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		<title>“I’m almost 7….in just two more birthdays”</title>
		<link>https://mortgagerevealed.wordpress.com/2009/11/05/%e2%80%9ci%e2%80%99m-almost-7%e2%80%a6-in-just-two-more-birthdays%e2%80%9d/</link>
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		<dc:creator><![CDATA[Bart Swan]]></dc:creator>
		<pubDate>Thu, 05 Nov 2009 16:21:52 +0000</pubDate>
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					<description><![CDATA[Ava exclaimed with excitement while jumping up and down like 5 year olds do.  My wife and I tried our best to not show how funny we thought that was, but we did laugh pretty hard once we were alone.  Kids are awesome!  Their optimism and excitement with life are unparalleled in the adult world.  [&#8230;]]]></description>
		
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		<title>Are you proud of your arms?</title>
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		<dc:creator><![CDATA[Bart Swan]]></dc:creator>
		<pubDate>Tue, 13 Oct 2009 13:59:05 +0000</pubDate>
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					<description><![CDATA[Many people have adjustable rate mortgages and are considering a refinance to a fixed rate mortgage.  I was recently asked for “good, solid advice” on whether a person should refinance their ARM or not.  I got a copy of his Mortgage Note and provided insight that I’ll share below.    First, I’ve got to share [&#8230;]]]></description>
		
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		<title>“The test results are in, and there’s something we need to talk about&#8230;”</title>
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		<dc:creator><![CDATA[Bart Swan]]></dc:creator>
		<pubDate>Tue, 06 Oct 2009 14:17:18 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
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					<description><![CDATA[That’s typically not how you want a conversation to begin!  For the Baker and Lindsey Niceville Office however, the test results seem to be positive all the time; so they’re things we like to discuss!  In an effort to serve our clients better and meet their highest expectations, we ask for our client’s input on [&#8230;]]]></description>
		
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		<title>What is mortgage fraud?</title>
		<link>https://mortgagerevealed.wordpress.com/2009/10/01/what-is-mortgage-fraud/</link>
					<comments>https://mortgagerevealed.wordpress.com/2009/10/01/what-is-mortgage-fraud/#respond</comments>
		
		<dc:creator><![CDATA[Bart Swan]]></dc:creator>
		<pubDate>Thu, 01 Oct 2009 13:51:32 +0000</pubDate>
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					<description><![CDATA[It can of course come in many forms, some of which I’m sure we haven’t even caught yet.  Sometimes it’s very obvious, sometimes it’s not as easy to spot.  Unfortunately it costs all of us money!  And even worse, at times it is encouraged (or at least facilitated) by the person on the other side [&#8230;]]]></description>
		
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		<title>Debt For Sale.</title>
		<link>https://mortgagerevealed.wordpress.com/2009/09/09/debt-for-sale/</link>
					<comments>https://mortgagerevealed.wordpress.com/2009/09/09/debt-for-sale/#respond</comments>
		
		<dc:creator><![CDATA[Bart Swan]]></dc:creator>
		<pubDate>Wed, 09 Sep 2009 15:33:21 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://mortgagerevealed.wordpress.com/?p=195</guid>

					<description><![CDATA[Are you buying?  The U.S. is selling treasury notes en mass this week, and so far there are lots of eager buyers!  Today for instance, the Fed sold $38 billion worth of 3 year T-notes and the auction went very well.  In fact, demand today exceeded that in the recent past.  Later in the week, [&#8230;]]]></description>
		
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