Web Hosting Geeks has made the process easier by putting together a list of great web hosts and then providing details such as disk space and bandwidth specs right on the same page.  You can also scan the different hosts judged to be best in each category such as best budget hosting, blog hosting or reseller hosting to name just a few.

Another nice feature that Web Hosting Geeks has is a list of topics in their blog to give you information on a bunch of different topics from basic hosting to security issues to eCommerce.  For example, they’ve conveniently listed some things to look for when you’re shopping for a host in an article called “4 Critical Factors to Consider Before Choosing a Cheap Host” to help you figure out what you need to know.

So, if you’re looking to save some money AND find the best and most reliable web host for your needs, check out Web Hosting Geeks to review your options in one, convenient location.

Of course, one solution to this problem is just making sure you always maintain a balance to cover your purchases…easier said than done, perhaps, but not an impossible task for most people. Also, there is an option

The folks at Financial One have helped make the process much easier with a no obligation, instant quote where you can compare life insurance rates from over a hundred companies at once. They choose to give you quotes quickly from so many companies, but also accurate rates so you really know what you’re getting.

Sure, it’s easy to put off getting some life insurance, but it is one of the more important financial decisions you can make. You have to think of your family and their financial well-being should anything happen to you, insuring that your family has a stable and secure future. Remember, don’t forget about life insurance–get a free quote from Financial One today.

The NYTimes mentions that the camp is “aimed at making sure their investment clients who are contemplating retirement know exactly what they’re getting into.”

So, what options do you have right now?

Well, John Waggoner over at USA Today suggests looking into municipal bond funds if you’re willing to risk a little bit more. Currently, you can get around 3.5% yield, which isn’t really that great, but beggars can’t be choosers. As Waggoner puts it, “muni rates are higher than usual. A 10-year, high-grade muni now yields 3.54%. Someone in the 28% tax bracket would have to earn 4.92% in a taxable bond to get 3.55% after taxes.”

This might be a good option for someone looking for a slightly better yield that a CD or money market account though the risk of loss begins to creep into the picture.

Here are five good things about the recession you may not have thought about before. Apparently, people actually become healthier during a recession.

Debt Free Destiny has created a place where you can obtain information on a number of different debt and credit problems and solutions. These include things like debt settlement, credit counseling, debt consolidation, bankruptcy and more. You can obtain a free, no obligation consultation on their website to help guide you through the maze of choices and decision you need to make when faced with reducing or eliminating your debt.

The years of easy credit and the endless flow of money appear to over for now and it’s really time to get serious about any lingering debt problems you might have.  Your debt load might feel out of control, but it’s crucial that you get it worked out.  The folks at DebtFreeDestiny.com have the resources and information to help you claw your way back into a prosperous and healthy financial future.

For the most part in the US, what we see in a recession, much like we’re seeing now, is that savings rates tend to climb. That is, more people start socking their money away in order to, presumably, weather the storm.

In the US in fact, there is currently a campaign called Feed the Pig designed to encourage folks to save. The site has some great advice on saving money and many tips for putting a little extra aside.

In Finland, however, the government is encouraging people to spend money in order to boost the economy. They’ve begun an ad campaign with an evil piggy bank–implying that in these tough times the thing to do for the good of the economy and the country is to keep on spending in order to spread the money around.

NPR has a nice little feature comparing the different approaches from the US and Finland.

Of course, among the many other, much larger, issues that are pressing on this country right now, we have to wonder how this will affect our own personal finance situation.

Specifically, how will President Obama’s stimulus plan change your financial situation.

There’s an interesting article here that covers some of the basics.  A lot of specifics–at least in a general sense.  For instance: “$145 billion in tax cuts for working individuals.  The tax cut would be $500 per person ($1,000 for a couple) and would phase out for people making over $75,000 a year ($150,000 for couples). You can get the money either by claiming it on your tax return, or through a reduction in the taxes that are taken out of your weekly paycheck.”

This will obviously be one of the biggies, but the article also mentions quite a few other programs–notably many improvements to the nation’s infrastructure, the education system and healthcare.

It will definitely be interesting to see where this goes.

In the case of selling an annuity payment like a structured settlement, you would be able to get the money now instead of waiting months or years to receive the total of your payment.  You can basically get direct access to your cash.

The folks at Settlement Capital do not plan or structure a settlement, but they can help you if you are looking to Sell Structured Settlements.  They are experts in the field of specialty financing, working since 1988 to provide payments in the secondary market of structured settlements.  They can help you understand the implications of such payments and get you a free quote so you can know exactly what you’re looking at should you choose to pursue this option.

In addition to obtaining a free quote, you can educate yourself on the nuances of structured settlements and other annuity payment options. Settlement Capital also has an informative blog and podcast for even more, varied  and timely information.  If you’ve been looking to SELL STRUCTURED SETTLEMENTS you should definitely spend some time on their website or contact them soon.