Fleischman Consumer Law Center

How Trump’s Tax Reform Affected Student Loan Borrowers

Jay Fleischman — Fri, 28 Apr 2017 08:00:49 +0000

On April 26, 2017, the White House unveiled a plan to provide "tax relief to both our corporations that will help grow jobs, and to middle Americans." In a briefing, Secretary of the Treasury Steven Mnuchin and Director of the National Economic Council Gary Cohn admitted that the President's plan takes away a critical Read the article

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Here’s how to get in touch with National Collegiate Student Loan Trust

Jay Fleischman — Thu, 27 Apr 2017 18:17:20 +0000

I've defended hundreds of lawsuits brought by National Collegiate Student Loan Trust over the past 7 years. I've shared my insights by writing countless articles about the company, and have spoken at dozens of bar events around the country in an effort to teach people about how National Collegiate works. Beyond that, I helped Read the article

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Defeat LVNV Funding Lawsuits With These Magic Words

Jay Fleischman — Mon, 24 Apr 2017 06:06:00 +0000

WARNING - READ THIS FIRST I provide legal advice and representation in debt collection lawsuits only for residents of New York and California. If you live in any other state aside from California or New York, I will not speak with you about any a debt collection lawsuit or judgment that was Read the article

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Don’t Be Fooled by These 6 Lies Told by Student Loan Servicers

Jay Fleischman — Mon, 10 Apr 2017 22:40:39 +0000

The government is suing student loan giant Navient, claiming the servicer isn't looking out for borrowers. Navient agrees, saying its role is to send bills, collect payments, process forbearances and manage the account. The student loan servicer acts in the lender’s interest, claims Navient - not yours. In other words, Navient isn't even pretending Read the article

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Who Is National Collegiate Student Loan Trust?

Jay Fleischman — Sat, 28 Jan 2017 08:00:35 +0000

If you've been sued for a private student loan by National Collegiate Student Loan Trust, there's a good chance you have no idea who they are. Here's what I know, and what you need to know. Have a private student loan? Chances are pretty good that National Collegiate Student Loan Trust is involved. This Read the article

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What the 2016 Democratic Party Platform Says About Student Loans

Jay Fleischman — Sat, 02 Jul 2016 13:10:15 +0000

The 2016 Democratic Party's draft platform has some major wins for those struggling with student loan debt. Whether you end up supporting the Democrats or Republicans in the 2016 presidential election, it's useful to know where each side stands on the issues of concern to you.Here's what the Democrats have to say:Democrats will allow those Read the article

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Here’s When You Shouldn’t File for Bankruptcy to Discharge Your Student Loans

Jay Fleischman — Fri, 22 Jan 2016 11:00:02 +0000

Contrary to news reports, there are times when you can wipe out student loans in a bankruptcy case. To do so, you're required to not only file for bankruptcy but also to file a separate lawsuit and prove that the debt amounts to an undue hardship. If you can meet the standard required under the Read the article

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The Bible on Debt and The Morality of Bankruptcy

Jay Fleischman — Sun, 29 Nov 2015 08:00:31 +0000

Let’s talk about the morality of being in - and being unable to get out of - debt. There's no clause in a credit card contract that speaks to morality or ethics. There are bad people who have credit cards and pay them on time. There are also good people who can’t make their payments on Read the article

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4 Surprising Changes You’ll See After Bankruptcy

Jay Fleischman — Tue, 10 Nov 2015 06:00:36 +0000

What does life feel like after bankruptcy? When you file for bankruptcy, it's usually because there's no better option for you to get your finances under control. Your credit's shot, your phone's ringing off the hook and the mail is piling up. You sit down with your bankruptcy attorney and plot out a course for Read the article

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The Inside Scoop on Your Credit Report

Jay Fleischman — Tue, 03 Nov 2015 05:38:08 +0000

You've been told time and time again the your credit report is an important part of your financial life. You're bombarded with messages telling you to check your credit report regularly so you can be sure it's correct and updated properly. Sounds good, right? Having a correct and updated document that's important to your finances Read the article

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