<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss'><id>tag:blogger.com,1999:blog-2606009614390399817</id><updated>2009-10-13T07:53:25.797-04:00</updated><title type='text'>North West Jersey Real Estate Blog</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>5</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2606009614390399817.post-8240862425734335661</id><published>2008-12-10T11:25:00.002-05:00</published><updated>2008-12-10T12:01:15.692-05:00</updated><title type='text'>Is now really the time to buy?</title><content type='html'>This has to be the question I hear most often. And the answer is, Yes absolutely.  Home prices are at their lowest (pre-2005 prices) and mortgage interest rates are low and look like they may be going lower. If you were to find a house today and lock in the current low mortgage rate by time you close in 45-60 days there is a good chance that rates may drop even further and you will be all set up to take advantage of the new lower rate. (Check out &lt;a href="http://www.bankrate.com/brm/static/rti.asp"&gt;bankrate.com &lt;/a&gt;to see the experts comments. ) It's true, you do need a decent credit score and some money for a down payment but with an FHA loan it could be as little at 3.5% down payment.  How long do you have to take advantage of this buyers market?  Good question. I don't know. Some experts are predicting that if mortgage rates really do go as low as the 4% range, as is currently being speculated for the January time frame, than you could see the Spring Market turn into a sellers market.  Now don't get me wrong, I don't expect home prices to go up dramatically but if we finally get that flood of buyers into the market that have been sitting on the side lines for the past 2 years it certainly will give the sellers some more options.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2606009614390399817-8240862425734335661?l=kimberlyramirezblog.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/8240862425734335661/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=2606009614390399817&amp;postID=8240862425734335661' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/8240862425734335661'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/8240862425734335661'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/2008/12/is-now-really-time-to-buy.html' title='Is now really the time to buy?'/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='00020985620982034837'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2606009614390399817.post-8434472703529230292</id><published>2008-07-02T16:03:00.003-04:00</published><updated>2008-07-02T16:28:52.957-04:00</updated><title type='text'>Warren County Farmers Fair</title><content type='html'>Warren County has so many wonderful things to offer its residents and visitors alike.  This year I had the pleasure of getting to know what the &lt;a href="http://www.warren4-h.org/"&gt;4-H&lt;/a&gt; has to offer.  My daughter attended horse camp and had a fabulous experience.  We are now looking forward to participating at the &lt;a href="http://www.warrencountyfarmersfair.org/"&gt;Warren County Farmers Fair. &lt;/a&gt; The fair is being held from July 27 - August 2, 2008 at the fairgrounds in Harmony Twp.  You are sure to find lots of fun for the whole family.  I am looking forward to the Hot Air Balloon Launch and hoping to get my picture taken with the famous RE/MAX Hot Air Balloon!  You can even take a tethered balloon ride, weather permitting.  There are many events for the whole family like horse shows, car show, activities in The Kids' Corral, lawn mower races, a heaviest vegetable contest, Elvis Impersonator, Beef &amp;amp; Steer Show, demolition derby, demonstrations by traditional artists, an animal exhibit barn, and so much more........Hope to see you there!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2606009614390399817-8434472703529230292?l=kimberlyramirezblog.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/8434472703529230292/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=2606009614390399817&amp;postID=8434472703529230292' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/8434472703529230292'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/8434472703529230292'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/2008/07/warren-county-farmers-fair.html' title='Warren County Farmers Fair'/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='00020985620982034837'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2606009614390399817.post-3527769224212787753</id><published>2008-06-19T09:09:00.003-04:00</published><updated>2008-06-19T10:13:43.629-04:00</updated><title type='text'>Mountain Lake, Liberty Township</title><content type='html'>A great community for people that like the outdoors is &lt;a href="http://www.libertytownship.org/community/index.html"&gt;Mountain Lake in Liberty Township, Warren County&lt;/a&gt;.  Mountain Lake is the largest natural glacial lake in Warren County.  The &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_0"&gt;Skylands&lt;/span&gt; Birding and Wildlife Trails has added Mountain Lake to the &lt;a href="http://skylands.njwildlifetrails.org/SkylandsTrails/PequestHatcheryTrailWarrenCounty/tabid/146/forumid/9/scope/threads/Default.aspx"&gt;&lt;span class="blsp-spelling-error" id="SPELLING_ERROR_1"&gt;Pequest&lt;/span&gt; Hatchery Trail&lt;/a&gt;.  You can also access one of the &lt;a href="http://www.state.nj.us/dep/parksandforests/virtual_tours/jenny_jump_state_park.html"&gt;Jenny Jump State Park &lt;/a&gt;hiking trails from the lake area. &lt;br /&gt;&lt;br /&gt;There are currently 12 homes available for sale in the lake area.  They range in price from $145,900 to $319,000.  Of course, I think the best deal is one of my listings.  It offers 4 large bedrooms, lots of closet space and a sunny updated kitchen on a double lot with lake views for $264,900.  &lt;a href="http://idx.imprev.net/03782F07/2841/559719"&gt;Click here &lt;/a&gt;to see a virtual tour. &lt;br /&gt;&lt;br /&gt;If you would like any additional information on this area or would like to schedule an appointment to see some of the homes this great community has to offer contact me today at &lt;a title="blocked::mailto:Kimberly@kimberlyramirez.com" href="mailto:Kimberly@kimberlyramirez.com"&gt;MailTo:Kimberly@kimberlyramirez.com&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2606009614390399817-3527769224212787753?l=kimberlyramirezblog.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/3527769224212787753/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=2606009614390399817&amp;postID=3527769224212787753' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/3527769224212787753'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/3527769224212787753'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/2008/06/mountain-lake-liberty-township.html' title='Mountain Lake, Liberty Township'/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='00020985620982034837'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2606009614390399817.post-971354025872920248</id><published>2008-06-14T14:48:00.000-04:00</published><updated>2008-06-14T15:53:18.258-04:00</updated><title type='text'></title><content type='html'>&lt;a href="http://4.bp.blogspot.com/_Uk1aKzrVRSg/SFQbubSg3MI/AAAAAAAAAAw/4FQdLkkubzE/s1600-h/P1011092.JPG"&gt;&lt;img id="BLOGGER_PHOTO_ID_5211821153187847362" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; CURSOR: hand" alt="" src="http://4.bp.blogspot.com/_Uk1aKzrVRSg/SFQbubSg3MI/AAAAAAAAAAw/4FQdLkkubzE/s320/P1011092.JPG" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Today I am holding an open house at Eagles Nest located in &lt;a href="http://www.spartanj.org/"&gt;Sparta&lt;/a&gt; a part of scenic &lt;a href="http://www.sussexcountychamber.org/"&gt;Sussex County&lt;/a&gt;. Eagles Nest is a new subdivision offering majestic homes with great views. Standard features include hardwood throughout the first floor, except for the family room, designer kitchen with granite, custom cabinets, crown moldings and so much more. Most models offer a bonus room and optional conservatory. Base prices start at $799,000.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Sparta is convenient to routes 15 &amp;amp; 80.  It is 25 miles from &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_0"&gt;Morristown&lt;/span&gt; and 45 miles from New York City.   Sussex county is one of &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_1"&gt;NJ's&lt;/span&gt; most pristine rural areas offering many &lt;a href="http://www.sussex.nj.us/Cit-e-Access/webpage.cfm?TID=7&amp;amp;TPID=1121"&gt;state parks &lt;/a&gt;for hiking and nature enthusiasts.  Call me if you would like more information on this great area.  &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2606009614390399817-971354025872920248?l=kimberlyramirezblog.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/971354025872920248/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=2606009614390399817&amp;postID=971354025872920248' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/971354025872920248'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/971354025872920248'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/2008/06/today-i-am-holding-open-house-at-eagles.html' title=''/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='00020985620982034837'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/_Uk1aKzrVRSg/SFQbubSg3MI/AAAAAAAAAAw/4FQdLkkubzE/s72-c/P1011092.JPG' height='72' width='72'/><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2606009614390399817.post-2589807280114915540</id><published>2008-06-13T22:02:00.000-04:00</published><updated>2008-06-13T22:17:10.150-04:00</updated><title type='text'>I started a blog!</title><content type='html'>Please bare with me as I learn to blog!  My hope is to bring you &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_0"&gt;useful&lt;/span&gt; and timely information regarding real estate in our area.  If you are looking for real estate information please visit my &lt;a href="http://kramirez.remax-nj.com/"&gt;website&lt;/a&gt;.  Feel free to post your questions for me here.  And check back regularly as I provide information regarding my listings and homes and areas that I have previewed for my buyers.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2606009614390399817-2589807280114915540?l=kimberlyramirezblog.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://kimberlyramirezblog.blogspot.com/feeds/2589807280114915540/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=2606009614390399817&amp;postID=2589807280114915540' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/2589807280114915540'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2606009614390399817/posts/default/2589807280114915540'/><link rel='alternate' type='text/html' href='http://kimberlyramirezblog.blogspot.com/2008/06/i-started-blog.html' title='I started a blog!'/><author><name>Kimberly Ramirez</name><uri>http://www.blogger.com/profile/12828003197523136292</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='00020985620982034837'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry></feed>