Now, setting aside the lottery part, just imagine ourselves in that position. What would you do if you were to receive $1 million dollar tomorrow?

If it was me, perhaps I would:

- Leave the money in FD-like accounts until I graduate.
- After graduation, I’d take out some to pay for my CPL/IR and Flight Instructor Rating Course.
- At the same time, acquire some investment properties and also set up a share portfolio.

It sure is nice to daydream huh? :D

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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Being a blogger is just another job. You can create some side income with it like what Kenny Sia and a few others have done but I doubt that one can classify that as a passive income. It’s not really an investment-like venture. The reason is that if one neglects his blog, not much money can be made. Also, a lot of efforts need to be put to market your blog. Blogging professionally is more business-like I think.

The thing about blog however is that you don’t need a high amount of capital to get in. With Blogspot for example, it’s free! You’re also not required to build an asset base to derive income from, unless of course you’d consider the presence of your blog itself as an asset (brand, domain name, copyrights, and etc.).

How do you make money from blogs? One way is through advertising. There are programs like Google Adsense, Adbrite (
), Bidvertiser (Monetize your Website or Blog with BidVertiser), and Nuffnang for that purpose.

Some people also earn money through affiliation programs or even sell items directly from their blogs. I havent’s ventured into these yet but I might in the near future.

So, in a nutshell, making money through blogging is definitely possible but to make some serious money through this field takes massive hardwork.

Have a look at this interesting article here .

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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I’ve always wondered one thing about job interviews. Do people usually tell the truth about themselves or do they sugar-coat things to make it sound much better?

Really, I believe that everybody has their own weaknesses. So, when asked by potential employers, how does one go about explaining their weaknesses ‘diplomatically’?

Lying is a definite no-no I reckon. What do you guys usually do?

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According to her, one ’should not have high expectations’. One should ‘lower their expectations’ so as not to get ‘disappointed’.

What in the world??? What a way to educate your students huh?

I’m going to stay out of it this time and let Les Brown argue on my behalf. Have a look at the video below.

Oh, for the record, I’m against my lecturer’s beliefs with every single fiber of my being. I believe that one should always challenge the status quo and improve oneself. Having high expectations of oneself and taking risks are parts of living a life.

By the way, talking about disappointments, expectations, and risks, watch another video below.

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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According to my projections, it was possible! Fast forward a few years later and thanks to the Global Financial Crisis, I was nowhere near to that :P

Well, that’s life. No biggie.

I did however saved up some money to top up my long-term investments and some to be re-invested into another business venture that I plan to work on in Malaysia if the situation warrants. So, all is well. I’m happy.

(Photo credits: Rudolf Stricker at Wikipedia)

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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What company did I trade? It was Zinifex Ltd., a mining company that has since been taken over by another company.

The strategy I was using back then was the dividend-harvesting strategy. I bought into stocks that were in a trend and were about to pay out dividends very soon. As you all are aware of, on the ex-dividend date, the price of the stock will fall to correspond with the dividend payout. I held on to the stock, allowing the price to recover, and captured some of the uptrend movement as well.

An interesting thing to note, before I embarked on this trade, I told my girlfriend about this little plan of mine. She was sceptical. If successful, I could actually make quite a sum in just a short time but she said “Mana ada senang macam tu nak buat duit!”. Hehe :P

Fast forward to a couple months later, the plan worked and the money was more than enough to fund the purchase of my Nokia 8800 Sirocco Edition.

I was stoked! Just one little regret though. In hindsight, I should have saved that money rather than spending them on a phone.

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Disclaimer: This article is not a specific nor general advice on managing or investing your money. This article does not constitute a recommendation nor does it take into account your investment objectives, financial situation nor particular needs.

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