tag:blogger.com,1999:blog-32318297062452505392020-05-18T18:22:22.004+05:30We help people to get rich ! Its not magic but simple <b>FINANCIAL PLANNING</b>. <br>We advise on Investing in Mutual Funds,ELSS,SIP,Insurance, Debt Products,FDs. We help people acheive there financial goals. <br><br>Contact us for Financial Advise in Mumbai. <br>Email :<b> <a href="mailto:chetanjain111@gmail.com">ChetanJain111@gmail.com</a></b>Unknownnoreply@blogger.comBlogger191125tag:blogger.com,1999:blog-3231829706245250539.post-67277322878162805992016-09-14T11:43:00.001+05:302016-09-14T11:43:06.850+05:30

Many home buyers are buying property or there first Dream House via Home Loan and pay EMI every Month. Is there a way to get all this EMI back ? ------------------ If you avail of Home Loan of 10 Lakhs for 20 years with Interest rate : 9.5% then Monthly EMI       :Rs.          9321.31 Principal Amount : Rs. 10,00,000.00 Interest Payable   : Rs. 12,37,144.00 Total Amount       : Rs.

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-86468549584114567962016-04-01T11:29:00.001+05:302016-04-01T11:29:16.604+05:30

Following is the list of few Top performing Funds over last financial year ending 31/03/2016 LARGE CAP Funds 1. SBI BlueChip Fund 2. Kotak Select Focus Fund 3. Franklin Bluechip Fund MIDCAP and SMALL CAP Funds 1. SBI Small and Midcap Fund 2. DSP-BR Microcap Fund 3. Mirae Emerging BlueChip Fund 4. Reliance Small Cap Fund DIVERSIFIED EQUITY Funds 1. PPFA Long term Value Fund 2. Kotak Equity

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-45998358224161353562016-02-29T16:57:00.000+05:302016-02-29T16:57:07.158+05:30

Few Things to note in this budget. Tax slabs remain the same. They’re still at Less than 2.5 lakh: no tax 2.5L to 5L: 10% 5L to 10L: 20% >10L: 30% If your income is less than 5L, you got a rebate of Rs. 2000 thats now increased to Rs.5000 (you had to pay that much less).  Dividends received from listed companies was not taxed in the hands of the shareholders (Individuals/ HUF/ Resident of

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-76200320315632637472016-01-24T08:04:00.001+05:302016-01-24T08:04:58.244+05:30

FIXED DEPOSIT Amount Invested Rs. 100 Lakh Tenure : 3 years Interest Rate : 7.5% Maturity Amount : 124.35 Lakh Tax Rate : 34.61%  {30% + surcharge 12% + 3% cess} Tax Liability : 8.43 Lakh Net Amount : 115.93 Lakh LIQUID FUND / FMP / DEBT FUND Amount Invested Rs. 100 Lakh Tenure : 3 years Return Rate : 7.5% Maturity Amount : 124.35 Lakh Indexed Cost : 122.50  (Assuming Inflation 7%) Capital

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-81741347572361241732016-01-24T05:43:00.002+05:302016-01-24T05:43:36.573+05:30

Following table shows amazing Tax Benefit you can take in DEBT Mutuals, FMP vis a vis investing in Bank FD.

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-55071875620607035472016-01-01T11:56:00.000+05:302016-01-01T12:09:18.073+05:30

Below is the list of Top performing Mutual Funds of various category. Large Cap Mutual Funds 1. SBI Bluechip Fund 2. Kotak 50 3. IDBI India Top 100 Equity Fund 4. Franklin Bluechip Fund 5. Reliance Focused Large cap fund Midcap Mutual Funds 1. SBI Small and Midcap Fund 2. Birla SL MNC Fund 3. Motilal Focused Midcap 30 4. SBI Midcap Fund 5. Reliance Small Cap Fund Diversified Equity Mutual

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-89454878719246886312015-12-18T16:49:00.001+05:302015-12-18T16:49:07.478+05:30

This is nice piece of work of point to point comparision of properties across various location and various time frames vs performance of various Mutual Funds for the same time horizon. This transcript is really an eye opener. www.wealthforumezine.net/InvestorsMeetTranscript110415I.pdf

Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-3231829706245250539.post-75695667136920427902015-03-03T12:30:00.001+05:302015-03-03T12:30:36.840+05:30

Dividend declared by various Mutual Funds in last few days. HDFC Top 200 - Rs. 5 per unit. Reliance Growth Fund - Rs. 6.5 per unit Axis Equity Fund -  Rs. 1 per unit

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-75077075987632312922015-01-22T11:37:00.000+05:302015-02-27T17:03:24.544+05:30

Invest online in UTI Mutual Fund Invest online in SBI Mutual Fund

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-79885465232556341472015-01-15T12:38:00.003+05:302015-03-03T12:31:13.960+05:30

Taxes on Debt Mutual Funds currently is 1. If holding period is less then 36 months then Marginal rate applicable to the investor. 2. If holding period is more then 36 months then the Tax is 20% after Indexation as LONG TERM CAPITAL Gains apply. 3. Dividend Distribution Tax on Debt fund is now 28.32%

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-62830845102911592322015-01-05T14:09:00.004+05:302015-01-05T14:22:15.211+05:30

SBI SIP Application Form HDFC SIP Application Form UTI ULIP Application Form KYC Form Individual

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-83710215798109445702014-12-08T17:46:00.001+05:302014-12-08T17:46:30.162+05:30

South Mumbai is one of the most expensive place in entire India. To buy a real estate in Mumbai will cost a you a fortune. The real estate prices have been rising like crazy for last couple of years and being a Middle class person cant even think of buying a house to stay. Housing loans and EMI are a scary thought. We had to buy a house and that too in South Mumbai then whats the way out. As

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-48794928773128581762014-10-31T18:43:00.000+05:302014-10-31T18:43:05.462+05:30

UTI Mastershare declares dividend for the 28th year in a row. Record date for the dividend is 05/11/2014 and the quantum of dividend is Rs. 2.75 per unit.

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-8788271745377718962014-10-13T17:21:00.001+05:302014-10-13T17:25:01.019+05:30

Nice Android Apps used to track your Mutual Fund Investments made through Karvy basically Investments made in Reliance Mutual Fund, UTI Mutual Fund etc. KTrack https://play.google.com/store/apps/details?id=com.karvy Beautiful Android App used to track your Mutual Fund Investments made through Cams basically Investments made in HDFC Mutual Fund, SBI Mutual Fund etc. myCams https://

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-1793956478685246582014-09-10T15:23:00.000+05:302014-09-10T15:23:36.584+05:30

Property and SENSEX compare Film actor Rajesh Khanna bought a bungalow in iconic Carter Road in Mumbai for Rs.3.5 lakhs in 1970. His heirs sold it recently for Rs.85 crores. The property has multiplied by 2428 times or an annualized return of 19.38% over 44 years.  Samudhra Mahal in Mumbai is another expensive property. A flat purchased in 1970 at Rs.700 per sq.ft was sold at Rs.1,18,000 per

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-55907983832884523772014-09-03T10:34:00.001+05:302014-09-03T10:34:07.670+05:30

UTI announces bonus units in ratio of 1:10 each under following schemes 1. Retirement Benefit Pension Plan 2. Unit Linked Insurance Plan 3. Childrens Career balanced Fund Record date is September 01, 2014

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-80564362412404198722014-08-01T11:24:00.000+05:302014-08-01T12:32:23.437+05:30

The most simplest of financial plan at least this must be done by every Individual. 1. Medical Insurance : Take a Family floater plan for medical emergencies (Bank of Baroda, Bank of India provides the cheaper solution for family of four) 2.TERM Insurance : Take Pure Term Life cover (Term Insurance is the CHEAPEST form of insurance). Ideally you should have Insurance cover of around at least

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-45295692362622187912014-05-20T12:27:00.001+05:302014-05-20T12:34:32.715+05:30

Sip returns of the following funds have been taken for 15 year period starting May 1999 till April 2014 If somebody invest Rs 3000 per month starting from May 1999 in following funds you can see how the funds would have grown with investments of Rs 5.4 Lakhs  (3000 * 12 months * 15 years)  to Rs 24 Lakhs in ICICI Top 100 and Rs 24 Lakhs in SBI Magnum Multiplier Fund and a whopping Rs 34

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-60011968612215395802014-05-02T11:52:00.002+05:302014-05-02T12:23:24.419+05:30

http://moneylife.in/article/bank-customers-deprived-interest-income-due-to-delay-in-cts-clearances/37252.html

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-9893731363673261782014-04-01T05:40:00.001+05:302014-04-01T06:05:30.247+05:30

Top performing funds for the year ending 2013-2014 are as follows LARGE CAP FUNDS 1. Reliance Focused Large Cap Fund - 26.6% 2. ICICI Pru Top 100 Fund               - 26.1% 3. Birla SL Top 100                           - 25.9% 4. Birla SL Long Term Advantage      - 25.7% 5. Motilal Most Shares M50 ETF       - 25.7% MIDCAP FUNDS 1. UTI Midcap Fund            - 41.4% 2. SBI Midcap Fund

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-71539633993515527122014-02-01T11:31:00.002+05:302014-02-01T11:32:19.855+05:30

http://www.firstpost.com/business/hdil-flat-buyers-on-warpath-over-builders-failure-to-deliver-1359437.html

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-46629324685442294672014-01-01T05:49:00.001+05:302014-01-01T05:49:50.091+05:30

Following are the Top performing Mutual Funds for the Financial year 2013 as on 31/12/2013.LARGE CAP FUNDS1. Axis Equity Fund                - 12.62. ICICI Pru Top 100 Fund        - 12.33. ICICI Pru Focused Bluechip  - 10.44. Edelweiss EDGE Top 100    - 10.35. Birla SL Frontline Equity       - 8.4SMALL and MIDCAP FUNDS1. SBI Midcap Fund                      - 12.32. Franklin Smaller Cos

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-81798187880876211942013-11-07T15:46:00.001+05:302013-11-07T15:46:49.890+05:30

Reliance growth fund gave a whopping return of 24.75% in last 13 years from 1 November 2000 to 1 November 2013. In a SIP Rs 10,000 per month and investment of around Rs 15,70,000 gave you return of Rs 91,86,000 as on 1-11- 2013. Reference : http://www.moneycontrol.com/mutual-funds/nav/reliance-growth-fund-retail-plan/sip-calculator-MRC008.html

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-43061720464350770142013-11-03T11:41:00.003+05:302013-11-03T11:41:43.160+05:30

Wish you all Happy and Prosperous Samvat 2070 ! Everybody make lots and lots of money. 

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3231829706245250539.post-53192884847965795162013-10-25T00:47:00.002+05:302013-10-25T00:47:47.519+05:30

UTI Mastershare has declared dividend of Rs 2.25 per unit and the record date is 29/10/2013. This is an excellent fund from UTI which has been giving dividend continuously for last 26 years. Mastershare has given dividend every year without fail. Even when markets were down it continued to gave dividends. This is a large cap oriented fund.

Unknownnoreply@blogger.com0