tag:blogger.com,1999:blog-88065764919401336132012-01-07T18:26:12.492-08:00Stocks that can multiply your moneyketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8806576491940133613.post-33007492035204001972012-01-07T18:26:00.001-08:002012-01-07T18:26:12.590-08:002012-01-07T18:26:12.590-08:00<div dir="ltr" style="text-align: left;" trbidi="on"> <div align="justify"> <strong>What is Financial Planning?</strong></div> <div align="center"> “<em>Financial planning is a scientific process to </em><em>ensure that right amount of money is available at the right time to fulfill all the financial goals of the individual.”</em></div> <div align="justify"> <strong>Financial planning helps you to:</strong></div> <ul> <li> Define Short and Long term goals </li> <li> Assess you current financial situation and commitments </li> <li>Decide where you want to be in future </li> <li> Identify realistic strategies to achieve goals </li> <li> Put your plan into Action </li> <li> Monitor progress </li> </ul> <div align="justify"> A true financial plan does not focus on one aspect or product, but instead seeks to take all the areas of planning into consideration when making financial decisions. It includes,</div> <ul> <li> Cash Management </li> <li> Tax Planning </li> <li> Risk Planning </li> <li> Investment Planning </li> <li> Retirement Planning </li> <li> Estate Planning </li> </ul> <div align="justify"> And planning all these aspects is not enough in itself, because even if they are properly planned but not thoroughly managed they will loose their importance, So proper planning and management of each of these aspects makes a complete financial planning possible.</div> <div align="justify"> <strong>Many times there arises a question, " Why Financial Planning"?</strong></div> <div align="justify"> Anyone who has financial goals to achieve, needs financial planning. Financial Planning can help to achieve both greater wealth and security. Inadequate or improper planning can be financially disastrous. Any sudden loss can wipe out accumulated wealth; insufficient savings for retirement can force a undesirable lifestyle and/or postponement of retirement; and improper tax planning can result in paying more than the necessary taxes.</div> <div align="justify"> <strong>But what are the few important reasons that stop people from planning…</strong></div> <ul> <li> They feel they don’t have enough money to plan </li> <li> They think they are too young or old to start planning </li> <li> They are not ready to think about the bitter side of life, death, accident, illness… </li> <li> They keep on Procrastinating </li> </ul> <div align="justify"> But now with our fully integrated end-to-end service model we offer solutions that will enable you to meet the challenges of fulfilling your investment goals, fortify your own dreams and transform them into reality. </div> <div align="center"> “<em><strong>Financial Planning is often thought to be very expensive, but the real thing is exactly the opposite. NOT doing Financial Planning will eventually prove to be more expensive.The fact is financial planning is quite simple if done systematically.”</strong></em></div> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8806576491940133613-3300749203520400197?l=multibeggarstock.blogspot.com' alt='' /></div>ketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.com0tag:blogger.com,1999:blog-8806576491940133613.post-17893678423390448542012-01-07T18:18:00.000-08:002012-01-07T18:18:16.626-08:002012-01-07T18:18:16.626-08:00<div dir="ltr" style="text-align: left;" trbidi="on"> <table align="center" border="0" cellpadding="0" cellspacing="0" class="bodycls"><tbody> <tr class="h1_red"><td>Life &amp; Health Insurance</td> </tr> <tr> <td bgcolor="#CCCCCC" height="1"><br /></td> </tr> <tr><td height="5"><br /></td></tr> <tr> <td valign="top"><br /> <br /> <div class="blueheading"> Life insurance</div> You will do anything for the ones you love.Thinking about why you need life insurance can be an emotional and stressful task. However, life insurance is one of the most responsible decisions you can make to help ensure that your spouse, children or other loved ones can continue to enjoy the quality of the life they deserve. Life is unpredictable.<br /> So it is important to ensure that your family and loved ones are taken care of financially in case something should happen to you. This is where life insurance comes in.It can provide some financial peace of mind if the worst were to happen. <br /> <br /> <span class="blueheading">What is Life Insurance?</span><br /> Life insurance offers a way to replace the loss of income that occurs when someone dies. Life insurance is insurance for you and your family's peace of mind. With a life insurance policy in place, you can:<br /> <ul> <li> Provide security to your family</li> <li> Protect your home mortgage, loans, credit card borrowings etc.<br /> </li> <li> Provide finance to your loved ones to achieve their goals in your absence<br /> </li> <li> Ensure that your family is able to maintain their lifestyle, no matter what happens<br /> </li> <li> Take care of your estate planning needs<br /> </li> <li> Look at other retirement saving/investment vehicles</li> </ul> <span class="blueheading"><a href="" id="health_ins" name="health_ins">Health Insurance</a></span><br /> Although health insurance can not prevent a serious injury or illness, it can help you maintain financial stability. <br /> A serious injury, disability or critical illness can impact a person's emotional well-being and financial security. And while it can be difficult to think about these things, you will make a smart decision by planning for the unexpected now.<br /> Health insurance is required when an individual is ill or requires medical checkups. It can prevent the patient from being expected to pay out of pocket expenses towards medical bills because they do not have any health insurance. Without health insurance, one may even not be able to afford expensive medical services when needed.<br /> Health insurance can help you and your loved ones to maintain the same lifestyle. It can pay the bills, secure better health care and allow you to focus on what's important—recovery.<br /> <div class="blueheading"> Following are some of the benefits for why you should have a Health Insurance:-</div> <ul> <li> Helps protect your income - Disability Income Protection Insurance<br /> </li> <li> Provides a monthly benefit to help maintain financial stability while you recover from a disability.<br /> </li> <li> Long-Term Care Insurance<br /> </li> <li> Provides a daily benefit to help you offset the cost of care administered in a long-term care facility or at home.<br /> </li> <li> Critical Illness Insurance<br /> </li> <li> Provides a lump-sum payment to be used in case of contingency<br /> </li> <li> Hospital Cash Plan<br /> </li> <li> Provides a daily allowance to help you pay during your hospital stay</li> </ul> </td></tr> </tbody></table> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8806576491940133613-1789367842339044854?l=multibeggarstock.blogspot.com' alt='' /></div>ketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.com0tag:blogger.com,1999:blog-8806576491940133613.post-39796680181140461092012-01-06T15:42:00.000-08:002012-01-06T17:27:06.517-08:002012-01-06T17:27:06.517-08:00<div dir="ltr" style="text-align: left;" trbidi="on"> <div class="tr_bq"> T<b>here are five reasons to pick a stock. Growth,High Entry Barrier in the Sector,Change that will i for see as positive.and the value combined with some growth sign and a margin of safety in the sector.</b></div> <b><br /></b><br /> <b>You will find almost all straits in the stocks i have picked so far these is to give idea of my overall investment philosophy.This is all to guide your investment based Ideas for long term cheery picks</b><br /> <br /> <br /> <blockquote style="color: #3d85c6;"> <br /> Good life is my mission<br /> <br /> <br /> <br /> <br /> G = Get<br /> <br /> 0 = out<br /> <br /> 0 = of<br /> <br /> D = Debt.<br /> <br /> <br /> <br /> <br /> L= Live<br /> <br /> I = I<br /> <br /> F = For. <br /> <br /> E =Ever</blockquote> <br /> <br /> <br /> <br /> <br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8806576491940133613-3979668018114046109?l=multibeggarstock.blogspot.com' alt='' /></div>ketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.com0tag:blogger.com,1999:blog-8806576491940133613.post-27229993941926687052012-01-05T16:48:00.001-08:002012-01-07T18:14:45.992-08:002012-01-07T18:14:45.992-08:00<div dir="ltr" style="text-align: left;" trbidi="on"> Buy Escorts a Value buy at Rs.66/= .Book Value of Rs.170/= plus and at an very attractive valuation the debt equity ratio is comfortable only squueze in margins is there is temporary in nature will rise a sure shot multibeggar again buy on declines and accumulate. A Value pick in auto sector and multibeggar stock will lot of hidden assets .value market cap below one times of annual sale.Good products in each segment.attractive p.e of 6 . and forward pe of 8 in 2013 and 5 in 2014 make and attractive.<br /> <br /> Sales 3211.00 cr<br /> Market Cap 704.47 cr<br /> Dividend 15.00%<br /> EPS (TTM) 11.37<br /> PE 5.87<br /> Book Value 170.12<br /> Face Value 10.00<br /> Market Lot 1.00</div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8806576491940133613-2722999394192668705?l=multibeggarstock.blogspot.com' alt='' /></div>ketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.com0tag:blogger.com,1999:blog-8806576491940133613.post-9481431924135901962012-01-01T04:18:00.000-08:002012-01-07T18:14:27.133-08:002012-01-07T18:14:27.133-08:00<div dir="ltr" style="text-align: left;" trbidi="on"> Value Investing ; jan2012 Values picks from Ketan&nbsp; Shah<br /> <br /> Stock recommended are extremely cheap stocks&nbsp; and value buys for investment for 400 % to 800% gain in ten years time.<br /> <br /> NHPC<br /> <br /> Rolta <br /> <br /> RCF<br /> <br /> Can bank home finance<br /> <br /> IFCI<br /> <br /> GNFC<br /> <br /> Varun shipping<br /> <br /> Medicaps<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8806576491940133613-948143192413590196?l=multibeggarstock.blogspot.com' alt='' /></div>ketan shahhttp://www.blogger.com/profile/01200076447911020516noreply@blogger.com1