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	<title>Million Dollar Journey</title>
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	<link>https://milliondollarjourney.com</link>
	<description>Building Wealth through Saving and Investing</description>
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	<title>Million Dollar Journey</title>
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	<item>
		<title>Best Utility Stocks in Canada 2026</title>
		<link>https://milliondollarjourney.com/best-utility-stocks-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-utility-stocks-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 10 Apr 2026 06:40:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=96793</guid>

					<description><![CDATA[There’s a reason my pick for Canada’s best utility stock (Fortis) also showed up at #1 on my overall list of the best dividend stocks in Canada. These utility companies operate in what are basically regulated monopolies or oligopolies. This means that they can usually pass higher costs (inflation) on to customers without much delay&#8230;The post Best Utility Stocks in Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
			</item>
		<item>
		<title>It’s Not Just Canadian Gas Prices &#8211; It’s Your Car(s) Ownership Choices</title>
		<link>https://milliondollarjourney.com/canadian-gas-prices.htm</link>
					<comments>https://milliondollarjourney.com/canadian-gas-prices.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 04 Apr 2026 01:59:29 +0000</pubDate>
				<category><![CDATA[Consumer]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=356627</guid>

					<description><![CDATA[Average gas prices in Canada remain high—but they’re often misunderstood. As of now, Canadians are paying roughly $1.73 per litre on average, with significant differences depending on the province. But here’s the key point most drivers miss: Gas isn’t actually the biggest cost of owning a car in Canada. In fact, for most drivers, fuel&#8230;The post It’s Not Just Canadian Gas Prices &#8211; It’s Your Car(s) Ownership Choices appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<item>
		<title>Best Canadian Dividend Stocks &#8211; April 2026</title>
		<link>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm</link>
					<comments>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Tue, 31 Mar 2026 02:35:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2102</guid>

					<description><![CDATA[As we leave RRSP season in the rearview mirror, our April 2026 Best Dividend Stocks list needed an update. Given the chaos that the Trump administration has unleashed on the world’s energy markets, it’s no surprise that the relative safety of Canadian dividend stocks is looking pretty good right now. While we’re unlikely to see&#8230;The post Best Canadian Dividend Stocks &#8211; April 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>73</slash:comments>
		
		
			</item>
		<item>
		<title>Withdrawal Plan For Early Retirement</title>
		<link>https://milliondollarjourney.com/how-i-plan-to-withdraw-from-my-accounts-to-fund-early-retirement.htm</link>
					<comments>https://milliondollarjourney.com/how-i-plan-to-withdraw-from-my-accounts-to-fund-early-retirement.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 28 Mar 2026 00:25:00 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3484</guid>

					<description><![CDATA[Transitioning from the accumulation stage of my professional career, to withdrawing investments in early retirement was harder than I expected. For those who haven’t been following me since I started writing Million Dollar Journey back in 2005, for decades, my focus was simple: earn income, save aggressively, and steadily build my investment portfolio. That’s the&#8230;The post Withdrawal Plan For Early Retirement appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>39</slash:comments>
		
		
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		<title>Investing In Gold In Canada 2026</title>
		<link>https://milliondollarjourney.com/invest-in-gold-canada.htm</link>
					<comments>https://milliondollarjourney.com/invest-in-gold-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Wed, 25 Mar 2026 01:00:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=86529</guid>

					<description><![CDATA[Given the insanely speculative run we’ve been on in 2026, it probably isn’t a big surprise that our comment board has been full of requests about how to invest in gold in Canada (and then how to sell gold as well)! Just a month ago it looked like gold was on an unstoppable trajectory. The&#8230;The post Investing In Gold In Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<title>Withdrawing From RRSP and TFSA For Retired Canadians in 2026</title>
		<link>https://milliondollarjourney.com/withdrawing-from-your-rrsp-tfsa-and-non-registered-accounts-for-retired-canadians.htm</link>
					<comments>https://milliondollarjourney.com/withdrawing-from-your-rrsp-tfsa-and-non-registered-accounts-for-retired-canadians.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 21 Mar 2026 01:25:00 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[tfsa]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3926</guid>

					<description><![CDATA[My article on Withdrawing from your RRSP and TFSA as a retired Canadian has grown as I’ve updated it over the years. The most detailed version of it can be found here in my DIY Canadian retirement planning course. I’ve used 2026-updated limits and details for your RRSP and TFSA in this most recent update.&#8230;The post Withdrawing From RRSP and TFSA For Retired Canadians in 2026 appeared first on Million Dollar Journey.]]></description>
		
					<wfw:commentRss>https://milliondollarjourney.com/withdrawing-from-your-rrsp-tfsa-and-non-registered-accounts-for-retired-canadians.htm/feed</wfw:commentRss>
			<slash:comments>22</slash:comments>
		
		
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		<item>
		<title>Best Canadian Bank Account Promotions 2026</title>
		<link>https://milliondollarjourney.com/best-bank-promotions-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-bank-promotions-canada.htm#respond</comments>
		
		<dc:creator><![CDATA[Meg]]></dc:creator>
		<pubDate>Fri, 20 Mar 2026 05:25:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Deals and Bargains]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=79597</guid>

					<description><![CDATA[There are always plenty of bank bonuses and promo codes to choose from, but how do you know which Canadian bank offers are actually worth it? To make things easier for you, we’ve compiled an up-to-date list of the best promotions available right now. These deals come from both online banks and traditional brick-and-mortar institutions,&#8230;The post Best Canadian Bank Account Promotions 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Tangerine vs EQ Bank Comparison 2026</title>
		<link>https://milliondollarjourney.com/tangerine-vs-eq-bank.htm</link>
					<comments>https://milliondollarjourney.com/tangerine-vs-eq-bank.htm#respond</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Fri, 20 Mar 2026 01:55:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[tfsa]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=22123</guid>

					<description><![CDATA[If you&#8217;re searching for the Best Online Bank in Canada in 2026, the conversation usually comes down to EQ Bank vs. Tangerine. With interest rates starting around 2.75% and higher, both online banks provide strong opportunities to grow your savings. Each bank stands out for its wide range of accounts and products, intuitive online platforms,&#8230;The post Tangerine vs EQ Bank Comparison 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>EQ Bank Review 2026</title>
		<link>https://milliondollarjourney.com/eq-bank-review.htm</link>
					<comments>https://milliondollarjourney.com/eq-bank-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Thu, 12 Mar 2026 00:55:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3784</guid>

					<description><![CDATA[EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your pay) People who want the highest consistent interest rate in Canada + free e-transfers + super cheap international money conversion + FREE BANKING + USD Accounts for Canadians&#160; EQ GICs&#8230;The post EQ Bank Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>23</slash:comments>
		
		
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		<title>Best Student Bank Account in Canada (2026 Promos Included)</title>
		<link>https://milliondollarjourney.com/best-student-bank-account-in-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-student-bank-account-in-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Yang]]></dc:creator>
		<pubDate>Wed, 11 Mar 2026 00:30:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Students]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=18968</guid>

					<description><![CDATA[Picture this: you&#8217;re running across campus, trying to make it to your early morning lecture, when, out of nowhere, your coffee spills all over your white jacket.&#160; On top of that, you’ve got an overdue essay, a late-night lab, and midterms start next week. You’re running on empty, both energy-wise and financially. With rent, tuition,&#8230;The post Best Student Bank Account in Canada (2026 Promos Included) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<item>
		<title>Canada’s Best Energy Dividend Stocks 2026</title>
		<link>https://milliondollarjourney.com/best-energy-dividend-stocks-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-energy-dividend-stocks-canada.htm#respond</comments>
		
		<dc:creator><![CDATA[Dale Roberts]]></dc:creator>
		<pubDate>Sat, 07 Mar 2026 01:55:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=60420</guid>

					<description><![CDATA[Given the March 2026 volatility in energy markets, Canada’s best energy stocks are certainly seeing a renewal in investor interest! You’ll find one of them on our Best Canadian Dividend Stocks list, and a few on our Dogs of the TSX list, but sadly they are not in our Canadian Dividend Kings 2026 picks. (Though&#8230;The post Canada’s Best Energy Dividend Stocks 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Best Canadian Robo Advisors 2026</title>
		<link>https://milliondollarjourney.com/best-canadian-robo-advisors.htm</link>
					<comments>https://milliondollarjourney.com/best-canadian-robo-advisors.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 06 Mar 2026 00:55:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=19802</guid>

					<description><![CDATA[As we wrap up the 2026 RRSP season the best robo advisors in Canada are soon ending their best promo cash back offers for the year. The robos know that January-March is the window when Canadians are paying the closest attention to their finances, and they want to make their strongest case for switching. Right&#8230;The post Best Canadian Robo Advisors 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>5</slash:comments>
		
		
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		<item>
		<title>Wealthsimple Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 06 Mar 2026 00:50:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3696</guid>

					<description><![CDATA[What is Wealthsimple? Wealthsimple was founded in 2014 by Michael Katchen, Brett Huneycutt, and Rudy Adler. I’ll be upfront about my bias here. I liked the company a lot more in its early years than I do today. In fairness, the platform that I really fell for back in 2015 and 2016 wasn’t nearly as&#8230;The post Wealthsimple Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
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		<title>Questrade vs Wealthsimple &#8211; Which is Better in 2026?</title>
		<link>https://milliondollarjourney.com/wealthsimple-vs-questrade.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-vs-questrade.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Wed, 04 Mar 2026 02:45:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3817</guid>

					<description><![CDATA[The Wealthsimple vs Questrade battle for Canadians’ investment dollars has become much more prominent over the last few years as each company has upped their marketing budget big time! Both companies built their reputations (and humorous ad campaigns) on a simple truth: Canadians pay far too much at the big banks. Free trades, clean interfaces,&#8230;The post Questrade vs Wealthsimple &#8211; Which is Better in 2026? appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>13</slash:comments>
		
		
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		<title>Questrade Review 2026</title>
		<link>https://milliondollarjourney.com/questrade-review.htm</link>
					<comments>https://milliondollarjourney.com/questrade-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Wed, 04 Mar 2026 02:40:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/we-opened-a-new-rrsp-account-with-questrade.htm</guid>

					<description><![CDATA[Is Questrade Safe &#38; Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through a Questrade online brokerage account safe? Is Questrade as safe as RBC, TD, CIBC, ScotiaBank, and BMO? &#8211; MDJ reader The answer: Yes! Questrade is a full member of (and&#8230;The post Questrade Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>905</slash:comments>
		
		
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		<title>Best Canadian Online Brokers &#8211; April 2026</title>
		<link>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</link>
					<comments>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Tue, 03 Mar 2026 06:15:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</guid>

					<description><![CDATA[As we wrap up the 2026 RRSP season, Canada’s major online brokerages are giving you one last crack at their best offers of the year. They know that the first few months of the year are the most competitive time to attract Canadians’ attention, and consequently they have maxed out their cash back promotions for&#8230;The post Best Canadian Online Brokers &#8211; April 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>532</slash:comments>
		
		
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		<title>Qtrade Review 2026 &#8211; Canada&#8217;s Best Broker</title>
		<link>https://milliondollarjourney.com/qtrade-review.htm</link>
					<comments>https://milliondollarjourney.com/qtrade-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Tue, 03 Mar 2026 06:00:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=10296</guid>

					<description><![CDATA[Current Qtrade New Customer Promotion In 2026, brokerage promotions only matter if they put real money in your pocket. Free trades don’t count anymore since multiple brokerages offer those now. That’s why Qtrade’s current new-customer promotion stands out. Instead of offering token incentives, they’re offering straight cash back. The headline number is simple. Deposit or&#8230;The post Qtrade Review 2026 &#8211; Canada&#8217;s Best Broker appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>6</slash:comments>
		
		
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		<title>Qtrade Promo Code 2026</title>
		<link>https://milliondollarjourney.com/qtrade-new-promo-code.htm</link>
					<comments>https://milliondollarjourney.com/qtrade-new-promo-code.htm#comments</comments>
		
		<dc:creator><![CDATA[Jordan]]></dc:creator>
		<pubDate>Tue, 24 Feb 2026 02:40:00 +0000</pubDate>
				<category><![CDATA[Deals and Bargains]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=52889</guid>

					<description><![CDATA[The current 2026 Qtrade promo offer code is so good, that it’s actually part of why I continue to rank them at the of my Best Canadian Online Brokers list. Qtrade (like other brokerages) often roll out some of their best promotions during “RRSP Season” knowing this is when Canadians are paying the most attention&#8230;The post Qtrade Promo Code 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>5</slash:comments>
		
		
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		<title>Alternative Investments In Canada: What, How, and Is It Worth It?</title>
		<link>https://milliondollarjourney.com/alternative-investments-canada.htm</link>
					<comments>https://milliondollarjourney.com/alternative-investments-canada.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 21 Feb 2026 02:28:22 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=349031</guid>

					<description><![CDATA[Alternative investments in Canada have exploded in popularity over the last decade. From private equity and private credit, to real estate funds, hedge-style ETFs, commodities, and even crypto, investors are constantly being told that they need “something different” in their portfolio. The promises made to potential investors is the same: Greater diversification, higher returns, smoother&#8230;The post Alternative Investments In Canada: What, How, and Is It Worth It? appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Qtrade Guided Portfolios Review</title>
		<link>https://milliondollarjourney.com/qtrade-guided-portfolios-review.htm</link>
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		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Wed, 18 Feb 2026 09:35:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
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					<description><![CDATA[What is Qtrade Guided Portfolios? Qtrade Guided Portfolios is the robo advisor offering from Qtrade (which we’ve consistently ranked as one of the best online brokerages in Canada). It’s designed for Canadians who want a hands-off investing option, without handing everything over to a traditional advisor or paying mutual fund-level fees. At its core, the&#8230;The post Qtrade Guided Portfolios Review appeared first on Million Dollar Journey.]]></description>
		
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