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	<title>Million Dollar Journey</title>
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	<description>Building Wealth through Saving and Investing</description>
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	<title>Million Dollar Journey</title>
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	<item>
		<title>Best Stock Trading Apps in Canada</title>
		<link>https://milliondollarjourney.com/best-stock-trading-apps-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-stock-trading-apps-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Tue, 29 Sep 2026 03:10:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=14728</guid>

					<description><![CDATA[After two decades of DIY investing, I’ve had a front-row seat to the evolution of stock trading apps in Canada. Canadian investors had very limited options when I first launched Million Dollar Journey. The big banks dominated the market, trading fees were high, and mobile trading platforms were clunky and felt unreliable. Executing a stock&#8230;The post Best Stock Trading Apps in Canada appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<item>
		<title>Toolbelt vs. Textbook: The $335,000 Case for Skilled Trades</title>
		<link>https://milliondollarjourney.com/college-vs-trades-htm.htm</link>
					<comments>https://milliondollarjourney.com/college-vs-trades-htm.htm#respond</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 26 Sep 2026 07:39:55 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=385396</guid>

					<description><![CDATA[I was talking to my friends Bryce and Kristy (authors of Quit Like a Millionaire and Parent Like a Millionaire) the other day and we got to chatting about AI, possible impacts on the workforce, and the difficult career choices facing young adults right now. Now, as someone who used to teach high school, I’ve&#8230;The post Toolbelt vs. Textbook: The $335,000 Case for Skilled Trades appeared first on Million Dollar Journey.]]></description>
		
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			</item>
		<item>
		<title>The Best Joint Bank Accounts in Canada</title>
		<link>https://milliondollarjourney.com/best-joint-bank-accounts-canada.htm</link>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Wed, 23 Sep 2026 05:30:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=71196</guid>

					<description><![CDATA[Until a few years ago, the best joint bank accounts in Canada were mostly offered by the Big Five Banks: RBC, TD, BMO, Scotiabank, and CIBC, with the online bank Tangerine occasionally getting a mention. But their offerings were fairly similar and, frankly, not very exciting. Then EQ Bank entered the scene and changed the&#8230;The post The Best Joint Bank Accounts in Canada appeared first on Million Dollar Journey.]]></description>
		
		
		
			</item>
		<item>
		<title>Retiring With Rental Properties: Using a “Real Estate Meltdown” to Fund Retiremen</title>
		<link>https://milliondollarjourney.com/using-real-estate-retirement.htm</link>
					<comments>https://milliondollarjourney.com/using-real-estate-retirement.htm#respond</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sun, 20 Sep 2026 03:28:54 +0000</pubDate>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Tax Minimization]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=384597</guid>

					<description><![CDATA[As an MDJ reader you’ve probably heard us talk about the RRSP meltdown strategy. What thousands of mom-and-pop landlords need however, is a real estate meltdown guide. If you’re retiring with large illiquid assets like rental properties, proper planning will save you hundreds of thousands of dollars in taxes over the length of your retirement&#8230;The post Retiring With Rental Properties: Using a “Real Estate Meltdown” to Fund Retiremen appeared first on Million Dollar Journey.]]></description>
		
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			</item>
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		<title>Best Canadian Dividend Stocks &#8211; September 2026</title>
		<link>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm</link>
					<comments>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 19 Sep 2026 02:20:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2102</guid>

					<description><![CDATA[Our top Canadian dividend stocks for 2026 are companies with sustainable dividends, growing earnings, and a long, proven track record of increasing their payouts to shareholders. Unlike lists that simply rank stocks by dividend yield, we focus primarily on dividend growth consistency, earnings-per-share (EPS) growth, revenue growth, payout sustainability, and valuation. That&#8217;s why some lower-yielding&#8230;The post Best Canadian Dividend Stocks &#8211; September 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>73</slash:comments>
		
		
			</item>
		<item>
		<title>Dogs of the TSX Dividend Stock Picks</title>
		<link>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm</link>
					<comments>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 19 Sep 2026 01:55:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3910</guid>

					<description><![CDATA[The “Dogs of the TSX” (also known as Beating the TSX or BTTSX) is a rules-based Canadian dividend strategy that starts with the highest-yielding stocks in the TSX 60. The idea is pretty simple: a high dividend yield can be a sign that a solid blue-chip company has temporarily fallen out of favour. I&#8217;ve followed&#8230;The post Dogs of the TSX Dividend Stock Picks appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>12</slash:comments>
		
		
			</item>
		<item>
		<title>Wealthsimple Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Thu, 17 Sep 2026 10:28:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3696</guid>

					<description><![CDATA[Is Wealthsimple Still the Best Robo Advisor in Canada? Check out our&#160;Justwealth Review&#160;for more on why they are currently our pick over Wealthsimple when it comes to the current Robo Heavyweight Title Belt. Honestly, for me, consistently better performance might be reason enough. But having a guaranteed dedicated advisor and a platform entirely focused on&#8230;The post Wealthsimple Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
			</item>
		<item>
		<title>Best Canadian Online Brokers &#8211; September 2026</title>
		<link>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</link>
					<comments>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sun, 13 Sep 2026 00:40:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</guid>

					<description><![CDATA[If you’re comparing the best online brokers in Canada for 2026, there’s never been a better time to move an investment account or open a new one. As we go back to school, the competition between Canadian brokerages continues to intensify, with lower trading costs, better transfer promotions, and increasingly aggressive cash-back offers aimed at&#8230;The post Best Canadian Online Brokers &#8211; September 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>538</slash:comments>
		
		
			</item>
		<item>
		<title>Best Low Risk Investments in Canada Right Now</title>
		<link>https://milliondollarjourney.com/best-low-risk-investments.htm</link>
					<comments>https://milliondollarjourney.com/best-low-risk-investments.htm#respond</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 12 Sep 2026 02:05:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=58427</guid>

					<description><![CDATA[After a volatile few years and with markets at all-time high valuations, it’s no surprise that many investors are heading into 2026 prioritizing low risk investments. Between interest rate uncertainty, economic slowdown chatter, and plenty of geopolitical noise, protecting short-term money matters more than squeezing out every last basis point of return for a lot&#8230;The post Best Low Risk Investments in Canada Right Now appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Simplii Financial Review</title>
		<link>https://milliondollarjourney.com/simplii-financial-review.htm</link>
					<comments>https://milliondollarjourney.com/simplii-financial-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kornel]]></dc:creator>
		<pubDate>Thu, 10 Sep 2026 01:00:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=4439</guid>

					<description><![CDATA[If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required, then an online bank that offers high interest savings accounts is a good choice for you. But not all online banks are created equal. Simplii Financial (as it has been&#8230;The post Simplii Financial Review appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>8</slash:comments>
		
		
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		<item>
		<title>Wealthsimple Trade Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-trade-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-trade-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 05 Sep 2026 01:00:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=68509</guid>

					<description><![CDATA[What is Wealthsimple Self-Directed Investing (Formerly Wealthsimple Trade)? Wealthsimple self-directed investing is an online brokerage that lets you buy individual stocks and other assets. It’s part of the Wealthsimple ecosystem – a financial company (primarily owned by the massive Quebec-based conglomerate Power Corp) that has over 3 million customers and oversees $100+ billion in assets.&#8230;The post Wealthsimple Trade Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
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		<item>
		<title>Tangerine Bank Review 2026</title>
		<link>https://milliondollarjourney.com/tangerine-bank-review.htm</link>
					<comments>https://milliondollarjourney.com/tangerine-bank-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kornel]]></dc:creator>
		<pubDate>Sat, 29 Aug 2026 03:50:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=4180</guid>

					<description><![CDATA[While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, Tangerine is our runner-up in more than one category. The Canadian online banking scene really boils down to a two-horse race between EQ and Tangerine. And seeing as Tangerine is our former top-recommended&#8230;The post Tangerine Bank Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>15</slash:comments>
		
		
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		<title>EQ Bank Review 2026</title>
		<link>https://milliondollarjourney.com/eq-bank-review.htm</link>
					<comments>https://milliondollarjourney.com/eq-bank-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 22 Aug 2026 03:55:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3784</guid>

					<description><![CDATA[EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your pay) People who want the highest consistent interest rate in Canada + free e-transfers + super cheap international money conversion + FREE BANKING + USD Accounts for Canadians&#160; EQ GICs&#8230;The post EQ Bank Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>23</slash:comments>
		
		
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		<title>Wealthsimple vs. Justwealth in 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-vs-justwealth.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-vs-justwealth.htm#comments</comments>
		
		<dc:creator><![CDATA[Meg]]></dc:creator>
		<pubDate>Sun, 16 Aug 2026 02:05:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=68292</guid>

					<description><![CDATA[Justwealth and Wealthsimple claim the top two spots in our updated guide to the best robo advisors in Canada for 2026.&#160; While both offer automated investing, they take noticeably different approaches. Wealthsimple emphasizes a technology-driven experience, while Justwealth focuses on an investment-first philosophy. The Wealthsimple vs Justwealth battle ultimately comes down to which approach better&#8230;The post Wealthsimple vs. Justwealth in 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Ultimate Smith Manoeuvre Guide For Canadians</title>
		<link>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm</link>
					<comments>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 31 Jul 2026 09:30:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Smith Manoeuvre]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/the-smith-manoeuvre-a-wealth-strategy-part-1.htm</guid>

					<description><![CDATA[When I first started writing about the Smith Manoeuvre nearly two decades ago, I had no idea it would strike such a chord with Canadian DIY investors. What started as a fairly niche discussion about turning regular mortgage debt into tax-deductible investment debt has turned into one of the most-read articles on Million Dollar Journey.&#8230;The post Ultimate Smith Manoeuvre Guide For Canadians appeared first on Million Dollar Journey.]]></description>
		
					<wfw:commentRss>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm/feed</wfw:commentRss>
			<slash:comments>613</slash:comments>
		
		
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		<title>BMO InvestorLine Review 2026</title>
		<link>https://milliondollarjourney.com/bmo-investorline-review.htm</link>
					<comments>https://milliondollarjourney.com/bmo-investorline-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Thu, 30 Jul 2026 02:40:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2649</guid>

					<description><![CDATA[Is BMO InvestorLine Safe and Trusted? In a word, YES. As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of Montreal is as safe, trusted, and legit as you can get.&#160; InvestorLine has been around longer than the internet &#8211; BMO introduced self-directed trading way back in 1988 before moving&#8230;The post BMO InvestorLine Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>23</slash:comments>
		
		
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		<title>Wealthsimple Cash Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-cash-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-cash-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 26 Jul 2026 02:41:15 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=376869</guid>

					<description><![CDATA[What is Wealthsimple Cash? Before we can properly explain what Wealthsimple Cash is, it’s worth reviewing what Wealthsimple is and what they provide. Wealthsimple began as a robo-advisor in 2014 and, at the time, was a pretty exciting addition to the Canadian online banking scene. They later went on to add a discount/self-directed online brokerage&#8230;The post Wealthsimple Cash Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
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		<title>36 Years of Stock Market Returns in Canada (TSX)</title>
		<link>https://milliondollarjourney.com/average-stock-market-returns-canada.htm</link>
					<comments>https://milliondollarjourney.com/average-stock-market-returns-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 18 Jul 2026 04:00:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=285381</guid>

					<description><![CDATA[What is the average stock market return? It’s one of the first questions I usually get from people who are just starting to wrap their heads around investing for the long term. But in my experience, what most folks really want to know is something a bit different. They’re not just asking, “What percentage has&#8230;The post 36 Years of Stock Market Returns in Canada (TSX) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Best Canadian Robo Advisors 2026</title>
		<link>https://milliondollarjourney.com/best-canadian-robo-advisors.htm</link>
					<comments>https://milliondollarjourney.com/best-canadian-robo-advisors.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 11 Jul 2026 01:20:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=19802</guid>

					<description><![CDATA[With Wealthsimple now focused on more high-profit areas such as crypto trading and prediction-market trading (online betting), they can no longer be considered Canada’s best robo advisor.&#160; That title now goes to Justwealth, our top Canadian robo advisor for 2026. It is not the flashiest name in Canadian fintech, but it has stayed focused on&#8230;The post Best Canadian Robo Advisors 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>9</slash:comments>
		
		
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		<title>Best Canadian Chequing Account 2026</title>
		<link>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 03:10:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</guid>

					<description><![CDATA[While cheque writing has for the most part, become a thing of the past, selecting the right Canadian chequing account for your personal needs and wants can still make a big difference to your bottom line. What you need is quick and easy access to your cash, so that you can pay bills, transfer money&#8230;The post Best Canadian Chequing Account 2026 appeared first on Million Dollar Journey.]]></description>
		
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