tag:blogger.com,1999:blog-56071598407222891252024-09-05T14:01:31.125-07:00Mom's Finance tips, tricks and practicality !Unknownnoreply@blogger.comBlogger15125tag:blogger.com,1999:blog-5607159840722289125.post-80339280652248249862013-03-01T21:54:00.001-08:002013-03-01T21:54:59.969-08:00

Electricity prices keep going up and have become a significant bill in people's lives. There are many ways to save electricity and save money at the same time.  Here are a couple: Contact several electricity companies and negotiate a better usage rate Turn off lights if you're not in the room Avoid using dryers and hang out clothes on a sunny day Turn off appliances at the power point to

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-57931625110389440182010-04-13T07:45:00.000-07:002010-04-13T07:55:29.185-07:00

Most of the tips I've written about have been on saving money or stretching your dollars and cents further. Here are a couple of tips on making some extra money:Do some babysitting - if you have kids you can offer to baby sit children of a similar ageDeliver leaflets for local businesses - have a chat to your local pizza parlor next time and offer to distribute to the local area, friends and

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-48340413523705251282010-01-23T20:03:00.000-08:002010-01-31T14:24:13.455-08:00

If you've got kids you'll know it takes a lot of effort to ensure lunches are prepared correctly and food stored in containers that will stay fresh and won't spill. Any big problem is losing lids or never finding enough free containers.These WOW containers looks like they solve several problems:Interchangeable mix and match storage systemDishwasher and microwave safe storage containersMake

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-55197895760810782122008-04-25T06:53:00.000-07:002008-04-25T07:04:03.717-07:00

Had our second baby late last year and this time around I was better prepared and less shy about answering the question "Anything you need ?". Whilst it's romantic and nice to receive chocolates and flowers (I left that to hubby), I more often than not asked people to buy disposable nappies rather than accept flowers.Here are some practical gifts a mommy can receive with a newborn:Nappy Cake -

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-75464535152047234602007-11-30T21:00:00.000-08:002007-11-30T21:04:22.046-08:00

When you become cost conscious you start doing things subconsciously and automatically that you don’t even give a second thought. My husband said the other day “why did you buy so much bread ?”.It took me a little while to respond but I eventually remembered it’s because the bread was nearing expiry, the grocer had discounted the bread to clear. I could buy 3 loaves for just over the price of

Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-5607159840722289125.post-7440703669877531262007-10-04T04:54:00.000-07:002007-10-04T07:02:19.251-07:00

Most people have gone through financially and personally tough times in their lives. We certainly went through a tough few years:Failed Business VentureMain income earner out of full-time work for more than 15 monthsMortgage going up instead of down (up $20K)Credit card max’d out for over 2 years at over $10KAccumulated line of credit personal debt of $25K that took 5 years to clearPersonal

Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-5607159840722289125.post-10319525948074670432007-09-05T05:46:00.000-07:002007-09-05T06:03:47.190-07:00

As I mentioned in a previous post Buy in Bulk, I like to make my own Italian Tomato Sauce. I’ll share my recipe with you and you’ll be surprised how simple it is to make. The key reasons I love to make this sauce are:It’s absolutely delizioso (delicious)It’s easyIt’s cheap and great valueI can make it in bulk and I can portion it and freeze itIt’s fairly quick to makeFairly low in fat (except

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-75922464179767645242007-08-01T06:00:00.000-07:002007-08-01T06:10:02.901-07:00

During my upbringing I was told to always put aside some money for a rainy day. It’s a logical thing to do however once I got married, Mr Finance told me to stop that and we should put the money into the mortgage. No I said, we should always keep some money aside for emergencies, for our holidays etc. Mr Finance said that was valid when I was single and no mortgage, which is now our biggest

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-12915717432470997582007-07-05T06:13:00.000-07:002007-07-05T06:30:43.385-07:00

Budgeting as always been a struggle for me. I always associated the budgeting process to be associated with being poor or those that can’t handle their money – that attitude changed when I moved out of home and left mom and dad. Well guess what, when you get married, start a family and run a household you feel poor. The bills never stop and the expenses can run out of hand if you don’t make an

Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-5607159840722289125.post-5353599898619962382007-06-15T16:01:00.000-07:002007-06-15T16:20:20.545-07:00

I know it’s a cliche but buying in bulk really is a great way to manage your consumables and your costs. A lot of people focus on bulk food buying however then you encounter the problems of:Where do I store the foodHow quickly can I consume it before it perishesWill I ever use the 100 cans of baked beansI do buy in bulk however mainly non-food items such as:toilet papershampoos,

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-17660957156537965582007-06-05T03:59:00.000-07:002007-06-05T04:23:34.021-07:00

When you have kids and need to do the weekly shopping it's generally easier to go to one place and complete all your shopping. Rather than visit many shops within a shopping complex I used to visit just one large supermarket thinking that as a supermarket chain I would be getting better and best prices.Well one day I visited an Italian delicatessen looking for some cookies I couldn't find in the

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-54037320553369272732007-06-02T06:48:00.000-07:002007-06-02T15:43:48.599-07:00

I used to panic when a bill arrived because we usually didn't have the money in the bank and had to pay by credit card. By the time we paid that bill off the next wave of bills arrived. No more thanks ! We sat down and tried to work out the best way to put aside money for our expenses without spending it before the next expense needed clearing.Firstly, we pulled out the previous bills for the

Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-5607159840722289125.post-18468043165008957342007-05-31T03:10:00.000-07:002007-05-31T03:47:28.154-07:00

I know this will seem miserly but it is easy to do and gives lots of value. I'm sure you've found that when you get near the end of a shampoo or dish washing detergent bottle there's still lots more liquid in there but it's stuck to the bottom or sides. By placing the shampoo bottle upside down when you finish your shower the liquid flows to the bottom where you can easily squeeze it

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-62974177934690513252007-05-26T22:39:00.000-07:002007-05-26T23:17:56.388-07:00

With the wide range of bills and purchases that we make it's pretty hard to not have a credit card. It is possible but it means carrying a lot more cash money and sometimes in an emergency you may not have the money on you. For the convenience we choose to use credit cards but use them as wisely as possible:Chose a card with an interest free period giving us the opportunity to pay without

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5607159840722289125.post-9101681718067025162007-05-19T04:34:00.000-07:002007-05-19T04:47:56.386-07:00

Like many mom's we usually get stuck with paying the bills and being the family's default financial planner. Never enough money to pay the bills and faced with important financial issues every day. I hope to blog about the easiest way I and my family deal with credit cards, mortgages, bills, insurances, school fees etc.Let the financial journey begin says she Mrs BlogWriter.

Unknownnoreply@blogger.com0