Visit the sign up link

From the website:

Just pay using your Discover Card and earn 5% Cashback Bonus on up to $400 in these purchases from October 1 through December 31.
Grocery Stores

Restaurants

Movie Theaters

Movie Rentals

*Sign up to earn 5% Cashback Bonus on purchases made at Grocery Stores, Restaurants, Movie Theaters, and Movie Rentals from 10/1/08 (or the date on which you sign up, whichever is later) through 12/31/08, subject to a cap of $400 in purchases. These purchases must be post to your account by 12/31/08. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account. You will continue to earn unlimited Cashback Bonus of up to 1% on all other purchases. Only Discover More Cardmembers are eligible to participate in this program. See Cashback Bonus Terms and Conditions for further details.

Don’t have a Discover card? I recommend the following with sign up bonuses too.
$50 Discover More Review

$100 DiscoverBiz Review

$100 Miles Review

An easy method would be just buy 3 tacos separately. This must be done before May 20th. You will send in this redemption form to get 4 free movie tickets.

Blue Cash® from American Express

• “Best Cash-Rebate Card” by Kiplinger’s Personal Finance*
• Up to 5% Cash Back with Unlimited Cash Rewards
• Earn unlimited cash back
• 0% Intro APR for 6 months on purchases
• Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
• No Annual Fee
• Express Approval. Get a decision in less than 60 seconds.

Apply Now!

For $100 gift card, you must have 14,400 miles to qualify according to this chart.

Here’s the fine terms on the bonus:

Terms of 12,000 BONUS MILES OFFER: Earn, 1,000 bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 bonus Miles. Bonus Miles will be applied within 8 weeks. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases.

Miles by Discover® Card gives you 12000 bonus miles if you make one purchase every month during the first year

• Book any travel through any airline, travel agent or online travel site
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles.

Apply Now!

First, make sure you have less than 3 Citi Cards so you can apply for the Citi CashReturns Card. The CashReturns card gives you 5% cash back on everything for 3 months. You heard me right, yes 5% cash back on EVERYTHING for the first 3 months with the Citi CashReturns Card. You wondering, I thought you only get 2.51% cash back?

There is a new site Official Payments that allows you to pay your taxes with credit cards. The site charges 2.49% processing fee, therefore you will get 2.51% back from the 5%. This is legit.

From the website:

Official Payments provides electronic payment services to the United States Internal Revenue Service, 25 States, and more than 2,500 local collecting organizations nationwide. The payment pages for each are linked on this website, and grouped into one of the three categories shown below. Select “Pay Now” to begin the process. You can also search for our payment partners by zip code.

You might worry that your approved credit limit is not big enough. It’s simple to raise your credit limit by 1) Ask them to increase your credit limit once approved 2) Transfer your credit limit to your new Citi CashReturns Card from other Citi cards.

There is NO CAPS or LIMITS for cash back earning. Remember, you have 3 months for 5% cash back on Everything. Time the 3 months window right so that you can make all your big purchases during this 3 months. Best time to get this card would be paying your taxes, upcoming wedding, renovating a house, paying your tuition bills, etc etc. Many readers have told me they got over $1000 back with their holidays spending last year.

After signing up for the Citi CashReturns Card, the 3 months officially starts during your application and not the day you got your card in the mail. I would spend everything on this card, whether it’s a getting a coffee at Starbucks or filling up my gas tank. The best part is getting cash back and not Thank You points. Checks will be sent automatically upon earning $50.

Tips:

*If you are converting to this Citi CashReturns from another Citi card, you will not get the 5% Cash Back Promotion.*

**I would even buy gift cards for places you know you will shop. Hence guarantee 5% cash back for the future. Examples: Walmart, gas stations, groceries stores, etc**

***Another site similar to official payment is Pay1040 ***

Quick Summary Citi CashReturns^SM Card:

• Earn 5% cash back on ALL purchases for 3 months
• Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
• NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
• Checks will be sent automatically every time you earn $50 - no calling necessary
• 0% APR* on balance transfers for 12 months
• No Annual Fee

Apply Now!

From the website:

Sign up to earn 5% Cashback Bonus on purchases at restaurants, florists, bookstores, candy shops and pet stores from 2/1/08 (or the date on which you sign up, whichever is later) through 2/29/08, subject to a cap of $200 in purchases. Restaurant purchases are those made at merchants we classify as full-service restaurants, cafes, cafeterias and fast food locations. Purchases of flowers, books, candy and pet supplies must be made at qualifying stand-alone florists, bookstores, candy shops and pet stores. These purchases must post to your account between 2/1/08 and 2/29/08. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account. You will continue to earn up to 1% unlimited Cashback Bonus on all other purchases. Only Discover More Cardmembers are eligible to participate in this program. See Cashback Bonus Terms and Conditions for further details.

Discover® More^SM Card

• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on all other purchases automatically
• Unlimited cash rewards
• Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus PartnersApply Now!

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

There will be a hard pull, but business credit cards will not show on your personal credit report. Hence you can open and close accounts, open more new accounts, and max your credit limit without worrying about your credit report.

The $95 annual fee is waived for the first year. If you don’t find the card worth keeping, keep in mind that you can always cancel the credit card without paying any fees.

Here’s the fine print from American Express:

Bonus points: To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program at the time of purchase and charge your purchases to an eligible, enrolled American Express® Card.
5,000 welcome bonus points are available for first–time Business Gold Rewards Cardmembers only. You may be permitted to have more than one Business Gold Rewards Card account; however, you are eligible to earn welcome bonus points for only one Card account. Additional Cardmembers are not eligible. Welcome bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your first purchase appears on your monthly Business Gold Rewards billing statement. Bonus ID: 9238. Spend bonus points will be awarded to your account depending on the amount of Eligible Spending* in each membership year, as follows: If your Eligible Spending in a membership year is equal to or greater than $20,000 but less than $50,000, you can earn 5,000 spend bonus points; if your Eligible Spending in a membership year is equal to or greater than $50,000, you can earn an additional 20,000 spend bonus points. Spend bonus points will be credited to your Membership Rewards account 12 to 14 weeks after your Eligible Spending reaches the $20,000 and $50,000 threshold amounts, respectively. Bonus ID: 7312; 8192. A one–time renewal bonus of 10,000 points will be awarded to your account 12 to 14 weeks after you pay the annual membership fee for the second membership year. Bonus ID: 3125.

So according to the terms, you can get an extra 5000 points bonus after $20K in spending and another 20000 bonus points after $50K in spending. is a limited time offer. Take advantage of this offer and apply right away.

The main reason I want to sign up is because of the bonus money. From the website:

When you refer friends to Lending Club and they become borrowers or lenders, we will deposit a bonus into each of your Lending Club accounts. You will each earn:

* $25 when your friend successfully submits a loan application
* $25 when your friend opens a lender account with $1-$999
* $50 when your friend opens a lender account with $1,000 or more

Here’s what to do:

1. Go though this Lending Club link
2. Fill in your name, email, password, and make up a user ID.
3. Verify your identity
4. Add your bank account and wait them to withdraw an amount less than $1
5. Wait for a few days, and verify the amount that has been withdrawn.
6. Deposit the amount you want. $1000 in order to get a $50 bonus or $1 to get $25 bonus.
7. Bonus show up 4 days after the initial deposit.

My experience has been a positive one. Since I have $1000 in my account that I don’t need, I went ahead and deposit the $1K in order to get the maximum bonus money. If you don’t have the $1K, then deposit $1 to get your $25 bonus. I’m not worry about depositing $1K because I went ahead and withdraw the $1K from Lending Club back into my bank account. I lost a week of interest, but gain $50 bonus. Not bad of a deal. The best part about Lending Club is you don’t even need to lend out any money to get your bonus money. There is also no hard pull on your credit report. Although I recommend to loan out your $50 bonus just to give them a try. You can’t lose anything since it’s free money and the average return is 12.32% (The Street).

I also got $100 bonus for referring people. Again, thanks for signing up through my referral link.

If you are interested in making another $25 bonus, check out my Prosper Review.

Get your mileage bonus in two easy steps:

1. Register for this limited-time offer.
2. Transfer Membership Rewards points to your SkyMiles account.

One of the best advantages is getting free money for sign up bonuses. The American Express Preferred Rewards Green Card gives out 5000 bonus points after your first purchase. The 5000 bonus points can be converted to a $50 gift card from stores such as Home Depot, Gap, Blockbuster, Barnes & Noble, Banana Republic, and so on. Even though it’s a business card, you do qualify to apply as sole proprietorship.

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

In addition, you can access to the Membership Rewards program for no additional fee. Cardholders earn one point per dollar spent on all purchases. The annual fee is waived for the first year. Make sure you cancel the card before the 1 year anniversary if you feel the card is not worthy of the fee. Other benefits include up to $100,000 in travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more.

American Express Preferred Rewards Green Card

• You can earn 5,000 Membership Rewards bonus points after your first purchase with the card –redeemable for a $50 gift card
• The Membership Rewards program
  also lets you transfer points to 11 frequent flyer programs: 1 point =
  1 frequent flyer mile or frequent guest credit for most programs
• Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
• Many other travel and shopping benefits
• No Pre-set Spending Limit

Apply Now!

From the website:

This coupon can be redeemed once online at BN.com per customer. This coupon is not valid at Barnes & Noble College Bookstores or Barnes & Noble retail stores. Full payment must be made with a valid MasterCard card. The 40% discount will be applied to the online price of the most expensive eligible book in the order — not the entire purchase. For Members, the discount will be in addition to Member discount.

This coupon expires at 2:59 a.m. Eastern Time on January 1, 2008.