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<channel>
	<title>QuickCents @ MoneySmartLife.com</title>
	<link>http://quickcents.moneysmartlife.com</link>
	<description>Quick Money Tips</description>
	<pubDate>Mon, 07 Jan 2008 11:01:43 +0000</pubDate>
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	<language>en</language>
			<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/MoneySmartLifeQuickcents" type="application/rss+xml" /><feedburner:emailServiceId xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">1213854</feedburner:emailServiceId><feedburner:feedburnerHostname xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">http://www.feedburner.com</feedburner:feedburnerHostname><item>
		<title>Save Money on Books - Low Prices &amp; Low Shipping Costs</title>
		<link>http://quickcents.moneysmartlife.com/save-money-on-books-low-prices-low-shipping/</link>
		<comments>http://quickcents.moneysmartlife.com/save-money-on-books-low-prices-low-shipping/#comments</comments>
		<pubDate>Mon, 07 Jan 2008 10:43:56 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Save Money]]></category>

		<category><![CDATA[cheap books]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/save-money-on-books-low-prices-low-shipping/</guid>
		<description><![CDATA[My wife was recently referred to a website called SortFloorBooks.com that sells books for dirt cheap prices and offers dirt cheap shipping.  As an educator she always needs more books so SortFloorBooks.com has saved us some decent money.  If you’re a prolific book buyer, you too can save a chunk of change on [...]]]></description>
			<content:encoded><![CDATA[<p>My wife was recently referred to a website called <a href="http://www.sortfloorbooks.com/">SortFloorBooks.com</a> that sells books for dirt cheap prices and offers dirt cheap shipping.  As an educator she always needs more books so <a href="http://www.sortfloorbooks.com/">SortFloorBooks.com</a> has saved us some decent money.  If you’re a prolific book buyer, you too can save a chunk of change on the cheap prices and shipping.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/212513600" height="1" width="1"/>]]></content:encoded>
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		</item>
		<item>
		<title>Earn Quick Cash with Survey Scout</title>
		<link>http://quickcents.moneysmartlife.com/earn-quick-cash-with-survey-scout/</link>
		<comments>http://quickcents.moneysmartlife.com/earn-quick-cash-with-survey-scout/#comments</comments>
		<pubDate>Wed, 31 Oct 2007 02:30:12 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Free Money]]></category>

		<category><![CDATA[Make Money]]></category>

		<category><![CDATA[focus groups]]></category>

		<category><![CDATA[product trials]]></category>

		<category><![CDATA[survey scout]]></category>

		<category><![CDATA[surveys]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/earn-quick-cash-with-survey-scout/</guid>
		<description><![CDATA[We took a co-worker of mine out for a farewell drink yesterday since he’s leaving the company for another opportunity.  We pulled it out of him that he’s switching jobs since the new one pays better.  They have a new baby and his wife wants to stay at home so he’s looking for [...]]]></description>
			<content:encoded><![CDATA[<p>We took a co-worker of mine out for a farewell drink yesterday since he’s leaving the company for another opportunity.  We pulled it out of him that he’s switching jobs since the new one pays better.  They have a new baby and his wife wants to stay at home so he’s looking for any extra money he can find.</p>
<p>In addition to getting a new job, he’s been making some extra money at <a href="http://moneysmartlife.com/recommends/surveyscout.php">Survey Scout</a> filling out surveys, trying new products, and participating in focus groups.  Basically they pay you for your opinion.  He doesn’t always take part in every offer they have but he recommended it as a good way to make some extra money.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/177604403" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Apologies for Feedburner Issues</title>
		<link>http://quickcents.moneysmartlife.com/apologies-for-feedburner-issues/</link>
		<comments>http://quickcents.moneysmartlife.com/apologies-for-feedburner-issues/#comments</comments>
		<pubDate>Fri, 26 Oct 2007 03:08:09 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Other]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/apologies-for-feedburner-issues/</guid>
		<description><![CDATA[If you received a message via Feedburner that appeared to come from QuickCents but contained information about True Tiger Recordings please ignore it.  It seems as though there has been an issue with the company that delivers the feed, Feedburner, and they sent the wrong content to the wrong subscribers.  I&#8217;m working to [...]]]></description>
			<content:encoded><![CDATA[<p>If you received a message via Feedburner that appeared to come from QuickCents but contained information about True Tiger Recordings please ignore it.  It seems as though there has been an issue with the company that delivers the feed, Feedburner, and they sent the wrong content to the wrong subscribers.  I&#8217;m working to contact them about the issue.  I apologize for any inconvenience.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/175167514" height="1" width="1"/>]]></content:encoded>
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		</item>
		<item>
		<title>Download a Free Copy of Quickbooks Simple Start 2008</title>
		<link>http://quickcents.moneysmartlife.com/download-a-free-copy-of-quickbooks-simple-start-2008/</link>
		<comments>http://quickcents.moneysmartlife.com/download-a-free-copy-of-quickbooks-simple-start-2008/#comments</comments>
		<pubDate>Fri, 19 Oct 2007 14:55:29 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Entrepreneur]]></category>

		<category><![CDATA[Free Stuff]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/download-a-free-copy-of-quickbooks-simple-start-2008/</guid>
		<description><![CDATA[Intuit is giving away free copies of Quickbooks Simple Start 2008 as part of their promotion to get people to start their own business.
Prior to the promotion, Quickbooks Simple Start used to sell for $99.95, if only I’d have known about this before spending hundreds on QuickBooks Pro Edition on eBay!
Get your free copy of [...]]]></description>
			<content:encoded><![CDATA[<p>Intuit is giving away free copies of Quickbooks Simple Start 2008 as part of their promotion to get people to <a href="http://moneysmartlife.com/how-you-can-quit-your-job-and-win-50000">start their own business</a>.</p>
<p>Prior to the promotion, Quickbooks Simple Start used to sell for $99.95, if only I’d have known about this before spending hundreds on QuickBooks Pro Edition on <a href="http://moneysmartlife.com/recommends/ebay.php">eBay</a>!</p>
<p>Get your <a href="http://moneysmartlife.com/recommends/quickbooksquickstart.php">free copy</a> of Simple Start 2008!</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/172121348" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Leverage Group Pricing Power to Lower Your Bills</title>
		<link>http://quickcents.moneysmartlife.com/leverage-group-pricing-power-to-lower-your-bills/</link>
		<comments>http://quickcents.moneysmartlife.com/leverage-group-pricing-power-to-lower-your-bills/#comments</comments>
		<pubDate>Fri, 12 Oct 2007 02:21:51 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Save Money]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/leverage-group-pricing-power-to-lower-your-bills/</guid>
		<description><![CDATA[Do you know if your employer or any group you’re a member of offer group pricing discounts?  If you’re not sure, make sure you check into it tomorrow.
I knock 12% a month off of my cell phone bill with discounts through my employer and insurance company.  These type of discounts don’t happen automatically, [...]]]></description>
			<content:encoded><![CDATA[<p>Do you know if your employer or any group you’re a member of offer group pricing discounts?  If you’re not sure, make sure you check into it tomorrow.</p>
<p>I knock 12% a month off of my <a href="http://moneysmartlife.com/how-to-save-up-to-50-on-your-cell-phone-bill">cell phone bill</a> with discounts through my employer and insurance company.  These type of discounts don’t happen automatically, you have to call your service provider and give them your discount group code.  It only took me a few minutes to sign up for the group plans 6 years ago and the discount has saved me hundreds of dollars since then.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/168898649" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Grab Your Share of the $54K Problogger Birthday Giveaway!</title>
		<link>http://quickcents.moneysmartlife.com/grab-your-share-of-the-54k-problogger-birthday-giveaway/</link>
		<comments>http://quickcents.moneysmartlife.com/grab-your-share-of-the-54k-problogger-birthday-giveaway/#comments</comments>
		<pubDate>Fri, 05 Oct 2007 23:04:44 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Free Money]]></category>

		<category><![CDATA[contest]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/grab-your-share-of-the-54k-problogger-birthday-giveaway/</guid>
		<description><![CDATA[How would you like to win an 8GB iPod or some cold hard cash simply by typing a few lines?  Who wouldn’t right?
Darren Rowse, owner of Problogger, is holding a week long birthday bash where he’s giving away $54,000 worth of prizes.  The bad news is the contest has been running since Monday [...]]]></description>
			<content:encoded><![CDATA[<p>How would you like to win an <a href="http://www.problogger.net/archives/2007/10/05/another-24-hour-giveaway-where-are-the-poets">8GB iPod</a> or some <a href="http://www.problogger.net/archives/2007/10/05/are-you-ready-for-the-cash-the-problogger-giveaway-continues">cold hard cash</a><font color="#0000ff"> </font>simply by typing a few lines?  Who wouldn’t right?</p>
<p>Darren Rowse, owner of <a href="http://www.problogger.net/">Problogger</a>, is holding a week long birthday bash where he’s giving away $54,000 worth of prizes.  The bad news is the contest has been running since Monday so some prizes are long gone.  The good news is, this weekend he’ll be giving away stuff every 8 hours!</p>
<p>All that is required to win many of the prizes, like the <a href="http://www.problogger.net/archives/2007/10/05/another-24-hour-giveaway-where-are-the-poets">iPods</a> or <a href="http://www.problogger.net/archives/2007/10/05/are-you-ready-for-the-cash-the-problogger-giveaway-continues">cash</a> is to leave a comment on his site.  For example, in order to enter to win the cash you simply have to complete the sentence, If I had a million dollars…</p>
<p>I entered with, “If I had a million dollars, I would walk out of my job tomorrow and never go back. Then I’d sit around for a few weeks deciding what to do with the money.”  So far there are 644 entries, with 17 different prizes ranging from $25 Amazon gift certificate to $500 in cash.  Not bad odds, much better than the lottery, and this is free to enter!</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/165931308" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Stock Trading is Still Free with Zecco</title>
		<link>http://quickcents.moneysmartlife.com/stock-trading-still-free-with-zecco/</link>
		<comments>http://quickcents.moneysmartlife.com/stock-trading-still-free-with-zecco/#comments</comments>
		<pubDate>Tue, 02 Oct 2007 10:05:10 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Investing]]></category>

		<category><![CDATA[stock trades]]></category>

		<category><![CDATA[stocks]]></category>

		<category><![CDATA[Zecco]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/stock-trading-still-free-with-zecco/</guid>
		<description><![CDATA[Zecco, the company that offers free stock trades is updating the terms under which they offer free trades.  The old rules:

40 free trades a month
10 free trades a day
$3.50 each additional trade
No minimum balance

According to Zecco, “most of our customers (and over 98% of online traders in the US) trade less than 10 times [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.jdoqocy.com/click-2191884-10459899">Zecco</a>, the company that offers free stock trades is updating the terms under which they offer free trades.  The old rules:</p>
<ul>
<li>40 free trades a month</li>
<li>10 free trades a day</li>
<li>$3.50 each additional trade</li>
<li>No minimum balance</li>
</ul>
<p>According to <a href="http://www.jdoqocy.com/click-2191884-10459899">Zecco</a>, <span>“most of our customers (and over 98% of online traders in the US) trade less than 10 times a month”.  Based on these statistics, Zecco has updated to the policy below:</span></p>
<ul>
<li>10 free trades a month</li>
<li>$4.50 each additional trade</li>
<li>$4.50 a trade for account balances under $2,500</li>
</ul>
<p>If you’re a heavy trader make sure to evaluate the $4.50 trades against other low cost brokerages. If you’re an occasional investor, <a href="http://www.jdoqocy.com/click-2191884-10459899">Zecco</a> is still a good spot for you as long as your balance is at least $2,500.  Ten free trades a month and $4.50 a trade after that isn’t bad.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/164182169" height="1" width="1"/>]]></content:encoded>
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		<title>Move Over Military Payday Loans, Here Comes Prosper</title>
		<link>http://quickcents.moneysmartlife.com/move-over-military-payday-loans-here-comes-prosper/</link>
		<comments>http://quickcents.moneysmartlife.com/move-over-military-payday-loans-here-comes-prosper/#comments</comments>
		<pubDate>Tue, 02 Oct 2007 00:05:47 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Make Money]]></category>

		<category><![CDATA[Win/Win]]></category>

		<category><![CDATA[borrowing]]></category>

		<category><![CDATA[lending]]></category>

		<category><![CDATA[military]]></category>

		<category><![CDATA[payday loans]]></category>

		<category><![CDATA[prosper]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/move-over-military-payday-loans-here-comes-prosper/</guid>
		<description><![CDATA[The US government is working on legislation that will cap the annual interest rate for payday loans to military members and their families at 36%. Wow, 36% still sounds pretty high to me!  If those soldiers would just get onto Prosper.com, they could likely borrow for considerably less than that.  There is already [...]]]></description>
			<content:encoded><![CDATA[<p>The US government is <a href="http://www.msnbc.msn.com/id/15062520">working on legislation</a> that will cap the annual interest rate for payday loans to military members and their families at 36%. Wow, 36% still sounds pretty high to me!  If those soldiers would just get onto <a href="http://www.prosper.com/join/MoneySmartLife_com">Prosper.com</a>, they could likely borrow for considerably less than that.  There is already a lending group named ActiveDuty on <a href="http://www.prosper.com/join/MoneySmartLife_com">Prosper</a> created to help people in the Army, Marines, Navy, Coast Guard, Air Force, and ROTC borrow money.</p>
<p>According to a <a href="http://www.responsiblelending.org/issues/payday/briefs/page.jsp?itemID=28546770">2004 report</a> by the Center for Responsible Lending, &#8220;one fourth of military households (26%) have been caught up in payday lending&#8221; so there is definitely a need for alternative lending in the military community.  Why not help fill that need by lending on <a href="http://www.prosper.com/join/MoneySmartLife_com">Prosper</a>?  You can check out historical group rates, active loan stats, and the group rating history to gauge your comfort with lending to members of the group.</p>
<p>Of course, you definitely want to look at the credit grade and debt to income ratio of potential borrowers before committing to lending any money but if you find the right candidate it’s a win/win.  You can earn more on your money with <a href="http://www.prosper.com/join/MoneySmartLife_com">Prosper</a> than you would with a money market or CD and help them avoid the high payday loan interest rates.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/164083832" height="1" width="1"/>]]></content:encoded>
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		<title>Benefit from the Weak US Dollar</title>
		<link>http://quickcents.moneysmartlife.com/benefit-from-the-weak-us-dollar/</link>
		<comments>http://quickcents.moneysmartlife.com/benefit-from-the-weak-us-dollar/#comments</comments>
		<pubDate>Fri, 28 Sep 2007 13:40:50 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Entrepreneur]]></category>

		<category><![CDATA[export]]></category>

		<category><![CDATA[US dollar]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/benefit-from-the-weak-us-dollar/</guid>
		<description><![CDATA[The US dollar is getting weaker and the world is getting smaller.  Perhaps now would be a good time to startup a small business exporting goods abroad.
According to the U.S. Department of Commerce, American companies exported $772 billion in merchandise to more than 150 foreign countries and big companies only made up about 4 [...]]]></description>
			<content:encoded><![CDATA[<p>The <a href="http://money.aol.com/news/articles/_a/us-dollar-hits-record-low-against-euro/n20070928180609990023">US dollar is getting weaker</a> and the world is getting smaller.  Perhaps now would be a good time to startup a small business exporting goods abroad.</p>
<p>According to the U.S. Department of Commerce, American companies exported $772 billion in merchandise to more than 150 foreign countries and big companies only made up about 4 percent of all exporters. This means lots of opportunity for the little guy!</p>
<p>A guide to <a href="http://www.entrepreneur.com/startingabusiness/businessideas/startupkits/article41846.html">starting an export business </a> on Entrepreneur.com lists Canada and Mexico as the biggest trading partners of the US.  With the Canadian dollar hitting a <a href="http://money.aol.com/news/articles/_a/us-dollar-hits-record-low-against-euro/n20070928180609990023">31-year high</a> against the dollar recently, the buying power just across the border might spell opportunity!</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/163122407" height="1" width="1"/>]]></content:encoded>
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		<title>American Express Business Gold Rewards Offer Expiring Soon</title>
		<link>http://quickcents.moneysmartlife.com/american-express-business-gold-rewards-offer-expiring-soon/</link>
		<comments>http://quickcents.moneysmartlife.com/american-express-business-gold-rewards-offer-expiring-soon/#comments</comments>
		<pubDate>Thu, 27 Sep 2007 12:25:14 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Promotions]]></category>

		<guid isPermaLink="false">http://quickcents.moneysmartlife.com/american-express-business-gold-rewards-offer-expiring-soon/</guid>
		<description><![CDATA[American Express has extended it’s deadline on the promotion for the Business Gold Rewards Card to October 8th.  Signing up for the card before then will earn you 25,000 Membership rewards points that can be exchanged for $150 cashback, $250 of gift cards, or a free plane ticket.  I took advantage of the [...]]]></description>
			<content:encoded><![CDATA[<p>American Express has extended it’s deadline on the promotion for the Business Gold Rewards Card to October 8th.  Signing up for the card before then will earn you 25,000 Membership rewards points that can be exchanged for $150 cashback, $250 of gift cards, or a free plane ticket.  I took advantage of the <a href="http://moneysmartlife.com/american-express-business-gold-rewards-card-125-bonus-explained">credit card promotion</a> myself and opted for the $150.  If you’re interested, <a href="http://www.cardoffers.com/manage/track/e.asp?ID=100396557">sign up</a> before 10/8 to claim the rewards.</p>
<img src="http://feeds.feedburner.com/~r/MoneySmartLifeQuickcents/~4/163122408" height="1" width="1"/>]]></content:encoded>
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