No Debt Plan http://www.nodebtplan.net A personal finance blog teaching you how to live debt free and use credit wisely. Thu, 22 Dec 2016 14:02:46 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.24 When Paying a Pro is Cheaper Than DIY http://www.nodebtplan.net/2014/05/28/paying-pro-cheaper-diy/ http://www.nodebtplan.net/2014/05/28/paying-pro-cheaper-diy/#comments Wed, 28 May 2014 11:30:38 +0000 http://www.nodebtplan.net/?p=5352 Why do we take such pride in our yards? I just have to laugh sometimes when contrasting the amount of time we spend working on our yard versus how much time we spend in it. We use our yard, sure. My dog uses it more than I do. And I’m sure as my son gets […]

When Paying a Pro is Cheaper Than DIY is a post from No Debt Plan

]]> http://www.nodebtplan.net/2014/05/28/paying-pro-cheaper-diy/feed/ 2 How I Used Credit Cards to Plan a Surprise Birthday Trip for My Wife http://www.nodebtplan.net/2014/05/27/used-credit-cards-plan-surprise-birthday-trip-wife/ http://www.nodebtplan.net/2014/05/27/used-credit-cards-plan-surprise-birthday-trip-wife/#comments Tue, 27 May 2014 11:30:58 +0000 http://www.nodebtplan.net/?p=5351 I am nothing if not a hopeless romantic. You see my wife loves birthdays. LOVES them. Her birthday is the second most important holiday on the calendar. She thinks your birthday is just as important, too. We’re an odd contrast; I’ve always been kind of “eh” on birthdays. She thinks we should celebrate birthdays for an […]

How I Used Credit Cards to Plan a Surprise Birthday Trip for My Wife is a post from No Debt Plan

]]> http://www.nodebtplan.net/2014/05/27/used-credit-cards-plan-surprise-birthday-trip-wife/feed/ 3 Thanks But No Thanks, Wells Fargo – The Weird Refinance Offer http://www.nodebtplan.net/2014/05/15/thanks-thanks-wells-fargo-weird-refinance-offer/ Thu, 15 May 2014 12:44:22 +0000 http://www.nodebtplan.net/?p=5348 This is a real head scratcher. A few weeks ago I got an envelope in the mail from Wells Fargo. They happen to hold our home mortgage, so I always open up whatever they send me despite the fact a majority of the time they are trying to sign me up for a credit card […]

Thanks But No Thanks, Wells Fargo – The Weird Refinance Offer is a post from No Debt Plan

]]> 3 Fundamental Issues and Opportunities of Living Paycheck to Paycheck http://www.nodebtplan.net/2014/04/30/3-fundamental-issues-opportunities-living-paycheck-paycheck/ http://www.nodebtplan.net/2014/04/30/3-fundamental-issues-opportunities-living-paycheck-paycheck/#comments Wed, 30 Apr 2014 11:30:20 +0000 http://www.nodebtplan.net/?p=5346 The Brookings Institute has an interesting study about living paycheck to paycheck. The study shows that 38 million American households (about 33% of all American households) live paycheck to paycheck. That’s 38 million families with no savings, little to no assets, and no financial cushion to catch them when things go wrong. Authors of the […]

3 Fundamental Issues and Opportunities of Living Paycheck to Paycheck is a post from No Debt Plan

]]> http://www.nodebtplan.net/2014/04/30/3-fundamental-issues-opportunities-living-paycheck-paycheck/feed/ 3 Side Hustles: A World of Possibilities http://www.nodebtplan.net/2014/04/28/side-hustles-world-possibilities/ Mon, 28 Apr 2014 11:30:25 +0000 http://www.nodebtplan.net/?p=5344 How often are you striving to test out a new idea to make an extra buck? Are you idly sitting by hoping extra cash comes your way or actively pursuing that dollar? I like to call this type of work a side hustle. It’s on the side — I’m still employed — and I have […]

Side Hustles: A World of Possibilities is a post from No Debt Plan

]]> Time Moves Fast: Value It! http://www.nodebtplan.net/2014/04/27/time-moves-fast-value/ Sun, 27 Apr 2014 11:30:01 +0000 http://www.nodebtplan.net/?p=5343 I turned 30 this month. “How did it come to this?”, I asked myself. “Where did time go?” It feels like just yesterday my girlfriend at the time (now my amazing wife) and I were driving 2 hours and 15 minutes every other weekend to see each other as we finished up college. (Admittedly, she drove […]

Time Moves Fast: Value It! is a post from No Debt Plan

]]> Serious Number Crunching on Mattress Purchases http://www.nodebtplan.net/2014/04/08/serious-number-crunching-mattress-purchases/ http://www.nodebtplan.net/2014/04/08/serious-number-crunching-mattress-purchases/#comments Tue, 08 Apr 2014 11:30:17 +0000 http://www.nodebtplan.net/?p=5341 It’s almost that time. Our mattress is about ten years old. I shudder to think how we will survive. Is it time to replace our mattress? “The industry” says consumers should replace a mattress every five to ten years. But “the industry” has a lot to gain from selling me a lot of mattresses over […]

Serious Number Crunching on Mattress Purchases is a post from No Debt Plan

]]> http://www.nodebtplan.net/2014/04/08/serious-number-crunching-mattress-purchases/feed/ 1 When Frugal is Dumb: Earbuds http://www.nodebtplan.net/2014/03/31/frugal-dumb-earbuds/ http://www.nodebtplan.net/2014/03/31/frugal-dumb-earbuds/#comments Mon, 31 Mar 2014 10:49:41 +0000 http://www.nodebtplan.net/?p=5334 Every so often do you look back at a decision you made and just shake your head? What was I thinking? I’m such a doofus. I’ve been traveling more for work and to maximize the hours in the air I bought an iPad Mini. (The nice one with the “retina” screen.) I’ve loaded it up […]

When Frugal is Dumb: Earbuds is a post from No Debt Plan

]]> http://www.nodebtplan.net/2014/03/31/frugal-dumb-earbuds/feed/ 2 How I Saved $2 at Target With Mobile Coupons http://www.nodebtplan.net/2014/03/30/saved-2-target-without-clipping-coupon/ Mon, 31 Mar 2014 01:57:01 +0000 http://www.nodebtplan.net/?p=5332 I spent last week in Phoenix, Arizona on a business trip. Whenever I fly for business I have a note saved in my Evernote account with a full packing list. (I tend to forget things these days… I’m told having a baby in the house will do that to you.)  On that list is everything […]

How I Saved $2 at Target With Mobile Coupons is a post from No Debt Plan

]]> Your Cinderella Finance Story http://www.nodebtplan.net/2014/03/28/cinderella-finance-story/ Fri, 28 Mar 2014 13:36:34 +0000 http://www.nodebtplan.net/?p=5330 The Dayton Flyers have pulled it off. They entered the NCAA tournament as an 11 seed and facing large statistical odds to advance. They beat the team that refuses to play them — #6 Ohio State. For that win they were given the privilege of playing  #3 seed Syracuse. The same team that earlier in […]

Your Cinderella Finance Story is a post from No Debt Plan

]]>