can’t live without.

https://www.miamiboatshow.com/en/home.html

Palm Beach International Boat Show

March 25th – March 29th, 2026

Palm Beach might not be as massive as FLIBS, but what it lacks in size it makes up for in charm and quality. This springtime show attracts a strong mix of luxury yacht buyers, family boaters, and marine service companies. Palm Beach is popular because it is less hectic than FLIBS while still attracting high-value clients. Many exhibitors appreciate the slower pace and the focus on meaningful conversations.

https://www.pbboatshow.com/en/home.html

Other Notable Boat Shows

Boot Düsseldorf (Germany)

January 17th - January 25th, 2026

This is the world’s largest indoor boat show, which is fitting since the show is in January. The focus for this show is on innovation, water sports, diving, and new marine tech. The Surf Sports hall offers attendees the opportunity to try out the watersports on offer: surfing, wakeboarding, pump foiling, paddleboarding, and more.

Source: Messe Düsseldorf. “boot Düsseldorf.” 2024. https://www.boot.com

Palma International Boat Show

April 29th - May 2nd, 2026

This show in Mallorca kicks off the yachting season in the Mediterranean. Known for being more low-key and chill, it’s a significant networking opportunity for crew and industry professionals. It’s often where you will see the new builds, and it has a heavy emphasis on superyachts and sailing vessels.

https://palmainternationalboatshow.com/

Newport Charter Yacht Show

June 22th - June 25th, 2026

The Newport Charter Yacht Show is a trade-only show. This means it’s 100% focused on brokers and crew. There are exclusive yacht tours, crew competitions (including chefs and tablescapes), and crew seminars. This is a great opportunity to catch up or meet more people directly in the industry.

https://www.newportchartershow.com/

Dubai International Boat Show

April 8th - April 12, 2026

Dubai never does anything halfway, and its boat show is no exception. With a focus on innovation, growing markets, and the luxury lifestyle, this show is ideal for companies exploring new opportunities in the Middle East.

https://www.boatshowdubai.com/

Singapore Yachting Festival

April 23th - April 26th, 2026

As yachting continues to grow in Asia, Singapore’s event is quickly becoming a key international stop. It is a friendly and accessible show that introduces attendees to both established brands and emerging regional players.

https://singaporeyachtingfestival.com/

So Which Boat Shows Are Worth It?

If you want energy, buyers, and global exposure, FLIBS is your top pick. If you want the most elegant yacht event in the world, Monaco is unmatched. If you want something warm, friendly, and charter-focused, Antigua is the perfect fit. Cannes is ideal for European exposure and on-water testing. Palm Beach is relaxed but high-value. And if you are eyeing emerging markets, Dubai and Singapore are additions worth considering to add to your list.

No matter which event you choose, boat shows remain one of the best ways to stay connected, stay informed, and stay inspired in the marine world.

If you choose to add a boat show to your 2026 agenda, be sure to reach out to us. Not only would we love to catch up with you at the show, but we can also make sure your insurance covers you while you travel. Keep in touch with MHG Insurance via our website: www.mhginsurance.com

From the French Riviera to the Caribbean, explore the 2026 boat show season. Discover top superyacht designs, demos, and networking. Click for the 2026 lineup!

Yacht industry

Insurance for Yacht Dealers

Posted October 22 2025 by Conor Hayes

Yacht dealer showcasing a superyacht at a boat show with marina berths in background

What Types of Insurance Does a Yacht Dealer Need?

If you are a yacht dealer working with large and luxury vessels, your risk profile is unlike other retail operations. Looking at it from a very high level, the value of your inventory alone can run into the tens or hundreds of millions, sea trials bring third parties aboard, and operations span docks, marinas, shipyards, and international waters. Building your program around Marine General Liability is essential, but the right portfolio for a yacht dealer should align carefully with the specific exposures you face, including at shows, in storage, in transit, and during demonstrations.

Recent market coverage confirms that the appetite for very large yachts remains significant, which raises the stakes for every dealer. In 2024, manufacturer Heesen Yachts reported a record year with revenue of EUR 209 million and EBITDA of EUR 17 million. (Heesen) Ferretti Group reported similar success with a record €1,173.3 million in revenue, a 5.6% year-on-year increase. Yacht dealer numbers show the same: Q1 2025 reported a whopping 44% increase over Q1 2024 (Denison Yacht Sales)

These figures underscore just how high the dollar values at risk can be when something goes wrong. Having MHG Insurance to help guide you through the insurance policy you need makes a difference. We create the insurance policy to align your operations, resolve coverage gaps, and set limits and conditions that match your risk profile.

Below are the core coverages a yacht dealer should expect in a typical program, with plain-English context for why each matters when you are a yacht dealer.

Marine General Liability (MGL)

This is your foundation. MGL responds to allegations of third-party bodily injury or property damage arising from your operations. For a yacht dealer, that can include incidents during viewings, sea trials, promotional events, or at your premises. Think slips on a passerelle, damage to a client’s tender during a demo, or a visitor injury inside a display shed. Given the values involved, appropriate limits are vital.

Marina Operators Legal Liability (MOLL)

If you operate, control, or use berths, piers, or slips for customers’ vessels, you carry a duty of care for boats in your custody. MOLL is designed for liability arising from your marina operations when a customer’s vessel is damaged while moored or handled at your facilities. This is different from general liability because it addresses the special exposures that come with mooring, docking assistance, and day-to-day care of third-party boats.

Wharfingers Legal Liability

Wharfinger is the traditional term for an operator responsible for a wharf or dock. Courts have long recognized a wharfinger’s duty of reasonable care to provide a safe berth and warn of hazards that could impact the safe handling of any vessel. Dealers that control docking space should consider this specific liability protection.

Protection & Indemnity (P&I)

P&I addresses maritime third-party liabilities that can arise while a vessel under your control is being moved, demonstrated, or otherwise operated on the water. This can include injury to third parties, damage to other vessels or structures, and certain pollution liabilities tied to vessel operation. It is a core maritime liability component that complements MGL when your activities put boats underway. Several state and federal legal resources reference P&I as the standard form of marine third-party liability in vessel operations, reflecting its central role in maritime risk transfer (Virginia Code Service overview, 2024). (International Maritime Organization)

Limited Sudden & Accidental Pollution Liability

Fuel releases and other discharges can bring cleanup obligations, civil penalties, and significant reputational harm. In the United States, oil discharges are governed by federal law and international conventions. EPA resources outline pollution control and international rules under MARPOL . Keeping dedicated sudden and accidental pollution coverage in your policy helps address the costs of cleanup and certain liabilities tied to an unexpected release during yard work, fueling, or demos.

The U.S. Coast Guard’s National Pollution Funds Center also explains the federal funding and liability framework when spills occur, which highlights why dealers should plan for pollution scenarios even when incidents are unlikely. (United States Coast Guard)

Vessels Builders Risk

When you have an insurable interest in a vessel under construction or significant modification, builders risk is the way to insure the evolving hull, machinery, and materials from specified perils while work progresses. If your dealership engages with custom builds or complex completion work before delivery, this coverage becomes important. (Pacific Area USCG)

Not sure whether the work you provide is considered “significant”? Get in touch with us today: www.mhginsurance.com

Owned Equipment

Dealers often own specialized gear: lifts, cradles, staging, fork trucks, yard tractors, and electronics used to commission or display yachts. Owned Equipment coverage reduces operational downtime if key tools are stolen or damaged, and it helps you meet safety and schedule commitments during busy show seasons.

Owners Watercraft

If your business owns or operates boats for demos, customer shuttles, chase duties, or training, Owners Watercraft coverage insures those owned vessels for hull and associated liabilities. It complements P&I and MGL by insuring the boat itself as property, while your liability coverages respond to third-party claims.

Why these policies matter even more for luxury inventory

The larger the yacht, the more expensive minor incidents become. As the continued appetite for very large yachts grows in 2025, dealers' exposure values are also rising.

A quick scenario checklist for yacht dealers

  • Sea trials and demos: MGL, P&I, Owners Watercraft.
  • Boats in your berths: Marina Operators Legal Liability and Wharfingers Legal Liability.
  • Spill from fueling or yard work: Limited Sudden & Accidental Pollution Liability, supported by your emergency response plan in line with EPA and Coast Guard guidance.
  • Custom build or significant refit before delivery: Vessels Builders Risk.
  • Specialized yard gear: Owned Equipment.

For yacht dealers headed to major shows

Large shows draw high foot traffic, vendor moves, temporary berthing, and frequent short voyages. Make sure your certificates, limits, and named insureds match your real-world footprint, and that your program reflects the policy types above. The biggest benefit of a well-built portfolio is continuity. When something happens, the right coverages let you solve the problem and move on.

How MHG helps yacht dealers

MHG’s insurance professionals have provided specialist insurance advice for the maritime industry for over 30 years. We understand maritime coverage requirements, can help you identify gaps, and will align limits and terms to the way you operate. If you sell or represent luxury yachts, we can help you tailor Marine General Liability, Marina Operators Legal Liability, Wharfingers Legal Liability, Protection & Indemnity, Limited Sudden & Accidental Pollution Liability, Vessels Builders Risk, Owned Equipment, and Owners Watercraft.

Ready for a fast, expert review before your next show or delivery? Get in touch with me, Conor Hayes, by phone: +1 954 828 1819 or online: https://mhginsurance.com/Contact

Sources (AP style)

For a yacht dealer, Marine General Liability is only the start. Add Marina Operators and Wharfingers Legal Liability, P&I, Limited Sudden & Accidental Pollution, Vessels Builders Risk, Owned Equipment, and Owners Watercraft to match real exposures at docks, in yards, and on the water. MHG can align these to your operations. Visit www.mhginsurance.com.

Yacht industry

Sick Pay: Protecting Crew, Operations, and Your Vessel

Posted October 7 2025 by Mark Bononi

Sick Pay: Protecting Crew, Operations, and Your Vessel

Sick Pay: Protecting Crew, Operations, and Your Vessel

When you think of crew becoming unfit for duty, you might picture dramatic events: a fall, a major illness, or an emergency evacuation. In reality, most cases stem from smaller, cumulative issues: wear and tear from repetitive tasks, minor accidents during routine operations, burnout, and mental health struggles.

These more common reasons impact the individual crew member, yacht operations, and overall crew morale and safety. Sick Pay could be the necessary coverage to minimize that impact.

What is Sick Pay?

Sick Pay is the pay that employers receive when crew aren’t working because of a covered illness, injury, or mental health incapacity. It’s financial security that allows them to recuperate properly without added financial stress. For yacht owners, captains, and management, a Sick Pay plan is both a safeguard and an investment. It protects the vessel’s payroll budget while helping to retain skilled and valued crew.

Some of the most common reasons crew members become unfit for duty include:

  • Wear and Tear / Overuse Injuries: Repetitive tasks like climbing, lifting, pushing, or constantly operating certain equipment can lead to chronic issues, such as joint pain, tendonitis, and back strain.
  • Small Accidents On Board: Slips, trips, stubbed toes, minor falls, or small-tool mishaps, which may not seem severe but can lead to a bigger problem if not treated.
  • Burnout and Fatigue: Long hours, irregular shifts, insufficient rest, little time off, and no privacy all contribute. Fatigue alone can create further risk of accidents and long-term negative health effects.
  • Mental Health Concerns: Stress, anxiety, depression, isolation, harassment, bullying. Data shows yacht crew are contacting helplines increasingly for mental health issues. (iims.org.uk)

When Does Sick Pay Kick In?

Here are a few examples in which Sick Pay would become relevant:

  • A deckhand develops tendonitis from constantly hauling lines and suffering worsening wrist pain. They can no longer perform deck work safely. With Sick Pay, they can rest for several weeks, receive treatment, and return fully able.
  • A stewardess starts showing signs of burnout and anxiety after a charter season with little rest. She struggles with insomnia, cognitive fatigue, and stress that begins to affect her service onboard. Sick Pay would let her take leave, seek help, and return without risking her health, reputation, or performance.
  • A crew member slips while cleaning the teak and twists a knee. Though not broken, the injury worsens without rest. Sick Pay allows for proper medical care and time off rather than pushing through and making the injury worse.

Benefits to Yachts of Offering Sick Pay

Including Sick Pay in your Crew insurance benefit package is not just compassionate; it has several operational and strategic advantages for the yacht owner, captains, and managers:

  • Protects the Vessel’s Payroll Budget: A Sick Pay plan covers a crew member’s salary if they are out due to a covered illness or injury, so you don’t end up paying both their wages and the cost of their replacement.
  • Better Recruiting: Crew are more likely to join yachts that show they care, offering benefits that protect health and income when unfit for duty.
  • Better Retention: When crew members believe they are not disposable and can recover properly, they stay longer. High turnover is expensive and disruptive.
  • Reduced Risk of Compounding Injury: Allowing time to heal reduces the chances of small injuries becoming larger, which could lead to more expensive claims on insurance.
  • Safety and Reputation: Crew members who perceive safety and health as valued have increased morale; reputationally, yachts with good crew welfare attract better charters, and guests notice.

Mental Health

Mental Health is a hot topic in the industry and for good reason. A 2023 annual review by ISWAN's YachtCrewHelp found contacts relating to mental health issues rose 13.5% year-on-year, indicating a growing strain on crew. (ISWAN)

SAFETY4SEA noted that seafarers experience depression at rates around 14.14%, far above general population norms. (SAFETY4SEA) This is not a shocking stat to anyone in our industry; working on a yacht is placing yourself in a highly competitive industry, minimizing your privacy, and taking you far from home.

These trends show that many crew issues do not start as emergencies but build over time, and without sick pay, small problems can escalate.

How Sick Pay Works

Sick Pay policies typically include:

  • A waiting period (typically 7 days).
  • Percentage of wage covered (often 60-100%) during periods of unfitness.
  • Duration limits (e.g., up to a defined number of weeks/months, typically up to 104 weeks).
  • Defined covered illnesses and injuries. (e.g., illness/injury must be certified by a medical professional).

Crew members become unfit for duty far more often due to cumulative wear and tear, minor work accidents, burnout, and mental health concerns than from large accidents. Yacht owners, captains, and managers who include Sick Pay are investing in healthier crew, smoother operations, safer vessels, and stronger reputations. When crew feel supported, they recover properly, stay engaged, and deliver better performance.

MHG Insurance is committed to providing the best insurance solutions for your crew. To learn more about Sick Pay or request an estimate, simply reach out to us at www.mhginsurance.com. We only need your annual payroll and crew count to provide a quick estimate.

Sources (AP Format)

  1. West of England. (2025, June 12). "The Rising Tide of Fatigue Among Seafarers: A Growing Concern." [WestPandi News]. Retrieved from https://www.westpandi.com/news-and-resources/news/june-2025/the-rising-tide-of-fatigue-among-seafarers-a-growi/
  2. ISWAN. (2024, August 14). "Mental health struggles amongst yacht crew highlighted in ISWAN YachtCrewHelp 2023 Annual Review." https://www.iswan.org.uk/wp-content/uploads/YachtCrewHelp-2023-Annual-Review.pdf
  3. SAFETY4SEA. (2024, December 6). "Mental health at sea: Insights into seafarers' wellbeing." Safety4Sea. Retrieved from https://safety4sea.com/cm-mental-health-at-seafarers-wellbeing/

Crew often become unfit for duty not from severe accidents but from cumulative wear and tear, minor accidents, burnout, and mental health issues. Sick Pay protects crew, preserves well-being, and protects the vessel’s payroll budget. Including this benefit in your insurance plan shows you value the crew who keep your yacht running.

Marine Crew Insurance

Leadership Responsibility in Preventing Harassment on Yachts

Posted September 24 2025 by Mark Bononi

Leadership responsibility in preventing harassment on yachts

In the close-quarters of a yacht, leadership carries not only the responsibility for operational success but also for maintaining a safe and respectful workplace. Harassment, whether verbal, physical, or psychological, can be particularly damaging in this setting, where crew live and work together in confined spaces for extended periods. Preventing harassment is not only a legal and ethical duty but also a critical factor in crew morale, retention, and overall safety on board.

“ISWAN reports that in 2024, the number of calls and messages to YachtCrewHelp relating to abuse, bullying, harassment, discrimination and violence (ABHDV) increased by 21.4% compared to the previous year.”

(ISWAN)

With such an increase in ABHDV reports, it’s clear that change needs to happen, and those with the power to change the industry can take a stand against the issue.

Understanding Harassment in the Yachting Industry

Harassment is the general term we are using for any unwanted behavior that violates another person’s dignity or creates a hostile, intimidating, degrading, or offensive environment.

Types of harassment can include:

  • Derogatory remarks, inappropriate jokes, or persistent unwelcome comments.
  • Unwelcome physical contact or the invasion of personal space.
  • Unwanted sexual advances, propositions, or conduct of a sexual nature.
  • Intimidation, isolation, or consistently undermining someone’s work.

How Leadership Sets the Tone

Yacht leaders: captains, senior crew members such as engineers and chief stews, and onshore managers, set the tone for workplace culture. The European Agency for Safety and Health at Work (2024) notes that leadership attitudes towards harassment directly influence whether crew feel safe to speak up.

If leaders ignore inappropriate behavior or engage in it themselves, it sends a clear message that such conduct is tolerated.

Conversely, leaders who model respectful behavior, address issues promptly, and provide clear channels for reporting harassment contribute to a culture where crew members feel valued and protected.

Early Warning Signs Leaders Should Not Ignore

Leaders should be vigilant for these red flags that could indicate harassment may be occurring:

  • Crew members are becoming withdrawn or avoiding certain individuals.
  • High turnover or repeated contract non-renewals in specific departments.
  • Changes in performance or mood without clear operational causes.
  • Rumors or “jokes” that seem targeted at a specific crew member.

Addressing issues early is critical. Research from the UK’s Advisory, Conciliation and Arbitration Service (Acas) shows that early intervention significantly reduces the likelihood of formal complaints and legal escalation.

Reporting Harassment & Abuse — Page 1
Reporting Harassment & Abuse — Page 2

Can’t view the images? Download the PDF.

Building a Harassment-Free Culture on Board

Preventing harassment starts with leadership buy-in. Effective strategies include:

1) Establish Clear Policies

All crew should have access to a written code of conduct that clearly defines harassment, outlines unacceptable behaviors, and explains the process for reporting concerns. This should be included in onboarding and reinforced through regular briefings.

2) Training for Leaders and Crew

Annual training should be mandatory for all crew, with specialized sessions for leaders. The International Chamber of Shipping recommends scenario-based learning to help leaders recognize and respond to incidents. It’s imperative that leadership shows that they respect and understand the severity of such training.

3) Lead by Example

Leaders must model respectful communication, fairness in task assignments, and inclusivity in decision-making. Even casual interactions, such as avoiding inappropriate humor, send a strong signal about expectations.

4) Provide Multiple Reporting Channels

Crew may be reluctant to report harassment to their Captain or Head of Department. According to Safer Waves, the next option should be the management company or the Designated Person Ashore. Providing alternative channels and making sure each crew member has the information available to them, including confidential external reporting mechanisms, ensures accessibility and trust.

5) Follow Through on Reports

Every report should be taken seriously and investigated promptly. Even if the evidence is inconclusive, leaders should take steps to protect the reporting party from retaliation.

6) Offering the Opportunity For An Exit Interview

One powerful yet often overlooked tool in uncovering a toxic culture on yachts is the exit interview. When conducted thoughtfully, an exit interview offers departing crew members a safe space to share their experiences openly, including concerns they may not have felt comfortable raising while onboard. This feedback can highlight patterns of inappropriate behavior, leadership issues, or cultural challenges that would otherwise remain hidden. By treating these conversations as opportunities for honest dialogue rather than routine formalities, yacht leadership and management companies can identify problems early, implement meaningful change, and foster a healthier environment for future crew

The Unique Challenges of Yachting

Working and living in the same space means that harassment on yachts can feel inescapable for the victim. Unlike shore-based workplaces, there is often no “going home” at the end of the day. This makes swift action even more important, both to stop the behavior and to maintain operational harmony.
Confined quarters also mean that bystanders, other crew members who witness inappropriate behavior, play an important role. Leadership should encourage bystander intervention, especially during training, making it clear that silence can perpetuate harm.

Reporting Harassment

MHG Insurance, in partnership with Safer Waves, the Isle of Man Ship Registry, and Seas the Mind, has developed a reporting document to help crew understand how to report harassment or abuse. This resource is designed to make reporting as clear and straightforward as possible, with guidance on documenting incidents, knowing your rights, and finding support.

Visit our reporting document (created in partnership with saferwaves.com) to understand how to report harassment or abuse.

Prevention Protects Everyone

Preventing harassment is not only about protecting victims; it protects the entire crew and the yacht’s reputation. Yachts that gain a reputation for tolerating harassment may struggle to recruit high-quality crew and may face legal action , impacting owners, management companies, and charter appeal.

The International Transport Workers’ Federation (ITF) emphasizes that strong anti-harassment policies are part of ensuring decent work across all maritime industries. Crew who feel safe and respected are more productive, cooperative, and committed to their roles.

For yacht leaders, preventing harassment requires more than compliance; it requires commitment. By setting the tone, enforcing policies, and ensuring accessible reporting channels, leaders can build an environment where all crew can work without fear of harassment or retaliation.

Sources

Leaders set the tone for yacht culture. Our latest blog outlines how leadership can prevent harassment at sea, protect crew, and maintain a safe workplace. Visit our reporting document (with saferwaves.com) to learn how to report harassment or abuse. #Yachting #HarassmentPrevention #MHGInsurance

Yacht industry

Here’s How Cruise Lines Can Provide Healthcare to More Employees Without Breaking the Bank

Posted September 10 2025 by Sherry Wertz

Here’s How Cruise Lines Can Provide Healthcare to More Employees Without Breaking the Bank

Cruise Industry Employment & Benefits

Cruise lines employ a wide range of staff members, from housekeeping and food service workers to engine staff and deck officers. According to the Cruise Lines International Association, the global cruise industry supported over 1.2 million jobs in 2023 alone. As the industry continues to grow, the need to fill a wide variety of roles is only increasing.

As demand for talent grows, providing flexible and meaningful benefits is more important than ever. According to the 2023 MetLife Employee Benefit Trends Study, 61% of employees say health insurance is a “must-have” when considering a job offer. Providing benefits like Vacation Medical, even to a select group of employees, can improve hiring outcomes, boost retention, and show your crew that their health is a priority on and off the ship.

Introducing Vacation Medical Coverage

One effective and affordable approach is Vacation Medical insurance, a private health coverage solution ordinarily used to support officers and crew when they’re off the ship and on vacation. It fills a critical gap for employees who often go without health coverage when they’re between contracts. But it can also act as a flexible healthcare insurance option for employees who don’t currently have coverage.

This benefit not only helps protect the health of your team but can also ease re-entry to work, reduce reliance on onboard medical staff, and improve long-term retention.

Why Vacation Medical Makes Sense for Cruise Lines

  • Choose Who’s Covered: Coverage can begin after the first contract or be reserved for certain roles such as officers, middle management, or long-tenured crew members.
  • Customize Eligibility: Each cruise line sets its own eligibility criteria, tailoring the benefit to budget and HR goals.
  • Support Between Contracts: Shows commitment to well-being beyond time onboard.
  • Great Starting Point: Low-cost, high-impact way to begin offering healthcare benefits.

What’s Included in Vacation Medical Coverage?

  • Home Country Coverage: Members are covered while vacationing at home, worldwide.
  • Routine Care: Up to $1,000 annually for checkups and exams, with no deductible.
  • Major Medical Protection: Coverage for illnesses, accidents, surgeries, and serious conditions.
  • Flexible Claims Process: Options for reimbursement or direct billing.
  • Dependent Coverage: Optional year-round coverage for family members.
  • Telehealth: Virtual consultations with licensed professionals via app, phone, or video.

Telehealth: A Flexible, Affordable Solution

Telehealth is one of the most accessible and cost-effective ways to provide basic healthcare to employees. Rather than requiring physical access to a clinic, telehealth services allow cruise line employees to consult with licensed healthcare professionals from anywhere in the world.

A 2023 McKinsey report noted that telehealth utilization has stabilized at levels 38 times higher than before the pandemic.

For cruise lines, telehealth can serve as a "first step" benefit—affordable, practical, and valuable for employees.

Addressing the “Social Medicine” Concern

While employees may have access to public healthcare in their home countries, Vacation Medical is private insurance, offering faster access, reduced wait times, and a broader choice of providers—critical when timely treatment impacts work readiness.

Want a Quote? Here’s What You’ll Need

  • Number of crew members to be covered
  • Countries of residence
  • Genders
  • Ages

For Telehealth standalone plans, only the number of people to be covered is required. These can also be bundled with Vacation Medical for added value.

Partner with MHG Insurance

At MHG Insurance, we’ve been a trusted maritime partner for over 30 years. Offering affordable healthcare options like telehealth or Vacation Medical can help you hire better, retain longer, and support your crew in meaningful ways.

Sources

Vacation Medical is a low-cost, high-impact healthcare benefit for cruise line employees on vacation. It offers coverage for everything from checkups to major medical issues and is customizable to fit your team and budget. It's a smart way to support your crew and improve retention without overhauling your benefits program.

Cruise Industry, Marine Crew Insurance

What to Do on Your Day Off in Antibes: A Yacht Crew's Guide to Exploring the French Riviera

Posted August 26 2025 by Guillaume Lange

Navigating Product Liability for Boat Manufacturers

For yacht crew stationed at Port Vauban in Antibes, days off are rare but precious. Having a curated itinerary can help you make the most of every minute when the opportunity arises. Antibes, a jewel of the French Riviera, offers an ideal blend of culture, cuisine, and coastal beauty perfect for crew members looking to unwind, explore, and experience the essence of southern France.

Morning Adventures: Antibes' Markets and Museums

Start with Marché Provençal

Cours Masséna, 06600 Antibes
🚶 6-minute walk from Port Vauban

Your perfect day off begins at Marché Provençal, a bustling open-air market offering fresh produce, cheeses, cured meats, and handcrafted goods. It's a vibrant showcase of Provence's rich agricultural traditions. According to France's National Institute of Statistics and Economic Studies (INSEE), local markets like these play a vital role in sustaining regional economies and preserving cultural heritage (INSEE, 2023).

Free Walking Tour of Antibes

Typically meets near Place Nationale or Port Vauban.
🚶 5-minute walk from the market

Post-market, join a free walking tour to explore Antibes' history and charm. These tours provide context to the winding cobblestone streets, historic ramparts, and stories of famous residents like Picasso and F. Scott Fitzgerald. As of 2023, the French Ministry of Culture reported a surge in cultural tourism, with walking tours being one of the most popular activities for visitors to historic towns (Ministry of Culture, 2023).

Coffee at Petit Monsieur ☕

25 Rue de Fersen, 06600 Antibes
🚶 5-minute walk from Place Nationale

Open 8:00 am to 5:00 pm, Closed Tuesday & Wednesday
“Extremely friendly service.” Guillaume Lange, Managing Director in Antibes

A favorite spot of mine! Recharge with expertly-brewed coffee at Petit Monsieur, a charming spot with a cozy atmosphere and welcoming staff. It is the perfect mid-morning pick-me-up before diving deeper into the town's offerings.

Picasso Museum (Musée Picasso) 🖼️

Château Grimaldi, Place Mariejol, 06600 Antibes
🚶 4-minute walk from Petit Monsieur

No visit to Antibes is complete without the Picasso Museum. Situated in a medieval castle overlooking the sea, the museum boasts an impressive collection of Picasso's works created during his time in Antibes. The museum attracts art enthusiasts worldwide, contributing to the 8 million international tourists who visited the Provence-Alpes-Côte d'Azur region in 2023 (Atout France, 2024).

Antibes Coastal View

Click image to view larger

🍽️ Midday Meals: Where to Lunch in Antibes

Lunch at Chez Jules

10 Rue Thuret, 06600 Antibes
🚶 4-minute walk from Picasso Museum

For lunch, head to Chez Jules, known for its delightful French cuisine and classic bistro feel. This popular restaurant is perfect for enjoying a leisurely meal in a friendly setting.

Sweet Treats and Strolls in Antibes

Boulangerie Veziano 2 Rue de la Pompe, 06600 Antibes

🚶 3-minute walk from Chez Jules

After lunch, indulge in a pastry from Boulangerie Veziano, a beloved bakery renowned for traditional French bread and desserts.

Late Afternoon: Embracing Antibes' Coastal Beauty

Walk Le Sentier du Littoral, Cap d'Antibes

The trail starts near Plage de la Garoupe
🚙 10-minute drive or approximately 🚶 50-minute walk from Port Vauban

Wrap up your afternoon with a walk along Le Sentier du Littoral at Cap d'Antibes. This picturesque coastal path offers stunning views of the Mediterranean, secret coves, and lush greenery. End your walk at Beach Port Gallice to watch the sunset with a drink at the popular beach snack bar. This spot is a favorite among crew members, often gathering here to play frisbee and enjoy the evening atmosphere.

Evening Drinks: Social Spots for Crew

La Fabrique

1 Bd d'Aguillon, 06600 Antibes
🚶 10-minute walk from Port Vauban
Happy Hours 6-8 pm

Start your evening with a drink at La Fabrique, a vibrant bar known for craft cocktails, rosé, and beers. With its friendly owners and inviting outdoor seating, it's an easy place to start conversations and meet new people.

Blue Lady Pub

Rue Lacan, 06600 Antibes
🚶 2-minute walk from La Fabrique

Just a few steps from La Fabrique, the Blue Lady Pub is a well-known favorite among yacht crew. Its lively atmosphere and late hours make it the perfect spot to wrap up your day in Antibes.

Dessert to Close the Night

Gelateria Del Porto - Glacier Jean-Marc

4 Rue Aubernon, 06600 Antibes
🚶 5-minute walk from Blue Lady Pub

Before calling it a night, satisfy your sweet tooth with ice cream from Gelateria Del Porto. With a wide range of flavors crafted with quality ingredients, it's the perfect way to end a day full of exploration and indulgence.

Why Making the Most of Your Time Off Matters

Yacht crew members often work long hours with few days off, making it essential to maximize free time for rest and rejuvenation. Taking a break to explore destinations like Antibes enhances well-being and provides cultural enrichment.

MHG Insurance understands the unique needs of yacht crew, including the importance of comprehensive insurance coverage extending to time off. Whether exploring the French Riviera or heading home for vacation, MHG provides tailored insurance solutions that protect you on land and at sea.

About MHG Insurance

MHG Insurance is a leading insurance brokerage providing expert advice and customized solutions for seafarers, businesses, and individuals worldwide. From competitive yacht crew insurance plans to employee benefits for groups, MHG is committed to safeguarding your journey.
For more information, visit MHG Insurance.

📚 Sources

  • France National Institute of Statistics and Economic Studies. (2023). "Role of Local Markets in Regional Economies." Retrieved from: insee.fr
  • Ministry of Culture. (2023). "Cultural Tourism Trends." Retrieved from: culture.gouv.fr
  • Atout France. (2024). "Tourism in Provence-Alpes-Côte d'Azur: Visitor Statistics and Trends." Retrieved from: atout-france.fr

Discover the best ways to spend your day off in Antibes with our curated guide for yacht crew. From vibrant markets and iconic museums to scenic coastal walks and popular local bars, Antibes offers something for everyone. Plus, MHG Insurance is here to help you stay protected, whether on duty or enjoying well-earned leisure time.

Business Insurance, Yacht industry
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