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	<title>Mortgage Refinancing Rates</title>
	<link>http://www.mortgage-refinancingrates.com</link>
	<description>Financial and mortgage news</description>
	<lastBuildDate>Wed, 31 Mar 2010 06:56:52 +0000</lastBuildDate>
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		<title>Does Increased FDIC Insurance Ensure Low CD Rates?</title>
		<description><![CDATA[In response to the banking crisis, the Federal Deposit Insurance Corporation (FDIC) raised the limits on bank deposit accounts from $100,000 to $250,000 per depositor, per bank.
Without a doubt, this move was absolutely pivotal in preventing a run on every bank in America, which would have pretty well destroyed the entire U.S. banking system.
Nevertheless, there [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/does-increased-fdic-insurance-ensure-low-cd-rates.html</link>
			</item>
	<item>
		<title>Surge in Bond Yields a Hopeful Sign for CD Rates</title>
		<description><![CDATA[Last week saw a surge in yields throughout most of the Treasury bond market. This is a sign of hope for bank rates in general, but in particular for longer-term CD rates.
So far this year, bond yields have seemingly defied logic in much the way bank rates have &#8212; they started 2010 at extremely low [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/surge-in-bond-yields-a-hopeful-sign-for-cd-rates.html</link>
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		<title>The Next Act in the Reform Drama — Fannie and Freddie</title>
		<description><![CDATA[Even as reform of Wall Street entities continues to wend its way through Congress, the spotlight has shifted to the next act in the regulatory reform drama, which involves what are formally known as Government Sponsored Entities (GSEs), but which are more familiarly called Fannie and Freddie.
Fannie Mae and Freddie Mac are entities that purchase [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/the-next-act-in-the-reform-drama-%e2%80%94-fannie-and-freddie.html</link>
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		<title>Planning for Old Age Part of Planning for Retirement</title>
		<description><![CDATA[Yahoo Finance ran an insightful, albeit somewhat morbid, article the other day talking about two major roadblocks to retirement wealth. Anyone over age 40 who has multiple bank accounts can benefit from reading this article.
The first major roadblock outlined by the author of the article, Robert Powell, is Alzheimer&#8217;s disease.
The Alzheimer&#8217;s Association reports that 5.3 million [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/planning-for-old-age-part-of-planning-for-retirement.html</link>
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	<item>
		<title>Confusion About Money Market Accounts and Money Market Funds</title>
		<description><![CDATA[Can a seismic shift be considered subtle?
If you&#8217;re talking about money market accounts, money market funds, the past confusion that they were the same, and the current more informed perspective of the conscientious saver investor, it seems clear that a seismic shift has taken place&#8211;but without overly large numbers of people noticing what&#8217;s happened.
Money Market Accounts [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/confusion-about-money-market-accounts-and-money-market-funds.html</link>
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		<title>Inflation Takes a Break — Temporarily</title>
		<description><![CDATA[Bank deposit customers got good news last week when it was announced that there was no change in the Consumer Price Index (CPI)  for February. This meant that inflation had taken a break &#8212; but one that may proved to be short-lived.
The issue of inflation is vital to anyone with savings, money market accounts, or [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/inflation-takes-a-break-%e2%80%94-temporarily.html</link>
			</item>
	<item>
		<title>In Praise of Larry Kudlow</title>
		<description><![CDATA[Although it is probably true that a certain portion of our society&#8211;namely, bloggers and other media types&#8211;pay too much attention to what other people say about banks. Experts are frequently wrong on bank topics.
One person that really does deserve a tremendous amount of recognition, however, when it comes to keeping a wary eye on your [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/in-praise-of-larry-kudlow.html</link>
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		<title>You Could Become the Face of Financial Responsibility</title>
		<description><![CDATA[GetRichSlowly.org is sponsoring a video contest for people who have positive personal financial stories to tell. If you have such a story and an idea for a clever video, you could win $500 in the contest &#8212; and give others the benefit of your knowledge.
The contest is especially timely in light of two recent polls that [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/you-could-become-the-face-of-financial-responsibility.html</link>
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		<title>If You Don’t Know Where You Are Going, You’ll Never Get There</title>
		<description><![CDATA[There was no shortage of discouraging news in the latest survey by the Employee Benefit Research Institute (EBRI) regarding the retirement preparedness of Americans. Still, perhaps what stood out most was this statistic: less than half of U.S. workers have  calculated how much money they will need for retirement.
That fact may strike you as shocking [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/if-you-don%e2%80%99t-know-where-you-are-going-you%e2%80%99ll-never-get-there.html</link>
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		<title>MoneyRates.com Poll Suggests Strong Benefit to Active Retirement Planning</title>
		<description><![CDATA[The Employee Benefit Research Institute (EBRI) recently released a highly-insightful &#8212; and scary &#8212; poll about the retirement preparedness of Americans. The poll results reflect very low confidence levels in the ability to afford retirement expenses, with one outcome being that more people are planning to work longer.
In contrast, a recent poll by MoneyRates.com, in conjunction with [...]]]></description>
		<link>http://www.mortgage-refinancingrates.com/rates/moneyrates-com-poll-suggests-strong-benefit-to-active-retirement-planning.html</link>
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