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	<title>My Virtual Office</title>
	
	<link>http://theheadquarters.168center.com</link>
	<description>The Financial Freedom Factory is Up and Running!</description>
	<pubDate>Mon, 05 Jan 2009 06:54:28 +0000</pubDate>
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	<language>en</language>
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		<title>2009 is here!</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/1yvdVIyKvx4/</link>
		<comments>http://theheadquarters.168center.com/2009/01/05/2009-is-here/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 06:54:28 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=68</guid>
		
			<content:encoded><![CDATA[Happy New Year!!!
The holidays are over and it&#8217;s time to go back to reality.  I hope everyone had a grand time despite the crisis.
As for us, well, it pretty much went just like an ordinary...<br/>
<br/>
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		<item>
		<title>Dealing with Debt</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/Cfc-W70R-IY/</link>
		<comments>http://theheadquarters.168center.com/2008/11/09/dealing-with-debt/#comments</comments>
		<pubDate>Sun, 09 Nov 2008 05:23:13 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[balance transfers]]></category>

		<category><![CDATA[credit]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[dealing with debts]]></category>

		<category><![CDATA[debt]]></category>

		<category><![CDATA[expenses]]></category>

		<category><![CDATA[family]]></category>

		<category><![CDATA[finance charges]]></category>

		<category><![CDATA[friends]]></category>

		<category><![CDATA[goodwill]]></category>

		<category><![CDATA[interest]]></category>

		<category><![CDATA[paying debts]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=66</guid>
		
			<content:encoded><![CDATA[A long time ago, a good friend once told me that debt isn&#8217;t altogether bad.  Rich people use the power to borrow in order to get ahead and to expand their businesses. But for the lesser...<br/>
<br/>
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		<item>
		<title>10 Words to Close Any Sale</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/ad0TQ5nnpa4/</link>
		<comments>http://theheadquarters.168center.com/2008/10/22/10-words-to-close-any-sale/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 07:26:56 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[deals]]></category>

		<category><![CDATA[sales]]></category>

		<category><![CDATA[sales pitch]]></category>

		<category><![CDATA[technique]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=64</guid>
		
			<content:encoded><![CDATA[by: Marc Charles
 
A simple 10-word question. That&#8217;s all you need to increase sales, close deals, and cement profitable relationships with clients and customers.
I&#8217;ve used this technique...<br/>
<br/>
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		<item>
		<title>Law of Supply and Demand</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/QE9Odz0iItI/</link>
		<comments>http://theheadquarters.168center.com/2008/10/20/law-of-supply-and-demand/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 03:23:12 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=63</guid>
		
			<content:encoded><![CDATA[This is a simplified explanation of the Law of Supply and Demand which I got from a cousin.  It explains in trhe simplest of terms how we as consumers really have the power to effect changes in the...<br/>
<br/>
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		<item>
		<title>Be A Tycoon</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/U9QjNYcqFh4/</link>
		<comments>http://theheadquarters.168center.com/2008/10/16/be-a-tycoon/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 23:49:56 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Be a Tycoon]]></category>

		<category><![CDATA[commodity]]></category>

		<category><![CDATA[facebook]]></category>

		<category><![CDATA[loss]]></category>

		<category><![CDATA[profit]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=62</guid>
		
			<content:encoded><![CDATA[Lately I&#8217;ve become more and more hooked to Facebook because of this game that I&#8217;m starting to get addicted to.  It&#8217;s called Be A Tycoon.  There, I get to play my dream role of being...<br/>
<br/>
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		<item>
		<title>There goes another Filipino…</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/evwzhtdQU0o/</link>
		<comments>http://theheadquarters.168center.com/2008/10/13/there-goes-another-filipino/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 05:25:24 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[abroad]]></category>

		<category><![CDATA[artist]]></category>

		<category><![CDATA[filipino]]></category>

		<category><![CDATA[ofw]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=61</guid>
		
			<content:encoded><![CDATA[Another friend is leaving next month.  Oh well, I guess there&#8217;s really not much I can do to convince him not to go and leave his wife and his 3-month old son here in the Philippines.
I&#8217;ve...<br/>
<br/>
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		<item>
		<title>Insurance - Response to Butterfly 2</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/TOGR4pUHXNI/</link>
		<comments>http://theheadquarters.168center.com/2008/10/04/insurance-response-to-butterfly-2/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 17:16:11 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[crisis]]></category>

		<category><![CDATA[exposure]]></category>

		<category><![CDATA[insurance]]></category>

		<category><![CDATA[pacific plans]]></category>

		<category><![CDATA[philippines]]></category>

		<category><![CDATA[sunlife]]></category>

		<category><![CDATA[VUL]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=59</guid>
		
			<content:encoded><![CDATA[Wow, thanks Mona for the great advice. I have another question. I have invested in Sunlife’s VUL since last year. Do you think it was a bad decision after all? - Butterfly
 
Hi again! 
I believe...<br/>
<br/>
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		<item>
		<title>Investing - Response to Butterfly 1</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/aN34i1NNgv4/</link>
		<comments>http://theheadquarters.168center.com/2008/10/04/investing-response-to-butterfly-1/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 17:13:48 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=58</guid>
		
			<content:encoded><![CDATA[Hi,
What do you think is the best instrument for investment. If I have some savings today, where should I put it? (considering that owning a business is not an option). Thank you.  - Butterfly
 
With...<br/>
<br/>
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		<item>
		<title>Business Basics</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/8ZmdGj1sF4M/</link>
		<comments>http://theheadquarters.168center.com/2008/09/25/business-basics/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 15:23:53 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=45</guid>
		
			<content:encoded><![CDATA[&#8220;If money is your hope for independence, you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.&#8221;
- Henry...<br/>
<br/>
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		<item>
		<title>Lessons from My Dad 3 - Don’t milk the cow dry.</title>
		<link>http://feedproxy.google.com/~r/MyVirtualOffice/~3/fG58bXksY0s/</link>
		<comments>http://theheadquarters.168center.com/2008/09/23/lessons-from-my-dad-3-it-is-not-a-cow/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 14:41:21 +0000</pubDate>
		<dc:creator>mona</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://theheadquarters.168center.com/?p=56</guid>
		
			<content:encoded><![CDATA[Why do some businesses succeed while others go pffffffffft?
Oftentimes, we put the blame on the the location, the government, the lack of funds or the nature of the business itself.  While some of...<br/>
<br/>
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