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	<title>Mortgage Market Information Site</title>
	
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		<title>Recession or no Recession?</title>
		<link>http://mvanderveen.wordpress.com/2008/07/03/recession-or-no-recession/</link>
		<comments>http://mvanderveen.wordpress.com/2008/07/03/recession-or-no-recession/#comments</comments>
		<pubDate>Thu, 03 Jul 2008 16:37:24 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=109</guid>
		
			<content:encoded><![CDATA[Nonfarm payrolls fell 62k in June, directly in line with expectations, after large downward revisions to both May and June netted an additional loss of 52k jobs.  This is the sixth consecutive...<br/>
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		<title>Market Update</title>
		<link>http://mvanderveen.wordpress.com/2008/06/21/market-update-2/</link>
		<comments>http://mvanderveen.wordpress.com/2008/06/21/market-update-2/#comments</comments>
		<pubDate>Sat, 21 Jun 2008 17:21:15 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=107</guid>
		
			<content:encoded><![CDATA[Paulson is expected to advocate a bigger role for the Fed in overseeing the markets and securities companies. The WSJ says he will push to get this done quickly rather than as part of a comprehensive...<br/>
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		<title>Market Update 5/30</title>
		<link>http://mvanderveen.wordpress.com/2008/05/31/market-update-530/</link>
		<comments>http://mvanderveen.wordpress.com/2008/05/31/market-update-530/#comments</comments>
		<pubDate>Sat, 31 May 2008 17:42:05 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=106</guid>
		
			<content:encoded><![CDATA[Bloomberg reports that government efforts to forestall foreclosures are working, but that the number of people going into foreclosure is nonetheless rising twice as fast as those getting back on...<br/>
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		<title>Credit Crisis Update</title>
		<link>http://mvanderveen.wordpress.com/2008/05/19/credit-crisis-update/</link>
		<comments>http://mvanderveen.wordpress.com/2008/05/19/credit-crisis-update/#comments</comments>
		<pubDate>Tue, 20 May 2008 04:05:58 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=105</guid>
		
			<content:encoded><![CDATA[There have been a number of announcements and positive developments over the last couple of weeks that give us all hope in regards to the “Great Credit Freeze” of ’07 and ’08!  Is it finally over?...<br/>
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		<title>What is an APR???</title>
		<link>http://mvanderveen.wordpress.com/2008/05/10/what-causes-interest-rate-movement/</link>
		<comments>http://mvanderveen.wordpress.com/2008/05/10/what-causes-interest-rate-movement/#comments</comments>
		<pubDate>Sun, 11 May 2008 00:18:50 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=104</guid>
		
			<content:encoded><![CDATA[Annual Percentage Rate (APR) is a tool that consumers can use as a starting point to compare loan programs. However, it&#8217;s important to keep in mind that APR is not a perfect system, and not all...<br/>
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	<category domain="http://rss.financialcontent.com/stocksymbol">APR</category></item>
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		<title>Identity Theft</title>
		<link>http://mvanderveen.wordpress.com/2008/04/27/identity-theft/</link>
		<comments>http://mvanderveen.wordpress.com/2008/04/27/identity-theft/#comments</comments>
		<pubDate>Mon, 28 Apr 2008 03:04:12 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
				<category><![CDATA[Daily Updates]]></category>

		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=103</guid>
		
			<content:encoded><![CDATA[5 Tips to Protect Your Privacy
The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have their identities stolen each year. This means that an identity is stolen every 3...<br/>
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		<title>Guns don’t Kill People, People Kill People</title>
		<link>http://mvanderveen.wordpress.com/2008/04/17/guns-dont-kill-people-people-kill-people/</link>
		<comments>http://mvanderveen.wordpress.com/2008/04/17/guns-dont-kill-people-people-kill-people/#comments</comments>
		<pubDate>Fri, 18 Apr 2008 05:07:01 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
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		<guid isPermaLink="false">http://mvanderveen.wordpress.com/?p=102</guid>
		
			<content:encoded><![CDATA[This can also be said about home financing.  Loans don&#8217;t cause foreclosures, bad decisions cause foreclosures.  The press loves a juicy story and the housing/credit crisis is ripe with tales of...<br/>
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		<title>Inflation and the Federal Reserve</title>
		<link>http://mvanderveen.wordpress.com/2008/04/02/inflation-and-the-federal-reserve/</link>
		<comments>http://mvanderveen.wordpress.com/2008/04/02/inflation-and-the-federal-reserve/#comments</comments>
		<pubDate>Thu, 03 Apr 2008 04:07:54 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
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		<guid isPermaLink="false">http://mvanderveen.wordpress.com/2008/04/02/inflation-and-the-federal-reserve/</guid>
		
			<content:encoded><![CDATA[President Woodrow Wilson signed into law the Federal Reserve Act in 1913, creating the Federal Reserve, the nation&#8217;s central banking system. The Federal Reserve, or Fed, has also been called...<br/>
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		<title>Short Sales</title>
		<link>http://mvanderveen.wordpress.com/2008/03/25/short-sales/</link>
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		<pubDate>Tue, 25 Mar 2008 14:14:12 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
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			<content:encoded><![CDATA[While a short sale may be a last resort for many homeowners facing foreclosure, it also represents a great opportunity for potential home buyers and real estate investors. This article is designed to...<br/>
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		<title>Happy Easter!</title>
		<link>http://mvanderveen.wordpress.com/2008/03/23/happy-easter/</link>
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		<pubDate>Sun, 23 Mar 2008 18:26:27 +0000</pubDate>
		<dc:creator>mvanderveen</dc:creator>
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			<content:encoded><![CDATA[Studies indicate that over 80% of today&#8217;s home buyers visit the Internet long before seeking the professional assistance of a REALTOR®. This means that, thanks to popular realty-themed websites...<br/>
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