LATHRUP VILLAGE, Mich. – May 9, 2013 – From more than 25 fantastic candidates, Michigan First Credit Union selected Victoria Goldwater as the 2013-2014 spokesperson for Young & Free Michigan, an initiative aimed at spreading a positive financial message to young adults ages 17-25 in metro Detroit. President/CEO Michael Poulos made the announcement.

A Clinton Township native and communications major at Macomb Community College, Goldwater will be the voice of Michigan First for her peers in southeast Michigan for an entire year, serving as a full-time employee responsible for writing daily blog posts, creating weekly video updates, attending a variety of local events and participating in multiple media opportunities.

“As a credit union founded by educators, it’s critical for us to continue to share the value of making smart financial decisions with the next generation—and to do it in a way that’s fresh and exciting!” says Poulos. “Victoria has risen to that challenge and will be a wonderful ambassador for this program. With her vibrant personality and outgoing nature, we’re thrilled to watch her engage with audiences and help many more high school and college students, as well as recent graduates, gain the tools to live young and free.”

This year, Young & Free Michigan spokester applicants were required to submit an initial essay and video. Through more than 7,000 online votes, the search was narrowed down to 12 who attended Michigan First’s Show Your Stuff Meet-Up event. At the Show Your Stuff Meet-Up, each applicant participated in a series of tasks—including mock media interviews, managing a Michigan First exhibit booth and improvising a skit—to evaluate their ability to carry out the role as the next spokester. The finalists from the event were required to draft a blog post on financial responsibility and film a video entry, before a panel of judges selected the winner.

As part of the contest, Goldwater won an Apple MacBook Pro, an HD video camera and a smart phone to use on the job. She also gets to drive the Young & Free Michigan Chevy Cruze for the year, along with paid gas and insurance. The remaining 11 finalists each received a $100 gift card and Young & Free Michigan branded gifts.

Goldwater replaces outgoing Young & Free Michigan Spokester Austin Chapman, who will be returning to Lawrence Tech for his senior year.

To download the photo of Victoria Goldwater, click on the image below.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-based Michigan First Credit Union (www.MichiganFirst.com) has grown into a $640 million financial institution serving more than 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education, community and charitable organizations. Largely through the efforts of the Michigan First Foundation, the credit union will donate more than $180,000 to local nonprofits and scholarships this year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 year-old crowd a voice, a head start and useful information about their finances. Each year, an energetic and engaging young adult wins the coveted full-time role of spokester and uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues. The spokester also encourages their peers to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com and follow Young & Free MIchigan on Facebook and Twitter.

MEDIA CONTACT:

Luke Capizzo

248.258.2333

lcapizzo@identitypr.com

MACOMB COUNTY, Mich. – March 21, 2013 – Michigan First Credit Union, in conjunction with its young adult financial education program Young & Free Michigan, announced today the winners of its charitable online video and essay contest, awarding $85,000 in scholarships to 40 deserving Macomb, Oakland and Wayne counties high school and college students. Michigan First President/CEO Michael Poulos made the announcement.

Roseville High School Holly Hedemark was awarded a $10,000 scholarship for her video depicting how she would use $50,000 to change the world through random acts of kindness, such as buying gas for others, providing braces for those not confident in their smiles and giving groceries to families in need. Hannah Mico, a Lake Shore High School senior, also received a $3,000 scholarship for her video submission on developing goals to aid in the betterment of the world by helping educate and inspire others.

Now in its 10^th year, Michigan First expanded its scholarship program in 2013 to include three categories: a high school video contest, high school essay contest and college video contest. The top three entries in each category received $10,000, $5,000 and $3,000 scholarships respectively, while additional bonus scholarships of $1,000 were awarded to 31 individuals.

“Michigan First was founded by teachers, and it is inspiring for us to see these students use their creativity to express a passion for education,” Poulos said. “It is evident by the submissions that each of our contest participants has a bright future ahead of them. We look forward to further investing in the financial education for our youth in metro Detroit.”

Other scholarship winners from Macomb County include:

High school essay contest winners:

• Cousino High School—Andreea Mitrache ($1,000)
• South Lake High School—Shayla McCullough ($1,000)
• Lake Shore High School—Chloe Jennings ($1,000)

Since its inception, the program has given away more than $730,000 to local students. The scholarships are funded by the community financial institution’s nonprofit, Michigan First Foundation. Founded in 2012, the nonprofit focuses on youth and education, contributing $160,000 annually to local charitable organizations and students.

To download the photo of Holly Hedemark, please click on the image below.

To download the photo of Hannah Mico, please click on the image below.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $640 million financial institution serving nearly 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education, community and charitable organizations. Largely through the efforts of the Michigan First Foundation, the credit union will donate more than $180,000 to local nonprofits and scholarships this year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Austin Chapman uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage young adults to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

MEDIA CONTACT:

Luke Capizzo

248.258.2333

lcapizzo@identitypr.com

OAKLAND COUNTY, Mich. – March 21, 2013 – Michigan First Credit Union, in conjunction with its young adult financial education program Young & Free Michigan, announced today the winners of its charitable online video and essay contest, awarding $85,000 in scholarships to 40 deserving Oakland, Wayne and Macomb county high school and college students. Michigan First President/CEO Michael Poulos made the announcement.

Southfield native and current University of Michigan student Clare Luckey was awarded a $10,000 scholarship for her video depicting how she would use $50,000 to support adult literacy programs in southeast Michigan and alternative energy initiatives. Danielle Morrison, of Farmington Hills and current Vanderbilt University student, was also received a $3,000 scholarship for her video submission on wanting to help communities lacking in health care and learning more about other cultures.

Now in its 10^th year, Michigan First expanded its scholarship program in 2013 to include three categories: a high school video contest, high school essay contest and college video contest. The top three entries in each category received $10,000, $5,000 and $3,000 scholarships respectively, while additional bonus scholarships of $1,000 were awarded to 31 individuals.

“Michigan First was founded by teachers, and it is inspiring for us to see these students use their creativity to express a passion for education,” Poulos said. “It is evident by the submissions that each of our contest participants has a bright future ahead of them. We look forward to further investing in the financial education for our youth in metro Detroit.”

Other scholarship winners from Oakland County include:

High school video contest winners:

• Akiva Hebrew Day School—Joseph Jubas ($1,000)
• Southfield Christian High School—Janelle Grant ($1,000)
• Seaholm High School—Daniel Maertens ($1,000)
• Southfield Christian High School—Alexis Wilson ($1,000)

High school essay contest winners:

• Southfield High School—Breyon Gaston ($1,000)
• University High School Academy—Devynne Davis ($1,000)
• Southfield Lathrup High School—Kendyl Stewart ($1,000)
• Southfield High School—Kierra Tarrance ($1,000)
• Groves High School—Autumn Palmer ($1,000)
• Lahser High School—Deven Kishore ($1,000)
• Southfield Christian High School—Imani Thomas ($1,000)
• University High School Academy—Ashley Parker ($1,000)
• Seaholm High School—Taylor Wyllie ($1,000)
• Southfield High School—Amber Hunter ($1,000)
• Mesivta of Toledo—Michael Wayntraub ($1,000)
• Southfield High School—Dominique Moore ($1,000)
• University High School—Nia Byrd ($1,000)

Since its inception, the program has given away more than $730,000 to local students. The scholarships are funded by the community financial institution’s nonprofit, Michigan First Foundation. Founded in 2012, the nonprofit focuses on youth and education, contributing $160,000 annually to local charitable organizations and students.

To download the picture of Clare Luckey, please click on the image below.

Michigan First Credit Union’s $10,000 grand prize scholarship winner Clare Luckey poses for a picture with Young & Free Michigan Spokester Austin Chapman. Luckey, a University of Michigan student, received the scholarship for her video submission depicting how she would use $50,000 to support adult literacy programs in southeast Michigan and alternative energy initiatives.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $640 million financial institution serving nearly 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education, community and charitable organizations. Largely through the efforts of the Michigan First Foundation, the credit union will donate more than $180,000 to local nonprofits and scholarships this year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Austin Chapman uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage young adults to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

MEDIA CONTACT:

Luke Capizzo

248.258.2333

lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – March 21, 2013 – Michigan First Credit Union, in conjunction with its young adult financial education program, Young & Free Michigan, announced today the winners of its charitable online video and essay contest, awarding $85,000 in scholarships to 40 deserving metro Detroit high school and college students. Michigan First President/CEO Michael Poulos made the announcement.

Now in its 10^th year, Michigan First expanded its scholarship program in 2013 to include three categories: a high school video contest, high school essay contest and college video contest. The top three entries in each category received $10,000, $5,000 and $3,000 scholarships respectively, while additional bonus scholarships of $1,000 were awarded to 31 individuals. Since its inception, the program has given away more than $730,000 to local students.

“Michigan First was founded by teachers, and it is inspiring for us to see these students use their creativity to express a passion for education,” Poulos said. “It is evident by the submissions that each of our contest participants has a bright future ahead of them. We look forward to further investing in the financial education for our youth in metro Detroit.”

The top 10 applicants in each category were selected through online public voting, before a panel of judges selected the following winners.

High school video contest winners:

• Roseville High School—Holly Hedemark ($10,000)
• Detroit School of Arts—Redi Shorter ($5,000)
• Lake Shore High School—Hannah Mico ($3,000)
• Plymouth Education Center Preparatory High School—Ecwiauna Wooten ($1,000)
• Akiva Hebrew Day School—Joseph Jubas ($1,000)
• Southfield Christian High School—Janelle Grant ($1,000)
• Seaholm High School—Daniel Maertens ($1,000)
• Southfield Christian High School—Alexis Wilson ($1,000)

High school essay contest winners:

• Chandler Park Academy High School—Lamar Allen ($10,000)
• Detroit Country Day School—Jonell Nwabueze ($5,000)
• Cass Technical High School—Erika Reid ($3,000)
• Southfield High School—Breyon Gaston ($1,000)
• Renaissance High School—Derrick Hedwood ($1,000)
• Cousino High School—Andreea Mitrache ($1,000)
• Southfield Lathrup High School—Joshua Cummings ($1,000)
• Divine Child High School—Starr-Ambrosia Muslim ($1,000)
• University High School Academy—Devynne Davis ($1,000)
• Renaissance High School—Lee Williams Jr. ($1,000)
• Southfield Lathrup High School—Kendyl Stewart ($1,000)
• South Lake High School—Shayla McCullough ($1,000)
• Lake Shore High School—Chloe Jennings ($1,000)
• Southfield High School—Kierra Tarrance ($1,000)
• Groves High School—Autumn Palmer ($1,000)
• Lahser High School—Deven Kishore ($1,000)
• Cass Technical High School—Ashley Chillis ($1,000)
• Southfield Christian High School—Imani Thomas ($1,000)
• University High School Academy—Ashley Parker ($1,000)
• Cass Technical High School—Kendal Cockrel ($1,000)
• Seaholm High School—Taylor Wyllie ($1,000)
• Grosse Pointe South High School—Olivia Culver ($1,000)
• Cass Technical High School—Kayla Young ($1,000)
• Southfield High School—Amber Hunter ($1,000)
• Mesivta of Toledo—Michael Wayntraub ($1,000)
• Southfield High School—Dominique Moore ($1,000)
• University Liggett School—Briana Bellamy ($1,000)
• Renaissance High School—Antashe Howard ($1,000)
• University High School—Nia Byrd ($1,000)

College video contest winners:

• University of Michigan—Clare Luckey ($10,000)
• Wayne State University—Jaclyn Davis ($5,000)
• Vanderbilt University—Danielle Morrison ($3,000)

The scholarships are funded by the community financial institution’s nonprofit, Michigan First Foundation. Founded in 2012, the nonprofit focuses on youth and education, contributing $160,000 annually to local charitable organizations and students.

To download the photographs of the winners, please click on the images below.

Michigan First Credit Union Scholarship recipients were recognized at an awards ceremony held on March 14. This year, Michigan First, in conjunction with its young adult financial education program Young & Free Michigan, awarded 40 metro Detroit high school and college students with $85,000 in scholarships.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $640 million financial institution serving nearly 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education, community and charitable organizations. Largely through the efforts of the Michigan First Foundation, the credit union will donate more than $180,000 to local nonprofits and scholarships this year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Austin Chapman uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage young adults to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

MEDIA CONTACT:

Luke Capizzo

248.258.2333

lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – March 12, 2013 – Michigan First Credit Union announced its third annual Young & Free Michigan “Spokester” search today. The winner will serve for a year as the spokesperson for the credit union’s education-focused program for younger members and receive a $27,500 salary (with the opportunity for a $5,000 bonus), an Apple MacBook Pro, an HD video camera and a smart phone. President/CEO Michael Poulos made the announcement.

The spokester will have the opportunity to create daily blogs and weekly videos to encourage smart financial behavior. They will get to connect personally with the college-age crowd throughout lower Michigan as a part of a variety of local events and presentations. The winner will also enjoy use of the Young & Free Michigan car for a year, along with paid gas and insurance.

“Young & Free Michigan is all about sharing positive advice about finances with 17-to-25 year-olds—and our spokester is the embodiment of that mission,” says Poulos. “This is a fantastic opportunity for someone in or just out of college to showcase their energy, creativity and passion—and to get paid for it!”

To enter, individuals must be between 18 and 25 years old, willing and able to work full-time and reside in metro Detroit from June 2013 to June 2014. Applicants should bring their creativity, tech savvy and passion for helping others to a short, 60-second video demonstrating why they would be the ideal spokesperson. They will also need to submit an entertaining blog post on a financial topic, completing their entry by noon on April 15. A public vote from April 16-25 will determine the 10 finalists who also will be invited for an in-person “meet up” event before the final decision is made.

To download a high resolution image of current spokester Austin Chapman, please click the photo below:

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-based Michigan First Credit Union (www.MichiganFirst.com) has grown into a $640 million financial institution serving more than 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $150,000 to more than 85 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Austin Chapman uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage readers to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

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Media Contact
Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – Jan 15, 2013 – Michigan First Credit Union—together with Young & Free Michigan, its young adult financial education program—has given away more than $650,000 in scholarships to metro Detroit students over the past nine years. The community financial institution has expanded scholarship programs for 2013 to include a $10,000 grand prize in each of three categories.

The three scholarship categories include: a high school video contest, a high school essay contest and a college video contest. Applicants can create their response with a 60 sec. video or a 300-word essay. For each category, this year’s question is “What would you do with $50,000?” The three winners will receive a $10,000 scholarship, and runners up will receive $5,000 and $3,000 scholarships. The top ten applicants in each category will be selected by online voting and a panel of judges will select the winners.

“By expanding our scholarships this year, we’ll be able to make an even greater impact in the lives and futures of local students,” says Michael Poulos, Michigan First’s president & CEO. “This credit union was founded by Detroit teachers and education is something we believe in doing our part to support. We’ll continue to work with local schools, educators and communities through our scholarships, student-run credit union branches and the Young & Free Michigan program. Investing in the communities where our members live and work is a critical part of who we are.”

The Michigan First Foundation—a non-profit founded in 2012 by the credit union with a focus on youth and education in metro Detroit—funds the scholarships as part of $160,000 in contributions to local charitable organizations and students each year.

In addition to the more than $50,000 awarded through the three categories, up to 30 $1,000 scholarships may be awarded to entries from selected high school participants in Wayne, Oakland and Macomb Counties.

Applications will be accepted January 15 through February 12 at YoungFreeMichigan.com. All applicants must be high school seniors or current college students as well as members of Michigan First Credit Union, but interested metro Detroit students may join when they apply for the contest. The public voting for the top videos and essays will take place between February 13 and 19, determining the top 10 finalists in each category. The winners will be selected the week of March 4.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $625 million financial institution serving nearly 90,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer?focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $160,000 to more than 85 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Austin Chapman uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage young adults to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

SUBSCRIBE
 Subscribe to Michigan First’s News Feed

Media Contact
Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – Dec. 11, 2012 – Michigan First Credit Union has launched a new feature allowing mobile deposit for iPhone, iPad and Android mobile devices. Users of the Michigan First Mobile application can now take a photo of a check with their device and deposit it directly into their checking or savings account. President/CEO Michael Poulos made the announcement.

Mobile deposit is another amenity for members that have downloaded the app, which also includes complete account access from your phone. Users can view savings and checking account histories along with Michigan First loans; as well as transferring funds, paying bills, and locating convenient branches and ATMs. More information on mobile deposit is available at MichiganFirst.com/MobileDepositFAQ.

“The use of mobile banking will continue to grow rapidly over the next several years, so we’re investing in strengthening this technology for our members,” says Poulos. “You can’t beat the convenience of snapping a quick photo with your phone to deposit a check. With today’s busy lifestyles, we’re constantly working to make the banking experience as fast and easy as possible for our members.”

Michigan First continues to focus on exceptional customer service through social media networks and new in-branch technology. These ongoing improvements help the credit union bring in more than 1,000 new members each month.

To download a screen shot of the mobile deposit app, please click below.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­?based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $625 million financial institution serving more than 87,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer?focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $100,000 to more than 75 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

MEDIA CONTACT:
Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – October 25, 2012 – Michigan First Credit Union received the statewide Louise Herring Philosophy-in-Action Member Service Award and an honorable mention (third place) at the national level for its efforts to promote homeownership through the Turning Point Home Loan program. The Michigan Credit Union League and the Credit Union National Association awards showcase the most innovative efforts to build communities through financial programs.

Launched in January 2012, Turning Point is an alternative for those who may not have previously met the terms of a traditional mortgage. As lending restrictions have tightened since 2008, some would-be borrowers face higher rates, while others may be denied altogether. This program targets those who can afford mortgages, but may have a blemish on their record, and seeks to get them the most affordable loan possible.

“We’re thrilled to be recognized for this innovative approach to lending and community outreach,” says the credit union’s President/CEO Michael Poulos. “It’s all part of Michigan First’s effort to focus on serving our members—finding ways to support them and meet their needs.”

The Herring Award winners, selected to embody the cooperative credit union philosophy, are chosen annually from among the more than 300 credit unions in Michigan and the more than 7,500 nationwide. Visit MichiganFirst.com/TurningPoint to learn more about the program.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­?based Michigan First Credit Union (MichiganFirst.com) has grown into a more than $625 million financial institution serving more than 87,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer?focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $100,000 to more than 75 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

To download a photo of President & CEO Michael Poulos, click below.

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Media Contact
Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – August 15, 2012 – Michigan First Credit Union is pleased to announce that the Michigan First Foundation has awarded $51,000 worth of scholarships to deserving high school students in metro Detroit. Michigan First President/CEO Michael Poulos made the announcement.

This is the 11^th year for the scholarship awards, which give $1,000 to graduating high school seniors who are Michigan First members and attend the high schools within the communities the credit union serves. Chosen by their school counselors, students are selected based on academic achievement, community involvement, extra-curricular activities, leadership, special talents and civic/social responsibility. The program has given more than $600,000 to local students since its inception.

“It’s always an honor to award these scholarships to some of the best and brightest students in metro Detroit,” said Poulos, who is also president of the Michigan First Foundation. “Whether it is through our 27 student-run credit union branches at locals schools, our Young & Free Michigan program or our scholarships to deserving graduates, we are committed to ongoing education and giving students the tools to succeed.”

The following graduating high school seniors each received a $1,000 scholarship:

Allen Park High – Ashley Prusakiewicz

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­?based Michigan First Credit Union (MichiganFirst.com) has grown into a $620 million financial institution serving more than 86,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer?focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $100,000 to more than 75 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

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CONTACT: Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – July. 18, 2012 – From Sept. 18-20, Michigan First Credit Union will host Disney Institute, the benchmark educational program for service and leadership excellence, at its Lathrup Village headquarters. The credit union invites all metro Detroit businesses and organizations to attend and learn about customer service and leadership at the highest level. The programs, “Disney’s Approach to Quality Service” and “Disney’s Approach to Leadership Excellence”, will share the company’s unique strategies to create a culture dedicated to customer satisfaction and one that cultivates leadership at all levels.

“At Michigan First, we’re constantly looking for the best possible models to improve our member service and leadership skills every day,” says the credit union’s President/CEO Michael Poulos. “We’re thrilled to bring back Disney Institute’s impeccable training in customer service and leadership that we’ll use to empower our team members and the community. We’re also offering a free morning Leadership Excellence session to local college and university faculty and staff. As an educationally-focused organization, we felt it was a great opportunity to share these critical insights with the broader community.”

Michigan First will host three Disney Institute programs at their headquarters at ?27000 Evergreen Rd. in Lathrup Village:

• Tuesday, Sept. 18: Disney Institute’s Approach to Quality Service
• Wednesday, Sept. 19: Disney Institute’s Approach to Leadership Excellence
• Thursday, Sept. 20: Disney Institute’s Approach to Leadership Excellence

(Special complimentary 90-minute session for college and university faculty and staff)

The Tuesday and Wednesday sessions run from 8 a.m. to 5 p.m. with a continental breakfast served from 8-8:30 and lunch. The Thursday session runs from 8 a.m. to 10 a.m. Before August 3, registration is for $650 for both the Tuesday and Wednesday sessions or $349 for either individually. On or after August 3, the sessions are $750 together or $399 separately. The 90-Minute session on Thursday will be offered for free as a service to local higher education professionals. For all sessions, registration is required and space is limited.

To register for a full day session, visit MichiganFirst.com/Disney_Institute. To register for the 90-minute university session, visit MichiganFirst.com/Disney_Institute_Collegiate/.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-­?based Michigan First Credit Union (MichiganFirst.com) has grown into a $620 million financial institution serving more than 86,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer?focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $100,000 to more than 75 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

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CONTACT: Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

LATHRUP VILLAGE, Mich. – June 4, 2012 – Who says a credit card can’t build community? Michigan First Credit Unionhas created a new credit card to reward consumers to buy local and support Michigan. Individuals that use the Experience Michigan First Rewards Visa® earn bonus points for local purchases and build up rewards points toward statewide and national travel, shopping and attractions or to make donations to local charities. Michigan First President/CEO Michael Poulos made the announcement.

Michigan's own Mackinac Bridge

(To view high-res versions of this and other card images, visit Michigan First’s Flickr page.)

“Our state is making a comeback because of the local institutions and local leaders we’re partnering with as part of Experience Michigan First. Now users can continue to buy local and be rewarded for it,” says Poulos. “When we sat down to create a rewards credit card, we knew we wanted to encourage supporting Michigan. We love this state and know consumers want to show off their passion in everything they do.”

The card also shows state pride, as users can choose from 12 unique photographs that capture the best of Michigan—showcasing the excitement of Greektown and the Detroit skyline to the majesty of the Mackinac Bridge and Sleeping Bear Dunes.

Rewards to choose from include gift cards to:

• Michigan attractions and entertainment like the Detroit Zoo, Emagine Theaters, The Henry Ford, Michigan’s Adventure and Cheyne Park Amphitheatre;
• Travel and shopping destinations such as the Grand Hotel, the Bavarian Inn, Bronner’s Christmas Wonderland, Great Lakes Crossing, Twelve Oaks and The M Den;
• Local restaurants including Andiamo, Buddy’s Pizza, Cliff Bells and Muer Seafood Restaurants; and
• Downloads such as deals from Groupon, purchases through QuickGifts and music from Puretracks.

Cardholders can also donate their rewards points toward 20 different local charities including Alternative for Girls, CARE of Southeastern Michigan, Detroit City Year, the Detroit Symphony Orchestra, the Detroit Urban League, Focus Hope, Girl Scouts of Southeastern Michigan, Habitat for Humanity of Oakland County, the Museum of African American History, Ronald McDonald House Charities of Southeastern Michigan, the United Negro College Fund and the Southfield Community Foundation.

The Experience Michigan First card has no annual fee, no balance transfer fee and a low rate. The rewards program adds one point for every dollar and 1.5 points for spending in Michigan. More details are available at www.ExperienceMichiganFirst.com.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-based Michigan First Credit Union (www.MichiganFirst.com) has grown into a $600 million financial institution serving more than 84,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $150,000 to more than 85 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

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LATHRUP VILLAGE, Mich., March 12, 2012 – Michigan First Credit Union kicks off its second annual Young & Free Michigan “Spokester” search today. The winner will serve as the program’s spokesperson for a year and receive a $30,000 salary, an Apple MacBook Pro, an HD video camera and a smart phone. The winner will also enjoy use of the Young & Free Michigan car for a year, along with paid gas and insurance. President/CEO Michael Poulos made the announcement.

“If I was a few years younger, I’d love to have this job,” says Poulos. “Our spokesperson actively reaches out to the community—engaging through social media, making videos, attending events and encouraging the next generation to get a head start on being financially fit. We want them to show that smart money management doesn’t have to be a chore—it can be fun!”

To enter, individuals must be between 18 and 25 years old and bring their creativity, tech savvy and passion for helping others to a short, 60-second video demonstrating why they would be the ideal spokesperson. They will also need to submit an entertaining blog post on a financial topic, completing their entry by noon on April 16. A public vote from April 16-25 will determine the 15 finalists who also will be invited for an in-person “meet up” event before the final decision is made.

To see video from last year’s winner and the current Young & Free Michigan Spokester Janelle O’Hara, visit YougFreeMichigan.com.

About Michigan First Credit Union

Founded in 1926 by a small group of Detroit teachers, Lathrup Village-based Michigan First Credit Union (www.MichiganFirst.com) has grown into a $600 million financial institution serving more than 84,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also a significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $150,000 to more than 85 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan

Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Janelle O’Hara uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage readers to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMI.com.

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Luke Capizzo
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Students interested in the scholarships, offered as part of the Young & Free Michigan program, can enter by submitting a 60 second video answering the question: ”What impact will your education have on where you will be in ten years?” Applicants are encouraged to get creative with the video process and share the contest within their social networks. Beyond first prize, the foundation will award scholarships of $5,000 for second place, $2,500 for third place and an iPad 2 for the “People’s Choice” winner of online voting. Current college students and high school graduates ages 18-25 planning to attend college in the fall of 2012 can learn more at YoungFreeMichigan.com, where voters will choose the ten finalists for the top prizes.

“We began as a credit union for Detroit teachers, and we’ll never forget that heritage or diminish our deep commitment to education,” says foundation President Michael Poulos, who is also Michigan First’s president/CEO. “This year, we’ve created the foundation to leverage our commitment to metro Detroit and expand our reach. Adding the college scholarship contest gives more students the encouragement and support to continue with higher education, paying dividends for the strength of our communities and help build a better future for Michigan.”

The foundation will also continue Michigan First’s separate $1,000 high school scholarship program for the 11^th year. High school seniors can enter through their school counselors at participating schools, while college students and high school graduates can apply online through the Young & Free Michigan website. Only current members of Michigan First (and for high school students, those that attend participating schools in Wayne, Oakland and Macomb counties) are eligible, but non-members are encouraged to join.

About Michigan First Credit Union
Founded in 1926 by a small group of Detroit teachers, Lathrup Village-based Michigan First Credit Union (www.MichiganFirst.com) has grown into a $600 million financial institution serving more than 84,000 individuals and local businesses in Wayne, Oakland and Macomb counties. An industry leader in consumer-focused technology and dedicated customer service, the credit union is also significant supporter of local financial education and community organizations through the Michigan First Foundation, which donates $100,000 to more than 75 local nonprofits each year. For the latest news, and events, Follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

About Young & Free Michigan
Young & Free Michigan, powered by Michigan First Credit Union, is an ongoing effort to give the 17-to-25 crowd a voice, a head start and useful information about their finances. Spokesperson Janelle O’Hara uses the site’s blog, videos and frequent community appearances to share insight into the best ways to handle financial issues and encourage young adults to take advantage of Michigan First’s First Gear accounts, tailored specifically to their needs. Learn more at www.YoungFreeMichigan.com.

SUBSCRIBE
 Subscribe to Michigan First’s News Feed

Media Contact
Luke Capizzo
248.258.2333
lcapizzo@identitypr.com

“The current state of the housing market creates an excellent opportunity for metro Detroiters to get into the home of their dreams,” said Chris Maynard, vice president of lending for Michigan First Credit Union. “Unfortunately the state of the financial industry may create a challenge for many consumers to get a mortgage. With the Turning Point Home Loan we are able to work closely with our members and simplify some of the requirements of conventional mortgages.”

Although 30-year fixed mortgage rates remain attractive, many financial institutions are increasing lending standards and inserting additional hurdles into the home loan process. As a result, some would-be borrowers will face higher rates, while others will be turned down altogether. The Turning Point Home Loan not only keeps rates consistent but it also helps eliminate many of the barriers to getting a loan. Details on the Turning Point home loan can be found at www.MichiganFirst.com/TurningPoint.

If you are considering looking for a new home, here are a few tips to help you be ready for the mortgage process.

1. Check your credit report: It is important to make sure that your credit report is up to date and correct. Your credit score will play a big role in the percentage rate and approval process for a loan.
2. Have a down payment: The days of zero down are gone. Take time to get your finances in order and save for a down payment before applying for a loan.
3. Income documentation: Loan applicants will also be required in most cases to provide document verification of their income and their assets.
4. Pay down debts: If you want to get a mortgage but have substantial debts, consider paying them down.
5. Wait: If you have recent delinquency on your credit report, maxed out lines of credit, or other blemishes on your credit report that can be taken care of, it is sometimes better to wait a few months and clean up your credit before applying for a mortgage. The better your score is, the better rate you will get and the better your chances will be for loan approval.

Because buying a home can be intimidating, Michigan First offers seminars throughout the year to help consumers better understand the process, including “Get a New Home Loan: It’s Not as Hard as You Think” from 6-8 p.m. on Feb. 15 at the credit union’s main branch in Lathrup Village. Visit www.michiganfirst.com/seminars for the full schedule of upcoming seminars on a variety of financial topics.

In addition to home loans, Michigan First also works with members for auto loans, student loans, credit cards and personal loans.

“Michigan First continues to be strong and stable with money to lend, unlike many financial institutions that have been dramatically affected by the current state of the economy,” added Maynard. “We want to help metro Detroit residents take advantage of the housing market and get into the home they deserve.”

About Michigan First Credit Union

Based in Lathrup Village, Mich., Michigan First Credit Union is one of the leading technology-focused credit unions in metro Detroit. The rapidly growing, full-service financial institution serves more than 84,000 members and has more than $600 million in assets. Founded in 1926 as the Detroit Teachers Credit Union, Michigan First has since expanded to serve those who live, work or worship in Wayne, Oakland and Macomb counties, as well as local businesses. Michigan First is committed to continuously investing in its members, the community, youth and financial literacy initiatives and providing members with the latest in banking technology and services. For more information, visit http://www.MichiganFirst.com.

To stay updated on news, events and more, follow Michigan First on Twitter at http://www.Twitter.com/MichiganFirstCU or “Like” Michigan First on Facebook http://www.Facebook.com/MichiganFirstCreditUnion.

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lcapizzo@identitypr.com