Oak Tree Mortgages Blog

Looking after your credit file - What is credit scoring?

2009-11-23T12:01:46+00:00

Credit Scoring is a method used by mortgage lenders to help them assess risk. This article looks at how credit scoring works and why having too many credit checks can damage your credit rating.

Buying a home needn't be taxing...

2009-10-07T09:35:45+01:00

Stamp Duty Land Tax is normally another cost incurred by First Time Buyers. However, for a limited time only, it is possible to purchase a property without incurring this cost.

The First Time Buyer 90% Mortgage - "Members Only?"

2009-09-28T22:09:37+01:00

The Coventry Building Society have announced a 90% mortgage for first time buyers who have been members of the building society for at least 3 years. This qualifying criteria now allows first time buyers whose parents or grandparents have been members of the society for at least 3 years.

Can we call the bottom of the property market?

2009-06-27T13:43:41+01:00

What can I say? "I'm sorry" - for having been away from our blog for so long! "Where have you been?" I hear you ask. Well, I have been very pleasantly surprised by the level of activity in the market...

The fixed rate dilema... is 2 years too short?

2009-02-24T18:20:26+00:00

As any good cook will tell you, timing is everything. The same is true with fixed rate mortgages at the moment! Imagine you want a mortgage that allows you to budget for the next few years. You might be unsure...