Multi Real Estate Services - Ron Henderson http://mres.com Up to Date Real Estate Information Thu, 15 Mar 2012 20:35:43 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 MultiRealEstateServices-RonHendersonhttp://feedburner.google.com Mortgage Interest Rate Update March 15, 2012 http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/Y0JWjoppMNc/ http://mres.com/2012/03/15/mortgage-interest-rate-update-march-15-2012/#comments Thu, 15 Mar 2012 20:35:43 +0000 Ron Henderson http://mres.com/?p=374 Click here to view the embedded video.

Ron Henderson President/Broker of Multi Real Estate Services evaluates the present mortgage interest rate environment as of March 15, 2012.

]]> http://mres.com/2012/03/15/mortgage-interest-rate-update-march-15-2012/feed/ 0 http://mres.com/2012/03/15/mortgage-interest-rate-update-march-15-2012/ FHA Mortgage Overview and Increase in Mortgage Insurance Premiums http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/i_oUPft2Htc/ http://mres.com/2012/02/29/fha-mortgage-overview-and-increase-in-mortgage-insurance-premiums/#comments Wed, 29 Feb 2012 23:30:05 +0000 Ron Henderson http://mres.com/?p=369 Click here to view the embedded video.

www.mres.com Ron Henderson President/Broker of Multi Real Estate Services gives a brief overview of FHA loans and the recently announced increase in mortgage insurance premiums. Some commentary on impact on housing market.

Specialist in the Art of Real Estate Sales and Finance

Los Angeles, San Fernando Valley, Conejo Valley, Simi Valley

]]> http://mres.com/2012/02/29/fha-mortgage-overview-and-increase-in-mortgage-insurance-premiums/feed/ 0 http://mres.com/2012/02/29/fha-mortgage-overview-and-increase-in-mortgage-insurance-premiums/ 23471 Park Colombo Calabasas for Sale http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/bqcbR-Pe4Tk/ http://mres.com/2012/01/30/23471-park-colombo-calabasas-for-sale/#comments Mon, 30 Jan 2012 09:41:31 +0000 Ron Henderson http://mres.com/?p=338 Click here to view the embedded video.

Multi Real Estate Services – Ron Henderson Presents
23471 Park Colombo Calabasas, CA $1,449,000

Downloadable Flyer

Preview on Realtor.com

  • Exclusive Gated Community
  • 5 Bedrooms
  • 4 1/2 Bathrooms
  • Built in 1990
  • 5202 Sq.Ft. Home (assessor)
  • Large 13,160 Sq.Ft. Lot
  • Gourmet Kitchen
  • Newer Stainless Steel Appliances
  • Cul-De-Sac
  • Oversized 3 Car Garage
  • Hardwood Floors Throughout
  • Front and Real Balconies w/Views
  • Las Virgenes School District

Spectacular guard gated community “The Ridge” of Calabasas Mediterranean style home. Located near the end of a prime private cul-de-sac. The magnificent skylight atrium entry soars high over the second story leading to a versatile open floor plan. Striking contemporary architecture. Perfect for entertaining! Huge rooms with vaulted ceilings. Hardwood floors throughout. Formal dining, living room, family room and bonus room with fireplace, large wet bar, opening to patio. 4 bedrooms upstairs, downstairs bedroom has separate entry perfect for maid or independent teen. Master suite with retreat area, double walk-in closet, granite faced fireplace and balcony with views. Master bath with spa tub. Gourmet kitchen with granite countertops, center island, newer stainless appliances, eating area’s french doors open to quiet patio. Duel zoned A/C system. Exceptionally large backyard. Plantation shutters. Oversized 3 Car garage. Las Virgenes School District.

Specialist in the art of Real Estate sales and finance
Los Angeles, San Fernando Valley, Conejo Valley, Simi Valley

]]> http://mres.com/2012/01/30/23471-park-colombo-calabasas-for-sale/feed/ 0 http://mres.com/2012/01/30/23471-park-colombo-calabasas-for-sale/ New Mortgage Tax Information – A Costly Maneuver http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/TyCCx0r4Ipc/ http://mres.com/2012/01/11/new-mortgage-tax-information-a-costly-maneuver/#comments Thu, 12 Jan 2012 00:24:04 +0000 Ron Henderson http://mres.com/?p=332 www.mres.com Ron Henderson President/Broker of Multi Real Estate Services conveys the latest information on the new tax on Freddie & Fannie mortgages to pay for the two month Payroll Tax cut extension. Also some commentary on the economically illogical, and politically motivated element of it.

Specialist in the Art of Real Estate Sales and Finance

Los Angeles, San Fernando Valley, Conejo Valley, Simi ValleyClick here to view the embedded video.

]]> http://mres.com/2012/01/11/new-mortgage-tax-information-a-costly-maneuver/feed/ 0 http://mres.com/2012/01/11/new-mortgage-tax-information-a-costly-maneuver/ Mortgage Rate Update December 30 2011 Year in Review and What to Watch for in 2012 http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/e5V_7y3ejbs/ http://mres.com/2011/12/30/mortgage-rate-update-december-30-2011-year-in-review-and-what-to-watch-for-in-2012/#comments Sat, 31 Dec 2011 02:32:40 +0000 Ron Henderson http://mres.com/?p=329 Click here to view the embedded video.

www.mres.com Multi Real Estate Services – Ron Henderson President/Broker of Multi Real Estate Services evaluates the present mortgage interest rate environment as of December 30, 2011. Year in review and what will effect mortgages in 2012.

]]> http://mres.com/2011/12/30/mortgage-rate-update-december-30-2011-year-in-review-and-what-to-watch-for-in-2012/feed/ 0 http://mres.com/2011/12/30/mortgage-rate-update-december-30-2011-year-in-review-and-what-to-watch-for-in-2012/ The Latest Top 20 Foreclosure Markets. How’s Los Angeles Holding Up? http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/ej9y8jWD6jw/ http://mres.com/2011/11/09/the-latest-top-20-foreclosure-markets-hows-los-angeles-holding-up/#comments Wed, 09 Nov 2011 20:43:14 +0000 Ron Henderson http://mres.com/?p=318 After five straight quarterly drops, default notices that start the foreclosure process increased 14 percent nationwide from the second quarter to the third quarter of 2011, signaling that another wave of foreclosure activity is beginning in many parts of the country. Although this wave will probably not crest as high as the foreclosure wave of 2007 to 2010 that resulted in more than 3 millionborrowers losing their properties to foreclosure, it comes on the heels of a temporary lull in foreclosure activity caused by foreclosure delays over the past year.

This new wave of foreclosures is hitting some markets particularly hard. Below are graphics showing the 20 markets nationwide with the biggest quarterly increase in new foreclosure starts in the third quarter.

Q3 Foreclosure starts

Q3 Foreclosure starts

Q3 total foreclosure starts

Q3 total foreclosure starts

Los Angeles Foreclosure filings

Los Angeles Foreclosure filings

Source: realtytrec

]]> http://mres.com/2011/11/09/the-latest-top-20-foreclosure-markets-hows-los-angeles-holding-up/feed/ 0 http://mres.com/2011/11/09/the-latest-top-20-foreclosure-markets-hows-los-angeles-holding-up/ Could Lenders Start Factoring in Energy Costs? http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/No3_MofO9AM/ http://mres.com/2011/11/01/could-lenders-start-factoring-in-energy-costs/#comments Tue, 01 Nov 2011 19:58:29 +0000 Ron Henderson http://mres.com/?p=315 Rising utility bills can greatly affect a home buyer’s ability to afford a house, sometimes even more so than property taxes or home owner’s insurance. As such, a new bill introduced in the Senate is calling on lenders to start taking into account a home’s energy costs in standard mortgage underwriting—right along with principal, interest, taxes, and home owner’s insurance.

The bipartisan bill, SAVE Act (Sensible Accounting to Value Energy) would require the three major mortgage agencies—Fannie Mae, Freddie Mac, and the Federal Housing Administration—to factor energy costs into every loan they insure, guarantee, or buy. To gather estimated costs of energy bills on a home, lenders would gather data from previous utility bills or from an Energy Department survey database.

The bill also calls on the mortgage agencies to instruct appraisers to raise their property valuations when energy efficiency savings on a home can be shown. The higher value could thenbe used by a buyer to justify a higher loan amount if needed.

Source: Daily Real Estate News | Tuesday, November 01, 2011

]]> http://mres.com/2011/11/01/could-lenders-start-factoring-in-energy-costs/feed/ 0 http://mres.com/2011/11/01/could-lenders-start-factoring-in-energy-costs/ Mortgage Interest Rate Update October 28, 2011 http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/nI6d5c343M8/ http://mres.com/2011/10/28/mortgage-interest-rate-update-october-28-2011/#comments Fri, 28 Oct 2011 21:33:49 +0000 Ron Henderson http://mres.com/?p=312 Click here to view the embedded video.

Ron Henderson President/Broker of Multi Real Estate Services evaluates the present mortgage interest rate environment as of October 28, 2011.

How are recent US economic reports & European economic issues effecting mortgage rates? Ron will show you the technical elements using charts, and what news fundamental events to watch for…

Specialist in the art of Real Estate sales and finance

Los Angeles, San Fernando Valley, Conejo Valley, Simi Valley

]]> http://mres.com/2011/10/28/mortgage-interest-rate-update-october-28-2011/feed/ 0 http://mres.com/2011/10/28/mortgage-interest-rate-update-october-28-2011/ Carbon Monoxide detector law, refinancing and appraisals http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/vJruPuQr1tI/ http://mres.com/2011/10/20/carbon-monoxide-detector-law-refinancing-and-appraisals/#comments Thu, 20 Oct 2011 22:20:54 +0000 Ron Henderson http://mres.com/?p=309 Well, I’m trying REAL HARD not to be political, but it’s getting tougher. CA Senate bill 183 is a mandatory residential Carbon Monoxide detector law that is now in effect. Since the state can’t enforce all their new rules (or old ones), it appears that certain appraisers and/or lenders may be pushed to do it for them. What’s this mean? Generally, if you are getting a real estate loan and you don’t have a detector installed, the appraiser could require it, along with an added fee for coming back to the property to make sure it’s installed.

First, be aware of the law, and you may want to install the appropriate detectors (even if just for safety reasons). Second, if you’re refinancing (or selling your house), install the detectors before the appraiser shows up. It may save time, and an added re-certification fee.

At this point, I don’t think every appraiser/lender will require compliance, but I do want to give everyone a “heads up”.

]]> http://mres.com/2011/10/20/carbon-monoxide-detector-law-refinancing-and-appraisals/feed/ 0 http://mres.com/2011/10/20/carbon-monoxide-detector-law-refinancing-and-appraisals/ Proposition 13 Proposed Changes and Unintended Consequences http://feedproxy.google.com/~r/MultiRealEstateServices-RonHenderson/~3/BUVKM1FB9vg/ http://mres.com/2011/08/31/proposition-13-proposed-changes-and-unintended-consequences/#comments Thu, 01 Sep 2011 01:05:19 +0000 Ron Henderson http://mres.com/?p=304 Click here to view the embedded video.

Ron Henderson President/Broker of Multi Real Estate Services gives an overview and thoughts about proposed changes to California’s Prop 13. Information  from a meeting with John Noguez – Los Angeles County Assessor Aug 23, 2011. Covers basics of Prop 13, the potential splitting of the property types, how the gov’t will bribe general population to vote for it, and the potential unintended consequences.

Specialist in the Art of Real Estate Sales and Finance

Los Angeles, San Fernando Valley, Conejo Valley, Simi Valley

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