College Student Loan - Do's and Don't Do's.

5 Ways to Pay for a College Education When You Can’t Afford It | Block Talk - The H&R Block Official Corporate Blog

2013-03-19T08:42:00.001-05:00

5 Ways to Pay for a College Education When You Can’t Afford It | Block Talk - The H&R Block Official Corporate Blog

Financing your College Education - My College Guide

2013-03-19T08:40:00.001-05:00

Financing your College Education

From the MCG 2009 edition By Julie Bogart

These days, there's no getting around the fact that college is expensive. According to the College Board's most recent Trends in College Pricing report, the average yearly cost of just tuition and fees at a four-year college or university can range from $13,500 (for in-state students at public schools) to $32,300 (for students at private institutions). Add on books, room, board and other expenses and you could be in the $50,000-per-year range.
But before you let cost discourage you from applying..
Financing your College Education - My College Guide

Who is eligible for student loan forgiveness?

2013-03-19T08:39:00.001-05:00

Your eligibility for student loan forgiveness depends on the type of student loan in question. If you have a federal Stafford loan, you may be able to get all or part of your loan forgiven through certain types of volunteer work, public service, military service or medical practice.

Who is eligible for student loan forgiveness?

51 Four Year Colleges and Universities With Online Bachelor’s Degrees « My College Guide

2013-01-22T13:59:00.001-06:00

Great article and list for those like me who cant join regular on campus school. I got to work day time FT to support my family, but that should not kept stop chasing my dream.
51 Four Year Colleges and Universities With Online Bachelor’s Degrees « My College Guide

Student Loan Delinquencies Are Worse Than You Think - Businessweek

2012-09-06T15:17:00.001-05:00

Student Loan Delinquencies Are Worse Than You Think - Businessweek

8 ways to go to college for free - 1 - scholarships - MSN Money

2012-08-03T15:20:00.001-05:00

This is a great article to finance your education.
News about college tuition is rarely good. As schools continue to raise prices, students are taking on an increasing amount of debt.
According to the Consumer Financial Protection Bureau, a federal agency created to help consumers understand financial products and services, student loan debt currently tops $1 trillion. Research from the Project on Student Debt, a nonprofit dedicated to increasing access to higher education, finds that one in 10 students graduates with $40,000 or ....

8 ways to go to college for free - 1 - scholarships - MSN Money

Should you take student loan? How to supplement it.

2012-07-24T00:05:00.002-05:00

Education is very expensive. There are cheap college with good education also. So, where should you go to get quality but affordable education? I would recommend to search extensively over the internet before you make your mind . US news website is a place for great resource. But no matter where do you go money is a great factor while going to college in US. Although I personally believe education is everybody's birth right. While it should not be free, but very affordable. Unfortunately that's not the case here. No wonder now lots of students from USA goes overseas like Europe and Latin America to get their education. From my personal life experience, where you get your degree from plays a very small role to have a successful career. Keep in mind in this country lots of people become very successful and have a six figure income career even without a degree. Having a degree keeping that in your consideration, put you ahead in the competition.

You do have to sometimes take loans and yes its very easy to have one while in school. Banks are kind of standing in line to hand over you the money hoping that they can eat butter on your head once you get out with degree completed. Sometimes student even don't care what they are getting onto is actually a trap from the greedy bankers. Student loans should be regulated and carefully controlled so that they cant fool the students with a heavy burden. You will be surprised how many students get out with a heavy loan while the economy and job market is tanking. With a huge competition typical job should not be the only option now. You must have a side plan. I would say take student loan just to cover tuition and books, dont borrow it to cover your food and housing expenses. Try to do something during weekend to cover your extra expenses. There are so many ways to make money now even on line. Try to do freelancing. Even help your parents with mowing lawn to earn few bucks extra. Work study is a great option for students. Its a federal project to earn money while working and gaining experience in school. Try to take only subsidized loans as they are less expensive and initial interest is paid by the government. Try to cut living expenses as much as possible. get rid of those habit that cost you money. Do some physical work that will bring you some money instead of going to gym and waste your time. Avoid credit cards or get them and save them for your senior year. Trust me you will need them during final semesters at school.

How to finance your higher education? Alternative to student loans.

2012-07-23T15:29:00.000-05:00

Due to higher cost of college education, lots of people every year don’t even think about going to college after finishing their high school. Some of them do go to community college and some goes to technical school to get career training. Although I don’t discourage you to go to community college or technical school, my focus will be to educate you how to finance your higher education in college or university. Technical school or community colleges are great way to start after high school. In an university tuition are very high, even if you go to any school in small town. I would say average tuition is more than 3.5k per semester. You should apply on the fafsa website as soon as you determine to go to university. Apply for everything including grant, scholarship, work study and subsidized loan. As soon as you get your SAR- student aid report. Review all the information. By this time you probably have made up your mind to go to any specific school of your choice. Calculate how much money you will need for tuition, books. Put $200-$300 aside in your calculation in case you need to buy something during semester for your class project. Think if the money from grant and scholarship will cover everything including tuition, books. What about living? Look at your work study fund and see if its enough to cover living and food. Work study is much better than working off campus. From my personal experience it’s a great way to gain experience, make living. In work study you always work on campus and those people you will work with always understand a student compare to any hotel or fast food chain store. Your living cost and food should not be more than 1k every month. Try to get a student roommate. Don’t stay with anybody who is not student unless he is your close relative and you get a better deal. Try to get some online job or mentoring kids job. There are 2 benefits. You work some quality job and chances are you will make more money in less time. Doing online blog, taking surveys – are great ways to make money. If you are good at something, try to get yourself on fiverr.com. sell something on ebay. I always discourage students to take any kind of student loan. To me they are like trap. Once you are in, you are screwed for long time. Student life specially in undergraduate is very challenging in USA. So, prepare yourself for 4 years of rough time. Take a break during summer. Work double shift and save some money for Fall semester. Don’t take credit card, unless you really need it. Try different scholarship website on the internet. From my personal experience, I never able to get any scholarship from internet. May be I wasn’t that great. So, I wont suggest to waste too much time. But there are some great scholarship on your school financial aid website, try them. You have better chance. Try to get involved with some sort of internship program. Sometimes you can work 10-20 hours at your own schedule. By all means try to avoid student loans.

My Journey begin with the Student loan.

2012-07-15T17:03:00.001-05:00

Guys, I am another guy from the block. We all have the same story. Because our journey started with the same dream. A dream to finish higher education and get a career in life. But, the path was not easy for all of us. Lots of people went through the same rough mountain like path like me. To achieve our goal we started taking student loans. It was an easy thing to do and start school. Because the people around me told the same thing. Just finish school and pay back the loan. Such a great idea. But, I never gave a second thought about the economic catastrophe that happened to US in last few years. It changed all my plans. I just started this blog to let the people know what happened in my life and what did I do to overcome this. Also I want to hear all of your story about student loan. May be we all can help each other by sharing our real life experience.