More Money Rules

Bucking The Trend

Jim — Thu, 15 Oct 2009 00:14:59 +0000

It’s possible to make money investing against the trend, but it’s not for beginners. It seems the trend on Wall street now (the middle of October 2009) is up. So why would someone want to bet against it? More importantly, how do these people make money doing it. The answer requires constant monitoring and the ability to get in and out of the market quickly. I checked into this thing at the beginning of the summer and found that you need a “trading account” with one of the brokerages and that means having a healthy amount of money in your account. The reason, is that normally trades take a couple of days to settle, even though they happen in an instant. How is this possible? Well, until your trade is settled, the money you are using to cover that trade has to be in your account, if not, you are trading on credit and the brokerages will not lend you that credit unless you can cover your bets. If you are interested in finding out more about bucking the trend or “shorting the market”, here’s a pretty good article. Let me know what you think and please share this article.

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Health Savings Accounts

Jim — Mon, 12 Oct 2009 23:34:37 +0000

Are HSAs (Health Savings Accounts) right for you? My understanding is that they don’t work too well for people who need frequent medical attention. The other thing that always occurs to me on this subject is, why do I need some administrator to manage may savings plan? One reason might be that if you are very sick or injured, the HSA will act as catastrophic insurance. I suppose If you have enough money, you don’t need insurance. But for the rest of us there are also new plans coming out called HRAs that are similar to HSAs except that they will be at least partly employer funded. For more information on both and whether they could work for you, see this AP article on consumer directed health plans.

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Debt Free

Jim — Mon, 12 Oct 2009 23:04:24 +0000

Getting out of debt is serious business. It takes work but if you are committed, you can follow a plan and see your progress. In this article from the British newspaper The Mail you get 8 rules or steps to follow. Some of them are pretty obvious, others seem more insightful. I thought the idea of trying to use cash whenever possible was a good one. This is a subject most people don’t even think about until it gets bad. Follow these steps now and you can keep your debts from getting worse.

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Manufacturing Recovery

Jim — Sun, 11 Oct 2009 19:59:07 +0000

In my photograhy business I do a lot of work for manufacturing companies. One thing I have noticed since July is that I am getting hired more often by manufacturers. They are still really watching the bottom line. In fact, they are going direct to vendors like me instead of working with an ad agency or graphic design firm. That’s a real shift, but the numbers point to a slow recovery overall. Certainly this is reflected in the stock market’s performance last week and in growing consumer optimism. September was down from August, but it is still expanding as opposed to the contraction of the 18 months before August. Get more details.

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PPC Alternative

Jim — Fri, 09 Oct 2009 21:16:02 +0000

Web marketers unite! Let me get this out of the way right away: the sales page for Zero Friction Marketing is not much fun. It’s a great system, but the sales page beats you to death with the same points repeatedly. I completely agree that advertising on Google can be frustrating. I am a veteran of AdWords and it takes patience and some times a lot of money to get results. I will talk about that in a later post. You can also spend a lot of money advertising on MSN and Bing. The difference here is that Saj, the author of Zero Friction Marketing has made a study of making money on MSN using CPA or cost per action. I had never even heard of this technique until recently and it requires a step by step guide to scoop up the profits from this unusual method. But if everybody was doing it, it would probably be hard to make money using it. So having a detailed explanation of the system is necessary. Why should we trust it and try it? Well, for one thing it’s guaranteed. If you don’t like it you can get a refund. And you already know that PPC on Google is painful. Now there’s an alternative that promises another way to get huge conversions. Just don’t spend too much time on the ZFM sales page. Give the system a try and let me know what you think.

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Web Marketing Motherload

Jim — Fri, 09 Oct 2009 19:32:59 +0000

I found this system called Maverick Money Makers on Clickbank. And like most web marketing plays it promises riches. In fact it gives you 60 days to try it out with a money back option. The really impressive thing about MMM is the depth of the knowledge and support you get when you join. It would be difficult to use all the tips and tricks offered here, but for somebody serious about establishing a viable internet business, this is what you need. Don’t kid yourself, it takes some work and a lot of knowledge. MMM even gives you support for asking questions when you run into a problem. And like any other business there will be times when you need advice and a helping hand. I’ve dabbled in a lot of home business solutions, there just isn’t another one that has this level of strategy and experience to offer. In the last 8 years I’ve made some good money on the net, but I’m always looking for a better way. This promises to have everything you or anyone else needs to get going and keep going on the web. Check out the sales page and give it a shot. I don’t think you’ll be disappointed. And if you are, just get your money back. It’s a safe bet.

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Email Marketing

Jim — Wed, 07 Oct 2009 17:45:20 +0000

If you are interested in getting more traffic to your site or selling more of your product, email marketing must be part of your strategy. The problem is that building a list is difficult and time consuming. Plus if you have never done a bulk mailing campaign it can be frustrating. That’s where a bulk mailing system makes sense. I have found one that takes care of the setup by walking you through some easy instructions –– and I do mean easy. It let’s you use your existing web design programs like Dreamweaver or you can just do a simple text ad. It’s up to you. Most importantly, your message will go out to approximately 2.7 million pre-qualified addresses. So you don’t have to build your own list. And as you build your own list you can send emails to them as well. I am planning to give this program a shot because it’s powerful and only costs $39 for a membership. That is all you have to pay and you can use it as often as you want. It sounds incredible, but that is the money back guarantee.

So start bringing more people to your site and increasing your sales with Web Traffic Marketing. Let me know how you like it and make sure to share this post.

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Make A Case For Yourself

Jim — Tue, 06 Oct 2009 20:51:10 +0000

It may be easier said than done but one New Jersey DJ gives this advice for getting a new job in this economy. It’s no secret that unemployment is rising like a high fever and that’s not the only problem. There are lots of folks that are now underemployed. If you have a small business, chances are you aren’t making what you want to make. So changing careers or adding a second job may be on your mind. What can you do? Rafe Gomez, a New Jersey DJ who has made real progress in getting his money moving again makes a convincing argument for being direct and making a strong case for why you should get the job. Here’s how he explains it.

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A System That Works

Jim — Tue, 06 Oct 2009 20:28:24 +0000

You hear a lot about “viral Marketing” but what is it really, and how do you make it work? I’ve been interested in the concept for a long time but have not been able to get those little critters started. I mean not only is my computer virus free, so are my marketing efforts. I recently found a pretty sweet source to help me with this strategy. Samantha Milner who runs a thriving internet business offers this guide to making viral marketing understandable and profitable. Well, you might be saying to yourself, there are lots of those books on viral marketing, why should I buy this one? The answer is that Samantha is for real. She actually helps people make money with web-based business. You will not make a million dollars in two weeks, but if you follow the steps in her Viral Profit Plan, you should be able to start earning money quickly. How much is up to you. But the significant thing is, her plan is honest, realistic, and it works. How many other internet marketing guides can make this claim and back it up. So check it out and start creating an online business that you can count on, even when you are on vacation. Here is Samantha’s way of explaining it.

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What’s Up With Recovery?

Jim — Thu, 09 Jul 2009 19:03:25 +0000

I’ve been a Democrat all my adult life and was happy to see Obama get elected. But I am beginning to wonder, especially considering where the money is going. I sat down to dinner with a group of business leaders Tuesday night and it was not a happy discussion. The bottom line is that the money is not getting down to the people. The economy will not really revive until ordinary people have the money to buy things. Now I know that a lot of people have said this, but giving money to big banks and insurance companies is not the way to get money in the hands of consumers. Not only that, I think this new idea of allowing people to refinance their mortgage at up to 125% of the value of the house is just more of the same: the consumer falls further into debt and the banks get the money. Maybe, just maybe, Geithner is the wrong man for the job. Maybe his first priority is rebuilding the banks instead of rebuilding the economy.