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  <channel>
    <title>AccuQuote Podcast- Saving you money for life</title>
    <link>http://www.accuquote.com/index.cfm?refdir=itunes</link>
    <description>Learn tips and advice about life insurance, disability insurance, annuities, and more from the personal finance experts at AccuQuote. Byron Udell, AccuQuote's Founder, CEO, published author, and life insurance expert spills the beans on a variety of personal finance topics.</description>
    <language>en-us</language>
    <copyright>2005</copyright>
    <lastBuildDate>Tue, 01 Nov 2005 08:00:00 EST</lastBuildDate>
    <webMaster>webmaster@accuquote.com</webMaster>
    <feedburner:browserFriendly>This is an XML content feed. It is intended to be viewed in a newsreader or syndicated to another site, subject to copyright and fair use.</feedburner:browserFriendly>
    <media:rating scheme="urn:simple">nonadult</media:rating>
    <media:keywords>life insurance, term life insurance, personal finance, return of premium, family finances</media:keywords>
    <media:thumbnail url="http://www.accuquote.com/podcast/podcast-cover.jpg" />
    <itunes:category text="Business">
      <itunes:category text="Business News" />
    </itunes:category>
    <itunes:explicit>No</itunes:explicit>
    <itunes:summary>Learn life insurance and financial planning tips from one of the nation's leading life insurance experts Byron Udell. Udell and his industry leading life insurance brokerage, AccuQuote, have been featured in top financial publications and television shows nationwide.</itunes:summary>
    <itunes:subtitle>Learn life insurance and financial planning tips from one of the nation's leading life insurance experts Byron Udell. Udell and his industry leading life insurance brokerage, AccuQuote, have been featured in top financial publications and television shows</itunes:subtitle>
    <itunes:author>Byron Udell</itunes:author>
    <itunes:owner>
      <itunes:email>scheyney@accuquote.com</itunes:email>
      <itunes:name>Byron Udell</itunes:name>
    </itunes:owner>
    <itunes:image href="http://www.accuquote.com/podcast/podcast-cover.jpg" />
    <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
    
    <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/PensionMaximization" type="application/rss+xml" /><feedburner:browserFriendly>This is an XML content feed. It is intended to be viewed in a newsreader or syndicated to another site, subject to copyright and fair use.</feedburner:browserFriendly><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item>
      <title>Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!</title>
      <description>Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits! 
<div class="feedflare"><a href="http://feeds.feedburner.com/~f/LifeInsurancePodcast?a=55OAzuVe"><img src="http://feeds.feedburner.com/~f/LifeInsurancePodcast?i=55OAzuVe" border="0" /></a></div></description>
      <pubDate>Thu, 27 Oct 2005 21:00:00 -0500</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76609237/PensionMax.mp3" fileSize="841728" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!</itunes:summary>
      <itunes:keywords>life insurance, term life insurance, personal finance, return of premium, family finances</itunes:keywords>
      <enclosure url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76609237/PensionMax.mp3" length="841728" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/PensionMax.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Return of Premium Term Life Insurance</title>
      <description>Learn more about return of premium term life insurance 
<div class="feedflare"><a href="http://feeds.feedburner.com/~f/LifeInsurancePodcast?a=UGX1NYnd"><img src="http://feeds.feedburner.com/~f/LifeInsurancePodcast?i=UGX1NYnd" border="0" /></a></div></description>
      <pubDate>Tue, 01 Nov 2005 08:00:00 EST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76545135/ROP.mp3" fileSize="788480" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Learn more about return of premium term life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Learn more about return of premium term life insurance</itunes:summary>
      <itunes:keywords>life insurance, term life insurance, personal finance, return of premium, family finances</itunes:keywords>
      <enclosure url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76545135/ROP.mp3" length="788480" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/ROP.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>The Basics of Life Insurance</title>
      <description>Learn the basic information you need when shopping around for life insurance and find out why now's a perfect time to buy a policy 
<div class="feedflare"><a href="http://feeds.feedburner.com/~f/LifeInsurancePodcast?a=Btu6sV7D"><img src="http://feeds.feedburner.com/~f/LifeInsurancePodcast?i=Btu6sV7D" border="0" /></a></div></description>
      <pubDate>Fri, 05 May 2006 09:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76609239/MustKnow_LifeInsurance.mp3" fileSize="3761152" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Learn the basic information you need when shopping around for life insurance and find out why now's a perfect time to buy a policy</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Learn the basic information you need when shopping around for life insurance and find out why now's a perfect time to buy a policy</itunes:summary>
      <itunes:keywords>life insurance, term life insurance, personal finance, return of premium, family finances</itunes:keywords>
      <enclosure url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/76609239/MustKnow_LifeInsurance.mp3" length="3761152" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/MustKnow_LifeInsurance.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Talk About Life Insurance</title>
      <description>Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable. 
<div class="feedflare"><a href="http://feeds.feedburner.com/~f/LifeInsurancePodcast?a=MfR48xhj"><img src="http://feeds.feedburner.com/~f/LifeInsurancePodcast?i=MfR48xhj" border="0" /></a></div></description>
      <pubDate>Mon, 18 Sep 2006 11:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/23689439/pod_091806.mp3" fileSize="1834" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable.</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable.</itunes:summary>
      <itunes:keywords>life insurance, term life insurance, personal finance, return of premium, family finances</itunes:keywords>
      <enclosure url="http://feeds.feedburner.com/~r/LifeInsurancePodcast/~5/23689439/pod_091806.mp3" length="1834" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_091806.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Non-Recourse Premium Financing</title>
      <description>This podcast explores a relatively new concept in the life insurance arena.  It’s called non-recourse premium financing or (NRPF).  Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.</description>
      <pubDate>Thu, 22 Feb 2007 11:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_022207.mp3" fileSize="31894" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>A Multi-Million Dollar Incentive For Murder?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>This podcast explores a relatively new concept in the life insurance arena.  It’s called non-recourse premium financing or (NRPF).  Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.</itunes:summary>
      <itunes:keywords>Term life insurance, term life insurance rates, cheap life insurance, term insurance, term life insurance quote, life insurance quotes, life insurance policy, term life, life insurance company, AccuQuote, Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_022207.mp3" length="31894" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_022207.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Why Term life insurance rates have fallen OVER 60% in the last 12 years!</title>
      <description>Explore why term life insurance rates have plunged over the past 12 years</description>
      <pubDate>Wed, 28 Feb 2007 03:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/022807.mp3" fileSize="10835" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Life Insurance Rates Are Falling</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Term life insurance rates have fallen OVER 60% in the last 12 years. Byron Udell, founder and CEO of AccuQuote will explain why rates have plunged and what you can do to make sure you get the lowest rate available.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell
</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_022807.mp3" length="10835" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_022807.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Group vs. Individual Life Insurance</title>
      <description>Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.</description>
      <pubDate>Thu, 23 March 2007 10:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_032307.mp3" fileSize="6917" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Group life insurance isn't always the best deal</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/poc_032307.mp3" fileSize="6917" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_032307.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Refinancing Your Life Insurance</title>
      <description>Term life insurance rates have plunged over the last 12 years.  This podcast explores how consumers can take advantage of these low rates.  Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.</description>
      <pubDate>Fri, 05 Apr 2007 09:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_040507.mp3" fileSize="10067" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Refinancing your life insurance can save you thousands! </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Term life insurance rates have plunged over the last 12 years.  This podcast explores how consumers can take advantage of these low rates.  Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_040507.mp3" fileSize="10067" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_040507.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Underwriting factors that affect price of your life insurance</title>
      <description>Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.</description>
      <pubDate>Mon, 23 April 2007 11:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_042307.mp3" fileSize="6931" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Find out what factors affect the price of your life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_042307.mp3" length="6931" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_042307.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Doing business in a foreign country? Why do life insurance companies care? </title>
      <description>Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance?  In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.</description>
      <pubDate>Mon, 30 Apr 2007 11:00:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_043007.mp3" fileSize="5280" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Find out why life insurance companies care.</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance?  In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_043007.mp3" length="5280" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_043007.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Exploring key man life insurance</title>
      <description>If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.</description>
      <pubDate>Mon, 07 May 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_050707.mp3" fileSize="3522" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Find out what key man life insurance is and how it affects you</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_050707.mp3" fileSize="3522" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_050707.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>A term life insurance policy for the stay-at-home mom is important</title>
      <description>o	In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.</description>
      <pubDate>Mon, 14 May 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_051407.mp3" fileSize="3998" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Find out how a term life insurance policy for a stay-at-home mom is important</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_051407.mp3" fileSize="3998" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_051407.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>What is the best kind of life insurance to own? Term life insurance or permanent life insurance?</title>
      <description>This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.</description>
      <pubDate>Mon, 02 Jul 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_070207.mp3" fileSize="6545" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Term life insurance or permanent life insurance?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_070207.mp3" fileSize="6545" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_070207.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>How much term life insurance is enough?</title>
      <description>You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.</description>
      <pubDate>Mon, 09 Jul 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_070907.mp3" fileSize="6382" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How much term life insurance is enough?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_070907.mp3" fileSize="6382" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_070907.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Applying for term life insurance? Be sure to tell them everything!</title>
      <description>The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure.  In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.   </description>
      <pubDate>Mon, 16 Jul 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_071607.mp3" fileSize="7259" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Applying for term life insurance? Be sure to tell them everything!</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure.  In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.   </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_071607.mp3" fileSize="7259" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_071607.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Yes thrill seekers…you can get affordable term life insurance!</title>
      <description>In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate.  Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.</description>
      <pubDate>Mon, 23 Jul 2007 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_072307.mp3" fileSize="5474" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Yes thrill seekers…you can get affordable term life insurance!</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate.  Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_072307.mp3" fileSize="5474" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_072307.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Is a term life insurance with no medical exam affordable? </title>
      <description>You’ve seen those ads…buy life insurance with no medical exam, right?  Tempting, huh?  Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.</description>
      <pubDate>Mon, 07 Apr 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_040708.mp3" fileSize="10816" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Is a term life insurance with no medical exam affordable? </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>You’ve seen those ads…buy life insurance with no medical exam, right?  Tempting, huh?  Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_040708.mp3" fileSize="10816" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_040708.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Types of insurance</title>
      <description>If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types.  In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.</description>
      <pubDate>Mon, 14 Apr 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_041408.mp3" fileSize="11182" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Types of insurance </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types.  In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_041408.mp3" fileSize="11182" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_041408.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Insurable Interest and how it relates to life settlements</title>
      <description>Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.</description>
      <pubDate>Mon, 19 May 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_051908.mp3" fileSize="8044" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Insurable Interest and how it relates to life settlements</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_051908.mp3" fileSize="8044" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_051908.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Interview with LegalZoom Part 1</title>
      <description>This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes.  In part one of a two-part series, AccuQuote will talk about  the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.</description>
      <pubDate>Wed, 28 May 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_052808.mp3" fileSize="9272" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Interview with LegalZoom Part 1</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes.  In part one of a two-part series, AccuQuote will talk about  the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_052808.mp3" fileSize="9272" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_052808.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Interview with LegalZoom Part 2</title>
      <description>This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes.  In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.

</description>
      <pubDate>Fri, 30 May 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_053008.mp3" fileSize="23629" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Interview with LegalZoom Part 2</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes.  In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_053008.mp3" fileSize="23629" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_053008.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Life insurance underwriting process </title>
      <description>Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.</description>
      <pubDate>Thu, 17 July 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_071708.mp3" fileSize="8930" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Life insurance underwriting process </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_071708.mp3" fileSize="8930" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_071708.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Life Insurance and Family Medical History</title>
      <description>Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.</description>
      <pubDate>Fri, 25 July 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_072508.mp3" fileSize="6300" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Life Insurance and Family Medical History</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_072508.mp3" fileSize="6300" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_072508.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Disability Insurance </title>
      <description>People insure their car, home and other possessions that can easily be replaced.  Shouldn’t you insure your income as well in the event of a disability?  What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills?  How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.</description>
      <pubDate>Mon, 25 August 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_082508.mp3" fileSize="11600" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Disability Insurance </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>People insure their car, home and other possessions that can easily be replaced.  Shouldn’t you insure your income as well in the event of a disability?  What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills?  How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_082508.mp3" fileSize="11600" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_082508.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>There’s more to life insurance than you think</title>
      <description>If something happens to you, how will your family cope with the financial burden?  Will there be enough money to pay the mortgage?  Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.  </description>
      <pubDate>Wed, 03 September 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_090308.mp3" fileSize="7006" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>There’s more to life insurance than you think</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If something happens to you, how will your family cope with the financial burden?  Will there be enough money to pay the mortgage?  Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.  </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_090308.mp3" fileSize="7006" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_0090308.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Prepare for your term life insurance medical exam</title>
      <description>Every individually underwritten term life insurance policy requires a medical exam.  The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.</description>
      <pubDate>Wed, 10 September 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_091008.mp3" fileSize="8005" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Prepare for your term life insurance medical exam</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Every individually underwritten term life insurance policy requires a medical exam.  The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_091008.mp3" fileSize="8005" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_0091008.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Things that affect your life insurance rate </title>
      <description>Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.</description>
      <pubDate>Wed, 17 September 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_091708.mp3" fileSize="5270" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Things that affect your life insurance rate</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_091708.mp3" fileSize="5270" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_0091708.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Ways to buy life insurance  </title>
      <description>There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.</description>
      <pubDate>Wed, 24 September 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_092408.mp3" fileSize="5780" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Ways to buy life insurance  </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_092408.mp3" fileSize="5780" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_092408.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Common Mistakes People Make When Buying Life Insurance</title>
      <description>You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive.  Like with any major purchase, it's important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.</description>
      <pubDate>Wed, 08 October 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_100808.mp3" fileSize="5890" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Common Mistakes People Make When Buying Life Insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive.  Like with any major purchase, it's important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_100808.mp3" fileSize="5980" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_100808.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Understanding Permanent Life Insurance</title>
      <description>While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.</description>
      <pubDate>Wed, 15 October 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_101508.mp3" fileSize="6200" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Understanding Permanent Life Insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_101508.mp3" fileSize="6200" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_101508.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Saving Age Could Save You Money</title>
      <description>When asked how old you are, you use your “actual age” to describe your age.  For example, you’re 36 until the day of your 37th birthday.  However, what most people don’t realize is that most life insurance companies will price policies based on your "nearest age".  In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy. </description>
      <pubDate>Wed, 22 October 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_102208.mp3" fileSize="4610" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Saving Age Could Save You Money</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>When asked how old you are, you use your “actual age” to describe your age.  For example, you’re 36 until the day of your 37th birthday.  However, what most people don’t realize is that most life insurance companies will price policies based on your "nearest age".  In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy. </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_102208.mp3" fileSize="4610" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_102208.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Insurable Interest – what is it and why is it important</title>
      <description>Insurable interest – what is it and why is it important when buying life insurance?  In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.</description>
      <pubDate>Wed, 29 October 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_102908.mp3" fileSize="4700" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Insurable Interest – what is it and why is it important</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Insurable interest – what is it and why is it important when buying life insurance?  In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_102908.mp3" fileSize="4700" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_102908.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>When would someone buy annually renewable term (ART) life insurance</title>
      <description>In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.</description>
      <pubDate>Wed, 05 November 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_110508.mp3" fileSize="2610" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>When would someone buy annually renewable term (ART) life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_110508.mp3" fileSize="2610" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_110508.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Benefits of exercising your term conversion option</title>
      <description>If you have life insurance, you probably have a term policy.  Most term policies come with a conversion option.  Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.</description>
      <pubDate>Wed, 12 November 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_111208.mp3" fileSize="6660" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Benefits of exercising your term conversion option</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you have life insurance, you probably have a term policy.  Most term policies come with a conversion option.  Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_111208.mp3" fileSize="6660" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_111208.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Buy term and invest the rest</title>
      <description>Term life insurance or permanent? Which is a better investment and why do some experts suggest you buy term and invest the rest?  Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will explain what it means to buy term and invest the rest. </description>
      <pubDate>Thu, 11 December 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_121108.mp3" fileSize="7890" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Buy term and invest the rest</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Term life insurance or permanent? Which is a better investment and why do some experts suggest you buy term and invest the rest?  Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will explain what it means to buy term and invest the rest. </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_121108.mp3" fileSize="7890" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_121108.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Frequently Asked Question’s about buying life insurance</title>
      <description>Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal.  In this podcast he will provide the answers to some of the most frequently asked questions that come up when buying term life insurance. </description>
      <pubDate>Thu, 18 December 2008 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_121808.mp3" fileSize="11200" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Frequently Asked Question’s about buying life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal.  In this podcast he will provide the answers to some of the most frequently asked questions that come up when buying term life insurance. </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_121808.mp3" fileSize="11200" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_121808.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Life Insurance Terms</title>
      <description>Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal.  When it comes to life insurance you often hear about what kind and how much to buy.  But, often times we forget about the basics. In this podcast he’ll talk about the various life insurance terms you’ll hear when researching or buying a life insurance policy</description>
      <pubDate>Thu, 01 January 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_010109.mp3" fileSize="7100" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Frequently Asked Question’s about buying life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal.  When it comes to life insurance you often hear about what kind and how much to buy.  But, often times we forget about the basics. In this podcast he’ll talk about the various life insurance terms you’ll hear when researching or buying a life insurance policy</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_010109.mp3" fileSize="7100" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_010109.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Types of Insurance to avoid</title>
      <description>Have you ever gotten a phone call from the credit card company offering inexpensive insurance that will pay off your balance in the event that you die? The sales person will try to make it sound like the deal of the century. Just 39 cents or less per $1000 you owe each month and you can wife the slate clean for your family. Byron Udell, founder and CEO of AccuQuote, is here to tell you why you shouldn’t fall for the bait and what you can do to protect your family in the event of an untimely death.</description>
      <pubDate>Thu, 22 January 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_012209.mp3" fileSize="3500" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Types of Insurance to avoid</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Have you ever gotten a phone call from the credit card company offering inexpensive insurance that will pay off your balance in the event that you die? The sales person will try to make it sound like the deal of the century. Just 39 cents or less per $1000 you owe each month and you can wife the slate clean for your family. Byron Udell, founder and CEO of AccuQuote, is here to tell you why you shouldn’t fall for the bait and what you can do to protect your family in the event of an untimely death.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_012209.mp3" fileSize="3500" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_012209.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Mortgage life insurance</title>
      <description>If you’ve recently bought a new home or refinanced your existing mortgage, brace yourself for the onslaught. Before you even finish unpacking, your mailbox will be filled with offers for mortgage life insurance.  Byron Udell, a life insurance and annuity industry expert, is here today to explain the difference between mortgage life insurance and a term life insurance policy.  </description>
      <pubDate>Thu, 29 January 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_012909.mp3" fileSize="4210" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Mortgage life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’ve recently bought a new home or refinanced your existing mortgage, brace yourself for the onslaught. Before you even finish unpacking, your mailbox will be filled with offers for mortgage life insurance.  Byron Udell, a life insurance and annuity industry expert, is here today to explain the difference between mortgage life insurance and a term life insurance policy.  </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_012909.mp3" fileSize="4210" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_012909.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>How to claim a death benefit </title>
      <description>The death of a loved one is hard. No one likes to think about it. But you should be prepared on what to expect when beginning the life insurance claims process.  Byron Udell, a life insurance and annuity industry expert, is here today to provide you with the information you need to know when claiming a death benefit of a loved one.</description>
      <pubDate>Thu, 26 February 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_022609.mp3" fileSize="5480" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How to claim a death benefit </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>The death of a loved one is hard. No one likes to think about it. But you should be prepared on what to expect when beginning the life insurance claims process.  Byron Udell, a life insurance and annuity industry expert, is here today to provide you with the information you need to know when claiming a death benefit of a loved one.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_022609.mp3" fileSize="5480" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_022609.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Common Myths that Stop People From Buying Life Insurance</title>
      <description>You can come up with an excuse for just about anything these days.  But what excuse do you have for NOT protecting your family.  Byron Udell, a life insurance and annuity industry expert, will talk about some of the myths that people have about life insurance. In this podcast, he’ll set the record straight and debunk these myths and tell you why they shouldn’t stop you from buying life insurance.</description>
      <pubDate>Fri, 13 March 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_031309.mp3" fileSize="3808" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How to claim a death benefit </itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>You can come up with an excuse for just about anything these days.  But what excuse do you have for NOT protecting your family.  Byron Udell, a life insurance and annuity industry expert, will talk about some of the myths that people have about life insurance. In this podcast, he’ll set the record straight and debunk these myths and tell you why they shouldn’t stop you from buying life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_031309.mp3" fileSize="3808" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_031309.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Price Versus Value</title>
      <description>If you’re in the market for a life insurance policy, finding a cheap life insurance rate is quick and easy when you shop online.  However, finding the best value takes some time and effort. Byron Udell, a life insurance and annuity industry expert, will provide you with tips on how to go about finding the best values in life insurance. </description>
      <pubDate>Fri, 20 March 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_032009.mp3" fileSize="6266" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Price Versus Value</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re in the market for a life insurance policy, finding a cheap life insurance rate is quick and easy when you shop online.  However, finding the best value takes some time and effort. Byron Udell, a life insurance and annuity industry expert, will provide you with tips on how to go about finding the best values in life insurance. </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_032009.mp3" fileSize="6266" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_032009.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Reviewing your life insurance policy</title>
      <description>Once you have purchased life insurance, it's tempting to file your policy away and forget about it. But it's important to review your policy on a regular basis - especially as the circumstances of your life change. And, because life insurance rates have come down so much, it might make sense to ditch your old, expensive policy and take out a new one.  In this podcast, Byron Udell, a life insurance and annuity industry expert, is offers you tips to determine if your life insurance coverage is still appropriate for your situation.</description>
      <pubDate>Fri, 27 March 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_032709.mp3" fileSize="4022" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Reviewing your life insurance policy</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Once you have purchased life insurance, it's tempting to file your policy away and forget about it. But it's important to review your policy on a regular basis - especially as the circumstances of your life change. And, because life insurance rates have come down so much, it might make sense to ditch your old, expensive policy and take out a new one.  In this podcast, Byron Udell, a life insurance and annuity industry expert, is offers you tips to determine if your life insurance coverage is still appropriate for your situation.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_032709.mp3" fileSize="4022" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_032709.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Tips to keep your life insurance premiums low</title>
      <description>Finding affordable life insurance is easy if you’re armed with the knowledge of ways you can save. In this podcast, Byron Udell, a life insurance and annuity industry expert, offers you tips that will help you find affordable life insurance that meets your needs. </description>
      <pubDate>Fri, 27 March 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_040309.mp3" fileSize="6692" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Tips to keep your life insurance premiums low</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Finding affordable life insurance is easy if you’re armed with the knowledge of ways you can save. In this podcast, Byron Udell, a life insurance and annuity industry expert, offers you tips that will help you find affordable life insurance that meets your needs. </itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_040309.mp3" fileSize="6692" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_040309.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Term vs. Permanent</title>
      <description>If you’re in the market for a life insurance policy, you first need to understand the very basics. You know what life insurance does, but do you know the difference between term and permanent?  In this podcast, Byron Udell, a life insurance and annuity industry expert, will explain the difference between the two in order to help you make a better decision on which type is best for you.</description>
      <pubDate>Fri, 27 March 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_040709.mp3" fileSize="5056" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Term vs. Permanent</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re in the market for a life insurance policy, you first need to understand the very basics. You know what life insurance does, but do you know the difference between term and permanent?  In this podcast, Byron Udell, a life insurance and annuity industry expert, will explain the difference between the two in order to help you make a better decision on which type is best for you.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_040709.mp3" fileSize="5056" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_040709.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Spring Clean Your Personal Finances</title>
      <description>Experts suggest that spring is the perfect time to review your personal finances.  So, what does that mean for your life insurance policy?  In this podcast, Byron Udell, a life insurance and annuity expert, will tell you what you should look for when you re-evaluate your current life insurance needs!</description>
      <pubDate>Thu, 09 April 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_040909.mp3" fileSize="7522" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Spring Clean Your Personal Finances</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Experts suggest that spring is the perfect time to review your personal finances.  So, what does that mean for your life insurance policy?  In this podcast, Byron Udell, a life insurance and annuity expert, will tell you what you should look for when you re-evaluate your current life insurance needs!</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_040909.mp3" fileSize="7522" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_040909.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Looking for affordable term life insurance</title>
      <description>If you’re looking for affordable term life insurance online, here’s a warning:  the industry’s great low life insurance rates may not be available to you if you can’t meet the underwriting guidelines.  In today’s podcast, Byron Udell, a life insurance and annuity industry expert explains why you should use the Internet only to benchmark rates, then call the quote service and ask for a more personalized quote.</description>
      <pubDate>Wed, 15 April 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_041509.mp3" fileSize="5718" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Looking for affordable term life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re looking for affordable term life insurance online, here’s a warning:  the industry’s great low life insurance rates may not be available to you if you can’t meet the underwriting guidelines.  In today’s podcast, Byron Udell, a life insurance and annuity industry expert explains why you should use the Internet only to benchmark rates, then call the quote service and ask for a more personalized quote.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_041509.mp3" fileSize="5718" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_041509.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Pros and cons of child life insurance</title>
      <description>If you’re in the market for a life insurance policy for your child, there are some things you should consider.  In this podcast, Byron Udell, a life insurance and annuity industry expert, explains how to weigh the pros and cons of a child life insurance policy.</description>
      <pubDate>Fri, 17 April 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_041509.mp3" fileSize="4626" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Pros and cons of child life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re in the market for a life insurance policy for your child, there are some things you should consider.  In this podcast, Byron Udell, a life insurance and annuity industry expert, explains how to weigh the pros and cons of a child life insurance policy.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_041709.mp3" fileSize="4626" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_041709.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Term Life Insurance Rates Increase</title>
      <description>For years, we’ve been hearing that term life insurance rates have been decreasing.  In fact, they are currently the lowest they’ve been in history. But is all that changing?  If so, why?  Byron Udell, a life insurance and annuity industry expert, discusses the latest term life insurance rate war.</description>
      <pubDate>Fri, 15 May 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_051509.mp3" fileSize="2787" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Term Life Insurance Rates Increase</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>For years, we’ve been hearing that term life insurance rates have been decreasing.  In fact, they are currently the lowest they’ve been in history. But is all that changing?  If so, why?  Byron Udell, a life insurance and annuity industry expert, discusses the latest term life insurance rate war.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_051509.mp3" fileSize="2787" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_051509.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Protecting your nest egg with term life insurance</title>
      <description>The world has change – and so should your life insurance. Byron Udell, a life insurance and annuity industry expert, discusses why it’s even more important in today’s economic climate to protect your nest egg using a life insurance policy.</description>
      <pubDate>Fri, 12 June 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_061209.mp3" fileSize="5872" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Protecting your nest egg with term life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>The world has change – and so should your life insurance. Byron Udell, a life insurance and annuity industry expert, discusses why it’s even more important in today’s economic climate to protect your nest egg using a life insurance policy.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_061209.mp3" fileSize="5872" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_061209.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>How to choose a life insurance agent and company</title>
      <description>Trying to find a life insurance agent and company that you trust can be an intimidating task. However, if you do your homework, you can rest assured you’ll be able to find a reliable company and agent. Byron Udell, a life insurance and annuity industry expert, provides helpful tips when choosing a company and agent.</description>
      <pubDate>Thu, 18 June 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_061809.mp3" fileSize="4868" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How to choose a life insurance agent and company</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Trying to find a life insurance agent and company that you trust can be an intimidating task. However, if you do your homework, you can rest assured you’ll be able to find a reliable company and agent. Byron Udell, a life insurance and annuity industry expert, provides helpful tips when choosing a company and agent.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_061809.mp3" fileSize="4868" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_061809.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Don’t lose your life insurance and other benefits if you lose your job</title>
      <description>If you lose your job, you may lose your insurance benefits too. So what should you do? Byron Udell, a life insurance and annuity industry expert, discusses some tips to make sure you don’t lose your life insurance and other benefits if you should lose your job.</description>
      <pubDate>Thu, 18 June 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_062909.mp3" fileSize="5070" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Don’t lose your life insurance and other benefits if you lose your job</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you lose your job, you may lose your insurance benefits too. So what should you do? Byron Udell, a life insurance and annuity industry expert, discusses some tips to make sure you don’t lose your life insurance and other benefits if you should lose your job.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_062909.mp3" fileSize="5070" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_062909.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Advantages and disadvantages of permanent life insurance</title>
      <description>Is permanent life insurance right for you? If you’re not sure or you don’t understand the advantages and disadvantages of this type of coverage, Byron Udell, a life insurance and annuity industry expert, discusses the important facts you need to know about permanent life insurance.</description>
      <pubDate>Thu, 18 June 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_070309.mp3" fileSize="7452" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Advantages and disadvantages of permanent life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Is permanent life insurance right for you? If you’re not sure or you don’t understand the advantages and disadvantages of this type of coverage, Byron Udell, a life insurance and annuity industry expert, discusses the important facts you need to know about permanent life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_070309.mp3" fileSize="7452" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_070309.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Reasons you may need to buy life insurance</title>
      <description>Are you procrastinating about purchasing life insurance, or did you purchase a policy several years ago and haven’t looked at it since? Byron Udell, a life insurance and annuity industry expert, discusses the reasons, which he calls “life events” that should trigger you to consider your life insurance needs.</description>
      <pubDate>Mon, 13 July 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_071309.mp3" fileSize="3139" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Reasons you may need to buy life insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Are you procrastinating about purchasing life insurance, or did you purchase a policy several years ago and haven’t looked at it since? Byron Udell, a life insurance and annuity industry expert, discusses the reasons, which he calls “life events” that should trigger you to consider your life insurance needs.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_071309.mp3" fileSize="3139" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_071309.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Advantages and Disadvantages of Term Life Insurance</title>
      <description>If you’re wondering if term life insurance is right for you, then you’ll want to listen to this podcast. Byron Udell, a life insurance and annuity industry expert, will explain the advantages and disadvantages of term life insurance.</description>
      <pubDate>Tue, 21 July 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_072109.mp3" fileSize="4545" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Advantages and Disadvantages of Term Life Insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>If you’re wondering if term life insurance is right for you, then you’ll want to listen to this podcast. Byron Udell, a life insurance and annuity industry expert, will explain the advantages and disadvantages of term life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_072109.mp3" fileSize="4545" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_072109.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>The importance of a life insurance carrier’s financial strength </title>
      <description>Byron Udell, a life insurance and annuity industry expert, will discuss the importance of a life insurance company’s financial strength when choosing a life insurance company.</description>
      <pubDate>Tue, 21 July 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_072409.mp3" fileSize="2924" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>The importance of a life insurance carrier’s financial strength</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, a life insurance and annuity industry expert, will discuss the importance of a life insurance company’s financial strength when choosing a life insurance company.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_072409.mp3" fileSize="2924" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_072409.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Myths About Life Insurance</title>
      <description>There are many common misconceptions when it comes to life insurance. Some of these myths even prevent people from buying a policy.  In this podcast, Byron Udell, a life insurance and annuity industry expert, will identify fact from fiction when it comes to buying life insurance.</description>
      <pubDate>Mon, 03 August 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_080309.mp3" fileSize="5590" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Myths About Life Insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>There are many common misconceptions when it comes to life insurance. Some of these myths even prevent people from buying a policy.  In this podcast, Byron Udell, a life insurance and annuity industry expert, will identify fact from fiction when it comes to buying life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_080309.mp3" fileSize="5590" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_080309.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>What Women Need to Know About Life Insurance</title>
      <description>In this podcast Byron Udell, a life insurance and annuity industry expert, will address some of the most common questions women have about buying life insurance.</description>
      <pubDate>Fri, 07 August 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_080709.mp3" fileSize="4661" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>What Women Need to Know About Life Insurance</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>In this podcast Byron Udell, a life insurance and annuity industry expert, will address some of the most common questions women have about buying life insurance.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_080709.mp3" fileSize="4661" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_080709.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Recession and Unemployment Rate Indicate Reason to Increase Life Insurance Coverage</title>
      <description>As economic conditions change, it’s important to evaluate your financial situation. A life insurance and annuity industry expert, Byron Udell, talks about why the recession and rising unemployment rate should signal people to purchase or increase existing life insurance coverage.</description>
      <pubDate>Wed, 26 August 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_082609.mp3" fileSize="4964" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Recession and Unemployment Rate Indicate Reason to Increase Life Insurance Coverage</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>As economic conditions change, it’s important to evaluate your financial situation. A life insurance and annuity industry expert, Byron Udell, talks about why the recession and rising unemployment rate should signal people to purchase or increase existing life insurance coverage.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_082609.mp3" fileSize="4964" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_082609.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>What to do if you’ve been labeled “high risk” by a life insurance company</title>
      <description>Don’t be discouraged if you’ve been labeled “high risk” by a life insurance company. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains what high risk means and what steps to take if you fall in to this category.</description>
      <pubDate>Wed, 02 September 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_090209.mp3" fileSize="4984" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>What to do if you’ve been labeled “high risk” by a life insurance company</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Don’t be discouraged if you’ve been labeled “high risk” by a life insurance company. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains what high risk means and what steps to take if you fall in to this category.&lt;/description&gt;</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_090209.mp3" fileSize="4984" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_090209.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>AccuQuote launches term life insurance video learning series</title>
      <description>AccuQuote talks about launch of new term life insurance video learning series hosted by life insurance and annuity industry expert, Byron Udell.</description>
      <pubDate>Wed, 16 September 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_091609.mp3" fileSize="2149" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>AccuQuote launches term life insurance video learning series</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>AccuQuote talks about launch of new term life insurance video learning series hosted by life insurance and annuity industry expert, Byron Udell.</itunes:summary>
      <itunes:keywords>Term life insurance,Term life insurance rates,Cheap life insurance,Term insurance,Term life insurance quote,Life insurance quotes,Life insurance policy,Term lifeLife insurance company,AccuQuote,Byron Udell,Annually renewable life insurance, permanent life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_091609.mp3" fileSize="2149" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_091609.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Interview with Scott Mitic, founder and CEO of TrustedID</title>
      <description>AccuQuote has partnered with TrustedID, the nation’s leading provider of identity theft prevention solutions. In this podcast, Scott Mitic, founder and CEO of TrustedID and Sean Cheyney, Vice President, Marketing and Business Development at AccuQuote, discuss how TrustedID’s new suite of services will offer additional protection for your financial life.</description>
      <pubDate>Mon, 21 September 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_092109.mp3" fileSize="10335" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Interview with Scott Mitic, founder and CEO of TrustedID</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>AccuQuote has partnered with TrustedID, the nation’s leading provider of identity theft prevention solutions. In this podcast, Scott Mitic, founder and CEO of TrustedID and Sean Cheyney, Vice President, Marketing and Business Development at AccuQuote, discuss how TrustedID’s new suite of services will offer additional protection for your financial life.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
      <enclosure url="http://www.accuquote.com/podcast/pod_092109.mp3" fileSize="10335" type="audio/mpeg" />
      <feedburner:origEnclosureLink>http://www.accuquote.com/podcast/pod_092109.mp3</feedburner:origEnclosureLink>
    </item>
    <item>
      <title>Options for death benefit payouts</title>
      <description>As a beneficiary, you need to know what to do when a loved one dies. Byron Udell, a life insurance and annuity industry expert, explains the process when it comes time to claim a death benefit payout.</description>
      <pubDate>Wed, 30 September 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_093009.mp3" fileSize="5222" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Options for death benefit payouts</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>As a beneficiary, you need to know what to do when a loved one dies. Byron Udell, a life insurance and annuity industry expert, explains the process when it comes time to claim a death benefit payout.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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    <item>
      <title>How much is your life worth?</title>
      <description>Do you know how much your life is worth? In this podcast, Byron Udell, a life insurance and annuity industry expert talks about calculating how much your life is worth in order to help you accurately determine your life insurance needs.</description>
      <pubDate>Wed, 07 October 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
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      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How much is your life worth?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Do you know how much your life is worth? In this podcast, Byron Udell, a life insurance and annuity industry expert talks about calculating how much your life is worth in order to help you accurately determine your life insurance needs.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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    <item>
      <title>Life insurance can protect your business</title>
      <description>Byron Udell, a life insurance and annuity industry expert explains how life insurance can protect your small business from financial devastation.</description>
      <pubDate>Thu, 15 October 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_101509.mp3" fileSize="5526" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How much is your life worth?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, a life insurance and annuity industry expert explains how life insurance can protect your small business from financial devastation.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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    </item>
    <item>
      <title>Permanent Life Insurance – Worth the money?</title>
      <description>Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about the pros and cons of permanent life insurance, as well as provides tips to determine if this type of coverage is right for you.  </description>
      <pubDate>Thu, 22 October 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_102209.mp3" fileSize="6298" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>Permanent Life Insurance – Worth the money?</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>Byron Udell, the nation’s foremost life insurance and annuity industry expert, talks about the pros and cons of permanent life insurance, as well as provides tips to determine if this type of coverage is right for you.  </itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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    <item>
      <title>How to find the right life insurance professional</title>
      <description>When shopping for life insurance, it’s important to trust your agent. In this podcast, Byron Udell, a life insurance and annuity industry expert, talks about how to find the right life insurance professional.</description>
      <pubDate>Wed, 28 October 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_102809.mp3" fileSize="3562" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>How to find the right life insurance professional</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>When shopping for life insurance, it’s important to trust your agent. In this podcast, Byron Udell, a life insurance and annuity industry expert, talks about how to find the right life insurance professional.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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    <item>
      <title>What to look for in a policy illustration</title>
      <description>When purchasing a life insurance policy there are so many things to consider, such as the price and features of the policy. However, before purchasing a policy, you should take a close look at the policy illustration. In this podcast, Byron Udell, a life insurance and annuity industry expert talks about what you should look for in a policy illustration.</description>
      <pubDate>Wed, 04 November 2009 01:30:00 CST</pubDate>
      <author>scheyney@accuquote.com (Byron Udell)</author>
      <media:content url="http://www.accuquote.com/podcast/pod_110409.mp3" fileSize="5144" type="audio/mpeg" />
      <itunes:explicit>No</itunes:explicit>
      <itunes:subtitle>What to look for in a policy illustration</itunes:subtitle>
      <itunes:author>Byron Udell</itunes:author>
      <itunes:summary>When purchasing a life insurance policy there are so many things to consider, such as the price and features of the policy. However, before purchasing a policy, you should take a close look at the policy illustration. In this podcast, Byron Udell, a life insurance and annuity industry expert talks about what you should look for in a policy illustration.</itunes:summary>
      <itunes:keywords>Term life insurance, Term life insurance rates, Discount term life insurance, Term life ins, Term life insurance needs calculator, Types of life insurance policies, Cheap life insurance, Cheapest term life insurance, Low cost term life insurance, Affordable life insurance, Inexpensive life insurance, Life insurance quotes comparison, Compare life insurance rates, Term insurance, Term life insurance quote, Life insurance quotes, Life insurance quotes online, Life insurance policy, Term life, Life insurance company, Best life insurance, Best term life insurance, Life insurance needs calculator, Term life insurance quotes, What is term life insurance, AccuQuote, AccuQuote.com, Byron Udell, Term life quotes, Term life insurance quotes online, Best life insurance companies, Discount life insurance, Child life insurance</itunes:keywords>
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