Success Attitude Go All In Do Whatever It Takes With Robert Brus Show 080

SUBSCRIBE TO LISTEN UP

SUBSCRIBE WITH ITUNES


SUBSCRIBE WITH OVERCAST


SUBSCRIBE WITH STITCHER

RESOURCES MENTIONED

Check out Robert’s movement at: https://www.goallin.com.au/

London Real Brian Rose

FlyAnyWhere

LISTEN UP ON – >

SHARE ON!

SUBSCRIBE TO LISTEN UP

SUBSCRIBE WITH ITUNES


SUBSCRIBE WITH OVERCAST


SUBSCRIBE WITH STITCHER

Joe Elsasser: Founder and President of Covisum a SaaS Fintech Company.

Covisum help advisors and their clients create a shared vision of the future. Their suite of financial planning tools, Social Security Timing, Tax Clarity, and, SmartRisk, financial advisors can take a multidimensional, holistic view of retirement for their clients.  The company enhances their software services by offering expert training and awesome support. And the firms community of like-minded advisors enables members to leverage each other’s knowledge and experience to enhance their business practices, expertise, and centers of influence.

Joe created and patented a software program back in 2011 called Social Security Timing.

Joe has helped thousands of financial advisor clients identify optimal Social Security claiming strategies for their clients. He also co-authored the book “Maximize Your Social Security.” Joe has been involved in the financial services industry since 2001 as an advisor, a marketer and a coach. He was also the Director of Advisory Services for Senior Market Sales, Inc. The same company that owns a majority stake in Covisum and purchased Joe’s financial planning business, Sequent.

Joe has been featured in the Wall Street Journal, US News & World Report, CBS MoneyWatch, Investment News, Morning Star, Reuters, New York Daily News and other respected media outlets.

Why did the software catch on so quickly well pensions have been disappearing over the last decade, markets can be seen as unreliable so social security is even more critical for families to create a lifetime income stream in retirement.  Joe let’s us know how critical the choices available and how the consequences of those choices can actually derail our retirement. The software compares every possible election strategy available to married couples, single people, divorced people, widows, government employees and even those who have already elected and generates a full report incorporating multiple possible ages of death, cost of living adjustments, including claiming instructions, cash flow report, income gap report, and more.

RESOURCES MENTIONED

Company website
Forbes article Three Reasons A Gig Economy is Overvalued by Jay Elsasser
Senior Market Sales of Omaha, NE majority owner of Covisum.
The Courageous Follower by Ira Chaleff.
Joe loves the connections he gets from using the LinkedIn App.
A powerful quote that Joe liked:
“If not us, then who? If not now, then when” ― John Lewis
Jason M. Lemkin, Founder, SaaStr
Leads a social community of 500,000+ SaaS founders and executives and over 3,000,000 views a month dedicated to sharing the best learnings, insights and practices around building and scaling SaaS businesses. From nothing, to Initial Traction, to Initial Scale, and beyond.Paying back and sharing key learnings (hard knock and otherwise) from going from $0 to $100m in SaaS.Continuing to work on ways to do this bigger and more effectively than ever.Puts on www.SaaStrAnnual.com and SaaStrEuropa.com for over 12,500+ SaaS Founders. #1 enterprise & SaaS blog / content / writer on Quora.

3 Main Takeaways

1. Pick up the telephone its not all about the software.
   For those in transition like getting ready to retire don’t be to overly  confident in those things that we take for granted like taxes or social security they seem basic but good advisors can really add value in these areas
   As a business owner think about what your business will look like in five years really visualize it and if each decision or step you are taking does not get you closer to that vivid picture don’t take the step unless it gets you to where you must be in five years.

SPONSORS

LISTEN UP ON – >

SHARE ON!

Dan Lok: Passive Income High Ticket Sales Genius – > Show 078

Dan, is a best selling author, TEDx opening speaker, marketing and sales genius.  Dan Lok is a Chinese-Canadian business tycoon and worldwide educator. Dan leads a international learning system that spans across more than 120+ countries.  Dan has literally taught millions of people helping them develop high income skills, builds your financial confidence and master unlock true financial confidence and master your money destiny. Beyond his success in business, And the host of The Dan Lok Show – a series featuring billionaire tycoons and millionaire entrepreneurs. Today, Mr. Lok continues to be featured in hundreds of media channels and publications every year and is widely seen as one of the top business leaders by millions around the world.

Subscribe to Listen Up

SUBSCRIBE WITH ITUNES


SUBSCRIBE WITH OVERCAST


SUBSCRIBE WITH STITCHER

Resources Mentioned

Dan’s website
Unlock It and FU Money – Dan’s Two Top Business Books
– Dan’s small business resource
Shoulders of  Titans and High Ticket Sales Secrets – Dan’s podcasts Audible – Get a FREE Audiobook & 30 day trial if you’re not currently a member!
VirtualCash, Inc. – Learn how to create your financial plan one step at a time!★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★ Podcast: http://thedanlokshow.danlok.link Instagram: http://instagram.danlok.link YouTube: http://youtube.danlok.link Linkedin: http://mylinkedin.danlok.link

Listen Up Show Notes
Base your business pricing not on time but results.  Dan loves Bruce Lee and the quote from Bruce Lee. “Simplicity is the ultimate sophistication.”

3 Main Takeaways

1. Your pricing should be based on the results you can provide, not by the hours you spend working on the project.
2. Do your due diligence and research before deciding to partner up.
3. Build the right audience for your business 

Sponsors

TrustSmarter
VirtualCash.net
BankSmarter.com

Josh Scandlen is a Financial Planner and founder of Heritage Wealth Planning a comprehensive financial planning firm located in Georgia.  In March of 2018, Josh left USAA after working there for 10 years then worked for a few smaller companies and early this year left being a w-2 employee to start his own financial planning firm and has a successful youtube channel helping people with tax planning, retirement planning, estate planning, and everything finance. He started his financial services career at Vanguard in the late 90’s.

Although Josh does not manage money any money he still registered as an investment advisor which is an extra cost and can to some be a regulatory hurdle that others would not want to go through.  Josh also has a podcast talking about financial planning, social security, medicare, retirement planning and estate planning.

With four kids and his wife at home how was he going to pay the bills to find the extra money while building up his business?  In starting a business you must have money to start up a business and he used a distribution in his 401(k) and paid the 10% penalty.

Has always engaged with the public with doing seminars and tried to demystify the financial planning, estate planning experience.  He had an epiphany why do seminars in front of 15 locally when he can do youtube videos in front of potentially thousands and now gets a lot of clients directly from doing his youtube channel.

Josh says the top three things the people, couples make is not understanding the tax code.  He says that investment management is not financial planning.  If married filing jointly just don’t plan for today but think about the tax bomb in your retirement plan.  He says you will not always be married filing jointly.  You must think about Medicare premiums tax on social security vs did I beat the market?
Not having a durable power of attorney it survives incapacity so a big qualified plan your individual plan and spouse no right to it so if your spouse needs access court order vs durability of power of attorney.
Don’t focus so much on active investment management use Jack Boogle Vanguard philosophy.

Josh recommends a financial planning tool called Maximize My Social Security founder Laurence Kotlikoff  Professor of Economics, Boston University and President of Economic Security Planning, Inc.  This resource only costs individuals or families $40 bucks per year.

Trump’s executive order on Required Minimum Distributions for all retirement assets.  Increase tables for RMD’s at 70 1/2 you are forced to take out an amount divided by 27.4.  Maybe what should be done is a redo of these tables so instead push them back to 75 as people are living longer and maybe increase what you divide.  Deferring taxes is not eliminating taxes so at some point someone is going to pay it merely kicking the can down the road.

Josh has written several books that you should check out:

When it comes to comprehensive planning Josh recommends so many wonderful resources on his website like horsesmouth.

Evan Wong is the Founder of Checkbox a regtech Australian startup in the fintech industry.

Checkbox is a technology company a disruptor in the regulation compliance industry helping professionals and firms in legal, banking and tax industry’s but the technology can also be used in other industries.

According to Smartcompany Australian Checkbox just received 1.77 M in angel investing from Hong Kong and Singapore after two years of bootstrapping

Nic hosts her own breakfast radio show on HITFM (Mid-North Coast for) Southern Cross Austereo,
Australian Media Co. owns 84 radio stations and 21 commercial TV licenses serving over 7 million Aussie’s Australia’s largest and most listened to radio network

She is also an actress, does commercials, print ads and is award-winning presenter (national TV network)

https://www.linkedin.com/in/teresa-leno-13b51790/