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        <title>Money Talks with TJ Howe</title>
        <link>http://triplehfinancial.com</link>

        <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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            <itunes:name>TJ Howe</itunes:name>
            <itunes:email>radio@gradientps.com</itunes:email>
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        <itunes:author>TJ Howe</itunes:author>
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            <title>Money Talks with TJ Howe</title>
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        <item>
            <title>Your Financial Advisor! Get To Know TJ</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108001</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 03 Mar 18 00:00:00 -0600</pubDate>
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            <title>How Money Works - 401k's and the Rule of 72</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108002</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 10 Mar 18 00:00:00 -0600</pubDate>
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        <item>
            <title>Three Legged Stool</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108003</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 17 Mar 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Taxable Inheritance</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108004</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 24 Mar 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Understanding Your Insurance</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108005</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 31 Mar 18 00:00:00 -0500</pubDate>
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            <title>Tax Reform and You</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3117</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Apr 18 00:00:00 -0500</pubDate>
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            <title>Managing Your IRA</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3026</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Apr 18 00:00:00 -0500</pubDate>
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        <item>
            <title>The Benefits of Life Insurance</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3106</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 21 Apr 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Retirement Tax Planning: Roth IRA</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3033</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 28 Apr 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Understanding Your Insurance</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108005</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 05 May 18 00:00:00 -0500</pubDate>
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        <item>
            <title>How to Beat the Insurance Companies</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108006</link>
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            <description><![CDATA[Why don't insurance rates ever go down instead of up? In this episode TJ and Jeff talk about how to save money on your insurance and other important financial strategies.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 12 May 18 00:00:00 -0500</pubDate>
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        <item>
            <title>How To Beat Insurance Companies Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108007</link>
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            <description><![CDATA[More on what insurance means to you, what you need, don't need and how to save more money.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 19 May 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Don't Outlive Your Income</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3030</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 26 May 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Threats to Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108008</link>
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            <description><![CDATA[In this episode TJ talks about 3 of the 6 main threats to your savings and retirement and offers possible solutions and strategies to deal with them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 02 Jun 18 00:00:00 -0500</pubDate>
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        <item>
            <title>The Next 3 Biggest Threats to Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108009</link>
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            <description><![CDATA[In part 2 of the "6 Biggest Threats to Your Retirement" T.J. talks about the final 3 threats and how to overcome them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 09 Jun 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Protecting the Surviving Spouse</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3046</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 16 Jun 18 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Retirement for Women</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3052</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 23 Jun 18 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Financial Planning for Women</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3096</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 30 Jun 18 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Threats to Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108008</link>
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            <description><![CDATA[In this episode TJ talks about 3 of the 6 main threats to your savings and retirement and offers possible solutions and strategies to deal with them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Jul 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Women and Finances</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3045</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Jul 18 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Women's Retirement Outlook</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3070</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3070</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 21 Jul 18 00:00:00 -0500</pubDate>
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        <item>
            <title>7 Retirement Myths</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3097</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 28 Jul 18 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Be Aware, Changes to Social Security and Medicare</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3118</link>
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            <description><![CDATA[Your Social Security and Medicare benefits are changing. Listen in to find out how.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 04 Aug 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Managing Retirement Income</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3049</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 11 Aug 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Putting Your Retirement Assets to Work</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3056</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3056</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 Aug 18 00:00:00 -0500</pubDate>
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            <title>Threats to Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108008</link>
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            <description><![CDATA[In this episode TJ talks about 3 of the 6 main threats to your savings and retirement and offers possible solutions and strategies to deal with them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 25 Aug 18 00:00:00 -0500</pubDate>
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        <item>
            <title>The Next 3 Biggest Threats to Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108009</link>
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            <description><![CDATA[In part 2 of the "6 Biggest Threats to Your Retirement" T.J. talks about the final 3 threats and how to overcome them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Sep 18 00:00:00 -0500</pubDate>
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        <item>
            <title>5 Ways You Can Help Protect Your Retirement Income</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3093</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Sep 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Ways to Avoid Returning to the Workforce after Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3129</link>
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            <description><![CDATA[You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 15 Sep 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Maximize Your Social Security Benefit</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3059</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3059</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 22 Sep 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Are You Retirement Ready?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3057</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3057</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 29 Sep 18 00:00:00 -0500</pubDate>
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        <item>
            <title>Dealing with an Unstable Market</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3054</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3054</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 13 Oct 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Why You Need to Organize Your Retirement Resources</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3031</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3031</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 20 Oct 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Retirement Lifestyle Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3034</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3034</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 27 Oct 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Preparing Your Legacy</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3032</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 03 Nov 18 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>Legacy Planning Basics</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3037</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3037</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 10 Nov 18 00:00:00 -0600</pubDate>
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        </item>
        <item>
            <title>IRA and Legacy Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3044</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3044</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 17 Nov 18 00:00:00 -0600</pubDate>
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        <item>
            <title>IRA and Legacy Planning Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108011</link>
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            <description><![CDATA[In this episode we continue our discussion about IRA and legacy planning with some tips on avoiding common planning and financial mistakes.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 24 Nov 18 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Safeguarding Your Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3047</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3047</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Dec 18 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Enter Retirement with Confidence</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3053</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3053</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 08 Dec 18 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Retirement Income Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108012</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108012</guid>
            <description><![CDATA[]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 15 Dec 18 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Create A Retirement You Can Be Proud Of</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3036</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3036</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 22 Dec 18 00:00:00 -0600</pubDate>
            <enclosure
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        <item>
            <title>Creating a Retirement You Can Be Proud Of Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108013</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108013</guid>
            <description><![CDATA[How do you create income for retirement that will last as long as you do? In today's show TJ talks about ways to help you accomplish this.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 12 Jan 19 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Ready. Set. Retire.</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3051</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3051</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 19 Jan 19 00:00:00 -0600</pubDate>
            <enclosure
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        <item>
            <title>Ready, Set, Retire! Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108014</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108014</guid>
            <description><![CDATA[We go over what you need to know and to before you retire!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 26 Jan 19 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Spending Less in Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3150</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3150</guid>
            <description><![CDATA[Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 02 Feb 19 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Spending Less in Retirement Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/31502</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/31502</guid>
            <description><![CDATA[]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 09 Feb 19 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Retirement Tax Planning: Roth IRA</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3033</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3033</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 02 Mar 19 00:00:00 -0600</pubDate>
            <enclosure
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        </item>
        <item>
            <title>Save on Taxes Now and Later</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108015</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108015</guid>
            <description><![CDATA[You need to have a plan in place for not only taxes now, but your taxes in the future. You don't want to have a big tax burden in retirement. In this episode we talk about Roth IRA's and other strategies for you money to grow tax free and avoid Required Minimum Distributions and IRS penalties.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 16 Mar 19 00:00:00 -0500</pubDate>
            <enclosure
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        </item>
        <item>
            <title>All About Annuities</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3151</link>
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            <description><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 23 Mar 19 00:00:00 -0500</pubDate>
            <enclosure
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        </item>
        <item>
            <title>All About Annuities Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/31512</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/31512</guid>
            <description><![CDATA[]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 30 Mar 19 00:00:00 -0500</pubDate>
            <enclosure
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        </item>
        <item>
            <title>An Introduction to Real Estate With Special Guest Monica</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108016</link>
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            <description><![CDATA[The real estate market can be tricky. It can also be a good investment. In this episode we welcome special guest Monica to talk about the real estate market, where it's headed and what you need to know.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 06 Apr 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Stop Trusting Wall Street</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108017</link>
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            <description><![CDATA[In this episode we talk about why you can't always trust the experts. There are a lot of so-called financial experts out there but you need to get a second opinion. TJ talks about strategies and tips to help you avoid the pitfalls of financial and retirement income planning.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 13 Apr 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Procrastination and Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3152</link>
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            <description><![CDATA[It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 20 Apr 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Financial Procrastination Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108018</link>
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            <description><![CDATA[In this episode we continue our discussion on Financial Procrastination. We've all been guilty of procrastination and putting things off, but if you do that with your finances and retirement income plan it can cost you. We explore helpful ways to  overcome this and to have an effective written plan in place.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 27 Apr 19 00:00:00 -0500</pubDate>
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        <item>
            <title>What if You Never Plan to Retire?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3153</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3153</guid>
            <description><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 04 May 19 00:00:00 -0500</pubDate>
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        <item>
            <title>What If You Work In Retirement? Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108019</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108019</guid>
            <description><![CDATA[In this episode we talk about how to intelligently financially plan even if you don’t intend to retire. Many people feel they will have to keep working well into retirement. Today we talk some more about that issue and how to help deal with working in retirement, or avoid it all together.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 11 May 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Don't Listen to Wall Street</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108020</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108020</guid>
            <description><![CDATA[In this episode TJ talks about helpful tips to avoid losing your money in the markets. He covers the need for a solid financial plan and how to get a copy of his new book, Don't Trust the Experts.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 May 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Retirement, You Can Afford It!</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3082</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3082</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 25 May 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Retire With Purpose</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3083</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Jun 19 00:00:00 -0500</pubDate>
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            <title>Retire with Purpose Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108021</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108021</guid>
            <description><![CDATA[Most everyone wants to live life with a purpose, and many retirees are looking for a new calling once they retire. Retiring is a life event that will change your lifestyle. In this episode TJ talks about having a retirement plan and how that can help you determine what you want your retirement to look like.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 08 Jun 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Protecting Your Retirement and Boomerang Kids</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3073</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3073</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 15 Jun 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Never too Early to Prepare for Retirement</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3055</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3055</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 22 Jun 19 00:00:00 -0500</pubDate>
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        <item>
            <title>What's Up with CBD</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108022</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108022</guid>
            <description><![CDATA[In this episode TJ brings in a guest to talk about the effects of CBD oil.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 29 Jun 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Finding your Financial Sherpa</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3122</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3122</guid>
            <description><![CDATA[What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 06 Jul 19 00:00:00 -0500</pubDate>
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        <item>
            <title>The Seven Deadly Sins of Retirement Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3162</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3162</guid>
            <description><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 13 Jul 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Are You Asking the Right Retirement Questions?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3099</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3099</guid>
            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 20 Jul 19 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>Creating a Retirement Plan</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3158</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/3158</guid>
            <description><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 27 Jul 19 00:00:00 -0500</pubDate>
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            <title>Minimize the Risk to Your Portfolio</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108023</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108023</guid>
            <description><![CDATA[Market volatility has a lot of people worrying about their portfolios and retirement savings. In this episode TJ talks about ways to help minimize that risk.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 10 Aug 19 00:00:00 -0500</pubDate>
            <enclosure
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            <title>Protecting Your Assets from a Volatile Market</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108024</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108024</guid>
            <description><![CDATA[With the drastic ups and downs of the market it is more important than ever to make sure that your next egg is protected. In this episode we talk about helpful ways to plan and allocate assets to weather the market storm and keep your retirement savings from depleting.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 17 Aug 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Get a Plan In Place Now!</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108025</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108025</guid>
            <description><![CDATA[In this episode we talk about ways to help you get a retirement and savings plan in place! There are a lot of pitfalls you need to be aware of and a lot of great strategies to help you navigate the financial waters and have a written plan in place for your future.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 24 Aug 19 00:00:00 -0500</pubDate>
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        <item>
            <title>The DIY Show…Are You Trying to &quot;Do-It-Yourself&quot; with Your Finances?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108026</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108026</guid>
            <description><![CDATA[In this episode TJ talks about why it isn't a good idea to handle all your financial planning on your own. He also talks about the myth of having all of your retirement savings in stocks and bonds.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 31 Aug 19 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>CC's Loving Care</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108027</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108027</guid>
            <description><![CDATA[What is CC's Loving Care? Listen in and we will tell you all about this important  business and what they can do for you or your loved ones.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Sep 19 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>How To Make Your Money Last as Long as You Do</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108028</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108028</guid>
            <description><![CDATA[How will you make your money last as long as you do? That's the big question we all have as we get older and start thinking about retirement. In this episode we talk about some tips and strategies to help you possible achieve this goal.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Sep 19 00:00:00 -0500</pubDate>
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        <item>
            <title>Understanding &quot;Sequence of Returns&quot; and Why It's Important To You</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108029</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108029</guid>
            <description><![CDATA[There's a chance you've never heard the term "sequence of returns" and if you have you may not understand why it's so important to you and to your finances. In this episode we explain Sequence of Returns and talk about how it can drastically affect your income in retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 28 Sep 19 00:00:00 -0500</pubDate>
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        </item>
        <item>
            <title>The Distribution Phase of Your Journey</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108030</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108030</guid>
            <description><![CDATA[Your working years are your financial accumulation stage, but in retirement your finances do a 180 and you enter the distribution phase. You need to take your savings and create and income. We talk about how to plan for that and some helpful tips.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 05 Oct 19 00:00:00 -0500</pubDate>
            <enclosure
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        </item>
        <item>
            <title>The Distribution Phase Part 2: Longevity and Healthcare</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108031</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108031</guid>
            <description><![CDATA[People are living longer and longer and healthcare costs are going up and up. TJ talks about how to deal with these trends and how to properly plan for healthcare and long-term care in retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 12 Oct 19 00:00:00 -0500</pubDate>
            <enclosure
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        </item>
        <item>
            <title>How to Handle Your Financial Risk</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108032</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108032</guid>
            <description><![CDATA[Are your retirement accounts and investments at risk? Are you aware of how much risk you have in your accounts? In this episode TJ talks about strategies designed to help keep your retirement safe from a bear market, volatility and risk.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 19 Oct 19 00:00:00 -0500</pubDate>
            <enclosure
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            <title>The Distribution Phase - Taxes, Inflation and Legacy Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108033</link>
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            <description><![CDATA[In this episode TJ talks about 3 big pitfalls to plan for in retirement... Taxes, inflation and your legacy. These are areas that need a lot of planning up front in order to have a successful retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 26 Oct 19 00:00:00 -0500</pubDate>
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            <title>Taxation and Estate Issues</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108034</link>
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            <description><![CDATA[Nobody wants to pay more taxes than they have to, and nobody wants to leave their family or loved ones with a big tax burden. In this episode TJ talks about what to watch out for and helpful tips and strategies to help with tax and legacy planning.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 02 Nov 19 00:00:00 -0500</pubDate>
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            <title>The 2 Financial Extremes - Risk &amp; Safety</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108035</link>
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            <description><![CDATA[Are you too Risky? Are you too Safe? Where are you allocated?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 09 Nov 19 00:00:00 -0600</pubDate>
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            <title>The SECURE Act: Changes to IRAs</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3185</link>
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            <description><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 30 Nov 19 00:00:00 -0600</pubDate>
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            <title>Stability During Volatile Times</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108036</link>
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            <description><![CDATA[Political upheaval, trade wars and a possible recession... the media wants you to panic, but if you have a plan in place it can help relieve the stress and worry. TJ talks about how to create a plan and how to avoid the emotional rollercoaster.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Dec 19 00:00:00 -0600</pubDate>
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            <title>How to Avoid the Holiday Spending Blues</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108037</link>
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            <description><![CDATA[In this episode TJ talks about how running up debt for the holidays is not good and ways to help avoid this temptation.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Dec 19 00:00:00 -0600</pubDate>
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            <title>Ideas for Donations and Giving for the Holidays and Beyond</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108038</link>
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            <description><![CDATA[In this special episode, TJ talks about the reason for the season and how giving to others is so important. We talk about ways to give during the holidays and beyond into the coming year..]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 21 Dec 19 00:00:00 -0600</pubDate>
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            <title>Politics and Your Finances</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108039</link>
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            <description><![CDATA[There is a lot of political upheaval and unrest. If you watch the news it's a 24/7 circus, especially in an election year. Many people let politics influence their investments and financial decisions. In this show TJ talks about how this is a mistake that you can avoid and how politicians come and go, but good solid asset allocation and financial plans can stand the test of time.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 11 Jan 20 00:00:00 -0600</pubDate>
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            <title>All About 401(k) Rollovers</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/3202</link>
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            <description><![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 Jan 20 00:00:00 -0600</pubDate>
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        <item>
            <title>Income Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108040</link>
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            <description><![CDATA[TJ goes over some income planning tips and things you can do with a 401k as well as the benefits of looking into fixed index annuities.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 25 Jan 20 00:00:00 -0600</pubDate>
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            <title>IRA's &amp; 401(k)s, Keep It Simple</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108041</link>
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            <description><![CDATA[There are a number of very important changes and new laws regarding your 401(k)s, IRAs and other retirement accounts. TJ talks about helpful tips and strategies that you will need to make sure you're not paying more in taxes that you have to , as well as helping you optimize them properly.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Feb 20 00:00:00 -0600</pubDate>
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        <item>
            <title>What is a TSP and What is a Fixed Index Annuity?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108043</link>
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            <description><![CDATA[In this episode TJ clarify's the definition of a TSP and why it's important and also talks about what a Fixed Indexed Annuity is and when it's helpful. He also clarifies the cost.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 15 Feb 20 00:00:00 -0600</pubDate>
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            <title>Tips to Manage Your Retirement Savings</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108044</link>
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            <description><![CDATA[What do you do with that 401k? How do you take distributions? Should you have everything in the market? TJ offers helpful tips and strategies to manage your retirement assets to help create a solid and reliable retirement income that won't run out.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 29 Feb 20 00:00:00 -0600</pubDate>
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        <item>
            <title>Market Madness Planning</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108045</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108045</guid>
            <description><![CDATA[In this episode TJ goes over some helpful strategies to deal with all of the market volatility and the financial effects of the Corona Virus.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Mar 20 00:00:00 -0600</pubDate>
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        <item>
            <title>Don't Panic!</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108046</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108046</guid>
            <description><![CDATA[In this episode TJ talks about not letting your emotions control your financial decision in times of market turmoil or a crises like the Coronavirus.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Mar 20 00:00:00 -0500</pubDate>
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        <item>
            <title>Where is Your Money in a Volatile Market?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108047</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108047</guid>
            <description><![CDATA[When the markets go crazy, you need to ask yourself if your assets are properly allocated. In this episode TJ talks about getting a plan in place to make sure your retirement savings will still be there when you need it.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 21 Mar 20 00:00:00 -0500</pubDate>
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            <title>Keeping Your Investments Safe</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108048</link>
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            <description><![CDATA[In a crazy market it is important to make sure you have your money properly allocated and don't have too much risk. Now is the time to look at what you can do. In this episode TJ gives helpful tips and information about how to stay sane and safe in a volatile market.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 28 Mar 20 00:00:00 -0500</pubDate>
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        <item>
            <title>How Much Risk is Enough? Allocating Assets for Retirement Savings</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108049</link>
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            <description><![CDATA[In this episode TJ talks about how to make sure you have the right amount of risk based on your personal situation. With tips on getting your assets properly allocated so you won't run out of money in retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 04 Apr 20 00:00:00 -0500</pubDate>
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        <item>
            <title>What is the CBD Oil Craze?</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108050</link>
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            <description><![CDATA[In this episode TJ welcomes special guest Joseph Ketterer to talk about CBD oil and products and the possible health benefits.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 Apr 20 00:00:00 -0500</pubDate>
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        <item>
            <title>Addressing Covid 19 - Episode 1 of the NEW T.J. Howe podcast</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108051</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108051</guid>
            <description><![CDATA[We are sending out thoughts and prayers to everyone struggling with this right now and talk about it in this episode of the all new TJ Howe podcast.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 25 Apr 20 00:00:00 -0500</pubDate>
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        <item>
            <title>The long term care problem in America</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108052</link>
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            <description><![CDATA[TJ talks about what's going on and where we might be headed with a focus on finance and talks about the long-term care problem in America.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 02 May 20 00:00:00 -0500</pubDate>
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        <item>
            <title>First Threat to Your Secure Retirement - Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108053</link>
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            <description><![CDATA[This is part 2 on the first threat to your secure retirement, which is long-term care expenses and I talk about a possible solution called the hybrid long-term care policy.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 09 May 20 00:00:00 -0500</pubDate>
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        <item>
            <title>The Crazy Times We Are Living In Now</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108054</link>
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            <description><![CDATA[We are living in interesting times. Things seems to be unstable. So what do you do with your finances? TJ talks about what's going on.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 16 May 20 00:00:00 -0500</pubDate>
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        <item>
            <title>The 3 Things We are Looking For in Life</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108055</link>
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            <description><![CDATA[In  this episode TJ goes over the 3 things people are looking for in their lives and how it relates to their finances.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 30 May 20 00:00:00 -0500</pubDate>
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        <item>
            <title>Financial Tips to Consider During a Crisis</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108056</link>
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            <description><![CDATA[In this episode TJ talks about financial tips and strategies to help you during times of crisis.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 06 Jun 20 00:00:00 -0500</pubDate>
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        <item>
            <title>Listen to the Children</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108057</link>
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            <description><![CDATA[TJ talks about listening, especially to our children. He talks about the importance of children. They don't come with any baggage and we have a lot to learn from them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 13 Jun 20 00:00:00 -0500</pubDate>
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        <item>
            <title>Modified Endowment Contracts</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108058</link>
            <guid isPermaLink="true">https://radio.financiallytuned.com/moneytalks/108058</guid>
            <description><![CDATA[In this episode TJ talks about Modified Endowment Contracts, what they are and how to use them to your advantage.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 27 Jun 20 00:00:00 -0500</pubDate>
            <enclosure
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        <item>
            <title>All About Annuities</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108059</link>
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            <description><![CDATA[Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work as well as how and when they may be part of a financial strategy.]]></description>

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            <pubDate>Sat, 04 Jul 20 00:00:00 -0500</pubDate>
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            <title>Who is Earth Remedies?</title>
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            <description><![CDATA[In this episode TJ welcomes special guest Joe Ketterer to the show to talk about health tips and solutions.]]></description>

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            <pubDate>Sat, 11 Jul 20 00:00:00 -0500</pubDate>
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            <description><![CDATA[Whether it's physical pain or financial, you need a plan. A financial plan, a legacy plan for you and your loved ones. In this episode TJ talks about helpful tips and advice.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 Jul 20 00:00:00 -0500</pubDate>
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            <title>Believing is Seeing</title>
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            <description><![CDATA[In this episode TJ talks about how you can help cheer yourself up and how acting like a millionaire can help you to possibly become one.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 25 Jul 20 00:00:00 -0500</pubDate>
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            <title>Single Products vs Entire Retirement Solution</title>
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            <link>https://radio.financiallytuned.com/moneytalks/108063</link>
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            <description><![CDATA[You may hear advertisements for Product A giving you X amount of return and Product B giving you Y return. Are those all you need? Or do you need a plan? How does a market downturn affect a singular product vs an entire thought out retirement plan?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 01 Aug 20 00:00:00 -0500</pubDate>
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            <title>The Financial Landscape</title>
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            <description><![CDATA[It's important to have a plan for your finances and for your retirement. TJ talks about what you need to know with some helpful thoughts and tips.]]></description>

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            <pubDate>Sat, 08 Aug 20 00:00:00 -0500</pubDate>
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            <title>Financial Tips to Survive the Pandemic</title>
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            <description><![CDATA[In this episode TJ talks about the current economic conditions and tips on how to improve your financial situation.]]></description>

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            <pubDate>Sat, 15 Aug 20 00:00:00 -0500</pubDate>
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            <title>A Different Take</title>
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            <description><![CDATA[In this episode TJ gives his unique take regarding finances and current events.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 22 Aug 20 00:00:00 -0500</pubDate>
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            <title>Giving Back to the Community</title>
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            <description><![CDATA[In this episode TJ talks on how he wants to give back to the businesses in the community. To find out how to become a guest on Money Talks listen in.]]></description>

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            <pubDate>Sat, 29 Aug 20 00:00:00 -0500</pubDate>
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            <title>How to Tackle The Tough Topics</title>
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            <description><![CDATA[In this episode TJ talks about how to protect your finances with everything that's going on in our world.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 12 Sep 20 00:00:00 -0500</pubDate>
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            <title>What's going on with the world and your money</title>
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            <link>https://radio.financiallytuned.com/moneytalks/108069</link>
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            <description><![CDATA[In this episode TJ shares his thoughts and financial tips to help sort out what you need to know.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 19 Sep 20 00:00:00 -0500</pubDate>
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            <title>Avoid Financial Mistakes</title>
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            <link>https://radio.financiallytuned.com/moneytalks/108070</link>
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            <description><![CDATA[In this episode TJ talks about the current economic and political climate out there and relates it to your finances.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 26 Sep 20 00:00:00 -0500</pubDate>
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            <title>Getting to Know Your Realtor Part 1</title>
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            <description><![CDATA[In this episode TJ talks about the housing market and the importance and role of the realtor.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 03 Oct 20 00:00:00 -0500</pubDate>
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            <title>Getting To Know Your Real Estate Agent Part 2</title>
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            <link>https://radio.financiallytuned.com/moneytalks/108072</link>
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            <description><![CDATA[How do you market your house? The day of just listing your house for sale and calling it a day are long gone. You need to put in much more such as professional looking photos, staging, and more.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 10 Oct 20 00:00:00 -0500</pubDate>
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            <title>Getting To Know Your Real Estate Agent Part 3</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108073</link>
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            <description><![CDATA[Is it better to go with a real estate agent or try to sell your home yourself? TJ and Tom go over the numbers. The results may surprise you.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 17 Oct 20 00:00:00 -0500</pubDate>
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            <title>Getting to Know Your Realtor Part 4</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108074</link>
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            <description><![CDATA[In this episode TJ continues his discussion on the local housing market and what you need to know if you are selling or buying.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 24 Oct 20 00:00:00 -0500</pubDate>
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            <title>Fong's History</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108075</link>
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            <description><![CDATA[The History of Fong's Wing Chun Gung-Fu Federation. Part 1 of 4.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 31 Oct 20 00:00:00 -0500</pubDate>
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            <title>Fong's History Part 2</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108076</link>
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            <description><![CDATA[Part 2 of Fong's History. Don't miss this episode!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 07 Nov 20 00:00:00 -0600</pubDate>
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            <title>Fong's History Part 3</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108077</link>
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            <description><![CDATA[Part 3 of Fong's History. Don't miss this episode!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 14 Nov 20 00:00:00 -0600</pubDate>
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            <title>Fong's History Part 4</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108078</link>
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            <description><![CDATA[Part 4 of Fong's History. Don't miss this episode!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 21 Nov 20 00:00:00 -0600</pubDate>
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            <title>FINDING YOUR PURPOSE IN LIFE AND LETTING GOD GUIDE YOU IN ALL YOUR DECISIONS DURING THESE TOUGH TIMES</title>
            <itunes:author>TJ Howe</itunes:author>
            <link>https://radio.financiallytuned.com/moneytalks/108079</link>
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            <description><![CDATA[In this episode TJ talks about the importance of finding your purpose in life and letting God guide you.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">TJ Howe</dc:creator>
            <pubDate>Sat, 18 Sep 21 00:00:00 -0500</pubDate>
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