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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearch/1.1/" xmlns:georss="http://www.georss.org/georss" version="2.0"><channel><atom:id>tag:blogger.com,1999:blog-288858287590827405</atom:id><lastBuildDate>Fri, 05 Feb 2010 05:30:16 +0000</lastBuildDate><title>My Life, Starting Up</title><description>The startup instruction booklet, powered by my life.</description><link>http://www.mylifestartingup.com/</link><managingEditor>noreply@blogger.com (Lefty)</managingEditor><generator>Blogger</generator><openSearch:totalResults>262</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/MyLifeStartingUp" /><feedburner:info xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" uri="mylifestartingup" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-5069247315293950841</guid><pubDate>Sat, 16 Jan 2010 21:30:00 +0000</pubDate><atom:updated>2010-01-16T13:50:28.532-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">ATT</category><category domain="http://www.blogger.com/atom/ns#">cell service</category><category domain="http://www.blogger.com/atom/ns#">cell reception</category><title>AT&amp;T Sucks!  It's the Worst Service EVER!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/S1IznC_-o4I/AAAAAAAAPRM/CM3REFBIcAU/s1600-h/att-sucks.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 283px; height: 300px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/S1IznC_-o4I/AAAAAAAAPRM/CM3REFBIcAU/s400/att-sucks.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5427457246848000898" /&gt;&lt;/a&gt;&lt;br /&gt;I can't understand how I can be charged as much as I'm charged for a service that is so underwhelming in every respect?  I was a Verizon customer for years, but when the iPhone came out, I jumped ship.  While I do like most aspects of the iPhone, the actual telephone itself is a piece of crap.  I'd like to give AT&amp;T an out in terms of blaming part of the service issues on the iPhone itself, but I just can't seem to find a big enough argument for that.  AT&amp;T was known to always have connection issues in the Bay Area.  But this is getting absurd.&lt;br /&gt;&lt;br /&gt;As is customary, I call AT&amp;T about once a month after I've had it with their service.  I drop an average of 2 to 3 calls PER DAY!  It may not seem like much, but imagine conducting a business phone call and losing connectivity - often more than once per session.  Or how about coming to rely on the internet or their maps only to find out you can't get 3G (or even EDGE) access?&lt;br /&gt;&lt;br /&gt;So I was on the phone with AT&amp;T yesterday, hoping that they'd add my comments to their never-ending list of complaints which would finally jolt them into action.  They gave me the same story they always give.  "We have updated carrier settings - this should clear up your issues".  So I complained that this would do nothing, since it never does. Well, upon restarting my phone after applying the settings, the very first call I made dropped.  I'm not even kidding.  And then, while in San Francisco, my phone refused to pick up 3G or even EDGE for a full 15 minutes.  Are they really going to tell me that San Francisco has parts, large parts (because I was driving), that don't have any internet coverage for their phones?  Probably not - it's just that their towers or technology or something else, is an absolute joke.&lt;br /&gt;&lt;br /&gt;I got a letter from AT&amp;T last week that they had just added another tower near my home.  A lot of good that did.  My phone now drops even more calls at home - which I'm assuming is because my phone keeps switching between the towers near me (my bars change constantly while sitting in one location in my house), even though they claim the phone is supposed to "lock" onto a tower.&lt;br /&gt;&lt;br /&gt;There are times I cannot even activate the cellular network.&lt;br /&gt;&lt;br /&gt;So what do I want done about this?  I want them to upgrade their damn network.  This is San Francisco.  Home of the iPhone.  Home of technology.  And they can't service the damn area.  I would like AT&amp;T to actually do two tangible things:&lt;br /&gt;&lt;br /&gt;1) Take responsibility for their shitty service once and for all and admit to their problems.  Well, I guess they have.  AT&amp;T Ceo admits their service sucks! (&lt;a href="http://blogs.wsj.com/digits/2009/12/09/att-to-new-york-and-san-francisco-were-working-on-it/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+wsj%2Fbiztech%2Ffeed+%28WSJ.com%3A+Business+Technology%29"&gt;here&lt;/a&gt;)   &lt;br /&gt;2) Stop signing up iPhone/smartphone customers in problem areas until this issue can be resolved.&lt;br /&gt;&lt;br /&gt;I seriously can't believe they continue to advertise when they can't service their existing clients.  Stop spending those millions on advertising and build us some new towers or technology.&lt;br /&gt;&lt;br /&gt;Screw you AT&amp;T.  I can't wait until the NexusOne or the iPhone get on Verizon.  I'll happily switch back.  Yes, Verizon has problems.  Like their closed garden.  But I've found out that the quality of the network is of utmost importance!&lt;br /&gt;&lt;br /&gt;I can't believe there's even an app to tell AT&amp;T they suck in NYC (&lt;a href="http://gizmodo.com/5420524/mark-the-spot-iphone-app-tells-att-where-they-suck"&gt;here&lt;/a&gt;)&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-5069247315293950841?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2010/01/at-sucks-its-worst-service-ever.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/S1IznC_-o4I/AAAAAAAAPRM/CM3REFBIcAU/s72-c/att-sucks.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-1775572869783185323</guid><pubDate>Sun, 10 Jan 2010 17:56:00 +0000</pubDate><atom:updated>2010-01-10T10:21:55.723-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">john mauldin</category><category domain="http://www.blogger.com/atom/ns#">investment</category><category domain="http://www.blogger.com/atom/ns#">green shoots</category><category domain="http://www.blogger.com/atom/ns#">economy</category><title>Where Are Those Green Shoots?  It's the Economy Stupid. And John Mauldin.</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/S0oZzowN73I/AAAAAAAAPPY/LWslDZHK02I/s1600-h/green_shoots.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 250px; height: 226px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/S0oZzowN73I/AAAAAAAAPPY/LWslDZHK02I/s400/green_shoots.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5425177076024864626" /&gt;&lt;/a&gt;&lt;br /&gt;It's now been about 5 months since we started hearing about those green shoots that indicated our economy was on the rebound.  It seemed like most people agreed at the time.  I didn't.  I wondered how the economy could be on a rebound when all signs pointed to the contrary.  So job losses weren't as bad one month, less people were on unemployment, and the market was up.  That was all it took for a rebound?&lt;br /&gt;&lt;br /&gt;It seems almost elementary when I think about how ridiculous those statements are and how easily the green shoots theory can be turned right around?  Let's think about this.  What is one possible reason for there to be fewer people collecting unemployment?  Well, how about the fact that there is a certain segment of the population who have been on unemployment so long that their benefits are beginning to run out.  Come on - is it that hard to realize that?  Or maybe since job losses fell last month, there are fewer first time unemployment filings.  &lt;br /&gt;&lt;br /&gt;And since when does the following statement make sense to so many people?   "Well it wasn't as bad now as it was last month, so that must mean it's getting better".  Less bad and getting better are by definition quite different.  Sure, the economy may not be sucking at a rate as fast as it was last month - but that's a far cry from getting better.&lt;br /&gt;&lt;br /&gt;Now I know John McCain was espousing how the fundamentals of our economy were sound a few years back.  I still chuckle at this.  And I still say the fundamentals of our economy suck.  Forget about the increase in spending this administration is going through.  Don't get me started.  How about the continuous bailouts, the secret AIG deal, increasing military spending, states running out of money at a ridiculous rate, lack of oversight on Wall Street as, which I assure you only makes sense to those who manipulate the market, it continues to rise.  &lt;br /&gt;&lt;br /&gt;Or how about Medicare and Medicaid running out of money, social security debt looming, and... wait for it... our uncontrollable debt which doesn't seem to be an issue to anyone.&lt;br /&gt;&lt;br /&gt;I've been reading quite a bit of John Mauldin recently.  He's an interesting investment adviser and analyst and I think he's spot on with his comments.  He's one of the few people I've read who isn't all that optimistic about markets and the economy and it's a breath of fresh air - because IT MAKES SENSE!  You can subscribe to his newsletters for free here: &lt;a href="http://www.johnmauldin.com/"&gt;John Mauldin&lt;/a&gt; - at the bottom of the page.  It'd be good for you, I assure you.  Open up that mind.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-1775572869783185323?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2010/01/where-are-those-green-shoots-its.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/S0oZzowN73I/AAAAAAAAPPY/LWslDZHK02I/s72-c/green_shoots.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-2168494543972471720</guid><pubDate>Mon, 28 Dec 2009 04:32:00 +0000</pubDate><atom:updated>2009-12-30T23:05:55.142-08:00</atom:updated><title>Prius drivers are the absolute worse drivers in the world! They suck and I know why...</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/Szg_CjKWeHI/AAAAAAAAPOA/CcWrpUtrSo4/s1600-h/Stivers-11-4-07-Prius-drive.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 305px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/Szg_CjKWeHI/AAAAAAAAPOA/CcWrpUtrSo4/s400/Stivers-11-4-07-Prius-drive.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5420151464571336818" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/Szg_CGkPExI/AAAAAAAAPN4/ESEaH2iJCHQ/s1600-h/prius-_1.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 301px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/Szg_CGkPExI/AAAAAAAAPN4/ESEaH2iJCHQ/s400/prius-_1.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5420151456895275794" /&gt;&lt;/a&gt;&lt;br /&gt;This idea first settled into my head about a year and a half ago.  It's been germinating ever since.  I've always been interested in finding patterns in noise and this one was just too easy to discern.&lt;br /&gt;&lt;br /&gt;Why are Prius drivers the worst drivers on the planet?  Oh there are just too many reasons.  How about driving well below the speed limit in the fast lane?  How about switching lanes without blinkers or without a care in the world?  How about cutting people off?  How about blinkers on and not turning.  How about yapping on the phone while doing 20 on the highway?  How about inching down the road, obviously looking for a parking spot, but not caring that there's a line of people behind them.  It's unbelievable if you haven't noticed it before, but I guarantee that after you read this, you'll notice I'm right within a few days.  All I'm asking for is some damn common courtesy.&lt;br /&gt;&lt;br /&gt;I did some research to see if other people had written about this.  One comment said that the reason we notice Prius drivers are the worst drivers around is because there are so many Priuses on the road.  I hope that commenter wasn't serious - or else he probably drives one.  More prevalent than BMW's in the Bay Area?  More prevalent than Honda Accord's?  So much more prevalent that I notice an undeniable pattern?  I doubt it.&lt;br /&gt;&lt;br /&gt;Here's my deduction as to why Prius drivers suck.  Now I have friends that drive them, so sorry to you guys.  And I do realize that this is a broad, sweeping generalization, but here goes.  Entitlement.  These people think that because they've shelled out some money to reduce emissions that they're now holier than though.  That it doesn't matter what they do because they're on a crusade to save the planet.  It's their way on the highway.  &lt;br /&gt;&lt;br /&gt;I don't mind people saving the planet.  It's a nice gesture.  I do my share to save the planet as well.  But just because people do good doesn't mean it entitles you to anything.  I recycle.  I reuse grocery bags.  I buy energy efficient products.  And I don't drive like an ass.  &lt;br /&gt;&lt;br /&gt;So all you Prius drivers.  Go take some driving lessons.  While you may be decreasing your carbon output, you're increasing, exponentially, ill will throughout the world.  And that may just be even more detrimental to the environment.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-2168494543972471720?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/12/prius-drivers-are-absolute-worse.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/Szg_CjKWeHI/AAAAAAAAPOA/CcWrpUtrSo4/s72-c/Stivers-11-4-07-Prius-drive.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-2128524184354907169</guid><pubDate>Fri, 27 Nov 2009 17:33:00 +0000</pubDate><atom:updated>2009-11-27T09:46:48.032-08:00</atom:updated><title>I'm Back!  And Working Full Time</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SxAQfV4aewI/AAAAAAAAPJs/ebDWOGt6XwQ/s1600/42435.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 110px; height: 110px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SxAQfV4aewI/AAAAAAAAPJs/ebDWOGt6XwQ/s400/42435.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5408841283107715842" /&gt;&lt;/a&gt;&lt;br /&gt;After another long hiatus, I've decided to try to begin writing regularly again.  There are lots of times over the past few months when I thought about putting pen (keyboard) to paper (screen), but just couldn't get myself to do it.  Part of it was the fact that my life was in flux and I was just trying to figure out where it was going.&lt;br /&gt;&lt;br /&gt;Well, I started a job as a Sr Product Manager at Symantec two weeks ago.  I had been busy interviewing at several places, but decided that this position was best for a variety of reasons.  Most surprisingly though was, and is, how entrepreneurial it is.  I'm working on emerging products on the consumer side (NortonLive), in a group that is separate from the core Symantec products.  Though working full time at Symantec, I am still working on Vyoo.  It is my dream and I won't let it die a quiet death until I've pursued all avenues.  &lt;br /&gt;&lt;br /&gt;The real reason I ended up getting a job was not because I've given up on my idea, but because I couldn't pay my minimum monthly balance on my credit card anymore.  It was that high!  And my part time gigs just weren't cutting it.  Sometimes in life you gotta do what you gotta do.&lt;br /&gt;&lt;br /&gt;I'll leave the details to future posts, but wanted to get something out on my blog in the interim.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-2128524184354907169?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/11/im-back-and-working-full-time.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SxAQfV4aewI/AAAAAAAAPJs/ebDWOGt6XwQ/s72-c/42435.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-3003155002187580617</guid><pubDate>Wed, 21 Oct 2009 20:22:00 +0000</pubDate><atom:updated>2009-10-21T14:02:46.664-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">startup</category><category domain="http://www.blogger.com/atom/ns#">vyoo</category><title>My Long Hiatus - Machu Picchu</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/St920k7Sd_I/AAAAAAAAPCM/hoXmREBRp-0/s1600-h/IMG_0657.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/St920k7Sd_I/AAAAAAAAPCM/hoXmREBRp-0/s400/IMG_0657.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5395161524250769394" /&gt;&lt;/a&gt;&lt;br /&gt;I seem to be taking off large chunks of time from writing this blog.  I always said I wouldn't do that, but some days it's hard to write.&lt;br /&gt;&lt;br /&gt;Quite a bit has been going on these last few weeks, including a two week trip to Peru.  I have to say, Machu Picchu was well worth the effort.  It's truly an amazing spectacle.&lt;br /&gt;&lt;br /&gt;For full disclosure, I've been struggling with what to do about Vyoo for the past month.  I received a credit card statement last month in which I could barely make the interest payment.  It was then that it hit me.  I'm dead broke (really beyond broke).  I have no income.  I have no expectation of any real income, and if I raise money, it's months away.&lt;br /&gt;&lt;br /&gt;It was depressing to say the least.  And while I vowed not to let money dictate the fate of Vyoo, it certainly has played a role in how I'm deciding to progress with the company.  We've recently finished the product and rewrote our algorithm... again.  I've started pushing more invites out and I'm planning on doing a full launch in the next week.  Concurrent with this launch, I've started looking for work to begin to pay the bills.&lt;br /&gt;&lt;br /&gt;I'm still incredibly passionate about what I'm doing, but it comes with several caveats.  I think it's time to begin progressing my career professionally, meaning moving to a more structure company with financial support.  It's time to start paying my bills and my debt down, because I'm not getting any younger.  And it's time to generate some cash so I can invest it into the company.  &lt;br /&gt;&lt;br /&gt;Anyway, I've always vowed to be open and honest about what we're doing, so I didn't want to sugar coat anything.  It's been a rough month - one of the reasons I've slacked on posting anything here.  But what I've learned more than anything else is that I'm an entrepreneur.  And while I may get a "real" job, it's with the intention of getting back to the startup world somewhere down the road.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-3003155002187580617?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/10/my-long-hiatus.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/St920k7Sd_I/AAAAAAAAPCM/hoXmREBRp-0/s72-c/IMG_0657.JPG" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">6</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-6131893934901830963</guid><pubDate>Thu, 10 Sep 2009 21:42:00 +0000</pubDate><atom:updated>2009-09-10T14:47:09.511-07:00</atom:updated><title>What a Great Story - "Telkom ADSL speed beaten by pigeon"</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SqlztpdkVkI/AAAAAAAAOYg/EVpOG8NbtUE/s1600-h/650.jpeg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 291px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SqlztpdkVkI/AAAAAAAAOYg/EVpOG8NbtUE/s400/650.jpeg" border="0" alt=""id="BLOGGER_PHOTO_ID_5379958457931945538" /&gt;&lt;/a&gt;&lt;br /&gt;I had to share this.  Here's an example of a company that is probably resting on its laurels.  From Business Day (&lt;a href="http://www.businessday.co.za/Articles/Content.aspx?id=81045"&gt;here&lt;/a&gt;):&lt;br /&gt;&lt;br /&gt;&lt;span style="font-style:italic;"&gt;&lt;br /&gt;"Homing pigeon Winston has made history by beating a Telkom ADSL line in delivering 4GB of data from Howick to Hillcrest, outside Durban in far less time than it takes to download the data using the state-run Telkom’s data network.&lt;br /&gt;&lt;br /&gt;It took Winston 2 hours 6 minutes and 57 seconds, whereas the ADSL download was still under 5 % downloaded by the time the bird landed.&lt;br /&gt;&lt;br /&gt;Winston took off from Howick after 10:00 this morning and travelled 80 kilometers, or 70 as the bird flies, to ensure the data arrived at it’s destination quickly.&lt;br /&gt;&lt;br /&gt;Financial services company The Unlimited decided to test Telkom’s ADSL speed against World War I technology - the ancient technology won.&lt;br /&gt;&lt;br /&gt;While the ADSL line was actually given a head start of almost half an hour, Winston still beat the service by 95%.&lt;br /&gt;&lt;br /&gt;There has been no comment by Telkom."&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-6131893934901830963?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/09/what-great-story-telkom-adsl-speed.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SqlztpdkVkI/AAAAAAAAOYg/EVpOG8NbtUE/s72-c/650.jpeg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-8189354943070458901</guid><pubDate>Thu, 10 Sep 2009 21:14:00 +0000</pubDate><atom:updated>2009-09-10T14:20:08.315-07:00</atom:updated><title>We're Switching Teams  - WSGR</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SqltaRHz4WI/AAAAAAAAOYY/_0pnkF7rMeo/s1600-h/cs_lgo_wsgr.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 180px; height: 70px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SqltaRHz4WI/AAAAAAAAOYY/_0pnkF7rMeo/s400/cs_lgo_wsgr.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5379951527910957410" /&gt;&lt;/a&gt;&lt;br /&gt;Two years ago I met with WSGR to discuss legal representation for our startup.  I met with one of their parnters, &lt;a href="http://www.wsgr.com/wsgr/DBIndex.aspx?SectionName=attorneys/BIOS/2216.htm"&gt;Mark Rienstra&lt;/a&gt;, who I got along with really well.  After much deliberation, we decided that their deferred payment terms were too high.  So we went with Fenwick &amp; West at the time.  Unfortunately our partner at Fenwick left for Reed Smith and we got lost in the shuffle.  As we approach funding now - I want all of our ducks in a row - and they're not quite there yet.  We determined we needed more support and therefore re-engaged several law firms to discuss working together.  I reconnected with Mark and sat down for a meeting.&lt;br /&gt;&lt;br /&gt;Their terms for the deal were more fair this time around and since we had a relationship already, it made working together much easier.  So a few weeks ago, we signed a deal.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-8189354943070458901?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/09/were-switching-teams-wsgr.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SqltaRHz4WI/AAAAAAAAOYY/_0pnkF7rMeo/s72-c/cs_lgo_wsgr.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-7143880002720465064</guid><pubDate>Thu, 27 Aug 2009 00:40:00 +0000</pubDate><atom:updated>2009-08-26T17:49:07.333-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">geckogo</category><category domain="http://www.blogger.com/atom/ns#">travel</category><title>GeckoGo</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SpXXc8Cj3YI/AAAAAAAAOWc/RkRwLlcmgAY/s1600-h/geckogo-logo.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 216px; height: 67px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SpXXc8Cj3YI/AAAAAAAAOWc/RkRwLlcmgAY/s400/geckogo-logo.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5374438622489730434" /&gt;&lt;/a&gt;&lt;br /&gt;Yesterday afternoon I met with travel startup &lt;a href="http://www.geckogo.com"&gt;GeckoGo&lt;/a&gt;.  They're part of the Facebook Fund startup class and are developing a travel content provisioning system.  They've been around for a couple of years and have some pretty good traction in terms of users and even content.  They were founded for some of the same reasons that urged me to start Vyoo.  Discontent with existing offerings.  &lt;br /&gt;&lt;br /&gt;Looking at what's out there, it's a shame that there's so much money pouring into the travel space and some large incumbents, but nobody up to this point has captured enough of the market or even created a viable, one stop shop.  &lt;br /&gt;&lt;br /&gt;Looking at GeckoGo's offering, they are trying to put something like this together.  Even such things as finding the right time of year to hit a destination haven't been done well, until now.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-7143880002720465064?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/08/geckogo.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SpXXc8Cj3YI/AAAAAAAAOWc/RkRwLlcmgAY/s72-c/geckogo-logo.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-5033095228015698971</guid><pubDate>Wed, 19 Aug 2009 18:54:00 +0000</pubDate><atom:updated>2009-08-19T12:15:42.702-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">dell sucks</category><title>Ugggh.... Dell, What Are You Doing to Me?  Dell Sucks!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SoxPTivzw3I/AAAAAAAAOVo/kVpw0AWHW8g/s1600-h/dell_sucks_ad.JPG.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 290px; height: 134px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SoxPTivzw3I/AAAAAAAAOVo/kVpw0AWHW8g/s400/dell_sucks_ad.JPG.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5371755652709598066" /&gt;&lt;/a&gt;&lt;br /&gt;Two weeks ago I had an experience with Dell that made me think twice about their crappy customer service.  I've been a Dell customer for fifteen years.  They sold me my second, third, fourth, fifth, and sixth computers (my first was custom built).  I know them well.  Their customer service used to be top notch - award winning.  Until about 5 years ago.  They shipped most of it offshore.  And they obviously began cutting costs, including the implementation of VOIP, making it difficult to try to work with the technician on the phone.  And they began to treat you like the village idiot.  A typical comment, "Sir, have you tried powering off for five minutes?"  Are you kidding?  &lt;br /&gt;&lt;br /&gt;Unfortunately, there was a constant need to talk to tech support, because their products became suckier and suckier.&lt;br /&gt;&lt;br /&gt;Anyway.  Two weeks ago, my computer broke.  I mean, broke!  The screen just went black.  I could boot into safe mode but that was it.  I spoke to customer support.  My computer (which was already a replacement for another broken Dell computer that heated up to unfathomable levels) was out of warranty.  But the nice tech asked if I'd like to extend the warranty and then get it repaired.  Was this a joke?  I honest to god thought it was.  So for a hundred and something bucks I bought the extended warranty.  While they probably made money on the transaction, I undoubtedly saved myself from buying another computer.  So they came out to fix my computer, on site.  They replaced my LCD, my hard drive, and my video card.  I felt like I had an almost new computer.  Everything worked like a charm.  For two weeks.  Then the same problem happened again.  This time they fixed it on the phone by fixing a driver issue.  But the problem started again the next day.  Now I need to send my laptop back to Dell...which will take 8 days, at least.  Fortunately I have my roommates computer...but WTF?!  I mean...how am I supposed to work on my business like this?  &lt;br /&gt;&lt;br /&gt;And now I'm wondering if the computer will ever be fixed?  I mean, they replaced most of the guts of it already.  And message boards are filled with customers experiencing the same issue.  &lt;br /&gt;&lt;br /&gt;So take at least 2 days (on each end) out of getting anything done when this happens - because not only do I have to try to fix the computer, but I have to setup all of my software again.  What a damn hassle!  The way I look at it, Dell owes me about 8 days + 8 (for sending it back) days of compensation.  Or how about at least a computer that works?&lt;br /&gt;&lt;br /&gt;For the record, I love the Thinkpad T60 I'm using.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-5033095228015698971?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/08/ugggh-dell-what-are-you-doing-to-me.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SoxPTivzw3I/AAAAAAAAOVo/kVpw0AWHW8g/s72-c/dell_sucks_ad.JPG.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-5709553692304834635</guid><pubDate>Thu, 06 Aug 2009 21:51:00 +0000</pubDate><atom:updated>2009-08-06T15:00:50.128-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">vyoo</category><title>What's Up?</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/SntSh_tAaxI/AAAAAAAAOTI/V_Ez2Ydifes/s1600-h/logo_slogan_transparent.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 147px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/SntSh_tAaxI/AAAAAAAAOTI/V_Ez2Ydifes/s400/logo_slogan_transparent.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5366974124931443474" /&gt;&lt;/a&gt;&lt;br /&gt;It's been a while since I've blogged.  For good reason.  I've been incredibly busy with the business.  While I'd like to explain everything I've been doing, I'm not at liberty to discuss it all.  We haven't secured funding, but we've been having successful meetings with people.&lt;br /&gt;&lt;br /&gt;One the business front, we've experienced out ups and downs with developers, UI people, psychologists, consultants, friends, family, etc. over the past two years.  &lt;br /&gt;&lt;br /&gt;This taught me two very important lessons or at least confirmed what I already thought I knew:&lt;br /&gt;1) Involve yourself and your company only with people who share your passion.  I'm not talking about someone helping you craft a mission statement or coding a few lines of code.  I'm talking about people you bring into your inner circle.  &lt;br /&gt;&lt;br /&gt;While it's nice to just get people working with you (and sometimes that's a necessity early on), it will end up taking up even more of your time if they're not in it for the right reasons.  This is a hard thing to realize.  What I'm saying is, recognize people's value, passion, and interest - and plan accordingly.  Don't make someone a founder just because you think you need someone.  Don't bring on a CTO just because you need one.&lt;br /&gt;&lt;br /&gt;2) Money talks.&lt;br /&gt;&lt;br /&gt;For all of those tasks you need completed that don't require a vested interest in your company - find a way to pay people.  I've had to ask for a lot of favors through the past two years.  And it sucks, because nobody is on your timeline.  I want things done yesterday.  Realistically - they won't be done until next month.  I imagine if I were paying these people fair market value, that would probably change things.  It's a bit of a catch 22.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-5709553692304834635?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/08/whats-up.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_qoTL-iRC8LM/SntSh_tAaxI/AAAAAAAAOTI/V_Ez2Ydifes/s72-c/logo_slogan_transparent.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-1868002896424196618</guid><pubDate>Fri, 10 Jul 2009 04:40:00 +0000</pubDate><atom:updated>2009-07-09T21:56:31.321-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">socialized medicine</category><category domain="http://www.blogger.com/atom/ns#">health care</category><category domain="http://www.blogger.com/atom/ns#">reform</category><title>Allow Me To Explain... Healthcare Reform in the US is Doomed</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SlbJTBzRB3I/AAAAAAAAOLs/1UyGbNEeLMc/s1600-h/cry-babies.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 286px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SlbJTBzRB3I/AAAAAAAAOLs/1UyGbNEeLMc/s400/cry-babies.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5356690135541942130" /&gt;&lt;/a&gt;&lt;br /&gt;I had some people comment on my last rant about health care for all in this country.  What most people DO NOT understand is that the current policy proposal is much like the system that Massachusetts has been running for years.  And, contrary to the opinions from those who feel like giving free medicine to all, it is not working.  And it is harming the welfare of doctors, specifically those in specialty fields.  And it is creating worse health care.&lt;br /&gt;&lt;br /&gt;Read this and then I'll happily debate with you over the current proposal.  I'm all for healthcare reform.  I really am.  But I'm not for agreeing with, "oh yea, let's cover everyone with some extra taxes and cost cutting measures".  Why don't we actually solve the problems that exist rather than throw an expensive band aid at it?.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;From the ACC:&lt;br /&gt; &lt;br /&gt;July 8, 2009&lt;br /&gt;&lt;br /&gt;If you don't read another edition of this publication, read this one. Then read it again and get ready to join the ACC's fight for the viability of your practice! CMS late last week proposed mind-boggling cuts to cardiology that could be 30 percent or higher beginning in 2010. Taken together with the payment cuts cardiology already has experienced, this wrongheaded proposal represents a real threat to your practice and to the patients you serve.&lt;br /&gt;&lt;br /&gt;Let's break down the horrible numbers. The proposed rule slashes Medicare payments by more than 11 percent for the average cardiology practice as a result of a badly managed practice expense survey. Out of thousands of cardiology practices solicited this survey is based on input from approximately 50. Somehow this small sample size showed that CV practices have experienced a 30 percent reduction in practice costs.&lt;br /&gt;&lt;br /&gt;Does that match up to the numbers in your practice? Of course not. This survey has no credibility and CMS chose to disregard the standards it previously put in place to ensure the quality of practice expense data. We believe this is a significant departure from previous policy and may be a violation of the law. It is ironic that the agency that purports to support an evidence-based approach to medicine is making major decisions based on shoddy and incomplete data.&lt;br /&gt;&lt;br /&gt;It gets worse! As if the 11 percent were not bad enough, most of the core cardiology services face cuts ranging from 20 to 40 percent. Add in the regularly scheduled SGR cuts of more than 20 percent and practices could see possible payment cuts ranging from 25 to almost 50 percent.&lt;br /&gt;&lt;br /&gt;This is not what we meant by putting quality first. The timing couldn't be worse. Just as we're moving forward with real proposals for health care reform that would improve quality, reduce waste, slow spending and improve the viability of CV practices, along comes this CMS hatchet job. Arbitrary price controls do not equal reform and will only lead to greater disparities in health care.&lt;br /&gt;&lt;br /&gt;That's the bad news. The good news is that this proposal is subject to revision. Your ACC is fighting this change at all levels through CMS, Congress and the Administration. ACC President Fred Bove, and your elected officers and Washington-based staff are all over this crisis on your behalf.&lt;br /&gt;&lt;br /&gt;Working closely with our partner cardiovascular societies we are developing a detailed response to CMS and working the halls of Congress to bring political pressure to bear on the agency. We are reaching out beyond cardiology to engage other specialties like oncology that also face daunting cuts that will inevitably impact patient diagnosis and treatment. On the regulatory side, ACC staff is working closely with the Advocacy Steering Committee and the CV RUC to prepare a substantive analysis and response to this proposed rule. We anticipated this action from CMS and have identified technical expert consultants who can assist us with our analysis and help propose alternatives.&lt;br /&gt;&lt;br /&gt;We have been rocked by this proposal and now it's time to roll! Here are four key ways you can get involved:&lt;br /&gt;&lt;br /&gt;    * The ACC has launched a grassroots campaign to get Congress involved. Go to www.acc.org/can and send a letter to your members of Congress explaining in detail how 20 to 40 percent cuts will impact your ability to practice medicine.&lt;br /&gt;    * Take part in a video campaign that can be shared with members of Congress, regulatory officials and the public. Upload a 30-40 second video about the impacts of large-scale cuts on your ability to provide patients with the right care at the right time. Email Molly Nichelson at mnichels@acc.org to have it posted for you on ACC Advocacy's YouTube" site. Don't own a video camera? Submit your story via the ACC's online forum, "The Lewin Report."&lt;br /&gt;    * Take part in the ACC's "Cut the Cuts Roadshow" and volunteer to give your own or facilitate an ACC-taped presentation on the implications of the cuts on cardiology to your hospital or practice group. Email qualityfirst@acc.org for more information&lt;br /&gt;    * Get involved with your local Chapter's efforts: this could include volunteering your practice to host a "Cardiologist for a Day" event, writing op-eds and more. Go to www.acc.org/chapters for contact information or email qualityfirst@acc.org.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-1868002896424196618?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/07/allow-me-to-explain-healthcare-reform.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SlbJTBzRB3I/AAAAAAAAOLs/1UyGbNEeLMc/s72-c/cry-babies.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-1068812254106322758</guid><pubDate>Sun, 05 Jul 2009 02:14:00 +0000</pubDate><atom:updated>2009-07-04T19:22:58.432-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">business week</category><category domain="http://www.blogger.com/atom/ns#">magazines</category><category domain="http://www.blogger.com/atom/ns#">forbes</category><category domain="http://www.blogger.com/atom/ns#">freebies</category><category domain="http://www.blogger.com/atom/ns#">free stuff</category><title>Free Magazine Subscriptions - Forbes and BusinessWeek</title><description>&lt;div align="center"&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/SlAOMXyxIBI/AAAAAAAAOGk/sR1mt7I5-0s/s1600-h/081013+ForbesCover.jpg"&gt;&lt;img style="cursor:pointer; cursor:hand;height: 200px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/SlAOMXyxIBI/AAAAAAAAOGk/sR1mt7I5-0s/s200/081013+ForbesCover.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5354795562651688978" /&gt;&lt;/a&gt;&amp;nbsp;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/SlAOMMXynzI/AAAAAAAAOGc/Iwte3RhO2bQ/s1600-h/081006+BusinessWeekCover.jpg"&gt;&lt;img style="cursor:pointer; cursor:hand;height: 200px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/SlAOMMXynzI/AAAAAAAAOGc/Iwte3RhO2bQ/s200/081006+BusinessWeekCover.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5354795559585750834" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;Two of my favorite magazines.  Well worth it.  Free.  If anyone reads magazines anymore.  Actually, I like magazines because they're very portable and easy to read.  Especially in the bathroom.  Newspapers are too inconvenient.  Thus the demise of newspapers.&lt;br /&gt;&lt;br /&gt;Anyway, here are the links.  They're free.  No credit cards.  Just answer a few questions and give 'em your address.  I usually fill out a fake name.  And use my spam email address so as not to be bombarded by spam.  I recommend you do the same.  You don't have a spam email address you say?  Well time to create one.  By the way, Forbes is an awesome magazine for those who haven't spent much time reading it.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight:bold;"&gt;Business Week&lt;/span&gt; (&lt;a href="http://www.rewardsgold.com/mags/bw/sg_bus_week_pg1.htm"&gt;here&lt;/a&gt;)&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight:bold;"&gt;Forbes&lt;/span&gt; (&lt;a href="http://www.rewardsgold.com/mags/forbes_celeb_em/sg_forbes_pg1.htm"&gt;here&lt;/a&gt;)&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-1068812254106322758?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/07/free-magazine-subscriptions-forbes-and.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_qoTL-iRC8LM/SlAOMXyxIBI/AAAAAAAAOGk/sR1mt7I5-0s/s72-c/081013+ForbesCover.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-7471226812969189943</guid><pubDate>Wed, 01 Jul 2009 20:35:00 +0000</pubDate><atom:updated>2009-07-01T14:26:02.918-07:00</atom:updated><title>Obama is Making Me a Republican!  Americans Need To Take Responsibility!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SkvUY2HnO7I/AAAAAAAAOF8/gB8PxSBmUi4/s1600-h/communist-obama-33751.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 288px; height: 400px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SkvUY2HnO7I/AAAAAAAAOF8/gB8PxSBmUi4/s400/communist-obama-33751.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5353606105369361330" /&gt;&lt;/a&gt;&lt;br /&gt;I voted for him.  Much to the dismay of my family.  Not because they are war mongering Republicans, but because they are fiscally conservative and scared to death of a Democrat's "big government".&lt;br /&gt;&lt;br /&gt;I shunned them.  Praising Obama.  Loving the thought of having a leader the world respected.  Hopeful that we wouldn't be mired in war for the rest of my life.  Scorning Bush at every chance and how he single-handedly ended the supremacy of the greatest nation the world had ever seen.  &lt;br /&gt;&lt;br /&gt;The first six months of Obama's presidency, I was elated.  He was taking a different tone and stance on everything.  I admired him and loved the direction America was going.  Then slowly, cracks appeared in his armor.  At once, a person I had thought was a moderate Democrat has become the most left winged socialist I could have imagined.  I really hope this is just a figment of my imagination.  And that I'm jumping the gun.  But he's coming dreadfully close to mirroring some Chavezian policies.  &lt;br /&gt;&lt;br /&gt;I was raised in a family that rewarded hard work and dedication to school and life.  It's part of what drove me to get my MBA and continue to push myself to achieve, even when others viewed my situation as ideal.  I've learned not to take things for granted: life, friends, family, finances, and happiness. &lt;br /&gt;&lt;br /&gt;I've watched as my parents worked tirelessly to provide for my brother and me.  To give us things they never had so that we could live a life they had only dreamed of.  And they succeeded.  &lt;br /&gt;&lt;br /&gt;But change is upon us if Obama has his way.  See, we're not being rewarded for hard work and dedication anymore.  And we're not at fault for mistakes we make.  It's called responsibility.  And there doesn't seem to be any culpability anymore.  It's disgusting me!  My dad is making less money than ever, as a physician.  30 some years of service.  And he earns less than he ever did.  What other field pays you less the longer you work?  Name one.  Sure, some of you will scoff... "he's a doctor, he earns plenty".  Yea, he spent 10+ years after college in training (that's ten less earning years).  He saves people's lives.  He's on call.  He spends the worst 30 seconds of people's lives with them - having to tell people they are dying.  Or telling family members their loved ones have died.  If you're complaining about prices.  Take it up with your insurance provider.  They're making plenty.  But enough about that.&lt;br /&gt;&lt;br /&gt;America used to be the Land of Opportunity - where your dreams came true if you worked hard.  People aren't working hard anymore.  They're sitting around and waiting for handouts.  This sounds sustainable.  Maybe a little adversity would actually make us stronger.&lt;br /&gt;&lt;br /&gt;Just my 2 cents.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-7471226812969189943?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/07/obama-is-making-me-republican-americans.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SkvUY2HnO7I/AAAAAAAAOF8/gB8PxSBmUi4/s72-c/communist-obama-33751.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">3</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-6000494114416525641</guid><pubDate>Mon, 29 Jun 2009 21:37:00 +0000</pubDate><atom:updated>2009-06-29T14:44:08.259-07:00</atom:updated><title>What's on Tap for Vyoo?</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/Skk1jpQJLtI/AAAAAAAAOF0/t4gSOnjDcT8/s1600-h/logo_new_beta.png"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 167px; height: 76px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/Skk1jpQJLtI/AAAAAAAAOF0/t4gSOnjDcT8/s400/logo_new_beta.png" border="0" alt=""id="BLOGGER_PHOTO_ID_5352868518591803090" /&gt;&lt;/a&gt;&lt;br /&gt;This Saturday is our impending wide beta launch.  While I'm excited about actually getting things opened up a bit more, I'm also tempered.  We're working on hiring a new UI designer who I've spent quite a bit of time with trying to create a good design.  She's made some tremendous recommendations and put us on track to have a great UI.  Unfortunately it won't be close to ready for the launch.  At the point where the UI is good, I'll feel a lot better about everything.  The UI right now is a bit messy.  But that's what you get when you have developers try to make UI revisions.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight:bold;"&gt;Looking for mentors:&lt;/span&gt;&lt;br /&gt;I've started to more aggressively look for a mentor.  Someone who can help define a strategy in order to approach investors, partners, and others we'll need help from. I've looked for one in the past, but I was apparently not ready for it.  I guess the only advice I can give is that you'll know when you're ready for one.&lt;br /&gt;&lt;br /&gt;&lt;span style="font-weight:bold;"&gt;Looking for investors:&lt;/span&gt;&lt;br /&gt;After Saturday, we'll start to aggressively pursue the financing track, determining who and what we'll be looking for.  This is where I'm assuming our b school background will really pay off.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-6000494114416525641?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/whats-on-tap-for-vyoo.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/Skk1jpQJLtI/AAAAAAAAOF0/t4gSOnjDcT8/s72-c/logo_new_beta.png" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-714102427998253284</guid><pubDate>Sun, 28 Jun 2009 15:52:00 +0000</pubDate><atom:updated>2009-06-28T08:59:15.362-07:00</atom:updated><title>Student Loan Bailout.  Sort of.</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SkeTTWP_DrI/AAAAAAAAOFY/eot6PypnBXY/s1600-h/300_94420.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 300px; height: 300px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SkeTTWP_DrI/AAAAAAAAOFY/eot6PypnBXY/s400/300_94420.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5352408642752548530" /&gt;&lt;/a&gt;&lt;br /&gt;There's a new federal load program for people with Stafford and Grad PLUS loans.  It's taking the place of the current system.  Most b school classmates of mine used Stafford loans.  These new rules will reduce your payments and also make you eligible for loan forgiveness after 10 or 25 years.  The former if you work in the public/government sector.  It will also generally reduce your monthly payments and prevent compounding of interest accrual if you're on deferral.&lt;br /&gt;&lt;br /&gt;The payments are based on your earnings and how they related to the poverty level.  Even people with six figure salaries could qualify, so it makes sense to check it out.&lt;br /&gt;&lt;br /&gt;You should contact your lender to see if you qualify.  You can read more details &lt;a href="http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2009/06/24/BULP18D4Q2.DTL"&gt;here&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-714102427998253284?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/student-loan-bailout-sort-of.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SkeTTWP_DrI/AAAAAAAAOFY/eot6PypnBXY/s72-c/300_94420.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-2803209351099016751</guid><pubDate>Thu, 18 Jun 2009 19:58:00 +0000</pubDate><atom:updated>2009-06-18T13:15:48.726-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Facebook</category><category domain="http://www.blogger.com/atom/ns#">startup</category><category domain="http://www.blogger.com/atom/ns#">twitter</category><category domain="http://www.blogger.com/atom/ns#">revenue model</category><title>Revenue Models for Startups, Facebook, and Twitter</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjqgWIKCfrI/AAAAAAAANuY/sZnZYPPDP_Y/s1600-h/death-and-taxes.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 345px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjqgWIKCfrI/AAAAAAAANuY/sZnZYPPDP_Y/s400/death-and-taxes.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5348763809463041714" /&gt;&lt;/a&gt;&lt;br /&gt;I've been thinking a lot about revenue models for these Web 2.0 companies that nobody can seem to monetize.  While we have a monetization strategy for Vyoo, others do not and will not anytime soon.  One possible solution is completely changing the model.  &lt;br /&gt;&lt;br /&gt;Problems: the traditional advertising model does not exist on Facebook or Twitter.  And it won't.  I reason this because people don't go to Facebook to make purchases and Twitter is quick, continuous consumption of streamed data.  Sure you could throw in ads here and there but it would ruin how Twitter works.&lt;br /&gt;&lt;br /&gt;So what about public funding?  I'm saying this as an absolute opponent of more government.  I hate the healthcare plan.  I hate taking over the automobile industries.  I hate bailing out Wall Street.  Mainly because these industries made mistakes.  They should be able to survive and thrive if they were run properly and had smart strategies.  But there's some rationality to public funding for certain things that cannot operate without it.  Like the funding of some baseball parks for example.  Because ultimately they provide a value for the community as a whole which wouldn't be entirely possible without the funding.  So how about public funding for sites that provide real value to our people and the government.  Twitter has been instrumental in getting the word out in Iran.  It's been so important the the State Department asked Twitter not to go down for its scheduled maintenance during the crisis.&lt;br /&gt;&lt;br /&gt;Yankee Stadium cost the tax payers of New York nearly $2 billion (&lt;a href="http://www.northcountrygazette.org/2009/01/12/stadium_funding/"&gt;here&lt;/a&gt;).  And having taxpayer money go to Twitter or Facebook doesn't hurt anyone - like some of these bailouts do.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-2803209351099016751?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/revenue-models-for-startups-facebook.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjqgWIKCfrI/AAAAAAAANuY/sZnZYPPDP_Y/s72-c/death-and-taxes.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-1791517074402888552</guid><pubDate>Sun, 14 Jun 2009 18:45:00 +0000</pubDate><atom:updated>2009-06-14T12:36:12.563-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">obama</category><category domain="http://www.blogger.com/atom/ns#">auto industry</category><category domain="http://www.blogger.com/atom/ns#">health care</category><category domain="http://www.blogger.com/atom/ns#">socialization</category><title>What Happened to the American Dream?  No To Socialization!  Of Medicine or Anything Else!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjVQoSmyDhI/AAAAAAAANt4/-ZrFbymN0eY/s1600-h/222648489v17_350x350_Front.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 350px; height: 350px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjVQoSmyDhI/AAAAAAAANt4/-ZrFbymN0eY/s400/222648489v17_350x350_Front.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5347268785691823634" /&gt;&lt;/a&gt;&lt;br /&gt;I voted for Obama.  I'll be the first to admit it.  And while he's doing a great job in some respects, he's doing a downright terrible job in others.  What I'm most concerned about are his socializing tendencies.  You've already heard me bitch about saving the automobile industry.  I think it's an utter joke.&lt;br /&gt;&lt;br /&gt;Let me sum it up for you in a few sentences.  All of the jobs that proponents of saving the auto industry claim would be lost if GM/Chrysler, etc. were shut down could easily be replaced if we spent that money building new supply chains for electric or hybrid cars.  Give Tesla Motors 50 billion and they'll be hiring tens of thousands of workers to keep up with the demand for their products.  It's a joke.  And anyone notice how GM is "all of the sudden" coming out with socially responsible and environmentally friendly cars when they claimed that they didn't have the technology just a few years ago.  What a bunch of BS.  I'm getting pissed writing this.&lt;br /&gt;&lt;br /&gt;But it's not only autos that really kills me.  It's health care and every other industry he's trying to socialize.  The US has the most advanced medicine and health care system in the world.  Hands down.  Yes it's expensive.  Because these people train for years to provide American's with the quality of care they deserve.  And. They save LIVES!  Put a price on that while your auto industry gets government handouts.  So instead of really revamping the system to make it more affordable, while keeping the quality of health care high, we're ruining the system.  There are lots of examples of ruined systems already, even though Michael Moore would like you to think otherwise.  Take a look at Massachusetts for example.  Here are some problems: &lt;br /&gt;&lt;br /&gt;1) Long lines&lt;br /&gt;2) Decreased overall quality of care&lt;br /&gt;3) Lack of interest in medicine&lt;br /&gt;4) Increase in taxes&lt;br /&gt;&lt;br /&gt;"No sir, we can't look at you now.  I know you have heart problems, but see, we have a line.  Take a number".  Want that to happen to you?&lt;br /&gt;&lt;br /&gt;Healthcare in the United States is &lt;a href="http://www.kff.org/insurance/snapshot/chcm010307oth.cfm"&gt;15% of GDP&lt;/a&gt;.  The highest in the developed world.  And that's where the problem lies.&lt;br /&gt;&lt;br /&gt;To cut costs, the government continues to cut reimbursements to doctors.  Yes, they are reimbursing the care givers less.  Not figuring out a way to make healthcare more affordable.  So they expect doctors to treat you the same way, but now we're going to pay them less.  A lot less.  Yea, no worries.  Those 4 years in med school, 4 years of internships, years of residency, and your fellowship?  That several hundred thousand in debt from school?  Don't worry about that.  You're 38...you have time to make that back.  And while you're at it, we have new regulations that require you to update your office technology, sell your lab equipment back to the hospital so you can't make a profit, accept uninsured which we won't reimburse you for, and you have to work more hours just to make what you used to earn.  What other profession pays you less the longer you work?  There are no promotions or stock options in medicine.&lt;br /&gt;&lt;br /&gt;So here's what needs to be done.  Screw the insurance companies.  Let's do something about that.  Make them compete.  Right now they get to cherry pick who they accept.  Make them accept everyone.  Provide tax relief for those buying their own health care or paying for their health care out of pocket in some way.  And how about the pharmaceutical companies.  They're printing money.  Figure out a way to get prescriptions for less.  I mean, shit, we can get them less in Canada, and they're made in the US.  Socializing medicine WILL NOT WORK!  It's not working in Massacusetts.  Or Canada (long lines).  Or Sweden (outragoues taxes).  Or anywhere else.  Not in its current incarnation.&lt;br /&gt;&lt;br /&gt;Another reason it won't work is because nobody will want to go into medicine anymore.  What was once a prestigious field where the brightest and best students flocked will now be an assembly line job.  Please don't ruin our health care system.&lt;br /&gt;&lt;br /&gt;And while I have many ideas, here's a proposed solution that highlights most of them.  And it's from a Senator, so maybe we'll see it (&lt;a href="http://www.huffingtonpost.com/sen-tom-coburn/a-better-way-to-reform-he_b_213109.html"&gt;here&lt;/a&gt;).&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-1791517074402888552?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/what-happened-to-american-dream.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/SjVQoSmyDhI/AAAAAAAANt4/-ZrFbymN0eY/s72-c/222648489v17_350x350_Front.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-5310815460430886948</guid><pubDate>Fri, 12 Jun 2009 19:11:00 +0000</pubDate><atom:updated>2009-06-12T12:27:17.073-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">pineapple express</category><category domain="http://www.blogger.com/atom/ns#">sucks</category><category domain="http://www.blogger.com/atom/ns#">blows</category><title>Pineapple Express Sucks!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_qoTL-iRC8LM/SjKrpWmoFTI/AAAAAAAANtA/D3lHmc0KHpc/s1600-h/pineapple_express.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 269px; height: 400px;" src="http://2.bp.blogspot.com/_qoTL-iRC8LM/SjKrpWmoFTI/AAAAAAAANtA/D3lHmc0KHpc/s400/pineapple_express.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5346524434572776754" /&gt;&lt;/a&gt;&lt;br /&gt;Who the hell recommended this crap show to me?  Lots of people, that's who.  I can't believe people like this movie.  It sucks.  And it made me realize that Seth Rogen really isn't funny.  Well, that's not true.  I already knew that.  I'll tell you who's funny out of that new crew of stoner jokers.  That super fat kid from SuperBad.  And that other kid from SuperBad - the one who was in Juno.  I don't know their names, but they're hilarious.  I thought they'd all be in this movie too.  But no.&lt;br /&gt;&lt;br /&gt;I don't even think I laughed throughout the entire movie. And I stopped watching it before it ended I was so bored.  I started wondering if maybe I needed to be super stoned to watch it.  But since I don't smoke weed anymore, I was resigned to watch it sober.  But then again, those other stoner movies I still find hilarious so that's not it.&lt;br /&gt;&lt;br /&gt;Bad plot.  Bad script.  Bad everything.  &lt;br /&gt;&lt;br /&gt;Anyway.  Save your $3.  By the way, I looked up this movie on &lt;a href="http://www.rottentomatoes.com/m/pineapple_express/?critic=creamcrop"&gt;Rotten Tomatoes&lt;/a&gt; just to see how well it's been received.  It got a 65%.  Which means nothing to me since Rotten Tomatoes is a thumbs up or down.  What's a good score on that site anyway?  &lt;br /&gt;&lt;br /&gt;Perfectly coined by Richard Roeper (and I hate critics): &lt;br /&gt;&lt;span style="font-style:italic;"&gt;Watching Pineapple Express is like sitting dead sober in a room with a bunch of stoned people who are laughing uproariously. They’re having a great time. You’re not. &lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-5310815460430886948?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/pineapple-express-sucks.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_qoTL-iRC8LM/SjKrpWmoFTI/AAAAAAAANtA/D3lHmc0KHpc/s72-c/pineapple_express.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">4</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-5484538297852930552</guid><pubDate>Fri, 12 Jun 2009 00:39:00 +0000</pubDate><atom:updated>2009-06-11T17:55:01.371-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">sign up bonus</category><category domain="http://www.blogger.com/atom/ns#">promotion</category><category domain="http://www.blogger.com/atom/ns#">bank of america</category><title>Hello Bank Of America.  So Far So Good.  AND a $75 Sign Up Bonus</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SjGnOYNDD0I/AAAAAAAANsA/6zSXaUTRagU/s1600-h/bank-of-america-rgb.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 187px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SjGnOYNDD0I/AAAAAAAANsA/6zSXaUTRagU/s400/bank-of-america-rgb.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5346238098122673986" /&gt;&lt;/a&gt;&lt;br /&gt;I was asked what bank I switched to.  It's Bank of America.  I can't really praise them yet, but I will say I'm happy so far.  And while I'm not happy with Mr. Lay's unimpressive stint as CEO, their purchase of Merrill, their ATM fee hikes that led the industry, and a litany of other issues, I still decided to give them a try.  So why did I choose BoA?  It really came down to three things:&lt;br /&gt;1)  Free checking.  Totally free.  No BS!&lt;br /&gt;2)  Loads of ATM's, since that's how I get my money.  &lt;br /&gt;3)  And a $75 signup bonus for opening a checking account (and adding direct deposit).  You should always be on the lookout for these sign up bonuses.  They change frequently.  And sometimes they're as high as $200.  &lt;br /&gt;&lt;br /&gt;Here's the bonus link (&lt;a href="http://www.bankofamerica.com/promos/jump/75ssccheck_olblink/"&gt;here&lt;/a&gt;): &lt;br /&gt;&lt;br /&gt;So far I've been impressed with two things: &lt;br /&gt;1) Customer service.  They were incredibly helpful and friendly on the phone.  Unlike Wells.&lt;br /&gt;2) Their online portal.  It's better than Wells and much more secure which makes me feel more comfortable.&lt;br /&gt;&lt;br /&gt;I'm sure there are people who have issues with Bank of America.  We'll see how my experience goes.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-5484538297852930552?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/hello-bank-of-america-so-far-so-good.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SjGnOYNDD0I/AAAAAAAANsA/6zSXaUTRagU/s72-c/bank-of-america-rgb.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-6810179493524802060</guid><pubDate>Thu, 11 Jun 2009 19:33:00 +0000</pubDate><atom:updated>2009-06-11T12:46:10.232-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">hate wells fargo</category><category domain="http://www.blogger.com/atom/ns#">wells fargo</category><title>Goodbye, Good Riddance Wells Fargo.  I Hate You!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/SjFezBV1RQI/AAAAAAAANJU/tceH1yLuCj8/s1600-h/wells_fargo_o.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 268px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/SjFezBV1RQI/AAAAAAAANJU/tceH1yLuCj8/s400/wells_fargo_o.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5346158463291835650" /&gt;&lt;/a&gt;&lt;br /&gt;I know there are a few Wells Fargo employees who read my blog.  To you, I apologize for what's coming.  I'm sure your departments at Wells are run and managed like well oiled machines.  It's just personal/business banking I'm not too fond of.  &lt;br /&gt;&lt;br /&gt;It is with absolute joy that I walked into Wells Fargo yesterday to close my personal accounts.  While I closed my business accounts weeks ago, I needed to get my new ATM and pin before I closed my personal accounts.  I mean, how else could I overdraw my account if I didn't have an ATM card?&lt;br /&gt;&lt;br /&gt;It was actually a little sad.  That marketing ploy they put on your ATM or credit card that says "Member since" really works.  I've been a Wells Fargo member since 1995.  That was my first year of college.  My first real bank account.  And that was back when I was living in Rochester, New York.  A hellhole, but that's besides the point.  It was a long time as a loyal customer.  Wells has made thousands from me...if not more.  And apparently it wasn't worth it to keep me around during these tumultuous last two years while I get my business going.  And for a few mere $12 fees.  I still can't get over how ridiculous they were in dealing with me.  Absolutely no flexibility.  No support for startups or entrepreneurs or loyal customers.  And they're a damn San Francisco bank.  Home of the startup. &lt;br /&gt;&lt;br /&gt;Anyway.  It really was a pleasure in the end.  "I'm here to close my account".  Shazaaaaaam! I was thinking.  They probably didn't care.  But I did.  And then I marched that bank check over to my new bank where I was met with open arms.  And a smile.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-6810179493524802060?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/goodbye-good-riddance-wells-fargo-i.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_qoTL-iRC8LM/SjFezBV1RQI/AAAAAAAANJU/tceH1yLuCj8/s72-c/wells_fargo_o.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-3779721996880052790</guid><pubDate>Thu, 04 Jun 2009 21:38:00 +0000</pubDate><atom:updated>2009-06-04T14:52:23.401-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">freebies</category><category domain="http://www.blogger.com/atom/ns#">margaritaville</category><category domain="http://www.blogger.com/atom/ns#">free stuff</category><title>How To Get Freebies: Part III - HouseParty.com</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SihCDHrdJcI/AAAAAAAANHc/8MSCLpIzR0M/s1600-h/IMG_9039.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 300px; height: 400px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SihCDHrdJcI/AAAAAAAANHc/8MSCLpIzR0M/s400/IMG_9039.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5343593579243447746" /&gt;&lt;/a&gt;&lt;br /&gt;The next freebie that I want to highlight is for &lt;a href="http://www.houseparty.com"&gt;House Party&lt;/a&gt;.  House Party is a website that lets you sign up to host a house party for their corporate sponsors.  Their sponsors run the gamut in terms of offerings: Ford, BumbleBee Foods, TruTV, Chef Michaels, Carnival, Clairol, Domino's, Oscar Meyer, TNT, Kaplan, Sargento just to name a few.  The parties come and go throughout the year, so if you don't see something you like, just wait.&lt;br /&gt;&lt;br /&gt;I found them last year...I'm not really sure how.  But they were featuring a Margaritaville Party.  And since I'm a huge Jimmy Buffett fan, this was right up in my wheelhouse.  In order to qualify for the party, you need to sign-up, fill out a one page essay/description of why you should be a host for the party, and promise to post blog entries and photos from your event.&lt;br /&gt;&lt;br /&gt;I was one of the winners of the Margaritaville party.  They sent me about 20 lei's, but most importantly, they sent me a Margarita machine.  It was awesome.  And once a week, they'd send additional products, like a Buffett Live CD, cups, extra blenders, part favors, and coupons for the guests.&lt;br /&gt;&lt;br /&gt;I honestly can't believe how much stuff they sent. I'm not sure how well it worked from a financial perspective for Margaritaville.  But if this is how they spent their marketing, it provided plenty of goodwill.  All of my friends loved the machine... and we continue to have Margaritaville parties every summer.  In fact, we're planning our next one right now.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-3779721996880052790?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/how-to-get-freebies-part-iii.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SihCDHrdJcI/AAAAAAAANHc/8MSCLpIzR0M/s72-c/IMG_9039.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">1</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-3708508950436866875</guid><pubDate>Tue, 02 Jun 2009 21:36:00 +0000</pubDate><atom:updated>2009-06-02T15:15:07.781-07:00</atom:updated><title>I Love Ruby on Rails! Code Snippet for Comma Separate List</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/SiWcmniPz1I/AAAAAAAANGQ/vTgwNMDV53I/s1600-h/railslove.png"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 255px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/SiWcmniPz1I/AAAAAAAANGQ/vTgwNMDV53I/s400/railslove.png" border="0" alt=""id="BLOGGER_PHOTO_ID_5342848720206548818" /&gt;&lt;/a&gt;&lt;br /&gt;I love Rails.  I really do.  It's by far the coolest language I've ever used.  Just as an example, today I was printing out destinations that a user has visited.  I created an array, looped through it, and printed each destination, followed by a comma.  Now the last element would always have a comma after it, so I was thinking of a better way to implement this, instead of just removing the last comma after I had created the list.  That's a lot of work to just create a damn list.&lt;br /&gt;&lt;br /&gt;Well, of course Rails has a helper method.  It's the to_sentence method that you can call on an array.  I just converted my object store to a collection:  &lt;br /&gt;&lt;pre name="code" class="rails"&gt;@destination.collection(&amp;:name).to_sentence&lt;/pre&gt;&lt;br /&gt;Voila!&lt;br /&gt;&lt;br /&gt;&lt;a href="http://api.rubyonrails.org/classes/ActiveSupport/CoreExtensions/Array/Conversions.html#M001173"&gt;http://api.rubyonrails.org/classes/ActiveSupport/CoreExtensions/Array/Conversions.html#M001173&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-3708508950436866875?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/06/i-love-ruby-on-rails-code-snippet-for.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_qoTL-iRC8LM/SiWcmniPz1I/AAAAAAAANGQ/vTgwNMDV53I/s72-c/railslove.png" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-3567997977742148015</guid><pubDate>Sun, 31 May 2009 00:28:00 +0000</pubDate><atom:updated>2009-05-30T17:34:36.985-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">vyoo beta launch</category><category domain="http://www.blogger.com/atom/ns#">vyoo</category><title>Wrapping it Up!</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_qoTL-iRC8LM/SiHQl_lRxwI/AAAAAAAANEo/ziTSEp5ivtE/s1600-h/logo_new_beta.png"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 167px; height: 76px;" src="http://4.bp.blogspot.com/_qoTL-iRC8LM/SiHQl_lRxwI/AAAAAAAANEo/ziTSEp5ivtE/s400/logo_new_beta.png" border="0" alt=""id="BLOGGER_PHOTO_ID_5341779984179644162" /&gt;&lt;/a&gt;&lt;br /&gt;We're finally wrapping up our small beta in preparation for a larger beta testing cycle.  This one will include a significantly larger population, including a large amount of travelers who we're hoping will be able to validate our concerns and ambitions.  They'll get to see our vision and really tell us what they think.  And whether it's all been worth it.  Even though it has, no matter what.&lt;br /&gt;&lt;br /&gt;I estimate a full beta launch will be ready around July 4th.  We're basically waiting on our revamped UI right now.  We've realized that the existing UI just isn't ready for people we don't know... people we can't personally explain the functionality to.  Looking forward to it.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-3567997977742148015?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/05/wrapping-it-up.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_qoTL-iRC8LM/SiHQl_lRxwI/AAAAAAAANEo/ziTSEp5ivtE/s72-c/logo_new_beta.png" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">2</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-4335511527276322005</guid><pubDate>Tue, 26 May 2009 19:34:00 +0000</pubDate><atom:updated>2009-05-26T13:16:05.113-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">taliban</category><category domain="http://www.blogger.com/atom/ns#">prop 8</category><category domain="http://www.blogger.com/atom/ns#">missing link</category><category domain="http://www.blogger.com/atom/ns#">gay marriage</category><title>Damn I'm Annoyed Today.  Gay Marriage.  The Link.  And The Taliban.</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_qoTL-iRC8LM/ShxNiV6bDjI/AAAAAAAANCs/4wVL8f-iP4k/s1600-h/31269775-gay-marriage.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 321px;" src="http://3.bp.blogspot.com/_qoTL-iRC8LM/ShxNiV6bDjI/AAAAAAAANCs/4wVL8f-iP4k/s400/31269775-gay-marriage.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5340228510547643954" /&gt;&lt;/a&gt;&lt;br /&gt;I'm driving home today from San Francisco.  I have time to think.  And I begin to ruminate about 3 things I saw on CNN.com this morning that really got me going.  The first is this gay marriage ban that was upheld by the California State Supreme Court yesterday.  The second, the monkey they've found which proves evolution.  And the third, the Taliban seeking to return to their peace deal in Pakistan.  I'm sorry about my points of view in this post.  While they are mine, I usually try not to engage in political or religious discussions.  They rarely go well.  But I couldn't resist today. &lt;br /&gt;&lt;br /&gt;Let's start with the gay marriage ban (&lt;a href="http://www.cnn.com/2009/US/05/26/california.same.sex.marriage/index.html"&gt;here&lt;/a&gt;).  I just don't get it?  Not in California anyway.  I mean, I don't care how you feel about homosexuality in terms of whether you agree with or not - that's NOT the point.  But to put a law on the books to ban it, to remove people's civil liberties is beyond me.  It reminds me of the Civil Right's struggles of the 50's and 60's.  Not that I was around, but how is this any different?  And 50 years later I think most educated people will agree that granting civil rights to all people was the right decision.  Apparently for anyone except gay people.  Look at it this way, I don't agree with Anna Nicole Smith and that oil tycoon's marriage, but I'm not about to propose a law opposing it.  It's a decision that's not hurting anyone else and something two people choose to do - so stop wasting time debating it.  It shouldn't be up to you.  Unfortunately, some of you will argue that the state voted for it with Prop 8.  And I ask this: Do you really trust that just because a majority of people voted for it, that it's the right thing to do?  If there was an all white town in the deep south, run by the KKK, and they voted for killing all Jews (or at least denying them their rights), is that ok?  And if you look back before the Civil Right's Movement, I'm sure a majority of people would have voted against it, were it up to a vote.  That's why there's a Supreme Court, an Executive Branch, and The House/Congress.  It's checks and balances.&lt;br /&gt;&lt;br /&gt;Then there was this story about finding the 47 million year old fossil remains of a monkey that happens to be the missing link between humans and monkeys.  It basically proves Darwin's theory of evolution.  And boy am I surprised that evolution may actually be proven after all these years (note the sarcasm).  What really catches me about this story though is the implication it's going to have on creationist religions.  How are people going to twist their religious stories so that it becomes compatible with evolution?  And what are those people who have proposed teaching creationism in school going to say?  I can't wait for the day when those people will be silenced.  To me, that's brainwashing.  And this all links back to that first story about gay marriage.  If everyone who is opposed to gay marriage is opposed because of their religious beliefs (ie: the Bible or whatever text it may be), then hopefully this monkey link is going to damage a lot of people's belief in that written word.  Unfortunately, instead of embracing science, there will be a debate about the validity of this scientific proof.  And we'll go on believing a book that was written by unknown people 3 thousand years ago and more.      &lt;br /&gt;&lt;br /&gt;The last story I read, which doesn't really have anything to do with the previous two, is the peace deal that the Taliban is seeking in Pakistan (&lt;a href="http://www.cnn.com/2009/WORLD/asiapcf/05/26/pakistan.taliban.fighting.truce/index.html"&gt;here&lt;/a&gt;).  Basically, they had a peace deal in place that enforced Sharia law in the Swat Valley in return for peace from the Taliban.  The deal broke down when the Taliban decided the Sharia law wasn't strict enough, even though it had already forced women inside and closed schools to girls (among other things).  So the Taliban moved into Bruner district and took up arms, some 60 miles from Islamabad.  And Pakistan said hell no.  And has been pushing them out.  Now that the Taliban is losing, they want that peace deal back.  I say, screw you Taliban.  Nice try.  And I really hope Pakistan doesn't give in.  Because, just like in Afghanistan, the Taliban will regroup and then come back when they're ready.  How do you trust a group like this to uphold a peace agreement they already broke?&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-4335511527276322005?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/05/damn-im-annoyed-today-gay-marriage-link.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_qoTL-iRC8LM/ShxNiV6bDjI/AAAAAAAANCs/4wVL8f-iP4k/s72-c/31269775-gay-marriage.jpg" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-288858287590827405.post-1993203260146895409</guid><pubDate>Thu, 21 May 2009 21:05:00 +0000</pubDate><atom:updated>2009-05-21T14:21:20.252-07:00</atom:updated><title>More Freebies - How To Get Free Stuff: Part II</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_qoTL-iRC8LM/ShXFhqZD4GI/AAAAAAAANCM/VVu5b1LKWgg/s1600-h/logo_bzzagent.gif"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 302px;" src="http://1.bp.blogspot.com/_qoTL-iRC8LM/ShXFhqZD4GI/AAAAAAAANCM/VVu5b1LKWgg/s400/logo_bzzagent.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5338390115423346786" /&gt;&lt;/a&gt;&lt;br /&gt;I thought I'd follow up my post yesterday with some more free stuff today.  First of all - let me warn you that getting this free stuff sometimes takes a month or so.  But that's part of the fun.  You totally forget about things and then shazaam, there's a gift card!&lt;br /&gt;&lt;br /&gt;There are a few sites I frequent which actually have you test products.  It's great, because you get these products either free or at seriously reduced rates.  The best site in this category is &lt;a href="http://www.bzzagent.com"&gt;BzzAgent&lt;/a&gt;.  They're a word of mouth marketing company and they have a very active user community.&lt;br /&gt;&lt;br /&gt;I joined over a year ago and some of the things I've received: A Norelco razor, Gift certificates for Chili's and Boston Market, a video game system, and my favorite, a laundry steaming system called the Fabric Freshener (&lt;a href="http://www.whirlpool.com/catalog/product.jsp?productId=513"&gt;here&lt;/a&gt;).  That thing has a $219.00 retail value.  How can you not love it?!&lt;br /&gt;&lt;br /&gt;BzzAgent is one of the few product testing sites that lets anyone sign up.  The more you contribute, the more products you're offered to test.  Essentially, you join these campaigns.  They send you items.  And you write reviews about them - positive or negative.  You have to spend some time on their site monthly to increase your status and to improve the number of products you test, but it's actually fun too.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/288858287590827405-1993203260146895409?l=www.mylifestartingup.com' alt='' /&gt;&lt;/div&gt;</description><link>http://www.mylifestartingup.com/2009/05/more-freebies-how-to-get-free-stuff.html</link><author>noreply@blogger.com (Lefty)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_qoTL-iRC8LM/ShXFhqZD4GI/AAAAAAAANCM/VVu5b1LKWgg/s72-c/logo_bzzagent.gif" height="72" width="72" /><thr:total xmlns:thr="http://purl.org/syndication/thread/1.0">0</thr:total></item></channel></rss>
