Cheap Car Insurance Louisville Ky

Car Insurance Kentucky Auto Insurance Kentucky Free Insurance quote

noreply@blogger.com (Mike) — Wed, 17 Jul 2013 21:11:00 +0000

Car Insurance Kentucky Auto Insurance Free auto insurance quote

Auto Insurance in Kentucky

The minimum amount of liability insurance coverage required to satisfy the Kentucky Financial Responsibility law is 25,000/50,000/10,000. This means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:

Car Insurance Kentucky Auto Insurance KY

Kentucky Auto Insurance Requirements – Minimum Limits

Twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident
Fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in anyone (1) accident, subject to the twenty-five thousand dollar ($25,000) per person limit
Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident

Car Insurance Kentucky Auto Insurance KY

Kentucky Auto Insurance Requirements – Car Insurance in Kentucky

Under Kentucky law, you must produce documentary proof of Financial Responsibility in the following circumstances:

Kentucky Auto Insurance from Dick Watts Insurance Louisville KY

502-245-3625

Car Insurance Kentucky Auto Insurance KY Kentucky Insurance

Car Insurance Kentucky Auto Insurance KY

Dick Watts Insurance wants to help you get the lowest possible auto insurance rates. Being familiar with your state’s financial responsibility requirements is an easy way to start. Here is the most recent information for Kentucky:

Cheap Car Insurance Louisville KY

noreply@blogger.com (Mike) — Tue, 19 Jun 2012 12:29:00 +0000

Cheap Car Insurance Louisville KY

We are an independent insurance agent in Louisville Ky. It is important as a consumer to shop for car insurance to find the best rate for your situation. Ask you agent about auto Liability insurance and other auto insurance coverages that may apply to your situation. Call today for a free car insurance quote 502-245-3625 Dick Watts Insurance. Compare auto insurance rates in Louisville KY . It is important to not let your Louisville car insurance lapse. A lapse in auto insurance coverage could lead to another auto insurance rate and cheap car insurance in Louisville KY

noreply@blogger.com (Mike) — Wed, 30 May 2012 13:19:00 +0000

Butchertown Art Fair Louisville KY

The 2012 Butchertown Art Fair is Saturday June 2nd from 10am-7pm in Butchertown Louisville KY . The takes place this Saturday on East Washington Street between Shelby and Wenzel. . This year the Art Fair will partner with Edge Outreach. Everyone is encouraged to bring all old worn out shoes or new shoes that you would like to donate.
There will be food, art, and jewelry. There will also be off site pet adoptions, if you would like to adopt a pet this weekend in Louisville KY

Butchertown Neighborhood Association

Louisville Articles

Rental Car Insurance Louisville KY

Are you the best driver on the road in Louisville?

Louisville Auto Insurance

noreply@blogger.com (Mike) — Wed, 30 May 2012 12:39:00 +0000

The Germantown Schnitzelburg Blues Festival Louisville KY

The third annual Germantown Schnitzelburg Blues Festival Louisville is all about having fun. The festival takes place in Louisville this weekend June 1 and June 2 2012 . The Festival is in memory of the late John Carby and a portion of the proceeds will go to the American Caner Society. There will be booths and live entertainment. Check's Cafe is located nearby and will be offering fun food and pizza. The festival is located at East Burnett Ave in Louisville KY. If you have time this weekend stop by and ejoy the Germatown Schnitzelburg Blues Festival in Louisville KY.

Germatown Schnitzelburg Blues Festival

Other Louisville Articles you may enjoy

5 ways to save on car insurance in Louisville KY

8 Louisville auto insurance discounts you may be missing

Homeowners Insurance Louisville KY

Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243
502-245-3625

noreply@blogger.com (Mike) — Mon, 28 May 2012 15:11:00 +0000

Do I need separate Rental car insurance? Will my auto insurance policy cover a Rental vehicle?

At the Rental Car Counter

Since insurance is state regulated, the cost and coverage will vary from state to state. Consumers, however, can generally choose from the following coverages:

Loss Damage Waiver (LDW) Also referred to as a collision damage waiver outside the U.S., an LDW is not technically an insurance product. LDWs do, however, relieve or “waive” renters of financial responsibility if their rental car is damaged or stolen. In some cases, waivers also provide coverage for “loss of use,” in the event the rental car company charges the renter for the time a damaged car can not be used because it is being fixed. It may also cover towing and administrative fees. These are some general guidelines every rental contract is different. Review your own contract to determine the contents.
Waivers, however, may become void if the accident was caused by speeding, driving on unpaved roads or driving while intoxicated. If you already have comprehensive and collision coverage on your own car, check with your personal auto insurer to make sure you are not duplicating coverage you already have. Should you decide it is necessary, this coverage generally costs between $9 and $19 a day. Auto insurance quote Louisville KY

Liability Insurance
According to some state laws, but not all, rental companies must provide the state required amount of liability insurance. Generally, these amounts are low and do not provide much protection. If you have adequate amounts of liability protection on your own car, you may consider forgoing additional liability protection. If you want the supplemental insurance, it will cost between $7 and $14 a day.

Those who do not own their own car and are frequent car renters, can also consider purchasing a non-owner liability policy. This not only provides liability protection when you rent a car, but also when you borrow someone else’s car.
Personal Accident Insurance
Personal Accident Insurance offers coverage to you and your passengers for medical and ambulance bills for injuries caused in a car crash. If you have adequate health insurance or are covered by personal injury protection under your own car insurance, you may not need this additional insurance. It usually costs about $1 to $5 a day.
Personal Effects Coverage
Personal Effects Coverage provides insurance protection for the theft of items in your car. If you have a homeowners or renters insurance policy that includes off-premises theft coverage, you are generally covered for theft of your belongings away from home, minus the deductible. If you purchase this coverage through the rental car company, it generally costs between $1 and $4 a day.

If you frequently travel with expensive items such as jewelry, cameras, musical equipment or sports equipment, it may be more cost-effective to purchase a personal articles floater under your homeowners or renters insurance policy. With such a floater, your valuable items are protected at home as well as while traveling anywhere in the world and the coverage is broader.

Auto Insurance Quote Louisville KY

Other Things to Consider

States have minimum age requirements for renting a car and most major rental car companies refuse to rent a car to someone who is under 21 and in some cases under 25. In addition, some rental car companies now investigate your driving record and/or credit history so check with the rental car company before picking up the car.

If you are planning to rent a car abroad there may not be any insurance coverage, contact both your insurance agent and travel agent to find out what you need to do to be properly insured. Those driving a rental car from the U.S. into Mexico may find it progressively more difficult to rent a car as U.S. rental car companies are increasingly concerned about the rising crime rates in that country. The minimum required insurance coverage to drive in Mexico is civil liability insurance which covers you in case you cause injury or damage. Your American liability insurance is not valid in Mexico for bodily injury, though some American insurance policies will cover you for physical damage—check with your agent or insurance company representative. You can also buy Mexican car insurance in several American border towns; there are generally several storefronts selling Mexican car insurance near the border. Cheap Car Insurance Louisville KY . Every auto insurance policy is different, review your own auto insurance policy first to determine if there is auto insurance coverage for a rental.

Call your insurance agent first before Renting a vehicle. Every insurance policy is different, your auto insurance policy may not cover a rental vehicle. If you would like more information about auto insurance contact Dick Watts Insurance 12200 Shelbyville Road Louisville KY 40243 502-245-3625

The Julep Kentucky Derby Festival

noreply@blogger.com (Mike) — Tue, 01 May 2012 12:45:00 +0000

The Julep Kentucky Derby Festival

Oaks night May 04, 2012
The Galt House Grand Ballroom

The Julep which benefits the James Brown Graham Cancer center is May 4 at the Galt House.

Some of the many celebrities scheduled for the event are Doris Roberts, Star Jones, and Fred Willard.

For more information on the Julep

the Julep

or The Julep A Party with a Purpose

Thank you for visiting

Dick Watts Insurance
Louisville Car Insurance

502-365-5132
12200 Shelbyville Rd 112
Louisville KY 40243

Kentucky Derby Festival

Saturday's night Hail left some homes and cars damaged in Louisville

noreply@blogger.com (Mike) — Mon, 30 Apr 2012 12:24:00 +0000

Saturday night's hail left some homes and cars damaged in Louisville. Some viewers say it was the size of quarters, and some even say the size of golf balls. Sunday, we got a good look at some of the damage near Eastern Parkway and Bradley Avenue. Some cars have dents in them, and some windows were broken out. Some homes were also impacted. "It started out pea-sized hail and kept getting bigger. It got up to golf ball

sized and I decided it was time to go back in the house," says Mike Jacobs. "He was like, I don't know if that's hail or that's broken glass read more Hail Storm

Hail Damage? Storm Damage?

noreply@blogger.com (Mike) — Mon, 30 Apr 2012 12:14:00 +0000

Recent hail claim in Louisville KY on Saturday April 28, 2012 . Please let us know if you have hail damage and need to report a claim to your insurance company. Here is a list of insurance claims phone numbers Progressive Insurance 1-800-274-4499 Safeco Insurance 1-800-332-3226 Travelers Insurance 1-800-252-4633 Motorists Insurance 1-800-876-8766 Please call us if you have any questions Dick Watts Insurance 12000 Shelbyville Rd 112 Louisville, KY 40243 502-245-3625 502-365-5132

Hail Storm, Louisville, KY April 2012

noreply@blogger.com (Mike) — Mon, 30 Apr 2012 11:57:00 +0000

Louisville Hail Storm April 28 2012 Saturday night Fern Creek area As you all may know Louisville sustained a significant Hail event on Saturday evening If you need to report a claim for hail damage or hail storm damage to your insurance company: Progressive Insurance Claims Hail 1-800-274-4499 Safeco Insurance Claims Hail 1-800-332-3226 Travelers Insurance Hail Claims 1-800-252-4633 Motorists Insurance Hail Claims 1-800-876-8766 Foremost Insurance Hail Claims 1-800-527-3905 For More information visit http://dickwattsinsurance.com or http;//kentucky-insurance.com

noreply@blogger.com (Mike) — Fri, 02 Mar 2012 15:22:00 +0000

Car Accident? New Claim to Report? Insurance Company Phone numbers

noreply@blogger.com (Mike) — Wed, 16 Nov 2011 16:20:00 +0000

Car Accident? New Insurance Claim to Report- Insurance company phone numbers

1) Progressive Insurance Claims

For Claims

To report a claim, 24 hours a day, 7 days a week, call: 1-800-274-4499
To report a claims grievance, 24 hours a day, 7 days a week, call:
1-800-274-4641

Progressive Insurance Claims

2) Safeco Insurance Claims
1-800-332-3226
Link to Safeco Insurance
http://www.safeco.com/insurance-claims/get-started

3) Travelers Insurance Claims
1-800-252-4633
Link to Travelers Insurance Claims
https://www.travelers.com/claim/index.aspx

4) Motorists Insurance Claims
1-800-8768766
Link to Motorists Insurance

5) Foremost Insurance Claims
1-800-527-3907
http://www.foremostinsurance.com/claims/

These are important phone numbers you may want to keep for future reference.
From :
Dick Watts Insurance Inc.
12200 Shelbyville Rd 112
Louisville KY 40243
502-365-5132

car insurance louisville ky

noreply@blogger.com (Mike) — Fri, 04 Nov 2011 18:30:00 +0000

Dick Watts Insurance- Car Insurance in Louisville Kentucky!

We can now insure all of the following drivers

DUI
DWI
SR22
International Drivers License
No Prior Car insurance in Louisville KY

call us today for a free car insurance quote at 502-365-5132 x1

http://www.facebook.com/wattsinsurance

Car Insurance Louisville

noreply@blogger.com (Mike) — Fri, 14 Oct 2011 14:23:00 +0000

CAR INSURANCE LOUISVILLE

FREE CAR INSURANCE QUOTE IN LOUISVILLE KY

SEE HOW MUCH YOU CAN SAVE CALL

DICK WATTS INSURANCE
502-245-3625

WE CAN NOW INSURE ALL OF THE FOLLOWING SITUATIONS

NO PRIOR CAR INSURANCE IN LOUISVILLE
LOUISVILLE DRIVERS WITH SPEEDING TICKETS
LOUISVILLE DRIVERS WITH DUI OR DWI
LOUISVILLE SR22
LOUISVILLE DRIVERS WHO DO NOT OWN A VEHICLE

CALL US TODAY 502-245-3625 DICK WATTS INSURANCE LOUISVILLE KY

http://dickwattsinsurance.com/

Understanding Trees and Homeowners Insurance Louisville KY

noreply@blogger.com (Mike) — Tue, 20 Sep 2011 15:29:00 +0000

Understanding Trees and homeownes Insurance Louisville KY podcast from

Homeowners Insurance Louisville KY Understanding trees

Every insurance policy is different, Coverage for this may not be available on your insurance policy. Consult your insurance policy contract for specifics to determine coverage . Please be advised coverage may not be available on your specific insurance policy.

Clients non renewed or cancelled for car insurance?

noreply@blogger.com (Mike) — Sat, 20 Aug 2011 18:42:00 +0000

Do you have auto insurance clients who have been cancelled or non-renewed because of tickets or accidents or a DUI . We can help by offering Car Insurance in Louisville. If you have clients that are being non-renewed or cancelled we may be able to offer auto insurance. Even if your client has tickets, accidents or a DUI . We can now offer non-standard car insurance for those hard to place risks

Car Insurance Louisville

DUI
many accidents
Tickets
No Prior auto insurance
SR22

Call us for a free car insurance quote in Louisville Dick Watts Insurance 502-245-3625.

Louisville Smart Phones Distract Drivers According to GMAC Study

noreply@blogger.com (Mike) — Mon, 15 Aug 2011 12:45:00 +0000

Louisville Smart Phones Distract Drivers According to GMAC Insurance driver study

"While 8 in 10 drivers say it is never safe to text, email or use a smart phone, a large percentage use various features on their smart phones when operating their vehicles, according to the latest GMAC Insurance National Drivers Test.

Car Insurance in Louisville

Even with a number of states banning handheld cell phones and texting, nearly 50 percent of drivers admit to making phone calls while driving and about 15 percent of drivers admit to sending and reading text messages while driving.

Almost three quarters of 16 to 17 year olds saying that they’ve completely stopped the use of mobile devices while driving. The vast majority of drivers between the ages of 60 and 65 have completely stopped using mobile devices as well......" Louisville Smart Phones

How Much Car Insurance Louisville Do you need?

noreply@blogger.com (Mike) — Wed, 10 Aug 2011 11:00:00 +0000

How much car insurance in Louisville do you need?

Tips
1) Check out your state's minimum insurance requirements. It's possible that the minimum coverage required might not be that different than what you really need.
2)When deciding how much coverage you need, make sure you're covered for an amount equal to the total value of your assets.
3) To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.

Car Insurance Louisville

Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:

• Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.

• Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you’re at fault. You’ll often see BIL policies described as a “20/50” policy

How Much Louisville Car Insurance Do you need

Dick Watts Insurance Inc Louisville KY 502-245-3625

Google+ Google Plus - you can follow us

noreply@blogger.com (Mike) — Sat, 06 Aug 2011 03:18:00 +0000

You can now follow us on Google+

DICK WATTS INSURANCE ON GOOGLE+

LOUISVILLE CAR INSURANCE 502-245-3625

Are you the best driver on the Road? Car Insurance Louisville

noreply@blogger.com (Mike) — Thu, 04 Aug 2011 22:30:00 +0000

If you think you're the best driver on the road, you're not alone. The majority of American drivers think they are No. 1 when it comes to operating a car. Nearly two-thirds of drivers rate themselves as "excellent" or "very good," according to a new survey

But your friends and neighbors are kind of lousy when it comes to backing you up. Americans rated fewer than a third of their friends as excellent or very good drivers. And out of state drivers? Fuhgeddaaboutit. More than half of Americans think good driving ends at their state border, rating out-of-state neighbors as only average or poor

Contact us today for a free Louisville Car Insurance quote 502-365-5132

Dick Watts Insurance

See full article from DailyFinance: http://srph.it/p3RrzC
http://www.dailyfinance.com/2011/08/02/are-you-the-best-driver-on-the-road/

An Easier Way to Compare Business Insurance

noreply@blogger.com (Mike) — Mon, 01 Aug 2011 22:25:00 +0000

An Easier Way to Compare Business Insurance
There are four ways you can handle the expiration of your insurance policies:

1. Renew the current policy with your current insurer using your current agent.

2. Use your current agent to get quotes from multiple insurers.

3. Use multiple agents to get quotes from multiple insurers.

4. Review multiple agents, pick one, let that agent access multiple insurers.

Car Insurance in Louisville KY

Renewing your current policy with the current agent and insurer (#1 above) is the easiest. At most, you'll meet with your agent to update his information. He sends you the renewal policy and a bill. All done

Read More: Manage your Business Insurance

'Combined' Insurance Policies Grow

noreply@blogger.com (Mike) — Mon, 01 Aug 2011 10:30:00 +0000

Combined' Insurance Policies Grow from the Wall Street Journal

Sales of insurance policies that combine long-term-care with other forms of insurance are booming. But before buying, it's important to understand the possible drawbacks.

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Long-term-care insurance helps cover the cost of in-home care or nursing homes and assisted-living facilities. While sales of traditional policies declined during the recession -- to 235,000 in 2010 from 303,000 in 2007 -- sales of policies that package long-term-care with life insurance rose sharply, to 26,000 in 2010 from 15,000 in 2007, according to Limra, a nonprofit insurance and financial-services research organization.

Such "combined" policies pair long-term-care coverage with either life insurance or an annuity

Progressive Car Insurance Louisville the Messenger

noreply@blogger.com (Mike) — Sun, 31 Jul 2011 23:45:00 +0000

Home Improvements that pay off

noreply@blogger.com (Mike) — Sun, 31 Jul 2011 13:53:00 +0000

Home Improvements that pay off
The Best-ROI Home Improvement Projects
The study lists the following as among the best projects from a return-on-investment standpoint.
Steel Entry Door Replacement
The study reveals that you can actually have a positive ROI on this one, with 102% recouped on a $1,200 door. While it may not sound like the sexiest home improvement project, first impressions are lasting, right? The front door is the first thing people see upon entering your house, and most builder-grade doors aren't as nice as newer models you can upgrade to now.

Wooden Deck
With an average installation price of $11,000, the study estimates that at resale, you can achieve a 73% payback. Not too shabby considering you'll get a lot of use out of a deck anyway.

Minor Kitchen Remodel
Complete list of home improvements : Home Improvements Wisebread

Business Insurance for Small Business owners

noreply@blogger.com (Mike) — Sun, 24 Jul 2011 11:20:00 +0000

Business Insurance for Small Business Owners

Eight Car Insurance Discounts you may be missing

noreply@blogger.com (Mike) — Tue, 12 Jul 2011 02:20:00 +0000

Eight Car insurance discount that you may be missing
from Equifax Personal Finance Blog Insurance

"Electronic Funds Transfer (EFT) Discount. It’s a costly endeavor to maintain the billing department of a company. Why? Because many people pay late or don’t pay at all. As a result, policies may be canceled—and possibly then reinstated in the future. It takes a lot of paperwork and man-hours to update policies and keep the records current with both the agency and the Department of Motor Vehicles.

Automatic payments with an EFT reduce the potential for cancelation. The time saved in not having to send notices of cancelation and reinstatement, as well as phone calls to the customer service department, is extraordinary. Therefore, signing up for EFT may qualify you for a discount, as you’ll be saving your insurance company both time and money.

Paid in Full Discount. Again, billing is an expensive overhead that the insurance companies must maintain. If you have the financial resources to pay your premium in full for the policy period instead of making installment payments, the insurance company may reward you with a favorable discount.

Marital Discount. This is one of my favorite discounts! Read the entire article here Equifax Blog

Call us for a Car Insurance quote 502-365-5132
Car Insurance Louisville