If you have some extra time to spend on your taxes this season, itemizing your deductions could save you some extra money. Of course, you can’t take the standard deduction if you do itemize — so you’ll want to do your homework before submitting the forms. The 2012 standard tax deductions are:

- $5,950 for married couples filing separate tax returns

- $11,900 for married couples filing joint tax returns

- $8,700 for heads of household.

Compare this amount to the total expenses you can itemize. Then, file your taxes using the method that saves you the most money. If you decide to itemize, you’ll need to file the long version of Form 1040 and the Schedule A form. And since filing taxes can be a bit anxiety-producing, we recommend you consult with a tax professional who can help you find appropriate tax deductions – without throwing up major red flags for a tax audit.

So, which expenses can you deduct from your 2012 tax return?

Mortgage Interest – Deduct the interest you pay with each mortgage payment. During the early years of home ownership, you’ll probably find that a big portion of each payment goes toward your interest – which ends up being a big benefit during tax season.

Points – If you paid points to a lender in order to get a better rate on your home loan, you’ll be able to deduct those points – but only in the year you paid them. There are a few stipulations regarding this deduction: point payment has to be an established business practice in your local area, the loan must have been used to purchase or build your main home and the points must be within an accepted range.

Property Taxes – Any property taxes you pay to your state and local governments can be deducted from your federal income taxes.

Moving Expenses – If you’ve saved your receipts, you can usually deduct job-related moving expenses.

Energy-Efficient Upgrades – You may be able to deduct certain expenses associated with energy-efficient improvements to your home. These deductions typically include insulation, windows, exterior doors, roofs, central air conditioners, heat pumps and furnaces. There are several stipulations regarding these tax deductions, however – so make sure you consult with a tax professional before filing your forms.

Private investors or angel investors willing to contribute investment capital (investors capital) with a 50% return on total profit are more than welcome to contact us with offers and ideas. As an angel investor, you will simply provide the capital used to purchase the investment property. Our experienced construction crew will provide the labor and Ohio Real Estate Guys Inc. will provide knowledge of the local Dayton real estate market, Dayton MLS access and will be the buying agent & selling agent on all transactions.

We are not looking for venture capitalists at this time; we are interested in personal investors (angel investors) only. If you are unaware of the difference between an “angel investor” and a “venture capitalist,” it’s simple: an angel investor (or personal investor) is someone that invests their own money, while a venture capitalist is someone that invests other people’s money. So, in layman’s terms, what we are looking for is a partner of sorts. By partnering with us, we will save you the 3% agent fee on the buyer’s side and the 3% agent fee on the seller’s side. Whether or not you are familiar with the Dayton Ohio real estate market, it remains an excellent area for real estate investment – with potentially large returns.

If you are interested in speaking to us about this investment opportunity, please find our contact information below.

Are you thinking about pursuing a career in real estate? If so, we would love the opportunity to speak with you. We are a local Dayton real estate company and a tight-knit group of Realtors that love to help individuals and families achieve the American dream of home ownership. By no means are we the largest real estate brokerage in the Dayton – Cincinnati area, but that’s not what we strive to be either. We are a small team that prides itself on achieving personal goals & providing personalized service to each and every one of our clients. And we’d love to have you as part of our team.

In order to sell real estate or represent a person/persons selling a piece of real estate in Ohio, you need to pass the State and National portions of the Ohio Real Estate Salesperson exam with a passing score of 70 in order for a license to be issued. In order to even qualify to take the Ohio Real Estate Salesperson exam, you need a signed document stating that an active Ohio real estate broker will be sponsoring you.

In Ohio you’ll  need to choose a real estate school (we only recommend Hondros) and complete the following real estate courses before you’re able to sit for the State and National Real Estate Exam.

• Real Estate Principles and Practices (40 hours)
• Ohio Real Estate Law (40 hours)
• Real Estate Appraisal (20 hours)
• Real Estate Finance (20 hours)

Ohio real estate career education is the legacy of Hondros College, as they’ve trained over 80% of the real estate agents in the state. Hondros School of Business continues to offer the best real estate education to local students and professionals alike. If you are starting your real estate career in either the Dayton or Cincinnati Ohio areas and plan on attending Hondros College (Hondros Real Estate School) please let them know that you were recommended by Redtree Home Realty.

The Dayton Daily News reported that bank foreclosures in Dayton, Ohio are decreasing from a year ago. Foreclosure listings in Dayton were at an all-time high last year, according to the Dayton Ohio Clerk of Courts.

More than 70 cases were filed last month in Greene County, 44 in Miami County, 303 in Montgomery County, 29 in Preble County and 98 in Warren County, according to figures provided to the Dayton Daily News by officials with the respective clerks’ offices. That’s a total of 547 foreclosures for all five counties, compared to 632 August 2011, a more than 13 percent drop.

You may be saying to yourself,”Well that’s great” – but not so quick. Although foreclosed homes (foreclosure fillings) are falling, there are still too many undeserving families losing their homes. The reason I bring this up now is because I have yet to hear any real solution to the housing crisis by the current administration. I feel that we have somehow become “ok” or “accepting” of the number of foreclosed homes in this country. In May of this year, Montgomery County Ohio had 396 home foreclosures – which was the most of any month in the past two years.

Foreclosure activity in September (last month) gave Ohio the seventh highest foreclosure rate in the entire country. My point here is this, let’s not get overly excited just yet. There are a lot of families in and around Dayton, Ohio that are still losing their homes to bank foreclosure. I’m hoping that the new year (2013) brings Dayton, Ohio some well deserved jobs, which in return will lower our bank foreclosure activity.

Howard Hanna Real Estate Services is the #1 real estate company in Pennsylvania and Ohio and the 4^thlargest real estate company in the United States. The family-owned and full-service real estate company specializes in residential and commercial brokerage service, mortgages, closing and title insurance, land development, appraisal services, insurance services, corporate relocation and property management. With 134 offices across PA, OH, NY & WV, Howard Hanna’s more than 4,700 sales associates, management and staff are guided by a spirit of integrity in all aspects of the real estate process.

For more information on the newest real estate company in Columbus, Ohio (Howard Hanna Real Estate Services), visit www.howardhanna.com or www.facebook.com/howardhanna. If you would like to read the entire real estate press release on  Howard Hanna expanding real estate offices into Columbus Ohio please visit PR Newswire.

Not only will we market your home for sale on over 40 major websites, we also list your home for sale on our website. The Ohio Real Estate Guys (OhioRealEstateGuys.com) is one of the most visited real estate websites in Ohio. We average over 60,000 unique visitors everyday that are looking to either buy a home or sell a home in Ohio. If you’re interested in selling your house fast or have a question concerning the short sale process or foreclosure process, please contact us for a FREE HOME EVALUATION.

Sugarcreek Township Ohio Real Estate Property

Homes for sale in Sugarcreek Township: View Sugarcreek Township homes for sale or rent, real estate listings and commercial real estate property for sale in Bellbrook Sugarcreek Township all right here at the “Ohio Real Estate Guys.” Find local Sugarcreek Township real estate news, Twp information, Sugarcreek Township local Schools, or if you would like to list your home for sale, get a free Home Evaluation, or receive a list of rental properties, short sale homes, bank owned homes, foreclosures for sale – foreclosed homes in Sugarcreek Township Ohio, please contact:

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VIEW ALL MONTGOMERY COUNTY OHIO HOMES FOR SALE IN MIAMI TOWNSHIP DAYTON OHIO

Hamilton Real Estate Property

Homes for sale in Hamilton Ohio: View Hamilton Ohio homes for sale or rent, real estate listings and commercial real estate property for sale in Hamilton Ohio all right here at the “Ohio Real Estate Guys.” Find local Hamilton real estate news, information on Hamilton local Schools, or if you would like to list your home for sale, get a free Home Evaluation, or receive a list of HUD homes, rental properties, short sale homes, bank owned homes, foreclosures for sale – foreclosed homes in Hamilton Ohio, please contact:

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Kings Mills Real Estate Property

Homes for sale in Kings Mills Ohio: View Kings Mills Ohio homes for sale or rent, real estate listings and commercial real estate property for sale in Kings Mills Ohio all right here at the “Ohio Real Estate Guys.” Find local Kings Mills real estate news, information on Kings Mills local Schools, or if you would like to list your home for sale, get a free Home Evaluation, or receive a list of rental properties, short sale homes, bank owned homes, foreclosures for sale – foreclosed homes in Kings Mills Ohio, please contact:

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