<?xml version="1.0" encoding="utf-8" standalone="no"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:media="http://search.yahoo.com/mrss/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" version="2.0">
<channel>
<title>Oswin Grant - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Oswin_Grant</link>
<pubDate>Sun, 16 Jul 2023 05:25:57 -0500</pubDate>
<image><title>Oswin Grant - EzineArticles Expert Author</title>
<link>http://EzineArticles.com/expert/Oswin_Grant/129911</link>
<url>http://EzineArticles.com/images/ea_logo.jpg</url>
</image>
<language>en-us</language>
<copyright>Copyright 2023 EzineArticles.com - All Rights Reserved.</copyright>
<description><![CDATA[I have been blogging for about 3 years now helping struggling homeowners to stay in their home and lower their mortgage. I really enjoy it, because I get to share valuable information with people who can use my advise to some how benefit themself. I love writing to give insightful tips on anything that I have great knowledge/and or experience on. I also enjoy reading what others have to say to see if maybe their articles can help me, or give me additional insights on topics that I am interested in. I hope to continue writing many more relevant articles ... ]]></description>
<lastBuildDate>Tue, 07 Dec 2010 13:10:13 -0600</lastBuildDate>
<atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/>
<atom:link href="http://feeds.ezinearticles.com/expert/Oswin_Grant.xml" rel="self" type="application/rss+xml"/>
<itunes:explicit>no</itunes:explicit><itunes:keywords>loan,modification,mortgage,real,estate,housing,foreclosure,loan,modification,help,loan,modification,tips,mortgage,company,borrower,lender,hamp,hmp,custom,modification,modify,diy,diy,loan,modification,mortgage,help,dil,deed,in,lieu,deed</itunes:keywords><itunes:summary>There are many different ways for homeowner to get professional mortgage loan modification assistance that will benefit them and their family. </itunes:summary><itunes:subtitle>Mortgage Loan Modification Help to Avoid Foreclosure</itunes:subtitle><itunes:category text="Business"><itunes:category text="Business News"/></itunes:category><itunes:owner><itunes:email>oswingrant@yahoo.com</itunes:email></itunes:owner><item>
<title>Doing a Custom Mortgage Loan Modification Can Be Much Quicker Than a Government Modification</title>
<link>http://EzineArticles.com/5496822</link>
<guid>http://EzineArticles.com/5496822</guid>
<pubDate>Tue, 07 Dec 2010 13:10:13 -0600</pubDate>
<description><![CDATA[Find out more about the different types of mortgage loan modification available. Learn some of the characteristics of the modification programs that may benefit your and your family.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Can You Modify Your Mortgage When You Are Current?</title>
<link>http://EzineArticles.com/5418412</link>
<guid>http://EzineArticles.com/5418412</guid>
<pubDate>Tue, 23 Nov 2010 13:03:15 -0600</pubDate>
<description><![CDATA[There seems to be some confusion when it comes to homeowners getting a mortgage loan modification to lower their house payment permanently. I have been asked time and time again, can a person who is current on their mortgage payment have a loan modification of their home loan.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Home Savers Advance</title>
<link>http://EzineArticles.com/5377158</link>
<guid>http://EzineArticles.com/5377158</guid>
<pubDate>Tue, 16 Nov 2010 09:26:21 -0600</pubDate>
<description><![CDATA[Washington-Fannie Mae declared that, as its Home Stay Plan to revive its lenders while they try to help at risk homeowners with mortgage workouts, they will offer another new option called the Home Saver Advance. The mortgage industry has had a continues stream of mortgage loan modification programs coming out. However, not all of the programs benefit all loan, which has been an issue for some borrowers and lenders alike.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Reverse Mortgage Help</title>
<link>http://EzineArticles.com/5336740</link>
<guid>http://EzineArticles.com/5336740</guid>
<pubDate>Tue, 09 Nov 2010 11:20:51 -0600</pubDate>
<description><![CDATA[A reverse mortgage is a simply a mortgage repayment plan back to a homeowner who has completed paying off their mortgage loan on their home, or someone who has a great deal of equity built up in their home; usually an elderly person. The bank or financial institution will make incremental payments or a large lump sum payment back to the homeowner.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Getting a Divorce While Owning a Home</title>
<link>http://EzineArticles.com/5337579</link>
<guid>http://EzineArticles.com/5337579</guid>
<pubDate>Tue, 09 Nov 2010 11:17:13 -0600</pubDate>
<description><![CDATA[Getting a divorce while owning a home will affect a homeowner negatively depending on their personal situation. With all of the everyday struggles of life especially in our current mortgage climate can take it's toll on the average homeowner. Unemployment is still at a record high, and many families are not up to their full financial capacity.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Homeowner Association</title>
<link>http://EzineArticles.com/5336861</link>
<guid>http://EzineArticles.com/5336861</guid>
<pubDate>Tue, 09 Nov 2010 11:08:14 -0600</pubDate>
<description><![CDATA[Your homeowner association(HOA) was created by the your neighborhood developer designed to manage your neighborhood. The association will eventually be under the ownership of the neighbors in your neighborhood once the developers have left the community.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Is Government Intervention Helpful Or Harmful</title>
<link>http://EzineArticles.com/5300778</link>
<guid>http://EzineArticles.com/5300778</guid>
<pubDate>Tue, 02 Nov 2010 11:25:24 -0500</pubDate>
<description><![CDATA[Do you think that allowing the market to be flooded with foreclosed homes is a good thing or not. That is the debate that has been taking place well over 2 yrs now.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Property Insurance Check</title>
<link>http://EzineArticles.com/5300750</link>
<guid>http://EzineArticles.com/5300750</guid>
<pubDate>Tue, 02 Nov 2010 11:06:54 -0500</pubDate>
<description><![CDATA[If you are a homeowner and you had something go wrong with your property, and you are entitled to get an insurance check you might have some problems cashing your insurance check on your own. Large insurance check are intended to be cashed by your mortgage company, not by you, but you do need to sign the check.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Accelerate Your Mortgage Pay Off Date And Pay Off Your Mortgage Much Sooner</title>
<link>http://EzineArticles.com/5300765</link>
<guid>http://EzineArticles.com/5300765</guid>
<pubDate>Tue, 02 Nov 2010 10:46:27 -0500</pubDate>
<description><![CDATA[Signing up for a 30 or 40 year mortgage can be a daunting commitment when you think about it. You might start to wonder if you loose your job, or if you get ill or injured who is going to make the payments on your mortgage loan. If you feel this way you are not alone.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>You Must Have Property Insurance Or Else</title>
<link>http://EzineArticles.com/5300806</link>
<guid>http://EzineArticles.com/5300806</guid>
<pubDate>Tue, 02 Nov 2010 10:38:03 -0500</pubDate>
<description><![CDATA[Being a homeowner requires you to always keep insurance on your home. Your home should never be without property insurance.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Some Companies Modify A Mortgage Quicker Than Others</title>
<link>http://EzineArticles.com/5298358</link>
<guid>http://EzineArticles.com/5298358</guid>
<pubDate>Tue, 02 Nov 2010 09:12:00 -0500</pubDate>
<description><![CDATA[When a homeowner decides to pursue a mortgage loan modification they have to go through their investor. The investor is the responsible party for financing their home purchase, in other words they have put up the money to cover a borrower's purchase of the home.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Purchasing a Fax Machine for a Loan Modification</title>
<link>http://EzineArticles.com/5297945</link>
<guid>http://EzineArticles.com/5297945</guid>
<pubDate>Tue, 02 Nov 2010 08:56:02 -0500</pubDate>
<description><![CDATA[When a homeowner is seeking help from their bank with their home mortgage loan they might have to communicate often with their lender. The most common request from homeowners to their mortgage company is the request for a mortgage loan modification.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Lowering Your Mortgage Has Good Benefits</title>
<link>http://EzineArticles.com/5297748</link>
<guid>http://EzineArticles.com/5297748</guid>
<pubDate>Tue, 02 Nov 2010 08:24:35 -0500</pubDate>
<description><![CDATA[When you think of getting a lower mortgage what comes to mind. Do you see yourself finally being able to take control of your financial situation. You might have dreams of doing big thing once your largest monthly expense is under control.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Missing Loan Modification Documents</title>
<link>http://EzineArticles.com/5297850</link>
<guid>http://EzineArticles.com/5297850</guid>
<pubDate>Tue, 02 Nov 2010 08:22:55 -0500</pubDate>
<description><![CDATA[When you are working on getting a mortgage loan modification you have be alert and keep a keen eye on what is needed in order to continue on the path to lowering your mortgage. If you are working on your own towards a loan modification follow up regularly.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Authorization Allowing 3rd Parties To Speak On Your Mortgage Account</title>
<link>http://EzineArticles.com/5297560</link>
<guid>http://EzineArticles.com/5297560</guid>
<pubDate>Tue, 02 Nov 2010 08:13:55 -0500</pubDate>
<description><![CDATA[When it comes to allowing 3rd parties such as, individuals including family members, professionals, companies, friends or anyone else to speak on your behalf regarding your mortgage, your mortgage company can be extremely strict granting access to anyone but the homeowner. Anyone with access to a homeowner's account is allowed to make changes that will affect the account and the homeowner.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Want to Know If Your Relative Can Purchase Your Home in a Short Sale?</title>
<link>http://EzineArticles.com/5298403</link>
<guid>http://EzineArticles.com/5298403</guid>
<pubDate>Mon, 01 Nov 2010 12:50:56 -0500</pubDate>
<description><![CDATA[When you are behind on your mortgage payments any kind of relief can be something beneficial to you and your family. A short sale is a great way to avoid a foreclosure sale of your home.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Another Bankruptcy Option</title>
<link>http://EzineArticles.com/5259912</link>
<guid>http://EzineArticles.com/5259912</guid>
<pubDate>Tue, 26 Oct 2010 10:26:50 -0500</pubDate>
<description><![CDATA[If you are low in income yet rich in bills, and you have seriously considered filing for bankruptcy, consider this. If you have 2 liens on your property, a 80/20 mortgage loan is what it is commonly referred to as. There is a good way around filing for bankruptcy if you are have such a loan.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Your 2nd Liens Got Charged Off, Do You Still Owe It?</title>
<link>http://EzineArticles.com/5259813</link>
<guid>http://EzineArticles.com/5259813</guid>
<pubDate>Tue, 26 Oct 2010 10:26:28 -0500</pubDate>
<description><![CDATA[Most homeowners have a 1st and a 2nd lien, that just means that at the time of purchase they put down less than 20% of their total purchase price as a down payment. A lender might charge off your 2nd lien if you stay too past due on it, it just means they do not think they will be able to collect on the debt.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Can You Have Your Mortgage Completely Waived Off?</title>
<link>http://EzineArticles.com/5259695</link>
<guid>http://EzineArticles.com/5259695</guid>
<pubDate>Tue, 26 Oct 2010 10:26:14 -0500</pubDate>
<description><![CDATA[You might be surprised but such a thing is possible, although it is not a regular occurrence. If a homeowner wants to get proof of the instrument that was used to purchase their mortgage, such as the deed of trust and the mortgage note, their lender has an obligation to have such proof on hand to present to a borrower or the court of law at any given moment.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Cease and Desist Letter</title>
<link>http://EzineArticles.com/5257992</link>
<guid>http://EzineArticles.com/5257992</guid>
<pubDate>Tue, 26 Oct 2010 10:25:50 -0500</pubDate>
<description><![CDATA[A cease and desist letter can stop any agency's collections efforts dead in its tracks. By law when a borrower sends a cease and desist letter to a creditor they must stop calling to complete their collections efforts with a borrower.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Is a Foreclosure Better Than a Bankruptcy?</title>
<link>http://EzineArticles.com/5257956</link>
<guid>http://EzineArticles.com/5257956</guid>
<pubDate>Tue, 26 Oct 2010 10:25:37 -0500</pubDate>
<description><![CDATA[Want to know if foreclosure is better than a bankruptcy? You might not be so surprised with the answer. These 2 options are often viewed at some of the worst options available to homeowners; and there is a lot a truth in that statement.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>A Mortgage Loan Modification Might Have a Payment That Is Not That Low</title>
<link>http://EzineArticles.com/5257701</link>
<guid>http://EzineArticles.com/5257701</guid>
<pubDate>Tue, 26 Oct 2010 10:25:26 -0500</pubDate>
<description><![CDATA[You might have had an approved mortgage loan modification that does not seem to be low enough for you, or it might not be to your liking. You could be one of those homeowners that received a mortgage loan modification offer and fall into that category.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Getting Frustrated Waiting on a Mortgage Loan Modification?</title>
<link>http://EzineArticles.com/5257746</link>
<guid>http://EzineArticles.com/5257746</guid>
<pubDate>Tue, 26 Oct 2010 10:25:23 -0500</pubDate>
<description><![CDATA[If you are getting frustrated waiting on a mortgage loan modification you are not alone. Close to 10 millions of homeowners are waiting on a mortgage loan modification at any given time.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Has Your Mortgage Company Placed a Lock on Your Door?</title>
<link>http://EzineArticles.com/5257492</link>
<guid>http://EzineArticles.com/5257492</guid>
<pubDate>Tue, 26 Oct 2010 10:24:40 -0500</pubDate>
<description><![CDATA[Believe it or not, a mortgage company or the bank can place a lock on your door, similarly to an apartment complex locking you out of an apartment for non-payment of your rent. Your lender has a financial interest in your property and they will protect it at almost any cost, even if it means locking you or anyone else out of the property.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Strangers Taking Pictures Of Your Property</title>
<link>http://EzineArticles.com/5257432</link>
<guid>http://EzineArticles.com/5257432</guid>
<pubDate>Tue, 26 Oct 2010 10:24:38 -0500</pubDate>
<description><![CDATA[Strangers taking pictures of your property is not unusual incident. Mortgage companies will hire individual in the mortgage industry to take photos of your property for different reasons. A mortgage company will have several photos of your home on file whether you know it or not.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>DIY Home Staging</title>
<link>http://EzineArticles.com/5257278</link>
<guid>http://EzineArticles.com/5257278</guid>
<pubDate>Tue, 26 Oct 2010 10:24:10 -0500</pubDate>
<description><![CDATA[When a homeowner is wanting to sell their home it can be a very stressful time. Homeowners sell their homes for many different reasons including selling for financial reasons.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Top 5 Loan Modification Tips</title>
<link>http://EzineArticles.com/5219756</link>
<guid>http://EzineArticles.com/5219756</guid>
<pubDate>Thu, 21 Oct 2010 10:34:22 -0500</pubDate>
<description><![CDATA[Make sure you keep important personal documents handy. Your mortgage company is going to need personal documents such as pay stubs, taxes returns and more.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Changing The Name on a Mortgage</title>
<link>http://EzineArticles.com/5219852</link>
<guid>http://EzineArticles.com/5219852</guid>
<pubDate>Thu, 21 Oct 2010 10:08:29 -0500</pubDate>
<description><![CDATA[Changing the name on a mortgage loan might sound simple, but it can be tricky. A homeowner can change the name on the deed of trust at any point, but that does not change the name on the mortgage note. The mortgage note is the document signed at closing.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Cash For Keys Program</title>
<link>http://EzineArticles.com/5217193</link>
<guid>http://EzineArticles.com/5217193</guid>
<pubDate>Thu, 21 Oct 2010 10:02:35 -0500</pubDate>
<description><![CDATA[Mortgage companies are quick to offer a past due homeowner cash for keys. It is a program that many lenders have in place. The cash for keys program encourages the homeowner to move out faster, which is what the lender is intending to happen in he first place.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Top 5 Loan Modification Questions</title>
<link>http://EzineArticles.com/5219527</link>
<guid>http://EzineArticles.com/5219527</guid>
<pubDate>Thu, 21 Oct 2010 09:51:59 -0500</pubDate>
<description><![CDATA[A mortgage loan modification can be an excellent option for you and your family depending on your personal situation. Mortgage companies are happy to try to lower your mortgage because it is beneficial to them, and it makes them look good to the public.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Private Mortgage Insurance In Your Mortgage Payment</title>
<link>http://EzineArticles.com/5220068</link>
<guid>http://EzineArticles.com/5220068</guid>
<pubDate>Thu, 21 Oct 2010 09:21:42 -0500</pubDate>
<description><![CDATA[Private mortgage insurance(PMI) is a protection that a mortgage company charges anyone purchasing a home, but is putting a down payment less than 20% of the total purchase price of the home. It is an insurance for the mortgage company to help to protect their investments.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Mortgage Repayment Plan</title>
<link>http://EzineArticles.com/5216809</link>
<guid>http://EzineArticles.com/5216809</guid>
<pubDate>Thu, 21 Oct 2010 08:45:17 -0500</pubDate>
<description><![CDATA[If you own a home and you are behind on your mortgage payments it can seem like a mammoth task to get your mortgage payments back to a current status with the credit reporting agencies. With the high unemployment rate and decreases in family income all around us, not wonder why so many people are finding it harder and harder to stay ahead of their bills.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Real Estate Owned</title>
<link>http://EzineArticles.com/5216929</link>
<guid>http://EzineArticles.com/5216929</guid>
<pubDate>Thu, 21 Oct 2010 08:32:58 -0500</pubDate>
<description><![CDATA[Real Estate Owned (REO) or bank owned property is where the borrower no longer owns the property in which he or she purchased. The borrower has lost the property through a foreclosure sale of the property.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Short Sale</title>
<link>http://EzineArticles.com/5216259</link>
<guid>http://EzineArticles.com/5216259</guid>
<pubDate>Wed, 20 Oct 2010 19:00:37 -0500</pubDate>
<description><![CDATA[A short sale is a viable way for a borrower to get rid of a home in order to face less financial impact on his or her credit report. Doing a short sale might not be the first choice for homeowners in a financial struggle trying to keep up with their financial obligations.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Deed In Lieu</title>
<link>http://EzineArticles.com/5216389</link>
<guid>http://EzineArticles.com/5216389</guid>
<pubDate>Wed, 20 Oct 2010 16:34:06 -0500</pubDate>
<description><![CDATA[A deed in lieu of Foreclosure(DIL) is a legal process where a mortgage company takes back a property from a homeowner with consent. This is often done for homeowners who are simply unable to keep up with their mortgage payments, and they have had no luck with trying to sell their home to a 3rd party.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Mortgage Loan Modification Programs Available</title>
<link>http://EzineArticles.com/5214000</link>
<guid>http://EzineArticles.com/5214000</guid>
<pubDate>Wed, 20 Oct 2010 15:47:21 -0500</pubDate>
<description><![CDATA[With the latest rise in the homeowners going into foreclosure and having their property foreclosed upon because they are behind on their mortgage is at an all time high. There are many available resources for struggling homeowners to get help with lowering their mortgage payments permanently.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Unemployed and Needing a Mortgage Loan Modification</title>
<link>http://EzineArticles.com/5060155</link>
<guid>http://EzineArticles.com/5060155</guid>
<pubDate>Mon, 27 Sep 2010 07:44:17 -0500</pubDate>
<description><![CDATA[If you are unemployed you may easily have your mortgage payment put off, or get a mortgage loan modification. You could skip 3 months of mortgage payments if you recently became unemployed.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Loan Modification Problems</title>
<link>http://EzineArticles.com/3376801</link>
<guid>http://EzineArticles.com/3376801</guid>
<pubDate>Tue, 08 Dec 2009 14:00:39 -0600</pubDate>
<description><![CDATA[When a homeowner decides to go through a loan modification process, it is often a financial trying time for that homeowner, and they could be going through unusual circumstances in their life. There could be a job loss, income curtailment, divorce, death of a loved one, among other unfortunate circumstances.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>You Must Complete Your Loan Modification Documents Correctly Or Else You Will Be Wasting Your Time</title>
<link>http://EzineArticles.com/3344753</link>
<guid>http://EzineArticles.com/3344753</guid>
<pubDate>Thu, 03 Dec 2009 08:48:22 -0600</pubDate>
<description><![CDATA[Find out which documents you needs to fill out to get a loan modification. Loan modification documents are required for each loan modification. It is to your advantage to fill them out correctly.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Is Your Foreclosure Sale Date Too Close?</title>
<link>http://EzineArticles.com/3344721</link>
<guid>http://EzineArticles.com/3344721</guid>
<pubDate>Thu, 03 Dec 2009 08:28:58 -0600</pubDate>
<description><![CDATA[What should you do whenever you are in foreclosure and your sale date is right upon you. See how you can benefit by trying different techniques that can ultimately save your property from a Foreclosure Sale.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Mortgage Rates Affect You</title>
<link>http://EzineArticles.com/2995011</link>
<guid>http://EzineArticles.com/2995011</guid>
<pubDate>Fri, 09 Oct 2009 10:58:23 -0500</pubDate>
<description><![CDATA[The interest rate is a rather meaningless number that seems to change on an almost daily basis. However, if you are applying for a credit card, buying a new car or applying for a mortgage, this number can significantly affect how much you are paying every month and over the term, or length of your loan.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Tips For Getting the Lowest Mortgage Rate</title>
<link>http://EzineArticles.com/2995040</link>
<guid>http://EzineArticles.com/2995040</guid>
<pubDate>Tue, 06 Oct 2009 07:52:09 -0500</pubDate>
<description><![CDATA[Getting the best mortgage rate is essential to your financial security and well-being. You absolutely must do your research before settling on a mortgage, as there may be a lower rate out there. If you do not research the lowest mortgage rates and go with the first mortgage company and rate you come across.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Changing With the Economy</title>
<link>http://EzineArticles.com/2994657</link>
<guid>http://EzineArticles.com/2994657</guid>
<pubDate>Mon, 05 Oct 2009 10:27:56 -0500</pubDate>
<description><![CDATA[Learn how to recognize the current economic trend and change with it. See how you can better prepare your self for tough times.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Buyers and Investors Have the Upper Hand</title>
<link>http://EzineArticles.com/2988240</link>
<guid>http://EzineArticles.com/2988240</guid>
<pubDate>Fri, 02 Oct 2009 12:02:40 -0500</pubDate>
<description><![CDATA[Why do buyers and investors have the upper hand right now? Find out the reason behind the madness.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Do Not Lie on Your Loan Modification Application - It Could Be Costly</title>
<link>http://EzineArticles.com/2988108</link>
<guid>http://EzineArticles.com/2988108</guid>
<pubDate>Fri, 02 Oct 2009 12:02:25 -0500</pubDate>
<description><![CDATA[See why you should not lie on your loan modification application. It could come back to harm you.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Not Every Homeowner Will Qualify For the Mortgage Stimulus</title>
<link>http://EzineArticles.com/2844262</link>
<guid>http://EzineArticles.com/2844262</guid>
<pubDate>Wed, 16 Sep 2009 21:36:57 -0500</pubDate>
<description><![CDATA[Will everyone get help with their mortgage from the government is the question a lot of homeowners have been asking, and the sad truth is the answer is no. The government does not have all of the resources to bailout all homeowners. Many homeowners will have to look elsewhere for help when it comes to getting alternative assistance with their mortgage problems.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Trial Loan Modification Offer</title>
<link>http://EzineArticles.com/2845047</link>
<guid>http://EzineArticles.com/2845047</guid>
<pubDate>Mon, 31 Aug 2009 10:45:46 -0500</pubDate>
<description><![CDATA[A trial loan modification is generally an introduction of a mortgage loan modification in the trial phase. It is a period of giving the homeowner an opportunity to show how well they can follow their new mortgage payments, and is usually a pre-cursor to the actual modification or long term fixed payment.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Should You Refinance Or Modify Your Mortgage, Find the Answers</title>
<link>http://EzineArticles.com/2664255</link>
<guid>http://EzineArticles.com/2664255</guid>
<pubDate>Tue, 04 Aug 2009 16:21:17 -0500</pubDate>
<description><![CDATA[Confused, don't know if your should refinance or do a loan modification. Depending on your personal needs, this can be an important question for you. Get some insights on this matter now.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Things You Should Know When Hiring a Mortgage Attorney</title>
<link>http://EzineArticles.com/2664162</link>
<guid>http://EzineArticles.com/2664162</guid>
<pubDate>Tue, 04 Aug 2009 15:59:32 -0500</pubDate>
<description><![CDATA[When requesting for a loan modification, you may not need to hire an attorney. A lot of homeowners pay for over priced attorneys, and it is not always necessary.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Tips For Writing a Great Hardship Letter For a Lower Mortgage With Your Lender</title>
<link>http://EzineArticles.com/2664213</link>
<guid>http://EzineArticles.com/2664213</guid>
<pubDate>Tue, 04 Aug 2009 08:30:07 -0500</pubDate>
<description><![CDATA[Learn the best technique for writing a persuasive hardship letter to your mortgage lender. An insightful hardship letter is the key element in getting your loan modified.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Avoid Foreclosure With Foreclosure Facts</title>
<link>http://EzineArticles.com/2328959</link>
<guid>http://EzineArticles.com/2328959</guid>
<pubDate>Wed, 13 May 2009 10:19:19 -0500</pubDate>
<description><![CDATA[Any time a homeowner owner is going to become past due on the mortgage they should consult with their mortgage company to try to set up arrangements to try to make their payment, or request additional time to pay. In some cases when homeowners are just unable to make their payments, they should educate themselves on how the me mortgage industry works as far as the ways to prevent their own foreclosure.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Homeowners in Desperate Need of Help - You Can't Afford Not to Read This Article</title>
<link>http://EzineArticles.com/2298527</link>
<guid>http://EzineArticles.com/2298527</guid>
<pubDate>Wed, 06 May 2009 14:26:10 -0500</pubDate>
<description><![CDATA[Everyone can easily see the problems that the housing market is facing. However, solving it is another issue. Over 1.5 million homes are sitting vacant across America. With such high number of vacant properties sitting around deteriorating, banks are losing money on these properties, while house prices continue to fall. Until something is done, the situation might worsen before it improves.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Government Modification Takes Time</title>
<link>http://EzineArticles.com/2298553</link>
<guid>http://EzineArticles.com/2298553</guid>
<pubDate>Wed, 06 May 2009 14:18:03 -0500</pubDate>
<description><![CDATA[Homeowners keep wondering why the government modification is taking so long to complete and wondering why that could be. Some homeowners don't believe the government will help the mortgage industry out much, if any. Others are sure the government stimulus is already helping out, and it's just a matter of time before we will see the many results.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>In Desperate Need of Help Lowering Your Mortgage?</title>
<link>http://EzineArticles.com/2239034</link>
<guid>http://EzineArticles.com/2239034</guid>
<pubDate>Wed, 22 Apr 2009 15:18:57 -0500</pubDate>
<description><![CDATA[There are many homeowners that just can't seem to get the right help to lower their mortgages, especially the ones trying lower their mortgage payments on their own with no knowledge of how to do so. Get free help to lower your house payments.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Get the Top 10 Smart Tips When Buying Or Owning a Home</title>
<link>http://EzineArticles.com/2183365</link>
<guid>http://EzineArticles.com/2183365</guid>
<pubDate>Thu, 09 Apr 2009 12:28:42 -0500</pubDate>
<description><![CDATA[Read all your loan documents when purchasing any real estate to ensure that all charges and terms are correct, and that you loan is what is supposed to be. For example, if it is to be fixed rate loan, make sure it says the loan is a fixed rate before signing.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Learn Some of Your Most Basic Rights As a Homeowner</title>
<link>http://EzineArticles.com/2183322</link>
<guid>http://EzineArticles.com/2183322</guid>
<pubDate>Thu, 09 Apr 2009 11:42:17 -0500</pubDate>
<description><![CDATA[Want to learn some your most basic rights as a consumer when acquiring a mortgage loan. Know the things that will help you when you are getting ready to purchase a home, and see things you need to know after the purchase.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Loan Modification Alternative to Become Current on Your Mortgage</title>
<link>http://EzineArticles.com/2186038</link>
<guid>http://EzineArticles.com/2186038</guid>
<pubDate>Mon, 06 Apr 2009 10:29:54 -0500</pubDate>
<description><![CDATA[A re-payment plan (RPP) is another great option to a loan modification for individuals wanting to bring their mortgage payments current.  Not every homeowner wants to do a modification, go into foreclosure nor do they want to do a short sale of the property or give the real estate back. There are individuals out there that just want to bring their mortgage payments up to date. They may not want to go through the anxiety of waiting on the approval of a modification, a short sale , or a Deed-in-lieu of foreclosure. ]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>You Have Gotten a Loan Modification, Now What's Next</title>
<link>http://EzineArticles.com/2158765</link>
<guid>http://EzineArticles.com/2158765</guid>
<pubDate>Mon, 30 Mar 2009 15:05:57 -0500</pubDate>
<description><![CDATA[Well you have worked hard and you did what you needed to do to get your modification. Your loan has been modified, so what should you expect next. See the next steps.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Older Vs Newer Loan Modification</title>
<link>http://EzineArticles.com/2127599</link>
<guid>http://EzineArticles.com/2127599</guid>
<pubDate>Mon, 23 Mar 2009 14:39:02 -0500</pubDate>
<description><![CDATA[Educate yourself on the different types of mortgage modification that are available. Under the different types of modifications that exist you can help your to get the one that works best for you and your family.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Tips to Consider While Waiting on a Lower House Payment</title>
<link>http://EzineArticles.com/2103799</link>
<guid>http://EzineArticles.com/2103799</guid>
<pubDate>Fri, 20 Mar 2009 08:46:33 -0500</pubDate>
<description><![CDATA[This article give great tips to homeowners awaiting a Loan modification. Learn how to get your mortgage the way you desire it to be.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Take Your Mortgage Learning to the Next Level</title>
<link>http://EzineArticles.com/2051835</link>
<guid>http://EzineArticles.com/2051835</guid>
<pubDate>Tue, 10 Mar 2009 11:25:42 -0500</pubDate>
<description><![CDATA[There are many mortgage industry secrets that the average person might not know about. In discussing some of them, we will go over several keys secrets that can be very helpful in understanding how mortgage companies, lenders, and servicer's operate. Mortgage companies, just like any other company are in business to make money, and they do a great job at it.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>View Loan Modification Questions and Answers</title>
<link>http://EzineArticles.com/2077277</link>
<guid>http://EzineArticles.com/2077277</guid>
<pubDate>Tue, 10 Mar 2009 08:46:11 -0500</pubDate>
<description><![CDATA[Do you have loan modification questions that you need answers for? Is so then this is the article to read. It will give you an deeper understanding of loan modifications.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Get the Latest Mortgage Bailout Program Information by the President and Congress</title>
<link>http://EzineArticles.com/2025041</link>
<guid>http://EzineArticles.com/2025041</guid>
<pubDate>Wed, 04 Mar 2009 09:09:40 -0600</pubDate>
<description><![CDATA[This is the latest mortgage bailout, set to come out March 4, 2009. It is the one plan everyone has been waiting for with great anticipation. There is finally an overview of the plan out.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Tiling Walls</title>
<link>http://EzineArticles.com/2022837</link>
<guid>http://EzineArticles.com/2022837</guid>
<pubDate>Tue, 03 Mar 2009 15:38:55 -0600</pubDate>
<description><![CDATA[Make a tile stick to a show the size and spacing of the tiles. Start by lining the tiles up on the floor, separated by available plastic spacers the thickness of the grout line. With a square and pencil, mark a straight piece of wood showing the spacing between tiles.
  ]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Concrete Repairs</title>
<link>http://EzineArticles.com/2022830</link>
<guid>http://EzineArticles.com/2022830</guid>
<pubDate>Tue, 03 Mar 2009 15:21:11 -0600</pubDate>
<description><![CDATA[Clean out the crack with a wire brush to remove dirt and loose stones. Wash the crack with a concrete cleaner. Get commercially available nonacid concrete cleaner made by the same company that makes your patching compound. It is safer and more convenient than the large of muriatic acid masons might use. ]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Installing Molding For Interior Doors</title>
<link>http://EzineArticles.com/1946116</link>
<guid>http://EzineArticles.com/1946116</guid>
<pubDate>Mon, 09 Feb 2009 10:33:39 -0600</pubDate>
<description><![CDATA[Instructions for putting up around interior door. You do not need to be a carpenter to make these minor improvements to your home.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Making an Opening For a Door Or Window</title>
<link>http://EzineArticles.com/1945911</link>
<guid>http://EzineArticles.com/1945911</guid>
<pubDate>Mon, 09 Feb 2009 10:27:21 -0600</pubDate>
<description><![CDATA[Basic instructions for making a door or window in your home. This will give a beginner or experienced handy person detailed instructions for adding that new door or window.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Applying Asphalt Shingle Roofing</title>
<link>http://EzineArticles.com/1921054</link>
<guid>http://EzineArticles.com/1921054</guid>
<pubDate>Sat, 31 Jan 2009 10:07:30 -0600</pubDate>
<description><![CDATA[This article gives the basics on applying asphalt roofing. Being a starter, strip by cutting the tabs off a shingle with a roofing knife. Then cut 6 inches off one end.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Loan Modification Assistance</title>
<link>http://EzineArticles.com/1920120</link>
<guid>http://EzineArticles.com/1920120</guid>
<pubDate>Mon, 26 Jan 2009 10:07:01 -0600</pubDate>
<description><![CDATA[In our current mortgage climate having good information on how to get valuable mortgage help is the key in staying ahead and staying in your home. Currently there are many homeowners all across the country that are have a hard time paying for there mortgages. We went through the whole mortgage meltdown when sub-prime lenders had taken advantage of borrowers with credit problems.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Painting For a Quick Face Lift</title>
<link>http://EzineArticles.com/1867375</link>
<guid>http://EzineArticles.com/1867375</guid>
<pubDate>Tue, 13 Jan 2009 16:33:24 -0600</pubDate>
<description><![CDATA[Painting is probably the quickest and cheapest fixes for your home. Your house is going to look better right away, and if you are selling, you will get back more money than you put into the project.  You are vulnerable to particles and fumes when you are sanding, painting, or working with solvents.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Effects of Gambling</title>
<link>http://EzineArticles.com/1846182</link>
<guid>http://EzineArticles.com/1846182</guid>
<pubDate>Wed, 07 Jan 2009 08:37:50 -0600</pubDate>
<description><![CDATA[Limiting gambling in America would greatly affect people who regularly gamble. These individuals would be helped in many different ways, especially with them not gambling all of their money away.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Getting a Police Job</title>
<link>http://EzineArticles.com/1834191</link>
<guid>http://EzineArticles.com/1834191</guid>
<pubDate>Fri, 02 Jan 2009 07:48:16 -0600</pubDate>
<description><![CDATA[While going into the police academy is an exciting time for anyone with the desire of seeking such a career; It can also be a road filled with great obstacles unlike most other career paths. Anyone going into the police academy should consider the requirements carefully before taking the steps necessary to become a police officer or getting into a law enforcement career. There are many requirements.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Paying Your Taxes on Time</title>
<link>http://EzineArticles.com/1810527</link>
<guid>http://EzineArticles.com/1810527</guid>
<pubDate>Mon, 29 Dec 2008 14:13:41 -0600</pubDate>
<description><![CDATA[Any time property taxes are not paid to a taxing authority by the tax due date. The taxes become delinquent. Then that can create a lien superior over any other lien including the mortgage.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Mortgage Escrow Information</title>
<link>http://EzineArticles.com/1810506</link>
<guid>http://EzineArticles.com/1810506</guid>
<pubDate>Mon, 29 Dec 2008 13:24:00 -0600</pubDate>
<description><![CDATA[Escrow - An escrow account is a special account, typically set up at closing, and designed to hold money for property taxes and/or insurance (i.e flood, Private mortgage insurance, homeowners) and is collected with the home owner's monthly home loan payment. The escrow account ensures these items are paid when they are due, and removes the risk of delinquent taxes or lapses in insurance policy.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
<item>
<title>Home Loss Prevention</title>
<link>http://EzineArticles.com/1766505</link>
<guid>http://EzineArticles.com/1766505</guid>
<pubDate>Mon, 15 Dec 2008 08:31:31 -0600</pubDate>
<description><![CDATA[The housing crisis that has became a huge problem in the last few years is affecting just about every part of the country. The problem started with the sub-prime market meltdown. Even though most of the predatory lending has cease, there are many home owners that are feeling the sub-prime melt down and the affects of it.]]></description>
<media:thumbnail height="150" url="http://ezinearticles.com/members/mem_pics/Oswin-Grant_245232.jpg" width="150"/>
<author>oswingrant@yahoo.com</author></item>
</channel>
</rss>