<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-4629648747228487145</id><updated>2026-10-18T18:58:09.997+01:00</updated><category term="Child Tax Credits"/><category term="HMRC"/><category term="Money Saving Tips"/><category term="Party Plan"/><category term="work from home"/><category term="Childcare costs"/><category term="Maternity Allowance"/><category term="Maternity Pay"/><category term="Tax Refund"/><category term="Additional Paternity Leave"/><category term="Benefits"/><category term="Budgeting"/><category term="Cash Back"/><category term="Child Benefit"/><category term="Christmas Presents"/><category term="Family Friendly Income"/><category term="Martin Lewis"/><category term="Maternity Leave"/><category term="Mumpreneur"/><category term="Not entitled to SMP"/><category term="PAYE"/><category term="Paternity Pay"/><category term="Self Employed"/><category term="Self Employed Dad"/><category term="Zest Payroll Solutions"/><category term="entitlements"/><category term="pregnancy"/><category term="small business"/><category term="2011 2012"/><category term="31st July"/><category term="Accountant"/><category term="Accounts"/><category term="Act One Parties"/><category term="Blog Camp"/><category term="Blogging"/><category term="Book Keeping"/><category term="Bristol"/><category term="Bundle O Joy"/><category term="Cards"/><category term="Child Savings Accounts"/><category term="Child Trust Funds"/><category term="Children&#39;s Parties"/><category term="Christmas"/><category term="Comparison Websites"/><category term="Credits for Parents"/><category term="Cutting bills"/><category term="Direct Sales"/><category term="Discount"/><category term="Discount Voucher Codes"/><category term="FW8"/><category term="Facebook"/><category term="Family Finances"/><category term="Free things to do"/><category term="Guardians"/><category term="Half term"/><category term="Home Responsibility Protection"/><category term="Ice Jewellery"/><category term="Interiors"/><category term="Jewellery"/><category term="Junior ISAs"/><category term="Kid&#39;s Parties"/><category term="Leave"/><category term="LinkedIn"/><category term="MA1"/><category term="Making a Will"/><category term="Maternity Clothes"/><category term="Maternity Entitlement UK"/><category term="Money Saving Expert"/><category term="Mummy Budgeting"/><category term="Nanny Payroll"/><category term="Nanny Registration"/><category term="NapNap"/><category term="Ofsted"/><category term="Online Shopping"/><category term="Our Green Room"/><category term="Parenting Budgeting"/><category term="Parties on a Budget"/><category term="Party Bags"/><category term="Party Budgeting"/><category term="Party Plan Guru"/><category term="Paternity"/><category term="Pay"/><category term="Pennies"/><category term="Phoenix Trading"/><category term="Quidco"/><category term="Really Eco Baby"/><category term="Reclaiming Money"/><category term="Run your own business"/><category term="SEO"/><category term="SMP"/><category term="SMP1"/><category term="SPP"/><category term="Saving"/><category term="Small Businesses"/><category term="Small Earnings Exemption Certificate"/><category term="Social Media Outsourcing"/><category term="Stakeholder Pensions"/><category term="Starfish Accounting"/><category term="State Pension"/><category term="Tax Credit Renewal"/><category term="Tax Credits"/><category term="Top 10 tips"/><category term="Top Cash Back"/><category term="Tots100"/><category term="Truly Madly Baby"/><category term="Twitter"/><category term="Usborne Books"/><category term="Utility Warehouse"/><category term="VAT"/><category term="WAHM"/><category term="Wall Art"/><category term="Wards of Court"/><category term="Welcome"/><category term="Work Uniform Maintenance Tax Rebate"/><category term="Working Tax Credits"/><category term="childcare vouchers"/><category term="children&#39;s books"/><category term="christmas decorations"/><category term="cloth nappies"/><category term="dental care"/><category term="don&#39;t qualify for SMP"/><category term="family friendly business"/><category term="free activities"/><category term="free milk"/><category term="free school meals"/><category term="girl&#39;s clothes"/><category term="girl&#39;s dresses"/><category term="handmade presents"/><category term="healthy start"/><category term="help for new parents"/><category term="money"/><category term="pennies 4 parents"/><category term="penny pot"/><category term="piggy bank"/><category term="prescription exemption"/><category term="presents"/><category term="reusable nappies"/><category term="saving money"/><category term="school fruit and vegetable scheme"/><category term="small Change"/><category term="sure start maternity grant"/><category term="switching supplier"/><category term="work at home"/><category term="working parents"/><title type='text'>Pennies 4 Parents</title><subtitle type='html'>A handy resource for parents to help them find out about the money matters which affect them once little people come along.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>50</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-2120976962864027028</id><published>2017-11-07T09:57:00.000+00:00</published><updated>2017-11-07T09:58:02.582+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Budgeting"/><category scheme="http://www.blogger.com/atom/ns#" term="Christmas"/><category scheme="http://www.blogger.com/atom/ns#" term="christmas decorations"/><category scheme="http://www.blogger.com/atom/ns#" term="Christmas Presents"/><category scheme="http://www.blogger.com/atom/ns#" term="handmade presents"/><title type='text'>20 Ways to Cut the Cost of Christmas</title><summary type="text">

Although the shops were gradually reminding us that Christmas was on its way back in August, if you’re anything like me, you’ll only really be starting to think about it now that Halloween and Bonfire Night are over.&amp;nbsp; 









Christmas can be such an expensive time but there are lots of ways you can cut the cost: 



Write a list of the people you need to buy presents for, set a budget </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/2120976962864027028/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/11/20-ways-to-cut-cost-of-christmas_7.html#comment-form' title='17 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2120976962864027028'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2120976962864027028'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/11/20-ways-to-cut-cost-of-christmas_7.html' title='20 Ways to Cut the Cost of Christmas'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxUjPWw4AIb2jbodf0XAACGrmAvAfO33RmRBiqnCWcKFpRkr4pOAReJzxT-3fBCQmeEoI_4wMLJKJG0Aj9SecDAzaFuToI1cx5vKTeNzI4dPI6xGq-qxOX8z_zkiMmUE4sx2qqszNVXOOk/s72-c/Christmas+Tree.jpg" height="72" width="72"/><thr:total>17</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-6522586673542319484</id><published>2017-08-03T09:23:00.000+01:00</published><updated>2017-08-03T09:23:20.590+01:00</updated><title type='text'>Teacher Tax Rebates</title><summary type="text">
Summer holidays – a time for Teachers to take a break and finally get
around to doing all those little jobs that they just can’t fit in during term time.&amp;nbsp; Like, for example, claiming a tax rebate&amp;nbsp;from HMRC&amp;nbsp;on
your fees and subscriptions or for sports clothing for PE.













Many Teachers are not aware that such refunds are due to
them.&amp;nbsp; There are many companies who will</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/6522586673542319484/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2017/08/teacher-tax-rebates.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6522586673542319484'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6522586673542319484'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2017/08/teacher-tax-rebates.html' title='Teacher Tax Rebates'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1Bs9NpggNyQg6t330VQtJ8VhvoQUr81WlYU95f870oxwXyDyKYxEdsDEwxVvQTAN93rake0YmTyjtnsXeRA2-ECSfB9p7ec0eGHtlc_fo-Z2rwZzFJ4muAWnIyytQ4j2LPyx44cIcvtaR/s72-c/P1010300.JPG" height="72" width="72"/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-7185127439470667543</id><published>2017-07-18T14:46:00.000+01:00</published><updated>2017-11-23T11:00:32.249+00:00</updated><title type='text'>Statutory Maternity Pay 2017 - 2018</title><summary type="text">
To help you take time off work with your baby, if you are an employee, you may be entitled to Statutory Maternity Pay (SMP) which is a payment from the government and is paid to you via your employer.&amp;nbsp;

(You may also be lucky enough to have this enhanced by a company maternity pay scheme).









Do I qualify for Statutory Maternity Pay (SMP)?

To qualify for SMP you must meet the </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/7185127439470667543/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2017/07/statutory-maternity-pay.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7185127439470667543'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7185127439470667543'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2017/07/statutory-maternity-pay.html' title='Statutory Maternity Pay 2017 - 2018'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmkoE28qCYHhw6jIO0HSI6ZTTO12mzf9Lig5F-g5St5be06bXNHdXdSO4v6NF24j_l4hprEjuIUlF6PTt7NrhWKk3PGOsrd3obP9GE0Jyc3k4Lnlydi6k-6MQKKY9n1cpaTzFSMnEftz5y/s72-c/DSC015301.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-1284106357442064365</id><published>2016-03-26T07:45:00.000+00:00</published><updated>2016-04-07T21:15:08.929+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="don&#39;t qualify for SMP"/><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Allowance"/><category scheme="http://www.blogger.com/atom/ns#" term="Self Employed"/><title type='text'>Help! I Don&#39;t Qualify for Statutory Maternity Pay (SMP)</title><summary type="text">
Perhaps you don’t qualify for Statutory Maternity Pay (SMP) from your Employer as you haven’t worked there long enough or you don’t earn enough.&amp;nbsp; 

Perhaps you are unemployed or maybe you are your own boss and SMP doesn’t apply to you.&amp;nbsp; 

Don’t worry – there is other help available!








Maternity Allowance



If you are an Employee

Your employer should give you a form called SMP1.</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/1284106357442064365/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/help-i-dont-qualify-for-statutory.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/1284106357442064365'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/1284106357442064365'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/help-i-dont-qualify-for-statutory.html' title='Help! I Don&#39;t Qualify for Statutory Maternity Pay (SMP)'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6sPt_P3gMIPS652oPBoJtE9cuvOkNO8weW-tiOiVJJrb1S4pw0SgT7G4PBhyphenhyphenfnFxUJp4Xv_AfjT5TfmOg7hvIKXWW-uIcj_ZP1lnLKAaUjSXvDqdDX-K5BkG-vA92sD_3dF9zgu4LKRG_/s72-c/Smiley.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-3860305451703502425</id><published>2014-09-30T12:41:00.000+01:00</published><updated>2014-09-30T12:44:52.068+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Child Tax Credits"/><category scheme="http://www.blogger.com/atom/ns#" term="HMRC"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax Credits"/><category scheme="http://www.blogger.com/atom/ns#" term="Working Tax Credits"/><title type='text'>Quick Guide to Tax Credits</title><summary type="text">Tax Credits are payments from the government that you could be entitled to if you have children.&amp;nbsp; There are 3 different types of tax credits: 



Child Tax Credits: if you are responsible for children, you may qualify for Child Tax Credits. You don’t have to be working to claim Child Tax Credits.



Working Tax Credits: these are available for people who do or don&#39;t have children and who </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/3860305451703502425/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/07/quick-guide-to-tax-credits.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3860305451703502425'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3860305451703502425'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/07/quick-guide-to-tax-credits.html' title='Quick Guide to Tax Credits'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-18407114532069509</id><published>2014-07-30T15:26:00.000+01:00</published><updated>2014-07-30T15:26:51.135+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Allowance"/><category scheme="http://www.blogger.com/atom/ns#" term="Mumpreneur"/><category scheme="http://www.blogger.com/atom/ns#" term="Self Employed Dad"/><category scheme="http://www.blogger.com/atom/ns#" term="Small Earnings Exemption Certificate"/><title type='text'>Self Employed? Protect Your Right to Maternity Allowance</title><summary type="text">Filling in a form to claim Maternity Allowance when you are a self employed Mum sounds pretty straight forward, but there is a MAJOR issue if you hold a Small Earnings Exemption Certificate.&amp;nbsp; A major issue that could see you losing out on thousands of pounds!

I came across this fantastic&amp;nbsp;article by Frances Weir on Helen Lindop&#39;s great website&amp;nbsp;www.businessplusbaby.com&amp;nbsp;and felt</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/18407114532069509/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/07/self-employed-protect-your-right-to.html#comment-form' title='3 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/18407114532069509'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/18407114532069509'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/07/self-employed-protect-your-right-to.html' title='Self Employed? Protect Your Right to Maternity Allowance'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><thr:total>3</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-5266948383147647622</id><published>2014-05-14T15:17:00.000+01:00</published><updated>2014-05-14T15:18:05.473+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="2011 2012"/><category scheme="http://www.blogger.com/atom/ns#" term="HMRC"/><category scheme="http://www.blogger.com/atom/ns#" term="PAYE"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax Refund"/><title type='text'>How to Apply for a Tax Refund from HMRC</title><summary type="text">Millions of people paid too much tax in the last tax year which finished on April 5th.
Are you one of those people who are now entitled to a tax refund?
Read on and find out!








1) &amp;nbsp;Find your final Tax Code for 2014 / 2015
If you haven&#39;t had it already, your P60 (the end of year statement) detailing your earnings in the job you were in on 5th April should be handed to you soon (and </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/5266948383147647622/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/how-to-apply-for-tax-refund-from-hmrc.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5266948383147647622'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5266948383147647622'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/how-to-apply-for-tax-refund-from-hmrc.html' title='How to Apply for a Tax Refund from HMRC'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyzsR1fVF8rLYLd91vu9hYofGT6zzS3uK8SaGFov40u0WC9XAWyf9eaLd1yFG8-08tvLWRMxQeWUFK6YEBybDQ0TJZInc8oLtamGIopYt4ISoHgUk8c-OG2vdpKF-lDiWBjUv9h_mGRZBq/s72-c/Zest_Payroll_Logo_CMYK.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-7360138407319962488</id><published>2013-07-31T16:13:00.000+01:00</published><updated>2013-07-31T16:13:19.151+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Additional Paternity Leave"/><category scheme="http://www.blogger.com/atom/ns#" term="Paternity Pay"/><category scheme="http://www.blogger.com/atom/ns#" term="SPP"/><title type='text'>Paternity Pay &amp; Leave 2013 / 2014</title><summary type="text">New Dads (or the partners of new mothers) are entitled to 2 weeks Ordinary&amp;nbsp;Paternity Leave when the baby is born and may be entitled to Ordinary&amp;nbsp;Paternity Pay while they are away from work.









To qualify for Ordinary Paternity Leave, he must have been with his employer&amp;nbsp;for at least 26 weeks by the end of the 15th week before the baby is due.

He must also be either the:

• </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/7360138407319962488/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/paternity-pay-2012-2013.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7360138407319962488'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7360138407319962488'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/paternity-pay-2012-2013.html' title='Paternity Pay &amp; Leave 2013 / 2014'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAh9MYFqkZ8OxHyOFSaFMasDNFXNS_Sd4PkJjquoIMNkYLhLsmuAIcxqMKWGtZvb1G5TAqJJ-NQe3BFSk3XsaDaEtwh5VjIUt7Z7pzk_SL5on0kfPzeriusc621M-faA4UcXfaTJDMpS4k/s72-c/Feeding+Baby+Victor+Bear.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-2453830024326968528</id><published>2013-05-28T21:16:00.000+01:00</published><updated>2013-05-28T21:16:04.783+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="HMRC"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax Refund"/><category scheme="http://www.blogger.com/atom/ns#" term="Work Uniform Maintenance Tax Rebate"/><title type='text'>Work Uniform Maintenance Tax Rebate</title><summary type="text">
Have you worn a uniform as an Employee in the last 6 years?



Were you paying tax at that time?



Did you wash, mend or replace it yourself?



Then you could be eligible for a tax rebate!







If you have had to wear a uniform for work in the last 6 years and you are responsible for keeping that uniform washed and repaired, it is worth contacting HMRC to ask if you are eligible for a Work </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/2453830024326968528/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/work-uniform-maintenance-tax-rebate.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2453830024326968528'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2453830024326968528'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/work-uniform-maintenance-tax-rebate.html' title='Work Uniform Maintenance Tax Rebate'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg2Egam2HW9j3A6f4e6iyhfnnfHYRF0BUVse6QRyj3UudvUui7XeyMQ7K8LlRvBCsdVoxyOM4engwBTqt-ySARjNf0A8e4Lfp1snSdzjE6H9gTlUBlseCOFKzruFEiSlSt1N_fKUHicQf5C/s72-c/Owen+Meredith_Squirrel_7+Wells+(5).JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-24972943423794973</id><published>2013-04-17T23:00:00.000+01:00</published><updated>2013-04-17T23:05:45.173+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Entitlement UK"/><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Leave"/><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Pay"/><category scheme="http://www.blogger.com/atom/ns#" term="SMP"/><title type='text'>Statutory Maternity Pay 2013 - 2014</title><summary type="text">


To help you take time off work with your baby, if you are an employee, you may be entitled to Statutory Maternity Pay (SMP) which is a payment from the government and is paid to you via your employer.&amp;nbsp;

(You may also be lucky enough to have this enhanced by a Company maternity scheme).










Do I qualify for Statutory Maternity Pay (SMP)?

To qualify for SMP you must meet the </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/24972943423794973/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/statutory-maternity-pay-2012-2013.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/24972943423794973'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/24972943423794973'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/05/statutory-maternity-pay-2012-2013.html' title='Statutory Maternity Pay 2013 - 2014'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmkoE28qCYHhw6jIO0HSI6ZTTO12mzf9Lig5F-g5St5be06bXNHdXdSO4v6NF24j_l4hprEjuIUlF6PTt7NrhWKk3PGOsrd3obP9GE0Jyc3k4Lnlydi6k-6MQKKY9n1cpaTzFSMnEftz5y/s72-c/DSC015301.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-5353359190673602035</id><published>2012-10-31T13:00:00.002+00:00</published><updated>2012-10-31T13:00:46.810+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Pennies"/><category scheme="http://www.blogger.com/atom/ns#" term="penny pot"/><category scheme="http://www.blogger.com/atom/ns#" term="piggy bank"/><category scheme="http://www.blogger.com/atom/ns#" term="Saving"/><category scheme="http://www.blogger.com/atom/ns#" term="small Change"/><title type='text'>Do You Look After Your Pennies?</title><summary type="text">

I stumbled upon this useful blog post on the Lifestyle Management Blog. &amp;nbsp;A huge thank you to Julie McMahon who wrote it and Margot Bloom for letting me borrow it!













Do you have a jar or pot that you keep all of your loose change, particular 1p and 2p coins in? If so, you are not alone! Thousands of Brits have some sort of container in their house where all loose change is </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/5353359190673602035/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/10/do-you-look-after-your-pennies.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5353359190673602035'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5353359190673602035'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/10/do-you-look-after-your-pennies.html' title='Do You Look After Your Pennies?'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWNbqXQplXljXfat7JdAUkU-sdr8ZnDVXtn0Gk6dcnH44YsOYuu1gD-NKHMQ18a0I4xiG7jbve5Y66L1JxTnlPQMHSyUS1Ogh68_Xxf1Th5aojOimzkARdQzODoWIadv2oEPcIxCzL1gfv/s72-c/Coins.jpg" height="72" width="72"/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-6550194849871960990</id><published>2012-07-11T12:32:00.000+01:00</published><updated>2012-07-11T12:32:03.241+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Childcare costs"/><category scheme="http://www.blogger.com/atom/ns#" term="Nanny Registration"/><category scheme="http://www.blogger.com/atom/ns#" term="Ofsted"/><title type='text'>Registering your Nanny with Ofsted - Emma Dewey, Babyem</title><summary type="text">
Why should nannies register on the voluntary part of the Ofsted Childcare register?
• Parents will be eligible for financial assistance with their childcare costs
• Parents will be able to redeem employer-supported vouchers against childcare costs
• Increases the nanny’s professional status through having a recognised childcare qualification
Who can register?
• Nannies who have a recognised </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/6550194849871960990/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/07/registering-your-nanny-with-ofsted-emma.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6550194849871960990'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6550194849871960990'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/07/registering-your-nanny-with-ofsted-emma.html' title='Registering your Nanny with Ofsted - Emma Dewey, Babyem'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjulZvz5mU7LcXf6kdJIjor77m1e2KsYm3EVXRYgG0Y6W3y2xI9YvX-bjoMInZHmZVOf6bGmIQeYSMrTqILeDKP51k_JNwnPh_8trQDC9IlGLbua6IAeaiKqpgxIM_5RPCRANf2RwUMDAd2/s72-c/Babyem+accredited+childcare+training+for+Nannies.PNG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-6280309309025821885</id><published>2012-07-04T11:22:00.000+01:00</published><updated>2012-07-04T11:22:42.281+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Child Savings Accounts"/><category scheme="http://www.blogger.com/atom/ns#" term="Child Trust Funds"/><category scheme="http://www.blogger.com/atom/ns#" term="Junior ISAs"/><category scheme="http://www.blogger.com/atom/ns#" term="Stakeholder Pensions"/><title type='text'>Saving for your Child&#39;s Future - Dave Penny, Invest Southwest</title><summary type="text">
What is the greatest gift a  parent can give their child? &amp;nbsp;&quot;The gift of life&quot; I hear you say or teaching them  to read and write or eat well or even support Manchester United. Okay I&#39;ll give  you that, especially the last one. But one of the greatest gifts a  parent can give their child is a financial head start in  life.
Think about what today&#39;s  youngsters will have to deal with in early </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/6280309309025821885/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/07/saving-for-your-childs-future-dave.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6280309309025821885'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6280309309025821885'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/07/saving-for-your-childs-future-dave.html' title='Saving for your Child&#39;s Future - Dave Penny, Invest Southwest'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxoATYsabOo4aO6sas02622Yz1QULu8IHeIwx_nzgmZT4Z7i5u0znctwhxn0nONJYMOBWvKbWo8Yg4IE6FSaXJmiP6YUVmXbHbkkYM2hhyphenhyphents3eIoHqavTbxItb8xARh7xemxGQK-FeVBu6/s72-c/ISW+Logo.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-209429195833915308</id><published>2012-06-20T12:12:00.000+01:00</published><updated>2012-06-20T12:12:21.510+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Guardians"/><category scheme="http://www.blogger.com/atom/ns#" term="Making a Will"/><category scheme="http://www.blogger.com/atom/ns#" term="Wards of Court"/><title type='text'>If You Have Children You Need a Will...</title><summary type="text">This week I&#39;m delighted to feature the first of a series of guest blog posts about the importance of making a will when you have children from Linda Fisher of Will Management Services.&amp;nbsp;
&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&amp;nbsp;
If you have children but do not have a </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/209429195833915308/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/06/if-you-have-children-you-need-will.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/209429195833915308'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/209429195833915308'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/06/if-you-have-children-you-need-will.html' title='If You Have Children You Need a Will...'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7tDpopZaY4N2YHL47YPULnWqLs_NlvFWPSc6lVjZgWEJA9-WwcO989PuK-T3x2F7Pb_8Tzymj9WO8513v-p6xCeBAg-5-LngFm8TjSB0zu-5mlrsvshBiARwLUOVaGlLb2472Yy-jC7Eq/s72-c/Logo.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-3340935789069706844</id><published>2012-06-13T10:21:00.000+01:00</published><updated>2012-06-13T10:21:43.789+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Childcare costs"/><category scheme="http://www.blogger.com/atom/ns#" term="childcare vouchers"/><title type='text'>Childcare Vouchers - kidsunlimited</title><summary type="text">Childcare Vouchers, family friendly savings that benefit&amp;nbsp;both employee and employer from kidsunlimited.

Childcare vouchers are a tax efficient scheme to provide working parents with tax&amp;nbsp;free help towards paying for childcare. &amp;nbsp;Every working parent earning above&amp;nbsp;minimum wage is entitled to use between £97 and £243* per month tax free&amp;nbsp;from gross salary towards their </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/3340935789069706844/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/06/childcare-vouchers-kidsunlimited.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3340935789069706844'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3340935789069706844'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/06/childcare-vouchers-kidsunlimited.html' title='Childcare Vouchers - kidsunlimited'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj35kmipa59069fbMy4QE0ZoIB5UXr2C10lsexEE6hce6vrUmUaeXF5IpYkbnuo6fyALbL3-MQxqAp_uar170Yh9uBRWMby7b2yN3dVjOXewEK_0SITPAjxtmrMufb4bY5R72QL5mKGUOzx/s72-c/Employee+Savings+Chart.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-2257021325372431771</id><published>2012-02-29T10:36:00.000+00:00</published><updated>2012-02-29T10:36:00.112+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="HMRC"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax Refund"/><category scheme="http://www.blogger.com/atom/ns#" term="Zest Payroll Solutions"/><title type='text'>Check Your Tax Code - You May be due a Refund!</title><summary type="text">Many of you will be receiving your payslips today, but just how many of you actually pay attention to them?&amp;nbsp; You probably know roughly how much you take home each month, but when was the last time you checked your tax code?

747L&amp;nbsp;The current “normal” tax code is 747L (which gives you a tax free annual allowance of £7,475).&amp;nbsp; Your tax code may differ from this for a number of reasons</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/2257021325372431771/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/check-your-tax-code-you-may-be-due.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2257021325372431771'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2257021325372431771'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/check-your-tax-code-you-may-be-due.html' title='Check Your Tax Code - You May be due a Refund!'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhD2LxXG2SCMgHg0RtEmXZjHPYmNILZdw_NjfxNLOcuNLNTE3JftVC6pRcvemlg11iGZ454qB7EJTyowOAvcY0-HbBKxD6OsChOUWUa4JYETTrX3ts_exK1Uy1pbtkWQu78_9IGvvF0mcVq/s72-c/NN+Picture.jpg" height="72" width="72"/><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-3393211628544738635</id><published>2012-02-08T11:52:00.002+00:00</published><updated>2012-02-08T12:19:00.941+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="free activities"/><category scheme="http://www.blogger.com/atom/ns#" term="Free things to do"/><category scheme="http://www.blogger.com/atom/ns#" term="Half term"/><title type='text'>FREE Things to do over Half Term!</title><summary type="text">Half term arrives next week for many schools (arrgghhh!) so this week I thought it would be good to get together a load of ideas for fun FREE things to do with the kids.A huge thank you to everyone who has contributed!&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&amp;nbsp;

&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;●&amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;&amp;nbsp;“Go on a winter &#39;treasure hunt&#39; &amp;amp; make a collage/winter display when you get </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/3393211628544738635/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/free-things-to-do-over-half-term.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3393211628544738635'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/3393211628544738635'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/02/free-things-to-do-over-half-term.html' title='FREE Things to do over Half Term!'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv9wLJ21awUyu1c001mMfGFM72S0vCatj3UTPDSMo4A6pRMxDOkXAgZWZYGfJLCEIPIj6AM8VLoHT33rNhJnyl9NeSlTsTritALFh2mSWLMUhllxPAgVBEFdJ6dQiisEpLh27i9UwYirgJ/s72-c/P1010442.JPG" height="72" width="72"/><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-608493497796663163</id><published>2012-01-25T14:19:00.000+00:00</published><updated>2012-01-25T14:19:45.538+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Facebook"/><category scheme="http://www.blogger.com/atom/ns#" term="LinkedIn"/><category scheme="http://www.blogger.com/atom/ns#" term="Social Media Outsourcing"/><category scheme="http://www.blogger.com/atom/ns#" term="Twitter"/><title type='text'>Social Media Outsourcing - Angeline Coupland</title><summary type="text">One for you business parents this week - more on a saving time theme! &amp;nbsp;I&#39;m handing over to Angeline Coupland of @networkerplus who tells us all about their Social Media Outsourcing service. &amp;nbsp;One of the most popular services @networkerplus Social Media offers is outsourcing. &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp; &amp;nbsp;
As we&amp;nbsp;always&amp;nbsp;discuss strategy with our customers, we can share the </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/608493497796663163/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/social-media-outsourcing-angeline.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/608493497796663163'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/608493497796663163'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/social-media-outsourcing-angeline.html' title='Social Media Outsourcing - Angeline Coupland'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQnlmJBuweU1QTume3keu3V2R-e7ktK2EvYdQ1y60AiEPYMEu0nZqJZsqFA_83WyboYUUNF3LbAB0KMXWGh7dQ-LMkGurhg6tAnsPN2YsfPxPiMO-8jG3T9j7cXVq5j5FQnMUTLIwoEC2l/s72-c/Clock.JPG" height="72" width="72"/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-7352736730896032814</id><published>2012-01-18T10:04:00.000+00:00</published><updated>2012-01-18T10:04:26.278+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Kid&#39;s Parties"/><category scheme="http://www.blogger.com/atom/ns#" term="Parties on a Budget"/><category scheme="http://www.blogger.com/atom/ns#" term="Party Bags"/><title type='text'>Children’s Parties on a Budget!  Nikki Gomez, Boy Wonder Gifts</title><summary type="text">Children’s parties can end up costing a small fortune but there are lots of ways that you can save money and still give your child a fantastic party. My children are now 12 and 14 so I have arranged quite a few birthday parties over the years! Here are some of my money saving tips. Most of these tips and ideas can be adapted for use with parties for both younger and older children.&amp;nbsp;
Having </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/7352736730896032814/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/childrens-parties-on-budget-nikki-gomez.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7352736730896032814'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/7352736730896032814'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/childrens-parties-on-budget-nikki-gomez.html' title='Children’s Parties on a Budget!  Nikki Gomez, Boy Wonder Gifts'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzldN89CMLB2p-UDsVn-2-OmoblPx4TDRcCyEsXTUL0M1h-QD8mfdyf6j39d3KYtzOkbYG_nQehzdMWfgK_cu5h_P_V3K3woYw4YinMC2vV1NBMryQvgnxYHxLrjTKYsdvoLafbUrkLQ-0/s72-c/Party+Food+Boxes.JPG" height="72" width="72"/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-6955832263697866352</id><published>2012-01-11T13:09:00.000+00:00</published><updated>2012-01-11T13:09:21.900+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Child Benefit"/><category scheme="http://www.blogger.com/atom/ns#" term="Child Tax Credits"/><category scheme="http://www.blogger.com/atom/ns#" term="Maternity Pay"/><category scheme="http://www.blogger.com/atom/ns#" term="Paternity Pay"/><title type='text'>Benefits and Entitlements for Expectant and New Parents</title><summary type="text">Having a baby is expensive – there’s no getting around that!&amp;nbsp; Thankfully there is help available to expectant and new parents.&amp;nbsp; Here’s a quick guide.&amp;nbsp; 


Sure Start Maternity GrantA grant of £500 is available to parents-to-be on low incomes to help with preparing all those baby essentials. &amp;nbsp;To see if you qualify for the grant, please visit:&amp;nbsp;&amp;nbsp; http://bit.ly/8nHu7E

</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/6955832263697866352/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/benefits-and-entitlements-for-expectant.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6955832263697866352'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6955832263697866352'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2012/01/benefits-and-entitlements-for-expectant.html' title='Benefits and Entitlements for Expectant and New Parents'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJFVxLA_yQGHvq3FnOlW7VFptXlCAqf2YepNlS3nUXQZVxUuWyiuWy_ZGymgRgIqDjfpnQy12xax9COmZDqTBETO_e1hTe5De99RNdNVW1AZtsFV7TLTYZQQYYt3H518tJQG3JADnTt-Cc/s72-c/P4P+Logo.bmp" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-524755559833657464</id><published>2011-12-07T10:30:00.001+00:00</published><updated>2011-12-07T10:30:00.562+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Cash Back"/><category scheme="http://www.blogger.com/atom/ns#" term="Christmas Presents"/><category scheme="http://www.blogger.com/atom/ns#" term="Comparison Websites"/><category scheme="http://www.blogger.com/atom/ns#" term="Discount Voucher Codes"/><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips"/><title type='text'>Help Santa Save Money with Price Comparison Websites!</title><summary type="text">With Christmas shopping in full swing, this week I thought I’d share a few top sites to help Santa find the best deals on everything on his list!



King of Comparison Sites:&amp;nbsp; www.megashopbot.comBrought to you by Martin Lewis and the Money Saving Expert team, this is a great tool which covers books, music, dvds, games, perfume, electronics and more over several comparison sites all at the </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/524755559833657464/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/12/help-santa-save-money-with-price.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/524755559833657464'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/524755559833657464'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/12/help-santa-save-money-with-price.html' title='Help Santa Save Money with Price Comparison Websites!'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2c98jnpzvTHj9_BZOO2XiLy8RiwwU9gam8gsCuQETbI1_pBWJ6L5fCJ8dqmciWfOsXciVQ81GZRPDb2DVbDDyT4o04QDXJgPKl9Ey-i4LLJV34gduA_Y-ivzk0vUTMOZ5uZrtkvFfJWzu/s72-c/Christmas+Presents.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-2254200139440567531</id><published>2011-11-30T09:47:00.000+00:00</published><updated>2011-11-30T09:47:32.315+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Cash Back"/><category scheme="http://www.blogger.com/atom/ns#" term="Discount"/><category scheme="http://www.blogger.com/atom/ns#" term="Online Shopping"/><category scheme="http://www.blogger.com/atom/ns#" term="Quidco"/><category scheme="http://www.blogger.com/atom/ns#" term="Top Cash Back"/><title type='text'>Cash Back Sites - Lorraine Allman</title><summary type="text">If you’re looking for a quick and easy way to make some extra cash you could do worse than sign up with a ‘cash back’ web site. In this guest blog, Lorraine tells us how she discovered cash back sites for the first time and how they have now become a part of her normal online shopping routine. She also gives some top tips for getting the best out of cash back sites and making every penny count so</summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/2254200139440567531/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/cash-back-sites-lorraine-allman.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2254200139440567531'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/2254200139440567531'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/cash-back-sites-lorraine-allman.html' title='Cash Back Sites - Lorraine Allman'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh24e2SRVhiaCTXnkkkAbw9tscZGloR1cAtTLGTBBD0FztA-3ogC4WsK8op9gShlexSJvYPdHu4a_yefgNrrye2cOJRopLe3dDu6N1EuJZBogqatKcG52nKIhR6V9tURx8ko9VaTKTIs2ON/s72-c/Cash+Back+Picture.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-5347917801418252368</id><published>2011-11-23T11:38:00.001+00:00</published><updated>2011-11-23T11:38:34.647+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips"/><category scheme="http://www.blogger.com/atom/ns#" term="Mummy Budgeting"/><category scheme="http://www.blogger.com/atom/ns#" term="Parenting Budgeting"/><title type='text'>Mummy Money Saving Tips!</title><summary type="text">A while ago I asked some lovely Mummies for thier top money saving tips and this is what they came up with:

﻿
“Buy toys, equipment clothes etc at he NCT nearly new sales.”

“Join Freecycle - all sorts of unwanted items offered for free on there, or you can post a wanted if you need something.” 

“Best money saving tip I would give is save as soon as you know you&#39;re expecting ... I can&#39;t believe </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/5347917801418252368/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/mummy-money-saving-tips.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5347917801418252368'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/5347917801418252368'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/mummy-money-saving-tips.html' title='Mummy Money Saving Tips!'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEmE6ABs5h4NoTahyD6ETlOo9jJNs-1khPt210TbtZj2I4GWDSgLU-m32nW_MtBdVOtiNksHyEBAjs5XQM3S9scDk8asL6Hzo7Ja0jymESZlgacA2nuoXf6T9ZQHnVekkzzIhlchweuNBM/s72-c/pennies-4-parents-button.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-4346045899740890457</id><published>2011-11-16T11:09:00.000+00:00</published><updated>2013-04-27T14:42:25.142+01:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Cutting bills"/><category scheme="http://www.blogger.com/atom/ns#" term="Money Saving Tips"/><category scheme="http://www.blogger.com/atom/ns#" term="switching supplier"/><category scheme="http://www.blogger.com/atom/ns#" term="Utility Warehouse"/><title type='text'>Save money with the Utility Warehouse Discount Club - Julie Brooke</title><summary type="text">
ADVERTISEMENT FEATURE











Save money with the Utility Warehouse Discount Club



You may not have heard of the Utility Warehouse before – that’s the secret to saving lots of money! The company does not advertise in the national press or on TV. Instead, it relies on personal recommendation; satisfied customers letting their friends, family and colleagues know about the savings they have </summary><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/4346045899740890457'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/4346045899740890457'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/save-money-with-utility-warehouse.html' title='Save money with the Utility Warehouse Discount Club - Julie Brooke'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZs91SY5DtzNmKUgPjm2lUyGEcJQjzixHZthBNM2pXmZYii1mcTh2L4FQhs2gnuq-nCi0TIEVJOsr_ctfogGmC9gLQQskG2Fu2R5jiPsYcdhr3f62gYffYb6DVHV3Kirw1uouhyphenhyphenudEPyS4/s72-c/Utility+Warehouse.JPG" height="72" width="72"/></entry><entry><id>tag:blogger.com,1999:blog-4629648747228487145.post-6087415141795919201</id><published>2011-11-09T10:56:00.000+00:00</published><updated>2011-11-09T10:56:40.742+00:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="cloth nappies"/><category scheme="http://www.blogger.com/atom/ns#" term="NapNap"/><category scheme="http://www.blogger.com/atom/ns#" term="presents"/><category scheme="http://www.blogger.com/atom/ns#" term="Really Eco Baby"/><category scheme="http://www.blogger.com/atom/ns#" term="reusable nappies"/><category scheme="http://www.blogger.com/atom/ns#" term="saving money"/><title type='text'>New Baby Presents that save money! - Rebecca Leek, NapNap</title><summary type="text">Here at NapNap we are always being told that the&amp;nbsp;NapNap Voucher is a brilliant idea. We know! We are rather proud of it ourselves. And when people ask us how we thought of it, we are ready with our answer. When we had our first babies (and second and third!) we were given bundles of presents. Now this was obviously lovely and some were useful. However, we certainly now have enough babygrows </summary><link rel='replies' type='application/atom+xml' href='http://pennies4parents.blogspot.com/feeds/6087415141795919201/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/new-baby-presents-that-save-money.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6087415141795919201'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4629648747228487145/posts/default/6087415141795919201'/><link rel='alternate' type='text/html' href='http://pennies4parents.blogspot.com/2011/11/new-baby-presents-that-save-money.html' title='New Baby Presents that save money! - Rebecca Leek, NapNap'/><author><name>Zest Payroll Solutions</name><uri>http://www.blogger.com/profile/04378611932683677767</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='26' height='32' src='//blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOpcvM7MgsqSrmoYA46dRKEEahcUoUGDqLXtwcqnTCOC1zzZ_wM64v6JbmVv3uZVAQFNiP8mah6w7IrSQPjhTHzQfqVD9yS9OXJJbMwG4lj51XG-7wf4tHVu13X36OoOM/s1600/*'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5YiNV8CdYzAHR8KjEVnOMq7QWv4lSk8vlEfsR_DEbsNgfz7U4k_xZId5LUa_yFa7VsGRVwzA8M_dyMiUmAeZzsF3ItW83UlCpzaX6sidwU0KoDpemOSnDYfA3AxVHNzBpKHScWXbS296o/s72-c/Smalllogopaypal.JPG" height="72" width="72"/><thr:total>0</thr:total></entry></feed>