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Buy a home

Buying a home is a big decision. But you don’t have to do it alone. We stand by you every step of the way, so you confidently go from home shopping to homeowning. For the first-time homebuyer, the property investor, or the second home seeker, start your journey with us.

Start the journey

Mortgage refinance

If mortgage interest rates are lower than when you purchased your current home, you could save money by refinancing with CrossCountry Mortgage.

Lock in your rate

Home equity loan

Use your home’s equity as collateral to get either a line of credit (HELOC) or a one-time payment with a second mortgage. Then use the cash for anything from college tuition to major renovations. It’s yours. Use it how you want.

Get cash now

VA loans for those who serve.

No PMI for less.

An ITIN works, too.

Reverse for Purchase Loans

VA loans offer big benefits for Active-Duty Service Members, Veterans and Qualified Family Members. Get up to 100% financing with competitive rates for purchase, refinance, renovation and construction. Your benefit is reusable, too.

Start the Process

Say Bye-Bye PMI! You can now use a conventional mortgage to borrow up to 85% of your home’s purchase price with no private mortgage insurance. That gives you more buying power and a lower monthly payment.

START THE PROCESS

No Social Security number? No problem! With an ITIN loan, you could use your Individual Tax Identification Number (ITIN) to obtain home financing. Enjoy one less roadblock on your path to homeownership.

Start the Process

Homebuyers age 55+ have the flexibility of an optional monthly mortgage payment. These loans can help retirees preserve their savings, move closer to loved ones, or embrace the lifestyle they want.

Learn more

We help you head home

No matter where you are in the process, we take pride in helping people get the home they want — with the mortgage they can afford. That’s why we’re America’s #1 Retail Mortgage Lender.

Find a Loan Officer

I received a loan with a very competitive interest rate and low cost of loan. Service was excellent and the loan process was efficient, and I was able to close on my house within 30 days. CrossCountry Mortgage is highly recommended!

Peter L.

I was on a very short timeline and a sort of complicated situation. The team at CrossCountry Mortgage really rallied to get it all done in time. Can’t really express how much I appreciate the effort.

Phillip K.

CrossCountry Mortgage has developed the best model for keeping their potential borrowers regularly informed as to progress/milestones from start to finish.

Robert M.

CrossCountry Mortgage made purchasing my dream home in another state very easy. I knew what to expect each stage of the process and any questions I had were answered quickly. I will recommend them to others and continue to use them for my home needs too!

Sarah M.

Everyone I worked with was extremely professional, respected my time, and answered my questions in a timely manner. Everything was communicated to me exactly on time and the loan process was made more smooth!

Yasamin N.

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