Palm Spring CA Real Estate - Kimberly Hertel

Palm Springs Real Estate For Sale: Avondale Country Club

2011-06-15T22:40:00.001-07:00

The Best Golf Course Home Value in the Desert! Low, low HOA dues, Low golf course membership, low electric bills (IID).Newer contemporary on the golf course with private pool & spa. Dramatic greatroom design open to huge gourmet kitchen. 10 ft. ceilings, double leaded glass door entry. Elegant master suite with salon area for library or exercise area. Double walk-in closets in master. One of the 2 guest bedrooms has private entry from courtyard. Whether vacation or primary residence this golf course residence at acclaimed Avondale Country Club boasts low electric bills (I.I.D) and low HOA's ($215/mo).

Listing Details

Property Type: Single Family
Price: $522,900 to $554,900
Year Built: 2000
Bedrooms:3
Bathrooms: 3
Square Feet: 2331
Garage: double, attached
Stories: single
Lot Size: 11326

For More Information Call Kimberly 760-799-0234

Palm Spings Real Estate For Sale: Mission Lakes Country Club

2011-06-15T22:40:00.000-07:00

This golf course home is cute, clean and fresh - totally ready for it's new family! It has just been repainted, new carpet has been installed and the landscaping has been spruced up. This home is on the golf course but it is far enough down to not have to worry about an errant golf ball getting close to the house. Each bedroom has a ceiling fan and there is one over the dining area and one in the family room. The large open kitchen is perfect for entertaining and the sink faces fabulous views across the course. This home has a three car garage and a nice, big laundry room inside. There is a fire place for you to cozy up to in the chilly winters and an outdoor patio where you can enjoy the warmer evenings gazing at the gorgeous mountain views. Unlimited golf for two comes with home ownership at Mission Lakes. You really must see this terrific house!

Listing Details

Property Type: Single Family
Price: $219,000
MLS#: 21394641
Year Built: 1998
Map Coordinates: 696, E2
Bedrooms: 3
Bathrooms: 3
Square Feet: 1867
Garage: triple, attached
Stories: single
Lot Size: 8712

For More Information Call Kimberly 760-799-0234

Palm Springs Real Estate For Sale: 1 Bedroom - 1 Bathroom Condo

2011-05-15T10:16:00.001-07:00

This condo has it all! It has been completely redone with new wood floors in main living area and tile in the bathroom. Brand new kitchen features granite counters and back splash, new, white, glossy cabinets and also brand new white appliances. The bedroom offers two big walk in closets. This is an end unit and is upstairs. Only one other condo shares the staircase. There is a nice big tree in front of the building which provides a lot of shade to this unit. It is still nice and bright! It is ready for you to move in! Two on title qualify for unlimited golf at Mission Lakes Country Club. There is a club house as well as community pools, tennis and basketball courts. You must see this wonderfully upgraded condo to appreciate it. Please call today to schedule a private showing.

Listing Details:

Property Type: Condo
MLS#: 21411852
Year Built: 1973
Bedrooms: 1
Bathrooms: 1
Square Feet: 565
Garage: none
Stories: 1
Parking: 2 spaces
Floors: wood and tile

For More Information Call Kimberly 760-799-0234

Cozy 3 Bedroom - 2 Bedroom Palm Springs Real Estate For Sale

2011-05-15T10:16:00.000-07:00

NOT a short sale or an REO but priced like one, this adorable, cozy home has just been updated and is move in ready! Upgrades include new fresh paint, both inside and out, brand new kitchen cabinets, fixtures and granite counter tops, updated bathrooms, ceiling fans in each bedroom, brand new carpet in the bedrooms, new sod and landscaping in the front yard and a new garage door. You must see this fantastic home!

Listing Details:

Property Type: Single Family
MLS#: 21425653
Year Built: 1975
Map Coordinates: 879 F2
Bedrooms: 3
Bathrooms: 2
Square Feet: 1190
Garage: double
Stories: single
Lot Size: 4791

For More Information Call Kimberly 760-799-0234

4 Bedroom - 3 Bathroom Palm Springs Real Estate For Sale

2011-04-28T02:57:00.000-07:00

Pride of ownership and stunning curb appeal definitely add to the desirability of this home. With four bedrooms, three bathrooms, a three car garage, fireplace, pool and spa with a back yard to die for, what else could you ask for? Please call today for a private showing.

Property Details

Property Type: Single Family

Price: $229,900

MLS#: 21406893

Year Built: 1990

Bedrooms: 4

Bathrooms: 3

Square Feet: 1875

Garage: triple

Stories: two

Lot Size: 7841

For More Information About This Property
Call Kimberly 760-799-0234!

4 Bedroom - 4 Bathroom Single Family Palm Springs Real Estate For Sale

2011-04-28T02:51:00.000-07:00

This gorgeous home in a gated community is NOT a short sale or an REO but is priced well below market value. This home is highly upgraded with granite counter tops, an amazing chef's kitchen, tons of storage and a most desirable open floor plan. This home also boasts of formal dining and living rooms. The huge back yard is perfect for children or pets to play safely and you will love the four car garage! This home last sold for over $500K! Don't delay! You must check this one out ASAP!

Property Details

Property Type: Single Family
Price: $299,900
MLS#: 21424784
Year Built: 2005
Bedrooms: 4
Bathrooms: 4
Square Feet: 3105
Garage: four
Stories: single
Lot Size: 11761

For More Information Call Kimberly 760-799-0234

Foreclosed Homes and Unemployment Hurt Residential Palm Springs Real Estate Construction

2011-03-29T14:22:00.000-07:00

Buyers looking for a brand new home have been shocked to find that foreclosed homes and unemployment have hurt residential new home construction. This is true even of Palm Springs real estate. Most of the homes that sell in the United States are those of you been for close on, abandoned by their owners, or were built sometime ago. In fact the US residential construction market hit its lowest level of activity in February of 2011. Despite reports that the economy is in recovery this data clearly shows that the property market is still depressed.

Many contractors who build homes have been unable to proceed with the the few new construction projects that come their way because of costs. With new homes no longer selling at their true market value or at all contractors are reluctant to take on projects that will put them into or cause further debt. This in turn makes one group of home buyers reluctant to buy a home as many often want a house that's brand-new.

As mentioned previously many homeowners, first-time buyers and even investors, seek out bank owned homes and purchase those with little to no thought of purchasing a new home. As such it makes contractors and banks reluctant to build new homes when buyers are clearly interested the lower costs and benefits of the foreclosed home. It's not difficult to ascertain why so many buyers are interested in foreclosed homes as they are normally available at just a fraction of their true market value and provide investors with a way to save and make a lot more money.

CLICK HERE TO SEARCH ALL PALM SPRINGS FORECLOSURES

Palm Springs Real Estate For Sale: 4 Bedroom, 2 Bathroom Single Family Home For Sale

2011-02-28T19:02:00.000-08:00

WOW!! Not a short sale or an REO, this house is a much better option for an easy, short escrow. Built in 1959, this home has been nicely updated with new kitchen cabinets, kitchen island, new, modernized bathrooms, recessed lighting, ceiling fans, fresh paint and carpet. All you need is your furniture to make this house your home! Seller will install a stove prior to close of escrow. Please call for a private showing. This is a must see piece of Palm Springs real estate!

Property Details

Property Type: Single Family
Price: $119,900
MLS#: 21417221
Year Built: 1959
Map Coordinates: 5410, D7
Bedrooms: 4
Bathrooms: 2
Square Feet: 1740
Garage: double
Stories: single
Lot Size: 6970

For More Information About this Property Call
760.799.0234

Palm Springs Real Estate: Spacious 6 Bedroom Single Family Home For Sale

2011-02-28T18:52:00.000-08:00

Not a short sale or an REO - just an amazing price for a nearly new, six bedroom house! As you enter the front door you will see the formal living area featuring tall ceilings and lots of windows. The open floor plan from the kitchen to the family room is a feature everyone is looking for. The kitchen has granite counters and lots of convenient storage. The family room has a fireplace and room for a big screen TV. Ceiling fans have been installed in all the bedrooms. This home is on a lot larger than most in Navarra, so there is lots of room for children or pets to play safely. This home last sold for nearly $400,000. Don't delay! This wonderful, piece of Palm Springs real estate will not last at this price!

Property Details

Property Type: Single Family
Price: $189,900
MLS#: 21420031
Year Built: 2006
Map Coordinates: 5471, A7
Bedrooms: 6
Bathrooms: 3
Square Feet: 2734
Garage: double
Stories: 2
Lot Size: 8276

For More Information About this Property Call
760.799.0234

3 Bedroom, 2 Bathroom Indio Real Estate For Sale

2011-01-26T15:37:00.000-08:00

This gorgeous country club golf home is ready for its new owners! Not a short sale or an REO but a regular resale which has been nicely cleaned up. Tax records show three bedrooms, but it's actually two and a den. You will love the open floor plan, the wonderful chef's kitchen and the master bedroom's walk in closet and dual vanity bathroom complete with a soaking tub and separate shower. Indian Palms offers a 27 hole golf course, community pools, spas, dining and much more. It will not last long at this price. Please call today for a private showing.

Property Details:

Property Type: Single Family
Price: $169,900
MLS#: 21418590
Year Built: 2005
Map Coordinates: 5470, E4
Bedrooms: 3
Bathrooms: 2
Square Feet: 1943
Square Feet Desc: builder's data
Garage: double
Stories: single
Lot Size: 4792

For More Information About this Property Call 760.799.0234

Cathedral City Property: Perfect for First Time Home Buyers

2010-12-20T14:26:00.000-08:00

Amazing opportunity for a first time home buyer or investor. This house is clean and move in ready. The kitchen features recessed lighting, black granite counters and a breakfast bar. There is space for a kitchen table just adjacent to the breakfast bar as well as a formal dining area. Each bedroom has had brand new carpet and ceiling fans installed. The master bathroom has a fantastic soaking tub, new updated shower and tile floor. There are three sliding glass doors, (kitchen, living room and master bedroom) to encourage out door living. The back yard is large enough for a pool, or simply for kids or dogs to play safely. A stove and dishwasher will be installed prior to the close of escrow. Please call today for your private showing (760) 799-0234!

Property Features

Year Built: 1986
Bedroom: 3
Bathrooms: 2
Square Feet: 1572
$149,900

Bathroom

Kitchen

Cathedral City Home for Sale with a Pool

2010-12-20T14:18:00.000-08:00

Pride of ownership and stunning curb appeal definitely add to the desirability of this home. With four bedrooms, three bathrooms, a three car garage, fireplace, pool and spa with a back yard to die for, what else could you ask for? Please call today for a private showing (760) 799-0234 .

Property Features

Year Built: 1990
Bedroom: 4
Bathrooms: 3
Square Feet: 1875
Price $249,900 to $259,000

Sparkling Pool

Open Space

Large Rooms

Rancho Mirage Real Estate: 69 Majorca Dr.Rancho Mirage, CA 92270

2010-11-05T15:23:00.000-07:00

This charming 2 bedroom condo in Sunrise Country Club is loaded with upgrades. The super high, cathedral ceilings seem to add to the overall size of the living room. The living room features a wet bar, a cozy fireplace and plantation shutters covering the sliding glass doors providing access to the patio. Each bedroom has ample storage; the master has an amazing custom closet with shelves that pull out to aid in easily finding what you are looking for. The kitchen has been redone with rich, wood cabinetry, granite counters and beautiful wood floors. Seller will provide a stove and dishwasher prior to the close of escrow, so this property will qualify for an FHA loan. Sunrise CC is an active member owned private club. There is NOT an initiation fee and the equity fee is only $100 per month. This is not a short sale or REO; it is just priced to SELL! You must see this wonderful end unit condo! Please call today for a private showing.

Property Features:

PropertyType: Condo
MLS#: 21404529
Year Built: 1975
Map Coordinates: 818, C5
Bedrooms: 2
Bathrooms: 2
Square Feet: 1581
Garage: double
Stories: 1
Floors: 1

Large Kitchen

Fireplace

Request An Appointment Today!

Stay in Your Home with The Hafa Program

2010-09-29T10:43:00.000-07:00

Are You About to Lose Your Home??

Palm Springs real estate agent Kimberly Hertel has recently earned her HAFA certification in order to assist homeowners in the midst of financial distress and the potential loss of their home.

For those who are unfamiliar with the HAFA program it's essentially a short sales certification program recently put into place by the U.S. Treasury Department. HAFA stands for “home affordability foreclosure alternatives” and its main goal is to help homeowners stay in their homes they've worked so hard to own. In addition to that the HAFA plan works along side the HAMP or “home affordability modification program” to help homeowners work things out during difficult times.

Who qualifies for the HAFA program?

The home in question must be your primary residence.
Your mortgage loan is a first lien mortgage originated on or before January 1, 2009.
Your mortgage is delinquent or default is reasonably foreseeable.
Your principal unpaid balance is equal to or less than $729,750 for one single unit.
Your borrowers total monthly mortgage payments exceed 31% of the borrower's gross income. PITI + HOA= monthly mortgage payment.

Fannie Mae's 5 Steps Before Buying a Home

2010-09-15T15:11:00.000-07:00

Actions to Take Before Buying a Home Today

As the housing downturn has shown, homeownership is about more than buying a home – you have to make sure you can keep the home over the long term. If you’re thinking about buying a home, these five steps can help ensure you get the right house for you and the affordable financing that helps make homeownership a long-term success:

1. Get Educated. A little mortgage know-how goes a long way toward ensuring you get an affordable mortgageBefore you hire an agent or find a lender, get educated on the loan process and key factors that make a loan affordable. You’ll want to know about loan types – fixed-rate mortgages, adjustable-rate mortgages, FHA and VA loans – and the full range of line items that contribute to the total cost of securing the loan, including discount points, appraisals, and real estate agent commissions.

If you would like more in-depth information, the Department of Housing and Urban Development (HUD) can put you in touch with the nearest housing counseling professional in your area. Visit www.HUD.gov for more information. You can also check with local government, neighborhood associations and neighborhood bank branch offices for information sessions on home buying as well as homebuyer-education programs.

2. Get Your Finances in Order. Given today’s stronger lending guidelines, it’s more important than ever to get your finances in order. First, get a copy of your credit report, which usually includes your credit score. If your credit score is low (anything below 620), take the time to improve it. If you find errors on the report, take the time to correct them. This may put your home buying plans on hold (creditors typically look for a two-year history of consistent, on-time bill payment to establish good credit), but it could result in a better loan and more affordable rates.

3. Establish a Budget. Before you start searching for your home, make sure you know how much home you can afford. Lenders will evaluate all your debts and take into account your full financial situation when qualifying you for a mortgage. A key factor is how much income you bring in versus how much you will pay out each month. Here’s a good guideline to check where you are:

Your housing expense (the mortgage payments on the house you are buying) should generally not exceed 28 to 33 percent of your total monthly gross income.

All revolving debt (including car payments, credit cards payments, and your mortgage payment) should not exceed 36 to 40 percent of your total monthly gross income.

It’s always helpful to create a monthly budget, itemizing all your recurring expenses, including estimated maintenance costs, taxes, utility bills, and condo or homeowners’ association dues. Then, test your budget. If you can pay all these debts and continue to add to savings, you may be ready to buy a home. If not, you may have to revise your plans.

4. Start Saving. Having savings in reserve helps ensure you can afford the upfront costs of homeownership Upfront costs of homeownership include:

Down Payment – Five to twenty percent of the purchase price. Keep in mind, a lower down payment means you’ll have to qualify for a higher loan amount and pay for mortgage insurance – adding to your monthly mortgage payment.

Deposit – Two percent of the purchase price, typically. Sometimes called earnest money, a deposit shows the seller you’re serious about buying the home. If your offer is accepted, the deposit or earnest money will be applied towards the down payment. If your offer is rejected, the down payment will be returned to you.

Closing Costs – Three to five percent of the purchase price, on average. These costs include all fees required to execute the sale, including attorney fees, title insurance, appraisals, and points.

5. Get Pre-Approved. In today’s competitive market, home buyers should get pre-approved for a mortgage before they begin their house hunt. To be pre-approved for a loan, your lender will gather information about your job, assets, income, and debts and then determine how much financing you’re qualified to receive. If you are pre-approved, you will receive a pre-approval letter from the lender. When you’re ready to make an offer on a home, this pre-approval letter will tell the seller you’re a serious and qualified buyer. It will also give you an edge over competing buyers who are not pre-approved.

Keep in mind, pre-qualification doesn’t mean you have an approved loan. You’ll still need to apply for a loan if your offer is accepted.

8 Real Estate iPhone Apps that Make the Home Search Process Easier

2010-09-07T11:06:00.000-07:00

By Paige Tepping

RISMEDIA, September 7, 2010--As the iPhone continues to grow in popularity, especially within the real estate sector, it is crucial that real estate agents and consumers alike are aware of the numerous apps that have been created to make both sides of the transaction a little bit easier.

According to the experts at Realty Press, the following real estate apps should be on every real estate agent’s and consumer’s iPhone.

1. Zillow – Zillow’s iPhone app is the number one real estate app on iTunes in addition to being named the “best real estate app” by O’Reilly Media.

Features of the app include:
-See Zestimate values of any home
-Search homes for sale, Make Me Move homes, homes for rent and more
-Filter searches by price, beds, bathrooms and more
-Search by monthly payment
-View full-screen color photos
-Save favorite homes and searches
-Get notified when new results come in
-E-mail homes to a friend
-Share homes on Facebook and Twitter

For all U.S. homes (93+ million): Find Zestimate home values, homes for sale, homes for rent and more as you walk or drive through neighborhoods using the Zillow iPhone App, featuring built-in GPS technology.

View multiple high-resolution photos side-by-side as you window shop through neighborhoods, touch and expand a “photo stack” to peek inside a home and save any home you like by dragging and dropping it into your favorites.

2. ZipRealty – Look through your phone and instantly discover which homes near you are for sale or have been sold recently with ZipRealty’s HomeScan.

Tap your screen to easily view details of any home you see with HomeScan, including the asking or sold price, photos, distance from you and more with this powerful augmented reality real estate app. Complete home information—prices, photos and more—also available on homes for sale in more than 4,000 cities through the company’s GPS-enabled mapping feature.

Features of the app include:
-See over one million MLS-listed homes for sale including photos, price and more
-Multiple updates daily with newly listed, price-reduced and foreclosures
-Access to “My ZipRealty”: your saved and favorite homes from ZipRealty.com
-Search by zip code, price, location, size and more
-HomeScan: augmented reality app (requires 3GS)
-GPS-enabled and location aware with driving directions
-Search recently sold home prices

3. Realtor.com has more listings (4+ million), and updates them more often (every 15 minutes) than any other site. Features include: map search, saved searches and listings synchronized with the website, private ratings and notes and the ability to share listings with your friends, agent and social network.

With this app you can:
-Instantly access over 4 million homes for sale
-Show homes for sale in any city or in your current location on a map instantly
-Multiple photos, property details, open house information and pricing on nearly any home for sale
-Sign-in to access your saved searches and listings (automatically synchronized between the phone and your account on the Realtor.com website)
-Create and save private ratings and notes for promising listings
-Share your favorite listings with friends and family, your agent or social network

4. WhereRHomes for the iPhone automatically finds near-by homes that are for sale, in the foreclosure process or for rent using your location. When in a neighborhood, easily find near-by real estate of all types.

-It’s simple. Just press the icon and your iPhone provides near-by for sale, foreclosure and for rent homes.
-It’s fast. Designed for fast downloads by the basic information on the first page. If a property interests you, you can then get photos, details and website links.
-WhereRHomes displays up to 25 homes nearby, eliminating the need to drive around and look for real estate signs. Displays only the homes close to where you are based on your iPhone’s GPS information.
-You can customize it. You decide which homes you want maps, photos and more information on.
-Direct links to the home’s website, which includes all the available information for rental properties, for sale properties and foreclosures.

5. Redfin provides all the details and photos on every home for sale and then allows you to add your own pictures and notes.

Redfin is only available in:
-Southern California
-Bay Area, Sacramento
-Seattle and Western Washington
-Chicago area
-Washington D.C., Baltimore
-Westchester County, Long Island
-Boston area
-Atlanta area
-Portland and Western Oregon
-Phoenix area

6. StreetEasy Real Estate for the iPhone allows you to search for real estate listings across New York City, Northern New Jersey and the East End of Long Island, including the Hamptons and the North Fork. Use your iPhone to help you in your apartment hunt in the most competitive market in the nation. This app provides deep and transparent information and offers a detailed view of every listing and every building you pass.

-Search for listings near your current location and find out what it would cost to live in a neighborhood you are visiting.
-Get information on any building by simply typing in the building name or address. You will then be provided with all the listings available in that building, as well as a description and market data summary.
-See detailed information about an apartment—description, photos and other listings in the same building. E-mail or call agents directly from the application

7. Trulia’s iPhone app enables you to find homes for sale that are perfect for you. With one tap, you can see all the homes for sale nearby and can browse through open houses to help plan your afternoon. Scroll through the big color photos, get the details on every home and scope out the neighborhood by viewing the results on a local map. Trulia’s mission is to help people make better real estate decisions by being able to:

-Find homes for sale near you using iPhone’s built-in location finder
-Tap quick links to see every nearby open house
-Login and save your favorite homes on the iPhone and on www.trulia.com
-See all the results on one local map or get driving directions from Google maps
-Get detailed price history and send trends for every property

8. Homes.com. Use this speedy application to search for your next home using your iPhone or iPod Touch. A touch or two on your screen creates a custom search of nearby homes for sale or rent. You can also see detailed lists or search by maps, and quickly refine your search by price, property type, features and more.

-Instantly find nearby homes or rentals with iPhone location finder
-Find homes in cities around the nation with the advanced home search
-Drag or pinch it—quickly zoom and navigate neighborhoods with interactive maps
-Bookmark your favorite Homes.com properties
-Easily share properties with friends and family
-Get fast driving directions from wherever you are
-Search by MLS number

When you find a home you like, it’s easy to dive into the details with Homes.com. Check property features, scroll through photo slideshows and contact real estate agents by phone, e-mail or text..

In 2010: Rent or Buy A Home?

2010-06-14T16:32:00.000-07:00

RISMEDIA, June 14, 2010--First time home buyers have a lot to consider this summer when making the decision to rent or buy a home: interest rates are at all-time lows, there's still plenty of housing stock and prices are at or near their lowest in years.

Still, deciding whether to buy a home or rent an apartment can be a complicated decision. How do you know what's right for you? Potential buyers should ask themselves several key questions before making this important decision.

1. What will monthly costs be, and can I afford the payments?
Keeping mortgage payments under 30 percent of your monthly income is a good rule of thumb. If you can't keep mortgage payments below that, you may be better off renting for awhile.

2. What other debt do I have?
Total rent or mortgage payments plus credit obligations should not exceed 35 to 40 percent of monthly income.

3. What is my credit score? Can I qualify for a good interest rate?
A high credit score indicates strong creditworthiness, and that qualifies you for better interest rates on a mortgage. Maxing out on your credit lines and paying bills late will lower your credit score. The impact of a credit score on interest rates can be significant. For instance, a borrower with a score of 760 could pay nearly two percentage points less in interest on a mortgage than someone with a score of 620. Lower interest rates also mean lower monthly payments. If your credit score is low, you may want to delay buying a home until you can improve your score.

4. How much will taxes, monthly maintenance, or other fees cost?
Owning a home means you'll have to pay real estate taxes and other costs like insurance and maintenance. On the other hand, owning a home brings big tax savings at the end of the year. As a renter, the owner pays those costs for you.

5. How many years will I stay here? Generally, the longer you plan to live someplace, the more it makes sense to buy. You'll build equity in your house and its value is likely to increase over the years.

Short Sales: Look What a Year Can Do

2010-06-08T12:03:00.000-07:00

Short Sales: Look What a Year Can Do

Business Building By Margaret Kelly

RISMEDIA, June 8, 2010—Just a year ago, when preforeclosure and foreclosure properties were entering the market in unimaginable numbers, many real estate agents were estimating six to 10 months at best to complete a short sale. Now, some are beginning to see closings in as few as 10 weeks. That’s good news for sellers, the housing market and the U.S. economy.

The improvement is a product of a few key developments creating momentum in the lending industry. First, banks are starting to adjust to the market and becoming more proactive in creating systems and solutions for homeowners in distress. Second, and arguably more important, the U.S. Treasury has enhanced the guidelines and incentives for banks that are committed to improving the loan modification and short sale processes.

The Home Affordable Foreclosure Alternatives (HAFA) program, announced in November 2009 and fully implemented April 5, is the government’s answer to the problem. It’s a supplement to the February 2009 Home Affordable Modification Program (HAMP) that outlines a separate set of criteria for short sales or deeds-in-lieu to address the group of homeowners who are facing foreclosure because loan modification hasn’t worked out.

HAMP was a well-intentioned, albeit slow, start to helping at-risk borrowers. Unfortunately, the guidelines for modifications leave out many distressed homeowners who are eligible but are not successful in supporting a new loan.

HAFA provides that missing next step for homeowners who are not approved for modifications. Now, they can pursue a short sale in a more timely and orderly manner. Here are some of the ways the HAFA program is already improving the process (For more details on the program, you can visit realtor.org and search “HAFA”):

-Standardizes paperwork and timelines
-Requires lender response on an offer within 10 days
-Allows for preapproval on pricing of a short sale
-Eliminates deficiency judgments on first mortgages
-Offers $3,000 in relocation assistance
-Pays servicers $1,500 toward administrative costs

Although there’s still a tremendous amount of work ahead, I’m confident that we’re making progress in the distressed property market.

Representatives from Treasury and Bank of America addressed agents across the country during a live RE/MAX broadcast April 5, the day that the HAFA guidelines took effect. This message was clear: Cooperation, education and a better understanding of the challenges facing all parties in these transactions is the best way forward.

Margaret Kelly, CRB, is chief executive officer of RE/MAX International, Inc.

Pending Home Sales Surge Continues

2010-06-07T13:21:00.000-07:00

RISMEDIA, June 7, 2010—Pending home sales have risen for three consecutive months, reflecting the broad impact of the home buyer tax credit and favorable housing affordability conditions, according to the National Association of Realtors.

The Pending Home Sales Index, a forward-looking indicator, rose 6.0% to 110.9 based on contracts signed in April, from an upwardly revised 104.6 in March, and is 22.4% higher than April 2009 when it was 90.6. That follows gains of 7.1% in March and 8.3% in February.
Pending home sales are at the highest level since last October when the index reached 112.4 and first-time buyers were rushing to beat the initial deadline for the tax credit. The data reflects contracts and not closings, which usually occur with a lag time of one or two months.

Lawrence Yun, NAR chief economist, said this second round of surging sales from the tax credit extension looks as strong as the original tax credit. “There were concerns that only a small pool of buyers were left to take advantage of the tax credit extension. But evidently the tax stimulus, combined with improved consumer confidence and low mortgage interest rates, are contributing to surging sales,” he said. “The housing market has to get back on its own feet and now appears to be in a good position to return to sustainable levels even without government stimulus, provided the economy continues to add jobs.” NAR expects a net of 1 million additional jobs in the second half of this year and about 2 million in 2011.

“The home buyer tax credit brought close to 1 million additional buyers into the market, which is now helping the trade-up market and has significantly improved the inventory situation. This stabilized home prices more quickly and has preserved about $900 billion in home equity; in turn, that is keeping additional households from going underwater and risking foreclosure,” Yun said.

“A big concern surfacing recently is insufficient time to close the deal at the settlement table. Under normal circumstances, two months would be enough time from contract signing to settlement date,” Yun said. “However, the recent housing cycle has brought long delays related to the short sales approval process by banks, and from ongoing appraisal issues. There could be a sizable number of home buyers who responded to tax credit incentives, but may encounter problems meeting the settlement deadline by June 30.” Because of these market challenges, NAR has asked Congress to provide flexibility on the deadline for closing.

10 Important Tips to Successful Real Estate Investing

2010-06-01T13:55:00.000-07:00

10 Important Tips to Successful Real Estate Investing
By Paige Tepping

RISMEDIA, May 26, 2010--When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know:

1. Compare property values and rents
Financial statistics only go so far; the best measure of a property's market value is often the sale prices of nearby properties. The same holds true for area rents. A low price can often be justified by a reasonable rent; renters who can afford a high rent can afford to buy instead, so reasonably priced rent is a must.

2. Pay attention to tax laws
Don't base your tax investment on current tax laws. The tax code is constantly changing, and a good investment is a good investment regardless of the tax code. The right property with the right financing is what you should look for as an investor.

3. Specialize in something you know
Start in a market segment you know. Whether you focus on fixer-uppers, foreclosures, starter homes, low-down payment properties, condominiums, or small apartment buildings, you'll benefit from experience by specializing in one aspect of investment real estate properties.

4. Know the costs before getting started
Know the financial statements inside out. What are operating expenses? What are loan payments? Vacancy costs? Taxes? What does the cash flow statement look like? These are key issues that must be addressed before making a solid investment.

5. Know where your tenants are coming from
If the last rent increase was recent, your tenants may be considering a move. If tenants have a short-term lease, they may be living there simply to attract unsuspecting buyers. It is also important to collect the tenants' security deposits at closing.

6. Assess the tax situation
Taxes are an integral part of successful real estate investing, and they often make the difference between a positive cash flow and a negative one. Know the tax situation, and see how it can be manipulated to your advantage. It may be a good idea to consult a tax advisor.

7. Investigate insurance coverage
If a seller's coverage is based on lower-than-current replacement value, your insurance cost may increase when you pay a higher purchase price.

8. Confirm utility costs
Ask the local utilities to verify recent utility expenses, especially if any of these costs are included in your tenant's rent.

9. Consult your accountant
Taxation is a key element of successful real estate investing, so be sure to find an accountant who is well-versed with the constantly evolving tax code.

10. Inspect
Make sure that you always perform a thorough inspection of the property before buying it. Never, ever buy any property without at least examining the site. In some cases, hiring professional inspectors to examine the structural mechanical system may be a sound investment.

18.5 Reasons to Make the Home Buyer Tax Credit Work

2010-01-04T15:11:00.000-08:00

Never A Better Time To Buy A Home

2009-09-22T14:57:00.000-07:00

Home buyers in today's economy have greater opportunities than perhaps any other group of buyers in any other era. Certainly the real estate market has seen its up's and down throughout each decade but the current crisis affords home buyers some unique opportunities which they are wise to take advantage of as they are likely to disappear once the market recovers. The two biggest opportunities these days come by way of foreclosures and mortgages.

As banks foreclose on homes, they hope to sell that home as quickly as possible and at a drastically reduced price in the hopes of minimizing their losses. This gives home buyers the opportunity to find great homes, in great neighborhoods, at even greater prices. In addition to that many banks are willing to bargain with those interested in foreclosed listings in an effort to sell the home as quickly as possible and begin recouping costs. There are many bank owned homes that have sold at prices that are twenty and even thirty percent below their original asking price and value. What this means is that a home buyer who might not normally be able to afford a more upscale home can now do so. Taking a look at Palm Springs real estate you'll find that many families as well as individuals have been able to find and afford homes that normally fall outside of their financial constraints. The are is also considered a hot spot for real estate investors as current market conditions allow investors to buy upscale homes at vastly reduced prices which they'll then be able to resell for large profits once the market recovers.

If finding great homes for sale at reduced prices isn't enough for the average home buyer, finding a mortgage that's both fair and flexible is no longer as difficult as it once was. Those who have purchased homes recently will tell you that many banks approached them or where extremely easy to deal with in terms of putting a mortgage together that worked with them. Banks are eager for your business these days and aren't as difficult to please as they once were. Flat rate mortgages are much more common now than they once where as adjustable mortgages played a large part in creating the current real estate market conditions. Flat rate mortgages make putting a loan together and offering it to home buyers much easier and more importantly, much more enticing to those looking for a home loan. Home buyers will also find that when dealing with banks interest rates aren't as high as they once where nor are banks as stringent with interest rates as they used to be. This allows potential home buyers to save quite a bit of money, and procure a loan they know they'll be still be able to afford years later.

Though some communities offer better deals to home buyers than others, there are virtually no neighborhoods that don't offer homes at some sort of reduced price and nearly all banks are now willing to "wheel and deal" with those seeking home loans. If you're in the market for a new home, there's never been a better time to buy. If you've ever considered investing in real estate this is also the time to move forward with your plans. The market won't remain downtrodden forever and once its recovery begins expect to see prices rise and banks become much less cooperative than they are now.

Palm Spring Real Estate Agent Goes Green

2009-08-09T11:05:00.000-07:00

Palm Spring real estate agent Kimberly Hertel has recently become a Green Realtor. Not only does she work hard to find individuals and families the right home but works hard at being environmentally responsible and her recent certification is proof of that. The Palm Spring real estate agent had always wanted to run a green practice but decided to become certified when she saw contractors implementing green construction practices and building more environmentally sound homes. Kimberly also feels that the entire real estate industry is on the brink of becoming green and wanted to lead by example in hopes that her fellow agents and brokers would all follow suit.

The Palm Spring real estate agent has also recently had a green page put on up her website. This page aims to educate others on ways to live green by saving energy, making smarter choices, etc. There's plenty everyone can do to reduce waste and make the planet a cleaner, healthier place to live and Kimberly hopes that you'll spend some time on her green page and become excited about going green.

These tips are also great for homeowners and those looking to buy Palm Springs real estate as they highlight several key things that a homeowner can do to save energy and reduce waste which in turn can save them money. Should you have any questions about going green, or about Palm Springs real estate, please contact Kimberly Hertel. You may also visit her Palm Springs real estate website to view listings and

Loan Modifications - Are they working?

2009-08-05T15:36:00.000-07:00

Banks modify few mortgages

ALAN ZIBEL • AP Real Estate Writer • August 5, 2009

WASHINGTON — The government's $50 billion program to ease the mortgage crisis is helping only a tiny fraction of struggling homeowners, and a list released Tuesday showed which lenders are laggards.

As of July, only 9 percent of eligible borrowers had seen their mortgage payments reduced with modified loans. And the first monthly progress report showed that 10 lenders had not changed a single mortgage.
The report indicated that lenders such as Bank of America Corp. and Wells Fargo and Co. have lagged behind government expectations. Both banks received billions in federal bailout money.
BofA modified just 4 percent of eligible loans, and Wells Fargo 6 percent. Wachovia Corp., which was taken over by Wells Fargo in December, modified only 2 percent.
“We think they could have ramped up better, faster, more consistently and done a better job serving borrowers and bringing stabilization to the broader mortgage markets and economy,” said Michael Barr, the Treasury Department's assistant secretary for financial institutions. “We expect them to do more.”
Wells Fargo says it plans to speed up its efforts, signing up most borrowers for the Obama plan with one phone call and sending customers a trial offer within two days.
The report is “only part of the story” because the numbers do not reflect an additional 220,000 loans that Wells modified outside the Obama plan this year, a company executive said.
BofA said it would improve its “processes for reaching those in need” and continue working with the Treasury Department to help homeowners who fall outside the program's eligibility requirements.
Meanwhile, foreclosures continue to rise. About 1.5 million households received at least one foreclosure-related notice in the first half of this year, according to RealtyTrac Inc.
“There are certainly more foreclosures going on in the country then there are modifications — by a long shot,” said Bruce Dorpalen, director of housing counseling at Acorn Housing, a nonprofit housing group. He said his group has intervened to prevent about 500 foreclosure sales in cases where borrowers wanted to be considered for the Obama plan.
There are 38 companies participating in the government program, and some noticeable holdouts that control 15 percent of outstanding mortgages.
HomEq Servicing, owned by Barclays PLC, and Litton Loan Servicing, owned by Goldman Sachs, have yet to join. Spokesmen for both companies said they plan to do so soon.
So far, banks have extended only 400,000 offers among 2.7 million eligible borrowers who are more than two months behind on their payments. More than 235,000 of those borrowers have enrolled in three-month trials.
But the government is partly to blame for the languid start. The administration rolled out the guidelines gradually this year. Much of the program was not finished until mid-May, and the guidelines were updated again in early July.

Social Media Loving it!

2009-07-20T16:03:00.001-07:00

Just set up Twitterfeed.com and Selective Twitter Status on Facebook to auto update my social networks with these blog posts!

Home prices hit '03 levels, spark sales

2008-12-03T14:39:00.000-08:00

Two-thirds of county properties in escrows that closed in October had been foreclosed on, data show.
Debra Gruszecki • The Desert Sun • December 3, 2008

The median price of Coachella Valley homes fell 34 percent in October to $225,000, a level not seen since February 2003.

The year-over-year drop, credited largely to the high number of foreclosed properties on the market, drove sales up significantly, according to San Diego-based DataQuick.
It was the second consecutive sales hike of more than 30 percent since housing sales began to slump in 2005.
In October, there were 853 sales of new and resale houses and condos that closed escrow. That's nearly a 32 percent increase in home sales in a valley that strongly depends on real estate to fuel its economy.
In September, the 865 home sales closing escrow posted a 65 percent year-over-year hike, the strongest since January 1988.
“The rise in sales indicates that buyers continue to take advantage of bargains in the marketplace, as the inventory continues to trend upwards, and as more properties with troubled loans contribute to the number of properties for sale,'' said Greg Berkemer, executive vice president of the California Desert Association of Realtors.
Fifty-one percent of the homes that closed escrow in October across Southern California had been foreclosed on at some point over the year, according to DataQuick, which has provided The Desert Sun local housing data that dates back to 1988.
DataQuick spokesman Andrew LePage said the percent of all resales — existing homes and condos — in Riverside County that have been foreclosed on in the prior 12 months was even higher.
It stands at 67.7 percent, he said, explaining the “foreclosure problem is more severe in Riverside County.''
The percentage for the Coachella Valley was not reported, but local real estate experts note the percentage of foreclosed property in the Multiple Listing Service is in the range of 30 percent to 40 percent.
“We've had a huge jump in sales over the last two months, but we're seeing a market where foreclosures and short sales are bolstering the numbers,'' said Sam Schenkl, executive officer of the Palm Springs Regional Association of Realtors.
“I (also) think consumers are holding the better properties off the market until the spring.”
“Sellers ought not to conclude that the buyers' market is over,'' Berkemer said. “What it says is the market has generated a large number of properties at discounted prices.”
It also is playing out against a global backdrop of tough economic times, experts said.
The October sales predate the Wall Street roller coaster ride, bank failures, job losses and credit crunch.
“For the housing market to continue to recover, it will require good news from the general economy, banks loosening (their) credit, government assistance programs to take effect and a return of liquidity to the marketplace,'' Berkemer said.
Yet the brisk sales pace shows that buyers are responding to hearty stock of houses on the market at reasonable prices.
Most of the price reductions have taken place, and new properties coming in are matching the prices, Berkemer added, observing: “Buyers are in a good place.”

Citigroup to help at-risk borrowers stay in homes

2008-11-11T11:43:00.000-08:00

AP Citigroup to help at-risk borrowers stay in homes Tuesday November 11, 11:02 am ET By Sara Lepro, AP Business Writer
Citigroup unveils moratorium on foreclosures, plans to reach out to 500,000 at-risk borrowers
NEW YORK (AP) -- Citigroup says it is imposing a moratorium on most foreclosures as part of a series of initiatives aimed at helping at-risk borrowers remain in their homes -- making Citi the latest big bank to announce sweeping efforts to try to curtail losses from souring mortgages.
Citi said late Monday it won't initiate a foreclosure or complete a foreclosure sale on any eligible borrower who seeks to stay in a home if it is the borrower's principal residence, the homeowner is working in good faith with Citi and has sufficient income to make affordable mortgage payments.
Citi said it is also working to expand the program to include mortgages the bank services but does not own.
Additionally, over the next six months, Citi plans to reach out to 500,000 homeowners who are not currently behind on their mortgage payments, but who are deemed as potentially needing assistance to keep current with their payments. This represents about one-third of all the mortgages that Citigroup owns, the bank said.
Citi plans to devote a team of 600 salespeople to assist the targeted borrowers by adjusting their rates, reducing principal, or increasing the term of the loan, steps known in the mortgage industry as a workout.
Of the four biggest U.S. banks -- Citigroup, JPMorgan Chase & Co., Bank of America Corp. and Wells Fargo & Co. -- Citi has been on the shakiest footing as a result of the mortgage crisis, reporting losses in the past four consecutive quarters while its rivals have managed to post profits. The steps announced Monday are designed to stem those losses.
"Typically the lender loses the most money when a house goes into foreclosure," said Barry Zigas, director of housing policy at the Consumer Federation of America. "(The lender) takes some kind of loss that's usually much greater than what they sacrificed through some kind of workout."
Sanjiv Das, chief executive of CitiMortgage, said, "It is in our interest that borrowers stay in their homes and actually make the payments."
Citi is targeting homeowners in geographic areas with higher-than-average unemployment and foreclosure rates, primarily in Arizona, California, Florida, Michigan, Ohio and Indiana, Das said. The program is expected to affect about $20 billion in mortgages.
"As the unemployment rate is starting to creep up on us, there is going to be increasing distress in the marketplace," Das said in an interview with The Associated Press. "It's not going to distinguish between what type of mortgage they have."
"There is a huge amount of anxiety among borrowers," he said. "We will reach out to them before they become delinquent."
Since early last year, Citigroup has helped about 370,000 families avoid foreclosure, representing more than $35 billion in loans, the bank said.
Citi has avoided negative amortization loans, option adjustable-rate mortgages, and other types of risky mortgages, defaults on which have skyrocketed since the start of the housing bust in the middle of last year. Still, the bank has nonetheless been hurt by the relentless downturn in housing that fed the mortgage and credit crisis, and in turn, the near-breakdown of the financial system.
With defaults mounting, other lenders, including JPMorgan and Bank of America, have also become more aggressive about modifications to mortgage agreements.
But a moratorium only solves so much, according to Zigas. "A moratorium on foreclosure will be effective at stopping foreclosure, it won't be effective at stopping the underlying reasons of why people are in trouble," he said.
By taking a proactive approach, Citigroup isn't waiting until it's too late to deal with delinquent borrowers, said Steve Curnutte, president of InsBank Mortgage in Nashville, Tenn. However, the problem is growing faster than most banks can handle, he said.
"It's nearly an insurmountable undertaking," said Curnutte. "The number of bad loans that they can modify using their resources is being quickly outstripped by the number of new loans that need to be modified."
More than 4 million American homeowners with a mortgage were at least one payment behind on their loans at the end of June, and 500,000 had started the foreclosure process, according to the most recent data from the Mortgage Bankers Association.
Late last month, JPMorgan expanded its workout program to an estimated $70 billion in loans, which could aid as many as 400,000 customers. The New York-based bank has already modified about $40 billion in mortgages, helping 250,000 customers since early 2007.
JPMorgan also said it will not put any loans into foreclosure as it implements the expanded program over the next 90 days.
Bank of America, meanwhile, has said that starting Dec. 1, it will modify an estimated 400,000 loans held by newly acquired Countrywide Financial Corp. as part of an $8.4 billion legal settlement reached with state officials in early October.
The government is also working on an ambitious plan to help around 3 million borrowers avoid foreclosure, but details have yet to be released.

Donald Trump says "It's Time to Buy Real Estate".

2008-10-30T13:19:00.000-07:00

http://www.desertrealestate.com/news.htm

10-28-08 Desert Sun Article

2008-10-29T14:05:00.000-07:00

Housing sales in the Coachella Valley jumped 65.4 percent in September from the year before, the strongest year-over-year showing in nearly two decades.

The 865 sales represent an almost 13 percent jump from August, according to figures released Monday from MDA DataQuick, which has provided The Desert Sun local housing data dating to 1988.
Despite the large jump in September sales, October inventory numbers are up slightly, showing the market is still dealing with “people with troubled loans,” said Greg Berkemer, executive vice president of California Desert Association of Realtors.
“This market is in a very fierce mode of correction,” he said. The market shift is “deeper and more difficult than anyone had anticipated.”
The rise in sales indicates buyers continue to make the best of the desert's ever lowering median prices, which hit $230,000 in September. That's down 37.8 percent from September 2007 and down 8 percent since August.
The last time the valley saw this large of a year-over-year boost was with the 589 sales in January 1989, up 76.9 percent from January 1988. Back then, the median price was $127,000, which also was up from the previous year.
Monday's DataQuick report also shows:
The resale single-family home market is largely responsible for September's sales jump. The 590 resales valley wide is up 151.1 percent compared to September 2007.
Officials have noted that the bulk of homes sold in Riverside County are distressed properties such as foreclosures. Many of those are resale, entry-level homes priced under $500,000.
New construction is not faring as well as the resale market. The 148 new homes sold in September is down 17.3 percent from the year before.
The median price per square foot is at $125, down 41.1 percent from September 2007.
The most expensive Coachella Valley home sold in September was a $2.49 million single-family resale in La Quinta.
While experts say lending restrictions remain tight for higher-end properties, an increasing number of local buyers are turning to the FHA loans to finance entry-level homes and discounted foreclosed homes. They've become increasingly popular as home prices decline and limits for the federally insured loans rise.
A year ago, such loans weren't on the radar at Franklin Loan Center in Palm Desert. Now, they make up 80 percent of their loans, said Patrick Mahon, chief executive officer.
“It looks like there's more on the horizon,” Mahon said.

Home Sales up 41% in the Coachella Valley!

2008-09-12T12:31:00.000-07:00

This is an article which was posted to The Desert Sun.

September 3, 2008

Existing Home Sales Up 41.6 Percent In July, Says Desert REALTOR John Hussar/PRNewsWorks Reader Submitted

PALM DESERT (Calif.) — Coachella Valley existing home sales jumped significantly in July with a 41.6 percent increase over July 2007 sales, although the median price dropped homes declined 36.7 percent over July 2007, the California Desert Association of REALTORS reported today.
“When sales rise faster than prices fall, it could indicate that buyers are taking advantage of this market window with urgency, and that window could be narrowing more quickly than earlier projections,” said Greg Berkemer, executive vice president of the California Desert Association of REALTORS. “In terms of sales, which have been increasing since the second quarter of this year, if you were waiting for the bottom of the market you may have missed it,” he said. “The August inventory is the lowest since September 2006,” Berkemer said. By comparison, the January sales rate and inventory yielded 20.2 months of unsold inventory while the August sales and inventory stands at 12.7 months of unsold inventory. Berkemer said desert buyers continue to take advantage of lower prices and reasonable interest rates, such that for July single family homes sold were on the market for a median of 97 days. “So when is the best time to buy? The answer hasn't changed. It's five years ago. True, five years ago. It's true today and will probably be true five years from now. The sales pace would seem to indicate that serious buyers agree,” he said. The median price of an existing desert area home in July was $239,360, down 36.7 percent from $378,310 in July 2007. According to the Desert Area Multiple Listing Service, the real estate industry standard for existing and some new home sales throughout the Coachella Valley, the typical median priced home for sale now is a three-bedroom, two-bath, 1,760 square-feet listed at $314,945 and has been on the market for 97 days. Throughout California, existing home sales rose 43.4 percent in July compared to July 2007 although the median price fell 40.3 percent to $350,760, according to the California Association of REALTORS, the statewide organization. The California Desert Association of REALTORS, The Voice for Real Estate for the Coachella Valley, represents more than 4,000 real estate professionals from Palm Springs to Coachella. For more information, please call (760) 346-5637 or visit online at www.CalDesertRealtors.com

Freddie Mac and Fannie Mae - Government Takeover – Rates Decline!

2008-09-11T11:10:00.000-07:00

Recently, the Federal Government announced a rescue plan for the GSEs, Fannie Mae and Freddie Mac. Here are some key highlights:

Major Points

• Fannie and Freddie have been placed in conservatorship. (Federal government has taken 79.9 percent of common stock and all dividends in return for buying $1 billion of preferred shares.)

• Treasury Department says both are open for business with no major changes in operations.

• Top Fannie/Freddie executives have been replaced.

• Fannie/Freddie can grow their guaranteed mortgage book with no limits and grow their retained portfolios with limits. Ultimately, the government plans to shrink their portfolios (10% per year starting in 2010).

• The federal government will provide capital to keep Fannie/Freddie’s net worth positive (up to $100 billion). In return, the Treasury will receive new senior preferred stock and warrants on the GSEs’ common stock.

• The federal government will begin buying Fannie/Freddie mortgage-backed securities (MBS) on the open market.

• Treasury Department will create a Secured Lending Credit Facility, a liquidity backstop for GSEs.

Initial Reactions

• Rates drop half a point!

• World markets respond positively to news: stocks up on Monday, September 8, 2008.

• Federal Reserve Chairman Ben Bernanke: “These necessary steps will help to strengthen the U.S. housing market and promote stability in our financial markets.”

• Investor Warren Buffett: “Secretary Paulson has made exactly the right decision for the country. He is minimizing the problem of moral hazard and maximizing the benefits for the housing market and for the smooth functioning of finacial markets."

Anticipated Results

• Rates to possibly stabilize, due to reassurance given by government intervention.

• Increased confidence in financial markets.

• Loan term changes possible (FICO, LTV).

• More loan workouts possible due to increased government pressure on lenders to create solutions that prevent foreclosures.

If you have any questions about the Fannie Mae and Freddie Mac takeover, please call or email me!

Welcome to Palm Springs CA Real Estate Blog!

2008-09-08T15:08:00.000-07:00

Welcome to the official blog of Kimberly Hertel. Kimberly is a Palm Springs ca real estate agent who specializes in finding her customers the perfect home. Not only does Kimberly help buyers and sellers in Palm Springs but she deals with Palm Desert real estate, La Quinta Ca real estate, rancho mirage ca real estate, and Indian wells California real estate as well.

Palm Springs homes are popular not only amongst families but with those individuals looking for a resort or vacation home. The city offers a fabulous lifestyle to those who have a desire for upscale living and the amenities that lifestyle brings to the table. Should you be interested in Palm Springs real estate contact Kimberly today!