Money And Investing

The double digit harsh reality

2009-11-06T14:07:00Z

Unemployment climbed to 10.2%. I wish I had better news. If people haven’t noticed, double digit unemployment is common on what used to be called third world countries. Unemployment leads to stagnant nations where we never recover. Regardless of what or who is to blame for high unemployment, maybe it is time we try to [...]

Switch careers before it is too late.

2009-09-15T16:01:31Z

If you wake up one morning and think you may be on the wrong career for very important reasons: you may be. And it may be better to jump ship while there are lifeboats available. You do not want to find yourself without a job and trying to go back to the same career you [...]

Those Jobs Will Never Come Back – New Ones Will

2009-09-04T13:00:32Z

National unemployment rate jumps to 9.7%. If you count those that are working part time or gave up looking for a job, it jumps to 16.8% – and you can probably keep increasing that number if you count the people who where not even intending to work. I think this nation is having a difficult [...]

Would Yo Do It For Free? – Because You Will

2009-09-02T18:13:31Z

One of the career and small business mantras I follow is that “Your business / career should be built around something you are willing to do for free“. Something so fun and rewarding to yourself that you would like to do it very often, most of your days. I can’t claim to be [...]

If You are So Smart, Why Don’t You Take His Job?

2009-08-31T17:39:08Z

Many acquaintances complaint about the poor management of the companies for which they work. I feel bad for them for two reasons: If management is really bad, you should run for cover — or at least a better job. Bad management tends to destroy companies and with them the jobs of the people working for them. [...]

A Door

2009-08-20T15:56:02Z

One of the most important things to visualize in business (or employment, where you trade your time for money) is a Door. Some mornings I even draw a door on the notebook paper I am bringing to the meeting, just to keep it as a reminder of my real Door. With Door I mean, the [...]

Importance of 401k / SEP-IRA Money Market Accounts

2009-08-17T11:18:39Z

Last Monday I made a transfer to my SEP-IRA Money Market account. My heart told me to put the money on the SP 500 Index Fund, however my brain told me to put it on the Money Market Account. It wasn’t out of safety concerns, as I believe the SP 500 will continue [...]

Too Many College Graduates?

2009-08-10T14:56:20Z

News media has an appetite for the ridicule. The other day, CNBC printed a story about a college graduate who wanted to sue her college because it didn’t found the job she expected to get once she graduated. She had a 2.7 GPA (out of 4.0) and attended IT from Monroe College in New York [...]

Starting Up : Define Ramen Noodles : Ramen Profitable

2009-08-03T19:15:12Z

Paul Graham coined the term Ramen Profitable, as in having enough profit to live on a Ramen Noodle diet/lifestyle. He gives many reasons why a startup may want to become Ramen Profitable as soon as possible, including: “The main significance of this type of profitability is that you’re no longer at the mercy of [...]

Networking Events: Some Are Not Worth It

2009-07-22T18:03:06Z

The Situation: With a networking event I mean those by open invitation, where you pay a small fee for a couple of hours of chit-chat with fellow networkers and spill out your 30 second elevator speech hundreds of times while guzzling appetizers and drinking cheap wine (others describe it similarly). If you are lucky, the [...]