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		<title>Credit Cards and Banking Discussion Forum</title>
		<link>http://www.code4gold.com/forums/index.php</link>
		<description>Credit Cards and Banking Discussion Forum</description>
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			<title><![CDATA[A 600 Credit Score or Above]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/19115-0-A-600-Credit-Score-or-Above.html</link>
			<description>
<![CDATA[<br />If you&#039;re planning to start a business, you need to have a good credit score. Without credit almost no business will succeed in the long run. Your personal credit will be what determines your business&#039;s score from the start. Although online  [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=19115.0</comments>
			<pubDate>Tue, 18 Oct 2011 18:08:47 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/19115-0-A-600-Credit-Score-or-Above.html</guid>
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		<item>
			<title><![CDATA[credit card]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18946-0-credit-card.html</link>
			<description><![CDATA[what is credit card?how we can use this?]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=18946.0</comments>
			<pubDate>Fri, 23 Sep 2011 11:03:10 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18946-0-credit-card.html</guid>
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		<item>
			<title><![CDATA[Student Credit Cards Threatening to the Economy?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18060-0-Student-Credit-Cards-Threatening-to-the-Economy.html</link>
			<description><![CDATA[Do you think student credit cards threatening to the economy? or you prefer acquiring a card to build your credit early?]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=18060.0</comments>
			<pubDate>Thu, 11 Feb 2010 08:21:09 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18060-0-Student-Credit-Cards-Threatening-to-the-Economy.html</guid>
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		<item>
			<title><![CDATA[New Credit card act protecting students]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18059-0-New-Credit-card-act-protecting-students.html</link>
			<description><![CDATA[how can this new credit card law affects the students? is  a  good news or bad news? changes like A student under 21 years of age can&#039;t acquire a credit card without a co-signer either a parent or guardian as the primary holders. ]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=18059.0</comments>
			<pubDate>Thu, 11 Feb 2010 07:05:05 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/18059-0-New-Credit-card-act-protecting-students.html</guid>
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		<item>
			<title><![CDATA[How can I improve my credit score?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17420-0-How-can-I-improve-my-credit-score.html</link>
			<description><![CDATA[Hi everyone, I have been going through my credit scores lately and feel as if it is time to get someone working on it. I really don’t have any particular reasons so as to have low scores but I need someone to work on them to make them better in case  [...]]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=17420.0</comments>
			<pubDate>Sat, 30 May 2009 23:13:35 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17420-0-How-can-I-improve-my-credit-score.html</guid>
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		<item>
			<title><![CDATA[FTC Charges Seven Credit Repair Companies with Deceiving Consumers]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17186-0-FTC-Charges-Seven-Credit-Repair-Companies-with-Deceiving-Consumers.html</link>
			<description>
<![CDATA[FTC Charges Seven Credit Repair Companies with Deceiving Consumers Throughout the U.S.<br /><br />The Federal Trade Commission has charged seven related companies with violating federal law by falsely promising to remove negative information from consumers’ cr [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=17186.0</comments>
			<pubDate>Tue, 17 Mar 2009 20:01:37 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17186-0-FTC-Charges-Seven-Credit-Repair-Companies-with-Deceiving-Consumers.html</guid>
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			<title><![CDATA[negotiate discounted student loan payoff?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17154-0-negotiate-discounted-student-loan-payoff.html</link>
			<description>
<![CDATA[My current salary is $20.5 K. I have $15,802.42 total owing in student loans, ($7,500 in principal), and almost $10 K in credit card debt.<br /><br />Since I am a musician and writer, and I want to continue with these activities, I stand a good chance of remaini [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=17154.0</comments>
			<pubDate>Fri, 13 Mar 2009 21:31:05 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17154-0-negotiate-discounted-student-loan-payoff.html</guid>
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			<title><![CDATA[Consolidating private student loans?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17153-0-Consolidating-private-student-loans.html</link>
			<description><![CDATA[I have some 9-14% interest rate private student loans that I wanted to consolidate. Is it pretty much impossible to consolidate student loans in this economy?]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=17153.0</comments>
			<pubDate>Fri, 13 Mar 2009 21:28:24 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17153-0-Consolidating-private-student-loans.html</guid>
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		<item>
			<title><![CDATA[Should some big American banks be allowed to fail?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17127-0-Should-some-big-American-banks-be-allowed-to-fail.html</link>
			<description>
<![CDATA[According to a New York Times article John McCain and Richard Shelby think so [...]<br /><br /><br />“Close them down, get them out of business,” Mr. Shelby, the se [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=17127.0</comments>
			<pubDate>Sun, 08 Mar 2009 18:53:27 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/17127-0-Should-some-big-American-banks-be-allowed-to-fail.html</guid>
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			<title><![CDATA[Credit Card or Debit Card. Which do you choose?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16985-0-Credit-Card-or-Debit-Card-Which-do-you-choose.html</link>
			<description><![CDATA[Many debit cards are capable of accomplishing both types of transactions, depending on the availability of proper equipment at the POS. This is especially true in the United States where the credit card networks (which handle virtually all offline debi [...]]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16985.0</comments>
			<pubDate>Sat, 07 Feb 2009 04:11:53 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16985-0-Credit-Card-or-Debit-Card-Which-do-you-choose.html</guid>
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			<title><![CDATA[Account Now Prepaid Visa and Prepaid Mastercard]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16966-0-Account-Now-Prepaid-Visa-and-Prepaid-Mastercard.html</link>
			<description><![CDATA[The Account Now&nbsp; Prepaid Visa can be used anywhere the Visa logo is accepted. You can use it at a restaurant, at an ATM, at the grocrey store and millions of other locations where Visa is accepted. If you are having credit problems and cannot open [...]]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16966.0</comments>
			<pubDate>Wed, 04 Feb 2009 18:30:13 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16966-0-Account-Now-Prepaid-Visa-and-Prepaid-Mastercard.html</guid>
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		<item>
			<title><![CDATA[Bank of America Gets $138 Billion Bailout]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16777-0-Bank-of-America-Gets-138-Billion-Bailout.html</link>
			<description>
<![CDATA[Bank of America had posted a loss for this quarter and they are the next in line for handouts from the US Government<br /><br /><br />Bank of America honcho Kenneth Lewis was given the honor of Banker of the Year by American Banking magazine just last year, bu [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16777.0</comments>
			<pubDate>Fri, 16 Jan 2009 17:52:54 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16777-0-Bank-of-America-Gets-138-Billion-Bailout.html</guid>
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			<title><![CDATA[Student Loan Debt Grows Creating Need for Student Loan Consolidations]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16773-0-Student-Loan-Debt-Grows-Creating-Need-for-Student-Loan-Consolidations.html</link>
			<description><![CDATA[ Did you know the average college graduate carries more than $20,000 in debt? That is a 6% increase year over year. When you combine that with starting salaries for recent grads, which only rose by 3% over that same time period according to the Project [...]]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16773.0</comments>
			<pubDate>Fri, 16 Jan 2009 17:04:50 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16773-0-Student-Loan-Debt-Grows-Creating-Need-for-Student-Loan-Consolidations.html</guid>
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			<title><![CDATA[Question about cashing a check with two names on it?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16749-0-Question-about-cashing-a-check-with-two-names-on-it.html</link>
			<description>
<![CDATA[My sister is going to be getting married soon and I&#039;ve made my gift check out to both her and her soon to be husband (2 different names on the check). <br /><br />Will they have a problem cashing this if they don&#039;t have a joint account. Can one of them [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16749.0</comments>
			<pubDate>Mon, 12 Jan 2009 16:34:52 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16749-0-Question-about-cashing-a-check-with-two-names-on-it.html</guid>
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			<title><![CDATA[US Government Bails Out Citigroup]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16566-0-US-Government-Bails-Out-Citigroup.html</link>
			<description>
<![CDATA[Citigroup is getting the next round of government bailouts<br /><br /><br />Rushing to rescue Citigroup, the government agreed to shoulder hundreds of billions of dollars in possible losses at the stricken bank and to plow a fresh $20 billion into the company [...].]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16566.0</comments>
			<pubDate>Tue, 25 Nov 2008 03:44:41 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16566-0-US-Government-Bails-Out-Citigroup.html</guid>
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			<title><![CDATA[Credit Card That Can Save You On Gas ]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16442-0-Credit-Card-That-Can-Save-You-On-Gas.html</link>
			<description><![CDATA[Are there any credit cards that saves you more while spending your basic needs?]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16442.0</comments>
			<pubDate>Mon, 20 Oct 2008 03:02:05 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16442-0-Credit-Card-That-Can-Save-You-On-Gas.html</guid>
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			<title><![CDATA[Bank Accounts W/O ChexSystem]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16384-0-Bank-Accounts-WO-ChexSystem.html</link>
			<description><![CDATA[What reputable banks that are well known that do not use ChexSystems besides INGDirect, WSFS and WaMu?]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16384.0</comments>
			<pubDate>Sun, 05 Oct 2008 08:04:12 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16384-0-Bank-Accounts-WO-ChexSystem.html</guid>
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			<title><![CDATA[ US Gov. Rescues AIG With $85 Billion Loan @ Taxpayers Expense]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16242-0--US-Gov-Rescues-AIG-With-85-Billion-Loan--Taxpayers-Expense.html</link>
			<description>
<![CDATA[<br />In a bid to save financial markets and economy from further turmoil, the U.S. government agreed Tuesday to provide an $85 billion emergency loan to rescue the huge insurer AIG. The Federal Reserve said in a statement it determined that a disord [...]]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16242.0</comments>
			<pubDate>Wed, 17 Sep 2008 15:45:42 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16242-0--US-Gov-Rescues-AIG-With-85-Billion-Loan--Taxpayers-Expense.html</guid>
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			<title><![CDATA[An Important Financial Lesson From the Village Idiot]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16043-0-An-Important-Financial-Lesson-From-the-Village-Idiot.html</link>
			<description><![CDATA[I found this clever story quite some time ago on USENET and saved it to a text file on my old Zip Drive. When I was cleaning my closet, I found the old Zip Drive and decided to hook it up to see if there was anything interesting on it and this story ca [...]]]></description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16043.0</comments>
			<pubDate>Thu, 21 Aug 2008 20:32:22 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16043-0-An-Important-Financial-Lesson-From-the-Village-Idiot.html</guid>
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			<title><![CDATA[What are subprime mortgage loans ?]]></title>
			<link>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16020-0-What-are-subprime-mortgage-loans.html</link>
			<description>
<![CDATA[I hear a lot of people on the news talking about the subprime banking crisis and mortgage meltdown. <br /><br />What exactly are subprime mortgages ?]]>
			</description>
			<category><![CDATA[Credit Cards and Banking]]></category>
			<comments>http://www.code4gold.com/forums/index.php?action=post;topic=16020.0</comments>
			<pubDate>Tue, 19 Aug 2008 01:17:24 GMT</pubDate>
			<guid>http://www.code4gold.com/forums/Credit-Cards-and-Banking/16020-0-What-are-subprime-mortgage-loans.html</guid>
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