mOnEY PalAVEr No bI sMalL ThINg Oh

A Successful Relationship

2012-06-12T08:48:00.000-07:00

Understanding some basic Steps to a Good relationship helps alot...so below are some useful tips...Enjoy and drop your feedback or what you think..

1.Successful relationships take work. They don’t happen in a vacuum. They occur when the couples in them take the risk of sharing what it is that’s going on in their hearts and heads.

2.You can only change yourself, not your partner. If you love someone and think that after a while he or she will alter behaviors you find uncomfortable, think again. If you want changes, put them on the table. so your partner knows what you need.

3.All arguments stem from our own fear or pain. When upset occurs, check out what’s going on inside of you rather than get angry with your partner. Truth is that we usually aren’t upset for the reasons we think we are.

4.Understand that men and women are very different. We’re not from Mars or Venus; we’re not even in the same solar system. Understanding and celebrating our differences will make living together more peaceful, interesting, and fun.

5.Honor each other in some way every day. Every morning you have the opportunity to make your relationship sweeter and deeper by recommitting to your mate. Feeling respected and cherished by the one you love makes life much nicer.

6.Anger is a waste of time. Anger is also a relationship killer, because it makes you self-absorbed and won’t allow you to see the good. If you are annoyed with your mate, give yourself some time to calm down and then gently discuss what’s going on for you.

7.Get regular tune-ups. Go to a couples workshop, talk with a counselor, or read a relationship book together at least once a year. Even if you don’t think you need it, you will pick up a couple of ideas, and the process alone will strengthen your connection.

8.Find a way to become and stay best friends. For some this sounds unromantic, but for those who live it, most say it’s the best part of their time together.

9.Be responsible for your own happiness. No other person can make you happy. It’s something you have to do on your own. If you feel it’s your partner’s fault, think again, and look within to find out what piece may be missing for you.

10.Give what you want to get. Our needs change with time. If you’d like to feel understood, try being more understanding. If you want to feel more love, try giving more. It’s a simple program that really works.
There are no guarantees, but couples who practice these techniques have longer and stronger relationships than those who are not proactive in their love.

Ways To Earn Money Online Writing

2012-04-23T07:21:00.002-07:00

Do you know, that you can make money online just by writting?
Guess its funny?
but its real and am going to list ways you can make money and real money online, just by writting. so let me start by listing site and address in which you can make money online just by writting for these sites and you get to make money just by doing this that i am trying to prove here.

Below are the list of sites and how you can make money from them writing and reviewing and doing just what is ask of you from them.

Freelance Writing- Freelance writing has become popular over the past few years. People are able to use their hobbies as ways to obtaining money online. If you love to write as much as myself, then you will love what I have to offer you here. The following list is a list of web sites that allow you to freely write for them and earn money in the process.

Associatedcontent.com-Associated content allows you to write for them like any other freelance writing site. The thing about this site that is different from others is that many are that the articles presented have price tags on them. Say for instance, you are writing about a movie and the article that you are writing for is worth $20, you will get $20 for the article that you have written. Basically, you are writing responses to article titles. Some articles require you to have a good performance, meaning that your article needs to be good. The better your article, the more you will get paid.

Associatedcontent.com-Associated content allows you to write for them like any other freelance writing site. The thing about this site that is different from others is that many are that the articles presented have price tags on them. Say for instance, you are writing about a movie and the article that you are writing for is worth $20, you will get $20 for the article that you have written. Basically, you are writing responses to article titles. Some articles require you to have a good performance, meaning that your article needs to be good. The better your article, the more you will get paid.

About.com- While about.com doesn’t hire just anybody to write for their web site, those that do get accepted are able to make great money writing articls, as answers to questions that people may have been asking. First, you have to go through 3 weeks of training with this web site. At the end of the training, they will decide if you are eligible for their site or not. You do not get paid for the training but its well worth it. The average minimum monthly payments earned from this site are about $700 for the first 2 years and $500 after that. Some people make up to $2,000 a month working for about.com.

Methodshop.com- This web site uses blogs for income. You make a blog and you place it to this web site. Not sure how it works but the posts that you place on that blog could be worth in between $20 and $200 per post.

Helium.com- This is a site based on knowledge. If you know a lot about a particular subject, then you should come here to try and earn some money. They allow you to request topics to write about, so if you do not want to write about something that this web site may offer, you can request a topic that’s more suitable for you. They also allow you to win journalism rewards, making you more recognizable in the writing community. They offer writing competitions that offer cash prizes ranging from $10 to $120. It’s a great way for someone to earn a good amount of money.

Loan And Mortgage

2012-03-30T19:47:00.000-07:00

Today, We going to talk about loan and Mortgage and what's the different how to obtain, and what are the effects of these loans.

What is a Loan:A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repayan equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in anannuity, each installment is the same amount.

The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. But you need to understand that not all Loans comes with interest some dont while some do, Its all comes down to how you get the loan and where you get it from.

What is Mortgage:A debt instrument that is secured by the collateral of specified real estate property and that the borrower is obliged to pay back with a predetermined set of payments. Mortgages are used by individuals and businesses to make large purchases of real estate without paying the entire value of the purchase up front.

Loan	Mortgage
Description:	A loan is a type of debt	A mortgage is a method of using property (real or personal) as security for the payment of a debt
Banking Definition:	Money advanced to a borrower, to be repaid at a later date, usually with interest	Debt instrument giving conditional ownership of an asset, secured by the asset being financed
Law Definition:	"Delivery of a sum of money to another under a contract to returnat some future time an equivalent amount with or without an additional sum agreed upon for its use; and if such be the intent of the parties the transaction will be deemed a loan"	A legal document by which the owner (buyer) transfers to the lender an interest in real estate to secure the repayment of a debt, evidenced by a mortgage note
Use:	The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender	Mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately
Types:	Secured loans & Unsecured loans	Mortgage by demise, Mortgage bylegal charge & Equitable Mortgage

Types of loans vs mortgages

Types of Loans

Secured Loans

A mortgage loan is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The financial institution, however, is given security - a lien on the title to the house - until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it. In some instances, a loan taken out to purchase a new or used car may be secured by the car, in much the same way as a mortgage is secured by housing. The duration of the loan period is considerably shorter - often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. A direct auto loan is where a bank gives the loan directly to a consumer. An indirect auto loan is where a car dealership acts as an intermediary between the bank or financial institution and the consumer.

Unsecured Loans

These may be available from financial institutions under many different guises or marketing packages:

credit card debt
personal loans
bank overdrafts
credit facilities or lines of credit
corporate bonds

The interest rates applicable to these different forms may vary depending on the lender, the borrower. These may or may not be regulated by law.

Types of Mortgage

There are essentially three types of legal mortgage.

Mortgage by demise

In a mortgage by demise, the creditor becomes the owner of the mortgaged property until the loan is repaid in full (known as "redemption"). This kind of mortgage takes the form of a conveyance of the property to the creditor, with a condition that the property will be returned on redemption. This is an older form of legal mortgage and is less common than a mortgage by legal charge.

Mortgage by legal charge

In a mortgage by legal charge, the debtor remains the legal owner of the property, but the creditor gains sufficient rights over it to enable them to enforce their security, such as a right to take possession of the property or sell it. To protect the lender, a mortgage by legal charge is usually recorded in a public register. Since mortgage debt is often the largest debt owed by the debtor, banks and other mortgage lenders run title searches of the real property to make certain that there are no mortgages already registered on the debtor's property which might have higher priority. Tax liens, in some cases, will come ahead of mortgages. For this reason, if a borrower has delinquent property taxes, the bank will often pay them to prevent the lienholder from foreclosing and wiping out the mortgage. This is common in the United States, since 1925, it has been the usual form of mortgage in England and Wales. In Scotland, the mortgage by legal charge is also known as standard security.

Equitable Mortgage

In an Equitable Mortgage the lender is secured by taking posession of all the original title documentsof the property and by borrower's signing a Memorandum of Deposit of Title Deed (MODTD). Thisdocument is an undertaking by the borrower that he/she has deposited the title documents with the bank with his own wish and will, in order to secure the financing obtained from the bank.

Loan vs Mortgage Agreements

A loan agreement is a contract entered into between which regulates the terms of a loan. Loan agreements usually relate to loans of cash, but market specific contracts are also used to regulate securities lending. Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although in some countries this may be limited by the Statute of frauds or equivalent legislation).

Types of Loan Agreements

Loan agreements are usually characterized either

by the type of lender
- bilateral loans
- syndicated loans

by the type of facility
- term loans, which are repaid in set installments over the term
- Revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time, and interest is paid from month to month on the drawn amount

Within these two categories though, there are various subdivisions such as interest-only loans, and balloon payment loans. It is also possible to subcategories on whether the loan is a secured loan or an unsecured loan, and whether the rate of interest is fixed or floating.

Tell me what you think,drop comments

Note: most of these are copied online from http://www.diffen.com/difference/Loan_vs_Mortgage and others great web...

The Most Expensive Neighborhood In Nigeria( From Banana Island)

2012-03-20T09:16:00.002-07:00

Some Months back, i wrote about banana Island in Lagos with some figures i got from the internet, But many of my friends say that madness and there is no place like that, For this NAIJA, LOL.
Now just surfing on the internet now i came across this on forbe, enjoy and hummm Friends this no be FOREX training lol.

The Most Expensive Neighborhood In Nigeria

An office building on Banana Island, Nigeria

A friend of mine met a really cute Nigerian girl at a nightclub in Lagos recently. He’s got a certain je ne sais quoi with the ladies. So he approached her, chatted her up for about an hour or so, and was lucky enough to walk away with her phone number and her house address. She asked him to visit her sometime. He promised he would, but he never did.
The reason is this: The lady lives in Banana Island, Nigeria’s most expensive residential area. There are only a few privileged men who can afford to date a girl who lives in Banana Island. My friend is not yet a part of the privileged few.
If you never heard about the Island, now you know. Banana Island is Nigeria’s most extravagant and expensive neighborhood – on par with the Seventh Arrondissement in Paris, La Jolla in San Diego, California and Tokyo’s Shibuya or Roppongi neighborhoods.
The exclusive playground of Nigeria’s obscenely wealthy, Banana Island is an artificial island built on reclaimed land in Ikoyi-Lagos. From an aerial view, the island is actually shaped like a banana, hence its name. Sitting on 1.6 million square meters, the sumptuous island is divided into about 535 plots ranging in size from 1,000 square meters and 3,000 square meters.
Banana Island is a place of unrivalled opulence and grandeur. It’s an entirely different world from other parts of the country. It’s a gated community, and its inhabitants enjoy such luxuries as underground electrical systems and water supply networks, 24 hour-electricity supply (the only other place such privileged is the Nigerian President’s residence), extremely tight security, good road layout, a central sewage system and treatment plant and the well-cherished company of fellow wealthy folks.
The island is the most expensive place in Nigeria and one of the most expensive in Africa to own a house. Property on Banana Island is dollar-denominated. The average cost of buying a three bedroom apartment is $2 million. However, if you’re just looking to hang around the island for some time, and not to buy property, you can rent the same apartment for about $150,000 per annum. But there’s a clause: you must pay for an initial minimum term of 2 years – in advance. And there are no refunds. Ever! Also, the tenant is also mandated to pay a ‘service charge’ of $17,000 per annum.
A typical plot of land on the island usually goes for between $4 million and $6 million, and the cheapest building on the island costs upward of $8 million. But because of the ridiculous prices of property on the island, about 60% of the completed buildings are currently unoccupied.
So, who are the people who occupy the land? The list includes multinational corporations, well-paid expatriate employees, corrupt government officials; their concubines (or mistresses), and wealthy businessmen such as Alhassan Dantata, Kola Abiola and Nigeria’s newest billionaire, Mike Adenuga.

Oh boy see money lol copyed from forbes.com

Scholarship Scholarship

2012-03-19T21:04:00.000-07:00

I was sitting in class when a friend, walked up to me and said. Akpobo are there no sholarship online for people like us ni?
i was like why not so today, am going to list scholarship we have for this year, Starting with international sholarship to local and then you pick the ones you like, But dont forget to like people back to this website....

International Scholarships For Nigerians

Note: many are for master degree and most are for bsc so pick the one you like.

Sydney Achievers Scholarships for International StudentsUniversity of Sydney

BS/MS/PhD

Deadline: 30 April/31 Oct (annual)
Study in: Sydney, Australia
Next course starts Sem 2, 2012

Brief description:

The Sydney Achievers International Scholarships provides new international students who wants to study in University of Sydney in Australia.

These prestigious scholarships are aimed at attracting high achieving, academically meritorious, international students to enjoy the ‘Sydney experience’ at one of the finest institutions of higher education in the world.

Host Institution:

University of Sydney, Australia

Field(s) of study:

Any undergraduate or postgraduate program offered at the University

Number of Scholarships:

There will be 15 scholarships available for undergraduate programs and 15 scholarships for postgraduate programs.

Target group:

The scholarships are for international students from any country.

Scholarship value/inclusions:

For the undergraduate scholarships, each scholarship has a value of AUD$10,000 per annum, available for a maximum of three years, (total value AUD$30,000) for any Undergraduate program offered at the University of Sydney (subject to the recipient maintaining satisfactory academic progress each year).

For the postgraduate scholarships, each scholarship has a value of AUD$10,000 each, available as a one-off award (total value AUD$10,000) for any Postgraduate Coursework program offered at the University of Sydney.

Important Note: No living allowance is payable for both scholarships.

Eligibility:

Undergraduate Scholarships

Applicants must have completed an Australian Year 12 qualification or an international senior secondary qualification accepted by the University with an Australian Tertiary Admissions Rank (ATAR) of at least 98* or equivalent.

Students who have already commenced tertiary studies, or students transferring with credit exemptions and/or advanced standing are not eligible. Students completing Foundation Studies Programs are also not eligible.

* For further information on equivalents to Australian Year 12 qualifications and a table showing standard academic requirements for some of these examinations relative to ATAR scores see:
http://sydney.edu.au/future_students/international_undergraduate/admissions/entry_requirements

Postgraduate Scholarships

Applicants must have completed the equivalent of an Australian Bachelor degree qualification with a minimum high distinction average as based on the Australian grading system. Students who have already commenced postgraduate studies, or students transferring from other postgraduate programs are not eligible.

Application instructions:

No separate application for a scholarship is necessary. An application for admission to the University of Sydney in 2012 will constitute an application for a scholarship. All applications meeting the selection and eligibility criteria will be automatically considered.

The deadline for receipt of applications and complete supporting documentation (academic and English language proficiency results) is 31 October 2011 for Semester 1, 2012, and 30 April 2012 (for Semester 2, 2012). Applications received after these deadlines will not be considered.

It is important to visit the official website (link found below) for detailed information on how to apply for this scholarship.

Website:

Official Scholarship Website: http://sydney.edu.au/future_students/international_postgraduate_coursework/costs_scholarships/scholarships/sydney_achievers.shtml

Related Scholarships: List of Scholarships in Australia for International Students

One World Scholarship Program for Developing Countries at Austrian Universities

Afro Asiatisches InstitutBS/MS/PhD Degree

Deadline: 31 May (annual)
Study in: Austria
Course starts September 2012

Brief description:

The One World Scholarships are directed to students from developing countries who wants to study at Austrian Universities and is meant to contribute to the peaceful coexistence of people from different countries of origin by enhancing equal opportunities, dialogue, intercultural know-how and partnership.

Host Institution(s):

Selected Austrian Universities

Field(s) of study:

Selected Programmes

Target group:

The One World Scholarship Programme is directed at students from Africa, Asia and Latin America who are interested in development policy and who have come to Austria on their own initiatives, in order to complete their education.

Scholarship value/inclusions:

TThe OWS is conceived as a comprehensive programme, which will comprise scholarships and special study expenses, study-accompanying measures and tutoring, study-accompanying training, supporting reintegration and follow up-contacts. The OWS is a mobility programme acknowledged by the Federal Ministry for Education, Science and Art (in terms of scholarship regulations). Recipients of the scholarships are exempt from tuition fees.

In addition to the scholarships, the AAI will also hand out general benefits (e.g. for learning aids, visa fees) and allowances for the costs of the university preparation programme to students in need from southern countries.

Eligibility:

With their decision for studying abroad, the students have demonstrated a high degree of assertiveness, creativity and mobility. The scholarship will contribute to following up on the right of education also for those critical and intellectual young people who will find poor conditions in their home countries. These aspects will apply still more strongly to women. So scholarships will offer a chance making up for the ethnic, religious, social and regional discrimination, and in individual cases, also for violations of human rights.

Application instructions:

Students can apply for the scholarships by submitting the application form found at the official website. The deadline for scholarship applications is between the middle of March till the end of May each year.

It is important to visit the official website (link found below) for detailed information on how to apply for this scholarship.

Website:

Official Scholarship Website: http://www.aai-graz.at/cms/index.php?page=stipendien&hl=en_US

Australian Development Scholarships

Australian GovernmentBS/MS/PhD Degrees

Deadline: Mar-Apr 2012 (annual)
Study in: Australia
Course starts Sept 2012

Brief description:

Australian Development Scholarships (ADS) are scholarships for international students who wants to study in Australian Universities. Scholarship holders are required to return to their country of citizenship for two years after they have completed their studies to contribute to the development of their country.

Australian Development Scholarships are available for vocational education and training courses, undergraduate degrees, postgraduate degrees, and PhD degrees at participating Australian universities and Technical and Further Education (TAFE) institutions.

Host Institution(s):

See the list of participating Australian higher education institutions and technical colleges.

Fields of study:

Study programs must relate to your country’s priority areas for development. These are listed on the participating country profiles.

Number of Scholarships:

Up to 1000 Australian Development Scholarships are awarded each year across 31 countries with scholarships awarded equally between men and women.

The number of scholarships and fields of study are determined annually by each ADS participating country and in accordance with the Australian Government’s bilateral development assistance program. Some countries may limit the level of study (technical, undergraduate or postgraduate) and give priority to certain fields of study to better meet development needs and Australia’s specific aid objectives for each country.

Target group:

You are only eligible for ADS if you are a citizen of one of the countries listed below:

Asia

Afghanistan, Bangladesh, Bhutan, Burma (Myanmar), Cambodia, Indonesia, India, Laos, Maldives, Mongolia, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Timor-Leste, Vietnam

Pacific

Cook Islands, Federated States of Micronesia, Fiji, French Pacific Collectivities (New Caledonia, French Polynesia, and Wallis and Futuna), Kiribati, Marshall Islands, Nauru, Niue and Tokelau, Papua New Guinea, Republic of Palau, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu

Africa

Angola, Algeria, Botswana, Burundi, Cape Verde, Cameroon, Egypt, Ethiopia, The Gambia, Ghana, Kenya, Lesotho, Liberia, Malawi, Mauritius, Morocco, Mozambique, Namibia, Nigeria, Rwanda, Seychelles, Sierra Leone, South Africa, Swaziland, Tanzania, Tunisia, Uganda, Zambia

Middle East

Iraq, Palestinian Territories

Caribbean Countries

Antigua and Barbuda, Barbados, Belize, Cuba, Dominica, Dominican Republic, Grenada, Guyana, Haiti, Jamaica, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Suriname, Trinidad and Tobago

Latin America

Argentina, Bolivia, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay, Venezuela

Women and people with disabilities are encouraged to apply.

Scholarship value/inclusions:

ADS are offered for the minimum period necessary for the individual to complete the academic program specified by the Australian higher education institution, including any preparatory training. The following benefits generally apply:

• Full tuition fees

• Return air travel—payment of a single return, economy class airfare to and from Australia, via the most direct route

• Establishment allowance—a once only payment of A$5,000 as a contribution towards as accommodation expenses, text books, study materials

• Contribution to Living Expenses (CLE) is a fortnightly contribution to basic living expenses paid at a rate determined by AusAID. From 1 January 2012, CLE payable to Scholars studying under an ADS is A$28,000 per year.

• Introductory Academic Program (IAP)—a compulsory 4-6 week program prior to the commencement of formal academic studies covering information on life and study in Australia.

• Overseas Student Health Cover (OSHC) for the duration of the award (for award holder only)—provided to cover the student’s basic medical costs (with the exception of pre existing conditions).

• Pre-course English (PCE) fees—if deemed necessary PCE may be available for students for in-country and/or in-Australia training.

• Supplementary Academic Support may be available to ensure a Scholar’s academic success or enhance their academic experience.

• Fieldwork (for research students only)—may be available for eligible research students for one return economy class airfare via the most direct route to their country of citizenship or within Australia.

Eligibility:

To be eligible to receive a Scholarship, applicants must:

a. be a minimum of 18 years of age at the time of commencing the Scholarship

b. be a citizen of a participating country (as listed on AusAID’s Scholarship website) and be residing in and applying for the Scholarship from their country of citizenship

c. not be married or engaged to or be a de facto of a person who holds, or is eligible to hold, Australian or New Zealand citizenship or permanent residency, at any of the application, selection or mobilisation phases or while on-scholarship in Australia

Note: Residents of Cook Islands, Niue and Tokelau with New Zealand citizenship are eligible but must apply for an AusAID 576 student visa.

d. not be current serving military personnel

e. not be applying for another long-term AusAID scholarship unless they have returned to their home country and resided there* for twice the length of the total time that they were in Australia (for example, a previous Scholar who has been on AusAID scholarship/s in Australia for four years will not be eligible to apply for another AusAID scholarship until they have been home for eight years)

f. not hold or have held an Australian Government-funded scholarship (e.g. Endeavour Award) in the preceding two years, at the time of application

g. satisfy any specific criteria established by the applicant’s country and/or government of citizenship

h. be able to satisfy the admission requirements of the institution at which the Scholarship is to be undertaken (this may mean that Post will need to withdraw a Scholarship offer if the recipient cannot satisfy the institution’s admission requirements. This may not be known until Post requests a placement at selected institutions)

i. be able to satisfy all requirements of the Department of Immigration and Citizenship (DIAC) for an AusAID Student Visa 576 (this may mean that Post will need to withdraw a Scholarship offer if the recipient cannot satisfy the visa requirements)

Application instructions:

Check the open and close dates for your country, and select your country of citizenship/residency from the list of participating countries for specific information on eligibility, priority areas and how to apply.

If you intend to apply, you must read the Scholarships handbook. Some countries encourage and allow you to apply online (only open until 30 April 2012) while others require hard-copy applications. See your country page for specific information for your country.

There is usually one annual selection round in each country. Each Country Program has different timelines but deadline falls around March-April annually.

It is important to read the how to apply page and visit the country specific pages, and the official website (link found below) for detailed and updated information on how to apply for this scholarship.

Contact information:

Enquiries about ADS should be made with the Australian Diplomatic Mission in your country of citizenship. Contact details are found at this page.

Website:

Official Scholarship Website: http://www.ausaid.gov.au/scholar/studyin.cfm

2012 Australian Development Scholarships Handbook: http://www.ausaid.gov.au/scholar/pdf/scholar-handbook.pdf

NOW LETS GO LOCAL FOR THE YEAR

Rivers State Government Of Nigeria Governor's Special Overseas Postgraduate Scholarship Programme for Nigerians 2012/2013

Scholarship DescriptionTh RiversState Sustainable Development Agency, RSSDA, invites applications for the local and overseas Scholarship designed to address the manpower needs of the State within the shortest time frame by providing a window of opportunity for potential and bonafide youths to acquire education both locally and overseas as a means of building capacities.

The Agency has the following Schemes and Programs in place to meet this directive:
a) Overseas Scholarship Program:
• Undergraduate
• Post Graduate Schemes

b) Local Scholarship Program
• Greater Horizon & Opportunities Programme – GHOP (Secondary SchoolScholarship)
• Skills Acquisition (Oil and Gas Training)
• Training in Local Universities

Role of State Government (RSSDA)

Obtaining e-passport through the Nigeria Immigration Service
Securing admissions for the students in reputable and top universities in the countries selected for the programme
Obtaining student visa and study permits from the respective embassies
Preparing the students both mentally and psychologically for sojourn in a foreign land through orientation workshops and programmes
Payment for their tuition fee, accommodation and providing stipends for their general upkeep in those countries
Appointing mentors and guardians for the student to supervise and be there for them as they settle down.

Countries of Study and Preferred Courses:

Canada: Engineering; Physical, Natural Sciences, Economics

UK/Ireland: Medicine and Medicine related courses, Engineering and Law

India and Singapore: ICT and Computer related courses

Eligibility:

Minimum of 5 credits including English Language and Mathematics in the WASCE/GCE. NECO not accepted
Not above the age of 21years. (evidence – birth certificate)
Be a Rivers State indigene – (evidence LGA Letter of Identification)
The Agency has a provision for the physically challenged. Annually they estimated for about 10 students.

Scholarship Worth:

Air Fare
Tuition (School, Lab, Books, etc)
Accommodation (Halls of Residence within the school; Private apartments outside the School)
Feeding
Monthly Upkeep

How to Apply:

Application forms are despatched to all LGAs headquarters and candidatesadvised to even make photocopies of the forms for use
Desk appraisal and short-listing of applicants for the Aptitude Test
Aptitude Test is conducted by an independent body for fairness; accountability and removal of bias
Writing of the aptitude test and publication of result and invitation for oral interview.

Scholarship Application Deadline: April 30, 2012.

Visit the Rivers State Local and Overseas Scholarship Scheme Webpage for more information.

FREE ONLINE SCHOOLING ONLINE FOR EVERYONE.

2012-03-04T07:01:00.004-08:00

For some years now, we have all been hearing of online education and we all ask ourselves one question is it real, Can it be possible, That was when i got a book from gurusloaded.com about free education and i said wow am going to try it first, and you know like everything i post before, i verify so i checked out the site and i can tell you all its working perfectly well, And to make it perfect any body from any country can register for it even Nigeria

The place to get your free on-line education and earn your ceftificate and diploma is called www.alison.com/?signup=1&ref=940598 is free web everything is free below am going to explain how it works for you.

ALISON* is the world's leading free online learning resource for basic and essential workplace skills. ALISON provides high-quality, engaging, interactive multimedia courseware for certification and standards-based learning. www.alison.com/?signup=1&ref=940598

The mission of ALISON is to enable anyone, anywhere, to educate themselves for free via interactive, self-paced multimedia. It is our belief that through ALISON, the cost of access to high-quality education can be removed.

Through the ALISON learning platform we can assist people around the world in educating themselves, thereby creating a more equitable and sustainable global society.

We believe that all certifiable or standards-based learning for every subject can be made available for free online. We also believe that Article 26 of the United Nations Universal Declaration of Human Rights which states "Everyone has the right to education. Education shall be free..." will, through ALISON, become a reality.

* ALISON stands for "Advance Learning Interactive Systems Online".
www.alison.com/?signup=1&ref=940598

How Alison Works

ALISON provides high-quality, interactive, certified and standards-based learning free to the individual learner. ALISON can offer free learning because:

Advertising is displayed throughout the website. When a learner clicks on an advertisement, ALISON earns revenue. That revenue is then shared with content publishers and used to invest in new 'free to the learner' offerings. Click here to review our advertising policy.
Nominal fees are charged for the use of ALISON Manager, the service which allows for the creation and monitoring of learner groups.
Much of our available learning is sponsored by partner organisations who wish to see learning on a particular subject freely available. Other content is provided by owners and developers of learning content who provide it at no charge and are seeking no monetary return. Others publishers earn a split on the revenue we generate through the display of their content.

Recent developments in learning, education, and internet technology make the ALISON free-learning service possible. Such a service is a very powerful new force for change in global education.

Who are these Alison people

ALISON is a UNESCO award-winning social enterprise based in Ireland. We are a multinational team who understand that today we have the know-how and opportunity to make almost all basic education and skills training available to anyone, anywhere, via the web for free.

Through our unique learning ecology which provides both free learning and certification, ALISON has developed a

sustainable and highly scalable business model to make education free accessible online. Our starting point is basic
skills for the workplace, and for that we provide an ever-increasing range of high quality interactive multimedia courses. Since our launch in April 2007, we have developed relationships with some of the largest and most prestigious institutions involved in promoting education and learning. With one million registered learners spread across nearly 200 countries worldwide, ALISON enjoys a global reputation for delivering quality education and training online. In 2011, ALISON over 50,000 people worldwide graduated at Certificate and Diploma courses with ALISON.

Through 2012, we expect to publish more free courses than ever before.

ALISON is making profound impact on people's lives and livelihoods around the world. Our success is however not

ours alone. We depend on you, or learners and supporters to help us provide a better service each day, and to spread the word about ALISON free learning to every local community. To learn more about how you might be able to assist the ALISON mission, click here. We believe that the ALISON model of education can save governments and
educational institutions billions of dollars every year if adopted. Read how ALISON can help you as an individual
learner, a teacher or trainer, or as an organisation.

Mike Feerick

C.E.O

You can do your research about alison and i can tell you its for real to join click the below link to get your self started.

www.alison.com/?signup=1&ref=940598

alison.com/?signup=1&ref=940598

25 Things to know about Forex trading in Nigeria

2012-03-03T21:55:00.000-08:00

25 Things to know about Forex trading in Nigeria

Posted by Felix Okoli on Saturday February 4, 2012 at 15:46:33: on his blog www.multidox.net good web

There is a lot of reasons why Nigerians may shy away from this sort of online business and there may be a lot of questions to ask about it so I just thought I should compile a list of some helpful tips about forex trading in Nigeria

1. It is not as complicated as you think it is. Everyone can make money with it even if you are a JJC.
2. It is highly risky and highly rewarding
3. It is one of the most profitable online businesses in Nigeria, if not the most
4. You can make a living as a professional forex trader
5. You need an online account with a broker to start trading forex and you can get if for free
6. You can decide on which strategy or trading plan that best suits you.
7. You can make profits daily, weekly or monthly depending on your trading system
8. You can make money short term or long term by scalping or trend trading
9. You can try out a demo account for as long as you wish before trading with real money just to know how the system works
10. Forex prices tend to change depending on how the market views it but ultimately depends on the forces of buyers and sellers
11. You need to be be disciplined in order to be successful at it. If you are the kind of person that likes breaking rules, then forex trading may not work well with you
12. You should risk only a small percentage of your capital per trade e.g 2%
13. You should always set an exit price when making an entry.
14. You can open a position by buying or selling and this means to go Long or short respectively
15. You can fund your account with Liberty reserve or bank wire from a domicilliary account
16. You need an internet connection
17. You need to have an economic calendar to monitor forex news. A good example is at http://www.forexpros.com/economic-calendar/
18. You can only make withdrawals of your capital and any profit through the same method you made deposit
19. You can make money in forex trading by teaching people, live trading or making referrals
20. Knowing a thing or two about forex indicators can be helpful
21. Pips mean percentage in points and it the change in price of a currency over a period of time. For instance, if the price of Eur to the usd moves from 1.3200 to 1.3210 then it has moved by 0.0010 or ten pips.
22. A bear is a term used to refer to a falling market cos as you know when bears strike, they tend to strike down.
23. A bull is a term used to refer to a rising market as it looks similar to a bull which charges pointing it's horn upwards.
24. You can start with as little as $100 and grow it to $1000 with the right trading strategy
25. You don't need to trade for 24 hrs but you can still make a lot of money trading for only a few hours or mins a day.

World's 20 youngest billionaires

2012-03-03T21:51:00.002-08:00

World's 20 youngest billionaires

February 7, 2012.

Sergey Brin (United States)
Age: 37
Net worth: $19.8 billion

Sergey Mikhaylovich Brin alongwith Larry Page, co-founded Google, one of the largest Internet companies

Dustin Moskovitz (United States)Age: 26
Net Worth: $2.7 billion

Dustin Moskovitz is an American internet entrepreneur who co-founded the social networking website Facebook. Moskovitz owns a 7.6 per cent stake in Facebook.

Mark Zuckerberg (United States)
Age: 26
Net Worth: $13.5 billion

Mark Elliot Zuckerberg is best known for co-founding the social networking site Facebook.

It was co-founded by Zuckerberg and classmates Dustin Moskovitz, Eduardo Saverin, and Chris Hughes while they were students at Harvard University in 2004

Albert von Thurn und Taxis (Germany)
Age: 27
Net worth: $2 billion

The 12th Prince of Thurn and Taxis's name first appeared in the billionaires' list when he was just eight-years-old.

After his father's demise, his mother, Princess Gloria, a popular media personality, saved his fortune until he was old enough to officially inherit it.

Scott Duncan (United States)
Age: 28
Net worth: $3.1 billion

Son of the late Dan Duncan, Scott Duncan is one of the youngest billionaires in the list.

After his father's death, Scott Duncan became one of the heirs of Enterprise Products Partners, a pipeline, processing and storage business.

Eduardo Saverin (United States)
Age: 29
Net worth: $1.6 billion

Eduardo P Saverin is a Brazilian-born American internet entrepreneur and investor.

Saverin is one of four co-founders of Facebook, along with Mark Zuckerberg, Dustin Moskovitz, and Chris Hughes. He later parted ways with the company. However, he owns a 5 per cent stake in the company.

Yang Huiyan (China)Age: 29
Net worth: $4.1 billion

Yang Huiyan is the majority shareholder of Country Garden Holdings and one of the wealthiest people in Mainland China.

Her father Yang Guoqiang started the company Biguiyuan in 1997.

Fahd Hariri (Lebanon)Age: 30
Net Worth: $1.5 billion

Fahd Hariri is the youngest brother of Saad Hariri, Lebanese parliamentary leader. He owns a stake in family businesses in construction, banking and media sectors.

He serves on board of Beirut's Future Television Network. He runs a furniture design studio in Paris.

Sean Parker (United States)
Age: 30
Net worth: $1.6 billion

Sean Parker is an American technology businessman and entrepreneur. He co-founded Napster, Plaxo, Causes, and Airtime. He was Facebook's founding president.

In 2006, Parker became managing partner at the Founders Fund, a San Francisco based venture capital fund founded by Peter Thiel.

Ayman Hariri (Lebanon)
Age: 32
Net Worth: $1.5 billion

Ayman Hariri is the son of Lebanon's former prime minister, Rafik Hariri. Ayman has worked as an engineer at satellite consortium Intelsat.

He is a board member in the family-owned business, South African wireless carrier, 3C

Yoshikazu Tanaka (Japan)
Age: 34
Net worth: $2.2 billion

Yoshikazu Tanaka is a developer of a social networking service, GREE. GREE Inc was founded by Yoshikazu Tanaka in December 2004

Yusaku Maezawa (Japan)Age: 35
Net worth: $1 billion

A self-made billionaire, Yusaku Maezawa founded online retail website, Zozotown in 2004.

Oleg Bakhmatyuk (Ukraine)
Age: 36
Net Worth: $1 billion

Oleg Bakhmatyuk is the eighth-richest man in Ukraine. After Bakhmatyuk quit as deputy chief executive of gas giant Naftogaz, he invested in Avangard and Ukrlandfarming.

Andrey Verevskiy (Ukraine)Age: 36
Net worth: $1.1 billion

Founder of Kernel Holding, Andrey Verevskiy remained as chairman since September 2007. He was also the Member of the Ukrainian Parliament between 2002 and 2007

John Arnold (United States)
Age: 37
Net Worth: $3.3 billion

John Douglas Arnold is an American hedge fund manager, specialising in natural gas trading.

Kostyantin Zhevago (Ukraine)
Age: 37
Net worth: $2.4 billion

Forbes magazine named Kostyantin Zhevago as the youngest multi-millionaire in Europe. Zhevago controls the 'Finances and Credit' group - one of largest companies in Ukraine

Xian Yang (China)
Age: 37
Net worth: $1 billion

A customs officer turned entrepreneur, he became a coke trader in 2000.

Later, he moved into coal production. His company Hidili Industry was listed in September 2007 in Hong Kong.

Ana Lucia de Mattos Barretto Villela (Brazil)
Age: 37
Net worth: $3.2 billion

Ana Lucia belongs to one of Brazil's oldest and most distinguished banking families.

In 2008 the family's Banco Itau merged with Unibanco. She is one of the largest individual shareholders of Itau Unibanco Holdin.

Fang Wei (China)Age: 37
Net Worth: $1.3 billion

Fang Wei leads Shanghai-listed Fangda Carbon New Material, carbon products researching, manufacturing and marketing, which is the only manufacturer in China that has four plants to produce graphite electrodes.

Serra Sabanci (Turkey)
Age: 37
Net Worth: $1 billion

Serra Sabanci is a board member and shareholder of the industrial and financial conglomerate Sabanci Holding and one of the directors of the Sabanci Foundation.

50 Ways To Make Money By mr williams from hugs

2012-03-01T13:29:00.000-08:00

First Note this, i didnt come up with these, But these are things that have tried and some worked out well, It all goes down to your location…..Check it out

50 Ways To Make Money By mr williamsfrom hugs

Majority of internet users are there looking for ways to make money online. There are millions of people on the internet everyday, but only some actually know legitimate ways to make money. I was doing a lot of studying online, searching for ways to make good money online. Sure, there are ways to make money online, but what about “good money”? There aren’t millions of ways to make money online so that’s not even in the question. Although there are many ways to make money online, many people do not know these ways. I will be showing you 50 different ways to make money online.

There are different types of ways to make money. What that means is that not all money making opportunities have to be the same. It’s in different genres so to speak. If you like what you are doing, and then you are naturally going to put your all into the project. That’s why I have compiled of list of ways based on the genre that people could make money doing. Think about it this way. Ever had a job that paid good but you absolutely hated it? That hate may have caused you lots of money because you might have called out a lot and didn’t want to show up. The pain is unbearable. Now if you can find something that you love and has the potential to make you a millionaire, then you wouldn’t hesitate to jump into action. The following information is divided into groups/genres to give you an option of what you may want to do.

Options are everything in this world. If you have many options then you will be able to make a good choice. Without options, there are no choices. Maybe you know one way to make money, but you want to do something else. You may just find your passion in here.

1. Freelance Writing- Freelance writing has become popular over the past few years. People are able to use their hobbies as ways to obtaining money online. If you love to write as much as myself, then you will love what I have to offer you here. The following list is a list of web sites that allow you to freely write for them and earn money in the process.

· Associatedcontent.com-Associated content allows you to write for them like any other freelance writing site. The thing about this site that is different from others is that many are that the articles presented have price tags on them. Say for instance, you are writing about a movie and the article that you are writing for is worth $20, you will get $20 for the article that you have written. Basically, you are writing responses to article titles. Some articles require you to have a good performance, meaning that your article needs to be good. The better your article, the more you will get paid.

· Demand Studios.com- Demand Studios posts articles that it’s registered users write on web sites such as Ehow.com. Typically, they pay $15 for each article you write. The good thing about this site is that they pay you quickly, at the end of each week. The articles that are needed to be written are easy to write, and the pay rate is good. The only thing about this web site is that you are only allowed to accept 10 assignments at a time, which could put your writing on hold as you wait for them to accept your articles.

· About.com- While about.com doesn’t hire just anybody to write for their web site, those that do get accepted are able to make great money writing articls, as answers to questions that people may have been asking. First, you have to go through 3 weeks of training with this web site. At the end of the training, they will decide if you are eligible for their site or not. You do not get paid for the training but its well worth it. The average minimum monthly payments earned from this site are about $700 for the first 2 years and $500 after that. Some people make up to $2,000 a month working for about.com.

· Dailyarticle.com- Daily article is a new article web site. It shows many similarities to Constantcontent.com. Unlike Constant content, they take out 20% of your earnings compared to constant content’s 35%. One thing about this web site is that you give away the full rights to articles or writing material that you have created. That means once you sell your writing, you can’t resell it again because you have no copyright over it anymore.

· Reviewstream.com- On this site, you get paid to basically write reviews. Essentially, you can review anything that you feel like reviewing. They have three rates. The regular rate varies due to performance. It’s usually $1.50 per review, but it could vary depending on how well your review is. The minimum payout through paypal is $50.

· Families.com- This site usually pays people $3 per 300 word blog/post for beginners and $4 per post after completion of the 90 day probationary period. That’s a really easy way to make money. You can write about anything that you put your heart to. Nothing gets excluded at this web site. This is the easiest way to earn money online because there aren’t any set topics available here.

· Methodshop.com- This web site uses blogs for income. You make a blog and you place it to this web site. Not sure how it works but the posts that you place on that blog could be worth in between $20 and $200 per post.

· Suite101.com- Suite101 is a professional writing web site for the experienced writers. Mistakes are not tolerated here, so for those who aren’t good at writing shouldn’t come to this web site. You are required to offer a sample article as a little taste of what you can do for them.

· Helium.com- This is a site based on knowledge. If you know a lot about a particular subject, then you should come here to try and earn some money. They allow you to request topics to write about, so if you do not want to write about something that this web site may offer, you can request a topic that’s more suitable for you. They also allow you to win journalism rewards, making you more recognizable in the writing community. They offer writing competitions that offer cash prizes ranging from $10 to $120. It’s a great way for someone to earn a good amount of money.

· Rentaghostwriter.com- As the name of this web site suggests, you are a ghostwriter who is waiting for someone to purchase your writing. Besides the fact that the web site is surrounded by Google Adsense ads, it’s a pretty good way to earn money online.

· Wordfirm.com- Word firm is one of those experienced web sites that have been around for years. This web site is looking for experienced writers, copyeditors, and graphic designers. The writing for this web site is very strict and could be troublesome for those who haven’t mastered the art of writing.

· Hubpages.com- Hubpages is my personal favorite site to write for. There are different types of writers (they call us hubbers). There are regular writers, and then there are flagship writers. A regular writer doesn’t get paid to write, but earn money based on page impressions and affiliate programs. Flagship writers get paid in between $25 and $40 per article (hub) they publish. They also get to use affiliate programs like any other writer on the site. Flagship writers have a limit of 30 flagship hubs per month. There are four different available affiliate programs that work with Hubpages. You could use Amazon, Ebay, Kontera, and Google Adsense. That’s 4 different strings of income, not to mention the money earned from Hubpages itself. The article writing is very creative. They allow you to place images, news, rss feeds, and videos into your written content to better explain yourself.

· Triond.com- Triond allows you to write articles and earn money based on page impressions. You do not get a flat payment for every article you publish. The more impressions you get, the more money you will make.

· Xomba.com- xomba is a free community where you can earn money to write. It’s a free community. Something like a forum site mixed with a chat site. You make friends, write, and make comments, share ideas, and get paid, that simple.

· Squidoo.com- This site is similar to hubpages. It offers capsules that allow you to post images, videos, and written content on pages and earn money from page impressions.

2. Answering Questions-Believe it or not, people are being paid online just for answering questions. You’d be surprised at how much money people are willing to pay to get the information that they want. There are web sites online that allow you to give out your knowledge for profit. Some of these sites even allow you to bid on how much money your knowledge is worth. This is a great way to earn money online and the following information is based on web sites that allow you to earn money online.

· Expertbee.com- Expert bee is a web site where people ask questions and pay a certain amount of money to the lucky person who has been chosen to answer that question. Many people are beginning to use this web site because it’s very useful and a good way to make money online. Bids usually range from $1 to $100. There are some bids that may exceed $100, depending on the severity of the question. The public is desperate for answers and you are desperate for money. A match made in heaven.

· Justanswer.com- Another one of those web sites that allows you to earn money answering questions. Not as sophisticated as Expert Bee, but it could still generate a great deal of income for those hard working, intelligent people who sign up for this web site.

· ChaCha.com- Chacha is a web site that allows you to become an online guide. An online guide is someone who answers questions. It’s sort of like a search engine, but with humans. You can answer questions received either from the computer or through the phone. It’s a great way to generate some extra income

· Iwantyouranswers.com- This web site is…..shall I say, strange. It’s a place for those with high tech questions and those who have those high tech answers. The web site is for those who have experience with technology. This is a very strange site to anyone who doesn’t have much technological knowledge.

· Qunu.com- This web site is one of those NOW web sites. Live experts online help people with questions they may have. You can sign up for this web site, but it isn’t like other sites. You have to be available at all times to receive a requested question or you will miss out on it. They offer software for your computer that allows you to receive requests when you are asked a question by a customer.

· Guruza.com- Guruza is a new web site that allows people to answer questions and receive payments. The questions are “relatively stupid” a lot of the time. It should be easy for most people to earn money using this site.

3. Affiliate Marketing Programs- Affiliate marketing is one of the most profitable ways to make money online for anyone. There are many companies to suggest. I won’t be naming the obvious programs, such as Google Adsense, but this is a great list. There are now more trusted companies making affiliate marketing apart of their business. Companies are matching popular content that people prefer to view. Here is a handsome list of affiliate programs:

· Admob.com- Admob is a company that specializes in mobile content. If you have a mobile web site, you can use this program to advertise on your site. Although Google has this feature as well, some mobile web sites are not compatible with Google, so Admob is a great alternative to making money online. Admob works with majority of the mobile sites. It even works with subdomain sites.

· Clickbank.com- Clickbank is a web site that allows you to become an affiliate marketer and sell your items. You must have your own web site and domain name to be able to sell your items (particularly ebooks), but you could use any type of site to use the affiliate program. People have made beautiful income using this web site. I myself make at least $2,000 at the most every month. That’s because I spend most of my time with Google, but it’s worth a shot. $2,000 for someone who uses 4 different affiliate programs is great. Imagine if this were my only program I was using. The income would skyrocket. But if you love money, use this site. There are 2 different ways to earn, take advantage of it.

· Gamestop.com- Yes, you seeing this correctly. Gamestop now has an affiliate program. The most trusted gaming company has opened an affiliate program. I also use this site. Although I don’t earn as much as my other affiliate programs, I do earn enough. When people see the gamestop logo, they are going to click because the trust this company has built with the public is unparallel.

· Maxbounty.com- Affiliates with Maxbounty earn money from advertising sponsors on a pay for performance basis. This site has both in house managed campaigns for you to advertiste, and merchants wanting direct relationships with you. Beyond one of the industry’s best and unique reporting systems.

· Friendfinder.com- An affiliate program with a porn site. Want to know how much money that could generate. Considering that 1/3 of Americans watch pornography, chances of getting paid from this site are damn near 100%.

· Leadermarket.com- Leader market is an affiliate program that allows you to earn a little side money. By little side money, I mean a little side money. This site isn’t as good as sites like Yahoo publisher or Google Adsense, but it could bring a little money to your pockets.

· Liquidweb.com- Liquid web has an affiliate program. The ads that are displayed aren’t as “creative” as other sites, but they pay a good amount of money for advertising them.

· Adbrite.com- Adbrite is basically the normal alternative to Adsense. Everyone seems to enjoy using this site. The text link ads are very attractive and draw in clicks easily. Although the adbrite revenue is sometimes half that of Adsense, it’s a great company for larget business web sites. Adbrite is a great program if you have an adult web site (which Adsense doesn’t allow).

· Kontera.com- Kontera is an affiliate program that earns revenue for impressions and clicks. The ads can be popped up if hovered over, easily getting more clicks and generating more revenue. This is one of the powerhouse affiliate programs. Usually powerhouse programs generate powerhouse money, and that’s exactly what it does.

· Amazon.com- Amazon has an affiliate program that allows you to sell items from their site. You have the choice to choose what you want to sell to the public. Just by choosing a keyword, items related to that keyword will show up and be available to the public. You also get a little revenue due to page impressions.

· Ebay.com- Ebay is the same way that Amazon is, except that Ebay doesn’t just hire anyone. They have turned down a lot of people. I’ve been turned down 4 times, but it can generate excellent income.

4. Porn Affiliate Programs- Statistics show that pornography is one of the most (if not the single most) popular subject on the internet to date. It’s a sure way to draw in traffic and make great sells, earning lots of money from commission per sell. The following list below is sites that offer porn affiliate programs to its members.

· Nicheshop.com- Nicheshop has three different types of porn stores that you are able to advertise. You earn up to 55% of commission for every sell that you get. They specialize in attracting customers of all different sexual attractions. The products are priced low, meaning that you are more likely to have a constant stream of customers coming in. All you do is advertise products, so they can sell, and you earn commission every item you sell.

· JoannaAngelBucks.com- Offering pornographic material to those who enjoy punk/alternative rock girls. Just like any other porn program, you get paid to sell items.

· Markethealth.com- Market health is an affiliate program that sells health products. Using the same money making method as any other get paid to sell affiliate program, you sell products online and get paid a certain amount of commission to use these programs. This program allows you to advertise products such as herbs and medicines, appealing to the health community.

· Buydvdporn.com- Buy DVD porn is a web site that allows you to create your own online pornography store, selling products offered by their company. Once your store is finished, you can sell products from your web site.

· Hunkmoney.com- As the name may suggest, it is a gay porn site. This homosexual site allows affiliates to earn 60% commission per sell you make.

5. Stock market- The stock market is a great place to earn money. Using the internet to buy and sell stock is great also. What if I were to tell you that you can play in the stock market for free? That’s right, no risk at all. Matter of fact, what if I told you that you could earn money playing a risk free stock market game? Yeah, sounds too good to be true, but it’s possible. It started with me using virtual simulations of the stock market to learn some things before I decide to invest my hard earned money into the market, but I found out that I can earn money just for playing a virtual simulation. It isn’t that many legit sites out there, but I will show two sites that I know are worthy.

· Wallstreetsurvivor.com- Wall Street survivor is a fantasy wall street stock market game, offering a virtual simulation of the real stock market with all the real rules and regulations. Learning how to use the stock market is a great way to earn great money in the future. But for now, you can earn a little extra side money by using this virtual simulation to learn how to use the stock market while you earn a few extra dollars in your pocket when you meet the game requirements in this battle of the stocks game.

· Updown.com- Another virtual stock market game with the same rules as the real stock market. The payment plans are similar to wallstreetsurvivor.com. You have to meet certain criteria to get paid and win prizes, just as you would on wallstreetsurvivor.com.

6. Video Advertisement- Videos are a great way to make money online. You make money by placing ads on your videos and when people click those ads, you earn money and get a certain percentage of the earnings.

· YouTube- Youtube lets you utilize Google Adsense for video when you are a regular uploader to the site and have thousands of views of your videos. So upload regularly and you could be generating a large size income from the number one video site in the world.

· Ulinkx.com- Ulinkx is a website that allows you to utilize Google Adsense without meeting the criteria that YouTube requires. You can upload videos from YouTube, metacafe, myspace, and more. When you place ads on your videos, you gain revenue from clicks

· Break.com- A site where people upload videos. If your video shows up on the home page, you could earn up to $2,000.

· Lulu.com- You can publish things on this site and sell it. Videos, audio, ebooks, etc. Revenue sharing program.

· Blip.tv- Blip allows you to post videos on their site and earn money from them. There are many different ways to advertise your videos on their site with a variety of different options.

· Vuze.com- Vuze allows you to make content with ads so that you can generate revenue, or make it free with no ads at all.

7. Other Ways to make money online- These following ways don’t really fall into a category, but they could generate good revenue.

· Expotv.com- You get to upload a product review to this site. You can earn up to $10.00 per review

· Blogtalkradio.com- This site is a place where everyone with podcasts and those who are interested to make money with their podcasts.

· Odiogo.com- Odiogo is a free site that also allows you to generate advertising revenue. You may qualify if your listenership level reaches a higher level.

· We7.com- We7 shares money that’s made from the sites ads with downloaded music. Revenue sharing program.

Additional Money Making

People can make money creating ebooks and selling them on popular directories. The information that you place into an ebook must be accurate and legal, showing all of your best knowledge of the subject that your book obtains to. Using falsified knowledge could sum up to you being sued by angry customers or other legal actions being pursued. You must allow some area where you are able to write down, in plain english, that the information given may not be able to be duplicated. You must tell them that the information presented is not guaranteed to work, and results may vary depending on special circumstances. Guaranteed success to customers almost certainly means guaranteed failure.

Contracts are necessary to making sure that the content you present to customers does not get duplicated or stolen and used to sell as their own. People do these things on the internet a lot, so it would be wise to make these people sign contracts before you sell them your product. Making sure that you get paid is what its all about. If someone uploads your ebook onto a file directory and it gets sold or downloaded free, you can sue that person for breaching the contract and sue them for every single download that has taken place with that piece of information. Depending on the price that you were selling the piece for, you could generate an outstanding amount of income by making sure that people don’t use your information freely.

Although there are no laws that state that you can’t make a contract of your own in the United States, it would be wise to get someone more involved in the legal system to review your contract, letting you know if there are any errors in your contract and making sure that the contract that you are presenting is completely legal. An illegal contract could mean that you will lose every single dime that the person you were going to sue costed you.

There are many sites online that offer free contract templates. The better web sites are those that explain the proper way to create your very own contract. Check out ask.com for more information on how to make a legal contract to protect your business.

Auto Insurance Price Quotes Around the world... From USA to Other parts

2011-11-06T05:32:00.000-08:00

Auto Insurance Price Quotes
Have talked about insurance and what are the things i know about then, If you dont recall check inside the blog,its somwhere there... now below are a conprehsive talk on it and Auto Insurance Price from around the world... Enjoy.

In short word Auto insurance is a protection. When you enter into a contract with an insurance company, they agree to protect you from financial losses resulting from an accident involving the car which you have insured, in exchange for your payment of a premium.Auto insurance provides coverage for property, medical expenses, and liability.
Property coverage pays if your vehicle is damaged or stolen. Medical coverage pays for treatment of and rehabilitation for injuries. It may also cover lost wages and funeral expenses. Liability coverage pays if you are at fault in an accident that results in property damage or personal injury.

Things to know when searching for Auto Insurance Price Quotes

1) Some of the most helpful coverages are the cheapest.

Auto insurance Prices Quotes may be expensive, but if you're already spending a lot, shouldn't you get a lot? Optional coverages such as gap coverage, roadside assistance, rental reimbursement, uninsured/underinsured motorist coverage, and comprehensive coverage can provide a lot of protection for a little price increase. Comprehensive coverage is usually the most expensive of these coverages, but is still usually about half the price of collision coverage and a third the price of liability coverage.
Uninsured/underinsured motorist coverage is especially important, considering the benefits it offers and the number of uninsured drivers on the road, particularly during this period of economic hardship. Take a look at your coverage options. Paying a little more now may save you a lot in the future.

2) Many factors can affect your Auto Insurance Price Quotes.

Auto insurance companies use many different criteria when evaluating an insurance application during a process called underwriting. Each auto insurance company has many guidelines regarding which groups of drivers they want to accept and how much they will charge those groups they consider a greater risk. The guidelines are different for each company, meaning that two companies comparing the same driver can arrive at vastly different conclusions.
During the underwriting process, car insurance applicants are placed in a group based on how much money and how many claims the insurance company believes it may have to pay. Underwriting is done automatically by software behind the scenes. At this time, the insurance company will look at motor vehicle records to see how many accidents or tickets a driver has received. Many insurance companies also use an insurance history report to see if the driver has made any car insurance claims, and how much money was paid. Although accidents and violations can only affect the rates you receive for three years, many companies will look back five or more years when deciding if they want to offer you insurance. In addition, many auto insurance companies look at the credit history of the applicant. Although they use credit history to determine which group an applicant belongs to, they don't actually look at a credit report.

3)Auto Insurance price quotes vary (a lot) by company.

You've probably seen commercials saying you can save money by switching to a certain car insurance company. How can so many companies make this claim? The reason is that "auto insurance is a highly competitive business and one of the most effective ways to reduce insurance costs is simply to shop around," according to Jeanne Salvatore, senior vice president of the Insurance Information Institute. "Drivers should look for an insurance company that will provide a good price along with excellent service."
Prices for the same policy from the same company, however, are set by law. They are approved by the state and can't be changed by an agent, so you can't get a better price for the same policy simply by going to a different agent or trying to negotiate the price. The best plan is to decide what coverages and options you need and comparison shop to get the best price.

4) If you let your policy lapse, you'll pay more in the long run.

Most insurance companies view drivers who are licensed but don't have insurance as risky or irresponsible. Because of this, if you let your policy lapse, you'll probably pay more when you go to buy car insurance. To avoid this, if you don't want to pay for insurance or are planning to let your policy expire because you want to switch companies, make sure to purchase car insurance before your current policy is cancelled.

5) Higher deductibles can lower your premium.

Insurance prices are based on how much money the insurance company believes it could have to pay. If you agree to pay for a larger portion of your own damages by raising your deductibles, your car insurance company automatically knows they won't have to pay as much for your claims. Because of this, they will usually give you a lower premium. If you decide to raise your deductibles to save money, be sure you can afford to pay the deductible if you have to make a claim.

6) Insurance discounts can make a difference.

Most insurance companies offer auto insurance discounts for things like a safe driving record, car safety features, anti-theft devices, electronic payments, payment in full, and more. Make sure you're getting rewarded for being a safe driver and for having a safe car by shopping around for car insurance that appreciates your record.

7) Coverage affects what you pay.

The majority of your car insurance premium generally goes toward the legally-required liability portion of your policy. It's typically not a good idea to reduce this portion in an attempt to save money, because you'll be responsible for any amount of damages above your policy limits. However, other coverages, although generally helpful, could be reduced or eliminated to lower your premium. If you have an older car that's not worth very much, or if you won't have a problem paying for a new car, collision and comprehensive coverages may not make economic sense. Talk to your car insurance company or agent about the best options for you.

8) The car you drive can affect your auto insurance Price Quotes.

The Highway Loss Data Institute compiles insurance accident statistics for most types of cars. Many insurance companies use data like this when setting prices on your insurance. For example, if the car you drive is very expensive to repair, the company is going to have to pay more if you get in an accident. Conversely, if the car you drive is extremely safe and protects occupants well, your insurance company will not have to pay as much if you're involved in a crash. If your model of car is generally less likely to be stolen, your car insurance company is less likely to have to pay to replace it. All of these car related factors can raise or lower the auto insurance Price quotes you receive, so it makes sense to keep insurance in mind when purchasing a car. Of course, since rates are based on much more than just the car you drive, your overall rate may be more or less than someone driving the same car.

NOTE: This article on AUTO INSURANCE PRICE QUOTES are not all from me, copied from around the internet ok.. Thanks

Advantages of Forex Trading.

2011-10-07T09:49:00.000-07:00

Advantages of Forex

There are many benefits and advantages of trading forex. Here are just a few reasons why so many people are choosing this market:

No commissions

No clearing fees, no exchange fees, no government fees, no brokerage fees. Most retail brokers are compensated for their services through something called the "bid-ask spread".

No middlemen

Spot currency trading eliminates the middlemen and allows you to trade directly with the market responsible for the pricing on a particular currency pair.

No fixed lot size

In the futures markets, lot or contract sizes are determined by the exchanges. A standard-size contract for silver futures is 5,000 ounces. In spot forex, you determine your own lot, or position size. This allows traders to participate with accounts as small as $25 (although we'll explain later why a $25 account is a bad idea).

Low transaction costs

The retail transaction cost (the bid/ask spread) is typically less than 0.1% under normal market conditions. At larger dealers, the spread could be as low as 0.07%. Of course this depends on your leverage and all will be explained later.

A 24-hour market

There is no waiting for the opening bell. From the Monday morning opening in Australia to the afternoon close in New York, the forex market never sleeps. This is awesome for those who want to trade on a part-time basis, because you can choose when you want to trade: morning, noon, night, during breakfast, or in your sleep.

No one can corner the market

The foreign exchange market is so huge and has so many participants that no single entity (not even a central bank or the mighty Chuck Norris himself) can control the market price for an extended period of time.

Leverage

In forex trading, a small deposit can control a much larger total contract value. Leverage gives the trader the ability to make nice profits, and at the same time keep risk capital to a minimum.
For example, a forex broker may offer 50-to-1 leverage, which means that a $50 dollar margin deposit would enable a trader to buy or sell $2,500 worth of currencies. Similarly, with $500 dollars, one could trade with $25,000 dollars and so on. While this is all gravy, let's remember that leverage is a double-edged sword. Without proper risk management, this high degree of leverage can lead to large losses as well as gains.

High Liquidity.

Because the forex market is so enormous, it is also extremely liquid. This means that under normal market conditions, with a click of a mouse you can instantaneously buy and sell at will as there will usually be someone in the market willing to take the other side of your trade. You are never "stuck" in a trade. You can even set your online trading platform to automatically close your position once your desired profit level (a limit order) has been reached, and/or close a trade if a trade is going against you (a stop loss order).

Low Barriers to Entry

You would think that getting started as a currency trader would cost a ton of money. The fact is, when compared to trading stocks, options or futures, it doesn't. Online forex brokers offer "mini" and "micro" trading accounts, some with a minimum account deposit of $25.
We're not saying you should open an account with the bare minimum, but it does make forex trading much more accessible to the average individual who doesn't have a lot of start-up trading capital.

Free Stuff Everywhere!

Most online forex brokers offer "demo" accounts to practice trading and build your skills, along with real-time forex news and charting services.
And guess what?! They're all free!
Demo accounts are very valuable resources for those who are "financially hampered" and would like to hone their trading skills with "play money" before opening a live trading account and risking real money.
Now that you know the advantages of the forex market, see how it compares with the stock market!

Insurance And Undertstanding It

2011-09-03T03:26:00.000-07:00

Being an accounting student, we needed to understand insurnace and how it works and other facts about insurance. I never understood it until now. so am putting up some facts about insurance so enjoy. But note much of this comes from surfing the internet and putting them all together to make up this ENJOY.

Now the first question now is, What is Insurance?
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; an insured, or policyholder, is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.

Types Of Insurance

Auto insurance, Home insurance,Health insurance,Accident, sickness and unemployment insurance,Casualty insurance,Life insurance,Burial insurance,Property insurance,Credit insurance.

There are so so many of it, But then you pick the most important once out.

Auto Insurance: (also known as auto insurance, gap insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region.

Home insurance:also commonly called hazard insurance or homeowner's insuranceHOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, (often abbreviated in the real estate industry as loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences which don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.

Unemployment benefits are payments made by the state or other authorized bodies to unemployed people. Benefits may be based on a compulsory para-governmental insurance system. Depending on the jurisdiction and the status of the person, those sums may be small, covering only basic needs (thus a form of basic welfare), or may compensate the lost time proportionally to the previous earned salary. They often are part of a larger social security scheme.

For now that will be all try and do some findings on your own........takia and am out for now...

Facts of FOREX Trading

2011-08-27T08:04:00.000-07:00

I was surfing around and then came up with this. facts about the forex market, cant help but share it. Read and Enjoy.

In the world of Forex trading, volatility equals big profits.

Forex, (which is shorthand for Foreign Exchange) is the largest market in the world. With 3 Trillion dollars in money exchanging hands every day, a trader only has to catch a tiny percentage of that to parlay a small nest egg into significant profits.

nd there are significant advantages which trading Forex, or FX, for short, can offer. One is that there are no “commissions” as you generally think of with stock trading. The broker is paid by means of the “spread” between the bid and ask prices. This is really nice, because if you want to get started in FX trading, and you want to start small (which is an excellent idea), all you have to cover is the spread, rather than a spread and a commission.

Profit Potential

Why would anyone want to day trade? Simple. To paraphrase Bill Clinton, "It's the money, stupid. " If you can make money at a modest rate swing trading, why not increase the rate money is made by trading intra-day. That's the attraction. Just remember that just like any kind of trading, however, the money doesn't just flow in. There are things that you will need to watch out for.

Steps To Success

1. Success at trading. Don't try to trade until you've proven to yourself that you can trade successfully at a much slower pace.

2. A winning system.Trading is harder than any other kind of trading that I know of. You really need to make sure your system will hold up. A system that works in a slower time frame will not necessarily work for day trading. Make sure you're system has a positive expectation.

3. Practice. Practice makes perfect. Yes, it's a tired old phrase, but it's true.

4. Patience. The market will try to destroy you as a new day trader. Have patience. Hang tough. You will make it, provided the previous four items are in order.

The Forex Market Care to Know More....................

2011-06-10T08:04:00.001-07:00

The Forex Market

The Forex Trading has always, Been thought has a place where you can just come, and make BIG money. lol Many, have tried and failed and will always fail untill they Understand some basics.

My definition of a successful trader is having the ability to do three things:

Make pips
Keep pips
Repeat if you can repeatedly do these three things, then you're on your way to being a superstar forex trader! But we warn you, it's no cakewalk. Remember when you were but a little teeny weeny bopper attending grade school?
No?
Well, let us take you through the whole schooling jungle again, but we're doing it FX-Men style.
You'll start schooling by rolling into pre-school with your chocolate milk and snack pack. This is where you'll learn the basics of the forex industry.
Pip Diddy, a former super underwear and sock model and now a fundamental analysis specialist, will take you through Kindergarten where you'll learn the different types of analysis.
If you pass, you'll join the big boys and girls in elementary school where Big Pippin, the coolest cat in the forex block, will teach you all you need to know about technical analysis. But don't worry, we still have nap time in Grade 1. If you pass Grade 1, the next year you'll enter Grade 2, and so on, all the way to the end of the summer school.
Wait. What's that?
Summer school?
Yep. Summer school.
We think that high school is one of the most important times of your life. It's when you get potty trained and stop using diapers, learn to read and write, and get your very first hugs and kisses from your mom and dad.
To make sure you are fully prepared for high school and the awkward challenges you will face, we've added summer school classes to at least help ease your academic transition.
As for trying to get a date for the prom, we can't help you there. Even Dr. Pipslow is still looking for one. And he's 600 years old. Too bad he's forgotten that his prom already happened 583 years ago but we feel bad breaking the news to him.
So....shhhhhhhh. It'll be our little secret.
Aside from dating drama, try not to get senioritis in Grade 12.
Why?
Because our high school goes up to Grade 14! That's how Forex Gump, a former senior macroeconomics professor at Pipvard University and now a blogger of all things related to economics, likes it.
Just like in real life, learning doesn't end in the high school!
If you've done well throughout grade school and high school, you get a full scholarship to our college! All expenses paid!
We won't even require you to fill out any applications or write essays. That's right....we like to hand out scholarships just as much as we like to hand out cute bunnies to Cyclopip for him to eat.
Hey now, don't judge Cyclopip. He's already given up eating soft cuddly cute kittens. He's trying okay?
Let's get back on track...
Our curriculum here at the New School of Pipsology will make a bold attempt to cover all aspects of forex trading.
Yes we are crazy, but that's how we roll yo.
That's also how much we believe in having a solid forex education.
You will learn how to identify trading opportunities, how to time the market (aka smart guessing), and when to take profits or close a trade.
But that's still not all folks. There's more! After Forex Gump explains the tricks of the trade, you'll head over to the Sophomore part of the school, where Dr. Pipslow, an ancient and revered trader of currencies, will share his nuggets on everything you need to know about the psychology of trading.
Under his brilliant coaching you'll learn the importance of keeping a trading journal, putting a stop loss, and tons of other trading psychology codes.
Once you finish all your courses and you already feel like you're the next forex trading superstar, Forex Ninja, our resident spy and one of the master traders, will keep you on your toes and remind you of the dangers of the forex jungle.
Oh, and have we mentioned that you will also learn how to predict the future and never have a losing trade?
Yeah right. In your dreams pal.
Forex trading isn't easy, but with a lot of studying and hard work, you can become a successful trader.
So grab your security blanket and favorite teddy bear and let's head over to Pre-School!

Undertanding all this will make you a better forex trader, But note i got to learn alot from this site and i wish to share the site with you. Its called babypips.com thats where most so called forex teachers get there handout from. if you dont belive try to check it out... its fnot mind but it will help.......... And you know the site makes your learning so so so funny and at the same time so sweet lol, Now am proud to say am a better foex trader than most people can boast of...

Understanding The 48 Laws Of Power.

2011-05-14T05:19:00.000-07:00

I was surfing the web as always, when i cam across this and i said, why don't i share it, and i had one or two things to it.

The 48 Laws of Power

by Robert Greene and Joost Elffers

Law 1

Never Outshine the Master

Always make those above you feel comfortably superior. In your desire to please or impress them, do not go too far in displaying your talents or you might accomplish the opposite – inspire fear and insecurity. Make your masters appear more brilliant than they are and you will attain the heights of power.

Many at times i always, Ask myself can i be better than my master? And the answer is always the same, Yes i can but trying to outshine him is impossible even if i have all the fame in the world, There is somthing he/she will always us to outshine me its just real. No matter How Good you are in that field, Trying to outshine your master is one of the greatest downfall of any man. I know of a student of mind, Who thought he was not better than me, And wants to show himself, He went about telling people that am far better than AKPOBO now, Who is he? he thought me noting i learning everything all myself, and Today i made myself.

A Month later i saw him and he was looking tatted, Natural i had to ask him, Whats up dude and he said man, Things are falling apart badly and i need your advice, I looked at him and laugh and i told him you know you better than me, I dont think i can help you he begged and after i listen to what he has to say, I told him what he had to do, After which i told him this words, Never try to outshine your master is never possbile.

Law 2

Never put too Much Trust in Friends, Learn how to use Enemies

Be wary of friends-they will betray you more quickly, for they are easily aroused to envy. They also become spoiled and tyrannical. But hire a former enemy and he will be more loyal than a friend, because he has more to prove. In fact, you have more to fear from friends than from enemies. If you have no enemies, find a way to make them.

Law 3

Conceal your Intentions

Keep people off-balance and in the dark by never revealing the purpose behind your actions. If they have no clue what you are up to, they cannot prepare a defense. Guide them far enough down the wrong path, envelope them in enough smoke, and by the time they realize your intentions, it will be too late.

Law 4

Always Say Less than Necessary

When you are trying to impress people with words, the more you say, the more common you appear, and the less in control. Even if you are saying something banal, it will seem original if you make it vague, open-ended, and sphinxlike. Powerful people impress and intimidate by saying less. The more you say, the more likely you are to say something foolish.

Law 5

So Much Depends on Reputation – Guard it with your Life

Reputation is the cornerstone of power. Through reputation alone you can intimidate and win; once you slip, however, you are vulnerable, and will be attacked on all sides. Make your reputation unassailable. Always be alert to potential attacks and thwart them before they happen. Meanwhile, learn to destroy your enemies by opening holes in their own reputations. Then stand aside and let public opinion hang them.

Law 6

Court Attention at all Cost

Everything is judged by its appearance; what is unseen counts for nothing. Never let yourself get lost in the crowd, then, or buried in oblivion. Stand out. Be conspicuous, at all cost. Make yourself a magnet of attention by appearing larger, more colorful, more mysterious, than the bland and timid masses.

Law 7

Get others to do the Work for you, but Always Take the Credit

Use the wisdom, knowledge, and legwork of other people to further your own cause. Not only will such assistance save you valuable time and energy, it will give you a godlike aura of efficiency and speed. In the end your helpers will be forgotten and you will be remembered. Never do yourself what others can do for you.

Law 8

Make other People come to you – use Bait if Necessary

When you force the other person to act, you are the one in control. It is always better to make your opponent come to you, abandoning his own plans in the process. Lure him with fabulous gains – then attack. You hold the cards.

Law 9

Win through your Actions, Never through Argument

Any momentary triumph you think gained through argument is really a Pyrrhic victory: The resentment and ill will you stir up is stronger and lasts longer than any momentary change of opinion. It is much more powerful to get others to agree with you through your actions, without saying a word. Demonstrate, do not explicate.

Law 10

Infection: Avoid the Unhappy and Unlucky

You can die from someone else’s misery – emotional states are as infectious as disease. You may feel you are helping the drowning man but you are only precipitating your own disaster. The unfortunate sometimes draw misfortune on themselves; they will also draw it on you. Associate with the happy and fortunate instead.

Law 11

Learn to Keep People Dependent on You

To maintain your independence you must always be needed and wanted. The more you are relied on, the more freedom you have. Make people depend on you for their happiness and prosperity and you have nothing to fear. Never teach them enough so that they can do without you.

Law 12

Use Selective Honesty and Generosity to Disarm your Victim

One sincere and honest move will cover over dozens of dishonest ones. Open-hearted gestures of honesty and generosity bring down the guard of even the most suspicious people. Once your selective honesty opens a hole in their armor, you can deceive and manipulate them at will. A timely gift – a Trojan horse – will serve the same purpose.

Law 13

When Asking for Help, Appeal to People’s Self-Interest,

Never to their Mercy or Gratitude

If you need to turn to an ally for help, do not bother to remind him of your past assistance and good deeds. He will find a way to ignore you. Instead, uncover something in your request, or in your alliance with him, that will benefit him, and emphasize it out of all proportion. He will respond enthusiastically when he sees something to be gained for himself.

Law 14

Pose as a Friend, Work as a Spy

Knowing about your rival is critical. Use spies to gather valuable information that will keep you a step ahead. Better still: Play the spy yourself. In polite social encounters, learn to probe. Ask indirect questions to get people to reveal their weaknesses and intentions. There is no occasion that is not an opportunity for artful spying.

Law 15

Crush your Enemy Totally

All great leaders since Moses have known that a feared enemy must be crushed completely. (Sometimes they have learned this the hard way.) If one ember is left alight, no matter how dimly it smolders, a fire will eventually break out. More is lost through stopping halfway than through total annihilation: The enemy will recover, and will seek revenge. Crush him, not only in body but in spirit.

Law 16

Use Absence to Increase Respect and Honor

Too much circulation makes the price go down: The more you are seen and heard from, the more common you appear. If you are already established in a group, temporary withdrawal from it will make you more talked about, even more admired. You must learn when to leave. Create value through scarcity.

Law 17

Keep Others in Suspended Terror: Cultivate an Air of Unpredictability

Humans are creatures of habit with an insatiable need to see familiarity in other people’s actions. Your predictability gives them a sense of control. Turn the tables: Be deliberately unpredictable. Behavior that seems to have no consistency or purpose will keep them off-balance, and they will wear themselves out trying to explain your moves. Taken to an extreme, this strategy can intimidate and terrorize.

Law 18

Do Not Build Fortresses to Protect Yourself – Isolation is Dangerous

The world is dangerous and enemies are everywhere – everyone has to protect themselves. A fortress seems the safest. But isolation exposes you to more dangers than it protects you from – it cuts you off from valuable information, it makes you conspicuous and an easy target. Better to circulate among people find allies, mingle. You are shielded from your enemies by the crowd.

Law 19

Know Who You’re Dealing with – Do Not Offend the Wrong Person

There are many different kinds of people in the world, and you can never assume that everyone will react to your strategies in the same way. Deceive or outmaneuver some people and they will spend the rest of their lives seeking revenge. They are wolves in lambs’ clothing. Choose your victims and opponents carefully, then – never offend or deceive the wrong person.

Law 20

Do Not Commit to Anyone

It is the fool who always rushes to take sides. Do not commit to any side or cause but yourself. By maintaining your independence, you become the master of others – playing people against one another, making them pursue you.

Law 21

Play a Sucker to Catch a Sucker – Seem Dumber than your Mark

No one likes feeling stupider than the next persons. The trick, is to make your victims feel smart – and not just smart, but smarter than you are. Once convinced of this, they will never suspect that you may have ulterior motives.

Law 22

Use the Surrender Tactic: Transform Weakness into Power

When you are weaker, never fight for honor’s sake; choose surrender instead. Surrender gives you time to recover, time to torment and irritate your conqueror, time to wait for his power to wane. Do not give him the satisfaction of fighting and defeating you – surrender first. By turning the other check you infuriate and unsettle him. Make surrender a tool of power.

Law 23

Concentrate Your Forces

Conserve your forces and energies by keeping them concentrated at their strongest point. You gain more by finding a rich mine and mining it deeper, than by flitting from one shallow mine to another – intensity defeats extensity every time. When looking for sources of power to elevate you, find the one key patron, the fat cow who will give you milk for a long time to come.

Law 24

Play the Perfect Courtier

The perfect courtier thrives in a world where everything revolves around power and political dexterity. He has mastered the art of indirection; he flatters, yields to superiors, and asserts power over others in the mot oblique and graceful manner. Learn and apply the laws of courtiership and there will be no limit to how far you can rise in the court.

Law 25

Re-Create Yourself

Do not accept the roles that society foists on you. Re-create yourself by forging a new identity, one that commands attention and never bores the audience. Be the master of your own image rather than letting others define if for you. Incorporate dramatic devices into your public gestures and actions – your power will be enhanced and your character will seem larger than life.

Law 26

Keep Your Hands Clean

You must seem a paragon of civility and efficiency: Your hands are never soiled by mistakes and nasty deeds. Maintain such a spotless appearance by using others as scapegoats and cat’s-paws to disguise your involvement.

Law 27

Play on People’s Need to Believe to Create a Cultlike Following

People have an overwhelming desire to believe in something. Become the focal point of such desire by offering them a cause, a new faith to follow. Keep your words vague but full of promise; emphasize enthusiasm over rationality and clear thinking. Give your new disciples rituals to perform, ask them to make sacrifices on your behalf. In the absence of organized religion and grand causes, your new belief system will bring you untold power.

Law 28

Enter Action with Boldness

If you are unsure of a course of action, do not attempt it. Your doubts and hesitations will infect your execution. Timidity is dangerous: Better to enter with boldness. Any mistakes you commit through audacity are easily corrected with more audacity. Everyone admires the bold; no one honors the timid.

Law 29

Plan All the Way to the End

The ending is everything. Plan all the way to it, taking into account all the possible consequences, obstacles, and twists of fortune that might reverse your hard work and give the glory to others. By planning to the end you will not be overwhelmed by circumstances and you will know when to stop. Gently guide fortune and help determine the future by thinking far ahead.

Law 30

Make your Accomplishments Seem Effortless

Your actions must seem natural and executed with ease. All the toil and practice that go into them, and also all the clever tricks, must be concealed. When you act, act effortlessly, as if you could do much more. Avoid the temptation of revealing how hard you work – it only raises questions. Teach no one your tricks or they will be used against you.

Law 31

Control the Options: Get Others to Play with the Cards you Deal

The best deceptions are the ones that seem to give the other person a choice: Your victims feel they are in control, but are actually your puppets. Give people options that come out in your favor whichever one they choose. Force them to make choices between the lesser of two evils, both of which serve your purpose. Put them on the horns of a dilemma: They are gored wherever they turn.

Law 32

Play to People’s Fantasies

The truth is often avoided because it is ugly and unpleasant. Never appeal to truth and reality unless you are prepared for the anger that comes for disenchantment. Life is so harsh and distressing that people who can manufacture romance or conjure up fantasy are like oases in the desert: Everyone flocks to them. There is great power in tapping into the fantasies of the masses.

Law 33

Discover Each Man’s Thumbscrew

Everyone has a weakness, a gap in the castle wall. That weakness is usual y an insecurity, an uncontrollable emotion or need; it can also be a small secret pleasure. Either way, once found, it is a thumbscrew you can turn to your advantage.

Law 34

Be Royal in your Own Fashion: Act like a King to be treated like one

The way you carry yourself will often determine how you are treated; In the long run, appearing vulgar or common will make people disrespect you. For a king respects himself and inspires the same sentiment in others. By acting regally and confident of your powers, you make yourself seem destined to wear a crown.

Law 35

Master the Art of Timing

Never seem to be in a hurry – hurrying betrays a lack of control over yourself, and over time. Always seem patient, as if you know that everything will come to you eventually. Become a detective of the right moment; sniff out the spirit of the times, the trends that will carry you to power. Learn to stand back when the time is not yet ripe, and to strike fiercely when it has reached fruition.

Law 36

Disdain Things you cannot have: Ignoring them is the best Revenge

By acknowledging a petty problem you give it existence and credibility. The more attention you pay an enemy, the stronger you make him; and a small mistake is often made worse and more visible when you try to fix it. It is sometimes best to leave things alone. If there is something you want but cannot have, show contempt for it. The less interest you reveal, the more superior you seem.

Law 37

Create Compelling Spectacles

Striking imagery and grand symbolic gestures create the aura of power – everyone responds to them. Stage spectacles for those around you, then full of arresting visuals and radiant symbols that heighten your presence. Dazzled by appearances, no one will notice what you are really doing.

Law 38

Think as you like but Behave like others

If you make a show of going against the times, flaunting your unconventional ideas and unorthodox ways, people will think that you only want attention and that you look down upon them. They will find a way to punish you for making them feel inferior. It is far safer to blend in and nurture the common touch. Share your originality only with tolerant friends and those who are sure to appreciate your uniqueness.

Law 39

Stir up Waters to Catch Fish

Anger and emotion are strategically counterproductive. You must always stay calm and objective. But if you can make your enemies angry while staying calm yourself, you gain a decided advantage. Put your enemies off-balance: Find the chink in their vanity through which you can rattle them and you hold the strings.

Law 40

Despise the Free Lunch

What is offered for free is dangerous – it usually involves either a trick or a hidden obligation. What has worth is worth paying for. By paying your own way you stay clear of gratitude, guilt, and deceit. It is also often wise to pay the full price – there is no cutting corners with excellence. Be lavish with your money and keep it circulating, for generosity is a sign and a magnet for power.

Law 41

Avoid Stepping into a Great Man’s Shoes

What happens first always appears better and more original than what comes after. If you succeed a great man or have a famous parent, you will have to accomplish double their achievements to outshine them. Do not get lost in their shadow, or stuck in a past not of your own making: Establish your own name and identity by changing course. Slay the overbearing father, disparage his legacy, and gain power by shining in your own way.

Law 42

Strike the Shepherd and the Sheep will Scatter

Trouble can often be traced to a single strong individual – the stirrer, the arrogant underling, the poisoned of goodwill. If you allow such people room to operate, others will succumb to their influence. Do not wait for the troubles they cause to multiply, do not try to negotiate with them – they are irredeemable. Neutralize their influence by isolating or banishing them. Strike at the source of the trouble and the sheep will scatter.

Law 43

Work on the Hearts and Minds of Others

Coercion creates a reaction that will eventually work against you. You must seduce others into wanting to move in your direction. A person you have seduced becomes your loyal pawn. And the way to seduce others is to operate on their individual psychologies and weaknesses. Soften up the resistant by working on their emotions, playing on what they hold dear and what they fear. Ignore the hearts and minds of others and they will grow to hate you.

Law 44

Disarm and Infuriate with the Mirror Effect

The mirror reflects reality, but it is also the perfect tool for deception: When you mirror your enemies, doing exactly as they do, they cannot figure out your strategy. The Mirror Effect mocks and humiliates them, making them overreact. By holding up a mirror to their psyches, you seduce them with the illusion that you share their values; by holding up a mirror to their actions, you teach them a lesson. Few can resist the power of Mirror Effect.

Law 45

Preach the Need for Change, but Never Reform too much at Once

Everyone understands the need for change in the abstract, but on the day-to-day level people are creatures of habit. Too much innovation is traumatic, and will lead to revolt. If you are new to a position of power, or an outsider trying to build a power base, make a show of respecting the old way of doing things. If change is necessary, make it feel like a gentle improvement on the past.

Law 46

Never appear too Perfect

Appearing better than others is always dangerous, but most dangerous of all is to appear to have no faults or weaknesses. Envy creates silent enemies. It is smart to occasionally display defects, and admit to harmless vices, in order to deflect envy and appear more human and approachable. Only gods and the dead can seem perfect with impunity.

Law 47

Do not go Past the Mark you Aimed for; In Victory, Learn when to Stop

The moment of victory is often the moment of greatest peril. In the heat of victory, arrogance and overconfidence can push you past the goal you had aimed for, and by going too far, you make more enemies than you defeat. Do not allow success to go to your head. There is no substitute for strategy and careful planning. Set a goal, and when you reach it, stop.

Law 48

Assume Formlessness

By taking a shape, by having a visible plan, you open yourself to attack. Instead of taking a form for your enemy to grasp, keep yourself adaptable and on the move. Accept the fact that nothing is certain and no law is fixed. The best way to protect yourself is to be as fluid and formless as water; never bet on stability or lasting order. Everything changes.

The World's Most Powerful People

2011-04-13T11:22:00.000-07:00

I was Just sitting outside, And the Thought came into my head, Who are the The World's Most Powerful People in the world.... Below are the list and what makes them the most powerfull people in the world. Man no be only MONEY OHHHHHH.

#	Individual	Office / Position
1	Hu Jintao	President of the People's Republic of China
2	Barack Obama	44th President of the United States
3	Abdullah bin Abdul Aziz al Saud	6th King of Saudi Arabia and Custodian of the Two Holy Mosques
4	Vladimir Putin	Prime Minister of Russia
5	Benedict XVI	265th Pope of the Roman Catholic Church
6	Angela Merkel	Chancellor of Germany
7	David Cameron	Prime Minister of the United Kingdom
8	Ben Bernanke	14th Chair of the Federal Reserve
9	Sonia Gandhi	President of the Indian National Congress
10	Bill Gates	Co-Chair of the Bill & Melinda Gates Foundation, founder and chairman of Microsoft

Hu Jintao

President of the People's Republic of China

Hu Jintao (Pinyin: Hú Jǐntāo, pronounced [xǔ t͡ɕìntʰɑ́ʊ̯]; born 21 December 1942, in Taizhou, Jiangsu) is the current Paramount Leader of the People's Republic of China. He has held the titles of General Secretary of the Communist Party of China since 2002, President of the People's Republic of China since 2003, and Chairman of the Central Military Commission since 2004, succeeding Jiang Zemin as the top leader of fourth generation leadership of the Communist Party of China.
Hu possesses a low-key and reserved leadership style.^[1] His rise to the presidency represents China's transition of leadership from old, establishment communists to younger, more pragmatic technocrats. Since his ascendancy, Hu has reinstated certain controls on the economy relaxed by the previous administration, and has been conservative in his attitude to political reforms.^[2] In foreign policy, Hu advocates for an approach termed "China's peaceful development", pursuing soft power in international relations. Along with his colleague, Premier Wen Jiabao, Hu presided over nearly a decade of consistent economic growth and development that cemented China as a major world power. Through Hu's tenure, China's global influence in Africa, Latin America, and other developing countries has increased.^[3]
Hu has been involved in the Communist party bureaucracy for most of his adult life, notably as Party secretary for the Tibet Autonomous Region, and then later Secretary of the Secretariat of CPC and Vice-President under Jiang Zemin. Hu's political philosophy is summarily described as aiming to found a basis for Harmonious Society domestically and for Peaceful Development internationally,^[4] the former generated by a Scientific Development Concept, which seeks integrated solutions to tackle China's various economic, environmental and social problems.

2.

Barack Hussein Obama II born August 4, 1961) is the 44th and current President of the United States, having taken office in 2009. He is the first African American to hold the office. Obama previously served as a United States senator from Illinois, from January 2005 until he resigned following his election to the presidency in November 2008.
A native of Honolulu, Hawaii, Obama is a graduate of Columbia University and Harvard Law School, where he was the president of the Harvard Law Review. He was a community organizer in Chicago before earning his law degree. He worked as a civil rights attorney in Chicago and taught constitutional law at the University of Chicago Law School from 1992 to 2004.
Obama served three terms in the Illinois Senate from 1997 to 2004. Following an unsuccessful bid against the Democratic incumbent for a seat in the United States House of Representatives in 2000, he ran for United States Senate in 2004. Several events brought him to national attention during the campaign, including his victory in the March 2004 Democratic primary and his keynote address at the Democratic National Convention in July 2004. He won election to the U.S. Senate in November 2004. His presidential campaign began in February 2007, and after a close campaign in the 2008 Democratic Party presidential primaries against Hillary Rodham Clinton, he won his party's nomination. In the 2008 general election, he defeated Republican nominee John McCain, and was inaugurated as president on January 20, 2009. In October 2009, Obama was named the 2009 Nobel Peace Prize laureate.
As president, Obama signed economic stimulus legislation in the form of the American Recovery and Reinvestment Act in February 2009 and the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 in December 2010. Other domestic policy initiatives include the Patient Protection and Affordable Care Act, the Dodd–Frank Wall Street Reform and Consumer Protection Act and the Don't Ask, Don't Tell Repeal Act of 2010. In foreign policy, Obama gradually withdrew combat troops from Iraq, increased troop levels in Afghanistan, signed an arms control treaty with Russia, and ordered enforcement of the United Nations-sanctioned no-fly zone over Libya in early 2011.
In April 2011, Obama announced his intention to seek re-election in the 2012 presidential election.

3.

Absolute ruler of desert kingdom that contains the world's largest crude oil reserves, two holiest sites in Islam. State-owned oil producer Saudi Aramco has reserves of 266 billion barrels, or one-fifth of planet's known supply (worth $22 trillion at today's oil prices). Pushing for gradual social and legal reforms, while maintaining good relations with deeply conservative religious establishment. Ultimate succession unclear: 86-year-old king's official heir is 82-year-old Crown Prince Sultan bin Abdul Aziz Al Saud. Established committee of senior princes to ensure smooth transition in the event both become incapacitated.

Since ascending the throne in 2005, King Abdullah has made development a central focus of his reign. He has initiated a range of major economic, social, education, health, and infrastructure projects that have brought about remarkable changes throughout the Kingdom.
King Abdullah’s notable achievements in this area include the launch of four mega economic cities, the creation of the King Abdullah University of Science and Technology and the Princess Nourah bint Abdulrahman University for Girls, projects to expand the Two Holy Mosques and major welfare projects. He also approved a historic reorganization of Saudi Arabia’s judicial system and enacted laws to formalize the royal succession. As Crown Prince in 2005, he closely monitored the ongoing election process for the country's municipal councils.
On a global level, King Abdullah’s participation in international diplomacy reflects the Kingdom’s leadership role in defense of Arab and Islamic issues and for the achievement of world peace, stability and security.
He has taken a leading role in promoting dialogue among the world’s leading faiths. His call for interfaith dialogue has resulted in the convention of the World Conference on Dialogue in Madrid, Spain and a United Nations conference on dialogue in 2008.
King Abdullah has also sought to resolve conflicts in the Arab and Islamic world. Peace in the Middle East and the plight of the Palestinians are of particular concern to him, and the initiative on these that he presented at the Beirut Arab Summit in 2002 has been adopted by the League of Arab States, as has his forward-looking strategy for a unified Arab stance on international issues. He has played a key role in brokering agreements for a Palestinian national unity government and a reconciliation accord between Sudan and Chad on Darfur.
A strong advocate of constructive global cooperation, King Abdullah has held a number of important international summits and meetings in the Kingdom. In June 2008, he hosted the Jeddah energy summit to discuss ways of stabilizing global oil markets. Other major international meetings include the Third OPEC Summit of Heads of State and the 19th Arab League Summit in 2007 and the 27th summit of the GCC Supreme Council in 2006.
On the issue of terrorism, King Abdullah has been unwavering in his condemnation of the taking of innocent lives, and in his denunciation of deviant groups that falsely claim to be Islamic. At the Counter-Terrorism International Conference in Riyadh in February, 2005, he urged international cooperation to fight this global scourge.
King Abdullah has undertaken numerous state visits both as Custodian of the Two Holy Mosques and as Crown Prince to strengthen Saudi Arabia’s relations with countries around the world. Recent state visits include Spain, France, Egypt, Jordan, Britain, Italy, Germany and Turkey in 2007, and China, India, Pakistan and Malaysia in 2006.
The King's first official visit to the United States was as Prince Abdullah in 1976, when he met with President Gerald Ford. His second visit was in October 1987, as Crown Prince, when he met with President George H.W. Bush. In September 1998, he made his third state visit to the United States, meeting in Washington, DC with President Bill Clinton. He met again with President Clinton in September 2000 while attending the Millennium event at the UN in New York.
On April 25, 2002, and again on April 25, 2005, Crown Prince Abdullah was received by President George W. Bush at the presidential ranch in Crawford, Texas. In 2008, King Abdullah twice hosted President Bush at the royal ranch in Jenadriyah, most recently in May when the president visited Saudi Arabia to mark the 70th anniversary of Saudi-US relations.
Throughout his life, King Abdullah has retained a love of the desert, along with a love of horsemanship. He is a breeder of pure Arabian horses, and founder of the equestrian club in Riyadh. Another life-long passion is reading, to which he attributes great importance. He has established two libraries, the King Abdulaziz Library in Riyadh, and one in Casablanca, Morocco.

The Greatest Of Them, All

2011-04-06T11:04:00.000-07:00

Like the Great City of Babylon, The people then wants to build a tower, With which they would be able to see GOD ( but we know now say e no possible cos our eyes don tear and we no blind again, We no say e no fit happen cos the GUY ( GOD ) Where him dey Far no be from here go reach Pluto ). Now we human have started again just check out the Burj Khalifa for Dubai Imagine 2,717 ft tall with 163 floor abba.
Make we do count down from the Tallest, To the Lowest.

Rank Building [A][4] City Country Height (m) Height (ft) Floors Built

1 Burj Khalifa Dubai UAE 828 m 2,717 ft

2 Taipei 101 Taipei Taiwan 508 m[5] 1,667 ft

3 Shanghai World Financial Center Shanghai China 492 m 1,614 ft

4 International Commerce Centre Kowloon Hong Kong 484 m 1,588 ft

5 PETRONAS Tower 1 Kuala Lumpur Malaysia 452 m 1,483 ft

5 PETRONAS Tower 2 Kuala Lumpur Malaysia 452 m 1,483 ft

7 Nanjing Greenland Financial Center Nanjing China 450 m 1,476 ft

8 Willis Tower Chicago USA 442 m 1,451 ft 110 1974

9 Kingkey Finance Tower Shenzhen China 442 m 1,449 ft*

10 Guangzhou West Tower Guangzhou China 438 m 1,435 ft.

Now let me show you some Pictures of this Buildings with some Basic Information about them........

1.

The tower is designed by Skidmore, Owings and Merrill, which also designed the Willis Tower (formerly the Sears Tower) in Chicago and the new One World Trade Center in New York City among numerous other famous high-rises. The building resembles the bundled tube form of the Willis Tower, but is not a bundle tube structure. Its design is reminiscent of Frank Lloyd Wright's vision for The Illinois, a mile high skyscraper designed for Chicago. According to Marshall Strabala, an SOM architect who worked on the building's design team, Burj Khalifa was designed based on the 73 floor Tower Palace Three, an all residential building in Seoul. In its early planning, Burj Khalifa was intended to be entirely residential.

The design of Burj Khalifa is derived from patterning systems embodied in Islamic architecture.^[22] According to the structural engineer, Bill Baker of SOM, the building's design incorporates cultural and historical elements particular to the region. The Y-shaped plan is ideal for residential and hotel usage, with the wings allowing maximum outward views and inward natural light.^[22] The design architect, Adrian Smith, has said the triple lobed footprint of the building was inspired by the flower Hymenocallis.^[44] The tower is composed of three elements arranged around a central core. As the tower rises from the flat desert base, setbacks occur at each element in an upward spiralling pattern, decreasing the cross section of the tower as it reaches toward the sky. There are 27 terraces in Burj Khalifa. At the top, the central core emerges and is sculpted to form a finishing spire. A Y-shaped floor plan maximizes views of the Persian Gulf. Viewed from above or from the base, the form also evokes the onion domes of Islamic architecture. During the design process, engineers rotated the building 120 degrees from its original layout to reduce stress from prevailing winds.^{[citation needed]} At its tallest point, the tower sways a total of 1.5 m (4.9 ft).^[45]
To support the unprecedented height of the building, the engineers developed a new structural system called the buttressed core, which consists of a hexagonal core reinforced by three buttresses that form the ‘Y' shape. This structural system enables the building to support itself laterally and keeps it from twisting.^[22]
The spire of Burj Khalifa is composed of more than 4,000 tonnes (4,400 ST; 3,900 LT) of structural steel. The central pinnacle pipe weighing 350 tonnes (390 ST; 340 LT) was constructed from inside the building and jacked to its full height of over 200 m (660 ft) using a strand jack system. The spire also houses communications equipment.^[46]
More than 1,000 pieces of art will adorn the interiors of Burj Khalifa, while the residential lobby of Burj Khalifa will display the work of Jaume Plensa, featuring 196 bronze and brass alloy cymbals representing the 196 countries of the world.^[47] The visitors in this lobby will be able to hear a distinct timbre as the cymbals, plated with 18-carat gold, are struck by dripping water, intended to mimic the sound of water falling on leaves.^[48]
The exterior cladding of Burj Khalifa consists of 142,000 m² (1,528,000 sq ft) of reflective glazing, and aluminium and textured stainless steel spandrel panels with vertical tubular fins. The cladding system is designed to withstand Dubai's extreme summer temperatures. Additionally, the exterior temperature at the top of the building is thought to be 6°C (11°F) cooler than at its base.^[49] Over 26,000 glass panels were used in the exterior cladding of Burj Khalifa. Over 300 cladding specialists from China were brought in for the cladding work on the tower.^[46]
A 304 room Armani Hotel, the first of four by Armani, occupies 15 of the lower 39 floors.^[2]^[50] The hotel was supposed to open on 18 March 2010^[51]^[52] but after several delays the hotel finally opened the public on 27 April 2010.^[53] The corporate suites and offices were also supposed to open from March onwards^[54] but the hotel and observation deck remain the only parts of the building which are open.
The sky lobbies on the 43rd and 76th floors will house swimming pools.^[55] Floors through to 108 will have 900 private residential apartments (which, according to the developer, sold out within eight hours of being on the market). An outdoor zero-entry swimming pool will be located on the 76th floor of the tower. Corporate offices and suites fill most of the remaining floors, except for a 122nd, 123rd and 124th floor where the At.mosphere restaurant, sky lobby and an indoor and outdoor observation deck is located respectively. Burj Khalifa will receive its first residents from February 2010. They will be among the first of 25,000 people who will live there.^[55]^[56]
Burj Khalifa is expected to hold up to 35,000 people at any one time.^[22]^[57] A total of 57 elevators and 8 escalators are installed.^[46] The elevators have a capacity of 12 to 14 people per cabin, the fastest rising and descending at up to 18 m/s (59 ft/s).^[22]^[58] Engineers had considered installing the world's first triple-deck elevators, but the final design calls for double-deck elevators.^[25] The double-deck elevators are equipped with entertainment features such as LCD displays to serve visitors during their travel to the observation deck.^[59] The building has 2,909 stairs from the ground floor to the 160th floor.^[60]
The graphic design identity work for Burj Khalifa is the responsibility of Brash Brands, who are based in Dubai. Design of the global launch events, communications, and visitors centers^[61] for Burj Khalifa have also been created by Brash Brands as well as the roadshow exhibition for the Armani Residences, which are part of the Armani Hotel within Burj Khalifa, which toured Milan, London, Jeddah, Moscow and Delhi.

^{in Number Two is}

Taipei	Taiwan	508 m^[5]	1,667 ft

Taipei 101 , formerly known as the Taipei World Financial Center, is a landmark skyscraper located in Xinyi District, Taipei, Taiwan. The building ranked officially as the world's tallest from 2004 until the opening of the Burj Khalifa in Dubai in 2010. Taipei 101, designed by C.Y. Lee & partners and constructed primarily KTRT Joint Venture. The tower has served as an icon of modern Taiwan ever since its opening, and received the 2004 Emporis Skyscraper Award. Fireworks launched from Taipei 101 feature prominently in international New Year's Eve broadcasts and the structure appears frequently in travel literature and international media.
Taipei 101 comprises 101 floors above ground and 5 floors underground. The building was architecturally created as a symbol of the evolution of technology and Asian tradition (see Symbolism). Its postmodernist approach to style incorporates traditional design elements and gives them modern treatments. The tower is designed to withstand typhoons and earthquakes. A multi-level shopping mall adjoining the tower houses hundreds of fashionable stores, restaurants and clubs.
Taipei 101 is owned by the Taipei Financial Center Corporation (TFCC) and managed by the International division of Urban Retail Properties Corporation based in Chicago. The name originally planned for the building, Taipei World Financial Center, until 2003, was derived from the name of the owner. The original name in Chinese was literally, Taipei International Financial Center.

3	Shanghai World Financial Center	Shanghai	China	492 m	1,614 ft.

The Shanghai World Financial Center is a supertall skyscraper in Pudong, Shanghai, China. It is a mixed use skyscraper which consists of offices, hotels, conference rooms, observation decks, and shopping malls on the ground floors. Park Hyatt Shanghai is the hotel component containing 174 rooms and suites. Occupying the 79th to the 93rd floors, it is the second highest hotel in the world, surpassing the Grand Hyatt Shanghai on the 53rd to 87th floors of the neighboring Jin Mao Tower.On 14 September 2007 the skyscraper was topped out at 492.0 meters (1,614.2 ft) and became the second-tallest building in the world; as well as the tallest structure in the People's Republic of China, including Hong Kong. It also had the highest occupied floor and the highest height to roof, two categories used to determine the title of "The World’s Tallest Building". On 28 August 2008, the SWFC officially opened for business and two days later, the world's tallest observation deck opened with a view from three levels. The highest view is at 474 m (1,555 ft) above ground level. It continues to have the tallest observation deck in the world. The SWFC has been lauded for its design and was named by architects as the best skyscraper completed in 2008.

In Number 4

International Commerce Centre of Hong Kong is currently the 4th tallest building in the world

The International Commerce Centre is a 118 floor, 484 m (1,588 ft) skyscraper completed in 2010 in West Kowloon, Hong Kong. It is a part of the Union Square project built on top of Kowloon Station. The development is owned and jointly developed by MTR Corporation Limited and Sun Hung Kai Properties, Hong Kong's metro operator and largest property developer respectively. It is currently the world's fourth tallest building.
Its formal development name is Union Square Phase 7 and the name International Commerce Centre was officially announced in 2005. International Commerce Centre was completed in phases from 2007 to 2010. The tower opened in 2011, with the Ritz-Carlton opening in late March and the observatory in early April.
Sun Hung Kai Properties also developed, along with another major Hong Kong developer, Henderson Land, the second-tallest skyscraper in Hong Kong, the 2 International Finance Centre, which is located directly across Victoria Harbour in Central, Hong Kong Island.

Money Talks BANANA ISLAND( For Real people With Mani not Money)

2011-03-10T09:29:00.000-08:00

Hey Guys/Girls,
"Am now working in Banana Island" Those where the words of my long time friend MORRIS, I was like wooooooooooo BANANA ISLAND IN LOGOS, So i did a research and came up with this READ AND ENJOY.

Banana Island is an artificial island in Lagos State, Nigeria. It is located in the Lagos Lagoon and attached to the North-Eastern Ikoyi Island by a dedicated road strip which is linked to the existing road network.

One is in Ikoyi, the other is in Ajegunle, yet they bear the same name. What do they have in common?

It is a glaring tale of contradictions, the story of two Banana Islands in Lagos State. While one of the Banana Islands, located in Ikoyi, off Park View Estate, is a story of opulence, sophistication and extravagance, the other in Ajegunle, a Lagos suburb, presents a picture of squalor and suffering. It is inhabited mainly by those regarded as the dregs of the society.

At the entrance to the Banana Island in Ikoyi are well laid lawns with beautiful flowers and well paved roads. The serenity and the unpolluted environment is a major attraction to those who can afford good life. Aside from the serene environment, there are functional street lights and well constructed drainage channels. But to own a house on the Island, a prospective homeowner should be ready to cough out between N300 and N350 million. The high price, is understandable. The Island is surrounded by water. In fact, it is a reclaimed land from the sea and the cost of turning water into land for building is not a joke. It costs N12million per annum to rent a three-bedroom flat there. The place is heavily guarded by armed mobile policemen who patrol the Island 24 hours daily.

Mike Adenuga, chairman of Globacom, and Iyabo Obasanjo-Bello, daughter of former president Olusegun Obasanjo, are among the super rich Nigerians that own properties on the Island. Corporate bodies like Zain and Etisalat communications and Ford Foundation also have their headquarters on the Banana Island, Ikoyi.

George Sewornuga, an architect with Wintech whose company is involved in some construction work on the Island, told Newswatch that Banana Island is meant for the super rich and the well to do in the society. He explained that the Island is so named because of its crescent shape which is banana-like. A plot on the Island sold for only N85million during the regime of the late General Sani Abacha, former head of state, but the price has sky-rocketed due to increase in demand for plots on the Island. “Due to the limited number of plots on the Island, many of those who had purchased plots in the past are now reselling those plots at very high rates,” he said.

Adeoye Adetunji, an architect with a Chinese company called Chico Deco, who is presently designing a duplex of two wings on the Island, corroborated Sewornuga.

He recalled that a plot of land on the Island was not that expensive few years back but it recently sky-rocketed due to high demand. Many of the high and the mighty in the society, who own properties on the Island, now discourage renting out apartments in order to keep away people of questionable character.

Adetunji said plans are in top gear for the government to reclaim more land in a bid to increase the number of plots on the Island.

The Banana Island in Ikoyi is indeed beautiful and attractive. Beautiful trees are planted in canopy form to serve as umbrella and to supply fresh air. Most of the buildings on the Island are mansions.

The other Banana Island in Ajegunle is, however, a different kettle of fish. Its name is derived from the role it had played in the past as a Banana Depot. Located in Onijomo Estate, adjacent to Haruna Crescent; off Cardoso, Banana Island in Ajegunle is a picture of squalor and poverty. Traders who brought banana from the south-east states to sell at the Island have stopped making use of the Island after ramshackle buildings took over most parts of the Island.

The environment is swampy, dirty and mosquito infested. A plot of land on the refuse-filled swamp regarded as the “sand filled of the poor” goes for N250, 000 while a room there costs N500 per month. The few buildings built with cement blocks have sunk half way due to the swampy land. Most houses are built with corrugated iron sheets and there is no potable water or paved roads. The canals are not maintained and there is no provision of waste management facilities. The only primary school on the Island is built with iron sheet while most parts of the Island are usually flooded whenever it rains.

Matthew Oluwafemi Ilevbare, the chief (baale) of the Island, told Newswatch that majority of the residents are butchers and junior workers. The land belongs to the Ojora chieftaincy family and was a swampy area that used to be water-logged in the 70s and 80s.

Ilevbare pleaded with the state government to develop the Island and provide amentities that would make life more meaningful to the residents. “Since government is planning to turn Lagos into a mega city, it should look in our direction by providing facilities like health centre and potable water for us here.”

He said that they were not happy living in the area but “we plead that good things of life should be extended to us.”

Joseph Osandu, 23, a pools betting business operator at Haruna Crescent, who has been living on the Island for more than 10 years, described the Banana Island as a place far from civilisation. He is, however, happy living in the area as food and houses are cheaper on the Island.

He is optimistic that Governor Babatunde Fashola of Lagos State would soon look in their direction by providing infrastructure for residents of the area.

At times i wonder where all these nigeria men and women get all these money from? but wooow i guess them worked hard for it.....am sure going to make my own share.

NO NO N BUT SEE Alleged N12b pension fraud: EFCC seals off director’s petrol stations

2011-03-08T05:37:00.000-08:00

The Economic and Financial Crimes Commission (EFCC) has sealed off two filling stations belonging to a former Director in the Pensions Office of the Head of the Civil Service of the Federation, Dr. S.T. Shuaibu. Shuaibu, who is currently the Director of Finance in Petroleum Ministry, is being investigated over alleged N12billion pensions scam alongside his former deputy in pension’s office, Mrs. P. U. Chidi.

The Economic and Financial Crimes Commission (EFCC) has sealed off two filling stations belonging to a former Director in the Pensions Office of the Head of the Civil Service of the Federation, Dr. S.T. Shuaibu. Shuaibu, who is currently the Director of Finance in Petroleum Ministry, is being investigated over alleged N12billion pensions scam alongside his former deputy in pension’s office, Mrs. P. U. Chidi.

Mrs. Chidi is a director in the Federal Ministry of Transport.

The EFCC invoked its powers under Assets Forfeiture Clause in its Act to seal off the stations. A source in the commission said: “The multi-million Naira Riballe Petroleum stations were sealed off on Friday in Kogi State after EFCC operatives traced another N1.5billion diverted from pension’s funds into the account of the company.

“The EFCC operatives have also uncovered a multi-billion Naira estate being built in Sokoto by one Aliu Bello a Personal Assistant to Shuaibu. “The estate which is still under construction has also been sealed off. When contacted on the development, the Head of Media and Publicity of the EFCC, Mr. Femi Babafemi, merely said: “The matter is still being investigated.”

Chairman of the EFCC Mrs. Farida Waziri on January 12 said the commission would “use this year to address corruption in the public service.” She said: “From our end, we have taken some steps that will ultimately complement the on-going reforms in the public service.

“You may want to know that Section 7(b) of the EFCC Establishment Act empowers us to “cause investigations to be conducted into the properties of any person if it appears to the Commission that the person’s life style and extent of the properties are not justified by his source of income”.

“We have gathered sufficient intelligence on some serving and retired public servants/office holders and we are still compiling information on others who live above their means with a view to inviting them to account for the means of maintaining such life style. “In a matter of days, our teams set up to handle this will start interacting with some of those already on our watch list.”

FOREX TRADING

2011-02-24T23:55:00.001-08:00

FOREX
Forex I recall when i first heard of it, It was making waves and i wanted to take part in it at all cost, Who doesn’t like money? So it was how i and a good friend of mine, We started trading with $200 cos we were hoping to make millions of dollars, You know everyone wants to became a BIG BOY, And we both thought we were going to make millions and we were already buying houses, cars and you know what most guys wants now, was also thinking of how to flex some babe lol.
Since we both work, whenever am on morning shift i trade in the afternoon, and he in the morning, We were making progress and to tell you the truth we made almost $1300 in just the 2nd week lol,Truely and then it happen, like a movie all my money want into tin air one very good day when I came from work to trade always died of heartpentension lol and that’s when i understand something, YOU have to know the Dos and don'ts of every business when to do things in that area of business.
Today am a Forex lecturer and my students won’t say am not trying, and many didn’t trade after the lessons cos they got to know the truth, and as the popular saying {YOU SHALL KNOW THE TRUTH AND THE TRUTH SHALL SET YOU FREE}
So let start the lessons in FULL, what you need to be a great FOREX trader.

1. A Computer {Laptop or Desktop}
2. An internet Connection. {If possible get a fast one}
3. A cool head {if you know you want fast money don’t trade Forex}
4. Follow your instincts {Trust me it does help at times}
After all this, one thing I love about Forex is you are giving a platform to DEMO TRADE, before you go into the real world of Forex trading during your demo trading, You get to understand how Forex truly works, cos it a real live trading you are doing just that the money, is free (then don hear free money now there head don BIG you fit withdraw am ohh no think am lol} with the demo amount giving to you, you can trade and then you see how good and how you can manage your resources, because when you start trading with your own money ,you will understand am I mean.
After that you need to follow the news, Take Forex news, there are site that gives you free information, the one I love using best is Actionforex. com, these guys are the best there is and all you need do is follow them up, it does not mean you have to buy when they say buy, cos they are not always right you know and you don’t sell too.
And Trust me don’t use those FOREX Robots they sell cos they make more mistake than YOU. Trust me have been there, And have tested them and I discovered most of them don’t even help at all.
One last thing, Forex is not for those who wants to get rich on time, In Forex trading you have to work hard, read and understand and think before you buy or sell, cos when you have clicked sell or buy, then there is no going back, So think before you act on any trading.
But let me tell you something, you can make it on Forex if only you can keep your head cool and think well before you trade.

If you wish to know more about FOREX and I have free EBook to give to any about Forex who needs it…

Money Palaver For We Naija

2011-02-24T04:41:00.001-08:00

You go need to Crack your Brain Money matter for Naija don pass be carefull, But waytin man go do pass him dey look for way to make the money for NAIJA,cos if we run go another place, na we head we go still use take pack am,am be no be so? so why dont we just sitdown think of waything go bring better monthly or yearly money for us cos guys/babes MAN don try oh but him cu ma no go give up so thats why this BLOG dey me go teach ona small way way me they take make mo\y own money for this MONEY PALAVER mata...
There are reals ways of making money on the internet and am ready to share them with you i will list all and we take them one by one and all this for free am not asking for anything just so we can be enlighten about most of this things i will teach and answer your question to the best of my own way, We will go tru them one by one and then,i will tell you the DO's and DON'Ts in any internet business and i will let you understand why so so many people fail on the internet......

1.FOREX ( is it s true money making machine or just lies)
2.Survey ( the real ones the ugly and the fair and tRUE SURVEYS)
3.Google adsense ( IS IT THAT EASY? OR IS IT HARD)
4.paybyclick
5.Avilate programs
6.sell and buying of ebooks
7.Trading Stock
8.Futres Trading what people dont know
9.Penny Stock REAL or Fake

mOnEY PalAVEr No bI sMalL ThINg Oh

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Mortgage by demise

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Scholarship Scholarship

International Scholarships For Nigerians Note: many are for master degree and most are for bsc so pick the one you like.

Sydney Achievers Scholarships for International StudentsUniversity of Sydney

One World Scholarship Program for Developing Countries at Austrian Universities

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Rivers State Government Of Nigeria Governor's Special Overseas Postgraduate Scholarship Programme for Nigerians 2012/2013

FREE ONLINE SCHOOLING ONLINE FOR EVERYONE.

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1) Some of the most helpful coverages are the cheapest.

2) Many factors can affect your Auto Insurance Price Quotes.

3)Auto Insurance price quotes vary (a lot) by company.

4) If you let your policy lapse, you'll pay more in the long run.

5) Higher deductibles can lower your premium.

6) Insurance discounts can make a difference.

7) Coverage affects what you pay.

8) The car you drive can affect your auto insurance Price Quotes.

Advantages of Forex Trading.

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No commissions

No middlemen

No fixed lot size

Low transaction costs

A 24-hour market

No one can corner the market

Leverage

High Liquidity.

Low Barriers to Entry

Free Stuff Everywhere!

Insurance And Undertstanding It

Auto insurance, Home insurance,Health insurance,Accident, sickness and unemployment insurance,Casualty insurance,Life insurance,Burial insurance,Property insurance,Credit insurance.

There are so so many of it, But then you pick the most important once out.

For now that will be all try and do some findings on your own........takia and am out for now...

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The Forex Market Care to Know More....................

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FOREX TRADING

Money Palaver For We Naija

International Scholarships For Nigerians

Note: many are for master degree and most are for bsc so pick the one you like.