No Debt Plan

How I’m Saving 22% to 42% On My Mortgage Interest Through Refinancing

Kevin — Thu, 09 Feb 2012 12:30:35 +0000

How would you like to chop your mortgage interest cost down by 22% to 42% from your current plan? That’s exactly what I’m doing. Read on to learn exactly how I’m going to be able to save that much. Low Mortgage Rates for Refinancing Can mortgage rates seriously get any lower? A few years ago [...]

How I’m Saving 22% to 42% On My Mortgage Interest Through Refinancing is a post from No Debt Plan

Does Owning a Home Really Put You Ahead of Your Peers?

Kevin — Fri, 03 Feb 2012 12:30:24 +0000

My wife and I bought our first home at the ages of 23 and 22. This was in the year 2007. We put 5% down, got a traditional 80% mortgage, and had a slightly higher interest rate 2nd mortgage for the remaining 15%. At the time our family and friends showered us with praise. We [...]

Does Owning a Home Really Put You Ahead of Your Peers? is a post from No Debt Plan

Should You Set Up Automatic Payment for Your Mortgage?

Kevin — Sun, 29 Jan 2012 23:05:22 +0000

One of the easiest ways to make sure your bills are paid on time is to set up automatic bill payment with each company that sends you a monthly bill. You won’t have to remember to write a check or mail an envelope. Depending on the type of automatic bill pay the company uses your [...]

Should You Set Up Automatic Payment for Your Mortgage? is a post from No Debt Plan

How to Maximize Your Severance

Kevin — Thu, 19 Jan 2012 12:30:16 +0000

Long gone are the days where you got a good education, made good grades, got a good job, and retired 35 years later with a gold watch gift from the company for your decades of service. The new world economy is constantly changing and most of today’s graduates can expect to hold 5-15 jobs depending [...]

How to Maximize Your Severance is a post from No Debt Plan

Is It Too Late for Your 2011 IRA Contribution?

Kevin — Thu, 12 Jan 2012 12:30:47 +0000

Don’t you hate when you intend to do something but life gets in the way and keeps you from getting it accomplished? If that happened to you last your with your ambitions of opening a Roth IRA, don’t worry: you still have time to fulfill your contribution limit for 2011. Why can you still contribute [...]

Is It Too Late for Your 2011 IRA Contribution? is a post from No Debt Plan

Should You File Your Own Taxes?

Kevin — Fri, 06 Jan 2012 12:30:33 +0000

Tax time just began in the United States. If you’re like me you are compiling receipts, financial documents, and impatiently waiting for W2s or 1099s to arrive in the mail. You’ve probably already seen lots of web advertisements online for special discount codes on tax software so you can file your tax return from the [...]

Should You File Your Own Taxes? is a post from No Debt Plan

How to Get Get Hired in the Job You Want

Kevin — Sat, 31 Dec 2011 21:30:03 +0000

If you are lucky enough to be employed in this somber economy, you might think it crazy to consider a job change. Perhaps you just came off months of unemployment and are just happy to be working for a check once again. But if we’re really honest with ourselves, we might not think our current [...]

How to Get Get Hired in the Job You Want is a post from No Debt Plan

There Is No Secret to Financial Success

Kevin — Thu, 22 Dec 2011 12:30:18 +0000

As we wrap up the year and head into 2012 you will undoubtedly see a lot of products associated with making 2012 your best year ever. You’ll walk the aisles at the bookstore and see books aimed at a new diet, an exciting exercise plan, a peculiar take on getting on a budget, and the [...]

There Is No Secret to Financial Success is a post from No Debt Plan

How to Prepare to Be Laid Off

Kevin — Thu, 15 Dec 2011 12:30:50 +0000

Hearing the whispered rumors throughout your corporate campus that layoffs are coming is a terrifying experience. No one that has the facts — upper level management — is talking. Your departmental coworkers don’t know if the rumors are true or not, but everyone is scared. Could your department be skipped over and not lose anyone? [...]

How to Prepare to Be Laid Off is a post from No Debt Plan

Change Your Financial Family Tree

Kevin — Thu, 08 Dec 2011 12:30:37 +0000

From the moment we come into the world we watch our parents closely. We learn how to navigate life. Whether it is how to speak politely or cook a good meal, our parents are there showing us the ropes. Dealing with all facets of money and finances is no different. We learn how money works [...]

Change Your Financial Family Tree is a post from No Debt Plan